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Home  /   Companies / America’s Preferred Home Warranty (APHW)
Updated on January 9, 2023

America's Preferred Home Warranty (APHW) Review 2023

Disclaimer : We facilitate quotes from reputable home warranty providers and may earn a commission, but that does not influence our evaluation process to produce unbiased reviews.
 America’s Preferred Home Warranty (APHW)

America’s Preferred Home Warranty (APHW)

four_star 4
Customer Reviews917
Premium$39.58 -$62.08
Service Fee$50, $75, $100, $125
Limit$25,000 contractual limit
Activation30 days
Cancellation Fee$25

This America’s Preferred Home Warranty Review will guide you through the company’s coverage options, costs, pros and cons, customer service, and more. After you’re done reading, you’ll be able to decide if this home warranty provider is the right fit for your home.

Our Verdict: America’s Preferred Home Warranty is a Christian-based company that has been in business for over 20 years. The company’s dollar limits are one of the most generous options available in the industry. It has mostly received positive ratings on most review platforms, making it a trustworthy choice.

Pros

  • Gives a choice to pick your own licensed contractor
  • Offers roof and extended pipe leak overage
  • New customers have legacy price point plans available to choose from when calling in

Cons

  • Higher premiums on lower deductibles

America’s Preferred Home Warranty Plans

America’s Preferred Home Warranty has Legacy and Current plans available with different deductible and payment options, as well as add-on upgrades. One upgrade is the Premier Plan option, which enhances your coverage and dollar limits over multiple items and adds some new ones. APHW also provides individual optional upgrades, such as coverage for additional refrigerators, gas fireplace, sprinkler system, and termite control, among others.

Here’s what the Standard Coverage and Premier Plans cover:

Standard Coverage

This plan covers a total of 25 home appliances and systems.

  • Water Heater
  • Heating System
  • Central Air Conditioning
  • Built-in Oven
  • Built-in Dishwasher
  • Range/Cooktop
  • Refrigerator
  • Garbage Disposal
  • Built-in Microwave
  • Septic System
  • Attic & Exhaust Fans
  • Electrical System
  • Plumbing System
  • Plumbing Stoppages
  • Roof Leak Repair
  • Garage Door Opener
  • Sump Pump
  • Humidifier
  • Ductwork
  • Central Vacuum
  • Exterior Water And Sewer Line
  • Hotel Benefits
  • Instant Hot Water Dispenser
  • Washer/Dryer
  • Water Well Pump

Premier Plan

Adds to the Standard Coverage

  • Built-in Dishwasher adds – Racks, baskets, and rollers
  • Built-in Microwave adds – Interior lining, glass door, clocks, and shelves
  • Central Air adds – Registers grills and heat lamps
  • Garage Door Opener adds – Hinges, springs, keypads and remote transmitters
  • Refrigerator adds – Refrigerant recovery, control board, ice maker and ice/beverage dispenser
  • Special Electrical Package adds – Fire/burglar alarm, lighting fixtures, doorbell
  • Toilets adds – Replaced with like quality
  • Oven/Range adds – Interior lining, clocks, rotisseries, racks, handles, knobs, and dials
  • Water Heater adds – Sediment buildup
  • $250 toward Code Violation

How Much Does America’s Preferred Home Warranty Cost?

The cost of America’s Preferred Home Warranty plans starts from $465 per year for the Legacy plans and goes up to $745 per year for plans purchased in 2023, depending on the choice of deductible. You can also choose to pay monthly, for which the premiums range from $39.58 to $62.08 depending on the plan and deductible.

You get an option to choose your deductible from $50, $75, $100, and $125. Adding the Premier Plan upgrade to your plan will increase the plan’s total cost by $160.

Existing homeowners can choose to pay premiums monthly or annually based on their area of residence within the United States, in one of three tiers, A, B, or C:

A

  • Single Family Home / $50 Deductible: $59.08/month or $709/year
  • Single Family Home / $100 Deductible: $54.92/month or $659/year
  • Condo or Townhouse / $50 Deductible: $45.75/month or $549/year

B

  • Single Family Home / $50 Deductible: $54.92/month or $659/year
  • Single Family Home / $100 Deductible: $50.75/month or $609/year
  • Condo or Townhouse / $50 Deductible: $41.58/month or $499/year

C

  • Single Family Home / $50 Deductible: $62.08/month or $745/year
  • Single Family Home / $100 Deductible: $57.42/month or $689/year
  • Condo or Townhouse / $50 Deductible: $49.92/month or $599/year

Note: To know more about the prices in your location, get a free quote today!

Does America’s Preferred Home Warranty Offer Any Discounts?

America’s Preferred Home Warranty offers its customers a Preferred Rewards program. The program offers a variety of cash-back and discount options from over 250 brands, with no registration fees.

America’s Preferred Home Warranty Coverage

Covered Systems$500-$2,250 

  • Central Air Conditioning
  • Heating System
  • Electrical System
  • Plumbing System
  • Plumbing Stoppage
  • Water Heater
  • Exterior Water & Sewage Line
  • Ductwork
  • Septic System
  • Sump Pump
  • Roof Leaks
  • Garage Door Opener
  • Attic & Exhaust Fans

Covered Appliances$400-$1,000

  • Refrigerator
  • Built-in Dishwasher
  • Built-in Microwave
  • Built-in Oven
  • Range/Stove
  • Clothes Washer & Dryer
  • Water Well Pump
  • Cooktop
  • Garbage Disposal
  • Humidifier

Optional Add-ons Range$200-$1200

  • Premier Upgrade
  • Additional Refrigerator
  • Gas Fireplace
  • Inground Pool/Spa
  • Sprinkler System
  • Termite Control
  • Salt Water Pool/Spa
  • Jetted Bathtub
  • Water Softener

APHW Exclusions

APHW is transparent with its coverage limits and clearly states that it is not responsible for repair and replacement under certain conditions. These conditions include rust, corrosion, vandalism, pre-existing conditions, riots, code violations, improper installation, missing parts, smoke, pest damage, fire, flood, accidents, acts of God, etc.

The company will also not be responsible for repairing or replacing any covered item while under the existing manufacturer’s warranty. Customers must note that APHW will not provide coverage if the company is not informed when the issue is found and in all events before the expiration of this contract.

How Do I Buy A Home Warranty From America’s Preferred Home Warranty?

Before deciding on and purchasing a home warranty, it is essential to understand its coverage and other applicable terms and conditions. Only then will you be able to become a better judge of which home warranty company is ideal for your needs.

America’s Preferred Home Warranty can be bought online or by calling one of its sales representatives. To begin with, you can submit a quote request with us to get connected directly with the company representatives. It will help you understand the company’s exact pricing structure and see if it matches your budget.

How Do I File A Claim With APHW?

Starting claims is easy and hassle-free on the APHW website. Customers can file claims online through the company’s website by following these steps:

  • Go to the website of APHW or call to 800.648.5006 to file a claim, and note your claim number.
  • You can call a service technician of your choice to diagnose the issue.
  • Once the technician has determined what parts failed and why, before any repairs are completed, call 800-648-5006 with your contractor.
  • Your technician should speak to the customer service representative to provide information regarding your faulty device. Based on that information, the company will determine coverage for your claim.
  • APHW will directly pay the technician or reimburse you within 14 business days upon verification of payment for approved claims.

America’s Preferred Home Warranty vs. The Competition

America’s Preferred Home Warranty is a good company for your home warranty needs. But how does it compare against other market leaders? Take a look –

APHW vs. Cinch Home Services

  • The aggregate contract  limit of APHW is much higher than Cinch Home Services.
  • While Cinch offers more plan options, APHW’s coverage extent is better.
  • APHW also enjoys more popularity with its customers compared to Cinch.

Cinch

Cinch Home Services

three_star 3
Customer Reviews127
Premium $27-$51
Service Fee$100-$150
Limit$2k/Item
Activation30 days
Cancellation Fee10%

America’s Preferred Home Warranty Vs. Liberty Home Guard

  • Both APHW and LHG enjoy exceedingly positive ratings and reviews from their customers.
  • APHW has been in the home warranty business for a lot longer than Liberty Home Guard.
  • America’s Preferred Home Warranty offers multiple deductible options to all of its customers whereas Liberty Home Guard offers only one option.

Liberty

Liberty Home Guard

fourhalf_star 4.5
Customer Reviews164
Premium$35-$50
Service Fee $90
Limit$2k/Item
Activation30-days
Cancellation Fee$50

America’s Preferred Home Warranty Vs. HSA Home Warranty

  • America’s Preferred Home Warranty offers plans for homeowners, buyers, and sellers, while HSA Home Warranty only deals with Buyer and Seller Coverage.
  • Both companies offer upgrades to their plans, but HSA’s upgrade option is slightly more comprehensive. However, APHW has higher dollar limits overall.
  • APHW’s plan pricing is more affordable compared to HSA Home Warranty.

HSA

HSA Home Warranty

three_star 3
Customer Reviews2465
Premium$40-$50
Service Fee$100-$125
Limit25,000 per contract
Activation30 days
Cancellation FeeNon-Cancelable

Company Details

America’s Preferred Home Warranty was founded in 1999 and is based in Jackson, Michigan. The company has been operating for 22 years and is accredited with an A+ rating from the  Better Business Bureau (BBB). Its current CEO is Rodney Martin.

Methodology

At HomeWarrantyReviews.com, we are dedicated to providing in-depth home warranty reviews so you can choose the best home warranty company & make the most out of it. We examine, compare, and analyze the companies on the following factors:

  • Pricing: We compare the costs of home warranty plans and determine if those are cost-effective. The pricing includes monthly/annual premiums, deductibles, and customer discounts.
  • Coverage: We compare the plans offered by different home warranty companies. The coverage includes systems, appliances, and additional offerings.
  • Claims: We look at customer reviews and determine how satisfied they were with the claims filing procedure, settlement, and response times.
  • Transparency: We verify if the home warranty company is licensed within the appropriate industry and offer details on the CEOs, contractors, and several settled claims.
  • Uniqueness: We examine if the company offers any additional services, advantages, or coverage alternatives and assess its quality vis-a-vis the competition.
  • Customer Engagement: We assess the determination of home warranty companies responding to consumer problems in our Complaint Resolution Program.
 America’s Preferred Home Warranty (APHW)

America’s Preferred Home Warranty (APHW)

four_star 4
Customer Reviews917
Premium$39.58 -$62.08
Service Fee$50, $75, $100, $125
Limit$25,000 contractual limit
Activation30 days
Cancellation Fee$25

America’s Preferred Home Warranty FAQs

Q.

Does APHW Cover Rolled Roofing?

A.

Yes, APHW will cover rolled roofing, asphalt shingles, and flashing from water leaks only when occurred during the coverage period.

Q.

Does APHW Home Warranty Cover Townhouses?

A.

America’s Preferred Home Warranty offers a townhouse warranty. They also offer home warranties for condos, single-family homes, multi-family units, manufactured homes, and new constructions.

Q.

How Is A Home Warranty Different From Homeowners Insurance?

A.

A home warranty is a 12-month contract that protects home systems and appliances like plumbing, electrical, HVAC, refrigerators, dishwashers, ovens, etc., in case of breakdowns or failure due to normal wear and tear.

Homeowners insurance protects your home’s structure against calamities like fire, storms, vandalism, etc. The insurance provider is liable to cover the repair costs if your property is damaged due to any covered calamities.

Home warranties and homeowners insurance can provide comprehensive protection for your home and property. These services will help you save on expensive repairs and replacements and protect your valuable assets.

Q.

How Much Warranty Liability Does APHW Accept?

A.

The maximum aggregate liability of a home warranty contract from America’s Preferred Home Warranty is up to $25,000. The average appliance upper coverage limit is about $550, while for systems, it is about $1700.

Q.

Will All My Home Systems And Appliances Be Covered Completely?

A.

Your home systems and appliances might not be entirely covered since the company has some limitations on the coverage. For specific details on coverage, we recommend you go through your service contract thoroughly.

Q.

How To Cancel The APHW Plan?

A.

If you choose not to keep the warranty within 30 days of purchase, America’s Preferred Home Warranty will refund the prorated amount of the home warranty contract. It may charge a cancellation fee after the provided period.

However, the company has state-specific guidelines for many of the covered states. So, we recommend you read your state-specific cancellation process in your service contract.

Q.

Does America's Preferred Home Warranty Cover Mold?

A.

No, America’s Preferred Home Warranty does not cover any repair or replacement required due to mold.

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