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We maintain complete transparency with the readers on our website. The company rankings on our site are independent of any marketing relationships that we may hold with a home warranty company. We may receive compensation for receiving quotes or placing advertisements. However, this does not affect a company's rankings. Companies are ranked solely on the basis of consumer reviews and ratings received from home warranty users.

*The lead information obtained will be sent to the respective companies as selected by the readers. However, the lead will be shared with a similar company if the selected company either doesn't participate in Leads Program or doesn't respond.

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last_updated_icon Last updated: June 21, 2021

Popular Home Warranty Companies

There are hundreds of home warranty companies spread across all states and cities. We have listed down the best home warranty companies, and have collected reviews and ratings for these companies from the customers.

This list of home warranty companies will assist you in identifying a suitable home warranty company that meets your requirements. Click on the company to know more about the systems and appliances coverage provided by them.

Other Popular Home Warranty Companies

thp_popular_img.png GET $200 OFF + 2 MONTHS FREE + FREE ROOF COVERAGE
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TOTAL HOME PROTECTION

  • Covers systems and appliances regardless of age, make or model.
  • Premium prices from $41-$48 monthly
  • Deductible priced at $75
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Choice Home Warranty
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  • Choice Home Warranty was nominated for the Editor’s Choice Award for 2018 and 2019
  • One of the few companies that offer coverage for roof repair
  • The waiting period of the policy is 30 Days
Special Offer

First Month Free

Limited Roof Coverage

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American Home Shield (AHS)
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  • American Home Shield founded the home warranty industry in 1971
  • Contractor network of 15,000 licensed professionals
  • The waiting period of the policy is 30 Days
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Total Home Protection
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  • Affordable and comprehensive home warranty protection
  • All the authorized contractors and service technicians are licensed and insured
  • The waiting period of the policy is 30 Days
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The Home Service Club
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  • The Home Service Club is a rare exception in the industry that has a service recall period of 90 Days
  • Four-time winner of the Annual Home Warranty Awards
  • The waiting period of the policy is 30 Days
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America's Preferred Home Warranty (APHW)
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  • APHW provides services in 49 states
  • APHW is one of the very few companies that allow you to choose your own contractor
  • The waiting period of the policy is 30 Days
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Select Home Warranty
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  • Select Home Warranty is the only top-rated company that provides coverage for mobile homes
  • Winner of the Annual Home Warranty Awards consecutively for the past 3 years
  • The waiting period of the policy is 30 Days
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First American Home Warranty
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  • Won the Editor’s Choice award in 2017 and has been consistently nominated for the Annual Home Warranty Awards
  • First American Home Warranty saved homeowners over 180 million in 2018
  • The waiting period of the policy is 30 Days
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Home Warranty of America
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  • Home Warranty Of America offers 13-Month home warranty plans that are of great value
  • Policy has no waiting period
  • Been in the industry since 1996
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HSA Home Warranty
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  • Providing home warranty services since 1984
  • HSA Home Warranty Covers home systems, appliances and a wide range of home maintenance services
  • The waiting period of the policy is 30 Days
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Complete Appliance Protection
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  • One of very few companies to not charge deductible/service fees
  • Live support available 24/7
  • Over 40,000 customers served across the country
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GET $150 OFF + 2 MONTHS FREE + FREE ROOF COVERAGE
Select Home Warranty
  • Large company with wide contractor network
  • Premium prices from $38-$42 monthly
  • Deductible prices from $60-$75

BENEFITS OF GETTING HOME WARRANTY

A home warranty policy offers you peace of mind. You have access to affordable repairs by experts at just a call. Home warranty companies offer several advantages beyond just providing coverage for one’s systems and appliances. Some of the benefits that customers should lookout for a while opting a home warranty plan include:

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24/7 Customer Support

Home warranty companies offer their patrons 24/7 customer service, so you can reach out to them whenever you face issues with your devices.

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Trained Technicians

Home warranty companies have a vast network of trained technicians to repair your systems and appliances.

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Increases Property Value

A home warranty policy can increase the market value of your property if you wish to sell your home.

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Transfer Your Policy

The option to transfer coverage or cancel a policy for free or at nominal cost is another benefit that home warranty owners can leverage.

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Transfer Your Policy

The option to transfer coverage or cancel a policy for free or at nominal cost is another benefit that home warranty owners can leverage.

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Tailor-made Plans

Some home warranty companies also offer tailor-made plans, so you can select the systems and appliances you want coverage for.

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Special Discount Programs

Many companies tie-up with manufacturers or retailers to offer special discounts upon certain name brands of home appliances for verified customers.

It is essential to know that all home warranty companies may not offer the same benefits. Customers must research thoroughly about what the company does and doesn't offer before deciding what benefits and plans suit the best.

What Will A Regular Home Warranty Plan Cover?

Home warranty plans cover significant components and parts of a wide range of home appliances and systems. Some home warranty companies group their policies as appliances-only, systems-only, and combo plans, whereas others may have basic and comprehensive plans. The coverage extent, however, may vary from one company to another. But there are some common home items that most home warranties cover.

Some home warranty companies may also offer optional add-ons and allow their customers to protect extra home items but at additional cost.

Appliances Commonly Covered
Systems Commonly Covered
Optional add-ons
Appliances Commonly Covered
Systems Commonly Covered
Optional add-ons
  • Clothes-Dryer
    Clothes Dryer
  • Dishwasher
    Dishwasher
  • Kitchen_Refrigerator
    Kitchen Refrigerator
  • RangeOvenStove
    Range/Oven/Stove
  • Cooktop
    Cooktop
  • Built-in_Microwave
    Built-in Microwave
  • Garage_Door_Opener
    Garage Door Opener
  • Trash_Compactor
    Trash Compactor
  • Air_Conditioner_wDuctwork
    Air Conditioner
  • Air_Conditioner_wDuctwork
    Air Conditioner
  • Ceiling_and_Exht_Fans
    Ceiling and Exhaust Fans
  • Central_Vacuum
    Central Vacuum
  • Doorbells
    Doorbells
  • Electrical_Systems
    Electrical Systems
  • Garbage_Disposal
    Garbage Disposal
  • HeatingwDuctwork
    Heating w/Ductwork
  • Instant_HotCold_Water_Heater
    Instant HotCold Water Heater
  • Plumbing_System
    Plumbing System
  • Smoke_Detector
    Smoke Detector
  • Guest_House
    Guest House
  • HVAC_systems_icon
    HVAC systems
  • Limited_roof_leak
    Limited roof leak
  • Well_pump
    Well pump
  • Septic_tank_and_pumping
    Septic tank and pumping
  • Sprinkler_system
    Sprinkler system
  • and_Alone_Freezer
    Stand Alone Freezer
  • Swimming_pool_and_spa_equipment
    Swimming pool and spa equipment
  • Water softener
    Water softener and reverse osmosis system
  • Water_softener_and_reverse_osmosis_system
    Refrigerator Ice Maker

Regardless of the reputation of the company and its plan, it is wise to read the sample contract before signing the policy thoroughly. This will help you gain insight on the inclusion and exclusion of the coverage.

Systems/Appliances That Are Generally Not Covered By Home Warranty

A home warranty covers every home system and appliance mentioned in the contract but does not include the items that are not explicitly stated as 'covered.' Most home warranty contracts go a step further and specify what parts and components of a given home system or appliance will receive coverage and which ones won't.

You can view sample lists of items not covered for a couple of systems that are otherwise included by a home warranty plan. Note that these lists are not exhaustive.

HVAC System
hvac
  • Outside, or underground piping
  • Geothermal/water heat pump and associated piping
  • Well pump
  • Chillers, and water lines
  • Water Towers and window units
Pool and Spa Equipment
pool
  • Fuel storage tanks
  • Ornamental fountains, waterfalls, and associated pumping systems
  • Heat Pump
  • Dehumidifier
  • Fill line and fill valves

Individual companies do cover all parts and components of some appliances, such as clothes washers, dryers, cooktops or ranges, trash compactors, etc. However, they may not cover accessories and detachable components like door hinges, shelving, gaskets, glass panels, etc.

Many home warranty companies state that they would respond to unlimited numbers of claims per contract. A few customers take this to mean repairs or replacements worth unlimited dollars, which is not the case. Every system and appliance is subject to an upper limit of monetary liability, which will be borne by the company, and past this limit, costs would have to be borne by the customer.

Getting The Best Out Of Your Home Warranty

A home warranty can be beneficial in saving money and finding the best repair contractors. However, to maximize the benefits of a home warranty plan, there are some responsibilities that you, as a homeowner, should fulfill.

Home warranty plans, as mentioned before, don't carry out any and every kind of replacement and repair service for you; only systems and appliances without any pre-existing conditions making them susceptible to breaking down are covered. Hence, your primary responsibility is to maintain your home systems and appliances well, keeping them in good working condition.

Most home warranty companies may not cover damage due to rust, corrosion, sediment, improper installation, etc. They also don't cover code violations or damage to commercial grade appliances. Anything that is under the purview of home insurance will typically not be covered by a home warranty. Therefore you must ensure that you take care of your appliances and systems well enough to prevent rust, corrosion, sediment, or improper installation. You should protect your home systems and appliances adequately and report claims promptly whenever something happens.

Although most home warranty companies don't make a home inspection mandatory, it will be necessary to demonstrate that appliances prone to rust, corrosion, sedimentation were working correctly for 60 days before the beginning of the home warranty contract. You may also choose to get a home inspection to be safer.

Home warranty companies expect that their repair contractors should be safe when serving you in your home. Hence, you should ensure that all safety precautions are correctly followed when the repair contractors are in your home. This will help you get the best out of your home warranty plan.

What To Expect From A Home Warranty Company?

While the responsibilities accepted by home warranty companies vary and are fully specified in the home warranty contract, on average, home warranty companies fulfill their contractual obligations. Their customer care is usually available at all times, and they try their best to send a repair contractor within a few hours of confirmation of coverage. A service visit and diagnosis upon you calling in a claim is very much a duty the company has to fulfill.

Home warranty companies owe you the payment for the covered repairs and replacements up to the dollar limits mentioned in the contract. The home warranty companies may often provide a guarantee on their contractors' repair services for up to an average of 30 days (more by some companies). In such cases, you will not have to pay additional charges or any follow-up work during the period.

In many situations, when repairs cannot be performed, the company is responsible for paying you cash in lieu of services rendered. This lets you carry out the work through your contractor; though the home warranty company will not take up any further responsibility here.

If you choose to cancel the home warranty plan within 30 days of purchase, the company owes you a full refund. After that, they may be subtracting an administrative fee and the amount matching the worth of services rendered.

Even as a party to a lease agreement on the home you live in, you can avail of home warranty services.

Notes and Disclaimers:

  • The weighted average sorting uses an advanced Bayesian weighting formula. Listings with just a few positive ratings won't outrank those with many high ratings and a few negatives.
  • This is not an extensive list of providers. Please check your local listings to find out about the coverage in your area.
  • The home warranty company will bear the expenses of repair and replacement of equipment. Premium and deductible pricing information was taken from internet sources and may differ from current pricing. Please contact the warranty provider for the latest pricing information, if any.
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Covered Systems & Appliances
Air Conditioning and Ductwork
Air Conditioning System
Attic Fans
Built-in Food Center
Built-in Microwave Oven
Built-in Trash Compactor
Built-in-Dishwasher
Burglar and Fire Alarm Systems
Ceiling Fans
Central air conditioning
Central Air System
Central Heat System
Central Vacuum
Dishwasher
Doorbells
Drain Line Stoppages
Dryers
Ductwork
Electrical
Exhaust Fans
Freestanding Ice Maker
Furnace
Garage Door Opener
Garbage Disposal
Gas Lines
Geothermal HVAC
Heating and Ductwork
Heating System
Home Security Systems
Homeowners Insurance Deductible Reimbursement
Humidifier
Instant Hot/Cold Water Dispenser
Jetted Bathtub
Kitchen Exhaust Fan
Kitchen Exhaust Fan / Attic Exhaust Fan
Kitchen Refrigerator
Microwave
Oven
Oven / Range / Stove / Cooktop
Plumbing (including stoppages)
Plumbing Stoppages
Plumbing System
Range Exhaust Fan
Range Exhaust Hood
Recirculating Pump
Refrigerator
Rekey
Sewer Stoppages
Smoke & CO Detectors
Smoke Detector
Smoke Detectors
Swamp Cooler
Tankless Water Heater
Toilet
Toilet bowls, tanks, mechanisms
Trash Compactor
Wall Oven/ Range/ Cooktop
Wall Ovens
Washers
Washing Machine
Water Heater
Water heater expansion tank
Zone Controls
Offers Complaint Resolution Program
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