Updated on
January 9, 2023
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Best Home Warranty Companies in Arizona (2023)
Arizona is a beautiful place to live, but the heat and dry weather can make homeownership difficult. Such weather conditions increase the wear and tear of home items, and a home warranty can help ease this tension. To help Arizonans save time and money and make an informed decision, we’ve reviewed the best home warranty companies in Arizona.
Disclaimer: We facilitate quotes from reputable home warranty providers and may earn a commission, but that does not influence our evaluation process to produce unbiased reviews.
Home warranty is a one-stop solution for all the maintenance of appliances and systems at home. To give you the context of savings with a home warranty, let’s find out how much it costs to maintain some common appliances without one.
Repair And Replacement Cost Of Various Appliances In Arizona
This section will guide you through the average costs of some major systems and appliances that Arizona homeowners more frequently use.
As the above data suggests it is expensive to maintain your home items individually when they break down. Therefore we recommend a home warranty as it protects your household systems and appliances at a nominal price.
$200 Off + 2 Months Free Coverage
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1st month free + Free roof coverage
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$150 off + Free roof coverage + 2 months free
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Top Home Warranty Companies In Arizona
Let’s look at some of Arizona's top-rated home warranty companies in this section.
- Choice Home Warranty : Best For Comprehensive Coverage
- American Home Shield (AHS) : Best For Claims Settlement
- ServicePlus Home Warranty : Best For Customer Service
- Liberty Home Guard : Best For Response Time
- Cinch Home Services : Best For Customer Satisfaction
- The Home Service Club : Best For Extended Coverage
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Premium (Monthly)
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Coverage Limit
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Workmanship Guarantee
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Covers Pre-Existing Conditions
An existing malfunction in any system or appliance before the coverage begins on a home warranty plan refers to a pre-existing condition. A unknown pre-existing condition is one that cannot be detected during the routine maintenance/inspection or is unknown to the homeowner. To know more, you can refer to our detailed article on does home warranty cover pre-existing conditions. |
USPs
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$46-$55 | Upto $3K/item | 60-day | No | N/A | |
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VIEW MORE | $39-$60 | $4k-$5k | 30-day | Yes (Unknown) | Hvac tune-ups |
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$60-$67 | $3k/item | 90-day | No | Limited roof coverage with annual plan purchase | |
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$50-$60 | $2k/Item | 60-day | Yes (Unknown) | 43 Add-ons | |
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$73- $106 | $10,000 | 180-day | Yes (Unknown) | $25 credit toward A/C filters | |
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$50-$62 | $6000-$9000 per plan | 90-day | Yes (Unknown) | Discounts on selected items |
Best Home Warranty Companies In Arizona: Reviewed
This section will inform you about Arizona’s top home warranty companies, their plans, pricing, and more:
Choice Home Warranty
Best For Comprehensive Coverage
4.0 / 5
Free coverage for a month + roof coverage
Choice home warranty has a service network of over 25,000 service specialists ready to provide services 24/7. The company’s deductible and premium are comparatively economical, and Its service contract is reasonably easy to understand.
Pros
- Offers free roof leak coverage
- Offers discounts on multi-year plans
Cons
- Low coverage limit on the plans
Plans And Coverage
CHW offers two simple plans, Basic and Total, where in the first you can cover 14 systems and appliances. In the second, you can enjoy coverage of 18 home items.
Cost
The basic plan costs $46 monthly, and the Total plan costs around $54 monthly. CHW charges service fees from $75 to $150.
$50
| $46.83 | $46.83 | Basic Plan |
|---|---|---|
| $54.75 | $54.75 | Total Plan |
Exclusions and Coverage Limit
Choice Home Warranty doesn’t cover damages due to lack of maintenance, neglect, unforeseen circumstances, etc., and items with pre-existing conditions. Apart from these, there are certain set coverage limits for diagnosis, repair, or replacement for covered items, which is $3000.
To know more about the company and its offerings, refer to our Choice Home Warranty Review.
American Home Shield (AHS)
Best For Claims Settlement
American Home Shield has been in the business for over 50 years providing services across the States, including Arizona. The company’s HVAC tuneups and air filter discounts greatly benefit Arizona homeowners to keep their cooling units in good condition.
Pros
- Offers unlimited systems coverage
- Provides choice on deductibles
- Flexible plans for Arizonians
Cons
- Optional coverage list not exhaustive
Plans and Coverage
AHS has three plans for homeowners, ShieldSilver, ShieldGold, and ShieldPlatinum. You can take advantage of separate coverage of systems and appliances in the first two plans. The ShieldPlatinum plan offers combination coverage, including all the items of the other two.
Cost
American Home Shield plans range between $19 to $70 per month depending on the three deductibles options: $75, $100, and $125. According to the company’s policy, the higher the deductible price you choose, the lesser the monthly/annual premium you will have to pay.
$50
| $19.99 | $19.99 | ShieldSilver |
|---|---|---|
| $39.99 | $39.99 | ShieldGold |
| $69.99 | $69.99 | ShieldPlatinum |
Exclusions and Coverage Limit
Your American Home Shield contract will not cover the following issues:
- Routine maintenance
- Venting, exhaust lines, chimneys, & cosmetic damage.
- Fire sprinkler systems, & radon monitoring systems.
- Mold, bio-organic growth & rot
- Fungus and pest damage.
The company also has dollar limitations of how much liability it has when repairing and replacing any of the covered items. As per the AHS contract, you can take advantage of unlimited dollar limits on systems and up to $6k on appliances.
To know more about the company and its offerings, refer to our American Home Shield Review.
ServicePlus Home Warranty
Best For Customer Service
4.2 / 5
$200 off + 2 free months
ServicePlus Home Warranty provides two home warranty plans in 46 states, including Arizona. These plans cover a standard range of home systems and appliances, and there’s a list of extra coverage. The company offers perks, such as 30-day labor and a 90-day parts guarantee, and claims to provide plans at $2/ day that people can take advantage of.
Pros
- Offers 90-day service guarantee
- Provides regular discounts on all the plans
Cons
- Not available in Washington and New York
Plans and Coverage
ServicePlus offers two plans, Gold and Platinum. The Gold Plan covers various systems and appliances, such as plumbing systems, electrical systems, ovens/ranges/stoves, cooktops, built-in microwaves, dishwashers, etc. Platinum Plan covers everything listed above, plus A/C systems, and heating systems.
Cost
The Gold plan comes at the price of $43.25 / month, whereas the Platinum plan costs $49.92 / month. The price can go up or down depending on your coverage needs. Apart from the premiums, SPHW charges $75 as a service fee during each service visit.
$50
| $43.25 | $43.25 | Gold |
|---|---|---|
| $49.92 | $49.92 | Platinum |
Exclusions and Coverage Limit
ServicePlus Home Warranty excludes certain items from coverage, such as
- Appliances or services with pre-existing conditions (known and unknown),
- Cosmetic defects, rust, misuse, sedimentary build-up
- Items damaged due to natural calamities, lightning strikes, and acts of Gods
- Items declared faulty by the Consumer Product Safety Commission
Additionally, ServicePlus has coverage limitations of $1500 for each covered item’s repair and replacement.
To know more about the company and its offerings, refer to our ServicePlus Home Warranty Review.
Liberty Home Guard
Best For Response Time
4.5 / 5
$200 off + two bonus months + free roof leak protection
Liberty Home Guard provides round-the-clock services aided by its network of over 10,000 contractors. The company offers a long list of items as additional add-on options, making it flexible and cost-effective for Arizona homeowners.
Pros
- Offers a live chat option
- Offers pest control services
Cons
- No warranty plans for Washington and Wisconsin homeowners
Plans and Coverage
Liberty Home Guard has three plans for the homeowners- Systems Guard, Appliance Guard, and Total Home Guard. Systems Guard covers your home’s critical systems, whereas Appliance Guard covers major home appliances. Total Home Guard is a combo plan covering all items listed under Systems Guard and Appliance Guard.
Cost
Liberty Home Guard plans cost $60 to $69 monthly, and the company also charges a $90 deductible or service fee.
$50
| $64.99 | $64.99 | Systems Guard |
|---|---|---|
| $59.99 | $59.99 | Appliance Guard |
| $69.99 | $69.99 | Total Guard |
Exclusions and Coverage Limit
Liberty Home Guard’s agreement has some exclusions and limits. Your contract will not cover:
- Electronic, computerized, or internet-based parts, remote receiving or transmitting devices;
- Vents, exhaust lines, chimneys, glass parts and components, cosmetic defects, any costs associated with refrigerant, defects in manufacturing, construction, or production;
- Accidents, fire, floods, water damage, electrical failure, Acts Of God, and known and unknown pre-existing conditions.
Liberty home warranty’s annual dollar limits are restricted to $2,000/ item. As a result, diagnosing, repairing, or replacing all eligible items will be done up to the given amount.
To know more about the company and its offerings, refer to our Liberty Home Guard Review.
Cinch Home Services
Best For Customer Satisfaction
3.0 / 5
2 bonus months or a $50 Off depending on the coverage
Cinch Home Services is an industry veteran with over 40 years of experience. The company has a record of serving over 1 million requests annually across 48 states, including Arizona. Additionally, Cinch’s nationwide network of 18,000 contractors assures quick service for homeowners.
Pros
- 180-day workmanship guarantee
- Offers a free water sensor for leak detection
Cons
- No choice of technician
- Lower coverage limits
Plans and Coverage
There are three home protection plans that Cinch Home Services offers to its customers- Appliances Plan, Built-in Systems Plan, and Complete Home Plan.
Cost
Cinch Home Services costs start from $27 and can go up to $39 per month. The amount that you have to pay during each service visit is $75, $100, or $150, depending on your plan.
$50
| $27.99 | $27.99 | Appliances Plan |
|---|---|---|
| $32.99 | $32.99 | Systems Plan |
| $39.99 | $39.99 | Complete Plan |
Exclusions and Coverage Limit
The Cinch contract has some exclusions, including chimney, venting, exhaust lines, abuse, misuse, neglect, and conditions of excessive water pressure. Damage due to pets, pests, fire, flood, earthquake, acts of God, lightning strikes, power failure, or surge. Remediation due to mold, mildew, fungus, bacteria, virus, and wet & dry rot;
Cinch’s home warranty contract also has a limit on the claims liability, which is $10,000. Each home system or appliance’s repairs and replacements will be paid up to that amount.
To know more about the company and its offerings, refer to our Cinch Home Services Review.
The Home Service Club
Best For Extended Coverage
4.0 / 5
Promotional charges up to 10%
Home Service Club has a network of over 1000 contractors and offers 13 months of coverage. Arizona homeowners can receive coverage options, dollar caps, a good mixture of appliance and system coverage, and a speedy policy start as part of HSC’s plans.
Pros
- Offers coverage for outside utility line items
- Provides 90 days parts and 30 days labor recall
Cons
- Customer service over the phone is not available 24/7
Plans and Coverage
The Home Service Club offers two plans for homeowners- The Standard Plan & The Comprehensive Plan. The standard plan offers basic coverage, and the comprehensive plan covers more than 20 of your home items.
Cost
The Standard Coverage plan for single-family homes costs around $52 per month. The Comprehensive Coverage plan, on the other hand, costs $62.5 per month. The company offers three service fee options to choose from, $65, $95, and $125.
$50
| $52 | $52 | Standard |
|---|---|---|
| $62.5 | $62.5 | Comprehensive |
Exclusions and Coverage Limit
The HSC contract will not cover any malfunction caused by natural disasters, hazards, or unforeseen circumstances. Another exclusion is parts and components (microwave parts such as door glass, latch assemblies, shelves, springs, etc.) are not covered even if the microwave is covered. Similar exclusions apply to every covered item.
HSC also has dollar limits for covered items’ repair and replacement costs. The maximum coverage limit for the Standard Coverage plan is $6000, and $9000 for the Comprehensive Coverage plan. Also, the company pays $2000 per claim.
To know more about the company and its offerings, refer to our Home Service Club Review.
Annual Cost Of Home Maintenance In Top Arizona Cities
Here we have listed information on home maintenance costs in major Arizona cities so you can better understand the expenses. Check out the table below.
People prefer to move to Arizona due to the warm climate and numerous natural wonders. However, according to a report, around a million housing units in the state have major physical hazards, such as poor heating, broken plumbing, or gas leaks.
Find out how important it is to get a home warranty in some of the major Arizona cities, depending on the maintenance cost, weather conditions, etc.
Phoenix, Arizona
Phoenix is the largest and most populous city in Arizona. Over 14% of the state’s residents fall under the low-income group and face stringent financial burdens. Many Phoenix residents explore home warranties to ensure home maintenance costs don’t add to their financial strain. Almost all top home warranty companies provide services in Phoenix, so check our detailed reviews to pick an ideal company.
Tucson, Arizona
Tucson has diverse weather, with summer highs of up to 79 degrees and winter lows with significant snow and dryness. Such weather conditions expedite the wear and tear of home appliances and systems, increasing your maintenance expenses. Therefore, many Tucson residents prefer to get a home warranty to keep the repair and replacement costs in check.
Mesa, Arizona
Home maintenance expenses are about 15% more expensive than the national average in Mesa, Arizona. The high prices for maintenance are a source of burden to the residents, and therefore we advise the Mesa residents tend to invest in a home warranty. A home warranty plan would help Mesa residents save money and acquire peace of mind.
Sedona, Arizona
Sedona is one of the more expensive cities in the state of Arizona. The cost of living in the city is about 30% higher than the national average. A high cost of living means that maintenance costs would be higher if a system or appliances break down. So, many Sedona residents invest in a home warranty to ensure that their finances are not in the doldrums.
Why Should You Buy Home Warranty In Arizona?
Weather conditions directly impact the functioning of home appliances and systems. Arizona experiences extreme weather, from sweltering summers with an average high of 107°F to freezing winters.
Average Rainfall13″ (330mm)
Average Sunlight300 Days/Per Year
General Climate Conditions- Exceptionally Hot And Dry Summers
- Freezing Winter Nights
Tropical CyclonesJune – November
Such conditions can speed up the normal wear and tear of home systems and appliances, so it’s best to safeguard your home items by investing in a home warranty plan. Additionally, you should search for a home warranty with extensive coverage of home items that requires protection during summers and winters due to overuse.
Common Home Repair Problems Faced By Arizona Homeowners
In this section, we’ll discuss some major home repair problems that Arizona homeowners often face. Take a look:
Roof Problems:
Faulty roof surfaces are common in Arizona and need repairs or sometimes replacement, which can cost thousands of dollars.
Heating/Cooling System Defects
Some common issues include improper installation, insufficient maintenance, and aging components. You need to shell out thousands of dollars for repairs and replacements, depending on the severity of the problem.
Plumbing Issues
Leaking, outdated, or problematic systems are the most major plumbing defects. These problems can sometimes just require repairs, costing anywhere from $50 to $200.
Faulty Wiring
The most frequently reported defects, especially in older homes, are worn or older electrical systems. Such issues are dangerous and must be addressed immediately by a professional. Hiring one can cost you up to $300 or more, depending on the problem.
Best Home Warranty Companies In Arizona: Comparison
Look at the following table for a quick comparison between Arizona’s best-rated home warranty companies.
Company Name | Premium (Monthly) | BBB Rating | Response Time | Deductible | |
| Choice Home Warranty | $46-$55 | B | Up to 48 hours | $85 | |
| American Home Shield (AHS) | $39-$60 | B+ | Up to 48 hours | $75-$125 | |
| ServicePlus Home Warranty | $60-$67 | A | 48 hours | $75 | |
| Liberty Home Guard | $50-$60 | A+ | Up to 48 hours | $90 | |
| Cinch Home Services | $73- $106 | B+ | Same day | $100, $125, $150 | |
| The Home Service Club | $50-$62 | C | 24 to 48 hours | $65-$125 |
Home Warranty Regulations In Arizona
In Arizona, home warranty providers must be authorized by the state’s Department of Insurance and Financial Institutions (DIFI). According to Arizona law, home warranty businesses must adhere to certain requirements to operate there. These guidelines require that businesses use plain language in their contracts and disclose the full scope of coverage and costs. On DIFI’s website, you can conduct a license search for a business or register a complaint.
Bottom Line
Arizona is home to many home warranty companies that provide quality services, but coverage is not the same. So, we encourage you to research rigorously and read the fine print before purchasing a home warranty.
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FAQs
Do home warranties cover water softeners?
Most home warranty companies cover water softeners as an additional option which you can opt for by giving a few extra dollars.
How much does a home warranty cost?
A home warranty can cost you anywhere from $30 to $200 monthly, depending on the coverage you choose for your home, your locality, and any optional items you want.
Do home warranties have deductibles?
Yes, home warranty plans come with deductibles or service fees. This is the amount that you are supposed to pay to the technician when they arrive at your home to conduct fixes. Deductible amounts differ depending on the company you choose. Generally, it can be anywhere between $40 – $125.
Do home warranties cover older appliances?
Some home warranty companies such as American Home Shield, Cinch Home Services, or Select Home Warranty cover both new and used appliances.
Can I cancel my home warranty?
Yes, you can cancel your home warranty contract at any time. Most companies give full refunds if you terminate your contract within the first 30 days. However, they may charge some fees after that.
Do home warranties have coverage limits?
Yes, all home warranty companies provide services up to certain limits. We advise you to read the service contract thoroughly and understand such details before making any purchase.