Best Home Warranty Companies in Kentucky
Kentucky is home to 4.5 million people, of which nearly 69.80% of people are homeowners. One of the significant issues faced by homeowners is the unexpected breakdown of home appliances and systems. Such breakdowns might result in massive repair costs, which might severely hurt your finances. Therefore, consider investing in a robust home warranty plan to safeguard your home appliances. We have listed down some of the best home warranty companies in Kentucky to help you make your decision.
Opting for a home warranty plan in Kentucky would save you the hassle of looking for contractors if your appliances broke down. You may be able to save money by opting for a home warranty as their premiums are often lower than the cost of repairing HVAC systems. Considering the subtropical climate of Kentucky and the humidity, it is a good idea to have your plumbing and electrical circuits covered by a home warranty.
You can compare Kentucky home warranties on our website, using our bell curves and hundreds of reviews from real customers. The average premium in Kentucky is $318.98, while the average deductible is $40.55.
A Glimpse At Average Premium In kentucky
Coverage in kentucky (KY) major towns:
Richmond | Bowling Green | Frankfort |
Elizabethtown | Hopkinsville | Owensboro |
Georgetown | Ft Mitchell | Winchester |
Shepherdsville |
Population : 4,345,548
Don't Let Unexpected Appliance Failures Break You!
Choosing the Best Kentucky Home Warranty Company
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Liberty Home Guard |
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Cinch Home Services |
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2-10 Home Buyers Warranty |
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Old Republic Home Protection |
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America's First Choice - AFC |
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Service Line Warranties Of America |
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Home Warranty Inc |
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American Residential Warranty |
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Global Home USA Warranty |
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Residential Warranty Services |
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Kentucky Home Warranty Companies Reviews

Bruce Amato, Franklin
On Mar 28, 2022
American Home Shield (AHS)





Very dependable company, fast turnaround and repairing my HVAC system! Been a customer of theirs for over 11 years now! A pleasure to deal with! One of the few companies that you can trust and count on.

James e Ray, Louisville
On Feb 02, 2022
American Home Shield (AHS)





No complaints. The service was own time and very professional. Glad i had American Home Shield. I would refer American Home Shield to everyone including my family and all of my friends.

Marie Freeman, Breeding
On Oct 07, 2021
Lowe’s Protection Plans





After reading so many of these reviews I’ve had the same exact experience with the extended warranty. I bought thousands of dollars with the stuff from Lowe’s. A freezer a dryer and refrigerator a pressure washer a J*** D**** tractor. Bought warranties with all of it. My refrigerator is freezing in the refrigerator compartment. My first claim out of all these warranties. As so many of the reviewer’s hair my experience was the same. Where did almost a week to have a service man come. Said I have my freezer overloaded, So there’s not enough ventilation and that’s what was causing it to freeze but he will go ahead and replace the sensor. Waiting another week got the sensor replaced. By very rude repair man. Not the same one as the first visit. Hesitant even wear a mask and then put on a bandanna. Replace the sensor and says I got too much in my freezer again so after he left I cleaned out half of the freezer a quarter of the refrigerator. If I take out any more of the refrigerator is not worth using! Well since the replacement of the sensor the refrigerator has not even shut off and it’s 28° in the refrigerator department. After a long long how hold I was told that they would have to find another repair man it could take 2 to 3 days. I am with the rest of the reviewer’s. I will never ever ever buy from Lowe’s again! They have lost my business forever I won’t buy so much as a nail!

Marius Fourie, Lexington
On Aug 05, 2021
American Home Shield (AHS)





Best service in the world!!! Staff is extremely friendly and competent. I phoned a request in for my faulty garbage disposal system. Received a text message and email with the contractor’s info etc. within 30 minutes. 18 hours later the plumber finished the repair. WOW! for 13 years I used a different warranty company. NEVER before was a contractor sent to us within 2 months and the last time this year I waited 5 months for a repair service. I’m an American Shield customer for life!!

Ray, Catlettsburg
On Jul 23, 2021
American Home Shield (AHS)





Overall our experience was great. A couple of small bumps but nothing we weren\'t able to work through. The time length was a little longer than we would have liked, but you have to consider the time of year and that a contractor is already scheduled several days out. Also, the age of our unit made getting a compressor just a little harder. This is why I'm giving timeliness a 4. Our initial call after the contractor turned his assessment in was bumpy, it took 3 calls to explain the additional cost, but we did get it worked out. That's why I gave Customer Service a 4.

Toni Smith, Louisville
On Jun 08, 2021
American Home Shield (AHS)





Very Happy! Communication about * & * Plumbing appointment and arrival time was great! Quick response. Plumber was very professional, friendly, respectful and knowledgeable. He fixed both my tub faucets and leaking toilet tank quickly and efficiently. Great job!

Joshua Torpey, Louisville
On May 11, 2021
American Home Shield (AHS)





If I could give this company 0 stars I would. They charge service fees to send out contractors they choose (usually with poor ratings and reviews themselves) to assess the request. The majority of the time the contractor writes the report so that AHS can deny the coverage and then the contractor offers to do the work with you paying them directly. Customer service is just scripted employees who never actually resolve an issue. The escalation department is consistently flooded with calls due to their poor service and also usually unable to resolve issues. Save your time and money and avoid this company at all costs!

Marco, Ft Mitchell
On Mar 13, 2021
American Home Shield (AHS)





It could have been a little faster, but overall very professional. Got my stove repaired without any questions. Just a few days to have it inspected, a few more submitted and approved, and 1 week for part to come in left me a total of 2 weeks without a stove. But it is like brand new now, and working as expected.

john, Elizabethtown
On Oct 22, 2020
American Home Shield (AHS)





Probably the simplest and most pain free warranty service/request that I have ever experienced. We had a fan in the living room stop working and it was a simple claim process using the website. Fill out some information, click submit and within 24 hours I had an appointment set up for the next day. Quick and fast processing and service. I would recommend AHS to anyone.

Steve, La Grange
On Sep 03, 2020
American Home Shield (AHS)





Our AC compressor fan stopped working two days before the remnants of Hurricane Laura blew through Kentucky. I submitted a request for repair Thursday morning. Because of the storm and summer backlog, the tech couldn’t get here until Saturday. When he arrived, he quickly diagnosed the problem and fixed our unit. Within 30 minutes, we had AC again - hooray!

Davida OBannon, Louisville
On Aug 25, 2020
American Home Shield (AHS)





My experience has been awesome. Have been a customer for 2 years and received great service. Would recommend this company to friends and family. Had another company when I purchased my home and was not happy with them. Switched to AHS after 1st year with other company. Kudos to AHS

Mike Ippolito, Frankfort
On Aug 19, 2020
American Home Shield (AHS)





Customer service has a bad habit of placing a caller on hold and then leaving them there. Contractors are very slow to respond. The idea behind a home warranty is to save your wallet, but with their practices that is not possible. It takes forever for them to process claims and they also try to back out of agreements that they make with their customers. Bad company with the worst customer service

Mike Ippolito, Frankfort
On Aug 19, 2020
American Home Shield (AHS)





Customer service has a bad habit of placing a caller on hold and then leaving them there. Contractors are very slow to respond. The idea behind a home warranty is to save your wallet, but with their practices that is not possible. It takes forever for them to process claims and they also try to back out of agreements that they make with their customers. Bad company with the worst customer service

scotcrothers, Union
On Jul 19, 2020
American Home Shield (AHS)





Again the American Home Shield continues to disregard my calls and refuse to show action. Talk is cheap! This is my 3rd review of them and they continually disregard my pleas for help!

Miriam, Crittenden
On Jul 08, 2020
American Home Shield (AHS)





They are quick to deal with the problems I am having with my home and dont have to wait for service when I\'m in need of something to be fixed

Jamie Bowling, Catlettsburg
On Jul 02, 2020
American Home Shield (AHS)





Our air conditioning quit and all I had to do was go on line and request a service call. Pay my service fee and then American Home Warranty took care of the rest. Great investment if your appliances and home are older. Well worth my monthly payment.

Emmanuel Washington, Lexington
On Jun 21, 2020
American Home Shield (AHS)





I am very pleased with the quality of the equipment provided by AHS for the repair as well as the repair time post the vendor receiving my HVAC equipment. The customer service hold times are no less than 45 minutes without a callback option which is unfortunate. You\'re often speaking with someone in an overseas call center who cannot provide any real assistance but just notes on your account or transfers you to someone stateside which often takes no less than another 35 minutes of hold time. But when you finally get a person stateside, the experience is pleasant, details are accurate, and providing resolutions are swift. But in my opinion, the hold times to reach customer service is a major area for improvement. Other than that, the claims and settlement process moves pretty swiftly. Overall when comparing other home warranty companies to AHS, AHS is still #1 in my book for transparency, honoring claims, and doing what's best for the customer.

Ronald Jerry Gager, Hopkinsville
On Jun 20, 2020
American Home Shield (AHS)





I had a great experience with AHS. It all started out with the initial claim. The person who took my claim was very courteous and patient. The contractor who came to my house was on time and very knowledgeable along with being polite. Great job AHS!

Benjamin Duncan, Erlanger
On Jun 16, 2020
American Home Shield (AHS)





I am a first time user. The first vendor assigned did not arrive for the appointment. In talking to the AHS representative, there was a great deal of confusion due to language and static on her phone. She did assign a new vendor, but there was confusion over what was to be repaired. The following day, I spoke with a different AHS rep and experienced the same language issue. We were able to agree on the items to be repaired/replaced. The vendor arrived at the appointed time and performed the repairs in a professional manner. Very satisfied with results. I definitely will recommend AHS to family and friends

Eric Kinney, Bowling Green
On Apr 09, 2020
American Home Shield (AHS)





American Home Shield has been great. They get the contractor to fix the problems quickly and handle any issues professionally. I highly recommend AHS to anyone who owns a home!

Mike C, Louisville
On Feb 29, 2020
American Home Shield (AHS)





Great customer service. HSA contacted me quickly and helped me resolve my issues. I would highly recommend them! This was a quick, easy, and painless process. Thank you HSA!

Ray Carter, Lexington
On Dec 21, 2019
American Home Shield (AHS)





We called on Thursday with various plumbing issues, including our sump pump. They came and fixed bathtub, two toilets, two sinks, and sump pump in about two hours. Great job. Best insurance I pay for.

Liz Schweizer, Madisonville
On Dec 14, 2019
American Home Shield (AHS)





This was a great experience and so simple! We woke to find our hot water heater burst on a Monday morning. I immediately filed a service request online, and I spoke with the service provider within the hour. They got all the info they needed, and came out first thing the following morning with everything they needed to replace the unit if necessary (which it was). They worked efficiently and cleaned up after themselves before they left. I'm so thankful we have our warranty with AHS!

Tiffanie Nichols, Crestwood
On Nov 11, 2019
American Home Shield (AHS)





Very fast repair, friendly company. Warranty covered the issue for us. Extremely happy with the speed and professionalism of all parties.

Sha Jackson, Oak Grove
On Jul 15, 2019
American Home Shield (AHS)





I have a rental tha twas under warranty and all of a sudden the air conditioner was not working. I went on line and submitted a claim, paid my fee right then and the next morning i was talking to the repair man and he told me he would be there in 2 days at 8 am. When he arrived he was very polite and professional, and his work truck was the most orderly truck i have ever seen. He diagnosed the problem, fixed it and he cleaned up after making sure the air was working correctly and then he left. I was very much satisfied with the prompt professional service. The next day i got a call from American Home Shield asking if the service was complete and if i was satisfied. It was a pleasure doing business with American Home Shield and the repairman. I would highly recommend "American Home Shield" to anyone.
Reviews For Home Warranty Companies
User reviews are the best way for you to make a decision on which home warranty company would work for you. They provide insights into the responsiveness of a service provider.
If you were a home warranty customer in the past, feel free to write a review style="font-weight: 400;"> about your own experiences. It will surely help others who are planning to buy an ideal home warranty plan.
How to Choose the Best Home Warranty Company?
When choosing the best home warranty in Kentucky, consider the coverage offered, the company’s reputation, and the contract cost of the plan. Always read the fine print to ensure that you are fully aware of all the conditionalities.