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last_updated_icon Last updated: September 29, 2023

Best Home Warranty Companies in Kentucky

Kentucky is home to 4.5 million people, of which nearly 69.80% of people are homeowners. One of the significant issues faced by homeowners is the unexpected breakdown of home appliances and systems. Such breakdowns might result in massive repair costs, which might severely hurt your finances. Therefore, consider investing in a robust home warranty plan to safeguard your home appliances. We have listed down some of the best home warranty companies in Kentucky to help you make your decision. 

Opting for a home warranty plan in Kentucky would save you the hassle of looking for contractors if your appliances broke down. You may be able to save money by opting for a home warranty as their premiums are often lower than the cost of repairing HVAC systems. Considering the subtropical climate of Kentucky and the humidity, it is a good idea to have your plumbing and electrical circuits covered by a home warranty.

You can compare Kentucky home warranties on our website, using our bell curves and hundreds of reviews from real customers. The average premium in Kentucky is $318.98, while the average deductible is $40.55.

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ServicePlus Home Warranty

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Get $200 Off + 2 Months Free
  • Covers systems and appliances regardless of age, make or model.
  • Premium prices from $41-$48 monthly
  • Deductible priced at $75

A Glimpse At Average Premium In kentucky

Average Premium In kentucky

Min Average Premium in kentucky Max $ 306.04 No. of Homeowners
Range for Homeowners who have opted for Average Premiums & Deductibles, locally.

Coverage in kentucky (KY) major towns:

Richmond Bowling Green Frankfort
Elizabethtown Hopkinsville Owensboro
Georgetown Ft Mitchell Winchester
Shepherdsville

Population : 4,345,548

Don't Let Unexpected Appliance Failures Break You!

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ServicePlus Home Warranty

offer image
Get $200 Off + 2 Months Free
  • Covers systems and appliances regardless of age, make or model.
  • Premium prices from $41-$48 monthly
  • Deductible priced at $75

Choosing the Best Kentucky Home Warranty Company

Liberty Home Guard

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  • The waiting period of the policy is 30 Days
  • Has a Quality of Repair rating of 4.2
  • Been in the industry since 2017
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Cinch Home Services

Rating starRating starRating starRating starRating star
  • Cinch Home Services has 40 years of experience in the home warranty industry.
  • Have a network of 18,000 licensed contractors
  • The waiting period of the policy is 30 days.
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2-10 Home Buyers Warranty

Rating starRating starRating starRating starRating star
  • 2-10 Home Warranty average deductible for a contract is $85
  • The waiting period of the policy is 30 Days
  • Participates in our Complaint Resolution Program
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Old Republic Home Protection

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  • Old Republic Home Protection average deductible for a contract is $72.65
  • The waiting period of the policy is 30 Days
  • Has a Quality of Repair rating of 2.3
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America's First Choice - AFC

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  • The waiting period of the policy is 30 Days
  • Has a Quality of Repair rating of 3.4
  • Been in the industry since 2009

Service Line Warranties Of America

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  • The waiting period of the policy is In 30 Days
  • Has a Quality of Repair rating of 3.5
  • Been in the industry since 1996
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Home Warranty Inc

Rating starRating starRating starRating starRating star
  • The waiting period of the policy is 30 Days
  • Has a Quality of Repair rating of 2.2
  • Been in the industry since 1999
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American Residential Warranty

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  • American Residential Warranty average deductible for a contract is $54.26
  • The waiting period of the policy is 30 Days
  • Network of N/A service contractors
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Global Home USA Warranty

Rating starRating starRating starRating starRating star
  • Policy has no waiting period
  • Has a Quality of Repair rating of 3.0
  • Been in the industry since 1994
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Residential Warranty Services

Rating starRating starRating starRating starRating star
  • Policy has no waiting period
  • Has a Quality of Repair rating of 2.4
  • Been in the industry since 1988
  • Policy has no waiting period
  • Has a Quality of Repair rating of 2.4
  • Been in the industry since 1988
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Kentucky Home Warranty Companies Reviews

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Bruce Amato, Franklin

On Mar 28, 2022

American Home Shield (AHS)

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Very dependable company, fast turnaround and repairing my HVAC system! Been a customer of theirs for over 11 years now! A pleasure to deal with! One of the few companies that you can trust and count on.

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James e Ray, Louisville

On Feb 02, 2022

American Home Shield (AHS)

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No complaints. The service was own time and very professional. Glad i had American Home Shield. I would refer American Home Shield to everyone including my family and all of my friends.

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Marie Freeman, Breeding

On Oct 07, 2021

Lowe’s Protection Plans

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After reading so many of these reviews I’ve had the same exact experience with the extended warranty. I bought thousands of dollars with the stuff from Lowe’s. A freezer a dryer and refrigerator a pressure washer a J*** D**** tractor. Bought warranties with all of it. My refrigerator is freezing in the refrigerator compartment. My first claim out of all these warranties. As so many of the reviewer’s hair my experience was the same. Where did almost a week to have a service man come. Said I have my freezer overloaded, So there’s not enough ventilation and that’s what was causing it to freeze but he will go ahead and replace the sensor. Waiting another week got the sensor replaced. By very rude repair man. Not the same one as the first visit. Hesitant even wear a mask and then put on a bandanna. Replace the sensor and says I got too much in my freezer again so after he left I cleaned out half of the freezer a quarter of the refrigerator. If I take out any more of the refrigerator is not worth using! Well since the replacement of the sensor the refrigerator has not even shut off and it’s 28° in the refrigerator department. After a long long how hold I was told that they would have to find another repair man it could take 2 to 3 days. I am with the rest of the reviewer’s. I will never ever ever buy from Lowe’s again! They have lost my business forever I won’t buy so much as a nail!

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Marius Fourie, Lexington

On Aug 05, 2021

American Home Shield (AHS)

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Best service in the world!!! Staff is extremely friendly and competent. I phoned a request in for my faulty garbage disposal system. Received a text message and email with the contractor’s info etc. within 30 minutes. 18 hours later the plumber finished the repair. WOW! for 13 years I used a different warranty company. NEVER before was a contractor sent to us within 2 months and the last time this year I waited 5 months for a repair service. I’m an American Shield customer for life!!

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Ray, Catlettsburg

On Jul 23, 2021

American Home Shield (AHS)

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Overall our experience was great. A couple of small bumps but nothing we weren\'t able to work through. The time length was a little longer than we would have liked, but you have to consider the time of year and that a contractor is already scheduled several days out. Also, the age of our unit made getting a compressor just a little harder. This is why I'm giving timeliness a 4. Our initial call after the contractor turned his assessment in was bumpy, it took 3 calls to explain the additional cost, but we did get it worked out. That's why I gave Customer Service a 4.

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Toni Smith, Louisville

On Jun 08, 2021

American Home Shield (AHS)

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Very Happy! Communication about * & * Plumbing appointment and arrival time was great! Quick response. Plumber was very professional, friendly, respectful and knowledgeable. He fixed both my tub faucets and leaking toilet tank quickly and efficiently. Great job!

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Joshua Torpey, Louisville

On May 11, 2021

American Home Shield (AHS)

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If I could give this company 0 stars I would. They charge service fees to send out contractors they choose (usually with poor ratings and reviews themselves) to assess the request. The majority of the time the contractor writes the report so that AHS can deny the coverage and then the contractor offers to do the work with you paying them directly. Customer service is just scripted employees who never actually resolve an issue. The escalation department is consistently flooded with calls due to their poor service and also usually unable to resolve issues. Save your time and money and avoid this company at all costs!

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Marco, Ft Mitchell

On Mar 13, 2021

American Home Shield (AHS)

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It could have been a little faster, but overall very professional. Got my stove repaired without any questions. Just a few days to have it inspected, a few more submitted and approved, and 1 week for part to come in left me a total of 2 weeks without a stove. But it is like brand new now, and working as expected.

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john, Elizabethtown

On Oct 22, 2020

American Home Shield (AHS)

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Probably the simplest and most pain free warranty service/request that I have ever experienced. We had a fan in the living room stop working and it was a simple claim process using the website. Fill out some information, click submit and within 24 hours I had an appointment set up for the next day. Quick and fast processing and service. I would recommend AHS to anyone.

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Steve, La Grange

On Sep 03, 2020

American Home Shield (AHS)

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Our AC compressor fan stopped working two days before the remnants of Hurricane Laura blew through Kentucky. I submitted a request for repair Thursday morning. Because of the storm and summer backlog, the tech couldn’t get here until Saturday. When he arrived, he quickly diagnosed the problem and fixed our unit. Within 30 minutes, we had AC again - hooray!

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Davida OBannon, Louisville

On Aug 25, 2020

American Home Shield (AHS)

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My experience has been awesome. Have been a customer for 2 years and received great service. Would recommend this company to friends and family. Had another company when I purchased my home and was not happy with them. Switched to AHS after 1st year with other company. Kudos to AHS

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Mike Ippolito, Frankfort

On Aug 19, 2020

American Home Shield (AHS)

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Customer service has a bad habit of placing a caller on hold and then leaving them there. Contractors are very slow to respond. The idea behind a home warranty is to save your wallet, but with their practices that is not possible. It takes forever for them to process claims and they also try to back out of agreements that they make with their customers. Bad company with the worst customer service

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Mike Ippolito, Frankfort

On Aug 19, 2020

American Home Shield (AHS)

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Customer service has a bad habit of placing a caller on hold and then leaving them there. Contractors are very slow to respond. The idea behind a home warranty is to save your wallet, but with their practices that is not possible. It takes forever for them to process claims and they also try to back out of agreements that they make with their customers. Bad company with the worst customer service

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scotcrothers, Union

On Jul 19, 2020

American Home Shield (AHS)

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Again the American Home Shield continues to disregard my calls and refuse to show action. Talk is cheap! This is my 3rd review of them and they continually disregard my pleas for help!

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Miriam, Crittenden

On Jul 08, 2020

American Home Shield (AHS)

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They are quick to deal with the problems I am having with my home and dont have to wait for service when I\'m in need of something to be fixed

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Jamie Bowling, Catlettsburg

On Jul 02, 2020

American Home Shield (AHS)

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Our air conditioning quit and all I had to do was go on line and request a service call. Pay my service fee and then American Home Warranty took care of the rest. Great investment if your appliances and home are older. Well worth my monthly payment.

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Emmanuel Washington, Lexington

On Jun 21, 2020

American Home Shield (AHS)

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I am very pleased with the quality of the equipment provided by AHS for the repair as well as the repair time post the vendor receiving my HVAC equipment. The customer service hold times are no less than 45 minutes without a callback option which is unfortunate. You\'re often speaking with someone in an overseas call center who cannot provide any real assistance but just notes on your account or transfers you to someone stateside which often takes no less than another 35 minutes of hold time. But when you finally get a person stateside, the experience is pleasant, details are accurate, and providing resolutions are swift. But in my opinion, the hold times to reach customer service is a major area for improvement. Other than that, the claims and settlement process moves pretty swiftly. Overall when comparing other home warranty companies to AHS, AHS is still #1 in my book for transparency, honoring claims, and doing what's best for the customer.

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Ronald Jerry Gager, Hopkinsville

On Jun 20, 2020

American Home Shield (AHS)

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I had a great experience with AHS. It all started out with the initial claim. The person who took my claim was very courteous and patient. The contractor who came to my house was on time and very knowledgeable along with being polite. Great job AHS!

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Benjamin Duncan, Erlanger

On Jun 16, 2020

American Home Shield (AHS)

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I am a first time user. The first vendor assigned did not arrive for the appointment. In talking to the AHS representative, there was a great deal of confusion due to language and static on her phone. She did assign a new vendor, but there was confusion over what was to be repaired. The following day, I spoke with a different AHS rep and experienced the same language issue. We were able to agree on the items to be repaired/replaced. The vendor arrived at the appointed time and performed the repairs in a professional manner. Very satisfied with results. I definitely will recommend AHS to family and friends

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Eric Kinney, Bowling Green

On Apr 09, 2020

American Home Shield (AHS)

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American Home Shield has been great. They get the contractor to fix the problems quickly and handle any issues professionally. I highly recommend AHS to anyone who owns a home!

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Mike C, Louisville

On Feb 29, 2020

American Home Shield (AHS)

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Great customer service. HSA contacted me quickly and helped me resolve my issues. I would highly recommend them! This was a quick, easy, and painless process. Thank you HSA!

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Ray Carter, Lexington

On Dec 21, 2019

American Home Shield (AHS)

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We called on Thursday with various plumbing issues, including our sump pump. They came and fixed bathtub, two toilets, two sinks, and sump pump in about two hours. Great job. Best insurance I pay for.

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Liz Schweizer, Madisonville

On Dec 14, 2019

American Home Shield (AHS)

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This was a great experience and so simple! We woke to find our hot water heater burst on a Monday morning. I immediately filed a service request online, and I spoke with the service provider within the hour. They got all the info they needed, and came out first thing the following morning with everything they needed to replace the unit if necessary (which it was). They worked efficiently and cleaned up after themselves before they left. I'm so thankful we have our warranty with AHS!

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Tiffanie Nichols, Crestwood

On Nov 11, 2019

American Home Shield (AHS)

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Very fast repair, friendly company. Warranty covered the issue for us. Extremely happy with the speed and professionalism of all parties.

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Sha Jackson, Oak Grove

On Jul 15, 2019

American Home Shield (AHS)

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I have a rental tha twas under warranty and all of a sudden the air conditioner was not working. I went on line and submitted a claim, paid my fee right then and the next morning i was talking to the repair man and he told me he would be there in 2 days at 8 am. When he arrived he was very polite and professional, and his work truck was the most orderly truck i have ever seen. He diagnosed the problem, fixed it and he cleaned up after making sure the air was working correctly and then he left. I was very much satisfied with the prompt professional service. The next day i got a call from American Home Shield asking if the service was complete and if i was satisfied. It was a pleasure doing business with American Home Shield and the repairman. I would highly recommend "American Home Shield" to anyone.

Reviews For Home Warranty Companies

User reviews are the best way for you to make a decision on which home warranty company would work for you. They provide insights into the responsiveness of a service provider.

If you were a home warranty customer in the past, feel free to write a review style="font-weight: 400;"> about your own experiences. It will surely help others who are planning to buy an ideal home warranty plan.

How to Choose the Best Home Warranty Company?

When choosing the best home warranty in Kentucky, consider the coverage offered, the company’s reputation, and the contract cost of the plan. Always read the fine print to ensure that you are fully aware of all the conditionalities.

By HomeWarrantyreviews.com Team | Reviewed By Shashank Ramesh
https://www.homewarrantyreviews.com/wp-content/themes/HWR-2020