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Mississippi’s muggy summers and mild winters can test your home’s appliances and systems. Unexpected appliance or system breakdowns can disrupt your peace of mind. This guide explores the Best Home Warranty Companies in Mississippi, helping you find a plan that protects your essential features and keeps your budget happy.
After carefully evaluating a wide range of providers, we've identified Mississippi's top 5 home warranty companies. These companies offer reliable protection and peace of mind for Magnolia State residents, ensuring your home runs smoothly throughout the year.
Pros & Cons
Pros
Cons
Plans, Cost & Coverage
Elite Home Warranty offers three home warranty service plans for Mississippi homeowners: Elite Appliances, Elite Systems, and Elite Complete. The company’s standard service fee is $70. However, customers can pay an additional amount to select ‘$0 service call fee’ until five claims. The coverage cap is up to $7,000 and $8,000 per contract.
Here are the elaborative pricing details:
Plans |
Premium (Monthly) |
Elite Appliances |
$44.99 |
Elite Systems |
$49.99 |
Elite Complete |
$59.99 |
Elite Appliances
Elite Systems
Elite Complete
Why We Picked It?
Elite Home Warranty has been able to capture market share because of its timely customer service, competitive pricing, and network of technicians. You can select any plan from their portfolio to avoid the hustle and bustle of regular repairs.
Pros & Cons
Pros
Cons
Plans, Cost & Coverage
The three plans provided by AHS include ShieldSilver, ShieldGold, and ShieldPlatinum. The ShieldSilver includes essential systems, ShieldGold includes systems and major appliances, and ShieldGold includes major appliances and systems. The ShieldPlatinum includes everything from both of the plans.
The systems are covered up to $5,000, and appliances are covered up to $2,000 in ShieldGold and $4,000 in ShieldPlatinum.
You can find the pricing below:
|
ShieldSilver |
ShieldGold |
ShieldPlatinum |
Cost at $125 Service Call Fee |
$35.83 |
$39.16 |
$69.16 |
Cost at $100 Service Call Fee |
$45.83 |
$49.16 |
$79.16 |
ShieldSilver
ShieldGold
ShieldPlatinum
Why We Picked It?
AHS has been one of the industry’s most trusted home warranty brands for the past 50+ years. They offer three flexible plans, optional add-ons, a network of professional technicians, and 24/7 customer service. Additionally, a 30-day workmanship guarantee also reinforces our decision, providing customers with confidence and peace of min.
Monthly Cost
$46 - $55
Service Fee
$75 - $125
Response Time
Up to 48 hours
Pros & Cons
Pros
Cons
Plans, Cost & Coverage
Choice Home Warranty offers two plans: the Basic Plan and the Total Plan, with prices starting at $49 per month. Service call fees range from $75 to $125, and coverage extends up to $3,000 per contract term for the covered items.
Find the pricing details below:
Plans |
Monthly |
Yearly |
Basic Plan |
$46.83 |
$532 |
Total Plan |
$54.75 |
$627 |
Basic Plan
Total Plan
Why We Picked It?
Choice Home Warranty is one of the top home warranty providers in the industry. It is known for its extensive network of over 25,000 contractors, optional add-ons, and pricing. The company has built a strong reputation by providing customer-friendly services, making it one of the options for Mississippi homeowners.
Pros & Cons
Pros
Cons
Plans, Cost & Coverage
APHW offers homeowners one protection plan and the choice to select optional add-ons with the coverage. The maximum payout limit for APHW is $25,000, and the plan’s pricing can be from $706 to $762 annually. The full pricing details are mentioned below:
|
Standard Coverage Plan (Monthly) |
Standard Coverage Plan (Yearly) |
Cost at $100 Service Call Fee |
$58.82 |
$706 |
Cost at $50 Service Call Fee |
$63.48 |
$762 |
Standard Coverage
Why We Picked It?
APHW provides one standard coverage option and optional add-ons. They offer responsive customer support service, professional technicians, and affordable options for additional items. All the benefits combined make America’s Preferred Home Warranty a worthy choice for Mississippi residents.
Pros & Cons
Pros
Cons
Plans, Cost & Coverage
The Home Service Club has two home warranty plans: a Standard Coverage Plan and a Comprehensive Coverage Plan. The monthly pricing for Standard Coverage is $51.25, while the Comprehensive Coverage Plan is $62.50. The coverage limit for Standard Coverage is $6,000, and Comprehensive Coverage is $9,000, but the liability doesn’t exceed $2,000 per claim.
The pricing details are mentioned below:
Plans |
Monthly |
Yearly |
Standard Coverage |
$51.25 |
$649.95 |
Comprehensive Coverage |
$62.50 |
$799.95 |
Standard Coverage
Comprehensive Coverage
Why We Picked It?
The Home Service Club provides reasonable pricing, comprehensive coverage options, and a variety of optional add-ons. The company provides customers with an online platform for smooth and easy request filing, making it a dependable choice for homeowners seeking reliable services.
Here are some of the benefits that Mississippi homeowners will have when purchasing a home warranty:
Understanding the potential cost of home warranty plans is crucial for homeowners contemplating the benefits of a home warranty. Here's an insightful overview of the cost range for home warranties in the Magnolia State:
Average Annual Cost
$380 - $600
Average Monthly Cost
$30 - $85
Average Service Fee (Deductible)
$55 - $110
In Mississippi, the cost of a home warranty can vary based on several factors, and homeowners should carefully consider these considerations:
Here are some common inclusions and exclusions to guide Mississippi homeowners in making informed decisions when considering a home warranty:
When exploring home warranty plans in Mississippi, it’s crucial to delve into additional aspects for a comprehensive understanding:
Unlike traditional insurance companies, Mississippi doesn't have one specific agency overseeing home warranty providers. However, there are still safeguards in place to protect consumers:
Choosing the right home warranty company in Mississippi is significant for homeowners looking to safeguard their properties from unexpected breakdowns. The unique challenges of Mississippi's climate and housing structures make it crucial to select a provider with a deep understanding of the state's specific needs.
A.
Mississippi’s hot and humid climate contributes to air conditioning problems, such as compressor failures or refrigerant leaks. Refrigerator repairs often focus on temperature control challenges influenced by humidity levels. Additionally, washing machines may require attention for issues like water drainage problems or malfunctioning spin cycles.
A.
Cinch Home Services and Elite Home Warranty are two other home warranty service providers that Mississippi homeowners can consider.
A.
No, home warranty companies typically do not cover damages caused by pests. Home warranties are designed to cover mechanical failures or breakdowns of essential home systems and appliances due to normal wear and tear. Issues related to pests, such as damage from termites, rodents, or insects, are generally considered external factors and are not covered by standard home warranty plans.