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We maintain complete transparency with the readers on our website. The company rankings on our site are independent of any marketing relationships that we may hold with a home warranty company. We may receive compensation for receiving quotes or placing advertisements. However, this does not affect a company's rankings. Companies are ranked solely on the basis of consumer reviews and ratings received from home warranty users.

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last_updated_icon Last updated: July 6, 2020

Popular Home Warranty Companies

There are hundreds of home warranty companies spread across all states and cities. We have listed down the best home warranty companies, and have collected reviews and ratings for these companies from the customers.

This list of home warranty companies will assist you in identifying a suitable home warranty company that meets your requirements. Click on the company to know more about the systems and appliances coverage provided by them.

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Rating
4★ & above
3★ & above
2★ & above
1★ & above
Covered Systems & Appliances
Air Conditioning and Ductwork
Air Conditioning System
Attic Fans
Built-in Food Center
Built-in Microwave Oven
Burglar and Fire Alarm Systems
Ceiling Fans
Central Vacuum
Dishwasher
Doorbells
Dryers
Ductwork
Electrical
Freestanding Ice Maker
Garage Door Opener
Garbage Disposal
Gas Lines
Heating and Ductwork
Heating System
Homeowners Insurance Deductible Reimbursement
Humidifier
Instant Hot/Cold Water Dispenser
Jetted Bathtub
Kitchen Exhaust Fan / Attic Exhaust Fan
Oven
Oven / Range / Stove / Cooktop
Plumbing (including stoppages)
Plumbing Stoppages
Plumbing System
Range Exhaust Hood
Refrigerator
Rekey
Smoke Detectors
Toilet
Trash Compactor
Wall Ovens
Washers
Water Heater
Coverage Area
Complaint Resolution Program
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You may also be interested in

American Home Shield (AHS)
4.4
/ 5
Based on 13,182 Reviews
Add to Compare
  • American Home Shield founded the home warranty industry in 1971
  • Contractor network of 15,000 licensed professionals
  • The waiting period of the policy is 30 Days
Top Rated
Choice Home Warranty
4.2
/ 5
Based on 6,655 Reviews
Add to Compare
  • Choice Home Warranty was nominated for the Editor’s Choice Award for 2018 and 2019
  • One of the few companies that offer coverage for roof repair
  • The waiting period of the policy is 30 Days
The Home Service Club
4.5
/ 5
Based on 1,589 Reviews
Add to Compare
  • The Home Service Club is a rare exception in the industry that has a service recall period of 90 Days
  • Four-time winner of the Annual Home Warranty Awards
  • The waiting period of the policy is 10 Days
Best in service
Select Home Warranty
4.1
/ 5
Based on 4,233 Reviews
Add to Compare
  • Select Home Warranty is the only top-rated company that provides coverage for mobile homes
  • Winner of the Annual Home Warranty Awards consecutively for the past 3 years
  • The waiting period of the policy is 30 Days
Total Home Protection
4.7
/ 5
Based on 666 Reviews
Add to Compare
  • Affordable and comprehensive home warranty protection
  • All the authorized contractors and service technicians are licensed and insured
  • The waiting period of the policy is 30 Days
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BENEFITS OF GETTING HOME WARRANTY

A home warranty policy offers you peace of mind. You have access to affordable repairs by experts at just a call. Home warranty companies offer several advantages beyond just providing coverage for one’s systems and appliances. Some of the benefits that customers should lookout for a while opting a home warranty plan include:

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24/7 Customer Support

Home warranty companies offer their patrons 24/7 customer service, so you can reach out to them whenever you face issues with your devices.

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Trained Technicians

Home warranty companies have a vast network of trained technicians to repair your systems and appliances.

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Increases Property Value

A home warranty policy can increase the market value of your property if you wish to sell your home.

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Transfer Your Policy

The option to transfer coverage or cancel a policy for free or at nominal cost is another benefit that home warranty owners can leverage.

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Tailor-made Plans

Some home warranty companies also offer tailor-made plans, so you can select the systems and appliances you want coverage for.

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Special Discount Programs

Many companies tie-up with manufacturers or retailers to offer special discounts upon certain name brands of home appliances for verified customers.

It is essential to know that all home warranty companies may not offer the same benefits. Customers must research thoroughly about what the company does and doesn't offer before deciding what benefits and plans suit the best.

What Will A Regular Home Warranty Plan Cover?

Home warranty plans cover significant components and parts of a wide range of home appliances and systems. Some home warranty companies group their policies as appliances-only, systems-only, and combo plans, whereas others may have basic and comprehensive plans. The coverage extent, however, may vary from one company to another. But there are some common home items that most home warranties cover.

Some home warranty companies may also offer optional add-ons and allow their customers to protect extra home items but at additional cost.

Appliances Commonly Covered
Systems Commonly Covered
Optional add-ons
Appliances Commonly Covered
Systems Commonly Covered
Optional add-ons

Regardless of the reputation of the company and its plan, it is wise to read the sample contract before signing the policy thoroughly. This will help you gain insight on the inclusion and exclusion of the coverage.

Systems/Appliances That Are Generally Not Covered By Home Warranty

A home warranty covers every home system and appliance mentioned in the contract but does not include the items that are not explicitly stated as 'covered.' Most home warranty contracts go a step further and specify what parts and components of a given home system or appliance will receive coverage and which ones won't.

You can view sample lists of items not covered for a couple of systems that are otherwise included by a home warranty plan. Note that these lists are not exhaustive.

HVAC System
hvac
  • Outside, or underground piping
  • Geothermal/water heat pump and associated piping
  • Well pump
  • Chillers, and water lines
  • Water Towers and window units
Pool and Spa Equipment
pool
  • Fuel storage tanks
  • Ornamental fountains, waterfalls, and associated pumping systems
  • Heat Pump
  • Dehumidifier
  • Fill line and fill valves

Individual companies do cover all parts and components of some appliances, such as clothes washers, dryers, cooktops or ranges, trash compactors, etc. However, they may not cover accessories and detachable components like door hinges, shelving, gaskets, glass panels, etc.

Many home warranty companies state that they would respond to unlimited numbers of claims per contract. A few customers take this to mean repairs or replacements worth unlimited dollars, which is not the case. Every system and appliance is subject to an upper limit of monetary liability, which will be borne by the company, and past this limit, costs would have to be borne by the customer.

Getting The Best Out Of Your Home Warranty

A home warranty can be beneficial in saving money and finding the best repair contractors. However, to maximize the benefits of a home warranty plan, there are some responsibilities that you, as a homeowner, should fulfill.

Home warranty plans, as mentioned before, don't carry out any and every kind of replacement and repair service for you; only systems and appliances without any pre-existing conditions making them susceptible to breaking down are covered. Hence, your primary responsibility is to maintain your home systems and appliances well, keeping them in good working condition.

Most home warranty companies may not cover damage due to rust, corrosion, sediment, improper installation, etc. They also don't cover code violations or damage to commercial grade appliances. Anything that is under the purview of home insurance will typically not be covered by a home warranty. Therefore you must ensure that you take care of your appliances and systems well enough to prevent rust, corrosion, sediment, or improper installation. You should protect your home systems and appliances adequately and report claims promptly whenever something happens.

Although most home warranty companies don't make a home inspection mandatory, it will be necessary to demonstrate that appliances prone to rust, corrosion, sedimentation were working correctly for 60 days before the beginning of the home warranty contract. You may also choose to get a home inspection to be safer.

Home warranty companies expect that their repair contractors should be safe when serving you in your home. Hence, you should ensure that all safety precautions are correctly followed when the repair contractors are in your home. This will help you get the best out of your home warranty plan.

What To Expect From A Home Warranty Company?

While the responsibilities accepted by home warranty companies vary and are fully specified in the home warranty contract, on average, home warranty companies fulfill their contractual obligations. Their customer care is usually available at all times, and they try their best to send a repair contractor within a few hours of confirmation of coverage. A service visit and diagnosis upon you calling in a claim is very much a duty the company has to fulfill.

Home warranty companies owe you the payment for the covered repairs and replacements up to the dollar limits mentioned in the contract. The home warranty companies may often provide a guarantee on their contractors' repair services for up to an average of 30 days (more by some companies). In such cases, you will not have to pay additional charges or any follow-up work during the period.

In many situations, when repairs cannot be performed, the company is responsible for paying you cash in lieu of services rendered. This lets you carry out the work through your contractor; though the home warranty company will not take up any further responsibility here.

If you choose to cancel the home warranty plan within 30 days of purchase, the company owes you a full refund. After that, they may be subtracting an administrative fee and the amount matching the worth of services rendered.

Even as a party to a lease agreement on the home you live in, you can avail of home warranty services.

Notes and Disclaimers:

  • The weighted average sorting uses an advanced Bayesian weighting formula, listings with just a few positive ratings won't outrank those with many high ratings and a few negatives.
  • This is not an extensive list of providers. Please check your local listings to find out about the coverage in your area.
  • The home warranty company will bear the expenses of the repair of equipment (and also of the replacements of the spare pPremium and deductible pricing information was taken from internet resources and may differ from current prices. Please contact the insurance provider for the latest pricing informationarts, if any).
FILTER
Please select company name
Rating
4★ & above
3★ & above
2★ & above
1★ & above
Covered Systems & Appliances
Air Conditioning and Ductwork
Air Conditioning System
Attic Fans
Built-in Food Center
Built-in Microwave Oven
Burglar and Fire Alarm Systems
Ceiling Fans
Central Vacuum
Dishwasher
Doorbells
Dryers
Ductwork
Electrical
Freestanding Ice Maker
Garage Door Opener
Garbage Disposal
Gas Lines
Heating and Ductwork
Heating System
Homeowners Insurance Deductible Reimbursement
Humidifier
Instant Hot/Cold Water Dispenser
Jetted Bathtub
Kitchen Exhaust Fan / Attic Exhaust Fan
Oven
Oven / Range / Stove / Cooktop
Plumbing (including stoppages)
Plumbing Stoppages
Plumbing System
Range Exhaust Hood
Refrigerator
Rekey
Smoke Detectors
Toilet
Trash Compactor
Wall Ovens
Washers
Water Heater
Complaint Resolution Program
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