RAM Home Waranty
Home Warranty Plan Details and Reviews for RAM Home Waranty
Premium: $245-325
Deductible: $40
Effective: 30 days from enrollment
Web: ramhomewarranty.com
Deductible: $40
Effective: 30 days from enrollment
Web: ramhomewarranty.com
Customer Service 
Service Timeliness
Repair/Replacement Service
Overall Rating
Total Reviews: 1 Rate this Company!
Service Timeliness
Repair/Replacement Service
Overall Rating
Total Reviews: 1 Rate this Company!
Coverage Area: California
| Home warranty is a complex insurance product. Unlike home insurance, it does not provide blanket coverage for all appliances. Pre-existing conditions and problems resulting from lack of maintenance of appliance are are generally not covered by home warranty companies. Home warranty sellers may not state these factors clearly, and this will create dissatisfaction among customers. Due to these factors, you will see many negative reviews here. Don't be intimidated by some negative reviews here. If you have maintained your appliances in good condition and go with a reputed home warranty provider, your coverage will be fine. |
We do not endorse any company in particular, however you should ignore the reviews that are overly negative or positive. Such reviews are not likely to offer a balanced view and some of them could be fake reviews posted to promote or demote a company. It is always a good idea to check BBB ratings and make sure the company is licensed to do business in your State by contacting State Insurance Commission. Try to avoid paying annual premium and keep your cancellation rights
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I have no issues with RAM’s ability to dispatch a repair technician, however, I’ve discovered that RAM’s Home Warranty is essentially just a discount repair program. Several years ago they authorized a patch repair on my A/C unit, and that repair has now failed. Instead of replacing the part, or the unit, they prefer to give me a few hundred dollars for the repair cost, citing the equipment’s age. Each year that passes, the equipment in my home gets older, but the premiums are not reduced to reflect this. American Home Shield is a better choice for coverage.