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ServicePlus Home Warranty Vs. Total Protect Home Warranty

PUBLISHED: August 12, 2020 5 MINS READ

ServicePlus Home Warranty (previously Total Home Protection) and Total Protect Home Warranty are among the top home warranty companies in the country. Total Protect home is owned by Cinch Home Services , a classic brand with a solid reputation. They are responsible for managing and administering Total Protect warranty claims. Both of them offer home warranty services that benefit the homeowners greatly. But it is up to the homeowners to understand their requirements and pick a home warranty company that best suits them. Let us look at the various aspects of the two companies’ home warranty services, benefits, and offers.


Home Warranty Coverage

Total Protect Home Warranty Coverage

Total Protect Home Warranty coverage provides three types of plans. Appliances plan offers coverage to all the essential appliances at home, the systems plan protects the essential systems, and the combo plan provides coverage to both systems and appliances.

ServicePlus Home Warranty Coverage

ServicePlus Home Warranty does not provide separate plans for appliances and systems. Instead, they provide Gold and Platinum plans, which include both appliances and home systems, but the Platinum Plan covers more items than the Gold Plan.  


Advantages Of Total Protect Home Warranty

Total Protect Home Warranty provides customizable plans, a 180-day workmanship guarantee, and 40,000 pre-screened service technicians.  

ServicePlus Home Warranty Advantages

They provide 24/7 customer support services, comprehensive and affordable plans, and their technicians are not only pre-screened but also licensed, insured, and are from local areas. 

Additional Plan Offers 

Total Protect Home Warranty

Total Protect offers a Surge Protection Plan, which guards your home appliances explicitly against power surges and lightning. The appliances that you can protect from such damages are: 

  • Stove 
  • Dryer 
  • Washer
  • TV
  • Refrigerator
  • Desktop & Monitor
  • Microwave
  • Printer
  • Air Conditioner
  • Laptop
  • Gaming System

Homeowners can get the cost of their damaged appliances reimbursed at $3.95 per month without paying any deductible. 

ServicePlus Home Warranty

ServicePlus Home Warranty provides home warranty plans to real estate professionals to reduce enormous repair expenses due to appliance breakdown before, during, or after the sale of the home. 

The items that are covered under the real estate home warranty plan are: 

  • Ceiling and exhaust fans
  • Whirlpool bathtub
  • Garage door opener
  • Electrical system
  • Ductwork
  • Stove
  • Trash compactor
  • Cooktop
  • Garbage disposal
  • Built-in-microwave
  • Dishwasher 

The coverage is applicable for single-family homes (under 5,000 sqft.) The payouts are subjected to a coverage cap of $1000 for all trade. For the real estate professionals, an additional $60 should be paid, and the deductible is about $75. 

Cost Comparison

Total Protect Home Warranty

The average yearly cost for Total Protect Home Warranty is between $383 to $491. The monthly cost ranges between $31.95 to $54.95. The service call fee is $125.00, and the coverage limit is in the range of $1,000.00 to $10,000.00. The cost for optional coverage ranges from $36.00 to $240.00.  

ServicePlus Home Warranty

The average cost for thirteen months is around $519.00 to $599.00, and the monthly cost is around $45.33 to $52.00. The service call fee is about $75.00. The coverage cap is in the range of $200.00 to $500.00. The cost for optional coverage ranges from $25.00 to $150.00. 

Terms And Conditions

Total Protect Home Warranty

1. If the home warranty customer wants to cancel the contract, he will have to pay a cancellation fee of $25.00. Total Home Warranty’s cancellation fee is also below the industry average, which is approximately $46.  

2. The home warranty plans can also be transferred, and the transfer fee that is to be paid is $25. 

3. The company resolves home warranty issues in one business day, which is considerably lesser than the industry average.  

4. The company also provides emergency services. 

5. Total Protect Home Warranty will refund the amount in the event the contract is canceled within 30 days. 

6. The maximum time to submit a claim is one day. 

ServicePlus Home Warranty

1. The cancellation fee for a ServicePlus Home Warranty plan is $50.00. 

2. If the homeowner wishes to transfer the contract, he can do so without any payment of cancellation fees. The transfer fee of ServicePlus Home Warranty is below the industry average, which is approximately $22.

3. The company resolves issues pertaining to the damage of home appliances and systems in two business days, which is below the industry average.

4. The company provides emergency services. 

5. ServicePlus Home Warranty will refund the amount in the event the contract has been canceled within 30 days. 

6. The maximum time to submit a claim is one day.

7. The company provides a free re-service period for labor for 30 days.

8. The free re-service period for device parts is 90 days.

9. The time taken for the coverage comes into effect in 30 days. 


All in all, there are certain elements where ServicePlus Home Warranty seems to be much better than Total Protect Home Warranty and vice versa. It all depends on the homeowners’ needs and requirements of whether a particular home warranty plan is best-suited for him or not. 

Homeowners must carefully analyze the circumstances of their appliances and home systems, run a cost analysis, and choose a home warranty plan that will benefit them in the long run.

HomeWarrantyReviews.com helps you make the right choice by presenting a collection of home warranty reviews by actual customers. 

You can also make your decision based on the rankings, ratings, and company profile information provided by HomeWarrantyReviews.com.      


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