Best Home Warranty Companies In Arizona
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As homeownership rates in Arizona skyrocketed with a rise up to 71.7% in 2020 (according to the U.S. Census Bureau), more homeowners have been looking to join in on the home warranty experience. Many home warranty companies offer their services in Arizona to cater to the increasing number of homeowners.view more...
Most homeowners have happily started to use these services to avoid expensive repairs bills. A home warranty charges an annual or monthly premium for providing protection against unexpected breakdowns. Home warranty policies can be a great source of relief for you if your home has vulnerable items. It can help you save thousands of dollars in inevitable repair and replacement costs of appliances and major systems.
To help you zero in on the perfect home warranty plan to protect your Arizona home, we have evaluated the top companies serving here. We also have some buying tips to help your purchase go smoothly and get the best out of the plan.
Top Home Warranty Companies In arizona
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Choice Home Warranty |
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They are one of the few companies to offer roof repair coverage at an affordable price.
Offer(s) Available:
FIRST MONTH FREE + LIMITED ROOF COVERAGE
PRICING
$370 - $450
SERVICE FEE
$85
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Cinch Home Services |
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Get Free Coverage For First 2 Months *
Get your first two months free when you choose the monthly billing option on your purchase of a new annual Appliances, Built-in Systems or Complete Home Plan. Excludes optional coverage and add-ons. Cannot be combined with any other offer. Not available in Iowa, Washington, Arizona, Massachusetts, Hawaii and Alaska
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They offer protection from unknown pre-existing conditions.
PRICING
$420-$744
SERVICE FEE
$75-$150
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OneGuard Home Warranties |
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The company provides you quick response time to make sure all your items are up and running ASAP.
PRICING
$399-$599+
SERVICE FEE
$69
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Landmark Home Warranty |
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Regional home warranty provider operating in 6 states
PRICING
$424-$675
SERVICE FEE
$70, $100
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2-10 Home Buyers Warranty |
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They have a proven track record of paying 97.5% claims.
PRICING
$399-$549
SERVICE FEE
$85
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Old Republic Home Protection |
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Reputed company operating for over 20 years and offering budget plans
PRICING
$260-$500
SERVICE FEE
$55-$100
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Fidelity National Home Warranty |
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They are among the few companies that offer roof leak coverage
PRICING
$350-$445
SERVICE FEE
$65
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BFS Home Warranty |
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PRICING
$300-$700
SERVICE FEE
$55
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America's First Choice - AFC |
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They offer four plans and a workmanship guarantee upto three years
PRICING
$440
SERVICE FEE
$60
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Service Line Warranties (SLW) |
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PRICING
$400
SERVICE FEE
N/A
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Super Home Warranty |
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PRICING
$729-$1399
SERVICE FEE
$75
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HMS Home Warranty |
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HMS is now known as Cinch Home Services & offers a free water sensor to detect leaks.
PRICING
$400 - $600+
SERVICE FEE
$100 - $200
Important Tips On Buying A Home Warranty In Arizona
Keep the following tips in mind to buy a cost-effective home warranty plan that is best suited to your needs.
- Research home warranties - Start your home warranty shopping with research to identify the home warranty companies offering the greatest value for your money. You can look up the top 10 companies in Arizona and compare their plans, pricing, and coverage.
- Check with credible sources - Reading customer reviews can give you an idea as to how helpful a company's customer service is, how the claims process works, and more. It can also help you avoid fraudulent home warranty companies.
- Assess your coverage - One of the most important aspects of a home warranty is its coverage. You should take note of the vulnerable items in your home and select a plan that best fits your needs. Some companies even offer customizable coverage options that you can choose.
- Compare prices - The price of a home warranty differs based on the company, the extent of coverage, the kind of house, the place you live in, and more. You can get an idea about the exact pricing details of a home warranty company by submitting a quote request.
- Finalize - Before you purchase a home warranty, check out the sample agreements of home warranty companies. Doing so will help you understand the limitations and exclusions of home warranties and will leave no room for surprise.
A Glimpse At Average Premium In Arizona
The average premium for a home warranty in the state is $321.17, and the deductible is $41.15. To give you a better understanding, we have created a graph where the X-axis displays the price of the premium, whereas the Y-axis shows the number of homeowners.
Top Home Warranty Plans In The State Of Arizona
Here, we have listed some of the top home warranty plans provided by popular companies in Arizona. They offer various plans and policies as per the needs of the customers. The quality of services also differs from one company to another.
American Home Shield: AHS has been a part of the home warranty industry for 50 years now. The company offers home warranty coverage through 3 plans - ShieldSilver, ShieldGold, and ShieldPlatinum. The ShieldSilver plan protects only systems, the ShieldGold protects both systems and appliances, while the ShieldPlatinum plan is a comprehensive package of both with added coverage options and benefits. Like most home warranties, you also have the choice to include optional add-ons to your plan.
The average monthly cost of ShieldSilver is $29.99, ShieldGold is $39.99, and Shield Platinum comes at $54.99. There are three deductible options to choose from - $75, $100, and $125. The prices of plans vary depending on which deductible you choose - the higher your deductible, the lower your plan price.
OneGuard Home Warranty: This company has been providing home warranty services for three decades. They offer three plans - ApplianceGuard, SystemGuard, and HomeGuard. Like the names suggest, ApplianceGuard and SystemGuard cover appliances and systems, respectively, and HomeGuard offers coverage to both.
The monthly cost of ApplianceGuard starts from $25, SystemGuard at $34, and HomeGuard at $50. The service deductible is $69. The price varies based on the size of the house, your location, and other factors.
Liberty Home Guard: Liberty Home Guard is one of the most positively reviewed home warranty companies in Arizona. The company offers three plans - System Guard covers systems, Appliance Guard covers appliances, and Total Home Guard offers comprehensive coverage to both. They also offer a wide range of optional add-ons.
On average, the Appliance Guard is $49.99, the System Guard is $59.99, and the Total Home Guard is $69.99 per month.
Select Home Warranty: A New-Jersey based company, Select Home Warranty was founded in 2012. This company offers three plans to their customers - Bronze Care covers appliances, Gold Care covers systems, and Platinum Care is a comprehensive combination plan of both.
The usual monthly costs of Bronze Care and Gold Care are the same - $57, while Platinum Care comes at $63. The trade call fee may be different depending on your location.
Arizona Weather Conditions And Impact On Household Items
Arizona is a vast state with different levels of elevation, leaving the state with many localized climates. Places with high altitudes have cooler temperatures, sometimes even experiencing freezing temperatures. Areas with low elevations have mild winters and extremely hot summers. The extreme weather conditions impact not only your living conditions but also your home’s appliances and systems.
For instance, systems like refrigerators, air conditioners, or other cooling systems continuously work to keep you cool during the summer. Due to the continuous operation, the appliances and systems may wear out faster, and fixing them can be pretty expensive. With Arizona home warranty plans, you can save money spent on fixing the worn-out systems and get easy access to high-quality repair services.
Winter and rainy seasons are no exception. While rains can cause roof leakage, etc., the smooth functioning of home devices like HVAC or other systems is necessary during the cold winters. But with a warranty plan protecting your home devices, you need not worry about these seasonal upheavals.
Frequently Asked Questions
Is it worth buying a home warranty in Arizona?
A home warranty provides protection to your home's covered items that break down due to normal wear and tear.
The drastic temperature changes across Arizona can accelerate the deterioration of your home's items. This can result in unexpected repairs and may end up costing you extra money. If you are a new homeowner, you may be wary of spending more money after such a big investment. If your home is older than five years, your appliances and systems may already be exhibiting signs of depreciation. A home warranty can help you out in both cases and save you from costly household repair bills, and can be a prudent investment.
Which Is The Best Home Warranty Company In Arizona?
Home warranty companies in Arizona offer comprehensive plans that provide extensive coverage to your house. If you are looking to get only certain items covered, try looking for companies that offer customizable coverage options.
Companies like Liberty Home Guard and OneGuard are positively reviewed by fellow Arizona homeowners. Giants like American Home Shield, First American Home Warranty, Select Home Warranty, and others also offer their services in the state.
At the end of the day, we believe that the best home warranty company is subjective and may be different for everyone. Compare the coverage, pricing, and other important aspects before deciding.
Who regulates home warranty companies in Arizona?
Home warranty companies are regulated by the Arizona Department of Insurance. If a home warranty company is accredited in the state, you can be reasonably sure of its reliability.
On a national scale, the National Home Service Contract Association (NHSCA), a non-profit organization, offers self-regulatory standards to home warranty companies. They lay down a code of ethics that home warranty companies are expected to follow.
Do home warranties cover air conditioners?
Yes, most home warranty companies cover air conditioners. They also cover heating systems, ductwork, and some even cover the entire HVAC system.
How soon will a service technician be available to work on my claim?
After you submit your service request and it is approved, the company arranges for a repair technician to visit your home.
If it's a working day, some companies try to arrange a visit on the same day. Most home warranty companies take up to 48 hours to send a technician to your home. The visits are generally scheduled during business hours.
Is everything covered under a home warranty?
A typical home warranty coverage includes the major appliances and systems in your home. Even with the most comprehensive plans and the inclusion of optional add-ons, a home warranty is unlikely to cover all the aspects of your home.
There are also specific limitations and exclusions to the covered items of a home warranty. For example, certain parts or components of a broken item may not be eligible for coverage. Some home warranty companies do not cover pre-existing conditions. Breakdowns caused by neglect, lack of maintenance, misuse are also not covered.
You should read the service agreement of a home warranty carefully to understand all the details.
I have homeowners insurance. How is a Home Warranty different?
Homeowner's insurance and home warranty are different in the kind of coverage they offer. Homeowner's insurance covers the structure and personal property of the insured. A home warranty covers the appliances and systems inside a home.
While homeowners insurance protects your house from damages caused by natural disasters, theft, and other unforeseen circumstances, home warranties offer coverage to items that break down due to general wear and tear.
Another difference is that homeowners insurance is a requisite for taking out a mortgage, while a home warranty is optional. Both homeowners insurance and home warranties help you avoid unexpected expenses but for different reasons. Equipping your home with both will provide protection to every part of your home.
Does a home warranty protect the seller?
Home warranties offer seller coverage to protect your home during its sale. The seller coverage usually lasts for 180 days or till the close of sale and protects the major appliances and systems in the home. It is designed to protect the seller from any expensive repairs that may occur during the selling process.
The seller coverage also incentivizes the buyers to purchase the property soon and may even increase the home's market value.
Arizona Home Warranty Companies Reviews
mital patel, Scottsdale
On Sep 04, 2021
American Home Shield (AHS)
June 2021: Water heater leaked: plumber from AHS came in and removed it: AHS approved replacement. after reconstruction of the area. Called Loyalty plumbing x 2 - no response. then have called AHS 7-10 times (each call 20-25mins including hold time = around 200-250 mins). Different answers everytime: loyalty is not responding to us also, we will escalate to contractor relations, we will escalate to purchase dept, we will place new order, we will escalate to supervisor (3 supervisors called and all they did was said: we will look into it). Ultimately they said loyalty is not responding to their calls and heater is ready for pickup. called loyalty and they called AHS with me on the line and were told there is no heater for pickup. Looking at other reviews online and BBB complaints --- this is not an incident which happened with me --- this is their standard operating procedure ! I am surprised your site gives AHS such high ratings --- misleading for the consumers. Just look at the similarities on BBB complaints.
dee, Phoenix
On Aug 18, 2021
American Home Shield (AHS)
Our washer broke down 14 days ago, a technician came and diagnosed a problem, ordered a part and was going to come today but they can\'t come. And warranty company wants us to wait and watch. I have already gone twice to do the laudry outside which have costed around $30 each time and today was patiently waiting for it to get it repaired but will have to go again
dee, Phoenix
On Aug 18, 2021
American Home Shield (AHS)
Our washer broke down 14 days ago, a technician came and diagnosed a problem, ordered a part and was going to come today but they can\'t come. And warranty company wants us to wait and watch. I have already gone twice to do the laudry outside which have costed around $30 each time and today was patiently waiting for it to get it repaired but will have to go again
Jan Ross, Casa Grande
On Aug 14, 2021
American Home Shield (AHS)
On Wednesday I called AHS because my water heater wasnt working. That afternoon I was contacted by the service company I***** and set an appointment for Thursday. On Thursday I***** showed up and in hardly any time at all I had hot water again!!! It seemed like it happened in the blink of an eye!
Tom Trujillo, Gilbert
On Aug 06, 2021
American Home Shield (AHS)
Great experience getting my Air Conditioner repaired. Called AHS received assigned contractor within minutes. Contractor contacted within a few workhours and scheduled appointment within a day. Got it up and running within a short time. Totally satisfied.
Paresh Shimpi, Mesa
On Aug 01, 2021
American Home Shield (AHS)
The company (J**** a** **) they chose to fix AC was great. Technician arrived on the designated day and they even call me when the technician was leaving to come my house. He fixed the issue and explain it to me.
ALFREDO TOPETE, Yuma
On Jul 26, 2021
American Home Shield (AHS)
Overall great experiences, however if a problem should arise don\'t expect immediate resolution as their customer service representatives are not in the US, there is a huge language barrier, and they don\'t have the power to resolve issues. I am still waiting for someone yo call back on an issue from 2 months ago. Customer service representatives are there mainly to agree with you and make you feel good.
John Rumbaugh, Tucson
On Jul 23, 2021
American Home Shield (AHS)
A/C not functioning properly. R******, of C***** A**, diagnosed the problem and replaced a capacitor. The unit now works as it should. R****** was efficient and courteous. He explained in detail the issue and the solution.
Roselle, Phoenix
On Jul 18, 2021
American Home Shield (AHS)
In the end it all worked out perfectly. We had a dishwasher issue and it took 7 visits to correct. Although it was frustrating and annoying and drove me nuts, AHS stood behind out contract and got it done.
Allen Finn, Gilbert
On May 30, 2021
American Home Shield (AHS)
I contacted American Hime Shield in the evening concerning a leak in my pool pump. They gave me the name of a person who would. All me the following day. When I woke up I saw that I had a missed call from the pool contact and he made an arrangement to come to the house in the PM. The company they sent was exceptional including the repairman who was polite and friendly and the repair took 20 minutes and not only did they get it right the y called me I’m the later afternoon just to be sure that all went smoothly. Congratulations to American Home Shield!
robert Nieto, Prescott
On May 13, 2021
American Home Shield (AHS)
A/C system was failing, we got a contractor to come diagnose. Said we needed new a/c system for $10K. Called AHS and technician came out reasonably quickly. In short order he discovered a broken wire to the compressor and fixed it in about 10 mins. Gave the rest of the system a diagnostic and problem solved. We were wary of the first diagnosis as there was pressure to buy a complete new A/C system and we were not comfortable until we had AHS review the situation. AHS came thru very quickly and did a more thorough review and did not have a goal to sell us new expensive hardware. The system is old and nearing end of life but we are not willing to replace it without thoroughly evaluating our current hardware. We are very happy with the professionalism and fast and ACCURATE service we got from AHS. We are very pleased with the AHS service!
Catherine Rainey, Yuma
On Apr 24, 2021
American Home Shield (AHS)
Take to long on repairing appliances or replacing them. It shouldn’t take 2 to 3 weeks to get appliance and if I got it locally it shouldn’t take 21 days to get the check. When you take your payment on claim right away. You can put the money in the same way
Luther Roehrs, Phoenix
On Apr 08, 2021
American Home Shield (AHS)
American Home Shield was quick to assign my claim to a local plumber and the communication process was great as to who was being contacted and then notifications when the plumbers were on their way. The only complaint is that when a water heater is being replaced the warranty only covers the unit and not the other required parts to install a new water heater
Mike Cochran, Fort Mohave
On Mar 29, 2021
American Home Shield (AHS)
Recently made a claim because my water heater was leaking from the base. Called and made the claim on a Saturday afternoon, and later that same day, a plumber was at our house and determined that yes, the water heater needed to be replaced; how great was that service, right? However, substantial improvements needed to be made because it was not up to code. OK, $295 estimate over and above the $100 service call, me buying the new metal water heater stand. THEN, the claim was denied because of AHS reasoning that the failure was not due to normal wear and tear. REALLY? My neighbor heard this story, and said her home warranty company ($75 service call) sent a plumber with a replacement water heater, on his truck, and installed it on the wooden stand in her garage, at no extra charge, in one visit.
Kathy S, Chandler
On Mar 23, 2021
American Home Shield (AHS)
I was very satisfied with the prompt service and was glad to see *******, the service provider. He was friendly , professional, and went right to work solving my problem with the icemaker. He told me that most of the noise was from the old icemaker trying to start making ice. It was defiantly not working. He replaced the icemaker and tightened some loss screws that had loosened due to the vibrations.
Tina Munoz, Goodyear
On Mar 18, 2021
American Home Shield (AHS)
I have been waiting for a repair on a stove for 90 days. I have made several (at least 100) calls to no avail. All I get is customer service reps from the Phillipines with roosters in their house. The only thing is "I apologize I have to contact the tech. No one know anything and has not resolved a thing. I am going to contact the media and hire an attorney at this point.
Suzi Wachowski, Green Valley
On Mar 14, 2021
American Home Shield (AHS)
Overall, coverage is good and contractors we have been assigned are top-notch. We appreciated the "cash in lieu" option for AHS\'s cost for the needed part when we decided to replace rather than repair our aging HVAC system. We also like the option to request repeat assignment of contractors, when available, for different appliances.
Jacqueline Zeigler, Buckeye
On Feb 26, 2021
Lowe's Appliance Extended Warranty
Run as fast as you can to Home Depot or Spencers. The warranty sucks. We bought the 5 year extended warranty for our Samsung double door refrigerator. It stopped making ice both in the upper ice and the lower ice machine. Water wouldn\'t come out either. Lots of noise in the upper ice part. They had to get ahold of a company in CA that would do the service. First the repairman came out and he determined that the upper ice was freezing but not putting out water or ice. He ordered a part and when it came he put it in and checked it out. It didn't work. So he said he would get ahold of the repair company and have them send the lower ice mechanism hoping that was it. That didn't work. The third try he had them send a computer panel for the for the front of the door as he said it didn't work. A couple of weeks later we got a computer for the back of the refrigerator. Guess what...it didn't work so he said it would a new door. He ordered it and then the fun came. First of all the repair company said there wasn't a work order for the door, but it would take up to 6 weeks to get it. Now they said it wasn't covered under the part that if they can't fix it you would get money or a new refrigerator. They came back with the reason it wasn't coming is because it was 4 different problems, not just one eliminating us from a replacement. The appliance company said they would need a new work order. When we called Lowes they said it would be taken care of. Now today my husband gets an email stating we need a picture of the refrigerator with the model and serial which he did. They left a message to text them. The answer we got was first in spanish? and then they wanted him to call a number which didn't work. I tried later and someone told me that they knew nothing about this. We are so frustrated. Why after talking with Lowes and them they think it was never broken. We're looking into going to small claims court. Don't buy their 5 year warranty. Ours is only 2 years old..
Deborah wynn, Phoenix
On Feb 19, 2021
American Home Shield (AHS)
I have had good experience overall. Technicians sent were experienced and efficient in diagnosis, the only issue i had was with one claim during summer regarding my AC but it was over a holiday weekend, i feel it was just a super busy time, the job did get done eventually to my satisfaction and they did the best they could during a busy summer time, satisfied customer overall.
Heidi Stakis, Cave Creek
On Feb 09, 2021
American Home Shield (AHS)
I called on 2/8 to have my spa looked at as it has a CE error code. The tech stated that a wiring harness failed and it would need to be replaced. He stated it was an older unit and that it maybe hard to find. He called me back and said he could not find one so that he would contact AHS about a unit replacement. AHS marked the request complete and I called as it is not complete. They are stating that AHS will not cover this item due to the following in the contract: 6. AHS is not responsible or liable for repairs or replacements when the malfunction is due to: b. Accidents, fire, freezing, water damage, electrical failure or surge, or excessive or inadequate water pressure; There has been NO electrical failure or power surge at my home. The wiring harness failed as it is a 2008 unit. The tech would have replaced it, if he could find one. I have appealed the decision to have the unit replaced due to the wiring harness being discontinued. I have been a customer for a long time and have used AHS services numerous times. I have even posted good reviews online for AHS. I expect this company to honor their contract and not use this clause as an excuse to do the right thing. There were no other circumstances that caused this item to fail and it needs to be replaced asap. If this is the way they do business, they should not have your "top rated" seal of approval. As you all know, this is a common home warranty process and the complaints are all the same online. You have to fight to get the company to do the right thing. It is so frustrated when companies like yours provide a seal of approval that lends to people thinking they will do the right thing when the time comes.
Dennis ward, Tucson
On Feb 08, 2021
American Home Shield (AHS)
August 2019 ice maker froze up. AHS sent repairman who fixed icemaker. Ice maker froze up again 3 times in 2021 and AHS sent repairman 3 times to fix it. January 2021 ice maker froze again and AHS sent repairman to fix it. How many more times will We have to get a service request at $100 each to thaw out my ice maker. Thawing my ice maker 5 separste times is NOT fixing the problem.
Pamela Ranmin, Wickenburg
On Jan 20, 2021
American Home Shield (AHS)
American Home Shield has teamed up with a good company, **** Plumbing. They are always on time, very neat and clean. So knowledgeable. Theyve helped us out several times. Weve been very fortunate.
Thomas Gerth, Maricopa
On Jan 17, 2021
American Home Shield (AHS)
I find it difficult to write anything positive about my last experience with representatives from AHS. I have policies for four houses. It is possible that the language barrier may have played a role in this fiasco. I made a work order for one of my houses and had to use its address since my contract numbers were in my home in another state. I was very specific about the correct address for the house where service was needed. Wonderful! Not so fast. I received a call from the technician verifying the details, only to find out that the AHS representative was going to send them to the wrong location. It was one of my houses but not the one that needed the repairs. Once again I blame the language differences for the mistake. It took three more calls to representatives who also had difficulty communicating. Solution: cancel the original work and make a new one. Logical. Not done yet. Since the deductible for the house at the wrong address was $100, and since it was canceled, it generated a refund. Once again I endured another conversation with a representative. I had checked my credit card account, and yes, the $100 charge appeared. Not to worry. She said a credit would appear in 48 hours. Four days later, no credit. Other the the initial conversation, every representative guaranteed me that they would make things right. At least, I think that's what I heard. As it stands, I was told that I would be mailed a check and I should receive it within 10 days. Needless to say, I don't have it. I even tried to cancel my four policies and they wouldn't allow it. This story may sound unbelievable. It's not! As it stands
Rachael Bousman, Phoenix
On Jan 14, 2021
American Home Shield (AHS)
AHS is the WORST home warranty company EVER!!! I would rather poke my eyes out than renew with you guys. How about changing your hold music and getting people who ACTUALLY speak English!!!!!!
Parfrey, Green Valley
On Jan 02, 2021
American Home Shield (AHS)
The contractors you provided us with were very good. Professional, courteous and got the job done. Couple of suggestions for AHS. If someone calls and is out of hot water, that to me is considered an emergency and you should be able to provide someone that can handle the job immediately. We called on the 24th of Dec, which I understand is a holiday, but we did not have a contractor call or come out until Dec 28 and did not get the issued resolved until Dec 31st due to the fact that AHS neglected to send an email to the contractor to let them know that the job was authorized. If I had not called the contractor on the morning of the 31st and told them that we would pay the out of pocket that was required , we would have been without hot water for another 4 days!! On the 30th of Dec we received an email from AHS regarding limitations associated with modifications for dispatch 42848937. I called and the person I spoke with was very rude. First of all his accent was so bad I could hardly understand him. I would ask questions to verify what was being said and all he could say was "read your contract"!!! He stated that our out of pocket portion was $305.00, I asked why and he rudely tried to explain. Finally, I said fine and hung up. Maybe this is the reason AHS did not send authorization email to contractor. All in all things worked out. We were just a little frustrated with the incident. Your agents should be able to speak English so that we can understand them and treat the customer with respect. Thanking you advance for your time.
