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last_updated_icon Last updated: December 3, 2021

Best Home Warranty Companies In Arkansas

Located next to the Mississippi river, Arkansas with its lush greenery, became a favored destination for new homeowners after the pandemic caused a spike in remote work opportunities. Therefore, the real estate prices as well as cost of living have gone up. When a new homeowner has made the biggest purchase of their life, the last thing they want is to pay a huge amount on repairing or replacing home systems and appliances.

Therefore, home warranties are very popular in Arkansas. They are also favored by homeowners who want to reduce maintenance costs. There are many home warranty companies in Arkansas that have plans to suit every budget and coverage need. We have evaluated them and provided some tips on choosing the right one. Keep reading to learn more about them.

thp_popular_img.png GET $200 OFF + 2 MONTHS FREE + FREE ROOF COVERAGE
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ServicePlus Home Warranty

  • Covers systems and appliances regardless of age, make or model.
  • Premium prices from $41-$48 monthly
  • Deductible priced at $75

Top Arkansas Home Warranty Companies

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Choice Home Warranty

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  • Choice Home Warranty was nominated for the Editor’s Choice Award for 2018 and 2019
  • One of the few companies that offer coverage for roof repair
  • The waiting period of the policy is 30 Days
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They are one of the few companies to offer roof repair coverage at an affordable price.

Offer(s) Available:

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PRICING

$370 - $450

SERVICE FEE

$85

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Cinch Home Services

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Get Free Coverage For First 2 Months * Get your first two months free when you choose the monthly billing option on your purchase of a new annual Appliances, Built-in Systems or Complete Home Plan. Excludes optional coverage and add-ons. Cannot be combined with any other offer. Not available in Iowa, Washington, Arizona, Massachusetts, Hawaii and Alaska
  • Cinch Home Services has 40 years of experience in the home warranty industry.
  • Have a network of 18,000 licensed contractors
  • The waiting period of the policy is 30 days.
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They offer protection from unknown pre-existing conditions.

PRICING

$420-$744

SERVICE FEE

$100,$125,$150

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American Home Shield (AHS)

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  • American Home Shield founded the home warranty industry in 1971
  • Contractor network of 15,000 licensed professionals
  • The waiting period of the policy is 30 Days
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They let you pick and choose particular items you want to protect and Build-Your-Own Plan.

PRICING

$299 - $500+

SERVICE FEE

$75, $100, $125

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ServicePlus Home Warranty

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  • Affordable and comprehensive home warranty protection
  • All the authorized contractors and service technicians are licensed and insured
  • The waiting period of the policy is 30 Days
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The company offers exciting discounts and budget protection.

Offer(s) Available:

offer-img GET $200 OFF + 2 MONTHS FREE + ROOF COVERAGE

PRICING

$500-$599

SERVICE FEE

$75

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The Home Service Club

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  • The Home Service Club is a rare exception in the industry that has a service recall period of 90 Days
  • Four-time winner of the Annual Home Warranty Awards
  • The waiting period of the policy is 30 Days
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At times, they cut down the waiting period to a mere 10 days and begin protecting your devices.

PRICING

$400

SERVICE FEE

$65, $95, $125

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America's Preferred Home Warranty (APHW)

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  • APHW provides services in 49 states
  • APHW is one of the very few companies that allow you to choose your own contractor
  • The waiting period of the policy is 30 Days
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They let you pick the premium and deductible amounts in your policy and pay as you like.

PRICING

$499

SERVICE FEE

$50, $100, or $125

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Select Home Warranty

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  • Select Home Warranty is the only top-rated company that provides coverage for mobile homes
  • Winner of the Annual Home Warranty Awards consecutively for the past 3 years
  • The waiting period of the policy is 30 Days
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They are the only company that covers mobile homes.

Offer(s) Available:

offer-img GET $150 OFF + 2 MONTHS FREE + FREE ROOF COVERAGE

PRICING

$299 - $499

SERVICE FEE

$60

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First American Home Warranty

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  • Won the Editor’s Choice award in 2017 and has been consistently nominated for the Annual Home Warranty Awards
  • First American Home Warranty saved homeowners over 180 million in 2018
  • The waiting period of the policy is 30 Days
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The company offers you limitless service call claims so that you get the value for your money.

PRICING

$336-$534+

SERVICE FEE

$85

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Home Warranty of America

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  • Home Warranty Of America offers 13-Month home warranty plans that are of great value
  • Policy has no waiting period
  • Been in the industry since 1996
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The company offers you a 13-month home warranty plan that provides exceptional coverage options.

PRICING

$275 - $695

SERVICE FEE

$75 - $100

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Complete Appliance Protection

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  • One of very few companies to not charge deductible/service fees
  • Live support available 24/7
  • Over 40,000 customers served across the country
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No exclusion for pre-existing conditions.

PRICING

$380 - $720

SERVICE FEE

N/A

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Important Tips on Buying a Home Warranty in Arkansas

  1. In Arkansas, the average age of the houses is almost 40 years and thus the systems and appliances will be quite old as well. A home warranty that covers them regardless of age is a good choice.
  2. Before buying a home warranty, thoroughly research the company’s website to find out offered plans, costs, and contractors. The contractors should be licensed within Arkansas.
  3. Only a few home warranty companies cover pre-existing defects. So, you must carefully read your service contract to know the exact inclusions and exclusions.
  4. Homes in Arkansas are not immune to failure or breakdowns. If you purchase a pre-owned home, you should choose a home buyer’s plan which provides coverage for old systems and appliances. If you buy a house older than ten years, get a home warranty plan which offers comprehensive coverage for major systems and appliances like air conditioning and heating systems, plumbing systems, washers and dryers.
  5. If you are familiar with fixing small systems like ceiling fans, doorbells or faucets, you can opt for a home warranty plan which covers only heavy systems and appliances like air conditioners, refrigerator, or heating units. Also, you can select some add-on options for better coverage.
  6. As a new home warranty buyer, do not forget to discuss with your friends, family, and neighbors about their experience with home warranties in Arkansas. They may have tips for you to avoid bad deals.
  7. Remember that new home systems and appliances are under manufacturer warranty and therefore wouldn't be eligible for a home warranty.
  8. Some home warranty companies offer seasonal discounts, so choose the one that can help you save a considerable amount of money.

A Glimpse At Average Premium In Arkansas

The average premium customers pay in Arkansas is $313.88 annually, with $39.47 as deductible. We have organized and represented this data in a graph to help you figure out how much you may be spending on a home warranty.

Average Premium In arkansas

Min Average Premium in arkansas Max $ 313.88 No. of Homeowners
Range for Homeowners who have opted for Average Premiums & Deductibles, locally.

Coverage in arkansas (AR) major towns:

Conway Fayetteville Fort Smith
Jonesboro Little Rock North Little Rock
Pine Bluf Rogers Springdale

Population : 2,916,042

Don't Let Unexpected Appliance Failures Break You!

Climatic and Weather Conditions in Arkansas and How They Affect Homes

The Arkansas climate is generally humid subtropical with very hot and humid summers and moderate winters. In summers, the temperature usually ranges up to 90°F, which means air conditioning systems should always be operational.

When the temperature dips as low as 51 degrees F, Arkansas receives some snowfall, for which you need to make sure your heating system is operational at all times. These conditions can accelerate the wear and tear of HVAC systems.

September, October, and November are known as the wettest and most humid months in Arkansas. The state receives more than 50 inches of rain. Such climate conditions may affect the normal wear and tear of kitchen appliances, electrical systems, or other major appliances. High humidity and rain can also cause roof leaks, pipe expansions, and even pipe bursts in some cases.

By purchasing a home warranty, you can save your household budget from the cost of unexpected breakdowns.

Best Home Warranty Plans Available in the State of Arkansas

Here is an analysis of the best home warranty companies and their offered coverage plans. You can learn about their offers and services and choose a plan which suits you the best.

American Home Shield ( AHS) is one of the oldest and most trusted home warranty companies. AHS offers three home warranty plans:

The ShieldSilver plan covers 14 major home systems, the ShieldGold plan covers 23 home systems and appliances like water heater, dishwasher, faucet, valves, garbage disposal, etc, and the ShieldPlatinum plan provides coverage for all 37 systems and appliances.

Choice Home Warranty is known for its 90 days guaranteed repair and affordable prices. They offer two plans: The Basic plan covers a combination of 14 home systems and appliances and the Total plan covers everything from the basic with a few optional add-ons. They also offer the first month free with limited roof coverage.

Select Home Warranty is famous for their extensive contractor network and customer service. They offer three plans: The BronzeCare covers eight major appliances, The GoldCare covers six major home systems and the PlatinumCare covers 17 major home systems and appliances. SHW home warranty plans come with a 30-day free trial, and currently, they are offering $100 off on all their plans.

Complete Protection Home Warranty has no deductible costs and offer four plans: The Essential plan that covers major systems, The Advanced plan that covers major systems with some appliances, the Comprehensive plan that covers electrical wiring and pipe leaks with items of the advanced plan, and the Ultimate plan that covers everything from essential, advanced, and comprehensive plans. They offer discounts when you purchase warranties through a real estate transaction.

We recommend Choice Home Warranty for their extensive low-cost coverage plans. You can get a free quote to find out the exact pricing in Arkansas.

Frequently Asked Questions

How long do you have after a home purchase to file a warranty deed?

A warranty deed is different from a home warranty as it is a legal document used in real estate. In a warranty deed, two parties are involved, the seller and the buyer, also known as a grantor and a grantee, respectively. It pledges that the seller owns the property free from outstanding liens, mortgages, or encumbrances. As per Arkansas state law, a warranty deed should always contain the words bargain, grant, and sell. It is generally filed at the time of sale.

Who regulates home warranty in Arkansas?

In most of the US states, the Commissioner of Insurance regulates the warranty service industry. In Arkansas, the Arkansas Insurance Department regulates home warranties.

Does Arkansas require builders to have a structural warranty on a newly built home?

A structural warranty comes with the newly built homes and typically covers items that are permanent parts of the home. In Arkansas, The Department of Veterans’ Affairs (VA) and the Federal Housing Authority (FHA) require builders to purchase a third-party warranty for newly built homes.

Who needs a home warranty in Arkansas?

Buying a home warranty in Arkansas is a good idea for homeowners, home buyers/sellers, or even real estate agents. It is super beneficial for people living in small towns, as it is not always easy to find a handyman in rural areas. A home warranty is also an advantage for home sellers in big metropolitan areas like North Little Rock, Conway, or Little Rock, as it enhances the position of the house in the market.

Arkansas Home Warranty Companies Reviews

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TPatten, Cabot

On Aug 27, 2021

Lowe's Appliance Extended Warranty

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In the past year, we\'ve had numerous times our refrigerator has gone out and the repairmen can\'t find the issue. Lowes keeps making us wait a couple weeks each time for a repair and refuse to just replace the refrigerator. Almost each time the repairman is supposed to come out they noshow. Each appointment is another day off from work for us. I'd have saved more money by not doing the extended warranty and working for the money for a replacement refrigerator instead of waiting for Lowes to do something.

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Betty, Hector

On Aug 11, 2021

Lowe's Appliance Extended Warranty

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My dishwasher has been own for over 2 months now. They came out to fix it over 2 weeks ago and the first time I used it after that, when it goes to drain the water all runs out in the floor. I have been waiting 2 weeks for them to come fix it right. The were scheduled to come today and they called to reschedule. I don\'t know where this company is that they use but they are useless. I would not even give them a one.

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Gary R Peek, Greenwood

On May 01, 2021

Cinch Home Services

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I was truly impressed on how fast they set up an appointment for us and for sending a Technician that explained everything he will have to accomplish to get our Refrigerator operational again. I’m sincerely happy we are covered by this warranty.

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Kemisha Parker, White Hall

On Apr 20, 2021

American Home Shield (AHS)

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I was quoted a price and was charged more on my 1st bill. I called about the issue I was given different explanations of why I was charged more. 1st was that the initial payment would only be that amount then it would go down. Then I was told it was the tax. I was told they had to listen to the recording of my 1st call in to verify I was told my 2nd payment would go down even though the representative had it in the notes. Noone has gotten back to me about that phone call yet.. that was 11 days ago. I am so disappointed within only having this company for 2 months. I could have kept my old company if I was going to get screwed around. I am searching for a new company now.

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Felisha crosby, Maumelle

On Apr 14, 2021

Lowe's Appliance Extended Warranty

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I have had Lowes extended warranty for 2 years and during this time Ive had my dryer serviced 2 times and now is in need of getting service the third time. Well, I want a ** service technician to come like all other times and theyre trying to give me somebody else. I made an appointment and they have availability but the Lowes representative stated theres no availability. This is very unacceptable

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Bryan Gross, Bella Vista

On Nov 02, 2020

Lowe's Appliance Extended Warranty

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We had a washer machine taken out during a lightning storm. I called Lowe\'s extended warranty number and they sent someone to look at the washer. He diagnosed the problem as a bad mother board. He told us it would be 2 weeks before they could get one in hand. It has been 2 weeks now and I have contacted them and was told the board is on backorder. It will be at least another 2 weeks before it gets here. You would think that when I pay $200 for an extended warranty Lowe's would have a better answer for me other than " guess you will have to go to the laundry mat for a month". The warranty is a complete waste of money and Lowe's is one of the most unprofessional companies out there. I highly recommend going somewhere else.

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Gary, Bentonville

On Oct 28, 2020

American Home Shield (AHS)

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As a long term user of Home Warranties, with several companies, know what you are buying as the devil is in the details on what is covered. AHS is the best I\'ve experienced in the industry, easy to file a claim, quick to assign someone, reasonably fast to visit and make repairs. While all home warranty companies will focus on lowest cost to get something working again, AHS has done full replacement when appropriate. I continue to renew with them year after year.

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Kaitlin Patton, Little Rock

On Oct 26, 2020

American Home Shield (AHS)

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Terrible customer service. They will keep charging you the service fee, even if it’s the same issue not being fixed. Within three months of purchasing my home, my AC has frozen three times. They send someone to “fix” it, however, it never gets fixed. They will keep charging you the service fee and won’t replace the unit. One of the contractors that came to fix my AC stated that he receives many complaints about AHS from customers.

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Gloria Kidd, Brinkley

On Oct 03, 2020

American Home Shield (AHS)

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I have always received prompt responses and attention from AHS and I am very grateful for that. It is very important and reassuring to have the confidence that my issues will be addressed. Thank you ALL!

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glenda roberts, Bella Vista

On Sep 28, 2020

American Home Shield (AHS)

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I am sorely disappointed with American Home Shield. Due to what I thought was a dirty vent, I found out that my Air conditioner / heat pump unit was full of scummy filth and AMS refused any form of help. Did it still run? Yes, but I am not going to breathe that, now that I know what is in it. Does AHS care about the health of their clientele? Obviously not. One of the main reasons I purchased AhS was to protect one of my largest investments, my air/heat pump. Cleaning the unit wasn't an option since the rusted out pan / filter was permanently attached. Other than offering to refund the service call, there was no compensation for the coverage. This is a worthless product and so many exclusions that I am fully considering cancelling my policy. 100% disgusted. What a waste of my time and resources.

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Lee Webster, Fayetteville

On Sep 18, 2020

American Home Shield (AHS)

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Drain Masters did a great job and American Home Shield did what they were suspose to do to set up plumber....There was a delay in getting it fix....about 9 days but this was not an emergency...plumber came out..saw what I said was wrong and waited for AHS to approve buth then Drain masters was backed up 4 days

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Teressa, Guy

On Aug 13, 2020

American Home Shield (AHS)

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Sent request for a.c. repair Aug 5th called Aug 12th still no a.c. repair scheduled ask if I could get someone myself, was told no needed to wait 10 days. Water was dripping on my floor and I had just had floors replaced due to water damage. I asked to speak to supervisor was told Lilly Rose would call back later that day. I have still not heard from her not have they found an a.c. Repair pro. I had the a.c. worked on 2 times in 1yr. The last repair man couldn't believe they didn't replace it then. He no longer works in my area. I had a repair man come out on my own was told drop pan was leaking and the unit was old and he couldn't repair it. Said I need a new unit of figure out how to catch the water. I am very angry about being lied to. I did ask if I paid for repairs would I be reimbursed I didn't get an answer.

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antonia mccord, Marion

On Aug 07, 2020

American Home Shield (AHS)

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I\'ve always had good service from American Home Shield . The only issue I have had is trying to contact someone . I\'ve been on hold for over an hour more than once trying to get to talk to an agent. I understand their workforce has changed due to Covid-19 restrictions and I assume that\'s the reason for the difficulty in reaching a customer service agent. Hopefully , it will go back to the excellent customer service prior to Covid .

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WARD HAWLEY, Hot Springs Village

On Jul 12, 2020

American Home Shield (AHS)

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We have been members of AHS for 25 years. Although we have had a few disappointments over the year, and very few. It was always with the contractor and not AHS. We have experienced nothing but the best service from AHS. We try to provide the appropriate response to AHS regarding poor contractors and great contractors to better help AHS manage their program. There is absolutely nothing negative we can say about AHS. The fact we've been with them 25 years should be testimony enough. Thanks AHS for the great service you continue to provide.......Ward

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Zann Jordan , Benton

On Jun 18, 2020

American Home Shield (AHS)

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Such a great experience. Filed a claim and a repairman was out the next day to repair the AC unit. He was very professional and kind. My home was cooling again within an hour of his arriving.

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Lo Barber, North Little Rock

On Jun 06, 2020

American Home Shield (AHS)

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Such a great experience. Disposal stopped working, went online, submitted request, and paid fee. Was contacted for an appointment. Tech arrived a day earlier due to a cancellation. He was very professional. Made sure I understood how to operate the new equipment and offered tips and hints on upkeep and troubleshooting. This made me certain I am going to renew the warranty this year

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DaShunda Boykins, Sherwood

On May 07, 2020

American Home Shield (AHS)

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Great experience, the contractor scheduled date and gave a window of when to expect the worker. They were actually ahead of schedule which was perfect. Showed us a part that needed to be replaced prior to replacing it. My husband was pleased.

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William Brasher, Alma

On Apr 18, 2020

American Home Shield (AHS)

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Great experience! Filed claim on Friday, repairman contacted Monday and was fixed first thing Tuesday morning. Quick and professional. Very satisfied with American Home Shield and with their selection of repair professionals. I could not be more happy with them and their product.

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Willie Daniels , Eureka Springs

On Feb 26, 2020

American Home Shield (AHS)

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The tech was knowledgeable and professional. He kept the work area clean and asked if there was any thing else he could do. He Fixed my dryer as good as new. I would recommend this warranty to anyone.

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Jawanika Hill , Jonesboro

On Feb 09, 2020

American Home Shield (AHS)

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I have had to file a claim a couple of times in the past 4 years. I have. O complaints. One time my air went out in the middle of summer and most recently my heat went out. Both times the technician was professional and told us exactly what was going on. I\'m so glad I continued my warranty after my initial year was up. I feel like in the end it will pay for itself.

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Josh Whittle, Bella Vista

On Feb 09, 2020

American Home Shield (AHS)

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Came home and realized our heater was not working, set up a claim online and got an appointment quickly. The technician fixed the problem promptly and we are nice a warm again! Very easy, very nice, and no problems!

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Rebecca Taylor, Evening Shade

On Jan 11, 2020

American Home Shield (AHS)

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Fantastic service. He new what he was doing, fixed it right away. Cleaned up so well you couldn\'t even tell he had been here. Very skilled service rep. New which items needed kits and which needed replacement by looking at what it was doing.

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Sally Finley , Jonesboro

On Jan 09, 2020

American Home Shield (AHS)

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Always timely and professional. Overall great service with no complaints as of yet! Definitely worth the money to have coverage with American Home Shield. Awesome customer service always kind and friendly and very informative.

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Sheldon Riklon, Fayetteville

On Jan 02, 2020

American Home Shield (AHS)

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Ever since I signed up for American Home Shield, my mind as been at ease. I was not sure in the beginning being a first time home owner, but over the last 3 years I have not had any regrets. They have been responsive, professional, and cover most of the items in my home that broke down or needed repair (minor or replacement). I would recommend them to any new homeowners or any homeowners in general.

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Robert Blevins, Jonesboro

On Dec 13, 2019

American Home Shield (AHS)

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Quick service as soon as I put in the claim I got someone to come out the next day. The company that came out the guy was professional gave me some tips on the unit I have and some answered some questions I had as well. All in all perfect experience.

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