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last_updated_icon Last updated: June 21, 2021

HOME WARRANTIES IN CALIFORNIA

California is one of the best places to live in terms of real estate value, but over 23% of homeowners spend about 35% of their monthly income on home maintenance. Homeowners can reduce this fraction of the budget with a home warranty plan that covers expensive unexpected repairs. A home protection plan can also save a great deal of time by swiftly swinging into action.

Here is an exclusive list of the best home warranty companies in California to assist homeowners in selecting an ideal home warranty plan. HomeWarrantyReviews.com has compiled this list by collecting numerous reviews and ratings from the existing customers. The consumer reviews, combined with in-depth research by the editorial team, will help you pick out a plan that perfectly fits your needs and budget.

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BEST HOME WARRANTY COMPANIES IN CALIFORNIA

American Home Shield (AHS)

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  • American Home Shield founded the home warranty industry in 1971
  • Contractor network of 15,000 licensed professionals
  • The waiting period of the policy is 30 Days
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They let you pick and choose particular items you want to protect and Build-Your-Own Plan.

PRICING

$299 - $500+

SERVICE FEE

$75, $100, $125

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The Home Service Club

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  • The Home Service Club is a rare exception in the industry that has a service recall period of 90 Days
  • Four-time winner of the Annual Home Warranty Awards
  • The waiting period of the policy is 30 Days
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At times, they cut down the waiting period to a mere 10 days and begin protecting your devices.

PRICING

$400

SERVICE FEE

$65, $95, $125

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Select Home Warranty

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  • Select Home Warranty is the only top-rated company that provides coverage for mobile homes
  • Winner of the Annual Home Warranty Awards consecutively for the past 3 years
  • The waiting period of the policy is 30 Days
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They are the only company that covers mobile homes.

Offer(s) Available:

offer-img GET $150 OFF + 2 MONTHS FREE + FREE ROOF COVERAGE

PRICING

$299 - $499

SERVICE FEE

$60

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First American Home Warranty

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  • Won the Editor’s Choice award in 2017 and has been consistently nominated for the Annual Home Warranty Awards
  • First American Home Warranty saved homeowners over 180 million in 2018
  • The waiting period of the policy is 30 Days
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The company offers you limitless service call claims so that you get the value for your money.

PRICING

$336-$534+

SERVICE FEE

$85

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Home Warranty of America

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  • Home Warranty Of America offers 13-Month home warranty plans that are of great value
  • Policy has no waiting period
  • Been in the industry since 1996
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The company offers you a 13-month home warranty plan that provides exceptional coverage options.

PRICING

$275 - $695

SERVICE FEE

$75 - $100

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Complete Appliance Protection

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  • One of very few companies to not charge deductible/service fees
  • Live support available 24/7
  • Over 40,000 customers served across the country
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No exclusion for pre-existing conditions.

PRICING

$380 - $720

SERVICE FEE

N/A

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2-10 Home Buyers Warranty

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  • 2-10 Home Warranty average deductible for a contract is $85
  • The waiting period of the policy is 30 Days
  • Participates in our Complaint Resolution Program
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They have a proven track record of paying 97.5% claims.

PRICING

$399-$549

SERVICE FEE

$85

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Old Republic Home Protection

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  • Old Republic Home Protection average deductible for a contract is $72.65
  • The waiting period of the policy is 30 Days
  • Has a Quality of Repair rating of 2.3
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PRICING

$260-$500

SERVICE FEE

$55-$100

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Fidelity National Home Warranty

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  • Has a Quality of Repair rating of 2.5
  • Been in the industry since 1995
  • The waiting period of the policy is 30 Days
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PRICING

$350-$445

SERVICE FEE

$65

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HMS Home Warranty

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  • HMS Home Warranty average deductible for a contract is $90.51
  • Policy has no waiting period
  • Offers a coverage limit of $3K
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PRICING

$400 - $600+

SERVICE FEE

$100 - $200

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A Glimpse At Average Premium In california

The average premium in California is $318.83 and deductible is $40.72. To give you a better idea, we have created a graph, where the X-axis represents price of the premium and Y-axis displays number of homeowners.

Average Premium In california

Min Average Premium in california Max $ 313.92 No. of Homeowners
Range for Homeowners who have opted for Average Premiums & Deductibles, locally.

Coverage in california (CA) major towns:

Anaheim Bakersfield Fresno
Long Beach Los Angeles Oakland
Sacramento San Diego San Francisco

Population : 37,249,542

Don't Let Unexpected Appliance Failures Break You!

Top Home Warranty Plans In The State Of California

We have made a list of top home warranty plans offered by popular home warranty companies in California. Customers can learn more about their offerings and service and choose a home warranty coverage plan that suits them the best.

American Home Shield (AHS) has some of the best home warranty plans for Californian residents. It offers three plans: the Systems plan that covers 11 critical home systems, the Appliances plan that protects 10 essential appliances, and the Combo Plan that provides coverage on all 21 systems and appliances.

The Home Service Club has two plan options based on the extent of your coverage needs. They are the Standard Coverage and the Comprehensive Coverage.

Select Home Warranty offers Gold care plan, Platinum Care plan, and Bronze Care plan. You can get free roof coverage under all 3 plans.

Are you searching for the best home warranty plan? Then get a free home warranty quote from the company of your choice.

Important Tips On Buying A Home Warranty In California

  1. Atherton, Santa Monica, Beverly Hills, Palo Alto, Ross are some of the most expensive cities in California. The malfunction of home devices and systems is an added burden because of the high costs to repair and replace. It is recommended to buy a residential warranty plan with lower premiums to ease the financial strain when living in such expensive places.
  2. Before deciding on which kinds of appliances and systems you require coverage for, ask yourself whether a particular device is expensive to repair or replace. If it is so, then buy a comprehensive plan to protect them from unexpected costs.
  3. Whether or not a particular appliance or a home system is crucial for the continuous functioning of your house should also be a point to consider.
  4. The extent of the coverage that you want also depends on your level of expertise in getting the repair job done. A home warranty coverage not only helps you save a lot but also lets you get access to professional repair service contractors. So, if you are a person who knows how to fix most of your appliances, then it is a good thing. You would be saving even more. The only things that you would require coverage on are the major home systems that are out of your league.
  5. But if you are quite inexperienced about fixing appliances, then go for a plan that also covers smaller repairs and replacements. Also, look out for plans that let you get add-ons and cover items like pipe-leak repair and roof repair coverage.
  6. Buy plans from home warranty providers that allow you to build your own plan, which means that you get to choose the appliances and systems as per your requirements to be included in the coverage. This saves you from paying monthly premiums on devices that would hardly be damaged within the covered tenure.
  7. Some companies offer home warranty discounts for your second home. So hunting for such can save you a considerable amount of money.
  8. If you move into a pre-owned home, then it is best that you get a home buyer’s plan with comprehensive coverage that protects old appliances and systems. A combination plan offered by most top companies can provide the right coverage at budget pricing.

California Weather Conditions And Impact On Household Items

Weather conditions in California consist of cool to mild winters and warm to hot summers. The following varied weather conditions in California affect and influence the duration of the functionality of your household appliances and systems.

Rainfall occurs from October to April. There is a high level of moisture content in the air during this time. When your appliances are exposed to this moisture, it accelerates the rate of normal wear and tear.

You could also face the problem of erratic performance of devices. This is because of the damage meted out to the resistors, diodes, and capacitors by the monsoon season. But with the assurance of a California home warranty plan, you could get your devices repaired easily and quickly.

The cold Californian weather can damage some of your major appliances and systems, usually when kept in the garage or the basement, where the temperature is comparatively lower than other home spaces. If your refrigerator is kept in such places, then you can expect it to stop functioning any time soon. So, if you want to get repairs done cheaply and quickly, get a California home warranty.

FAQs About California Home Warranties

Which is the best home warranty company in California?

Several top-rated home warranty companies serve in California and identifying any one company as the absolute best depends mainly on customer preferences. Reviews on our site indicate that Select Home Warranty, Choice Home Warranty, AHS, and Total Home Protection are top appliance plan picks in California. Check out the list above for details.

How is a home warranty different from homeowners insurance?

A homeowner's insurance protects homeowners from the liability of accidents at home or committed by the homeowner, the effects of disasters, thefts, etc. A home warranty is a service contract to offset repair costs of mechanically worn out home systems and appliances or their replacement cost. Home insurance won't cover repairs, while a home warranty will not cover damage due to natural disasters. They are complementary policies and not replaceable.

How much do home warranty plans cost?

The home warranty plan costs vary as per coverage requirements, add-ons desired and region. In California, plans can cost from $300-800, while deductibles may range from $60-125. Many companies have flexible payment plans allowing you to choose the premium and deductible. They save you the thousands of dollars repairs otherwise involve.

What are the home warranty regulations in California?

Home warranty companies in California are self-regulated via the National Home Service Contract Association and government-regulated through the California Department of Insurance. The home warranty providers have to register and meet all the statutory and procedural requirements to operate in California. As per the law, a home warranty contract is a service agreement and not a form of insurance.

California Home Warranty Companies Reviews

Read reviews about different home warranty companies that provide services in California. This will help you gain better insight into the quality of customer service that these companies provide. Our website lists reviews about home warranty companies and their warranty services in California which help you in making the right decision.

If you have had any experience while interacting with a home warranty company and their service technicians, write your review and help other homeowners in choosing the best company.

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Annabelle Alday, San Jose

On Jun 10, 2021

Lowe's Appliance Extended Warranty

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I bought LG washing machine until now the company can\'t fix the problem , too many alibi, it\'s been a month waiting for the replacement parts , I regretted so much, please do not buy the warranty service at all or don\'t buy any appliances from lowes, better off from Costco

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ziggysway, Sacramento

On Jun 04, 2021

American Home Shield (AHS)

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My last plumbing service was professional only thing did not like the company did not confirm that they got my message of my approval. I am not going to complain bc the service was super fast.. I took a chance bc the there were recent complaints about that but I felt stuck to chose them after turning down the first referral who had an awful reviews. The website request was fast and I wish that they can give you an option who to pick after I look into them. That is how I shop. Everything went well on the service quest. Thank you.

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Carrie Perez, Blythe

On Jun 01, 2021

American Home Shield (AHS)

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It has been a total nightmare. Associates are unconcerned on the customer’s extreme situation. Our A/C went out and a tech came out and we were not told by home shield that we would have to pay for the Freon. $825.00 out of pocket. The. One week later out A/C went out again and out temperatures are over 100 and the person on the other end told us it’s not there problem and we have to wait to be contacted by the repair person. Our temperature is over 95 interior and almost 110 outside. We were told we would be contacted by someone within an hour and it has been over 4 hours and no one has contacted us. Ready to change companies.

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Nick, Norco

On May 25, 2021

American Home Shield (AHS)

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Awful!!! I am sick and tired of dealing with American Home Shield! Besides the run around and attempt to “jip” the customer, American Hone Shield has held on to my claim waaay past the 14 to 21 day resolution as they state....I am currently on hold (40 minutes) with the resolution dept..... this is my 4th time on the phone with them, all with extended wait times and NO RESOLUTION!!!!!! ......My experience with this company has been a nightmare!!!!!

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Helen R Riddle, Olivehurst

On May 17, 2021

American Home Shield (AHS)

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The home warranty representative was very responsive and helpful. The technician from the electrical company was professional and diligent. However he was not able to repair the ceiling fan. He said his company will be asking permission to replace it. The work is not finished yet.

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Adrienne Sirott, Rancho Cucamonga

On May 13, 2021

American Home Shield (AHS)

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AHS does not provide service as promised and does not fulfill contractual obligations. I have been dealing with them for 2.5 months for one appliance repair. Companies have stated the appliance cannot be repaired and must be replaced. AHS denies this. In follow-up with the appliance repair company, they state AHS is known for altering our documentation. Multiple repair companies and nothing has been resolved. The worst ever!!!

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JimmyToh, Bakersfield

On May 13, 2021

American Home Shield (AHS)

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Everything was good except no weekend emergency plumbing service available. Friday night water leak from copper pipe. Shut off water supply from main valve. Unfortunately, the main valve broke. Waited till Monday for a plumber to diagnose the problem. Everything was repaired on Tuesday.

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Cynthia CareyGrant, Oakland

On May 12, 2021

American Home Shield (AHS)

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I just canceled this contract. I used the service once and the person was pleasant and competent. But in the last several weeks I was unable to access the website to review my account or get any other information. I changed my password and made over a dozen attempts. I finally called and after 20 mins was able to cancel the contract but had to pay an early termination fee. This was a very disappointing experience and waste of money. Cynthia Carey-Grant.

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Rich, San Jose

On May 12, 2021

American Home Shield (AHS)

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****** was on time. Diagnosed problem with microwave quickly. Removed microwave, too cover off, replaced magnetron. Works! Re installed unit. All this in under an hour. Courteous and professional. Highly recommend.

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Stanley Kerns, Redlands

On May 06, 2021

Cinch Home Services

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I have used the my warranty for my washer, fridge and now my dishwasher and each time the cost as been minimal compared to direct contact with repair service. Communication is adequate yet I had to contact service to get information on the status of my repair. Over all happy with my warranty I have saved money and time.

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norm Kramer, Santa Rosa

On May 06, 2021

American Home Shield (AHS)

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Quick response of a plumbing co. and remediation of issue. Workers were pleasant, quick and a pleasure to work with. AHS sent a plumbing co. within two days and then approved the repair on the next day of a leaking pipe below the house.

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Fred Vallerga, Lodi

On May 03, 2021

American Home Shield (AHS)

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Contractor was exceptional. The only issue I have is how long it took to repair the oven (over 3 weeks). If the parts were shipped in a faster mode, it would have cut the time in mire than half

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Tim S, Torrance

On Apr 19, 2021

Lowe's Appliance Extended Warranty

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Buying this warranty was a horrible decision just like their customer service. Washing machine has been out. We\'ve been waiting 3 weeks with no resolution, no communication from their end at all. I have to call and be on hold for hours at a time and they will not commit to a date when this will be resolved. Last time I ever shop Lowes.

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Phay, Midway City

On Apr 06, 2021

Lowe's Appliance Extended Warranty

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Lowes has the worst warranty! I started having problems with my washing machine 2 months ago. 4 repair visits later I’m still waiting. No communication what so ever, I have had to call multiple times to find out what was going to happen next with my washing machine. Lowes decided to pay 1300.00 dollars to fix my washing machine that I paid less than 500.00 dollars for 4 years ago and have all 10 parts mailed to me . Once all 10 parts get here I am supposed to call and make a service appointment. This is the last time I purchase anything from Lowe’s. I would give them a negative 10 if I could.

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Ken and Lyra Schramm, Menlo Park

On Apr 02, 2021

American Home Shield (AHS)

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Gotta say that I\'m very pleasantly surprised. My real estate agent convinced me to get a warranty from American Home Shield... wow glad I listened. Within the first three weeks of moving in 1) the upstairs heater would not work AND the downstairs main furnace PGE forgot to light... so let\'s just say the first night was rather cold, but the second night, AHS scheduled service and had no issues since. 2nd garage electricity went out and rather embarrassed that it was serviced by a simple flick of a hidden GFI switch. 3rd sewer blowout draining into my backyard... serviced with a big snake to root out the problem. 4th rekeying that comes with signing up quick and easy. Let's just say I'm a fan thus far!

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Steve Conrad, Twin Peaks

On Mar 21, 2021

American Home Shield (AHS)

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****** ********** Plumbing are a top professional company. 2 of their employees came to the house around 2:00 p.m and installed a tankless water heater, they were done by 4:00 p.m. Very impressive

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Michelle Burwasser, San Francisco

On Mar 15, 2021

American Home Shield (AHS)

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Very impressed with ** Plumbing. ***, came in and first assessed the issues and then methodically addressed all three issues and educated me on the condition of our plumbing. He shared wise counsel to prolong proper draining. Presently everything is working well. Thank you ***!

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Joseph Sason , Vacaville

On Mar 11, 2021

Cinch Home Services

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In dec 2020 we called Sears for a leaking dishwasher. A technician came and said it was the heater and ordered one after 2 weeks we got the heater but another technician came and said it was the copper pipe and was not covered. We ended up buying a new dishwasher. The technician signed us up for a warranty service. They don’t know what is covered and not. I am planning to cancel it. Waste of money.

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cat riedel, West Sacramento

On Mar 03, 2021

American Home Shield (AHS)

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Technician for non working refrigerator came out 2 days after contacting American Home Shield. AHS did not respond to calls for updates on parts ordered for needed repairs. Parts from AHS took 3 weeks to arrive and when they did they were defective. Note, parts were remanufactured, not new. Could not get straight answer on when 2nd set of replacement parts would arrive. Yes, there are delays due to pandemic, but I found parts online that could be delivered within 4 days to my home, and the parts were NEW. Lack of communication, incorrect information, and no sense of urgency on the part of AHS. Deplorable customer service on every level. Still no refrigerator after one month. Look elsewhere for your warranty. Nothing but headaches with AHS. This was my first and last experience with them.

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Cats Godot, Morgan Hill

On Feb 28, 2021

American Home Shield (AHS)

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Absolutely horrible experience with AHS. 2 months without a functional washer, phone agents who wouldn\'t understand the issue (and kept insisting on reading from a script), promises for callbacks that never happened...I finally had to pay for local techs out of pocket to finally resolve my issue. I\'m on this site again only to find a replacement for AHS. Would not recommend them to my worst enemy.

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Sandy, Elk Grove

On Feb 22, 2021

American Home Shield (AHS)

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Part ordered two times, delayed service, it takes two months repair my cooktop. Frist appointment the technician didn’t show up. I spent half of day Waiting. Last technician came with the mask only coverd the month, please next appointment come back to finish cooktop in march 3, 2021. Make sure the technician with mask cove month & nose. Thanks

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Vicki, Panorama City

On Feb 19, 2021

American Home Shield (AHS)

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Everything went great and in a timely manner. All went well. Everyone involved was very professional and good. Had a good experience and I am happy with the results. Thank you for the hard work.

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Diana J Davis, Sacramento

On Feb 19, 2021

American Home Shield (AHS)

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As usual American Home Shield sent an extremely knowledgable technician. The problem was found immediately and fixed just as fast. Every time something goes wrong I feel confident it will be taken care of. This is important for an older senior living alone not to worry. It is also a big savings and I\'m very grateful to have found this policy. I have friends that have a great deal of trouble with their Home Warranty experiences. As soon as their companies pay them what they owe them they will change to American Home Shield.

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Ken, North Hills

On Feb 19, 2021

American Home Shield (AHS)

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We\'ve used our American Home Shield (AHS) a few times to repair our oven and washing machine. Calling for the repair was super easy. Technicians were on time and very professional.

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Todd Thompson, Laguna Niguel

On Feb 15, 2021

American Home Shield (AHS)

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Technician couldn\'t repair sink faucet on first visit as it needed to be replaced. Follow-up visit was timely and professional. Email notification\'s were helpful to track technician arrival time. Very pleased with the new faucet.

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