Home Warranties in Illinois
The homeownership rate in Illinois currently is at 66%. If you are a homeowner in the State of Illinois, you should consider buying a home warranty plan to safeguard your home appliances. There are several top home warranty companies in Illinois. We, at HomeWarrantyReviews.com, have created a list of the best home warranties in Illinois for your reference. We have also listed average premium, deductibles, waiting period, etc. to help you invest in a right warranty plan.
Home warranties in Illinois are a worthy investment for both new and existing homeowners. It is especially ideal if your home is over 4 years old or if you invested in expensive home appliances and systems.
A Glimpse At Average Premium In illinois
The average premium for a home warranty plan in the state is $318.13, and the average deductible is $41.21. The below-given graph gives you a brief picture of the average premium in Illinois. The X-axis displays premium prices, whereas the Y-axis displays the number of homeowners.
Coverage in illinois (IL) major towns:
Cicero | Berwyn | Round Lake |
Des Plaines | Chicago Heights | Oak Lawn |
Mount Prospect | Bolingbrook | Normal |
Lombard |
Population : 12,830,581
Don't Let Unexpected Appliance Failures Break You!
Best Home Warranty Companies in Illinois
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Residential Warranty Services |
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HomeServe USA |
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Lowe’s Protection Plans |
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Home Depot Home Protection Plans |
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Globe Home Protection |
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First Premier Home Warranty |
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United Home Warranty |
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Sears Home Warranty |
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ORA Home Warranty |
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TMI Home Warranty |
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Illinois Weather Conditions And Impact On Household Items
Illinois has hot, humid climatic conditions as well as extremely cold temperatures. The state also experiences rainfall, snowstorms, and thunderstorms. Such varied weather conditions have a direct impact on your appliances and home systems, ultimately rendering them inoperable.
In the rainy and winter season, various home appliances and systems work continuously to keep you warmer due to which they may eventually break down. Fixing them can take away a major portion of your monthly income. But with a home warranty you can protect your home items and thereby your pocket.
Not just the rains and chilling winter, even severe heat can damage your home items. The summer of Illinois is extremely hot. You would require appliances and home systems like refrigerators, air conditioners, fans, and other cooling systems to work overtime to beat the heat. In the process, these items will be subjected to strain, and gradually cease to function.
While some home items can be fixed by DIY methods, others might require the expertise of professionals. This is when a home warranty plan comes to your rescue. With home warranty plans, you can not only save money spent on repairing home items but also can get easy access to skilled technicians and thereby, quality services.
Top Home Warranty Plans In The State Of Illinois
Investing in a home warranty protects your home from a range of hazards that can damage your systems and appliances. It is, therefore, important to identify a suitable plan that suits your individual needs.
American Home Shield (AHS), the leading warranty provider, offers four different plans- Systems Plan, Appliance Plan, Combo Plan, and Build-Your-Own-Plan. The pricing for these plans ranges from $299-$500+.
Choice Home Warranty (CHW) is one of the major players in the state of Illinois. For its customers, it offers two notable plans- Basic Plan and Total Plan. Customers have an option to add optional coverage if needed. CHW plans cost between $370-$450+.
Select Home Warranty (SHW) is one of the few companies that provide coverage for mobile homes. SHW offers homeowners three plans- Platinum Care, Gold Care, and Bronze Care. SHW plans cost anywhere between $299-$449.
HWA Home Warranty offers two plans for its customers and a comprehensive add-ons package. The two packages offered are- Premier Plan and Premium Plus Plan. The price of the HWA plans can range between $275-$695.
Once you have compared the price, coverage, and deductible of the home warranty plans, make sure to get your free home warranty quote.
Important Tips On Buying A Home Warranty In Illinois
- It is best to make a thorough background check of the contractors partnered with the home warranty company. Ask about their qualifications, skill level, and years of experience. Also, enquire what measures the warranty company undertakes if in case the contractors fail to perform to achieve the required standard. Only after obtaining answers to the above questions, should you make a move in choosing your home warranty company in Illinois.
- Choose a warranty company that has the best rating. We, at Homewarrantyreviews.com, have listed companies with the best ratings. You can also go through the customer reviews listed before finalizing your warranty provider.
- If you have any plans to shift to a new home, inquire about the transferability of the home warranty coverage to your new home. Also, check with the company if there are any changes to the cost of your warranty plan. This is because, most often, the price of warranty plans depends on the location. For instance, if your new home is located in towns with a high cost of living like Highwood, the warranty price may be higher than the previous cost.
- When moving to a new home, make sure to find out the age and the working condition of the appliances and the home systems. Also, get your home inspected by your warranty provider as many companies in Illinois do not cover home items with pre-existing conditions.
- Most importantly, do not opt for companies without comparing their plans, prices, quality of services, and customer reviews. We at HomeWarrantyReviews.com have not only listed top home warranty companies in Illinois for you to compare, but also have listed out genuine customer feedback.