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Last updated: June 6, 2023
List Of Home Warranty Companies - Complete List 2023
As the home warranty industry is littered with many companies in the country, a detailed list would help customers pursue an ideal option. We realize that some customers thrive on deep-diving in their research, and to help such customers, we have prepared an exhaustive list of home warranty companies from across the United States.
Additionally, if you are interested in exploring our top picks, check out our list of the best home warranty companies in the industry.
Popular Home Warranty Companies
ServicePlus Home Warranty |
Get $200 Off + 2 Months Free
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Choice Home Warranty 
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Special Offer
First Month Free 
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American Home Shield (AHS) |
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ServicePlus Home Warranty |
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The Home Service Club |
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OneGuard Home Warranty |
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America's Preferred Home Warranty (APHW) |
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Select Home Warranty |
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First American Home Warranty |
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Home Warranty of America |
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HSA Home Warranty |
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GET $150 OFF + 2 MONTHS FREE + FREE ROOF COVERAGE
Select Home Warranty
- Large company with wide contractor network
- Premium prices from $38-$42 monthly
- Deductible prices from $60-$75
Benefits Of Getting Home Warranty
A home warranty policy offers you peace of mind. You have access to affordable repairs by experts at just a call. Home warranty companies offer several advantages beyond just providing coverage for one’s systems and appliances. Some of the benefits that customers should lookout for a while opting home warranty programs include:
24/7 Customer Support
Home warranty companies offer their patrons 24/7 customer service, so you can reach out to them whenever you face issues with your devices.
Trained Technicians
Home warranty companies have a vast network of trained technicians to repair your systems and appliances.
Increases Property Value
A home warranty policy can increase the market value of your property if you wish to sell your home.
Transfer Your Policy
The option to transfer coverage or cancel a policy for free or at nominal cost is another benefit that home warranty owners can leverage.
Transfer Your Policy
The option to transfer coverage or cancel a policy for free or at nominal cost is another benefit that home warranty owners can leverage.
Tailor-made Plans
Some home warranty companies also offer tailor-made plans, so you can select the systems and appliances you want coverage for.
Special Discount Programs
Many companies tie-up with manufacturers or retailers to offer special discounts upon certain name brands of home appliances for verified customers.
It is essential to know that all home warranty companies may not offer the same benefits. Customers must research thoroughly about what the company does and doesn't offer before deciding what benefits and plans suit the best.
What Will A Regular Home Warranty Plan Cover?
Home warranty plans cover significant components and parts of a wide range of home appliances and systems. Some home warranty companies group their policies as appliances-only, systems-only, and combo plans, whereas others may have basic and comprehensive plans. The coverage extent, however, may vary from one company to another. But there are some common home items that most home warranties cover.
Some home warranty companies may also offer optional add-ons and allow their customers to protect extra home items but at additional cost.
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Appliances Commonly Covered
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Systems Commonly Covered
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Optional add-ons
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Appliances Commonly Covered
Systems Commonly Covered
Optional add-ons
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Clothes Dryer
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Dishwasher
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Kitchen Refrigerator
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Range/Oven/Stove
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Cooktop
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Built-in Microwave
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Garage Door Opener
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Trash Compactor
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Air Conditioner
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Air Conditioner
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Ceiling and Exhaust Fans
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Central Vacuum
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Doorbells
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Electrical Systems
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Garbage Disposal
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Heating w/Ductwork
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Instant HotCold Water Heater
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Plumbing System
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Smoke Detector
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Guest House
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HVAC systems
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Limited roof leak
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Well pump
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Septic tank and pumping
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Sprinkler system
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Stand Alone Freezer
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Swimming pool and spa equipment
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Water softener and reverse osmosis system
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Refrigerator Ice Maker
Regardless of the reputation of the company and its plan, it is wise to read the sample contract before signing the policy thoroughly. This will help you gain insight on the inclusion and exclusion of the coverage.
Systems/Appliances That Are Generally Not Covered By Home Warranty
A home warranty covers every home system and appliance mentioned in the contract but does not include the items that are not explicitly stated as 'covered.' Most home warranty contracts go a step further and specify what parts and components of a given home system or appliance will receive coverage and which ones won't.
You can view sample lists of items not covered for a couple of systems that are otherwise included by a home warranty plan. Note that these lists are not exhaustive.
HVAC System
- Outside, or underground piping
- Geothermal/water heat pump and associated piping
- Well pump
- Chillers, and water lines
- Water Towers and window units
Pool and Spa Equipment
- Fuel storage tanks
- Ornamental fountains, waterfalls, and associated pumping systems
- Heat Pump
- Dehumidifier
- Fill line and fill valves
Individual companies do cover all parts and components of some appliances, such as clothes washers, dryers, cooktops or ranges, trash compactors, etc. However, they may not cover accessories and detachable components like door hinges, shelving, gaskets, glass panels, etc.
Many home warranty companies state that they would respond to unlimited numbers of claims per contract. A few customers take this to mean repairs or replacements worth unlimited dollars, which is not the case. Every system and appliance is subject to an upper limit of monetary liability, which will be borne by the company, and past this limit, costs would have to be borne by the customer.
Getting The Best Out Of Your Home Warranty
A home warranty can be beneficial in saving money and finding the best repair contractors. However, to maximize the benefits of a home warranty plan, there are some responsibilities that you, as a homeowner, should fulfill.
Home warranty plans, as mentioned before, don't carry out any and every kind of replacement and repair service for you; only systems and appliances without any pre-existing conditions making them susceptible to breaking down are covered. Hence, your primary responsibility is to maintain your home systems and appliances well, keeping them in good working condition.
Most home warranty companies may not cover damage due to rust, corrosion, sediment, improper installation, etc. They also don't cover code violations or damage to commercial grade appliances. Anything that is under the purview of home insurance will typically not be covered by a home warranty. Therefore you must ensure that you take care of your appliances and systems well enough to prevent rust, corrosion, sediment, or improper installation. You should protect your home systems and appliances adequately and report claims promptly whenever something happens.
Although most home warranty companies don't make a home inspection mandatory, it will be necessary to demonstrate that appliances prone to rust, corrosion, sedimentation were working correctly for 60 days before the beginning of the home warranty contract. You may also choose to get a home inspection to be safer.
Home warranty companies expect that their repair contractors should be safe when serving you in your home. Hence, you should ensure that all safety precautions are correctly followed when the repair contractors are in your home. This will help you get the best out of your home warranty plan.
What To Expect From A Home Warranty Company?
While the responsibilities accepted by home warranty companies vary and are fully specified in the home warranty contract, on average, home warranty companies fulfill their contractual obligations. Their customer care is usually available at all times, and they try their best to send a repair contractor within a few hours of confirmation of coverage. A service visit and diagnosis upon you calling in a claim is very much a duty the company has to fulfill.
Home warranty companies owe you the payment for the covered repairs and replacements up to the dollar limits mentioned in the contract. The home warranty companies may often provide a guarantee on their contractors' repair services for up to an average of 30 days (more by some companies). In such cases, you will not have to pay additional charges or any follow-up work during the period.
In many situations, when repairs cannot be performed, the company is responsible for paying you cash in lieu of services rendered. This lets you carry out the work through your contractor; though the home warranty company will not take up any further responsibility here.
If you choose to cancel the home warranty plan within 30 days of purchase, the company owes you a full refund. After that, they may be subtracting an administrative fee and the amount matching the worth of services rendered.
Even as a party to a lease agreement on the home you live in, you can avail of home warranty services.
Notes and Disclaimers:
- The weighted average sorting uses an advanced Bayesian weighting formula. Listings with just a few positive ratings won't outrank those with many high ratings and a few negatives.
- This is not an extensive list of providers. Please check your local listings to find out about the coverage in your area.
- The home warranty company will bear the expenses of repair and replacement of equipment. Premium and deductible pricing information was taken from internet sources and may differ from current pricing. Please contact the warranty provider for the latest pricing information, if any.
Read Home Warranty Reviews & Choose A Company Wisely
When things go wrong at home, it can be a stressful time, but with a home warranty, you can avoid unexpected repair costs. However, before finalizing a company, read what customers have to say about its services.