Best Home Warranty Companies In Washington
By 2023, the homeownership rate in Washington will be 65%. These growing numbers of Washington homeowners spend, on average, 15% of their monthly expenses on home maintenance. In contrast, the average cost of a home warranty is $318.98 per year, a much smaller amount than the $1000-$3000 they’d otherwise spend. Considering these numbers, you can see why investing in a home warranty may be a good idea.
Home warranties cover mechanical failures and breakdowns due to regular wear and tear. A major economy like Washington offers a lot of home warranty choices. To help you choose the right one, we have evaluated the plans, prices, coverages, and many more factors of the top home warranty companies serving here.
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Top Home Warranty Companies In Washington
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Fidelity National Home Warranty |
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They are among the few companies that offer roof leak coverage
PRICING
$350-$445
SERVICE FEE
$65
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America's First Choice - AFC |
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They offer four plans and a workmanship guarantee upto three years
PRICING
$440
SERVICE FEE
$60
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Service Line Warranties (SLW) |
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PRICING
$400
SERVICE FEE
N/A
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Super Home Warranty |
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PRICING
$729-$1399
SERVICE FEE
$75
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Total Protect |
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They offer coverage for pre-existing conditions & rust & corrosion.
PRICING
$491 - $1055
SERVICE FEE
$100
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American Residential Warranty |
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PRICING
$402
SERVICE FEE
$50
833-809-7446
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Residential Warranty Services |
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PRICING
$375
SERVICE FEE
$75
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Lowe’s Protection Plans |
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PRICING
$5 - $350
SERVICE FEE
N/A
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Home Depot Home Protection Plans |
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PRICING
$500
SERVICE FEE
N/A
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Sears Home Warranty |
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PRICING
$49.99 - $69.99
SERVICE FEE
$75 - $100
A Glimpse At Average Premium In Washington
This graph shows you the average cost of home warranties in Washington. The average premium that customers pay is $318.98, and the deductible amount is $40.55. The X-axis displays the number of homeowners, and the Y-axis indicates the premium price.
Best Home Warranty Plans In The State Of Washington
Several home warranty companies operating in Washington make it difficult for any consumer to choose the most suitable plan that meets all their needs. So, we have compiled a list of the most preferred plans for homeowners in Washington.
American Home Shield (AHS) - American Home Shield is a pioneer in the home warranty market of Washington as the first company ever established in 1971. The Shield Platinum plan of AHS is a good option for people who want mid-level coverage against breakdowns due to the wear and tear of home systems and appliances. They also offer coverage boosts to extend the dollar limits on payout amounts.
The Home Service Club (HSC) - HSC offers two plans, Standard Coverage Plan and Comprehensive Coverage Plan, including critical household systems and appliances. They are one of the few companies that allow customers to follow the status of repairs using their login accounts. The plans are pretty affordable with a reasonable TCF.
First American Home Warranty (FAHW) - Washington residents also opt for FAHW as this home warranty company offers affordable coverage with add-on plans having additional items. It has a Basic and Premium plan covering all major household systems and equipment prone to wear and tear.
You can even select Cinch Home Services as they also have comprehensive coverage plans for your home systems and appliances. Based on customer reviews, we recommend taking a look at Home Service Club’s Comprehensive Coverage Plan. If you want to know the exact pricing details for any top companies, get your free home warranty quote now!
Important Tips On Buying A Home Warranty In Washington
- Some home appliances are sensitive to electrical fluctuations like power failures and power surges. When the voltage is too high or too low, it stresses the device, reducing the service life of the appliance. So, make sure your electrical system is protected from the wear and tear caused by frequent power outages in Washington (which has one of the worst in ratings for power grid dependability in the US).
- Washington has hard water, which may cause difficulties with your sink and shower drain. Hard water produces heavy mineral accumulation throughout the pipes, eventually leading to clogs in the sink and shower drain. This results in leaks and other problems. Therefore, search for a home warranty that covers your plumbing system comprehensively.
- Choose a home warranty plan depending on the age of the home. For example, newly built homes in Spokane usually have a manufacturer's guarantee on home systems and appliances, eliminating the need to purchase a home warranty for the first few years. However, when purchasing a pre-owned home, the home systems and appliances are likely to be worn out, so it is best to get a home warranty plan.
- Are you wondering whether a home warranty helps minimize repairs and replacements costs for your home appliances? Then, use our Home Maintenance Calculator tool that will answer this question. It analyzes the cost of home maintenance based on the age of your home and the number of repairs needed every year.
- We recommend getting a home inspection if you have older systems and appliances, even if the home warranty companies don’t make it mandatory. It reduces the chances of claim denial if the company doesn’t cover pre-existing issues.
Weather Conditions And Impact On Household Items
Washington can get quite humid in the summer. The state also experiences a decent amount of rainfall during the monsoon. Washington has also been experiencing heat waves in the summer, which have been getting hotter every year. The high level of hot moisture in this climatic zone may accelerate the wear of your devices, and such repairs will burn a hole in your pocket.
The long cold winters in Washington require you to run your heater to continue to keep the home warm and cozy. As they work overtime, heating systems may wear out, and fixing them requires expertise. With a home warranty plan, you can not only protect this device but also get it serviced by a top-class technician.
Frequently Asked Questions
Who regulates home warranties in Washington?
Washington home warranty companies are regulated by the Washington State's Insurance Commissioner's Office. This authority is responsible for licensing home warranty companies, So before signing a contract, don’t forget to check if the company is registered and licensed.
How should I choose a home warranty company in Washington?
When thinking about buying a home warranty in Washington, you should always read the reviews and check the rankings of the home warranty company and then evaluate the plans and coverage. Check if the inclusions cover the most critical parts and components. You should carefully read and understand all of the terms and conditions of the contract before signing it.
Is a home warranty required in Washington?
It’s not mandatory, but a home warranty plan can provide you with peace of mind, knowing that you can call upon licensed technicians whenever you need them. Secondly, Washington has a high living cost, so repairs or replacements can burn quite the hole in your household budget. Getting a home warranty can reduce the costs of unexpected repairs and replacements due to the regular wear and tear of home systems and appliances.
Who needs a home warranty in Washington?
Home warranties can benefit Washington homeowners, real estate agents, and homebuyers who want to cover repairs & replacements of their aging home systems and appliances.
Do home warranty companies replace appliances?
Yes, warranty companies may replace the appliances that fail due to mechanical wear and tear. However, the home warranty provider will pay a prorated amount in lieu of replacement (if they cannot do it themselves), based on the assessment of the repair contractor.
Do I need a new home warranty in Washington state?
A new home or third-party warranty or builder warranty is different from the home warranty spoken about here. It is generally included when you purchase a new home or remodel your old home. It covers a structural part of the home, such as concrete flooring, plumbing, or electrical work. So, it will be a wise decision to have a new home warranty in Washington to deal with structural issues that may crop up years later.
Washington Home Warranty Companies Reviews
Larry Scafati , Camas
On Jun 22, 2022
American Home Shield (AHS)
Great coverage and good local repair companies. They do not look for reasons to decline your claim. Great to work with. Customer service is in an Asian country with language barrier and they don’t seem to be able to make decisions. That is the only reason for the 3 stars on customer service. The overall rating is still 5 stars!
Mimi Mukai, Lakewood
On Jun 21, 2022
American Home Shield (AHS)
AHS was easy to work with. Customer service was excellent, the communicated each step to resolve the issues. Mostly, they were timely and efficient. They sent someone to look at the problem with in 24 hrs, and resolved issues within a week including ordering parts.
chandramouli venkatesh, Redmond
On Jun 08, 2022
American Home Shield (AHS)
I had the misfortune of 2 appliances failing refrigerator and water heater within a span of 3 months between March and May 2022. I am super glad that I had the AHS insurance and they covered and paid for both completely! They were prompt in assigning contractors for both cases. In the case of the refrigerator, they had sent 3 different contractors to get multiple opinions and diagnosis so it took a little longer (2 weeks or so since problem was happening on and off ), but at the end, they paid for a brand new replacement and hauled away the old one. All in all it took about a month or so to resolve, but I could not have done it any faster, myself. In the case of water heater, the whole process took about a week. No hassles! They replaced the old unit ( A * S**** brand) with a modern R**** brand. Again very courteous and professional thru out. Really recommend AHS.
Sharon Franco, Mercer Island
On May 25, 2022
American Home Shield (AHS)
My experience was great! On time. Very pleasant. Knew what to look for. Had what was needed to repair the dryer. Advised me to clean the lint filter, he pulled some lint out. I was very pleased with the service.
Efrain Izaguirre , Kennewick
On May 21, 2022
American Home Shield (AHS)
Am very pleased with the support by AHS in honoring their services of repairs on my washer, range, and approval for like for like replacement for a microwave oven. I am in the process of shopping for a new replacement. I am probably going to shop on my my own and receive credit check for the money amount as warranted by AHS. The whole process has been very successfully handled expediently and professionally. I am confident that “installation” of the new replacement microwave that I will be purchasing will be covered by AHS. Thank you so much!
nicole smith, Lake Stevens
On May 17, 2022
American Home Shield (AHS)
I have had AHS for awhile but never needed to make a claim until a few weeks ago. They ended up replacing my fridge and I am so thankful!!!!
Cheryl VanDusen, Spokane
On May 13, 2022
American Home Shield (AHS)
I am absolutely thrilled we have this policy. We have had 2 issues that came up and they were amazing to work with and the speed was amazing as well. So worth the monthly fee.
Jasmine , Spanaway
On May 01, 2022
American Home Shield (AHS)
Smooth transition from filing my request to having a contract come an fix my water heater to having them come and replace. Very good and I am very pleased with the service.
Hazel Faul, Castle Rock
On Apr 27, 2022
American Home Shield (AHS)
Very bad, have not resolved the issue been waiting since 2/23/2022, they admitted its wrong,& supervisor hung up on me. They caused me pain & suffering,stress, & loss of sleep. I\'ve begged them to help me,said there\'s nothing they can do but wait but yet they continue to take my money out every month & I have to wait. I will not recommend AHS to anyone. I'm begging again to resolve my dryer issue now it's been over 2 months at no fault of my own. Please help me. Hazel Faul 4/27/2022
Hazel Faul, Castle Rock
On Apr 27, 2022
American Home Shield (AHS)
Very bad, have not resolved the issue been waiting since 2/23/2022, they admitted its wrong,& supervisor hung up on me. They caused me pain & suffering,stress, & loss of sleep. I\'ve begged them to help me,said there\'s nothing they can do but wait but yet they continue to take my money out every month & I have to wait. I will not recommend AHS to anyone. I'm begging again to resolve my dryer issue now it's been over 2 months at no fault of my own. Please help me. Hazel Faul 4/27/2022
Julie Dunlap, Allyn
On Apr 15, 2022
American Home Shield (AHS)
I don’t do reviews but my experience with AHS was so impressive that I wanted to give them a shout out! They were friendly, helpful and fast. They sent me a picture of the repairman that was coming to my home, which I greatly appreciated. The repairman put shoe covers on. Overall excellent service from beginning to end!
Kevin Osborne, Richland
On Apr 12, 2022
First Premier Home Warranty
Most expensive, unethical racket in Home Warranty business. Bought a 6 year, $2,500 warranty. (Monthly cost: $34.72 a month). Had 2 claims. Both deemed irreparable. Fought for 25% and, 10% for payouts! Cancelled after 10 months. Had to fight to get a $600 refund!!! Expected around $2,150 for 10 months.
Chevy Demirel, Everett
On Apr 07, 2022
American Home Shield (AHS)
Still waiting for part to complete dishwasher. So far good. Disappointing that dishwasher part broke so easily and soon. But worker was helpful Garbage disposal repair excellent
Mi, Seattle
On Apr 06, 2022
Lowe’s Protection Plans
This is a scam. No one will answer your call. Seems to me they are avoiding repairs. Paid $130 for a protection plan for 5 years. S**** is a way better company. Avoid buying at Lowes
KENNETH J MILLER, Spanaway
On Mar 23, 2022
American Home Shield (AHS)
Great job by the repair team. Quick service and friendly staff. Home Warranty has a great line of professionals doing the job. Thank you for a job well done!
Roger Shepard, Aberdeen
On Mar 12, 2022
American Home Shield (AHS)
this "company" and in fact the whole industry should be regulated out of existence. They are a TOTAL rip-off. We were "gifted" a "policy" by one of the realtors in our home purchase. It was a disaster from start to finish. They claim to have "local" contractors for everything every place but unless you live in a major metropolitan area that is a lie. Here's our experience: A, Never told us you have to turn ALL the issues in at once when you pay your $100 fee to report services requested" so we ended up reporting twice and paid $200. B. So called free re-key service.. they paid nothing because they didn't have anyone in the area so we had to find someone to rekey our 8 locks. When bill submitted we were told they only cover two locks. (Whose home only has two locks, apartment?). C. The house had several problem with plumbing, their "contractor" came to the house looked at the problems (didn't fix anything saying he had to go back and write it up for authorization and never came back or answered our calls and AHS started telling us it was taken care of. 3. New house had a problem with Washer/Dryers. Told they don't cover that. Problem with Jacuzzi Tub...they don't cover that either. After threatening several times they agreed to have someone look at the Jacuzzi tub. They found a "contractor" 50 miles away, issued a work order and cancelled it immediately when the "contractor" required mileage". All this time we were struggling to find someone responsible to talk to. Their "Customer Service" is in the Philippines and they say they can only put issues in their automated system and have no power to answer questions or make any work orders. When we did finally get a "local" sales person the story changed to that person got promoted and is no longer available. Referred to someone who spoke English but still couldn't do anything but send the issue to HQ. The reason I'm finally writing this review (besides to warn you NOT to ever use them) is that they now have the audacity to send me a "Renewal Notice for $491 to continue my service. If you are offered this "gift" from your Realtor tell them you'd rather have the $400 they are going to pay this "shister" outfit removed from their commission. If you are a State Attorney General or other regulating agency please initiate an fraud investigation on AHS. They are Scammers of the highest magnitude. If I could give a negative rating they would definitely get a negative 10 to help offset the most like fraudulent ratings they have given themselves.
Elizabeth Moore, Wenatchee
On Mar 07, 2022
American Home Shield (AHS)
We have received appropriate assistance whenever we have submitted a service request. The technicians who have been sent to us have been pleasant and have resolved our issues efficiently. We are very pleased with American Home Shield.
georgann thomas, Bremerton
On Feb 17, 2022
American Home Shield (AHS)
Very positive, P****** H*** A******** was very helpful and timely. Made sure the washer it was done correctly. I have use them before when I had problem with my stove. Had the same response came out after review had to order the part. Came back and the repaired the stove in a timely manner.
Jim, Grapeview
On Jan 19, 2022
American Home Shield (AHS)
My built in microwave stopped working . I sent a request for service to American Home Shield. Within a short time I got an email saying M* A******* of O****** was assigned. We scheduled an appointment - a technician showed up on time on the appointed day. He was efficient, and knowledgeable-- an OUTSTANDING service person. He diagnosed the problem, came back as soon as the new parts were received and fixed the microwave. The experience is a five star rating for every part of the work. American Home Shield is also five star in my book. js
Vicky Gannon, Seattle
On Jan 17, 2022
American Home Shield (AHS)
They had a repairman for the washer repair the next morning after I called. The repariman came on time and fixed the washer. I was very happy with this service.
Gary R, Kennewick
On Jan 14, 2022
American Home Shield (AHS)
Got the Hot water heater replaced, had to wait for the water heat to get approved. Once approved everything went fast. The installation was fast, and it was freezing outside, the installers where friendly and proficient.
John Airoldi, Richland
On Jan 06, 2022
American Home Shield (AHS)
I would not own a home without AHS coverage, They’re on top of all aspects of home care A+ service n staff. I would highly recommend AHS service to any homeowner new or otherwise. They are a great service provider.
Barbara , Port Ludlow
On Oct 18, 2021
American Home Shield (AHS)
I have been very pleased with my contact with American Home Shield. The representatives have been both responsive and courteous to my questions and needs. The phone wait on hold is longer than I would like, but other than that I have no complaints at all. I am very impressed with the service and warranty so far.
Ralf, Puyallup
On Sep 23, 2021
Lowe’s Protection Plans
If I was able to give them less than one star I would have. I have tried calling the phone number provided for about 3 weeks. And I have not been able to get a hold of any body, once I got through only to be told that it was quitting time so they hung up on me, tha\'ts after been told multiple times that I was transferred to the wrong department. Once some one answered and could not speak English so I talked to her in Spanish she hung up on me.
Leslie Peterson, Orondo
On Aug 18, 2021
American Home Shield (AHS)
I have had the opportunity to use my AHS home warranty. They are wonderful to work with and are very responsive . Being able to log into AHS, is so easy and user friendly. They contact someone very quickly to reach out to schedule and appt. I highly recommend them for your home warranty. Thank you!