BEST HOME WARRANTY COMPANIES IN GEORGIA
Georgia has become a popular state to move to, due to its relatively low living costs. As the homeownership rate is on the rise, many home warranty companies strive to serve Georgia homeowners with annual and monthly service contracts. Home warranties can be a worthwhile investment for a homeowner in Georgia because they help save money on home maintenance.
Nearly half of Georgia homes were built before the year 2000. Homes built over two decades ago indicate that most home appliances and systems are approaching the stage of rapid decline. Studies suggest that about 35% of homeowners spend up to $999 per month on maintenance costs, while 40% spend more than this amount.
A service contract for inexpensive repairs and replacements can help reduce such costs. To help you take the first step in this regard, we have ranked the best home warranty companies in Georgia. Also, find tips to identify home warranty plans that fit your needs.
GET $200 OFF + 2 MONTHS FREE + FREE ROOF COVERAGE
 
ServicePlus Home Warranty |
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TOP-RATED HOME WARRANTIES IN GEORGIA
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Choice Home Warranty |
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They are one of the few companies to offer roof repair coverage at an affordable price.
Offer(s) Available:
FIRST MONTH FREE + LIMITED ROOF COVERAGE
PRICING
$370 - $450
SERVICE FEE
$85
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Cinch Home Services |
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Get Free Coverage For First 2 Months *
Get your first two months free when you choose the monthly billing option on your purchase of a new annual Appliances, Built-in Systems or Complete Home Plan. Excludes optional coverage and add-ons. Cannot be combined with any other offer. Not available in Iowa, Washington, Arizona, Massachusetts, Hawaii and Alaska
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They offer protection from unknown pre-existing conditions.
PRICING
$420-$744
SERVICE FEE
$100-$150
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American Home Shield (AHS) |
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They let you pick and choose particular items you want to protect and Build-Your-Own Plan.
PRICING
$299 - $500+
SERVICE FEE
$75, $100, $125
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ServicePlus Home Warranty |
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The company offers exciting discounts and budget protection.
Offer(s) Available:
GET $200 OFF + 2 MONTHS FREE + ROOF COVERAGE
PRICING
$500-$599
SERVICE FEE
$75
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The Home Service Club |
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At times, they cut down the waiting period to a mere 10 days and begin protecting your devices.
PRICING
$400
SERVICE FEE
$65, $95, $125
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America's Preferred Home Warranty (APHW) |
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They let you pick the premium and deductible amounts in your policy and pay as you like.
PRICING
$499
SERVICE FEE
$50, $100, or $125
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Select Home Warranty |
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They are the only company that covers mobile homes.
Offer(s) Available:
GET $150 OFF + 2 MONTHS FREE + FREE ROOF COVERAGE
PRICING
$299 - $499
SERVICE FEE
$60
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First American Home Warranty |
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The company offers you limitless service call claims so that you get the value for your money.
PRICING
$336-$534+
SERVICE FEE
$85
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Home Warranty of America |
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The company offers you a 13-month home warranty plan that provides exceptional coverage options.
PRICING
$275 - $695
SERVICE FEE
$75 - $100
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HSA Home Warranty |
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They offer electronics coverage and 7 Star Upgrade in their plans
PRICING
$589-$619
SERVICE FEE
$100-$125
WHO SHOULD BUY A HOME WARRANTY IN GEORGIA?
Home warranty plans benefit most groups of consumers. As stated above, most homeowners in Georgia lose up to 35% of their income in monthly maintenance costs around the home. Home warranties come in handy, by reducing these costs, especially if you factor in the hassle of finding a qualified repair contractor.
Besides the above points, home warranty customers face differing problems with home ownership and maintenance. Here are some key points to consider when deciding if a home warranty is the right buy.
- First-time home buyers: The Georgia real estate market has recovered quickly in 2021, and the global changes in remote work policies have made the state a favored destination for first-time home buyers. The median sale price in Atlanta is around $333,000, due to this demand spike.
Many buyers show interest in pre-owned Georgia homes, which may be a little more affordable. Home warranty plans bring home buyers peace of mind, knowing that the older home systems and appliances are accounted for, after making such a significant investment. - Home owners: Home maintenance and living costs continue to rise every year in Georgia, and it gets more expensive to hire quality repair professionals. Even if you're a homeowner who likes DIY repairs, you'll eventually run into a problem you can't fix alone. Home warranties provide access to skilled contractors at a fraction of the usual cost.
- Retirees: A home warranty can be an essential home protection measure for this group, in particular. Georgia's friendly atmosphere and clean environment make it a good destination for retirees. Maintaining older home systems and appliances can be an extra hassle at this age. So, choosing a home warranty company with special services, like HVAC tune-ups and rekeying, can be beneficial.
- Home sellers: Popular cities like Atlanta are a seller’s market at the moment, and sellers can get even better prices by equipping their homes with home warranties. Home sellers in rural areas can also benefit, as top companies provide coverage for HVAC, electrical systems, plumbing, etc.
- Landlords: Rental prices are increasing in GA, and in Atlanta, 50% of the homes are rented out. The biggest annoyance for landlords is home maintenance for tenants. Tenants can directly call the home warranty company for repairs and replacements, rather than the landlord run over.
WHAT TYPES OF HOMES ARE COVERED BY A HOME WARRANTY IN GEORGIA?
Home warranty plans are usually purchased by owners of single-unit homes less than 5000 sq. ft. in size. However, they cover bigger houses, and a free quote will help you determine the pricing for these types of homes. The companies also cover multi-unit dwellings, condos, duplexes, and apartments, making them a worthwhile purchase as a landlord.
A GLIMPSE AT AVERAGE PREMIUM IN GEORGIA
BEST HOME WARRANTY PLANS IN THE STATE OF GEORGIA
Here are some top home warranty plans provided by the best companies in Georgia to protect your home appliances and systems. Compare each companies' company's offerings and services, and check out reviews to make the right choice for your home.
ServicePlus Home Warranty: SPHW offers comprehensive plans at affordable prices. They have a basic coverage plan called the Gold Plan, ideal for homes where the bulk of items have recently expired OEM warranties. Their Platinum Plan is a good option for older homes where many systems and appliances are aging. They also include free roof leak coverage. SPHW’s customer service is well-rated.
Choice Home Warranty: This company has been favored by residents of Georgia, due to their prompt scheduling when claims are filed. With a good network of contractors across the states they operate in, their plans make for a no-frills, reliable home warranty purchase. They have a Basic Plan and a Total Plan, covering all of the critical home systems and appliances prone to wear and tear. In addition, customers have praised their response time.
American Home Shield (AHS): AHS provides services to a wide range of customers, since the home warranty pioneering decade of the 1970s. AHS only sends contractors from within its network to perform service requests. The company offers three plans, Shield Platinum being the most comprehensive, and they have the best coverage limits among all of the Georgia companies.
IMPORTANT TIPS FOR BUYING A HOME WARRANTY IN GEORGIA
- Quite a few neighborhoods in Georgia are affordable. However, others are expensive, like Dahlonega, College Park, Atlanta, Chamblee, Norcross, and Marietta. This means that repairs and replacements for your home equipment can turn out to be a financial blow. So, choose a budget-friendly home warranty if you live in these types of areas.
- It takes almost 74 days to sell a home in Georgia. For realtors looking to speed up the selling process, the right Georgia home warranty company can help get the house sold faster. Look out for companies that offer quality home warranty plans for real estate professionals.
- Just because you see eye-catching advertisements for a warranty company, it does not mean they are the best. Make sure you read online user reviews of the companies and then decide whether to do business with them.
- Choose a home warranty that does not restrict coverage based on the age, make, or model of your home appliances and systems.
- Double-check that your preferred home warranty company in Georgia provides extensive coverage and flexible plans.
- Not everything will be covered when your appliances and systems get damaged. Home warranty companies have an exclusion list, which states the various circumstances under which they are not liable to provide coverage. For example, most home warranty companies cover devices that have stopped functioning, but if the homeowner has maintained the appliance well. Make sure you read the exclusion list to avoid any future disappointments.
GEORGIA WEATHER CONDITIONS AND IMPACT ON HOUSEHOLD ITEMS
Georgia has a humid subtropical climate with long, hot summers and short, mild winters. As a result, it experiences various weather phenomena that may affect your appliances and home systems, forcing you to undertake repairs or replacements to ensure that your daily routine goes smoothly.
The humid summers of Georgia can also take a toll on some of your most expensive appliances. For example, air conditioners in the hot, humid environment run for extended hours, causing stress, strain, and burnout. This is also true for refrigerators and ceiling fans. Purchasing a home warranty makes it easier for you to enjoy cool summers with quick repairs and replacements.
Frequently Asked Questions
Is it worth buying a home warranty in Georgia?
Home warranties may help in significantly reducing the repair and replacement costs of home systems and appliances that are aging and prone to regular breakdowns. For a few hundred dollars, over 10 items may be covered by the plans, based on the company you choose. If you select a company with high coverage caps, the plan may be well worth it.
Who regulates home warranty companies in Georgia?
Although a home warranty is not considered home insurance, the Georgia Department of Insurance may regulate the companies. State law mandates home warranty companies to ensure proper financial backing and insurance, but there is no actual procedure for checking if they have done so. The Governor's Office of Consumer Protection also assists residents with issues.
Does Choice Home Warranty cover Georgia?
Yes, Choice Home Warranty provides services in Georgia and is one of the top-rated companies operating in the state.
How does a home warranty claim work?
When any covered home system or appliance breaks down, you have to file a claim. The company representative will determine if there is preliminary coverage, and assign a service technician to visit you and diagnose the problem. If the technician diagnoses failure of a covered component, the company will decide whether to repair or replace the item. You will be required to pay a trade call fee to help cover the costs of parts and labor.
I have homeowners insurance. Do I need a home warranty?
Although a home warranty is not mandatory, like home insurance (if you have a mortgage), having one can help cover liabilities that home insurance misses. As home appliances age, they are prone to breakdowns, which can be costly. Home insurance does not cover these situations. You can learn more by checking out the differences between the two.
Do builders offer home warranties?
Builders do offer new home construction warranties or structural warranties, an entirely different product. Newly built homes typically have OEM warranty covering the home systems, so a home warranty may not be helpful.
Georgia Home Warranty Companies Reviews
Sheila Stone, Silver Creek
On Sep 28, 2021
American Home Shield (AHS)
I have had a rough start with AHS and my recently purchased home. One request has been resolved and the service company (and tech) did a good job. Talking to a real personat AHS is almost impossible. IF you get through to a person you frequently get put on hold until it hangs up. They don\'t appear to put sufficient notes about the contact they have with you in their computer. Every time you call you have a new person and it's like starting over. I currently have two more service requests. If they invite me to provide another review I will update.
Peter Szabo, Greensboro
On Sep 15, 2021
American Home Shield (AHS)
We purchased AHS on a recommendation from our realtor. There are some basic things that they covered, and the service was fine. However, for a recent bigger issue (our AC not working properly) they only covered aprx 14% of the repair cost. When I inquired as to why that was - a customer service rep read me the details of my contract in excruciating technical detail. When I told her I didn't understand what she was describing, she said that was all the information she had. We're not sure what we're paying for in this warranty if items we thought were covered actually aren't. And AHS doesn't do themselves any favors with their service reps who don't have any actual knowledge other than reading from a script.
Tracey Blackmon, Georgetown
On Aug 31, 2021
American Home Shield (AHS)
American Home shield might be an ok company for some places but do not waste your money if you are in a rural or semi rural area. I had my A/C unit stop working at my rental property, i submitted a request and they were quick at assigning it to someone. Problem is that company does not service my area. The technician called me and told me they dont service the area and that i need to call AHS and resubmit the request. I did this and they cancelled the request and resubmitted it and put in the notes that the company that was assigned did not service my area. I got a text from AHS about 5 minutes after hanging up saying it was assigned but again it was assigned to the same company that does not service my area. This time when i called back i tried telling them that i live in a rural area but i live on the state lines and i told them what cities they needed to look for technicians in, i even gave them the names of some companies. They did not want to hear that, she said she had to call through the list that she had on her system. It would have been a whole lot easier if they would have just let me call someone as i am a property manager for a real estate company and have access to different contractors. They told me they had to escalate it to another department and i would be contacted by that department in 24-48 hrs. After three days i ended up cancelling and calling one of my contractors and paid for it out of my pocket. The next week we had our HVAC at our house stop working and i went through the same exact thing. Couldn't find a contractor to service my area. escalated it to another dept and i am still waiting for that elusive call back! I have paid almost $60 a month for two years and i cant get a single fix done!
Lori Lemke, Byron
On Aug 29, 2021
American Home Shield (AHS)
The automated system to open a claim was easy to navigate but very impersonal. I was given the name and telephone number of the company that would service my AC and told they would contact me to schedule an appointment. Being impatient, I contacted the company and had an appointment scheduled for the next day. Unfortunately, there were no earlier times available. The technician called me about 30 minutes prior to his arrival. He was on time, polite and professional. He diagnosed the problem quickly and had the repair completed in about 30 minutes.
Gyan Chandra, Duluth
On Aug 16, 2021
American Home Shield (AHS)
Had 3 different plumbing issues. All issues were diagnosed and resolved by expert plumber who had all parts in his work truck in 1 visit. Very appreciative of the next day service and no pressure or uncertainty of being upsold on services or work I didnt need. Was an excellent service overall.
robert lambright, Kennesaw
On Aug 02, 2021
American Home Shield (AHS)
You always hope you don’t have issues but as a home owner you need to be prepared. There is going to be things that break & need repair. I’m glad to know I have AHS in my corner. Water line sprung a leak & although it took a few days to get a repairman over they handled it as quickly as possible. Thank you
Madalyn Wilson, Stone Mountain
On Jul 31, 2021
American Home Shield (AHS)
Horrible experience! 1. Denied claim and closed service request without an explanation, phone, or email! 2. Les/customer service flat out lied and said an email had been sent to the contractor and the claim wasn\'t closed. 3. Called the contractor and that\'s when I found out it had been denied. 4. Called AHS back and the next person told me that the contractor denied the claim, not AHS. Then, he ended the call when I put him on hold to call the contractor again! I haven't received 1 phone call or email from AHS concerning this claim at all. This was my first service request and the most horrible experience.
Anu, Atlanta
On Jul 28, 2021
American Home Shield (AHS)
Very bad experience with the AC contracting company they sent. And AHS customer service is not good, asked to speak, they said the manager will give a callback. Requested 5 times, did not receive yet. The AC guy broke the AC tray in the attic water leaking from the electrical switch, still no response. Sitting without AC in Atlanta summer. I have a lot of patience, I am usually very thin on complaining or giving negative reviews, I guess this is my first in many years.
gbanks, Watkinsville
On Jul 22, 2021
American Home Shield (AHS)
absolutely horrible experience with two different agents. Spent 30 minutes on a call with an agent. When i asked for a manager, he asked why. I calmly answered.. he talked in circles for 10 minutes and again i asked for a manager. When i answered again a little more firm, he hung up.. 35 minutes on the phone. I called back, Different agent. English was horrible. rehashed the entire scenario again. Asked for manager. Put me on hold for 10 minutes why she fixed her monitor. Rooster crowing in the background through the whole call. After going in circle for 10 minutes (70+ minutes total at this point) I yelled at her and demanded a manger. She puts me on hold.. eventually she comes back and said no one is responding and they will request a manager call me back.
Kimberly Klustner, Roswell
On Jul 08, 2021
American Home Shield (AHS)
It has been more than 30 days since we filed a claim for an A/C repair. The customer service department is outsourced to another country and reps don\'t speak english well and to make matters worse, they have no authority to make any changes in their system and are not able to speak directly with the authorizations (parts) department. I have asked to speak to a supervisor for over a week and none have called me back. My status is incorrect in their system. My contractor is the only one that is able to speak to the authorization dept (parts) and the contractor says that the status is "they haven't been able to locate the part". They are not providing any updates as to when they are able to get the part and no one is communicating with me. It is 90 degrees outside and no A/C for over a month in the middle of summer. This is the worst customer service experience I have ever encountered. Still no answers and I don't know how to proceed other than seeking an attorney.
VirginiaWhatley W Smith, Smyrna
On Jul 01, 2021
American Home Shield (AHS)
I had my first experience with American Home Shield recently, and they get an A rating. My air conditioner went out. They chose an agent company and the technician had to order a compressor. It took three weeks, but when it finally arrived, P******* M********* fixed the problem immediately. Thank you AKS!
Deb anderson, Statesboro
On May 27, 2021
American Home Shield (AHS)
We were disappointed with our first experience with American Home Sheild. Our microwave quit working. The service people came out with in 2 days. They sent the info in and we waited. After a determination was made to replace the microwave (one week) we had to order the microwave online. It was delivered to our home 2 weeks later. The service people came out 3 days later. I think waiting this one is ridiculous. What if it were a refrigerator??
Bruce B, Canton
On May 24, 2021
Cinch Home Services
I recommend Cinch Home Services warranty company to everyone including family and friends. They handled our refrigerator problem promptly and completely with zero hassle for us. A good value for the money.
Nathalie Russell, Richmond Hill
On May 17, 2021
American Home Shield (AHS)
Awesome team. They came to the house promptly. The repairs were done without any waiting. The repairmen were very nice and polite. They have a very nice customer service. They repaired the leak and added Freon. Overall rating of 5 stars. Thank you so much for the help and repair.
Inez Ward Smith, Savannah
On May 09, 2021
American Home Shield (AHS)
The A/C tech was on time & very efficient. The problem of a wrong thermostat (not working properly)should have been noticed by 1st tech out for the heat not coming on in the fall. That tech diagnosed it as a blown fuse, which it was....BUT it was due to the wrong thermostat....This A/C tech picked up on it right away & took care of the problem. Just wish the tech from another company had last fall! Thank you!
Kappy Reck, Marietta
On Apr 16, 2021
American Home Shield (AHS)
We were assigned one contractor and after a week of trying to set an appointment with him, I called AHS to get a 2nd contractor. They verified the first one was having health issues and switched us over to a 2nd contractor during a phone call. the 2nd contractor had a virtual call with me 2 days later and about 6 days later our dryer finally got repaired!
SL, Norcross
On Apr 13, 2021
Old Republic Home Protection
This is a terrible home warranty company. If I can rate less than one star, I would do so. I newly purchased a home in Norcross and did a home inspection before purchase. Then I rent it out to my tenant. After three weeks, my tenant told me that the HVAC didn\'t work properly unable to reach the coolness that it supposed to. As the seller provided me with hone warranty from Old Republic Home Protection, I called and they sent a mechanic just to turn the aircon off without doing any repair but charging me $100. They didn't do anything and even denied the claim rejecting to pay to buy spare parts to fix it giving an excuse that it could be damaged by some animal. My tenants don't have pets. And the inspection report shows that the HVAC was operating ok at the purchase. But Old Republic insisted that it might be some wild animals. That's ridiculous. My house is not in the wood but in a residential area with a big community of residents. They just tried to find excuses not to pay for the claims. If an insurance is not meant to solve the issues, I don't understand why buy it? Strongly suggest that home owners do not choose Old Republic as your home warranty company because you won't get covered but just pay. Besides, the customer service from Authorization Dept never calls you back as they promised.
Carmilla French, Lawrenceville
On Feb 25, 2021
American Home Shield (AHS)
Had a furnace replaced and is not working properly. The contractor can’t figure out why it’s not working properly. After I called AHS numerous times the customer rep told me that there’s nothing else they can do for me. I requested to speak to a supervisor/manager, told that they’ll give me a call in an hour, still waiting.
Carmilla French, Lawrenceville
On Feb 25, 2021
American Home Shield (AHS)
Had a furnace replaced and is not working properly. The contractor can’t figure out why it’s not working properly. After I called AHS numerous times the customer rep told me that there’s nothing else they can do for me. I requested to speak to a supervisor/manager, told that they’ll give me a call in an hour, still waiting.
Cyndy Oxendine, Perry
On Feb 18, 2021
American Home Shield (AHS)
Very happy with my replacement dishwasher very quick response time couldn’t be happier selection to choose from was very surprising it was like shopping at a local store. Shipping was very fast and installation was same day as delivery. Very happy as always with AHS I’ve been using them with different homes since 1997 and can’t complain. Thanks again.
Michele Powell, Blairsville
On Feb 11, 2021
American Home Shield (AHS)
When unable to find a plumber, I was pleased that you approved for me to contact someone and was guaranteed to pay me back for services I paid for upfront. AHS was easy to work for but unfortunately the plumber I selected was rude, unprofessional and got angry when I asked him to answer the 4 questions required by AHS prior to doing work. I will not ever contact him again. Glad that AHS will reimburse me!
CLAIRE BOYCE, Duluth
On Feb 09, 2021
American Home Shield (AHS)
TO: AHS Leadership RE: #40342207 Elderly Abusive February 9, 2021 I have been a member of AHS for about 10 years. My refrigerator began struggling to stay cool on December 1,2020. On December 10, 2021 ***** Service came out to repair it. The technician told me that he had to order a diffuser thermistor. I asked him “what if It just stops?” He said the diffuser thermistor was not connected to the refrigerator cooling, and it would continue to work until the diffuser thermistor was replaced in about 10 days. . On December 20th the refrigerator stopped running. I called the ***** service. They said I would have to contact AHS, but I would be charged the $75 service fee AGAIN. AHS refused to present me some solutions. We used the neighbor next door’s refrigerator. It was difficult. My husband is 80 and I at 75 cannot walk the best. Every time** I called AHS (check the record) I would try to EXPLAIN that the refrigerator was NOT WORKING. The representative would give me the “rote” speech that the PART WAS ON ORDER. NO ONE COULD COMPREHEND THAT THE ORDERED PART WOULD NOT MAKE THE REFRIGERTOR START UP AGAIN!!!! I explained my situation to them. They said I could have the repair man come out at look at it, but it would cost another $75 dollars. I keep repeating that it was not working. They assured me it would be in soon. In summary, AHS refused to listen to me when the refrigerator stopped running without attempting to charge me more service calls. On December 30, my son came to care for us. He recognized we were in danger of getting food poison from keeping food in a warm refrigerator. My son took us to ******** for me to purchase a refrigerator ($2,100). It was delivered to our home on December 31, 2020. On January 28, 49 days later the ***** called to say that the diffuser thermistor was in and they were ready to come replace. I attempted to explain that the refrigerator had stopped working. They said, it was not their fault and they would close the case !!!!! After reading this letter I expect some type of compensation/reimbursement for the horrible situation we as senior citizens were involved in. I have trusted AHS through the years. This situation is horrible. My son is very upset. I am trying to handle this. Please reply. Sincerely, Claire Lockman Boyce, PhD. Drlockman08@gmail.com. Tracking # 948215240485 948215240496 948215240500 948215240511 948215240522 948215240533 948215240544 948215240555 948215240566 948215240577 Parts DIFFUSER THERMISTOR
GB, Lilburn
On Jan 27, 2021
American Home Shield (AHS)
I’ve had a non working pool pump since Dec. contacted AHS in Dec and to date I’ve been getting the run around. No offense but speaking with customer service reps whose first language is not English, and they obviously are not in the US, is incredibly frustrating. Horrible, horrible service
cynthia w, Marietta
On Jan 25, 2021
American Home Shield (AHS)
I was offered a replacement appliance and upon selecting a washer from “The options that were provided. 1- the washer was not available 2 - I called and spoke with an agent and was told that the appliances had been out of stock for awhile and there was no ETA on when it would be back in stock. 3 - my question then was why is that appliance still showing as an option if it has been out of stock for a long length of time, the agent could not provide an answer. 4- I asked for a supervisor or manager to give me a call back and no one has contacted me. I’m very annoyed at this point because I’m trying to get an appliance the is suitable and has the same functionality as the washer I previously had, this GE appliance in my opinion is not the same but as close as I can get to my Whirlpool appliance. I found the same appliance at an appliance store in my area and called and spoke with another agent regarding possibly getting that item without having to pay or do reimbursement. She was not sympathetic was taking over me and them transferred me to a number where I stayed in hold for about 25 minutes and she didn’t come back to acknowledge or check on me. As a valued customer this experience has been the very worst, unacceptable and frustrating that I have had. This is poor customer service, advertising because your showing a product that you don’t even have and the agents are so unaware of when it while be back available. This is ridiculous, and I am a very, very unhappy and dissatisfied customer whom will be considering not renewing my home warranty. Actually the rating should be no stars, I can’t deselect my rating.
W Wooley , Columbus
On Jan 22, 2021
American Home Shield (AHS)
I’ve received AHS service a few times and recently. You’ve been prompt in assigning professional maintenance company/team to resolve our home maintenance problem. My wife and I have been satisfied and pleased each time. We find It beneficial as a homeowner to have your service. Thank you
