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last_updated_icon Last updated: June 25, 2022

Best Home Warranty Companies In Georgia

Georgia has become a popular state to move to, due to its relatively low living costs. As the homeownership rate is on the rise, many home warranty companies strive to serve Georgia homeowners with annual and monthly service contracts. Home warranties can be a worthwhile investment for a homeowner in Georgia because they help save money on home maintenance.

Nearly half of Georgia homes were built before the year 2000. Homes built over two decades ago indicate that most home appliances and systems are approaching the stage of rapid decline. Studies suggest that about 35% of homeowners spend up to $999 per month on maintenance costs, while 40% spend more than this amount.

A service contract for inexpensive repairs and replacements can help reduce such costs. To help you take the first step in this regard, we have ranked the best home warranty companies in Georgia. Also, find tips to identify home warranty plans that fit your needs.

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ServicePlus Home Warranty

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Get $200 Off + 2 Months Free
  • Covers systems and appliances regardless of age, make or model.
  • Premium prices from $41-$48 monthly
  • Deductible priced at $75

Top-rated Home Warranties In Georgia

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Choice Home Warranty

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  • Choice Home Warranty was nominated for the Editor’s Choice Award for 2018 and 2019
  • One of the few companies that offer coverage for roof repair
  • The waiting period of the policy is 30 Days
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They are one of the few companies to offer roof repair coverage at an affordable price.

Offer(s) Available:

offer-img FIRST MONTH FREE + LIMITED ROOF COVERAGE

PRICING

$46-$55 monthly

SERVICE FEE

$60-$85

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American Home Shield (AHS)

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  • American Home Shield founded the home warranty industry in 1971
  • Contractor network of 15,000 licensed professionals
  • The waiting period of the policy is 30 Days
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They let you pick and choose particular items you want to protect and Build-Your-Own Plan.

PRICING

$39 - $70

SERVICE FEE

$75 - $125

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The Home Service Club

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  • The Home Service Club is a rare exception in the industry that has a service recall period of 90 Days
  • Four-time winner of the Annual Home Warranty Awards
  • The waiting period of the policy is 30 Days
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At times, they cut down the waiting period to a mere 10 days and begin protecting your devices.

PRICING

$51-$63 monthly

SERVICE FEE

$65-$125

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ServicePlus Home Warranty

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  • Affordable and comprehensive home warranty protection
  • All the authorized contractors and service technicians are licensed and insured
  • The waiting period of the policy is 30 Days
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The company offers exciting discounts and budget protection.

Offer(s) Available:

offer-img GET $200 OFF + 2 MONTHS FREE

PRICING

$53-$60 monthly

SERVICE FEE

$75

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America's Preferred Home Warranty (APHW)

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  • APHW provides services in 49 states
  • APHW is one of the very few companies that allow you to choose your own contractor
  • The waiting period of the policy is 30 Days
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They let you pick the premium and deductible amounts in your policy and pay as you like.

PRICING

$39 - $47

SERVICE FEE

$50 - $125

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Select Home Warranty

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  • Select Home Warranty is the only top-rated company that provides coverage for mobile homes
  • Winner of the Annual Home Warranty Awards consecutively for the past 3 years
  • The waiting period of the policy is 30 Days
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They are the only company that covers mobile homes.

Offer(s) Available:

offer-img GET $150 OFF + 2 MONTHS FREE + FREE ROOF COVERAGE

PRICING

$57-$62

SERVICE FEE

$45-$100

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Cinch Home Services

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  • Cinch Home Services has 40 years of experience in the home warranty industry.
  • Have a network of 18,000 licensed contractors
  • The waiting period of the policy is 30 days.
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They offer protection from unknown pre-existing conditions.

PRICING

$420-$744

SERVICE FEE

$75-$150

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First American Home Warranty

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  • Won the Editor’s Choice award in 2017 and has been consistently nominated for the Annual Home Warranty Awards
  • First American Home Warranty saved homeowners over 180 million in 2018
  • The waiting period of the policy is 30 Days
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The company offers you limitless service call claims so that you get the value for your money.

PRICING

$336-$534+

SERVICE FEE

$85

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Home Warranty of America

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  • Home Warranty Of America offers 13-Month home warranty plans that are of great value
  • Policy has no waiting period
  • Been in the industry since 1996
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The company offers you a 13-month home warranty plan that provides exceptional coverage options.

PRICING

$275 - $695

SERVICE FEE

$75 - $100

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HSA Home Warranty

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  • Providing home warranty services since 1984
  • HSA Home Warranty Covers home systems, appliances and a wide range of home maintenance services
  • The waiting period of the policy is 30 Days
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They offer electronics coverage and 7 Star Upgrade in their plans

PRICING

$589-$619

SERVICE FEE

$100-$125

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Who Should Buy A Home Warranty In Georgia?

Home warranty plans benefit most groups of consumers. As stated above, most homeowners in Georgia lose up to 35% of their income in monthly maintenance costs around the home. Home warranties come in handy, by reducing these costs, especially if you factor in the hassle of finding a qualified repair contractor.

Besides the above points, home warranty customers face differing problems with home ownership and maintenance. Here are some key points to consider when deciding if a home warranty is the right buy.

  1. First-time home buyers: The global changes in remote work policies have made the state a favored destination for first-time home buyers. The median sale price in Atlanta is around $333,000, due to this demand spike.
    Many buyers show interest in pre-owned Georgia homes, which may be a little more affordable. Home warranty plans bring home buyers peace of mind, knowing that the older home systems and appliances are accounted for, after making such a significant investment.
  2. Home owners: Home maintenance and living costs continue to rise every year in Georgia, and it gets more expensive to hire quality repair professionals. Even if you're a homeowner who likes DIY repairs, you'll eventually run into a problem you can't fix alone. Home warranties provide access to skilled contractors at a fraction of the usual cost.
  3. Retirees: A home warranty can be an essential home protection measure for this group, in particular. Georgia's friendly atmosphere and clean environment make it a good destination for retirees. Maintaining older home systems and appliances can be an extra hassle at this age. So, choosing a home warranty company with special services, like HVAC tune-ups and rekeying, can be beneficial.
  4. Home sellers: Popular cities like Atlanta are a seller’s market at the moment, and sellers can get even better prices by equipping their homes with home warranties. Home sellers in rural areas can also benefit, as top companies provide coverage for HVAC, electrical systems, plumbing, etc.
  5. Landlords: Rental prices are increasing in GA, and in Atlanta, 50% of the homes are rented out. The biggest annoyance for landlords is home maintenance for tenants. Tenants can directly call the home warranty company for repairs and replacements, rather than the landlord run over.

What Types Of Homes Are Covered By A Home Warranty In Georgia?

Home warranty plans are usually purchased by owners of single-unit homes less than 5000 sq. ft. in size. However, they cover bigger houses, and a free quote will help you determine the pricing for these types of homes. The companies also cover multi-unit dwellings, condos, duplexes, and apartments, making them a worthwhile purchase as a landlord.

A Glimpse At Average Premium In Georgia

Average Premium In georgia

Min Average Premium in georgia Max $ 313.88 No. of Homeowners
Range for Homeowners who have opted for Average Premiums & Deductibles, locally.

Coverage in georgia (GA) major towns:

Albany Athens Atlanta
Augusta Columbus Macon
Marietta Roswell Sandy Springs

Population : 9,687,711

Don't Let Unexpected Appliance Failures Break You!

Best Home Warranty Plans In The State Of Georgia

Here are some top home warranty plans provided by the best companies in Georgia to protect your home appliances and systems. Compare each companies' company's offerings and services, and check out reviews to make the right choice for your home.

ServicePlus Home Warranty: SPHW offers comprehensive plans at affordable prices. They have a basic coverage plan called the Gold Plan, ideal for homes where the bulk of items have recently expired OEM warranties. Their Platinum Plan is a good option for older homes where many systems and appliances are aging. They also include free roof leak coverage. SPHW’s customer service is well-rated.

Choice Home Warranty: This company has been favored by residents of Georgia, due to their prompt scheduling when claims are filed. With a good network of contractors across the states they operate in, their plans make for a no-frills, reliable home warranty purchase. They have a Basic Plan and a Total Plan, covering all of the critical home systems and appliances prone to wear and tear. In addition, customers have praised their response time.

American Home Shield (AHS): AHS provides services to a wide range of customers, since the home warranty pioneering decade of the 1970s. AHS only sends contractors from within its network to perform service requests. The company offers three plans, Shield Platinum being the most comprehensive, and they have the best coverage limits among all of the Georgia companies.

Important Tips For Buying A Home Warranty In Georgia

  1. Quite a few neighborhoods in Georgia are affordable. However, others are expensive, like Dahlonega, College Park, Atlanta, Chamblee, Norcross, and Marietta. This means that repairs and replacements for your home equipment can turn out to be a financial blow. So, choose a budget-friendly home warranty if you live in these types of areas.
  2. It takes almost 74 days to sell a home in Georgia. For realtors looking to speed up the selling process, the right Georgia home warranty company can help get the house sold faster. Look out for companies that offer quality home warranty plans for real estate professionals.
  3. Just because you see eye-catching advertisements for a warranty company, it does not mean they are the best. Make sure you read online user reviews of the companies and then decide whether to do business with them.
  4. Choose a home warranty that does not restrict coverage based on the age, make, or model of your home appliances and systems.
  5. Double-check that your preferred home warranty company in Georgia provides extensive coverage and flexible plans.
  6. Not everything will be covered when your appliances and systems get damaged. Home warranty companies have an exclusion list, which states the various circumstances under which they are not liable to provide coverage. For example, most home warranty companies cover devices that have stopped functioning, but if the homeowner has maintained the appliance well. Make sure you read the exclusion list to avoid any future disappointments.

Georgia Weather Conditions And Impact On Household Items

Georgia has a humid subtropical climate with long, hot summers and short, mild winters. As a result, it experiences various weather phenomena that may affect your appliances and home systems, forcing you to undertake repairs or replacements to ensure that your daily routine goes smoothly.

The humid summers of Georgia can also take a toll on some of your most expensive appliances. For example, air conditioners in the hot, humid environment run for extended hours, causing stress, strain, and burnout. This is also true for refrigerators and ceiling fans. Purchasing a home warranty makes it easier for you to enjoy cool summers with quick repairs and replacements.

Frequently Asked Questions

Is it worth buying a home warranty in Georgia?

Home warranties may help in significantly reducing the repair and replacement costs of home systems and appliances that are aging and prone to regular breakdowns. For a few hundred dollars, over 10 items may be covered by the plans, based on the company you choose. If you select a company with high coverage caps, the plan may be well worth it.

Who regulates home warranty companies in Georgia?

Although a home warranty is not considered home insurance, the Georgia Department of Insurance may regulate the companies. State law mandates home warranty companies to ensure proper financial backing and insurance, but there is no actual procedure for checking if they have done so. The Governor's Office of Consumer Protection also assists residents with issues.

Does Choice Home Warranty cover Georgia?

Yes, Choice Home Warranty provides services in Georgia and is one of the top-rated companies operating in the state.

How does a home warranty claim work?

When any covered home system or appliance breaks down, you have to file a claim. The company representative will determine if there is preliminary coverage, and assign a service technician to visit you and diagnose the problem. If the technician diagnoses failure of a covered component, the company will decide whether to repair or replace the item. You will be required to pay a trade call fee to help cover the costs of parts and labor.

I have homeowners insurance. Do I need a home warranty?

Although a home warranty is not mandatory, like home insurance (if you have a mortgage), having one can help cover liabilities that home insurance misses. As home appliances age, they are prone to breakdowns, which can be costly. Home insurance does not cover these situations. You can learn more by checking out the differences between the two.

Do builders offer home warranties?

Builders do offer new home construction warranties or structural warranties, an entirely different product. Newly built homes typically have OEM warranty covering the home systems, so a home warranty may not be helpful.

Georgia Home Warranty Companies Reviews

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Kenneth Laliberte, Snellville

On Jun 21, 2022

American Home Shield (AHS)

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I have always had very postive experices American Home Shield. But I still need our ceiling repaired because it was damaged due to the leaking plumbing that was repaired by the plumbing company. He indicated that they do not do the ceiling repair.

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Bobby Cooper, Vidalia

On Jun 07, 2022

American Home Shield (AHS)

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Customer service representative was professional, courteous, and knowledgeable. Thank you for making the process stress free. I appreciate the reassurance and guidance through the appliance replacement and repair program.

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Nancy Emery, Norcross

On May 31, 2022

American Home Shield (AHS)

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My upstairs AC simply would not turn on. It was blowing cold air the day before and the thermostat had new batteries. A quick response from American Home Shield and their assigned service company found the cause: a problem with the "mother board", a major part. It was immediately replaced and all was working with out a huge bill! I am so glad I have a home warranty.

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Paulette Wildy, Jonesboro

On May 20, 2022

American Home Shield (AHS)

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Great experience with a great company. The parts came back on time and the installation was done in a timely manner. P***** P******* kept me informed about the parts and setup installation within two days. They accommodated the time frame I needed with no problem.

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Andi Pringle, Stone Mountain

On May 20, 2022

American Home Shield (AHS)

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Did not contact me telling me I was denied coverage on an issue. I found out by contacting the company who did the examination of the equipment. They told me AHS was to call me and let me know. AHS told me the company was to call me. Disappointment all the way around.

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Gene, Norcross

On May 19, 2022

American Home Shield (AHS)

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Been with AHS for many years, and have used them a lot, and the latest request was handled just as professionally as all of the others. The technician was on time, called before he came on-site, was quick and explained to us what the issue was and how it was repaired. Followed all Covid protocols. Cleaned up and wished us a good day. Nice

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Lawrence berry, Flintstone

On May 19, 2022

American Home Shield (AHS)

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Very hard to get contractors, hard to understand the people answering the phone. Only had 1 contractor, seemed knowledgeable but did a poor job. Had to get another contractor.

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Xavier Sotomayor, Hiram

On May 18, 2022

American Home Shield (AHS)

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J**** S**** show up on time for the schedule and find right away the problem, order the part , next he change the part and charge the system with frion. The time was great and fast. I was extremely happy with the service and thank you American Home Shield.

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Michael Worth Martin, Atlanta

On May 13, 2022

Lowe's Appliance Extended Warranty

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The washer/dryer manufacturer had a great two year warranty and the two times they had to come out were easy and efficient. Wish I had bought THEIR extended warranty instead of the Lowe\'s extended warranty. Because now that I am onto my 5 year Lowe\'s warranty, the repair process is going into its FIFTH month! Service guy comes out. Usually nice and professional (But not always! One guy was a total jerk.) and they replace some part. Something will work better but the dryer does not dry. If you can get the guy to come back, he just shows up a week or so later without a call. Usually you don't even get that.

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Shatava Stanley, Temple

On May 05, 2022

American Home Shield (AHS)

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Someone was assigned to my home immediately. I had to reach out to the company myself after not hearing anything but the AC was amazing. I am happy AHS took their time to find great contractors to assist their customers. My AC unit coils broke and something else inside of the AC unit in the attic was leaking. AHS approved 100% coverage and replaced both. Parts were ordered and contractor was installing in no time. It is so hot during Ga Spring and Summer and we didn't have to suffer for weeks without AC thanks to AHS. Happy to be a customer.

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Sabrina Johnson , Bremen

On May 04, 2022

American Home Shield (AHS)

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I had a very good experience. The plumber did a very good job. He was very knowledgeable in fixing my garage disposal.If l need anymore work done, l would recommend him to come back and do my plumbing work.

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Jay Dees, Hephzibah

On Apr 29, 2022

American Home Shield (AHS)

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I called and did my claim , it was a no pressure experience. Also when the techs came out they fixed my washer very quickly and professionally. I am truly greatful for the Home Shield staff and the contractors that fixed our issue

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Desmond Pope, Leesburg

On Apr 28, 2022

American Home Shield (AHS)

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Repair made quickly and professionally. T** was very knowledgeable and helpful. He pointed out other possible problems that could occur in the future and offered solutions. Great repair man. Highly recommended

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Joan Sample, Fayetteville

On Apr 26, 2022

American Home Shield (AHS)

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Every time I have had to use my warranty service everyone has been on time and fixed my problem in a timely manner , I like the fact that I can send a picture to speed up the process

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William P Flaherty, Ball Ground

On Apr 19, 2022

American Home Shield (AHS)

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My claim was handled quickly and professionally. AHS authorized the replacement of our dishwasher without hassle. Very pleased with the process. The repairmen made the correct diagnosis and AHS responded positively.

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Sandra J Currin, Conyers

On Apr 14, 2022

American Home Shield (AHS)

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Very pleased with P***** plumber J**. He resolved the issue I was having with my sink. He bought the new faucet and installed it and did a great job. AHS recommended this company.

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Mike Tarnoff, Warner Robins

On Apr 13, 2022

American Home Shield (AHS)

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M***** C**** A** very responsive. Immediately contacted me, and the service call did identify issues with the AC. Technician was knowledgeable and did a thorough check. AC is over 15 years old.

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Kiki Stephens, Union City

On Apr 13, 2022

American Home Shield (AHS)

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The plumber was prompt and efficient. It didn\'t take him long to identify and fix the problem in my kitchen. I would recommend them to any and everyone

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Rita, Riverdale

On Apr 12, 2022

American Home Shield (AHS)

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My experience was good I only wish the technician would have removed the mouse nest from the duct and removed it from the crawl space instead of leaving it under the house, it was clear he didn\'t want to go back an retrieve it. With that being said my experience was great and the technician also changed the filter which was great

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Daisy Araica, Smyrna

On Apr 07, 2022

American Home Shield (AHS)

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AHS has been a great experience. I made an online request for a plumber to fix a leak. I was assigned P**** P*******. D**** was able to come out the next day. He diagnosed and fixed the leak. He was professional, caring and explained everything. I was very happy. Now I am just waiting for the leak to completely dry. But I have already been assigned and made an appointment for a contractor to patch the hole. Outstanding service by AHS and P**** P*******. I can only hope for the rest to be the same.

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Shelby Simon, Decatur

On Apr 02, 2022

American Home Shield (AHS)

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Fantastic customer service, one of the best home warranties I\'ve had. Service call company came out quickly and made full repairs. Now we get to destress and relax with our HVAC fully functional.

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Stephen Hull, Marietta

On Mar 29, 2022

American Home Shield (AHS)

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11 days hot water heater not fixed. Water leaking, still no resolution to the problem. Different messages from different call center staff. Horrible service and contractor nonresponsive. Don\'t use. Waste of money.

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Deborah Cook, Covington

On Mar 25, 2022

American Home Shield (AHS)

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For the most part I like AHS. I dont have to wait a long time for service. The complaint I have is that the recording that is asking for my information doesn\'t give me an opportunity to say what mind of problem I\'m having and then it is ready to bill me so I have to ask to speak to a representativ. That leads to another problem. I have to speak to reps who are presumed to speak English I can barely understand what they are saying or asking. I suspect that they cannot understand me either. What I say and what they think I mean are not the same. It takes longer to explain what my issue is. This is very frustrating to me.

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Y Vereen, Fairburn

On Mar 24, 2022

American Home Shield (AHS)

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AHS has always been very efficient in handling my claims. I have never had any issues with customer service or from any of the companies that have handled my repairs. Thank you for your service.

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Pam McIntire, Lawrenceville

On Mar 24, 2022

American Home Shield (AHS)

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Excellant service, from the minute I called AHS for my problem until the minute it was fixed! Prompt, courteous service and a good monthly price . I think they are the best!

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