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last_updated_icon Last updated: September 29, 2023

Home Warranties in Illinois

The homeownership rate in Illinois currently is at 66%. If you are a homeowner in the State of Illinois, you should consider buying a home warranty plan to safeguard your home appliances. There are several top home warranty companies in Illinois. We, at HomeWarrantyReviews.com, have created a list of the best home warranties in Illinois for your reference. We have also listed average premium, deductibles, waiting period, etc. to help you invest in a right warranty plan.

Home warranties in Illinois are a worthy investment for both new and existing homeowners. It is especially ideal if your home is over 4 years old or if you invested in expensive home appliances and systems.

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ServicePlus Home Warranty

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Get $200 Off + 2 Months Free
  • Covers systems and appliances regardless of age, make or model.
  • Premium prices from $41-$48 monthly
  • Deductible priced at $75

A Glimpse At Average Premium In illinois

The average premium for a home warranty plan in the state is $318.13, and the average deductible is $41.21. The below-given graph gives you a brief picture of the average premium in Illinois. The X-axis displays premium prices, whereas the Y-axis displays the number of homeowners.

Average Premium In illinois

Min Average Premium in illinois Max $ 306.04 No. of Homeowners
Range for Homeowners who have opted for Average Premiums & Deductibles, locally.

Coverage in illinois (IL) major towns:

Cicero Berwyn Round Lake
Des Plaines Chicago Heights Oak Lawn
Mount Prospect Bolingbrook Normal
Lombard

Population : 12,830,581

Don't Let Unexpected Appliance Failures Break You!

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ServicePlus Home Warranty

offer image
Get $200 Off + 2 Months Free
  • Covers systems and appliances regardless of age, make or model.
  • Premium prices from $41-$48 monthly
  • Deductible priced at $75

Best Home Warranty Companies in Illinois

SquareTrade Protection

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  • Been in the industry since 1999
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Frigidaire Warranty

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Achosa Home Warranty

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SilverBack Home Warranty

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Everything Breaks

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Illinois Weather Conditions And Impact On Household Items

Illinois has hot, humid climatic conditions as well as extremely cold temperatures. The state also experiences rainfall, snowstorms, and thunderstorms. Such varied weather conditions have a direct impact on your appliances and home systems, ultimately rendering them inoperable.

In the rainy and winter season, various home appliances and systems work continuously to keep you warmer due to which they may eventually break down. Fixing them can take away a major portion of your monthly income. But with a home warranty you can protect your home items and thereby your pocket.

Not just the rains and chilling winter, even severe heat can damage your home items. The summer of Illinois is extremely hot. You would require appliances and home systems like refrigerators, air conditioners, fans, and other cooling systems to work overtime to beat the heat. In the process, these items will be subjected to strain, and gradually cease to function.

While some home items can be fixed by DIY methods, others might require the expertise of professionals. This is when a home warranty plan comes to your rescue. With home warranty plans, you can not only save money spent on repairing home items but also can get easy access to skilled technicians and thereby, quality services.

Top Home Warranty Plans In The State Of Illinois

Investing in a home warranty protects your home from a range of hazards that can damage your systems and appliances. It is, therefore, important to identify a suitable plan that suits your individual needs.

American Home Shield (AHS), the leading warranty provider, offers four different plans- Systems Plan, Appliance Plan, Combo Plan, and Build-Your-Own-Plan. The pricing for these plans ranges from $299-$500+.

Choice Home Warranty (CHW) is one of the major players in the state of Illinois. For its customers, it offers two notable plans- Basic Plan and Total Plan. Customers have an option to add optional coverage if needed. CHW plans cost between $370-$450+.

Select Home Warranty (SHW) is one of the few companies that provide coverage for mobile homes. SHW offers homeowners three plans- Platinum Care, Gold Care, and Bronze Care. SHW plans cost anywhere between $299-$449.

HWA Home Warranty offers two plans for its customers and a comprehensive add-ons package. The two packages offered are- Premier Plan and Premium Plus Plan. The price of the HWA plans can range between $275-$695.

Once you have compared the price, coverage, and deductible of the home warranty plans, make sure to get your free home warranty quote.

Important Tips On Buying A Home Warranty In Illinois

  1. It is best to make a thorough background check of the contractors partnered with the home warranty company. Ask about their qualifications, skill level, and years of experience. Also, enquire what measures the warranty company undertakes if in case the contractors fail to perform to achieve the required standard. Only after obtaining answers to the above questions, should you make a move in choosing your home warranty company in Illinois.
  2. Choose a warranty company that has the best rating. We, at Homewarrantyreviews.com, have listed companies with the best ratings. You can also go through the customer reviews listed before finalizing your warranty provider.
  3. If you have any plans to shift to a new home, inquire about the transferability of the home warranty coverage to your new home. Also, check with the company if there are any changes to the cost of your warranty plan. This is because, most often, the price of warranty plans depends on the location. For instance, if your new home is located in towns with a high cost of living like Highwood, the warranty price may be higher than the previous cost.
  4. When moving to a new home, make sure to find out the age and the working condition of the appliances and the home systems. Also, get your home inspected by your warranty provider as many companies in Illinois do not cover home items with pre-existing conditions.
  5. Most importantly, do not opt for companies without comparing their plans, prices, quality of services, and customer reviews. We at HomeWarrantyReviews.com have not only listed top home warranty companies in Illinois for you to compare, but also have listed out genuine customer feedback.

Illinois Home Warranty Companies Reviews

Reading customer reviews about home warranty companies in Illinois will help you determine which company stays true to their words. Here, we have listed genuine customer reviews and experience about various home warranty companies in Illinois. Consider going through them before purchasing a home warranty so that you are aware of the quality of services they deliver.

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antonio sian, Tinley Park

On Mar 31, 2022

American Home Shield (AHS)

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Ahs did excellent job by scheduling the work right away. My big concern was it was scheduled after two days buy the contractor. Considering the temp is very cold during those 2 days wait. other than that no other complain.

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Jennifer Yu, Park Ridge

On Mar 28, 2022

American Home Shield (AHS)

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Easy to make claims. Helpful claims dept and good company sent. Would recommend to family and friends. No hidden fees. I have peace of mind that if anything breakas in the house, i dont have to worry on who to call

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edwin martinez, Gurnee

On Mar 26, 2022

American Home Shield (AHS)

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It took the contractor 5 days before they could do the job, We called the AHS and they don\'t have anyone that could do the job sooner, they should more list of contractor that could do weekends.

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Arthur, Rock Island

On Mar 24, 2022

American Home Shield (AHS)

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My experience was great and the repair man was kind and friendly. The kind of person you would love to have do you repairs. He knows his job.he was curtious and brilliantly. He was on time had good custume

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Tom Beneventi, Glen Ellyn

On Mar 19, 2022

American Home Shield (AHS)

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We have been a customer of American Home Shield for over 10 years and have been very happy with the coverage and service provided. Every home owner should strongly consider becoming a customer of American Home Shield.

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Lynn Scudieri , Joliet

On Mar 03, 2022

American Home Shield (AHS)

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This is our 1st time having to use the warranty & unfortunately our dryer & dishwasher went out within 10 days of each other. Both experiences went flawlessly and we were thrilled with both appliances being fixed! So excited to suggest AHS to all our neighbors.

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Susan L Hernandez, Cary

On Feb 23, 2022

American Home Shield (AHS)

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We have had AHS for at least 20- 25 years. That\'s a long time to stay with the same company but we have been happy up until now.. I just noticed our policy went up over $30.00 a month. I called And the lady couldn\'t understand what I was asking. I wasn\'t notified of this increase. She said they emailed me. I don\'t have any email from AHS stating that we were having an increase. Unfortunately I've paid 6 months at the higher price.

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David E Lyles, Brighton

On Feb 11, 2022

American Home Shield (AHS)

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Great insurance company to deal with. They found the right people to repair our S**-Z*** fridge. The repair company kept us apprised along the way. Just an overall great experience, which is rare these days. I highly recommend AHS insurance!!!

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Tanesha Jackson, Lansing

On Feb 11, 2022

American Home Shield (AHS)

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Fast response time on any service request. Very pleased with the service. Very please with the outcome of the repairs. Always done within a very quick time frame. If repairs can’t be made another option is offered quickly.

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Pamela Pool, Moline

On Feb 10, 2022

American Home Shield (AHS)

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Great service and fast service. I have peace of mind that my stuff will be covered and fixed or replaced. Anytime I have needed service it was prompt and knowledgeable service technicians that came.

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A Watson , Chicago

On Jan 29, 2022

American Home Shield (AHS)

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The company works hard to give you great service when you run into a problem. I would recommend American Home Shield to everyone. They are responsive. The customer service team makes sure that all of your questions are answered.

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Roni Leavitt, Vernon Hills

On Jan 28, 2022

American Home Shield (AHS)

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My heat went out on the coldest day in Chicago. My furnace was repaired 12 hours later as an emergency repair. My furnace got a new motor for $75, money well spent.

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john paul, Lincolnwood

On Jan 28, 2022

American Home Shield (AHS)

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American Home Shield is the best home warranty service we\'ve dealt with and well worth the investment! One click and forget - no more having to research endless repair companies and not knowing the cost!

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John Marshall , Port Byron

On Jan 28, 2022

American Home Shield (AHS)

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The online claim process was quick and easy, and the service provider contacted us within two hours. The service technician arrived later that day; made an assessment of our total needs, and ordered the parts. The repairs were successfully completed in an expedient, and professional manner. Thanks!

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Stephanie P, Libertyville

On Jan 27, 2022

American Home Shield (AHS)

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I’ve had a good experience with AHS. I’ve had them for 5.5 years and have had good service with a few different repairs. I would recommend a home warranty plan to every homeowner.

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Debra Gassman, Skokie

On Jan 09, 2022

American Home Shield (AHS)

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Overall, this is a very worthwhile Warranty to have as a homeowner. However, it is extremely difficult to get through to customer service when an issue does arise. Despite the name, American Home Shield, none of the representatives are American.

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Robert Kim, Crystal Lake

On Dec 26, 2021

American Home Shield (AHS)

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Plumbing service to replace a water heater which was 1 of the 3 requests submitted was not a good experience. The other service requests were handled wonderfully, but this seems to hold up with the reviews where some contractors are great to work with, while others are a nightmare

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Scott Devaney, Rock Island

On Dec 06, 2021

American Home Shield (AHS)

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The service we received was great. Would definitely recommend everyone involved from claim to resolution. We submitted the claim at night, received a call about our appointment the next morning and the plumber was out a day or two later and our problem was resolved timely. Couldn\'t be happier!!!

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Vicki Dyson, Loves Park

On Oct 17, 2021

American Home Shield (AHS)

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So far so good. I have had 2 different plumbing issues in a month span and both were fixed very timely and the plumbing company was great.

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K Holcomb , Chicago

On Oct 15, 2021

American Home Shield (AHS)

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Had a plumbing leak and American Home Warranty had a timely response with my claim. The designated technician was professional with great customer service! I will continue to use this company for my home warranty needs!

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Carol S Adams, Mchenry

On Sep 15, 2021

American Home Shield (AHS)

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I am not happy with HSA Home Services. My washer was making a very loud sound. We called into HSA the service request on July 10. On July 13 a tech from Westinghouse came and told us that they would order the part (he suggested parts were hard to get and we should get new washing machine) . On Sept 1 -2 techs came to our house (only 2 months to get parts) the techs could not get parts out of washer so they replaced the whole tub. After sometime they indicated the washer was fixed. I started a load of laundry and got all kinds of fault numbers on the washer and it did not work...( the techs were barely out of our driveway at this point) I called HSA and told them the problem. I received no correspondence from the contractor regarding status of the repair. I proceeded to call HSA on a daily basis and they still had no answers for me. Today 9-15 I was told that my contractor had closed our file because I refused to have them order parts..what parts. I knew nothing about parts. Neither HSA or the Contractor said anything about parts. Now I am told that the only way I can get my washer fixed is to open up another service order, pay another $100. I have asked for a supervisor to call me several times, CSR's at HSA said they would get me a solution and call me back the next day. This was told to me on a daily basis and no phone call from Supervisor or CSR's who promised phone calls, emails and a solution. What am I to do Now????

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Patricia A Weddington, Park Ridge

On Aug 19, 2021

American Home Shield (AHS)

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So far my experience with AHS has been great. I have had to use them twice and both times I could not complain, plumber came out fast and fixed the issue professionally. Second time serviceman came 2nd day, he could not fix my washer so expecting a new one, I hope soon, problem is delivery is gonna take 2-3 weeks ?

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Scott, Northbrook

On Aug 13, 2021

American Home Shield (AHS)

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American Home Shield has been a complete disaster to deal with. I've had a plumbing issue where the upstairs shower/tub was leaking through the wall and into my kitchen ceiling. I called AHS and they sent out a plumbing company who charged me an additional $60 to cut a hole in my kitchen ceiling and then later told me they couldn't fix the problem. AHS then transferred the service request to another plumbing company who came out many times. It took 3 times to identify the part they needed, then they came out to install the part and broke it while they were here. Then they came out again after reordering the part, installed it, and did not fix the issue. In fact, they made it worse and the water was leaking significantly. His response was that he tried and couldn't get the water to stop leaking. Luckily, I was able to assist by suggesting he turn the faucet more to the left... The determination was that they need to now cut a large part of tile out of my shower wall and replace the whole top set of the faucet. Next, I get a call to schedule it and tell me that I'll have to pay nearly $1000 out of pocket because AHS wouldn't cover it. All of a sudden, that plumber canceled and AHS transferred the request to a new plumber. When I asked AHS, they said it was because the second plumber told them they can't fix it. At this point, it's been 2 months and 2 incompetent plumbers have come out 6 times. I have begged AHS to let me bring in my own plumber whom I trust and for AHS to just pay me the cash that they would otherwise pay to their own incompetent plumbers and they've refused. They are now sending a third plumber who has poor reviews online. The experience has been miserable and they won't even let me speak to a manager or escalation department. Avoid American Home Shield at all costs. They won't get your problems fixed and will just cost you time, money, and aggravation. Also, they only display the positive reviews on their website so they have extremely shady business practices on top of their terrible service.

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Angelina, Carbondale

On Jul 02, 2021

Lowe’s Protection Plans

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Was on hold for 2 hours and finally hung up. Called back the next day and opted for a callback. After 1.5 hours I received a callback, and the associate hung up on me. Called the store than I purchased the appliance from and they could not help me either.

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Geneva Phillips, Chicago Heights

On Jun 23, 2021

American Home Shield (AHS)

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Experience with the technician was Great!!! However, the advertisement of “fix or replace appliances is misleading. I had to pay $340 out of my pocket. This is a hardship for anyone who is retired and receives one (1) paycheck a month. More should be done to explain the actual coverage of my policy so that I can be prepared when an appliance breaks down. The additional “out of pocket” expense is not explained in the initial paper work and contract when you sign up for service. Unexpected out of pocket expenses can be devastating for those of us who are retired and only have one source of income. It would be very helpful to have the “undisclosed” fees charged explained in advance in order to be prepared to pay these expense before you make the call for the repairs. It’s very clear that you must pay “$100.00 before a service technician comes out however, the underlying expenses are not explained in the initial paperwork completed on line or given to the contract holder in any other format resulting in a financial hardship.

Tell Us What You Think About Home Warranty Companies in Illinois

You might have experienced good or bad events with a home warranty company. Why not drop your feedback to help other customers choose the best company? Whether you have availed a service in the past or are a present customer, write a review and assist other customers.

By HomeWarrantyreviews.com Team | Reviewed By Shashank Ramesh
https://www.homewarrantyreviews.com/wp-content/themes/HWR-2020