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Montana’s vast landscapes and dramatic weather can test your appliances and systems. This guide explores the Best Home Warranty Companies in Montana, helping you find a plan that safeguards your essential comforts and keeps your Big Sky home running smoothly year-round.
We have picked and reviewed the top five providers in the state so you can easily choose the best home warranty in Montana to protect your home!
Pros & Cons
Pros
Cons
Plans, Cost & Coverage
AHS offers three plans: ShieldSilver, ShieldGold, and ShieldPlatinum. The plans start from $59.99 and go up to $99.99 per month. There are two options for the deductibles– $100 and $125. Moreover, the coverage caps on appliances and systems are up to $4,000 and $5,000, respectively.
Take a look at the table below to learn more about the plans and pricing:
|
ShieldSilver |
ShieldGold |
ShieldPlatinum |
Cost at $125 Service Call Fee |
$59.99 |
$59.99 |
$89.99 |
Cost at $100 Service Call Fee |
$69.99 |
$69.99 |
$99.99 |
ShieldSilver
ShieldGold
ShieldPlatinum
Why We Picked It?
American Home Shield is a well-established company with decades of experience trusted by 2 million homeowners. With round-the-clock customer support, homeowners can get timely assistance whenever needed. AHS has a vast network of 17,000 skilled service technicians who can quickly address repair needs, ensuring prompt and reliable service whenever issues arise.
Monthly Cost
$47 - $55
Service Fee
$75 - $125
Response Time
Up to 48 hours
Pros & Cons
Pros
Cons
Plans, Cost & Coverage
Choice offers two plans: Basic Plan and Total Plan, starting at $46 per month. A service call fee of $75 to $125 is applied each time you request service. Moreover, for access, diagnosis, and repair, CHW provides a coverage limit of up to $3,000 per contract term.
Here’s how much the company charges for each of its plans:
Plans |
Monthly |
Yearly |
Basic Plan |
$46.83 |
$532 |
Total Plan |
$54.87 |
$627 |
Basic Plan
Total Plan
Why We Picked It?
Choice Home Warranty offers extensive coverage for many home systems and appliances, protecting you from unexpected repair or replacement costs. The company offers a straightforward claims process, making it easy for homeowners to file claims and receive prompt reimbursement or repair services.
Pros & Cons
Pros
Cons
Plans, Cost & Coverage
ServicePlus Home Warranty provides two plans– Gold Plan and Platinum Plan. The plans are priced at $37/month and $43/month, respectively. SPHW offers an aggregate coverage limit of $1,500 for covered home items per contract term.
Let’s find out more about SPHW plans and costs.
Gold Plan |
Platinum Plan |
|
---|---|---|
Cost/Month |
$37.46 |
$43.71 |
Cost/Annum |
$349 |
$424 |
Gold Plan
Platinum Plan
Why We Picked It?
Purchasing a ServicePlus Home Warranty can offer peace of mind and financial protection against unexpected repair costs for your home systems and appliances. Their comprehensive coverage plans are tailored to suit your needs and budget, providing affordable solutions for Montana homeowners.
Monthly Cost
$44 - $47
Service Fee
$60 - $75
Response Time
12 - 48 hours
Pros & Cons
Pros
Cons
Plans, Cost & Coverage
Select Home Warranty offers three plans– Bronze Care, Gold Care, and Platinum Care. The monthly plans start from $44 and go up to $47. The company has a limit of $2000 per covered item throughout the contract.
Here is a breakdown of SHW’s costs and plans:
Bronze Care |
Gold Care |
Platinum Care |
|
Cost/Month |
$44.42 |
$44.42 |
$47.75 |
Cost/Annum |
$479.99 |
$479.99 |
$524.99 |
Bronze Plan
Gold Plan
Platinum Plan
Why We Picked It?
With Select, you enjoy personalized plans designed to match your precise requirements and financial constraints, guaranteeing that you solely invest in the necessary coverage. Select Home Warranty offers cost-effective home warranty options, including complimentary roof leak coverage for all Select Home Warranty customers.
Pros & Cons
Pros
Cons
Plans, Cost & Coverage
Elite Home Warranty provides three plans to homeowners: Elite Appliances, Elite Systems, and Elite Complete. The premiums start from $44 monthly. Moreover, the systems and appliances are covered up to $8,000 and $7,000 per contract term, respectively.
Take a look at the table below to learn more about the plans and pricing details of EHW:
|
Elite Appliances |
Elite Systems |
Elite Complete |
Cost at $70 Service Call Fee |
$44.99 |
$49.99 |
$59.99 |
Elite Appliances
Elite Systems
Elite Complete
Why We Picked It?
Elite Home Warranty provides extensive coverage for various home systems and appliances, starting at $44 per month, offering peace of mind. Whether you need home appliances, systems, or both, EHW ensures comprehensive protection and efficient resolutions.
We have listed the top five reasons below why you, as a Montana resident, should consider a home warranty. Check them out:
The total cost of your Montana home warranty will depend on several factors. We have discussed them below in detail. Let’s find out.
Average Annual Cost
$300 - $700
Average Monthly Cost
$29.99 - $89.99
Average Service Fee (Deductible)
$60-$125
Before purchasing a home warranty in Montana, you must understand the offered coverage in detail.
As per the sources, Montana has no clear guidelines for home warranty regulation. However, the Consumer Protection Bureau oversees service contract regulation, including home warranties.
Consumer Protection Bureau: The Bureau ensures home warranty companies comply with state laws and regulations and protects consumers from unfair practices. It also ensures transparency in contract and coverage terms. Homeowners can contact it for assistance with complaints or inquiries about home warranty companies operating in Montana.
In Montana, where the rugged landscape meets the comforts of home, having a reliable home warranty is essential. From sudden furnace failures to malfunctioning kitchen appliances, unexpected repair costs can quickly add up. Montana homeowners can safeguard their essential home items and enjoy peace of mind by investing in a home warranty.
A.
In Montana, where temperatures can drop significantly, common appliance repairs often revolve around heating systems. Furnace and heat pump issues are frequent concerns, especially during the colder months, requiring attention to ensure efficient heating.
Additionally, refrigerators may experience challenges with temperature regulation, influenced by the varying climate in different regions of the state.
A.
No, a home warranty is not mandatory in Montana. It is generally optional and depends on the homebuyer’s or seller’s preferences in a real estate transaction.
A.
Home warranty companies typically don’t include coverage for appliances damaged by natural disasters. Instead, their coverage addresses normal wear and tear issues or mechanical failures. Protection against natural calamities, like floods, earthquakes, or fires, is typically handled by home insurance companies.
A.
AFC Home Club and 2-10 Home Buyers Warranty are some home warranty companies that Montana citizens can consider apart from the ones mentioned above.