With over 185,300 active Realtors in Los Angeles, selecting the right one to assist you with the sale or purchase of your home can be daunting. You will want to find someone who is proficient in buying or selling homes in your surrounding area in L.A as well as in your price range.
Below is the list of the top 5 Realtors in Los Angeles by their gross sales volume in dollar amounts and some other relevant information so you can feel confident when making decisions about buying or selling your home.
For more than three decades, Brad has focused his attention on helping families attain their goals of buying or selling a home in North Hollywood, Studio City, Burbank, Glendale, Tujunga, Panorama City, Sherman Oaks, Valley Village, West Hollywood, Van Nuys, and the wonderful and diverse surrounding areas. He listens to his clients’ needs patiently and then puts together the best strategies for reaching the results they want. He believes that true success comes from making objectives for what matters most in life. Whether he is with his family or assisting his real estate clients, Brad enjoys positive results owing to his unique ability to visualize a goal and make an effort for achieving it. This determination is what continues to take his career as a realtor to new levels of success. With over three decades of experience, Brad is an unmatched resource for all things from the real estate market to community services.
An alumnus from California State University-Northridge, Brad’s specialties include home sellers, home buyers, 1031 tax deferred exchanges, short sales, investment properties, first time home buyers, bank foreclosures, multi- residential homes, single family residences, condominiums, townhomes, downsizing, and relocation. The owner of The Brad Korb Real Estate Group, Brad and his team of realtors have attained an incredible success for clients by offering services that go well beyond the average realtor. “We are very excited to have been endorsed by real estate mogul Barbara Corcoran, from Shark Tank, and also being ranked #1 locally by Wall Street Journal.” He believes that relationships with clients are based on accountability, dedication, loyalty, and clear understanding of client needs. There are three teams within the Brad Korb Real Estate Group. The listing team members concentrate fully on marketing client’s homes on every available marketing podium such as Internet, TV, and Radio. The buyer’s team is elite coached and sell up to 10 times as many homes yearly compared to an average realtor. The concierge team manages internet inquiries and phone calls along with the chat service on the website. Besides, Brad is also an owner of RE/MAX In Action and Civic & Social Organization Professional. He has received the following real estate industry awards:
Additionally, Brad is also proud to hold the following certifications sponsored by the National Association of Realtors (NAR):
Brad’s interests include spending time with family, fishing, reading, Los Angeles Dodgers Baseball, Los Angeles Lakers Basketball, traveling, reading, concerts, and working out.
When you and your family are set to make the important decision to move, contact Brad Korb who is always focused on What Matters to You.
Jesse Weinberg is widely acknowledged as one of the Los Angeles’ leading realtors, focusing on the highly competitive Westside neighborhoods. With over a decade of experience in Playa Vista, Marina Del Rey, Playa Del Rey, and Venice, Jesse is a well-recognized member of Southern California’s brokerage community. He analyzes 20-30 new properties in person each week and can locate just the right home to match any search standards or set a precise value for a sale. His background in Business Administration and a decade of sales experience results in innovative strategies that make the most of his clients’ opportunities and aid them to reach their financial goals.
Jesse’s track record is unrivaled – he has sold more properties in Marina del Rey than any other agent for the last 5 years in a row! He believes that every client and every property is different, yet his goal remains the same: to surpass expectations in the course of a transaction as he works toward a preferred price and time frame. A Licensed Real Estate Agent at Keller Williams Realty, Jesse and his skilled team of realtors have built a thriving real estate empire. Jesse Weinberg & Associates delivers impeccable service and has effectively sold and leased more than 600 properties in the last decade with a very high customer service rating. The team has represented over 700 sales and 300 lease transactions – directly benefiting their clients by saving them time and money. The seasoned real estate experts provide a robust database of skilled buyers, sellers, landlords, and tenants to the clients, resulting in a seamless offer-to-close process, shorter listing periods, and access to off-market opportunities. Jesse’s passion for real estate has earned him the following:
His specialties include Buyer’s Agent, Listing Agent, and Property Management. His loyalty and amiable attitude have led to a network of repeat and referral business. He is well-read and keeps up with the latest market trends and economic news. His transaction volume each and every year surpasses the last!
Danny brings over two decades of experience to every transaction, where he focuses in the Greater Los Angeles area from Downtown to the beaches, North Hollywood, West Hollywood, Beverly Hills and everything in-between. As a motivated Realtor and Associate Manager, his proficiency has led to a lucrative and productive sales career with special emphasis on single family and condominium sales. Danny and his team always look out for clients’ best interest and deliver exceptional customer service in all areas such as marketing, escrow, and inspections. A consistent leader and a top sales producer, Danny is in the top 2% of all Coldwell Banker agents countrywide. Before moving to Coldwell Banker, he held a position as a commercial real estate agent with Silverstone Development Group, focusing on sales and leasing of commercial properties.
Danny accomplishes his goals by ensuring each property has a separate Business Plan on how, why, and to whom he is going to sell to. “It is specific, targeted and deliberate. Our specialization and full Business Plan marketing approach to selling property is a dedicated approach that is effective and relevant in today’s real estate market. We consistently win recognition from our peers and earn accolades from our Clients,” says Danny. His specialties include Representing Buyers, Representing Sellers, First-Time Buyers, Short Sales, Foreclosures, Relocations, Luxury Properties, Commercial Real Estate, Rentals, Condos, Resorts and Second Homes, Lease-to-Owns, Investment Properties, and Appraisals. His sprawling network, unmatched client service, outstanding sales production, and proven marketing tactics have made him recognized by Coldwell Banker from 1996-2012.
An Alumnus from Santa Monica College, Danny’s interests include reading and jogging. His professional appearance, integrity, communication and negotiating skills would ensure you a smooth and stress-free sale or purchase. “Relationships are about connecting, and I invite you to contact me about your real estate needs”.
Selecting a right real estate agent is the first step in purchasing or selling a home. Fredy Rodriguez has been a licensed real estate agent in California for 15 years and is present with Fanthom Realty. Fredy’s coverage area includes Cathedral City, Coachella, Desert Hot Springs, Indio, Palm Desert, Coachella, Garnet, Palm Springs, and Thousand Palms. A top real estate agent listing website ranks Fredy as one of the top 2% of agents in Cathedral City for effectively selling homes and as one of the top 8% of agents for single family homes. “From suggesting mortgage lenders to explaining signing papers, I am here to make this normally daunting experience a smooth and successful transaction. My goal is to assist you in finding that perfect home.” Whether you want a big backyard or a 3-car garage, Fredy and his team find you that special property.
One of Fanthom Realty’s leading realtors, Fredy is recognized as a hardworking and trustworthy individual whose passion is to assist his clients in real estate transactions from inception to conclusion. Through his hard work and willingness to learn, he continues to beat his own records, year after year. His specialties include short sales, foreclosure, buyer’s agent, first-time buyers, and investors; financial (loans), and life insurance. Equipped with sufficient knowledge and expertise, he has received several awards and recognition such as:
Fredy’s credentials and certifications include the following:
An alumnus of Palm Desert Community College, he is interested in networking with other realtors and seeking clients to assist them in the home buying and selling process. Fredy runs by his slogan “Under Promise and Under Delivery”. His only purpose is to earn referrals which are the life of his business. Contact Fredy Rodriguez if you have any questions or concerns about financing options, current listings, or the market in general.
Lynette Williams has been a full-time real estate expert since 1997. As a practicing attorney, she specializes in real estate sales, development, and construction. Her other areas of practice include estate planning, contracts, and business structures. Her previous experience as a financial analyst, an insurance agent, and marketing coordinator gives her the talent to assess your real estate needs including financial analysis, tax strategies, legal ramifications, insurance requirements, and marketing strategies. She has also served as an officer in the United States Army. A graduate of the University of Florida and the University of Florida College of Law, Lynette’s goal is to offer the first-class service and build long-standing relationships with her clients. She works meticulously with the highest standards of professionalism to serve her clients’ needs. By implementing new tools and techniques and incorporating innovative concepts, she assists her clients to get the most of their home in the minimum possible time.
Lynette’s real estate record epitomizes her commitment to her clients. She has a record of selling more than 97% of all her listings with them being on the market an average of 19 days. 51% of all her sales have come from listings. She is equally dedicated to working with first-time buyers and buyers moving from their present homes. She especially comprehends the needs of the first-time homebuyers and is focused on their long-term real estate dreams. While most realtors look for new business from the general public, Lynette focuses her time on her existing clients and referrals. She has obtained the following designations and certifications:
Lynette lives in the Los Angeles and loves going to movies, flying airplanes, real estate investing, rehabbing properties, reading photography, concerts, plays, and dining out. She is a member of the Beverly Hills/Greater Los Angeles Association of Realtors, National Association of Realtors, Los Angeles Bar Association, Toastmasters Int’l, and the California State Bar Association. Lynette is also involved with the 99s Club and the Los Angeles Area Chamber of Commerce.
Skeptical about home warranty? Leading home warranty review, rating, and comparison website, HomeWarrantyReviews.com has introduced Home Maintenance Calculator which allows customers to estimate costs involved in maintaining a typical American Household. The tool is absolutely free of cost and hence fascinates many potential home warranty customers. Also, there is a widget code (<iframe src=”https://www.homewarrantyreviews.com/home-maintenance-widget”></iframe>) for the home maintenance calculator tool to put in your website or blog post.
HomeWarrantyReviews.com has, for many years now, been the only place online that homeowners could trust for free reviews and ratings of home service contract companies in the U.S. That is changing, as companies like Yelp offer consumers reviews on a great diversity of different products and services, home warranty included. In the past we did our best to help our readers with their decisions, making it possible for them to find ratings and reviews from real customers for a wide range of home warranty companies. But we know that consumers today need more than just reviews. Readers need to know that the products or services they’re considering are worthwhile and worth the expense. That’s where our new calculator can help homeowners who are not yet certain they need a home warranty.
Before we start going into the details of how our calculator can help with the decision to buy or not buy a home warranty, let’s look at the home appliance maintenance calculator page for a moment.
The calculator is designed to give the user a fairly accurate estimate of two costs. One is the cost of a home warranty, and the other is the cost of annual home repairs. These are only estimates, of course, but they’re based on data that we believe is fairly close to what the average homeowner will incur in annual repair costs versus the average cost of a home warranty and its service call fees. For a homeowner trying to decide what to do in advance of things around the house breaking, it’s extremely helpful to have a calculator like this. That’s why we took the time to create it and share it with our readers.
Here’s how it works for the user:
There are three tabs present in the calculator, and each one helps with a different part of the decision a reader may be making about a home warranty purchase.
The first tab calculates the estimated annual appliance maintenance cost. It allows the user the option of customizing the cost settings or using the default settings, with regard to the age of the house, the age of certain parts of it which might be covered by the service contract, etc. These defaults are often perfectly suited to a house, but when they’re not then the customization becomes important. Changing the defaults to the exact specifications of the user’s own home will produce an even more refined result and give better insight into the estimated cost of a home warranty versus the estimated cost of average out of pocket repairs.
The second tab provides the estimated average home warranty cost. It is broken down visually in a pie chart, so it’s easier for a reader to gather how much of the cost is service call fees, typically paid to the repair technicians, and how much is the premium paid to the company.
The third tab shows the estimated average home repair costs, the out of pocket costs a user might expect to pay out of his or her own pocket each year for unexpected problems around the house. Side by side with this estimate is the home warranty cost from the second tab. Again, there’s a helpful chart which makes it clear which estimated cost is greater.
In addition to the basic items covered on the list of things that influence the price of the home warranty on tab one, there are also appliances that a user can choose to add. In addition to that, a user of the calculator may also choose to select a zero dollar service call fee on tab one, something that comes in handy when talking with companies that offer their customers this lucrative incentive to buy.
What about users of the calculator who know that their service is more than the $60 factored into these calculations? That’s a pretty easy problem to fix. Assume that a typical homeowner will file four service claims per year. With that assumption, simply multiple the amount over $60 by 4 and add that to the home warranty cost in the second tab. So, for a homeowner who has an estimated annual cost of $650 for a home service contract, including the service call fees (or deductibles) the math needed for a service call fee of $100 would look like this:
By simply adding in the different amount you pay for service call fees a user can make this calculator’s results even more precise than before. And customizations don’t need to stop there. A homeowner who knows he or she has more or less than four service calls per year may make those adjustments as well. The calculator does a lot of the work in estimating average savings with a home warranty. But any precise detail a user can add in will help in making a more informed decision about whether to buy a home warranty or put money in savings to cover future repairs.
Readers who try out the calculator may want to read more about how much they might save with a home service contract. To learn more about this, here on HomeWarrantyReviews.com, check out this helpful article about the things that affect a homeowner’s savings from a home warranty. Combining the information from that article with results from the calculator can really help with what might otherwise be a tough choice.
And the help we can offer our readers does not end there.
Take a look at the comparison banner at the bottom of the calculator. It’s visible under each tab. By clicking on it, users can quickly begin to compare companies that provide home service contracts. To do that, click on the banner, or just click here to compare the top ten home warranty companies. To fine tune your results, just follow these steps.
HomeWarrantyReviews.com is proud to offer the home appliance maintenance calculator and the company comparison tools. And of course, our main mission is to bring our readers first-hand experiences from other consumers who have bought home service contracts and filed claims with specific companies reviewed and rated here on our website. We invite readers to take advantage of the tremendous amount of information here on our website and make the most informed decisions possible about their home warranty purchases!
So, you have decided to purchase a warranty that’s going to protect your budget against unexpected repairs and replacements of your household devices. It is a wise step, but you might also want to know about the options you have when you buy warranties. We bring you the list of the most common types of warranties that are purchased to cover household appliances.
Warranties can differ based on several criteria. The age of appliances, age of the home, current conditions of the device are all significant factors that you must consider before you zero in on a household appliance protection plan.
The working is pretty much the same for all these plans. When a device cracks, you inform the folks from whom you purchased the warranty and then they send over a technician to fix the damaged device. You will pay a service call charge each time you raise an issue. And, you can’t report multiple issues in a single call.
Before we go into all that, we have to tell you that the Homeowner’s insurance is something that is not included in this article. It is an entirely different plan and if you wish, you can read about the differences between Homeowner’s insurance and Home warranty.
Let’s begin with the list
We bet that you have definitely heard about this one! This is also the most widely used plan. The Home Warranty also called as the Appliance Warranty/ Appliance protection plans ( it is known by quite a number of names, would take sometime to list them all out) is a service contract that agrees to offer discounted repairs and replacements of your household appliances.
This plan is ideally suited for customers whose appliances are over 4 years. Appliance protection plan covers damages that result due to regular wear and tear, so if you have brand new devices, chances are that you won’t need frequent repairs.
Also, this is not a free of cost arrangement. As a matter of fact, none of the plans discussed here are free. They do cost money, but the amount is nominal as compared to how much you will be paying if you had to carry out the repairs and replacements by yourself.
Home warranties cover almost all the major appliances and systems in your home. They don’t cover the outdoor devices like sprinklers and all that. Read your policy document to get a better idea. You can also read a brief description about the appliances that are covered.
If you think that this is the ideal plan for you, we suggest that you read more about Home Warranty before you make a move.
This too is a familiar name. It is the kind of warranty that the appliance’s manufacturer provides for a limited period of time. Meaning that when you purchase a brand new appliance, the manufacturer’s warranty agrees to repair/ replace your device if something happens to it during the stated warranty period. The time frame changes from manufacturer to manufacturer. The average is often 1 year.
This warranty is a kind of legal binding. If they displease you by not honoring the conditions mentioned in the warranty contract, you can sue them.
Most new gadgets come with a manufacturer’s warranty, even if you buy them online, you can get the manufacturer’s warranty. Major appliances like HVAC units come with longer warranty periods. But keep in mind that the coverage doesn’t remain the same thoughout the warranty period. From second year on-wards, you will be paying for the repair service as the coverage becomes limited to certain parts alone.
You can’t use a Home Warranty to cover a device that is already covered by it’s manufacturer’s warranty. As stated before, Home warranty is for devices that are old, used and no longer covered by the manufacturer’s warranty.
Also called as the dealer’s warranty, and is the warranty that is provided by the seller of the device. This is a very short duration warranty, usually around 6 months and if a defect occurs within the stated time, you have to take the gadget to that particular seller itself and no one else. It is not a very flexible and easy plan, but it is definitely better than no warranty at all.
This is the kind of warranty that gives you the choice to extend the manufacturer’s warranty as and when it expires. These are ideal for the devices that are not covered under the Home Warranty plans eg., TV, Laptops, etc.
You can’t avail extended warranty on used and old devices. They can only be taken for fairly new gadgets whose manufacturer’s warranty expired recently.
These are third party service contracts, often provided by the seller or repair vendors. The costs vary widely as these contracts are usually given by local yet licensed service vendors. The coverage also varies so it is difficult to give much details about this type of warranty.
Speak with a few vendors and compare with the other options you have.
Getting the best
Do your research to get the best out of Appliance warranties. Always ensure that you chose a reputable company. You can also check with the Better Business Bureau to ensure that the company you chose has a clean record. Friends and family can also recommend good companies for you.
Remember, any kind of warranty, if chosen wisely can benefit you immensely by protecting your budget and also by giving you peace of mind.
Builder’s warranty is a written statement by the builder assuring that the house was completed as per a stipulated set of standards. This provides a form of protection to buyer from latent defects.
This form of warranty is also called a Limited warranty and is issued by the builder on their work. This is done either within the sales contract or as a separate document. The period of duration of such contracts are usually between one to ten years.
A Typical Builder’s warranty covers only the material and workmanship issues of various components relating to a new building. This includes
As mentioned before, the duration is largely dependent on the component. For example, material and workmanship issues are covered for a year. This would include paint, drywall, siding and stucco, door and trim etc. HVAC, plumbing and electrical units are usually covered for two years. Major structural defects like a roof that may collapse or any other structural damage that pose danger to the residents are covered for a period of up to ten years.
These warranties do not cover the cost incurred by the owners as a direct consequence of material and workmanship issues. Eg, staying away or moving out temporarily while a repair is being conducted. They also DO NOT cover the following:
If you wish to make a claim for your repair, first and foremost, refer to your warranty contract to ensure that the damage is indeed a covered one. If so, place a request to the builder informing them about the damage and requesting for a repair. It is recommended that you place this request in writing even if the company has a telephonic submission method. Ask for receipts and keep records of all correspondence. These records will help you if a dispute arises.
The builder’s warranty cannot replace the Homeowner’s Insurance or Home Appliance Warranty. All three are very different and have their own unique features.
For your own safety, it is suggested that you ask the following questions about your warranty.
The laws related to enforcing these warranties vary in each state. Therefore it will be a wise step to check with your State’s attorney general’s office or contractor licensing board to ensure that your builder follows all the laws as required by the state law.
Make sure that the contract is thoroughly studied and preserved. Experts say that the longer the contract, lesser the benefits. Such long contracts indicate inefficient builders who use vague clauses to narrow down the possibility of you succeeding in filing a claim. Shorter the contract, better the builder.
You may be asked to sign a “Warranty document” at the time of closing the sales. This is often a way to impose more rules on you and thereby narrow down your chances of making a claim on your warranty. If you have already agreed to sign such a document on your sales contract, you can’t do much about it. But if you have not consented to any such thing, you can and you should refuse signing this.
Towards the end of the duration of your contract, get your home inspected by a professional home inspector. This will help you make the best out of your warranty.
We stated earlier that the builder’s warranty cannot be used to replace a home warranty. Although both these plans cover home and it’s components, they are poles apart on certain matters.
You can also read about Differences between Homeowner’s insurance and Home Warranty.
The builder’s warranty is always a good way to ensure that you won’t have to pay for any repairs caused due to faulty or badly constructed structures. Always remember to clear all questions you have prior to signing the contract. Once signed, preserve the contract and other documents carefully. Should you ever feel that the service you received is not up to your expectation, spread the word. You can visit websites like ours to read about warranties and other topics related to owning a home. Cheers!
For decades now, the American Dream has been synonymous with Homeownership. Even though the housing market has not got back up after the recession hit of 2008, a majority of the population still strives to own their dream home, looking at it as a sign of stability and accomplishment. The only thing that changes is what each individual, couple or family unit is really looking for in a home, and at what time in their lives, they choose to take the leap.
Statistics show that an approximate 70% of all Americans hope to own a home of their own, comprising a solid 80% to 90% of millennials, aged between 18 and 34. Even though there is a postponement of getting married and having children in the lifestyles of the latter, parents – single or in committed relationships – have dream homes high on their priority list.
As far as dream homes go, it can be safely said that a mere one-third of the cross section across generations claim to already be living in their ideal residence, most aspiring to own a space larger and more luxurious. Yet, size isn’t everything and a very large percentage do want homes that are sized neither too small nor too big, between 1500 to 2500 square feet on an average.
At the end of the day, aspirational homes are greatly dependent on the age-bracket that you fall under – each generation having constantly changing needs, wants and family structures. While Millennials prefer to invest in homes which are high-tech and modern in both structure and amenities, the Baby Boomers (between 50 and 70 years at the moment) are in search for or have already invested in ranch-style homes which are comfortable and easily accessible.
The want for modernity has blended right in with the need to entertain, socialize and have a good time. Countering the luxury of numerous bedrooms, the new dream home features a large spread out floor plan with incentives and perks like French windows opening onto decks, views of the city or the sea, gourmet kitchens, fancy wet bars and open terraces.
A style of building, interiors, and structure that are appreciated across generations, French Country is making a comeback into the list of homes that Americans aspire to own.
Having its own touch of fantasy with its French feel, these country homes combine to perfection the resourceful American architectural techniques with French flair and decorative elements. What is more, being a type of home which first gained popularity in the early 1900’s, these country houses can be structured as anything from a small old-worldly cottage with a yard and a fence to an extravagant castle-like mansion with French windows and elaborate décor. Whichever it may be, they are known for their warmth and comfort, with tall window panes letting in plenty of morning sun and a mix of stepped roofs and gables with arches over the doorways to balance out the sharp edges.
The French traditional façade and elements of elevation are kept up through the use of stucco, brick, wrought iron rails and window panes, while the floor plan of the home tends to be more modern and functional – altering itself to fit the needs of your current lifestyle.
Colonial homes are known to be one of the most popular styles of architecture in America, characterized by their sharp geometricity brought by the European colonists in the 18th century. Themselves influenced by the Greeks and Romans in the past, European stylistic tendencies soon cropped up in various parts of both urban and rural America and is still known for its grandeur, symmetry, and stable stature.
The house is the epitome of formal balance, with the entrance being centrally located and brought to focus by the use of columns, often decorated around the capital or fluted from top to bottom. The formal balance is echoed in the sturdy and square foundation, on which stand an approximate of two or three floors. Taking it a step further, the windows are usually all the same size, symmetrically distributed on the façade with decorative shutters and multiple panes.
The past two to three centuries have seen very little change in this style, though certain homeowners do add elements to suit their needs. As far as dream homes go, the Colonial three-floor home in the city acts as the perfect bridge between the bustle of urban life and a safe and secure space for you and your family. It’s efficient and need based design caters perfectly to the new age priority of functionality while incorporating elements such as classical decorative detailing, hardwood floors and fireplaces without any compromise on the traditional look and feel of the space.
Tudor style homes date back to England in the 1500’s, owing its name to the Tudor Dynasty which witnessed the last developmental phase of medieval architecture in England. The Tudor we know today owes a great deal more to modern alterations made to the style of that time, known now as Tudor Revivalist architecture.
Bringing in elements of both the Victorian charm and tradition as well as ornate gothic height and elevation, the Tudor Revivalist structures feature decorative timber on their façade, placed to give the entire house a sense of stability and weight even though they are purely ornamental in reality. In complete contrast to the colonial style of building, Tudor homes are characterized by their marked lack of symmetry, which is noticeable in all aspects of the interior and exterior of the home. Stressing on the abstract over geometric formal balance, the houses have a mix of angles and shapes which are rather varied, though they fall together in perfect harmony.
In recent times, newer constructions have been shying away from building Tudor style houses, but its archaic quality mixed with its abstract structural plan still keeps it in demand with the present generations of Americans.
A style which came into being wholly in America, Traditional Ranch Homes are the Baby Boomer’s dream right about now. Ideal for family units and retirement, ranch homes are known for their close to ground single story plans, minimal or no decorative elements, and functional priority in all aspects.
Influenced by North American colonial architecture from the Spanish colonies, Ranch houses cut out direct sunlight and heat, offering the owner a covered porch with a view of the street – right out a country western flick.
Similar in functionality and priority as the Ranch homes, Cape Cod-style houses too boast of low floor plans and modest exteriors. These have now been subject to some experimental design in the past few decades, opening out the floor plan further and increase ventilation, living space and light. The new age American home is beginning to look at the importance of privacy and elbow room, which low floor plans can easily be altered to provide.
With amenities at the minimum, the house was once associated with the simple life, fusing modern ideas of to-the-point design with the American belief system of casual living spaces and informal communities and family units.
The last of the major shifts in architecture in the US, the nineteenth century saw the advent of the Arts and Crafts movements which came into existence in direct opposition of the opulent Victorian style (which was characterized by decoration in all fields) as well as the continued revival of classical styles of the past.
These styles developed into the contemporary ideals of home ownership shared by the present generations of Americans and focused on simplicity and inspiration from the surrounding nature itself. Not wanting to construct obstructive structures or spend excessively, the building materials and amenities were kept to a minimum in both, though each style was distinctly different.
The Craftsmen style featured small, sturdy and extremely well-built bungalows known for their expert craftsmanship and lasting strength, while Prairie homes were characterized by spread out floor plans that echoed the prairie through its extending porches, courtyards, and balconies.
While many of us dream of owning the home down the street from theirs or a cottage that they once drove by in the countryside, a large number of Americans in recent times prefer being able to control and individualize their dream home’s floor plan and structure.
The Contemporary and New American trends in construction are rooted in the need for basic form and function over decorative opulence, incorporating abstract floor plans and leveled rooms and spaces to allow for a flowing interior while not compromising on private spaces.
A touch of luxury has entered the privacy of bedrooms and baths as well, bringing in leisure into busy lifestyles by introducing simple tweaks like couple sinks, bath tubs, walk in closet spaces and oversized windows to greet you in the morning.
The spaces blending into one another also serves well when it comes to the love for entertaining, where open kitchens, terraces and landscaped backyards become a part and parcel of what a dream home should have.
Open floor plans are supported by open facades as well, with numerous windows, minimal dividing walls and doors, and a stress on abstract and asymmetry over formal balance. This focus on function has led to bigger questions regarding the environment as well, with homeowners who are building or renovating using natural and eco-friendly materials available close to the site of construction over large amounts of concrete.
While owning your dream home can be an aspirational standard you work towards, every home can be made to suit your best and serve its every purpose to the fullest. Even spending a few hours every Sunday on a little gardening or a spruce up cleaning spree can make a great difference in the feel of your home, and bring to the fore elements of its structural beauty that you never noticed before.
HomeWarrantyReviews.com holds within its array of articles not only guides to Home Warranty coverage and companies but also Do It Yourself guides and hacks to maintain your home and garden, giving you a space to discuss and learn about various ways to bridge the gap between physical appearance and functionality when it comes to your home.
Discussing the various types of the home is something cool. But what is cooler is to keep it that way. How? You might ask!
We only have three words for that – Research, Ratings & Reviews!
So take out those keen eyes and get online, check for the track record of the home warranty company in question by seeing the innumerable reviews on the internet. Check for their ratings and gauge how the company is performing and see for a fact how clearly the site’s rate a home warranty company, you know you can betcha on our site because we understand how important credibility is & we’ve been the go-to site for many such types of internet researches on home warranty shenanigans!
Buying your own home is a dream that many of us cherish and wish to realize one day, but with increasing property prices and taxes, it is becoming increasingly difficult to become a homeowner. While the real estate market is booming with hot options, and extensive marketing to push people to buy a new home over renting, potential American homeowners are more skeptical of the costs and potential return on investment than in past years.
Buying a home is profitable as long as one can commit to living in the home for a longer period, thus avoiding any extra rental expenditure. But with today’s work culture, it has become considerably uncertain to live in the same city forever and hence may put one in a dicey situation to pay for a mortgage as well as rent while moving to a new city for work or studies.
The mortgage terms should be read through and well understood before buying a home as the value appreciation by buying a home could cause loss, if the home maintenance cost like replacing the heaters or repairing a ceiling or water bills and the actual amount of money going into the principal is considered. In such a scenario, you can opt for a home warranty plan to cut down on the maintenance cost.
Overall stability is a factor that dominates each one of your financial decisions. Stability, in terms of job, relationships, promotion, savings, and family plans determine the amount of money that could be needed for future expenditure and can hence allow you to buy a home or not.
While buying a home can get you some tax deductions, there is a lot of added pressure as well, in terms of an assured amount that’s needed to pay-off the mortgage, unless you wish to lose your assets to the bank. Also, as per figures, value appreciation in property rates since 1975 has been disappointing and not earned much profit to the homeowners in comparison to other investment options available in the market.
Apart from paying for a mortgage, savings for future and sufficient planning for family expansion is also important as the place should meet all your requirements without piling you with a burden, for life.
Owning a home gives people the benefit to painting it the way they desire, or, make a small basketball court in the backyard and add tons of elements that define your personal space, but the fact that it also adds to a lot of responsibility cannot be overlooked. It is suggested that one should be able to pay at least 20% of the sum as down payment while planning to buy a home but at the same time what is more important is to maintain a constant cash inflow for a good 30-yr time until the mortgage is waved off and the property is entirely owned by you.
Also, it is the great freedom to make or change a carpet or any other thing in the home that comes in as a pleasant surprise while owning a home, where people are free to make their own decisions and not worry about a second opinion for changes that they make.
But the property market has been quite misleading and unforgivable to many, in terms of considering a new home as an investment for future as factors like selling off a home and at an escalated price which is at par with homeowners’ expectations, may not be the case every time. Realtors charge up to 6% of the property price and finding a deal that land you in profit is not guaranteed while making the purchase, as a homeowner. In the case of an emergency, selling a beloved property at loss may come as a shock to many homeowners. Also, dealing without a realtor may close doors to the best possible price for the property.
Rented properties, on the other hand, come with a bag full of its own positives and negatives. For e.g., living in a rented home lets one move to a new place without worrying about anything, unlike owning a home. But there is also a possibility of the owner escalating the rent, or, willing to discontinue the tenant once the lease is over.
All in all, there is no better feeling that creating a place that’s a representation of one’s personality, beliefs and ideologies. But leaving the emotional part of it, if planned carefully, one can afford to buy a place with a lesser mortgage and lower interest rates and proudly become a homeowner. Also, one may cut down on extra expenses by availing home warranty plans and similar saving options. As long as that takes the time to be realized, living in a rented home away from the hassle of repair and maintenance is a good idea in order to live life freely, and save enough till one can actually afford to buy a home that they can call their own!
This is the electronic age. Hundreds of new gadgets and appliances throng the buyer’s market every day. The consumer is literally spoilt with options that tend to reduce the burden and thereby bringing handiness into our lives. The convenience however, comes with many riders. Remember, the onus is on us to conserve energy and shield our resources from superfluous depletion.
An energy-efficient home will keep your family comfortable while saving you money. Whether you take simple steps or make larger investments to make your home more efficient, you’ll see lower energy bills. Over time, those savings will naturally pay for the cost of improvements and put money back to where it belonged, your pocket.
Now, let us deliberate and gather some thoughts on saving energy at home. Remember; following these tips promptly have added repercussions too, like increasing the lifespan of your appliances.
Making your home energy efficient can be as easy as discussed above. Who doesn’t want to save money and the planet at the same time?
If you are a responsible homeowner, make sure you have appliance warranty policy to protect yourself from costly repairs.
If you have been planning to buy a house or you have already bought a house, realizing the importance of homeowners insurance is very important. Make sure you have adequate coverage. Studies reveal that approximately 20% of the Americans have cut back on their insurance costs to meet their other monthly financial obligations.
However, insurance coverage is one thing that should never be compromised upon. Your home insurance should be such that it should not only give you adequate coverage but it should also do justice to the amount you shell out as premium. And your premium should be within your reach. It is only when you find it difficult to make payments for the premium that the insurance policy appears to be a financial burden to you.
The ideal way to find the best quote for homeowners insurance is to shop around. You can compare quotes online or talk to insurance carriers personally. There are many insurance carriers that offer different plans to meet the requirements of the consumers. You can try out these and after evaluating the pros and cons of the plan, should you buy your insurance policy.
It is very important that you are not underinsured. If you save some cash now by staying underinsured, you may have to shell out just the double in case of a financial emergency or an unforeseen event.
Instead of buying inadequate coverage for your homeowners insurance policy, there are many things you can do to cut down expenses related to your insurance policy in a reasonable manner. Given below are few measures you can take to reduce insurance costs.
So, when you have the above measures to keep your insurance cost down, it is not necessary to reduce the coverage to save costs.
Since you searched for this online, it is possibly true that you are frustrated beyond possible limits, because your Insurance Company, that you hired to make your life easier, is in fact annoying you. Let’s not waste time, this article explains the strategy that you must adopt in the event that your Insurance company acts tough on your claim.
Let’s take you over the essentials first. The points that follow must be adhered to , otherwise you stand a chance to lose the fight against the Insurance company.
Gather all the information you can regarding your damaged device eg Manufacturer’s name, model no, batch no, claim center’s details, basically anything that is required. You should have them ready before you call up the Insurance Company. Keep the info that you gathered in the same place, this is will make accessing them easier. Keep your policy booklet and contract ready as well.
Once you have gathered all the required information, call the Insurance company. It is suggested that you don’t place your call on Mondays as it is the busiest day of the week. You should keep records of the following:
Remember that being rude is not going to reap any rewards. The Representative on the other end of the line is possibly more frustrated than you are as they have to deal with annoyed customers like you all day.
If you follow the above two rules, you might get a positive response from the Insurance company soon. But there are cases where even good manners and genuine claims fall on deaf ears. If you are experiencing something like that, read on.
Call them up at a later time: This may help if the representative you talked to is a kind fellow. Or they may decide to help you just so that you stop annoying them with constant calls. Give it a try.
Speak with a supervisor: We are not sure how much this would help, but it is still worth a try.
Threaten them: Yes, you read that right. You probably had thought about it already. First, tell them that you had been a loyal customer and that you will be disappointed if your issue is not resolved. If that does not work, threaten them by telling them that you will terminate your contract if your grievances are not solved immediately. When you do this, they will ask you why you want to terminate your contract. Proceed on telling them how your constant pleas and calls were ignored.
Threaten them some more: It might be helpful if you threaten them by saying that you will tarnish their reputation by bad mouthing them. Declare that you are going to publicise the details of how you were treated and you can even tell them that you will announce the same through various social media.
BBB: The Better Business Bureau (BBB) is one such institution that mediates between the customers and the businesses to resolve issues. Place a complaint with them . The BBB is not a government run organization, however they are advocates of integrity and ethics. They do keep records of all the complaints. No institution wishes to be in the bad list of the BBB.
Attorney General’s office: If you genuinely feel that you are being victimized, you can complain to the Attorney General’s office. They will conduct enquiries and try to resolve the issue. If you do not wish to do this, then simply threaten the Insurance Company by telling them that you will complain to the Attorney General’s office.
Last resort: The lawsuit threat. This should not be used unless your case is that compelling. Most biggies in the Insurance field have their positions covered legally and you may lose unless you have a strong case against them.
Recently Warranty Week Newsletter published a report on home warranty companies market share in U.S. While it is not clear how the estimates were made and what assumptions were in place, the estimated numbers seem to be in the ballpark and must give an approximate idea where the companies stand.
With 41% market share, American Home Shield leads the pack followed by First American (11%), Old Republic (8.3%), CCHS (6%), 2-10 HBW (5.3%), and Fidelity (4.3%). It is interesting to note that the major service providers account for only 76% of the market. According to the report, remaining 24% of the market is shared by small companies and half of which are Internet scam companies which have no credibility whatsoever.
Here is the breakdown of home warranty companies market share :
|Company Name||Market Share (%)|
|American Home Shield by Service Master||41|
|First American Home Buyers Protection||11|
|Old Republic Home Protection Co. Inc.||8.3|
|Cross Country Home Services (HMW)||6|
|2-10 Home Buyers Warranty Corp||5.3|
|Fidelity National Home Warranty Co.||4.3|
|Dominion Products and Services Inc.||3.7|
|Home Service USA Corp.||3.3|
|American Water Resources Inc.||3.3|
|Home Security of America (HSA)||2.1|
|Service America Enterpirse||2.0|
|Home Warranty of America – HWA||1.7|
|Land America – BHW||1.5|
|Broward Factory Service – BFS||Less than 1%|
|Allied Home Warranty||Less than 1%|
|The Warranty Group (ServicePlan)||Less than 1%|
|Warrantech Home Service||Less than 1%|
|Nations Preferred Home Warranty||Less than 1%|
|American Home Gaurdian||Less than 1%|
|America’s Preferred Home Warranty||Less than 1%|
|HISCO Home Warranty||Less than 1%|
|Blue Ribbon Home Warranty||Less than 1%|
|Home Warranty Inc.||Less than 1%|
|RAM Home Warranty (Rehak)||Less than 1%|
|U.S. Home Protective Association||Less than 1%|
|Nicor Services||Less than 1%|
The $1.5 billion home warranty industry was hit by the real estate downturn and but looking at the growth chart, 2009 was not a bad year. The growth was flat for the last 2 years, but the industry did not experience any negative growth unlike the real estate market.
You can read the home warranty market share report at their website
You can refer to home warranty companies and their offers on our website as well.
Can a Contractor benefit from the Home Warranty Companies? There may be universal consensus on the subject which is why this article is dedicated to show how work can be extracted and also examine the full scope of benefits a Contractor can draw from a Home Warranty Company.
The better the reviews for a Home Warranty Company (New York, Virginia, Texas, California, etc.), the better your chances of earning and saving more at the same time. What makes it so attractive is the almost nullification of advertising costs for the contractor. All companies that work along with Contractors offer free referrals to Contractors, to all their home warranty customers.
In order to make the most of the significant market that exists, it is never enough to know the technical know-hows of how to repair electronic appliances but you should also be ready to expend a part of your revenue into marketing your brand.
Another reason it is beneficial to work with a Home Warranty company would be because it guarantees continuous work, and you are less prone to be out of work on a not-so-profitable season. With increasing work calls from the Home Warranty Company, the more chances you have at expanding your brand, either by hiring new technicians or buying new work-enhancing technology. With this sort of reliability, you could be fixing an AC and heater at any time of the year.
This can also prove beneficial to the Home Warranty company too as the contractors provide good reviews of the companies they are working with, increasing their chances of contacting them again or even spread goodwill by word of mouth.
When you decide to take on this relationship with a Home Warranty Company, it is also important for a Contractor to remember that he/she must be efficient in receiving calls from customers, who are directed from the Home Warranty company itself. Customer service is the lifeline on which the success of Contractor business can rely on, especially in the case where you are working with a Home Warranty Company where all your customers are directed from the contact number you provide the company.
Joining bigger Home Warranty Companies can give you a form of exclusivity if one outperforms all the contractors a company has hired. This will allow you to appear at the top of their list of contractors, especially if they provide reviews’ section.
Almost all leading Home Warranty Companies offer online applications which you can fill up in your leisure time and submit with all the relevant information typed in.
Some of these leading Home Warranty Companies include,
The customer reviews’ section within our own website can also be found for some of the top rated Home Warranty Companies like American Home Shield, The Home Service Club, Secure Home Warranty, America’s Preferred Home Warranty-APHW, Select Home Warranty and First American Home Warranty (also picked as 2017’s Editor’s Choice, a brand new category introduced this year).
However, all contractors are requested to review the home warranty companies they’ve worked with on an exclusively dedicated space called the Vendor’s Area. Here, one can dish out all the good and bad experiences one’s had by taking up the jobs given by the home warranty companies.
Some of the benefits to the contractor by working with a Home Warranty Company like above, in addition to the ones already mentioned, would be:
Renowned Home Warranty Companies also help their contractors in times of need, which include an experienced support team and a high limit on calls. Companies like Home Warranty of America also helps Contractors claim costs.
Before filling up your application form to become a Service Contractor, it is a necessary step to license your contractorship. Every Home Warranty Company expects the Service Contractor they are about to work with are certified contractors with a license and hence you are required to fill up your license ID in the application form.
Also you are required to fill in your Auto Insurance Policy Number, and your General Liability Insurance Policy Number (optional). Insurance Policies are in your own interest, hence even if some of them are optional we recommend you create one if absent.
Diversifying your skills can also be very beneficial before applying for a Contractorship with a Home Warranty Company. As you fill up your application, you are asked of your specialization and hence learning new skills can help you strike off more blanks, increasing your popularity among the reviews and consequently help increase your revenue.
Consistent work can be guaranteed when you are able to juggle with different kinds of repairs be it plumbing, garbage disposal, weed/lawn mowing, ceiling fans, gas fireplace or septic system. These numbers can go up to a hundred so a little bit of extra skill can only put you so much ahead of the rest of the contractors.
If you are looking to expand your presence in contractorship, applying to work with a Home Warranty Company is the best as it can get. You can save and earn more at the same time, a chance usually deprived for those working outside of these companies. There are many ways you can utilize such an opportunity, more so as there are numerous Home Warranty Companies and your chances at getting in at any one of them aren’t nearly dim. Go ahead and fill your applications now!
Our portal also lets you access some of the most sophisticated lists of best home warranty companies, ranked on a various different criterion. This is, in addition to the Complaint Resolution Program (CRP) and Home Maintenance Calculator. Be sure to check them out!
Whether you are shopping for a home warranty or already have one, you may be asking yourself how to tell which companies are legit and which ones are not. Here’s a quick tip from people who know this industry inside and out. Listen to your repair contractors!
If you want to know how the weather is going to turn out tomorrow you listen to a meteorologist, right? If you want to know the best place to get dinner this weekend then you probably turn to your favorite online source of local customer reviews. But home warranty? Who is the expert where those are concerned? Trust us. Nobody knows home warranty like the people who make the repairs! These are the people who are on the front lines, serving the home warranty companies’ customers. They know which companies are good, which ones are great, and which ones are someplace in between.
Why do repair contractors get the inside scoop on home warranty companies? That’s easy. They get paid by the home warranty companies. And the ones that are slow to pay or don’t pay at all are probably the ones you should avoid. If they don’t pay their repair contractors then how can you trust them to do what’s right by you, their customer?
So, how do you get the repair technicians to be your personal guides to the home warranty industry? That’s a little more of a challenge. But here’s an approach that might work for you.
Just like looking for a doctor who accepts your health insurance, look for a repair contractor who accepts your home warranty coverage.
If you’ve had health insurance then you already know what it’s like to search for a healthcare provider who accepts your insurance. This process typically involves flipping through page after page of physicians in your area who appear in your insurer’s provider catalog. Your home warranty company probably won’t have a catalog to give to you, but that shouldn’t slow you down. There are two ways to go about finding out who works with your home warranty company in the local area. One way is to call a repair technician who has a lot of good reviews and ask if the company works with your home warranty company. Another way is to call your home warranty company and ask for a list of their local contractors. The key here is to talk with repair technicians who have a good reputation. It doesn’t do you any good if you get praise for your home warranty company from a technician who isn’t any good at fixing things. In fact, that might actually be a bad sign!
Another way to find out what repair contractors think about a particular home warranty company is to read online reviews. Customers are not the only ones who take time out to share their experiences working with the top home warranty companies as well as the not-so-top ones. If you skim through reviews, chances are you will find a few written by the people who perform the repairs. If you see complaints about the company not paying its bills or asking the technician to do things that go against his professional ethics then consider that a red flag. If you find a pattern of such complaints then that’s a red flag you can’t afford to ignore.
Aside from the reviews being helpful for the information they contain about the quality of the companies, you may also find contact information for the repair contractors who wrote the reviews. Following up with contractors in your local area who write reviews can sometimes reveal even more detail about how the companies do business. Do they ask their contractors to fix things cheaply instead of fixing them correctly? Do they reject repairs outright, due to the cost alone? These are things you need to know.
Once you’ve contacted at least one reliable repair contractor who was willing and able to tell you what it’s like working with your home warranty company (or companies you are considering doing business with) then you’ve got some follow-up work ahead of you. Consider the following tips, even if you’re really happy with what the repair technician told you about his or her experiences with the company you asked about.
If the conversation with the repair technician didn’t go the way you’d hoped then you have to ask yourself whether it makes sense to do business with that home warranty company. Depending upon how bad the news was, you might want to get quotes from other home warranty companies immediately, rather than waiting to find out the hard way that the company doesn’t do what’s right for its customers or contractors.
When the repair technician has bad things to say about the home warranty company, it may be time to look for a new one.
Getting home warranty quotes is just one of many things you can do right here on HomeWarrantyReviews.com. We work with many of the top companies in the industry, so we can probably get you the details quote information you need within minutes, delivered to you by a knowledgeable representative of the company you’re interested in.
If the news you got wasn’t good, but you’re not convinced that one opinion is a good indication of the company’s dealings with its customers and contractors then you may want to follow with one or two calls to other repair contractors in that company’s network of service providers. One bad experience may be balanced out by a good one, or you might get a consensus from a few contractors that they’re usually happy working with the home warranty company.
When the news is good and comes from a reputable repair technician, you might want to find out if that technician can be the one the home warranty company sends when you request service.
If you had a good experience talking with the technician then you may want to find out if the home warranty company will allow you to choose your own technician when you request service. If that technician took the time to help you when you called to ask for his or her opinion about the home warranty company then you can probably count on that person being equally helpful and professional when something covered by your home service contract needs service.
Some home warranty companies allow their customers to choose a repair contractor rather than waiting for the company to dispatch one from their network of service providers. In those cases, it would save you time in the future if you already have contact information for a contractor who accepts your home service contract coverage. But keep in mind that there are a few situations in which having just one contractor selected ahead of time will not help you.
So if a home warranty company permits you to choose your own contractor you should probably get to know a few different local companies that work with the home warranty company. Depending on what your contract covers, you might need more than a few experts in various repair fields.
The best way of saying thank you to a repair contractor and to your home warranty company, when they take good care of you, is to write reviews by looking up the companies which have served you. You not only reward those companies for their good work, but you also help other customers, people just like you, make smart decisions about the companies they choose to work with. So please share a moment of your time when you have a good experience with your home warranty, and post a review here on HomeWarrantyReviews.com!
For the majority of people procuring or selling their home is an important undertaking. So what happens when a real estate closing goes skewed? How can you make sure that your interests are fully protected?
At the law offices, the attorneys offer experienced and knowledgeable legal services to clients involved in real estate disputes.
What all real estate professional must know in order to avoid leaving himself exposed or susceptible to unnecessary lawsuits?
When you imagine about the golden boys of real estate sales, do you call up images of pencil pushers filling out paperwork, documenting transactions, grunting through the trail? Or do you picture the pro with the gift for gab, the Wonder Kid of real estate property elocution; the kind who is to the point at the art of playing matchmaker between buyer and property?
This kind of pro who is off the charts and on the game doesn’t worry about documentation. Why? He’s too busy leaving prospective buyers in a state of shock, open mouthed, standing frozen at the cherry wood stained floors, eyes shining with the gape of remembrance of things past- as the Wonder Kid has brought him back to the very home he now stands in, as if – it would seem – it has been time – traveled straight from his childhood into the present and rebuilt for him alone.
“I’ll take it. Whatever the cost.”
Watch it. This hotshot is the poster child for being taken benefit of. Small details ignored could give you expensive outcomes. It is important to keep in mind that in a controversial society, no one is excused from liability, but there are safety measures that can be taken.
Before knowing the steps to protect your professional reputation, we can talk about the reasons why the trend toward litigation is growing rapidly, mainly in this industry.
Alternative Financing Options are great at making the dream of homeownership a reality for a lot of Americans, but they are increasing difficulty of transactions. With so many cooks in the kitchen expecting a payout, when deals fall flat it creates a Mecca for controversial opportunities.
Merging, Acquisition and Consolidating of real estate companies is causing chaos on data systems and the organization of information. This increases chances for important pieces of data to fall through the cracks and create gaps in the paper trail.
Increase Call for Further Documentation of all dealings and an overall record of the entire process is throwing more curve balls at real estate sale agents who may be hiring small armies to help them in capturing the thorough details. For instance, if a home warranty is recommended verbally by the seller, it’s better to get it in writing from the buyer if he turned it down. if not, realtors may be raising the cost for risking a home warranty lawsuit.
Realtors as Sitting Ducks– A lot of realtors wind up the natural scapegoat as blame usually defaults on them. For example, this takes place through property defects being disclosed after the sale is made – however unplanned – the agreement for lawsuit normally involves the realtor had been aware of the fault.
Recommending a home check is practical and it builds faith. Most new homeowners will not miss the logic in this age will have the same opinion. Those who decline should sign a waiver which documents their decision to refuse. In this way, you will be free from harm should it turn out that there is a household system or appliance in need of repair, in the future. Should the new owner become unruly and make false claims suggesting you had never recommended the inspection, you have it in writing and there is no case.
What else can you do to defend against the threat of legal pursuit? Begin with a property disclosure form and use a standard sales contract. Ensure your staff is detail-oriented and on top of their game with record-keeping. Wording in all documents must be as to the point. Ambiguous language presents more opportunity for debate. Like any other transaction involving the exchange of currency, it is not sensible to carry through transactions with family members or friends.
The final thing a realtor can do to prevent the possibility of legal pursuit is simple enough.
==>Click here to get the Quote For Home Warranty.
June,2012: The month of June brings some great news for those of you who are planning to buy foreclosed homes! Freddie Mac is now offering free appliance protection plans from Home Protect warranty. The Federal Home Loan Mortgage Corporation, or simply called Freddie Mac, is a public government sponsored company that works with mortgage lenders to help people get better access to home financing and loans at reduced rates.
Freddie Mac has declared that it will offer $500 credit on home warranty to home buyers who have bought their houses through HomeSteps division. This offer is a bonus assurance provided to homebuyers as this incentive has allowed homeowners to obtain Home Protection coverage plan without any additional investment on policy coverage.
This offer is only available for homeowners who can purchase a qualified, foreclosed single-family home, townhouse or condominium.
Home Protect home warranty is a subsidiary of Cross Country Home Services company which is a provider of a variety of residential service plans. A Home Protect Warranty protects consumers by offering them discounted repairs and replacement services.
With the coverage policy of Home Protect, home buyers will be safeguarded against unexpected appliance breakdowns and expenses related to it. Home Protect’s also offers enhanced coverage options which includes coverage of swimming pools, sump pumps and even unknown pre-existing conditions. Such enhanced coverage is a huge bonus while purchasing foreclosed homes.
Home Protect Home Warranty says that their plans are sold either for one or two year. Both plans offer the same coverage along with access to Cross Country Home Services benefits like discounted rates for new appliances. The company has a large network of over 40,000 service vendors.
In addition to this, if you have decided to purchase a house from HomeSteps property on or before May 24th 2012 and is expected to close the deal before August 31st 2012 you may become eligible to get two year Home Protect Home Warranty coverage.
When you compare “promise contracts”, such as home warranties, you must first comprehend exactly what is being assured. You can then evaluate attributes. Fraction of the research should also be aimed at comparing customer’s ratings of the companies that offer the warranties.
Comparing home warranty companies facilitates you to find the policy that suits your budget and needs. A home warranty is an individual policy you can procure to provide coverage for your home’s important appliances and systems. The precise prices and coverage obtainable to you varies by each home warranty company functioning in your area, so comparing the exact rates and services from each company is a significant step when picking a policy for your home.
When buying a home warranty, you are not only giving capital to the supplier, you are also giving your belief that they are going to cover you when you need it most. That’s why it’s so imperative to verify into a company’s history, see how they function and what they ought to offer, plus learn how they entertain their customers. It’s worth exploring before you purchase.
This video will help you compare home warranty companies.
When you look at the words most often used in emotional complaints about home warranty companies you may find that “scam” is a very common term. But if you look very closely at the home warranty industry it’s hard to find evidence of a scam rooted in the established home warranty companies.
Though homeowners are not always happy with the speed or manner of the response to their claims it takes more than just complaints to make a true scam. So are there no scams in the home warranty industry? My personal opinion is that there are plenty of scams and if you look back you’ll find plenty more in the past. Does that make the home warranty industry unique? I definitely don’t believe so. Auto insurance, health insurance, home building, government, religion – you name it, there have been scandals and grounds to throw words like scam around. A home warranty is not unique in that it has unhappy customers. Show me an industry without unhappy customers and I’ll be the first to change careers. But like I mentioned before, home warranty customers have been victimized and are probably being victimized even today.
Spotting the scams and the companies that are not operating with the best interests of their customers in mind is the very first priority. This is where homeowners and legitimate home warranty companies can work together. Real estate agents, home repair contractors, home inspectors, and many other professional and customer advocacy groups can also help to point out the signs that home warranty companies are not doing what is right for their customers.
How can homeowners identify home warranty companies that are likely to be scams or just not be doing what is right in terms of their commitments to customers? There are a few basic approaches to getting a good read on a home warranty company and all of them involve some time spent doing homework. What this comes down to really is customers taking their time and not making impulse purchases of home warranty contracts. And during that period of finding out about a home warranty company here are some things homeowners would be wise to look out for:
It’s difficult to predict what sort of stunt criminals will pull tomorrow but in terms of what scams I’ve heard of up to now, here are a few. The names may be funny but the financial losses and wasted time on the parts of the jilted customers are nothing to smile about.
This one involves a company that isn’t a company at all. It has none of the financial depth that is required to cover the costs of handling repairs and replacements when home warranty customers file claims. In fact, these companies rarely have a real office and follow the same pattern almost every time. They deny all the claims they can, approve the ones they can’t but then don’t pay anyone for the work performed, and then when frustrated customers cancel they promise refunds which they also fail to pay.
These companies oftentimes pay their contractors and approve returns but do so in such a way as to gradually put the company further and further behind on various debts. While they do this they use positive customer reviews to attract more customers and also spend a great deal on advertising in some cases. By the time they become fat with customers and reach their peak they’ve already bankrupted the company through poor management. The customers who are holding new home warranty contracts the day the company finally sneaks out its back doors and turns off the phones are the ones who get hit the hardest. Sometimes this type of scam leaves a long-term trail of customers who don’t find out their contract is worthless until they attempt to contact their home warranty company’s customer service center. This grab-the-cash-and-dash routine has burned many, many homeowners over the years.
Some people who found bad home warranty companies get away with their misdeeds or only receive a slap on the hand that holds the checkbook. They then go on to start other home warranty companies using new company names and sometimes using different people as the officers or owners of the company. By disguising themselves they evade the public scrutiny that would otherwise stop their scams cold. Homeowners caught up in the web of these characters can count on denied claims, shoddy work, unpaid contractors pursuing the homeowner for debts the home warranty company owes payment for, and many other unpleasant circumstances.
For the sake of other consumers, friends, and the home warranty industry where companies work diligently to satisfy their customers, any homeowner who feels that a claim was handled unfairly or that there are signs of misconduct on the part of their home warranty company should not remain silent. All too often home warranty companies give the overall industry a bad name with their poor handling of claims, contractor relations, or other important areas of their businesses. And in the case of true scams, more often than not, the people behind the scams only get away with what they do because it takes so long for anyone in a position to stop them from realizing what is happening. As consumers realize their options to use government offices, social media, and word of mouth to sound the alarm about bad home warranty companies it will become more and more difficult for new scams to find victims.
This is a guest article written by Kevin Wallach. As owner and writer at CompareHomeWarrantyQuotes.com Kevin spend a great deal of time collecting information to help his readers better understand home warranty plans. Though home warranty is not the most popular topic online, it does mean a lot to homeowners who need help with questions about it.
Ever wondered what is the difference between home warranty and homeowners insurance ? Are they not same? Let’s find answers for these questions.
While home warranty and home insurance products may come across as same, they are totally different. The coverage, cost, terms and conditions vary greatly. Home insurance is compulsory in some cases whereas home warranty is a recommended choice.
Home warranty offers protection for your major appliances, as well as plumbing and electrical units. It covers the cost of repairing or replacing major household appliances in case they break down, provided they meet the terms and conditions of the home service contract.
Home insurance covers your home in the event of damage due to natural calamity or man-made disasters and offers you liability protection from lawsuits in case of a third party involvement. If your neighbor came visiting you and accidentally fell and got injured and decides to sue you, then home insurance will take care of the claims. Home insurance is mandatory if you have a mortgage on your home.
Items covered by a home warranty may vary by company and plan, but typically includes the following items:
In case of an uncertain event like fire, theft, vandalism, or certain natural disasters, the cost of damages are covered. It also covers your personal items and gives you liability protection. Liability insurance will protect you from lawsuits in the event that someone is injured on your property. Home insurance will only insure your personal items in case they are stolen or ruined in a disaster. Repairs and replacements due to wear and tear are not covered.
The insurance policy varies depending on your state of residence and type of policy, but generally it will cover the following.
Home is the most prized and cherished possession any individual can have and nobody anticipates damages to this, therefore a home insurance provides you the following benefits when you cover your home.
A standard warranty runs $300 to $500 for a year of protection, which covers the cost of repairing or replacing a home’s major systems and appliances. Home sellers typically pick up the tab for the first year of coverage. Extended coverage plans for pools, spas and washers and dryers can be purchased at an extra cost.
Insurance cost varies from state to state and depends on the extent of coverage and the location of the property but a standard insurance can cost any homeowners insurance is between $300 and $1,000.
When you are planning to buy a home warranty, make sure that you do some research. Check our home warranty reviews section that provides pricing, comparison, quotes and consumer reviews of all major companies. When you are getting price quotes, inquire to look over a sample policy. Bear in mind to understand the entire policy, together with the fine print.
Another advantage of home warranty policy is that it is transferable. That means when you sell the house the warranty would be passed to the new owner. This has proved to be a well-liked feature amongst home buyers as homes having home warranties are selling at increased prices and in much shorter times. This in itself could make it sensible to get a home warranty policy.
When a covered appliance breaks down you need to contact your warranty company. A warranty company already has business ties with different service vendors. They will in turn contact a service repairman to come to your home and repair the appliance. The repairman will fix the item or recommend replacing it. The service repairman will bill your warranty company directly, but you have to pay a service charge when the repair person visits your home.
With any kind of insurance, it is always a good idea to shop around and evaluate benefits and prices as most insurance companies will provide you a policy discount. Ensure you read the policy before writing a check and ask any queries that you have in mind.
So, the conclusion is that home warranty and insurance are complementary to each other. You can choose to protect everything you own, provided you can afford to. Keep in mind that these insurance products do cost a bit more, but compared to the benefits they provide and the peace of mind you get, it seems like a very small amount. Insure your home as well as buy a home warranty all within your budget.
This infographic depicts the most basic definition of what a Home Warranty is all about. Although the title says that it is for dummies, we’re sure that even people with average/ above average intelligence can keep up!
Now, an appliance warranty is a form of protection your purchase for your household appliances and systems. It is a contract that offers to provide you discounted repair and replacement services should your device sustain any damages.
As you can see in the infographic, all major systems and appliances are covered. Now that would include refrigerator, built in ovens and microwaves, washer/ dryer, HVAC units and major systems like plumbing and electrical units. Additional coverage can always be purchased, so you can rest assured that all your devices can be protected!
This is how it works. When your covered device gets damaged, you simply place a call to the warranty company explaining your situation. If the damage is not an excluded one, your claim will be taken up. The warranty company then sends a technician to your home to fix the damage.
Let’s discuss the claims part. Like we said, when you notice a damage, all you need to do is inform the warranty company about it. Did you notice that title saying “Common reasons for claim denials”? Yes it is true. Although this does not happen often, it is still noticed that companies often deny claims. The grounds for claim denial varies from company to company and can be understood only after you go through their policy booklet.
However, common reasons for denial are as follows
Don’t worry too much about it. If you choose a reputable company, chances are low that your claims will be unjustly denied.
Moving on, let’s discuss the premiums and deductibles involved. As the image says, the annual premium for most basic warranty plans are somewhere in the range of $250- $500. This can vary depending on the extent of coverage. Larger the coverage, higher the premium.
Each time you raise an issue, you will be expected to pay a deductible/ service call fee (it’s nominal, around $50). The happy news is that there are some companies offering plans at zero deductible.
So there! That’s what the infographic is all about. Isn’t it an awesome image? Cheers!
Just the decision to take the task of building a home into your own hands can be daunting, keep aside the fact that liabilities are now yours alone to deal with. The joy of being there every step of the way and having a say in every brick, beam, and wall comes with a lot of responsibility. The smallest of injuries on site to a worker, accidental falls, natural disasters and other unforeseen circumstances can put your budget off by thousands of dollars.
Time is a factor as well, having the plan pushed back by weeks, if not months; time and money that you cannot get back. Such accidents are what makes it prudent for you to invest in structural insurance, warranty and legal coverage for all the essentials.
Structural insurance functions within the parameters of Builders Insurance and Site Insurance, covering claims regarding the foundation and architectural framework of the building, as well as the integrity of the site it is built on.
As the percentage of self-built homes increase in the US, numerous companies now offer a comprehensive list of structural insurance for homes built without the assistance of building agencies.
If narrowed down to just structural claims, structural insurance covers the claim of any structural defects in a home for a fixed number of years after it is built. Often certain companies have a secondary set of rules, pertaining to the fact that the claim will only kick in 7 to 10 years after the house is completed.
That being said, structural insurance usually comes hand in hand with site and builders insurance as well, both essential and usually synonymous with structural insurance.
Site insurance is offered to builders as well as individuals who have purchased land and intend to construct. It not only covers any natural disaster-related damage – fire, storm, flood – to the land, but also the temporary structures on it. The coverage puts aside a certain sum to take care of any unforeseen circumstances that may cause huts, caravans, tools and the building under construction itself to be partially or wholly damaged.
Certain insurance companies not only take care of the monetary side of things but also offer services to clean, repair and bring back the space to its former state.
In recent times, Builder’s Insurance has become a must for self-built structures, especially since it establishes a sense of trust between the homeowner and the bank or builder who is offering monetary assistance.
Builder’s insurance acts as the umbrella under which site and structural insurance fall, but often companies do cater to individual needs by offering them separately. These insurance policies even accommodate for theft of tools and valuables from the site, but usually, put a limit of the claim. That being said, it is important to pick appropriate coverage plans and not under or over-insure your property.
Allowing delays and pushbacks, any building or structural insurance for individuals who are constructing on their own extend to 18 months, as opposed to the usual 12-month coverage given for builders.
Building a home isn’t only about the structure and integrity. Along each step of the way, you have to be aware of not only accidents and loss that are beyond your control, but also any harm that the process may cause to workers, the public and adjacent private and public property.
As a homeowner, you are liable if any of your workers are injured during the course of construction, or even if they fall ill due to toxic substance exposure while they worked for you.
Even a trespasser walking into property can have a legal claim if he or she is injured due to any improper construction methods.
Damage to surrounding property can be another reason you are faced with a very large bill for compensation. Everything from a falling tree branch to heavy machinery vibrations that may cause harm to adjacent structures can be seen as cause for a lawsuit. Most often, such damage is seen to happen during the time when your foundation is being set, causing worry about underground water sources and support extending below the ground of other buildings in the area.
Besides structural and builder’s insurance, warranty extends the coverage, claims, and care for years after the home is built – taking care of issues and damage that insurance does not address. While insurance deals with unforeseen circumstances and matters that were out of your control, Home Warranty offers solace when you need to deal with maintenance, repair, and replacement due to general wear and tear.
Usually put in place for a period of ten years, Structural Warranty covers defects in the foundation, load-bearing walls, beams, pillars and sometimes even wiring and plumbing systems. Not only does it keep you worry free, it also assures that any negligence on the part of the contractor is covered for without conflict.
Georgia, the state that has everything from marshlands to beautiful beaches! This state has many things to be proud of and on top of the list is the fact that its capital city, Atlanta is the birthplace of Dr. Martin Luther King Jr. For the 10 million Georgians out there, here’s an article that discusses some of the best home warranty companies in your state.
There are many home warranty companies out there, but some of them stand out from the rest due to an enhanced customer service and benefits that they provide. In this article, we are going to be talking about the top 5 home warranty companies listed on our website as of September 2015.
Reviews about this company suggest that they offer excellent services when you get their coverage and they will always find the most professional work for the best deals. That is what home warranty services are all about and these guys do it extremely well. They have been in the business or a very long time and they know exactly what people need and what kind of plans they should be providing to them.
The general feedback from customers is that AHS is a truly incredible service provider that goes the extra mile for their customers and that is the thing that really makes them the best at what they do in the eyes of hundreds of customers who have left their feedback. This is the kind of customer feedback that can be extremely good and it can make a company gain a great reputation fast.
They are offering some excellent home warranty plans that are going to be extremely beneficial to a lot of people. There are also many variations of each one of these plans and the price ranges are pretty good. There is a good chance that you will find one plan that will be ideal for your needs.
One of the best things they offer is the “Build Your Own Plan” option, which basically allows you to customize the coverage and this makes it even easier for you to get something that fits your budget and needs.
These guys really go the extra mile with their 24/7 customer service features and they will get people to repair an appliance of yours fast and efficiently. This is the one thing that makes the Home Service Club stand out from the competition in a very positive and appealing way. People like the idea of being able to ask for help at any hour of the day and even at the latest hours of the night. No matter how late or how early in the morning, they will have someone answering their phones and providing emergency services to you if necessary.
The client feedback for the company is predominantly excellent and there are many people who are always giving praise to their 24 hour availability. There is no doubt that these guys have earned a good reputation. There are a few disgruntled customers who report having to call third parties in regards to some issues, but 99% of their feedback is excellent.
They have a standard plan which is good enough for most people and they have a comprehensive plan that gives coverage to a larger number of states.
Home Warranty of America is very proud of the way they strive to simplify the lives of their customers. They provide help with very immediate responses and that is what makes them part of this top 5. This is the kind of customer service that needs to be provided to the customers if a company wants to be able to gain any kind of respect and positive reputation.
The Client feedback is for the most part very good and there are many customers who are very satisfied with the service. You will find that some people who own very old appliances will complain that they did not get assistance for those items, but most people seem very satisfied with the service. It’s remarkable to see a company with such a high rate of satisfaction from its customers.
Their customizable home warranty plans are very efficient and a lot of people have mentioned that they have a lot more options available since they started using this company. This is one of the reasons why it’s so highly recommended to anyone that wants to get proper home warranty plans for their appliances.
2-10 Home Buyers Warranty has a host of online and offline services for their customers. They have a large contractor network of over 10,000 licensed and experienced technicians. The company takes pride that they have served more than 2.5 million American homeowners so far. The official website of 2-10 Home Buyers Warranty provides customers with the provision to manage their account online and also place and track claims through the Internet.
This is a company that has been in the industry for close to 30 years. They’ve built a strong reputation for themselves and is therefore a popular choice among new and existing homeowners. Feedback from customers was mostly positive with some instances of claim denials being reported here and there. Overall, this is a company that holds an A+ rating with the BBB and is also a favorite among homeowners.
2-10 Home Buyers Warranty has different plans for homeowners, builders and real estate agents. For homeowners, there are two basic plans. A 10 year structural plan and a Systems and Appliances plan. For real estate agents, the company provides one year service agreements for townhouses, condos or multi-family homes. Builders can avail comprehensive protection plans that provide structural warranty and reduce the builder’s liabilities.
These guys are known for their quick and efficient customer services as well as their ability to provide the most professional repair services for all the covered appliances. This is a very solid company that has plenty of experience and it has become quite obvious to their customers that they are in this business to stay.
The client feedback is extremely good for this company and there is a very small number of people who have complained about the services not being what they expected, but this is inevitable in any large business. Even when everything gets done as it should, there will always be someone who is not going to be 100% satisfied with the work.
They have very good standard home warranty plans that cover a wide range of appliances and they also offer more flexible plans that allow their audience to fully customize their services. There is definitely nothing more important than having a certain degree of flexibility when you are working with any kind of flexibility plan and that is all that you really need to learn.
While this article discusses top five companies based on user reviews, we want our readers to understand that this is not some kind of authoritative list. Please do keep in mind that there is a large number of home warranty companies that are just as good and efficient as the ones we mentioned. We actively encourage you to go through our website and the user reviews on it before you make a choice. Plus we’ve got a free quote tool and listings of top home warranty companies serving in each state, which you are free to exploit.
If you think there’s another company that deserves to be on the list, do tell us about it and If you found this article useful, don’t forget to share it with your friends! Cheers!