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last_updated_icon Last updated: July 30, 2020

New York Home Warranty Companies

Are you a homeowner in New York? If yes, you must think of protecting your home appliances and systems with a sturdy home warranty plan. We, at, have listed the best warranty company in New York to help you choose an ideal company.

If you are planning to get a home warranty, first compare companies before purchasing your ideal plan. We have an extensive database of customer reviews, ratings, and deductibles that makes it convenient for you to compare companies listed.


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A Glimpse At Average Premium In new york

The average premium for a home warranty plan is $318.98, and the average deductible is $40.55. A graph has been created for easy comprehension of the average premium of New York home warranty companies. The x-axis shows the price of the premium, whereas the Y-axis indicates the number of homeowners.

Coverage in new york (NY) major towns:

Albany Buffalo Cheektowaga
Mount Vernon New York Rochester
Syracuse Yonkers

Population : 19,378,077

Don't Let Unexpected Appliance Failures Break You!

About Home Warranty Plans

Home Depot Home Protection Plans
/ 5
Based on 131 Reviews
  • Has a Quality of Repair rating of 1.8
  • Been in the industry since 1978
  • Has a Customer Service rating of 1.6
Liberty Home Guard
/ 5
Based on 15 Reviews
  • The waiting period of the policy is 30 Days
  • Has a Quality of Repair rating of 4.2
  • Been in the industry since 2017
Total Protect
/ 5
Based on 1,026 Reviews
  • Total Protect Home Warranty provides a 180-day workmanship guarantee for any covered repairs and replacements
  • The waiting period of the policy is 30 Days
  • Offers a coverage limit of $10K
Global Home USA Warranty
/ 5
Based on 74 Reviews
  • Policy has no waiting period
  • Has a Quality of Repair rating of 3.0
  • Been in the industry since 1994
HomeServe USA
/ 5
Based on 7 Reviews
  • The waiting period of the policy is 30 Days
  • Has a Quality of Repair rating of 3
  • Been in the industry since 1993

New York Weather Conditions

The summer of New York is accompanied by sweltering heat and is the hottest in July. Such temperatures can affect the ductwork in your homes. Hot temperatures can damage the ductwork system if it hasn’t been insulated properly. This can cause a lot of discomfort to you as well as expensive repairs in a place like New York.

To get over the problem, it is best to shield your home with home warranty companies’ coverage plans during the summer by obtaining quick, professional repair work at low costs.

New York also experiences biting cold winters with snowfall. Such cold temperatures can be very damaging to your refrigerator when they are kept in cold locations like the garages or rooms with uninsulated walls.

When the outside external air is much colder than the air inside the refrigerator, it shuts down. Moreover, cold temperatures thicken the oil in the compressor, resulting in a lot of strain. To get your refrigerator fixed quickly and professionally, do contact your home warranty company immediately.

Top Home Warranty Plans In New York

Listed here are plans of some of the best home warranty companies in New York. Each company offers different kinds of plans for various categories of customers. Before making an investment decision, make sure to compare the top home warranty companies in terms of their price, coverage, add-ons, and limitations.

 American Home Shield  (AHS) has a contractor network of 15,000 licensed professionals. AHS was founded way back in 1971. Plans provided by AHS include Systems Plan, Appliance Plan, Combo Plan, and Build-Your-Own-Plan. The annual premium for a home warranty is somewhere between $299-$500+ with a deductible of $75-$125.

Choice Home Warranty (CHW) is one of the few companies which offers coverage for roof repairs in New York. Most plans of CHW are designed to protect homeowners, buyers, and sellers with services at a very affordable rate. CHW provides coverage through two plans- Basic Plan and Total Plan, which offers comprehensive coverage to the customers. The annual premium is between $370-$450 with a deductible of $60.

2-10 home warranty is an old service provider in the industry, which started in the year 1980. The company provides home warranty plans to homeowners, real estate agents, builders, and sellers. For the homeowners, there are the Systems plan, Appliances plan, Structural plan, as well as additional options coverage. For the real estate agents, there is the Seller plan and the Buyer plan covering home systems and appliances.

Planning to buy the best home warranty plan? Before investing, make sure to get your free home warranty quote to find out what your ideal plan has to offer.

Important Tips On Buying A Home Warranty In New York

  1. Manhattan and Brooklyn are the most expensive places in New York City. The cost of living is too high, and so it would be difficult for homeowners to afford repairs and part replacements for malfunctioned home appliances and systems. Instead, rely on home warranty companies in New York that offer lower premiums and higher payouts so that you get professional, yet affordable repairs and replacements when residing in high-cost areas.
  1. Landlords in New York City are under no obligation to provide appliances to renters but are required to do so as the market is quite competitive. So, usually, the appliances age over the years and would have repeated failures, which would prove very costly. In such a scenario, it is best for the landlords to protect themselves with a home warranty plan, especially the ones with flexible and comprehensive coverage. This ensures that repairs and component replacements are done at minimal costs for a wide range of appliances.
  1. Some home warranty companies in New York have been in the industry for a long time, while others are pioneers in the field. So, it is best to avail the services of companies with such long-standing experiences as they would be better at providing quality customer service.

new york Home Warranty Companies Reviews

Reviews provide you with an overall idea about the quality of services offered by different home warranty companies in New York. They guide and help you make prudent decisions before you invest with your hard-earned money. Read reviews about different home warranty companies and find the one that suits you the best.


Christine Baltz, Shandaken

On Jan 02, 2019

Lowe's Appliance Extended Warranty

My 3 year old Bosch oven died a few days before Christmas while trying to bake my holiday cookies. Usually we do not purchase extended warranties on appliances but considering the price of the stove, this time we did. I checked the warranty and to my dismay discovered the warranty was three days out of date. I called Lowes repair and was told they would return my call within the next few days and of course I did not believe them. SURPRISE...I was called by Lowes and was told that their warranty is honored 30 days after the expiration date. I expected Lowes would send a repair person, hopefully in time to complete my cookies but instead, being that our area has no qualified Bosch repair person available, (we live in a very rural area) Lowes will buy back the oven for full purchase price. Received a check a few days later for every penny I paid for the stove including tax. Christmas cookies were very good. Thank you Lowes


Kevin Harward, New York

On Dec 31, 2018

American Home Shield (AHS)

Absolutely Awesome Company!


Ray Spittler, selkirk

On Dec 19, 2018

American Home Shield (AHS)

I had a leaking 80 gallon water heater that I called AHS for. They told me that my water heater was not completely covered as per my contract because it was a larger model. I asked them to tell me where it said that in the contract and they said it didn\'t but that is all they were going to do. I talked to several people and they said that it didn't matter what my contract said, that they would only cover a 50 gallon cheaper version. In addition, the first contractor they called never called me. Nor did AHS to check on the work. I called back to get another contractor and got a second company and still had to reach out to them 48 hours later. No one from AHS ever called me to check on anything with the repair. Even the second company that they sent had a lot of issues and it took 6 days to get the problem fixed after the initial contact with the second company. I told AHS that i wanted to cancel my account and apparently that was never processed and they continued to rack up a balance saying I owed $175 to them. I am now waiting to for a email to let me know what the status of that is. If I am required to be held to their contract, so should they!!!!!!!!


Daryoosh Rahmanan, Great Neck

On Nov 09, 2018

American Home Shield (AHS)

I have my fridge. on repair since Sept/ 28 and the its not fixed. The amount of time on hold is not acceptable. technician has been to my house more than 5 times with no resolution.


Michael Crispino, Farmingdale

On Aug 02, 2018

American Home Shield (AHS)

Nothing but the Run Around, My Central Air was leaking causing 3 ceilings to drop. Called AHS, and the first A.C Contractor never called to make an appointment, I called him to make and appointment and I did, the day before I called to verify, he got Nasty and hung up on my wife. I also thought the ceiling\'s were covered as mentioned when I first signed up, only to find out they are not. The second company stated they would be here between 1 and 6, never gave me an estimated time, and I had to wait until they arrived at 9 at night, 3 hours after the scheduled window only to have to come back because they didn't have any parts to make the repairs I called earlier in the day (Today) for the second appointment and they guaranteed between 1 and 6 it is now 9:00, I'am still waiting I called them numerous times no answer to their phone and I called AHS and Waited for an operator for 20 minutes . after finally getting through she said she would try calling the company and after getting through wasn't able to leave a voicemail due to the Mailbox being full. she then told me she was going to leave an Email and I have to wait for the response I accidently called American Home service when I googled the number for American Home Shield and someone picked up right away, I think I may be changing Companies.


joe connelly, Buffalo

On May 24, 2018

American Home Shield (AHS)

Very easy to set this up on a house I was selling. 1 item came up while I was living in new state & HVAC guy was able to respond very quickly & make a quality repair that allowed me to sell the house the next day.


Zeshan Ahmed, Rockland County

On May 02, 2018

Lowe's Appliance Extended Warranty

Absolutely disgusted! It has been over a month and still my ice dispenser has not been replaced. I call the Local contractor for Lowe’s they blame Lowe’s and say the part still hasn’t shipped! Even if that is the case no one As ever reached out to me to tell me that it even update me! I call Lowe’s multiple time and each time they ay there are no notes. They offer me a buyout but I just want fridge fixed! Honestly please save yourself from this non needed frustration and agitation, not worth it. All Lowe’s want is for you to purchase their product after that your on youyour own. One last thing their local contractors are rude, nasty, and, incompetent as is Lowe’s.


Joseph Ronca, PEEKSKILL

On Apr 17, 2018

American Home Shield (AHS)

My auto renew contract was not renewed without notice. When I called I was told 45 days had elapsed and I could renew at a significantly higher rate which amounted to and almost 50% increase to my previous year\'s premium along with a 30 day waiting period for any claims. After searching I found there were cheaper warranty companies with better customer service reputations that American Home Shield.


Jack Schwartz, commack

On Apr 16, 2018

American Home Shield (AHS)

This can\'t be any easier. I opened up a service ticket on-line. Someone called within the hour. The next day, a very polite service technician shows up. Asks to confirm the issues we had with our heating system. Explains everything he will do to remedy after he looked at the problem. Left and came back 2 hours later with whatever parts he needed to replace. Problem solved. What else do you need from a service agreement? Great. quick, quality service ...


Don Nir, Oceanside

On Apr 07, 2018

American Home Shield (AHS)

Very happy with the quality of its repair people and policy of free revisit if same problem persists within 30 days


Karina, Mamaroneck

On Apr 06, 2018

American Home Shield (AHS)

Pésima atención en mi última llamada . El personal no está capacitado Con información actualizada y persona mentirosa


Lori, Buffalo

On Mar 31, 2018

American Home Shield (AHS)

I have had to use this service at least twice poet test since I\'ve had it. I\'ve always received great quality repairs by licensed service companies. It ous well worth the premium because in each instance, the first repair would have cost more than my yearly premium. I\'ve had appliances replaced, plumbing repaired, faucets replaced and more.



On Mar 27, 2018

American Home Shield (AHS)

clean efficient and solved the problem


Marie Quaranta, new rochelle

On Feb 21, 2018

American Home Shield (AHS)

I would like to say that we were thrilled with the service we received yesterday. Your customer service representative Mona was great, very informative and made it all happen quickly. We had no heat in the house and it was 15 degrees. She set up appointment, called to confirm and gave us the informaiton. The gentleman you sent from Controlled Climates was also great. He called immediately to confirm the appointment and was at the house within an hour. He knew exactly what was wrong, had the part in his truck and fixed the problem. We are warm and cozy thanks to you. Thank you for this quality of service and care.


Joe Zeppetello, Saugerties

On Jan 04, 2018

Lowe's Appliance Extended Warranty

Bought a Bosch dishwasher two years ago The door would not close becasue the rack would not close all the way. After 8 phone calls over several weeks, they finally offered to sell me a new center rack for over 100 dollars. I took the rack out and found that a plastic piece that worked with the upper rotating arm had been jamming up becasue of mineral deposits. Cleaned with CLR and it works fine. Worst case scenario would have been to spend 20 bucks on new arm and taken five minutes to replace it. These people are less than useless becasue they actually charged for the extended warranty, but refused to send a repairman out here to even look at the machine. Do not waste your money on this outfit.


william weissman, spring valley

On Dec 09, 2017

American Home Shield (AHS)

I am very disappointed in the product the longer I stay with AHS I can wait a very long time to speak to a person on the phone. Then someone comes to my house only to tell me what I told them and then it can take weeks to repair unacceptable.


vincent r greco , Westhampton Beach

On Oct 17, 2017

American Home Shield (AHS)

I placed a service call to repair a dishwasher. AHS sent me the phone number of the tech and his email. The phone number was disconnected and the email address was not valid. It is almost 2 weeks since the service all was placed. I called no less than 6 times in the past 7 days. I am currently on hold with an agent for well over 37 minutes.


Marianne, Long Island

On Oct 13, 2017

American Home Shield (AHS)

BEWARE!!!!! Would give the company a zero, but there is no zero. AHS does not live up to their promises. Still waiting since March 2016 for payment on an item that was not repaired, which AHS is supposed to "replace". Well, they don\'t actually replace they give you replacement value. But even after letters, emails, and numerous phone calls, still no payment after 18 months and counting. Hold times are usually over one hour and then the system hangs up on you. Vendors that AHS assigns the work are unreliable and inferior. I have found the the vendors try to "up sell" for parts and labor that are plan exclusions. What a scam they all have going. I am filling consumer complaint with several attorney generals office in several states. CLEARLY CONSUMER FRAUD.


cindy Lagreca, Bellmore

On Oct 09, 2017

American Home Shield (AHS)

BEWARE! Extremely long hold time after they get your payments! Over an hour wait. Still waiting for parts for my dishwasher... 3 weeks!!! (Of a family of 5) technician also no call back! Just horrible! Will go to all social media to warn others. My Mom in Las Vegas who I recommended also is totally dissatisfied!!


Michael Conti, Orchard Park

On Sep 20, 2017

American Home Shield (AHS)

My most recent experience has been terrible. It had taken more than ten minutes on hold to get through to a person. The scheduled service for us after never communicating with us as to when a good time would be for us. The only reason we even found out we had an appointment was because I called to ask what the status was. When I asked to speak to a supervisor the agent told me that she would not transfer me to them.

Tell Us What You Think About Home Warranty Companies in New York

Reviews by actual customers are invaluable in helping you make informed decisions. If you have availed the service of a home warranty company and would like to voice out your positive or negative feedback, here is an online platform to write a review. Your experiences can serve as the basis for another individual’s home warranty investment decision.