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7 Best Home Warranty Companies In Minneapolis, Minnesota

Minneapolis winters are rough and deserve reliable protection! We’ve researched and reviewed the Best Home Warranty Companies in Minneapolis, Minnesota, focusing on coverage, affordability, and customer satisfaction. So ditch the repair worries and discover peace of mind for your beloved home. Dive in and find your perfect match!

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image displaying the family residing in minneapolis, Minnesota buying home warranty for the protection of their homes
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Offer Ends
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$200 Off*
Free roof Coverage* +2 Months additional coverage
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100,000 user reviews

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16+ Years Of Experience

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6 Million Homeowners Served

List Of The Best Home Warranty Companies In Minneapolis

Dive in and explore the best options available in Minneapolis, Minnesota.

ServicePlus Home Warranty

Pros

  • Customer services with 24/7 availability
  • Flexible plans to suit different budget and coverage needs
  • Service Guarantee of 90 days

Cons

  • No option for appliance- or system-only plans
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$200 Off + 2 Months Free*

Premium

$43 - $79

Deductible

$75

States covered

46 states

Coverage not available in California, Nevada, New York and Washington

Appliances Coverage Limit

$3K/item

Response Time

48 hours

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Pros

  • Customer services with 24/7 availability
  • Flexible plans to suit different budget and coverage needs
  • Service Guarantee of 90 days

Cons

  • No option for appliance- or system-only plans

Choice Home Warranty

Pros

  • Provides coverage for both new and old homes
  • Transparent pricing with no hidden fees
  • Free roof coverage with all the plans

Cons

  • Customers not allowed to choose their technicians
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1st month free + Free roof coverage

Premium

$46 - $55

Deductible

$75 - $125

States covered

49 states

Coverage not available in Washington

Appliances Coverage Limit

Upto $3K/item

Response Time

Up to 48 hours

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Pros

  • Provides coverage for both new and old homes
  • Transparent pricing with no hidden fees
  • Free roof coverage with all the plans

Cons

  • Customers not allowed to choose their technicians

Liberty Home Guard

Pros

  • Ability to customize coverage from a list of 43 optional add-ons
  • Wide network of experienced contractors and technicians
  • Live chat option for customers

Cons

  • Low coverage limit for plumbing, electrical & optional add-ons
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$200 off + 2 months free + Free roof leak protection

Premium

$50 - $60

Deductible

$90

States covered

All 50 U.S states

Appliances Coverage Limit

$2K/Item

Response Time

Up to 48 hours

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Pros

  • Ability to customize coverage from a list of 43 optional add-ons
  • Wide network of experienced contractors and technicians
  • Live chat option for customers

Cons

  • Low coverage limit for plumbing, electrical & optional add-ons

American Home Shield (AHS)
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Pros

  • Extensive coverage for major systems and appliances
  • 24/7 customer support for claim assistance
  • Covers damages occurred due to pre-existing conditions

Cons

  • Comparatively higher pricing
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$50 OFF on Multiple Properties

Premium

$29 - $89

Deductible

$100 & $125

States covered

48 states

Coverage not available in Alaska and Hawaii

Appliances Coverage Limit

$4K - $5K

Response Time

Up to 48 hours

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Pros

  • Extensive coverage for major systems and appliances
  • 24/7 customer support for claim assistance
  • Covers damages occurred due to pre-existing conditions

Cons

  • Comparatively higher pricing

Select Home Warranty

Pros

  • Affordable pricing options for budget-conscious homeowners
  • Quick response times for service requests
  • Runs regular discounts on all the plans

Cons

  • Limited coverage for high-end appliances and systems, such as plumbing & electrical (non-heating or cooling)
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$150 off + Free roof coverage + 2 months free

Premium

$44 - $47

Deductible

$60 - $75

States covered

47 states

Coverage not available in Nevada, Washington and Wisconsin

Appliances Coverage Limit

$3K/Item

Response Time

12 - 48 hours

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Pros

  • Affordable pricing options for budget-conscious homeowners
  • Quick response times for service requests
  • Runs regular discounts on all the plans

Cons

  • Limited coverage for high-end appliances and systems, such as plumbing & electrical (non-heating or cooling)

Cinch Home Services

Pros

  • Impressive network of 18k qualified technicians for repairs
  • Services protected for 90 days
  • Additional coverage options for premier package

Cons

  • Some customers have reported delays in claim reimbursement

Premium

$38 - $66

Deductible

$100, $125, $150

States covered

48 states

Coverage not available in Alaska and Hawaii

Appliances Coverage Limit

$10K

Response Time

Same day

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Pros

  • Impressive network of 18k qualified technicians for repairs
  • Services protected for 90 days
  • Additional coverage options for premier package

Cons

  • Some customers have reported delays in claim reimbursement

Complete Protection Home Warranty

Pros

  • No deductible or service fees
  • Simple claims process
  • Provides four comprehensive home warranty plans

Cons

  • No online support provided to the customers

Premium

$45 - $75

Deductible

No Service Fee

States covered

47 states

Coverage not available in Massachusetts, New York and Wisconsin

Appliances Coverage Limit

$150 - $1K

Response Time

up to 48 hours

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Read Less

Pros

  • No deductible or service fees
  • Simple claims process
  • Provides four comprehensive home warranty plans

Cons

  • No online support provided to the customers

Pro Tip: To shield your home & save money with the best, explore our Best Home Warranty Companies page and make a smart pick for your property today.

Home Warranty Cost And Coverage-Related Details For Minneapolis Residents

Explore the average premiums, deductibles, coverage options, and the factors that influence the cost of a home warranty.

Cost Considerations

Coverage Options
  • Average Cost On average, homeowners in Minneapolis can expect to pay between $350 and $600 per year for a comprehensive home warranty plan.
  • Deductibles Home warranty typically requires a deductible to be paid by the homeowner, during each service visit. Deductibles for home warranties typically range from $50 to $150 per service appointment. 
  • Factors Influencing Cost Several factors can influence the cost of a home warranty. Understanding these factors can help homeowners decide when choosing a plan. The cost of a home warranty can vary depending on several factors, including the home's size, the home items' age and conditions, and the level of coverage desired.
  • Appliances Coverage Kitchen appliances, such as refrigerators, ovens, dishwashers, and microwaves, are included in the warranty coverage along with washers and dryers.
  • Systems Coverage A home warranty covers HVAC systems, including furnaces, air conditioners, and ductwork. Basic warranty plans also include repairs and replacements of water heaters, pipes, toilets, and faucets. Electrical systems, including wiring, outlets, and circuit breakers, are also covered.
  • Optional Add-ons Home warranty companies offer optional coverage for swimming pools, sprinkler systems, and well pumps.

Head to our Minnesota page and learn more about the best home warranty companies in MN.

Why Should Minneapolis Citizens Get A Home Warranty?

Delve into why Minneapolis citizens should strongly consider getting a home warranty:

  • Heat Waves Minneapolis, known as the "City of Lakes," experiences diverse weather patterns throughout the year, where summers bring scorching heat waves. These conditions place an additional strain on your cooling systems. A home warranty covers repairing or replacing essential systems when they break down due to wear and tear.
  • Freezing Winters The winters are characterized by freezing temperatures and heavy snowfall in Minneapolis. With the extensive use of heating systems in winter, water heaters, blowers, and similar appliances often malfunction, causing inconvenience and expenses.
  • Escalating Taxes & Home Maintenance Expenses Minneapolis residents face the challenges of escalating tax rates, which can significantly impact their overall budgets. Home maintenance expenses are no exception to this rising trend. As the cost of living continues to increase, so does the cost of repairing or replacing your home's appliances and systems. This is where a home warranty becomes invaluable.
  • Financial Security Due to the diverse climate, unforeseen breakdowns of appliances and systems can occur and strain your budget. A home warranty provides you with financial security by covering the costs of repairs or replacements, thereby alleviating the burden on your wallet.
  • Budget-Friendly Option Home warranty plans offer comprehensive coverage at a fraction of the cost compared to repairing or replacing appliances and systems individually. By paying a monthly or annual fee, you gain access to a network of pre-screened service providers who will promptly attend to your repair needs.

Cost Of Common Household Repairs In Minneapolis

Find out how much you can expect to pay in Minneapolis for the following common repairs.

  • Plumbing

    Repair

    Average Cost 

    Clogged Drain

    $150 – $200

    Sewer Line Repair

    $1,500 – $5,000

    Water Heater Installation

    $800 – $1,500

    Toilet Repair

    $200 – $400

    Leaky Faucet

    $75 – $150

  • Electrical

    Repair

    Average Cost

    Circuit Breaker

    $200 – $300

    Broken Outlet

    $80 – $150

    Wiring Repair

    $100 – $500

    Ceiling Fan Installation

    $150 – $400

    Light Fixture

    $100 – $250

  • HVAC

    Repair

    Average Cost 

    Thermostat Repair

    $150 – $300

    Air Conditioner Repair

    $200 – $650

    Duct Cleaning

    $400 – $700

    Heat Pump Repair

    $150 – $400

    Furnace Repair

    $250 – $500

  • Appliances

    Repair

    Average Cost

    Washing Machine Repair

    $150 – $400

    Refrigerator Repair

    $200 – $600

    Dishwasher Repair

    $150 – $300

    Oven/Stove Repair

    $100 – $300

    Dryer Repair

    $100 – $400

Essential Points To Consider While Getting A Home Warranty In Minneapolis, MN

In this section, we will discuss the essential points you should consider while getting a home warranty in Minneapolis, MN.

Who Regulates Home Warranty Companies In Minneapolis?

The Minnesota Department of Labor and Industry oversees home warranty dispute resolution in Minneapolis, Minnesota. It’s important to note that every home warranty in the state must be registered with the Department of Commerce. So, if you ever encounter any troubles with your home warranty provider, the department is there to extend a helping hand.

Minnesota Department of Labor and Industry

  • The department serves as the regulatory body overseeing various industries, including home warranty companies in Minneapolis.
  • The department’s primary role is safeguarding consumer rights and ensuring businesses adhere to the required standards and guidelines.
  • They take consumer protection seriously and have established regulations to ensure Minneapolis homeowners are adequately safeguarded when purchasing a home warranty. These regulations include contract language and disclosure, dispute resolution, and cancellation policies.

  • Minnesota Department of Labor and Industry

    • The department serves as the regulatory body overseeing various industries, including home warranty companies in Minneapolis.
    • The department’s primary role is safeguarding consumer rights and ensuring businesses adhere to the required standards and guidelines.
    • They take consumer protection seriously and have established regulations to ensure Minneapolis homeowners are adequately safeguarded when purchasing a home warranty. These regulations include contract language and disclosure, dispute resolution, and cancellation policies.

Conclusion

When choosing a home warranty in Minneapolis, MN, it is essential to consider the coverage details, contract terms, and the reputation of the warranty company. By thoroughly evaluating these essential points, homeowners can make an informed decision and enjoy the benefits of a reliable home warranty.

FAQs

What Are The Most Frequent Home Warranty Claims In Minneapolis?

In Minneapolis, common home warranty claims often involve furnace or heating system issues due to the cold climate. 

Should Minneapolis Citizens Opt For Home Appliance Warranty Plans Due To Their Extreme Climatic Conditions?

Minneapolis experiences harsh winters with frigid temperatures and hot, humid summers. These temperature extremes can strain your appliances and potentially lead to premature breakdowns. Some warranty plans might offer coverage for specific repairs related to weather damage, such as frozen pipes or heat pump malfunctions.

How Much Do Home Warranty Plans Cost On An Average In Minneapolis?

An average home warranty costs around $45-$65 in Minneapolis, although they may vary on the type of plan, company, and the extent of coverage limits. 

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SAFEGUARD YOUR HOME APPLIANCES

From Unforeseen Breakdowns And Expensive Repairs

  • Estimated Appliance Coverage Up To $3000
  • Estimated Systems Coverage Up To $1500
  • Save Thousands of Dollars on System and Appliances' Repairs/Replacements
  • Up To $200 Off + Additional 2 Months Free
  • Additional Coverage Included

*Offers available for select companies only

CM
Connie Millers
Rating starRating starRating starRating starRating star

During the winter, my heating system broke down, but their service came to the rescue with their efficient HVAC repair service. They saved me from freezing temperatures. Fantastic job!

DJ
Dave Johnson
Rating starRating starRating starRating starRating star

When our fridge that we just bought from electrolux broke, I was very anxious fearing the potential cost involved in fixing it but having a home warranty made all the difference. Not only did they immediately send help for repair they also kept me updated regularly, and paid in full for the repair

SW
Sarah Williams
Rating starRating starRating starRating starRating star

Great home appliance coverage. Our dishwasher started leaking a week after we moved in. The company took care and had the problem repaired quickly and fully covered it.

JD
Jeff Dufrene
Rating starRating starRating starRating starRating star

Truly a pleasant experience through out the entire process. On submission of my claim, I was assigned a contractor within 20 minutes and my issue resolved within 3 days.

JT
Joseph Thompson
Rating starRating starRating starRating starRating star

Needed our oven repaired, made one call and a service person came out the next day. It turned out he needed to order a spare part. As soon as the part came in, he returned and completed the repair. Unreal, thank you.

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