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last_updated_date Updated on July 15, 2022
last_updated_date Updated on July 15, 2022

Best Home Warranty Companies In Texas (2022)

Texas, with its second-largest economy, has been a sizable market for the home warranty industry, with several top home warranty companies operating in the state. We have evaluated the best home warranty companies in Texas to comprehensively review their coverage, service, pricing, offers, and more.

Disclaimer: We facilitate quotes from reputable home warranty providers and may earn a commission, but that does not influence our evaluation process to produce unbiased reviews.

7 Best Home Warranty companies In Texas

Take a look at the best home warranty companies in Texas:

Premium

$39-$60

Deductible

$75-$125

System Coverage

Unlimited

States Covered

49

Activation

30 Days

Appliances Coverage

$6K-Unlimited

17,000 Local Contractors Paid $2 Billion In Claims
Plan Details
17,000 Local Contractors Paid $2 Billion In Claims

Premium

$46-$55

Deductible

$60-$85

System Coverage

$3000/Item

States Covered

49

Activation

30 Days

Appliances Coverage

Upto $3K/item

25,000 Contractors Handled Over 5,000,000 Service Requests
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Offer(s) available: 1st month free + Free roof coverage
Plan Details
Offer(s) available: 1st month free + Free roof coverage
25,000 Contractors Handled Over 5,000,000 Service Requests

Premium

$60-$65

Deductible

$60-$100

System Coverage

$2k/Item

States Covered

46

Activation

30 Days

Appliances Coverage

$500/Item

Network Of Over 10,000 Contractors Lowest Deductible In The Industry
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Offer(s) available: $150 off + Free roof coverage + 2 months free
Plan Details
Offer(s) available: $150 off + Free roof coverage + 2 months free
Network Of Over 10,000 Contractors Lowest Deductible In The Industry

Premium

$50-$60

Deductible

$75

System Coverage

$1.5k/Item

States Covered

46

Activation

30 Days

Appliances Coverage

$1.5k/item

90-Day Service Guarantee No Limits On Claims
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Offer(s) available: $200 Off + 2 Months Free*
Plan Details
Offer(s) available: $200 Off + 2 Months Free*
90-Day Service Guarantee No Limits On Claims

Premium

$40-$47

Deductible

$50, $100, $125

System Coverage

$2.25k/Item

States Covered

49

Activation

30 days

Appliances Coverage

$1k/Item

20+ Years of Experience Choice On Contractors
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Plan Details
20+ Years of Experience Choice On Contractors

Premium

$35-$50

Deductible

$90

System Coverage

$2k/Item

States Covered

45

Activation

30-days

Appliances Coverage

$2k/Item

Plans Starting At $1/Day Vast Network Of Contractors
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Plan Details
Plans Starting At $1/Day Vast Network Of Contractors

Premium

$27-$51

Deductible

$100-$150

System Coverage

$1.5k/Item

States Covered

48

Activation

30 days

Appliances Coverage

$2k/Item

40+ Years of Experience Completed Over 1 Million Claims
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Plan Details
40+ Years of Experience Completed Over 1 Million Claims

Texas’ Top Home Warranties Reviewed

We've reviewed the seven most popular home warranty companies of Texas; take a look:

American Home Shield (AHS) Review

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Plans/Coverage
Cost
Info

American Home Shield has been the industry leader since 1971. It is known for providing a wide range of coverage and high-dollar payouts. 

What To Expect From AHS:

  • Dollar limits of $3000 on appliances & unlimited on systems.
  • Workmanship guarantee of 30 days.
  • Covers undetectable pre-existing conditions

Customers can pick between three plans, ShieldSilver, ShieldGold, and ShieldPlatinum, with various add-ons.

American Home Shield plans cost between $39 to $70 per month with three options on deductibles: $75, $100, and $125.

Premium$39-$60
Service Fee $75-$125
Limit$6K-Unlimited
Activation 30 Days
Cancellation FeeN/A
Premium$39-$60
Service Fee $75-$125
Limit$6K-Unlimited
Activation 30 Days
Cancellation FeeN/A

Choice Home Warranty Review

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Plans/Coverage
Cost
Info

Choice Home Warranty is one of the leading service providers and has covered over 1.6 million homes. Its plans and deductibles are economical compared to other providers.

What To Expect From CHW:

  • Offers 90-Day parts & 30-day labor guarantee.
  • Coverage without extra fee for homes up to 5000 sq. ft.
  • Coverage limits of up to $3000 per item.

Choice Home Warranty offers two plans to homeowners – Basic Plan and Total Plan with free roof coverage.

The Basic Plan costs $45 monthly & the Total Plan costs around $55, and CHW charges service fees from $75 to $150.

Premium$46-$55
Service Fee$60-$85
LimitUpto $3K/item
Activation30 Days
Cancellation Fee$50
Premium$46-$55
Service Fee$60-$85
LimitUpto $3K/item
Activation30 Days
Cancellation Fee$50
1st month free + Free roof coverage
Offer(s) available:1st month free + Free roof coverage

Select Home Warranty Review

Details
Plans/Coverage
Cost
Info

The Select Home Warranty has three plans where Bronze Care is quite popular. Its premium is quite affordable, and there are often discounts from the company.

What To Expect From SHW:

  • Dollar limits of upto $2000 per item.
  • Offers same-day response on claims.

Select Home Warranty has three plans for homeowners; Bronze Care, Gold Care, and Platinum Care; Platinum Care is the most comprehensive.

The Bronze Care and Gold Care plans cost $60 monthly, whereas the Platinum Care plan comes at $64 per month. The deductibles from SHW vary for each state, usually between $60-$100.

Premium$60-$65
Service Fee$60-$100
Limit$500/Item
Activation30 Days
Cancellation Fee$75
Premium$60-$65
Service Fee$60-$100
Limit$500/Item
Activation30 Days
Cancellation Fee$75
$150 off + Free roof coverage + 2 months free
Offer(s) available:$150 off + Free roof coverage + 2 months free

ServicePlus Home Warranty Review

Details
Plans/Coverage
Cost
Info

ServicePlus offers two plans covering the home systems and appliances and several add-on items. The offered pricing is also affordable. Service Plus has been rated favorably for its service quality.

What To Expect From ServicePlus:

  • Offers a limited free coverage to new users
  • Provides guarantee of 90 days on parts & 30 days on labor
  • Dollar limit of $1.5k per contract item

Service Plus Home Warranty offers two plans: Gold Plan & Platinum Plan with 18 optional items.

ServicePlus plans range between $50 to $65. Aside from the premiums, a deductible of $75 has to be paid for every service visit.

Premium$50-$60
Service Fee$75
Limit$1.5k/item
Activation30 Days
Cancellation Fee $50
Premium$50-$60
Service Fee$75
Limit$1.5k/item
Activation30 Days
Cancellation Fee $50
$200 Off + 2 Months Free*
Offer(s) available:$200 Off + 2 Months Free*

America’s Preferred Home Warranty (APHW) Review

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Plans/Coverage
Cost
Info

America’s Preferred Home Warranty has been in business for over 20 years and serves affordable plans to homeowners, buyers, and realtors. Apart from that, the company also offers the freedom to select a licensed contractor.

What To Expect From APHW:

  • Offers a choice to pick your licensed contractor
  • Dollar limits of upto $25k per contract term

APHW provides a home warranty plan; Basic Coverage that customers can upgrade with Preferred add-ons.

The APHW plans cost $39 per month and go up to $47, depending on the choice of deductible ranging from $50, $100, to $125.

Premium $40-$47
Service Fee$50, $100, $125
Limit$1k/Item
Activation30 days
Cancellation Fee$25
Premium $40-$47
Service Fee$50, $100, $125
Limit$1k/Item
Activation30 days
Cancellation Fee$25

Liberty Home Guard Review

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Plans/Coverage
Cost
Info

Liberty Home Guard is a New York-based home warranty company that serves flexible plans across the United States. It has a vast network of certified and trained contractors available 24/7 for the services.

What To Expect From Liberty:

  • Workmanship guarantee of 60-days.
  • Dollar limit of $2k per item.

Liberty Home Guard provides three plans to the customers: Systems Plan, Appliance Plan, and Total Home Guard Plan. Apart from that, you can opt to purchase optional items from an extensive list.

LHG plans cost $35 to $50 monthly, and If you include any optional item, annual costs will be $44 to $195. The company also charges a $90 deductible or service fee.

Premium$35-$50
Service Fee $90
Limit$2k/Item
Activation30-days
Cancellation Fee$50
Premium$35-$50
Service Fee $90
Limit$2k/Item
Activation30-days
Cancellation Fee$50

Cinch Home Services Review

Details
Plans/Coverage
Cost
Info

Cinch Home Services is the 2nd largest provider of home warranty plans in the States. It has a large network of 18,000 service professionals and serves over 1 million requests every year across 48 states.

What To Expect From CHS:

  • Workmanship guarantee of 180 days.
  • $500 Homeowners Insurance Deductible Reimbursement.
  • Dollar limit of upto $2k per item.

Cinch Home Services has three plans for homeowners: Appliances Plan, Built-in Systems Plan, and Complete Home Plan. They also offer a Premier Upgrade package that includes electrical & plumbing modifications, code upgrades, permits, condenser pads, and more.

Cinch Home Services prices its plans from $34.99 to $67.99 per month with deductibles of $75, $100, or $150 (depending on the plan).

Premium $27-$51
Service Fee$100-$150
Limit$2k/Item
Activation30 days
Cancellation Fee10%
Premium $27-$51
Service Fee$100-$150
Limit$2k/Item
Activation30 days
Cancellation Fee10%

Important Tips On Buying A Home Warranty In Texas

Weather conditions in Texas are characterized by extreme temperatures, which can speed up the normal wear & tear of your household items. Some systems and appliances are more prone to breaking down than others, depending on the climate.

The below-mentioned weather profile of Texas highlights why safeguarding your appliances and systems is essential.

Average Rainfall Average Sunlight General Climate Conditions Tropical Cyclones
27.25 inches/ Year 235 Sunny Days/ Year
  • Hot and Humid Summers
  • Freezing Winters
August - October 
Hurricane Harvey

So, the overwork to maintain optimal temperatures exerts immense strain on various parts and components of the devices. This eventually results in the appliances or systems breaking down, and fixing them can burn a hole in your pocket. Therefore it is essential to protect your important household items with a home warranty.

To get an ideal home warranty, begin your research by taking inventory of all home systems and appliances and considering the following:

  1. A home warranty coverage is limited to the terms and conditions set by the company. Read the fine print and exclusions before deciding on a particular home warranty plan.
  2. Find out everything about a home warranty company by reading the company and customer reviews. Most home warranty service providers don't cover pre-existing conditions, so ensure that your devices pass home inspection tests beforehand.
  3. Texas has sweltering summers. When the temperatures soar, many of your home appliances and systems have to work overtime to beat the heat. Therefore, look for the cheapest home warranty with comprehensive coverage of home items prone to damage in summer.
  4. As a new home warranty buyer, enquire with your friends and neighbors about the best home warranty services they have come across in Texas.

A Glimpse At The Average Premium In Texas

Home Warranty In TX Cities

Home Warranty plans are available in the various parts of TX (Texas). However, it is purchased in these major cities: Arlington, Austin, Corpus Christi, Dallas, El Paso, Fort Worth, Houston, LaredoLubbock. San Antonio, and Waco.

Home Warranty Coverage in the States

Resources for homeowners in Texas

The Bottom Line

Many home warranty companies offer warranty plans in Texas that include coverage for all major home systems and appliances. The quality of services and coverage options differ from one company to another. We recommend getting free quotes and reading fine prints before purchasing a Texas Home Warranty.

Review Methodology

At HomeWarrantyReviews.com, we are dedicated to providing in-depth home warranty reviews so you can choose the best home warranty company & make the most out of it. We examine, compare, and analyze the companies on the following factors:

FAQs

Are Home Warranties Required In Texas?

Home warranties in Texas can be helpful because the heat accelerates the turnover of the covered systems and appliances. Therefore, breakdowns are more likely to occur, especially if you have an older home. They aren’t mandatory, unlike home insurance, but having a plan gives you peace of mind at a low monthly cost.

Which Is The Best Home Warranty Company In Texas?

Regional and national home warranty companies serve Texas homeowners, and the best to the worst rating is therefore somewhat subjective based on customer preferences. Texan users of HomeWarrantyReviews.com have reviewed Choice Home Warranty, ServicePlus Home Warranty, and AHS favorably for the range of plans, pricing, and technician quality.

What Are The Home Warranty Regulations In Texas?

Texas home warranty laws are regulated by the Texas Real Estate Commission and self-regulated by the National Home Service Contract Association. NHSCA is an industry body where members must adhere to specific standards. The companies must operate according to the TREC guidelines and offer an efficient claims process.

How To File A Home Warranty Deed In Texas?

A home warranty deed has nothing to do with a home warranty for repairs and replacements. It’s a document that establishes you as the rightful owner of your property with no competing claims. You can file a home warranty deed by getting one from your real estate agent or downloading it online. Fill it with the proper documentation and then get a signature before a public notary.

What Does A Home Warranty Cover?

A home warranty covers most home systems like HVAC, electrical and plumbing systems, and home appliances like washing machines, refrigerators, built-in microwave, oven, range and cooktop, garbage disposal, etc. The exact coverage details are specified in the contract and should be studied carefully. Home warranties do not cover all parts and components of the mentioned systems and appliances.

Do Home Warranties Cover Plumbing Stoppages?

Many home warranty companies do cover plumbing stoppages like Select Home Warranty. If there are stoppages in drain and sewer lines up to 100 feet from the access point, leaks and breaks of water, drain, gas, waste, or vent lines, the home warranty technician will fix it. However, home warranty companies exclude stoppages due to roots, collapsed, broken, or damaged lines, especially outside the perimeter of the main foundation.

Is A Residential Service Contract The Same As A Home Warranty?

Yes, a residential service contract is the same as a home warranty. Home warranty companies are also called residential service contract companies.

Homeowners Insurance Vs. Home Warranty: What's The Difference?

Homeowners insurance is a mandatory requirement for getting a mortgage. It’s an insurance policy that covers the cost of destruction and damage to the exterior and interior of a house, losses due to theft, and personal liability for accidents. On the other hand home warranty is a service contract that covers the cost of repair and replacement of home systems and appliances due to normal wear and tear.

How Do I Make A Home Warranty Claim?

To file a home warranty claim, you have to login into your customer account on the website or call up the customer support team of the home warranty company. You have to describe the problem, and the service representatives will schedule a visit from a licensed technician. The company will pay for the service if the technician determines that the policy covers the breakdown.

Why Should You Trust HomeWarrantyReviews.com

Texas Home Warranty Companies Reviews

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Joyce Thompson, Plano

On Aug 08, 2022

Lowe's Appliance Extended Warranty

Rating starRating starRating starRating starRating star

Lowe\'s has outsourced most if not all of their appliance extended warranty plans to Assurant. I think that it\'s located in Pakistan. It doesn\'t pay claims and there\'s not much you can do about it here other than write negative reviews. They throw every possible obstacle in your way, make you jump through numerous hoops and then deny your claim anyhow. If you ask to speak to a supervisor, they purposely drop your call while you're waiting. Check out the reviews for Assurant. Do not waste your money on this total scam! My rating is minus 5 stars.

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Valerie Gunter, San Antonio

On Aug 02, 2022

American Home Shield (AHS)

Rating starRating starRating starRating starRating star

Never had an issue with Home Shield. Very prompt on getting my repairs done and back in working order. Staff is very friendly and helpful if I have any questions or concerns.

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Miguel , Anna

On Jul 31, 2022

American Home Shield (AHS)

Rating starRating starRating starRating starRating star

It worth every single dollar I pay every month. I only had to pay the service fee and that was it. I highly recommend AHS for your home warranty, you won’t be disappointed.

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Eric, Dallas

On Jul 29, 2022

American Home Shield (AHS)

Rating starRating starRating starRating starRating star

We appreciate the professional manner in which our air conditioning concern was handled. American Home Shield and AC Wiza^^ were both communicative the entire step of the way making me feel comfortable everything would be handled well. AC Wiza** was a great company to work with too.

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Melisa G , San Antonio

On Jul 28, 2022

American Home Shield (AHS)

Rating starRating starRating starRating starRating star

Cor** was amazing. He is a great asset to the company. Very knowledgeable and professional. He had great customer service along with tips on how to preserve and maintain my A/C unit. Would definitely use them again.

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Darla frey, Amarillo

On Jul 28, 2022

American Home Shield (AHS)

Rating starRating starRating starRating starRating star

This is the second time I have contacted my home warranty and both times were excellent service US-Air conditioning service in my opinion is the best they have also been here both times and I highly recommend them

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Robin Rosen, San Antonio

On Jul 28, 2022

American Home Shield (AHS)

Rating starRating starRating starRating starRating star

Have been very pleased. In the last month I’ve needed 4 things repaired. American Home Shield has responded quickly. Every contractor they sent was professional and able to fix the problem. I’ve been very happy.

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steven spivack, Dallas

On Jul 28, 2022

American Home Shield (AHS)

Rating starRating starRating starRating starRating star

Needed an ice machine replaced. AHS got a repair company here and within a week the new part was installed Great job by the refrigerator repair company and by AHS getting things set up.

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Joel, Texarkana

On Jul 27, 2022

American Home Shield (AHS)

Rating starRating starRating starRating starRating star

Our refrigerator ice dispenser broke down and needed repair. Upon request, Superior Maytag contacted us immediately and scheduled visit. Repairman was unable to fix on same day as he has to order the part but it did not take but several days abd he was back to fix it.Excellent service, fast and timely! No issues or problems encountered whatsoever.

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Cynthia Brown, Canton

On Jul 27, 2022

American Home Shield (AHS)

Rating starRating starRating starRating starRating star

Plumbing problem from the guest bathroom caused water damage to first floor closet. The company sent had many scheduling problems and the first technician was awful. Once they was able to come out again the technician Al** was Amazing

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mike sizemore, Allen

On Jul 26, 2022

First Premier Home Warranty

Rating starRating starRating starRating starRating star

If there was a negative star these clowns would get it, no service, no help, no phone answering. They use sub par contractors, read the contract careful they exclude almost every possible scenario so that you wont get service. You have been warned

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Ruben Trevino, Raymondville

On Jul 25, 2022

American Home Shield (AHS)

Rating starRating starRating starRating starRating star

Your team is great. Your contractor Cabera\'s plumbing did an outstanding job. Quick, clean, very professional. I was able to get back to work without losing much time. I will recommend you company to friends and family.

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KAY HARRILL, Addison

On Jul 22, 2022

American Home Shield (AHS)

Rating starRating starRating starRating starRating star

I had a clogged upstairs sink. The Tech came at the scheduled time and immediately proceeded to work on the clogged sink. It only took him less than 10 minutes, and only worked from the sink, did not go into the attic like the tech did last time. I am hoping that it lasts. Then the next day I found that I did not have Hot Water, but I don\'t see how is could have been a fault of this Tech since he did not go into the attic.

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Carl Leon Richardson, Killeen

On Jul 22, 2022

American Home Shield (AHS)

Rating starRating starRating starRating starRating star

A. *. *. Air Services conducted the work. Technician, Shawn, was great. He diagnosed the problem and fixed the issues in a timely manner. Professional, and courteous. Explained all the work that he was doing.

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Johnnie Hahn, Temple

On Jul 21, 2022

American Home Shield (AHS)

Rating starRating starRating starRating starRating star

Had a great experience with AHS contractor La** Service. They came out to service one of our AC units. After consulting with Lane and doing some research we replaced the entire system. AHS was very responsive and approved our work immediately. Thanks AHS and La** Services.

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Katherine Campbell , Wichita Falls

On Jul 21, 2022

American Home Shield (AHS)

Rating starRating starRating starRating starRating star

Everything was good and very quick and he was very professional. Glad we were able to hear him knock on the door this time around. Hope that we don\'t ever miss the repair person again.

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Joy Hickman, Garland

On Jul 19, 2022

American Home Shield (AHS)

Rating starRating starRating starRating starRating star

Isre** was great. He was very professional. He explained issue and what I could to do to prevent this from happening again. He showed me how to clean my unit to help with any issues, showed me signs to look for.

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Mike Cantrell, Houston

On Jul 19, 2022

American Home Shield (AHS)

Rating starRating starRating starRating starRating star

Excellent service. Very knowledgeable about the system. Very personable and very polite. I would recommend this service to everyone. The service technician was very good at keeping me informed, and explaining what was being done. Thank you.

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Maisie May , Fresno

On Jul 18, 2022

American Home Shield (AHS)

Rating starRating starRating starRating starRating star

Very pleasant young who came to check my AC problems. He.was able to diagnose and fix the problem and I am very pleased. It\'s difficult to be comfortable when it\'s almost 90 inside. Thanks AHS for the company that you selected to fix my problem.

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Denise Smith, Magnolia

On Jul 15, 2022

American Home Shield (AHS)

Rating starRating starRating starRating starRating star

Cl** did a timely, knowledgeable and professional job repairing our dishwasher. He also did a good job of cleaning up after himself and was respectful to my husband who interacted with him the most.

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T Ring, Keller

On Jul 14, 2022

American Home Shield (AHS)

Rating starRating starRating starRating starRating star

I\'ve had American Home Shield coverage since 2007. I\'ve never had an issue with any service call I\'ve placed. If you don\'t have patience, I don\'t think you\'ll like any home warranty. They assign the repair to a service company and the appointment for the repair is setup between yourself and the service company. I love knowing when I have someone out to repair an item, I know exactly how much it's going to cost. My repairs have always been completed on the first call, except one. I had a wall oven that quit. The part needed wasn't available. Extra time was needed to find a replacement oven and schedule delivery and installation of the new oven. I did have the option to accept their cost as settlement and find my own oven. I've had a/c repairs, the oven, a garbage disposal, and a microwave. I renew annually as I'm happy with the service I receive, the customer service available, and the online scheduling.

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Vicki White, Mount Pleasant

On Jul 14, 2022

American Home Shield (AHS)

Rating starRating starRating starRating starRating star

Our air conditioner quit cooking. We live in rural North East Texas. The insurance company was prompt to assign a company to do the repair. The company they assigned to us was about an hour away. We believed the company was giving us the runaround. Told us first no part ordered. Waiting for approval fom insurance. The insurance approved the request for repair - then it was another week before the company came out. Saying there was a part ordered. (Which there was not.). In the meantime we were fighting temperatures of 103 degrees plus. When I called to talk insurance, voicing our concerns. I was told in order to change to different company we would have to pay for another request. It was very frustrating as I have Diabetes and poor heat tolerance. I found out later that the woman in the company's office was new.

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Diane Patrick, Houston

On Jul 14, 2022

American Home Shield (AHS)

Rating starRating starRating starRating starRating star

The serviceman was on time, and he was able to perform the required repair/part replacement with no additional fee. It was almost 100 degrees outside when he had to work on both the outdoor AC unit and go up into the attic which was even hotter. He was a very pleasant young man, who completed the tasks with no complaints.

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Barbara Collins, Belton

On Jul 12, 2022

American Home Shield (AHS)

Rating starRating starRating starRating starRating star

Excellent . This was the first time in 20 years the repair service request and the problem was actually resolved the same day! “Y*** T**** P******* C*” was Fantastic! The repair man was friendly, courteous, very knowledgeable and didn’t make a mess!!

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Carmen Wright, Plano

On Jul 12, 2022

American Home Shield (AHS)

Rating starRating starRating starRating starRating star

Downstairs unit was making strange sound when would shut off and house wasn’t cooling. I have two units and was told they would check both. The company that was sent only checked one and not the one I said was making the noise. So they charged me for a little Freon never checking the unit they should have. I called AHS back and the agent could hardly be understood and argued with me about what I had put in for the service call. There was no question of what I said was wrong and the ac company didn’t fix the issue. So they had to come back out and yes the problem was the main unit that was making the noise. He was very knowledgeable and there happened to be another AC person next door that concurred that it was the compressor. AC wizard was always nice on the phone the first tech just didn’t check the main unit and should have. The second guy think his name was Greg was great. And they had a quick turn around of getting the part it will be fixed Thursday. Saddened with AHS questioning what my initial issue was and I was out more cash because the small unit upstairs had to run constantly making my electric bill double by not fixing it the first time.

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