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7 Best Home Warranty Companies In Philadelphia, Pennsylvania

Are you tired of unexpected repair bills and appliance meltdowns? Don’t let Philly homeownership turn into a nightmare! Dive into our guide to the Best Home Warranty Companies in Philadelphia, Pennsylvania. Discover peace-of-mind providers and reclaim your weekends for cheesesteaks and strolls, not stressing over repairs.

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image displaying the family residing in philadelphia, pennsylvania buying home warranty for the protection of their homes
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Offer Ends
In

$200 Off*
Free roof Coverage* +2 Months additional coverage
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100,000 user reviews

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16+ Years Of Experience

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6 Million Homeowners Served

List Of The Best Home Warranty Companies In Philadelphia

Explore the 7 top-rated home warranties in the city and choose the best home warranty in Philadelphia.

Pros

  • Does not charge extra fees for homes up to 5,000 sq. ft.
  • Workmanship guaranteed for 60 days

Cons

  • Homeowners are not allowed to choose their technicians or contractors
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1st month free + Free roof coverage

Premium

$46 - $55

Deductible

$75 - $125

States covered

49 states

Coverage not available in Washington

Appliances Coverage Limit

Upto $3K/item

Response Time

Up to 48 hours

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Pros

  • Does not charge extra fees for homes up to 5,000 sq. ft.
  • Workmanship guaranteed for 60 days

Cons

  • Homeowners are not allowed to choose their technicians or contractors

Pros

  • Industry experience of over five decades
  • Covers items damaged via unknown pre-existing problems
  • Offers Amazon gift cards to select AHS members

Cons

  • Lesser days of service guarantee
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$50 OFF on Multiple Properties

Premium

$29 - $89

Deductible

$100 & $125

States covered

48 states

Coverage not available in Alaska and Hawaii

Appliances Coverage Limit

$4K - $5K

Response Time

Up to 48 hours

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Pros

  • Industry experience of over five decades
  • Covers items damaged via unknown pre-existing problems
  • Offers Amazon gift cards to select AHS members

Cons

  • Lesser days of service guarantee

Pros

  • Free coverage for roof leak protection
  • 90-day service protection guarantee

Cons

  • Lower coverage caps on the covered items
 image displaying the offers available for the purchase of the home warranty plan

$150 off + Free roof coverage + 2 months free

Premium

$44 - $47

Deductible

$60 - $75

States covered

47 states

Coverage not available in Nevada, Washington and Wisconsin

Appliances Coverage Limit

$3K/Item

Response Time

12 - 48 hours

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Read Less

Pros

  • Free coverage for roof leak protection
  • 90-day service protection guarantee

Cons

  • Lower coverage caps on the covered items

Pros

  • $200 Off on annual plans
  • A limited number of plans are available

Cons

  • Mixed customer reviews
 image displaying the offers available for the purchase of the home warranty plan

$200 Off + 2 Months Free*

Premium

$43 - $79

Deductible

$75

States covered

46 states

Coverage not available in California, Nevada, New York and Washington

Appliances Coverage Limit

$3K/item

Response Time

48 hours

Read More

Read Less

Pros

  • $200 Off on annual plans
  • A limited number of plans are available

Cons

  • Mixed customer reviews

Pros

  • $200 Off on all the plans
  • Comprehensive add-on coverage

Cons

  • Not BBB accredited unlike some of its competitors
 image displaying the offers available for the purchase of the home warranty plan

$200 off + 2 months free + Free roof leak protection

Premium

$50 - $60

Deductible

$90

States covered

All 50 U.S states

Appliances Coverage Limit

$2K/Item

Response Time

Up to 48 hours

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Read Less

Pros

  • $200 Off on all the plans
  • Comprehensive add-on coverage

Cons

  • Not BBB accredited unlike some of its competitors

Pros

  • Aggregate coverage caps of $10K
  • 24/7 access through mobile app

Cons

  • Does not cover roof under basic plan

Premium

$38 - $66

Deductible

$100, $125, $150

States covered

48 states

Coverage not available in Alaska and Hawaii

Appliances Coverage Limit

$10K

Response Time

Same day

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Read Less

Pros

  • Aggregate coverage caps of $10K
  • 24/7 access through mobile app

Cons

  • Does not cover roof under basic plan

Pros

  • 4 decades of market experience
  • Home inspection is not mandatory

Cons

  • Available only in 35 states

Premium

$47 - $87

Deductible

$75, $100 & $125

Appliances Coverage Limit

$2.5K

Response Time

Up to 48 hours

Read More

Read Less

Pros

  • 4 decades of market experience
  • Home inspection is not mandatory

Cons

  • Available only in 35 states

Pro Tip: To worry less about unexpected home repairs, explore the Best Home Warranty Companies today and make the smartest choice for your home.

Home Warranty Cost And Coverage-Related Details For Philadelphia Residents

As a homeowner in Philadelphia, you understand the importance of protecting your investment. It can provide peace of mind by offering coverage for unexpected repairs and replacements. This section will explore the cost of home warranties and the coverage-related details that Philadelphia residents should know.

Cost Considerations

Coverage Options

  • Service Fees These fees typically range from $75 to $125 per service request. Find a home warranty provider that offers competitive service fees to minimize out-of-pocket expenses.

  • Premium Home warranties require an annual or monthly premium payment, typically ranging from $400 to $700 and $29 to $79, respectively. These costs may vary based on factors such as the size of your home, the age of your appliances, and the level of coverage you choose.

  • Additional Coverage Cost Some home warranty providers offer optional coverage for specific items. Typically included in standard plans. This additional coverage comes at an extra cost but can provide enhanced protection for items such as pools, spas, or septic systems. 
  • HVAC Systems Philadelphia experiences both hot summers and cold winters, putting a strain on HVAC systems. When selecting a home warranty, ensure that your heating, ventilation, and air conditioning systems are adequately covered.

  • Plumbing and Electrical Systems Older homes in Philadelphia often have outdated plumbing and electrical systems. These can be prone to leaks, pipe bursts, or faulty wiring. It is crucial to have coverage that includes these systems to protect yourself from unforeseen expenses.

  • Appliances Home warranties generally cover a range of standard appliances, including refrigerators, dishwashers, ovens, and washing machines. However, not all plans provide the same level of coverage for appliances. If you have high-end appliances or specific brands, verify whether the warranty covers them.

Find out more about home warranties in the state on our Pennsylvania State Page

Why Should Philadelphia Citizens Get A Home Warranty?

Explore the reasons why Philadelphia citizens should consider obtaining a home warranty.

  • The Extreme Weather Conditions of Philadelphia The city is known for its diverse climate, experiencing hot summers and cold winters. These weather conditions can wreak havoc on a home's systems and appliances. With a home warranty, Philadelphia citizens can rest assured that their HVAC systems, water heaters, and other vital appliances are covered. 
  • The Aging Infrastructure Philadelphia is a city with a rich history, and many homes in the area have an aging infrastructure. As discussed above, older homes often have outdated electrical wiring, plumbing systems, and aging appliances. A home warranty provides extra protection against the wear and tear that comes with age. 
  • Protecting Against Unforeseen Expenses Homeownership comes with its fair share of expenses, and unexpected repairs can quickly become a financial burden. A home warranty helps Philadelphia citizens mitigate these unforeseen expenses. With a small monthly premium, homeowners can avoid paying out-of-pocket for costly repairs or replacements. 
  • Coverage for Plumbing Issues Plumbing problems are common in Philadelphia homes, and they can cause significant inconvenience and damage if not addressed promptly. A home warranty covering issues like leaks, clogged drains, and broken pipes can help homeowners.
  • Simplifying the Repair Process Dealing with home repairs can be time-consuming and stressful. Finding a reliable contractor, negotiating prices, and overseeing repairs can become overwhelming. With a home warranty, Philadelphia citizens receive a simplified repair process. Home warranty companies have a network of trusted contractors, allowing homeowners to make a single call to initiate a repair.

Cost Of Common Household Repairs In Philadelphia

Here’s how much you can expect to pay for HVAC, electrical, plumbing, and appliances, such as microwave repair in Philadelphia. Take a look.

  • Plumbing

    Repair

    Average Cost 

    Running Toilet

    $100-$250

    Clogged Drain

    $100-$300

    Sewer Line Repair

    $2,500-$7,500

    Leaky Faucet

    $75-$150

    Basic Plumbing Services

    Up to $500

  • HVAC

    Repair

    Average Cost 

    Ductwork Cleaning

    $300-$700

    Thermostat Repair

    $100 – $500

    Air Conditioner Repair

    $200-$800

    Furnace Repair

    $150-$500

    Blower Motor Repair

    $150 – $600

     

  • Electrical

    Repair

    Average Cost

    Faulty Wiring Repair

    $150 – $500

    Broken Outlet

    $100-$200

    Panel Upgrade

    $1,000-$3,000

    Ceiling Fan Installation

    $150-$600

    Rewiring

    Up to $20,000

     

  • Repair

    Average Cost

    Refrigerator Repair

    $200 – $450

    Garbage Disposal Repair

    $100 – $400

    Gas Grill Repair

    $150 – $500

    Dishwasher Repair

    $150 – $350

    Microwave Repair

    $100 – $250

Essential Points To Consider While Getting A Home Warranty In Philadelphia

Before purchasing a home warranty, there are essential points that need to be considered to ensure the right coverage is obtained. Let’s check them.

Who Regulates Home Warranty Companies In Philadelphia?

The state does not explicitly regulate home warranties in Pennsylvania. Despite not being subject to insurance regulations, policyholders in the state can rely on consumer protection measures provided by the Bureau of Consumer Protection (BCP) for assistance.

Bureau of Consumer Protection (BCP)

The Bureau of Consumer Protection is a government agency that protects consumers from unfair and deceptive business practices. They have established guidelines and regulations that home warranty companies in Philadelphia must adhere to, ensuring transparency and accountability in the industry. The Department takes responsibility of the following:

  • Licensing Requirements and Compliance
  • Fair Business Practices
  • Dispute Resolution
  • Consumer Education
  • Bureau of Consumer Protection (BCP)

    The Bureau of Consumer Protection is a government agency that protects consumers from unfair and deceptive business practices. They have established guidelines and regulations that home warranty companies in Philadelphia must adhere to, ensuring transparency and accountability in the industry. The Department takes responsibility of the following:

    • Licensing Requirements and Compliance
    • Fair Business Practices
    • Dispute Resolution
    • Consumer Education

Conclusion

Choosing the right home warranty company is crucial for homeowners in Philadelphia, to protect their valuable assets. Carefully review the home warranty companies' plans, coverage options, and pricing to find the best fit for your needs. This way, you can safeguard your home and enjoy peace of mind, knowing that unexpected breakdowns will be covered efficiently.

FAQs

Do Home Warranties cover Vacuum Repairs In The City Of Philadelphia?

Vacuum repair coverage depends on your home warranty policy’s specific terms and conditions. It’s essential to review the policy documents provided by your warranty provider to determine the coverage details, including any limitations or exclusions related to vacuum repairs. 

American Home Shield (AHS) & Choice Home Warranty are some well-known companies covering vacuum repairs under optional coverage.

What Are The Most Frequent Home Warranty Claims In Philadelphia?

Frequently reported home warranty claims in Philadelphia encompass a spectrum of essential systems and appliances. These include HVAC system repairs to address heating and cooling issues, plumbing incidents like leaks or water heater problems, and electrical system malfunctions.

What Is The Average Cost Of Home Warranty In Philadelphia?

The average home warranty cost is about $50-$70 per month or $550-$750 per year for a Pennsylvania policy. The costs may vary based on the plans chosen, coverage limitations, and other factors.

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