Old Republic Home Protection Reviews 2023

Old Republic Home Warranty Plans & Coverage

The Old Republic Home Warranty offers up to 4 plans, one of the most diverse catalogs in the market. This differs significantly from location to location. We recommend you read ORHP’s plan brochure to know the plans and pricing in your state.

The list of ORHP plans is mentioned below-  

• Essential Plan: This affordable plan from Old Republic Home Protection covers several major home systems (including heating, cooling, plumbing, and electrical) and some appliances (excluding washer, dryer, and kitchen refrigerator).
• Standard Plan: This plan from Old Republic Home Protection covers several major home systems (including heating, plumbing, and electrical) and most kitchen appliances (including dishwashers, trash compactors, kitchen exhaust fans, ranges, ovens, cooktops, built-in microwaves), as well as garage door openers and central vacuums. Air conditioning systems, washer, dryer, and kitchen refrigerator are included in Standard Coverage in some states or available as an add-on option.
• Ultimate Plan: Includes everything in the Standard Plan plus increased coverage for correcting code violations, haul away, permits, and more. It also includes enhanced system and appliance coverage.
• Platinum Plan: Old Republic’s most comprehensive offering, the Platinum Protection plan, offers everything in the Standard and Ultimate plans and more, including higher dollar limits and extended plumbing coverage.

With ORHP, customers can use varied coverage, from basic to combinational plans. For a clear picture of the items included in the plans, take a look at the table below:

Ultimate enhancement refers to coverage provided for an additional 15 items/components.

Old Republic Home Protection Exclusions

Your home warranty service agreement has certain limitations. OHRP plans do not cover:

• Malfunction as a result of missing components or equipment, lack of capacity of the existing system, mismatched components, or any federal, state or local regulations or ordinances, utility regulations, building or zonal codes.
• Routine cleaning or maintenance
• Damage due to people, pests, or pets.
• Any improper repair/modification/installation of the covered item – additional coverage available with Ultimate Protection.
• Cosmetic defects
• Accidents; water damage; failure due to power surge or overload; structural damage/defect; lightning; mud; earthquake; fire; flood; freezing; ice; snow, soil movement; wind; storms; or acts of nature

ORHP reserves the right to repair any covered item with non-original manufacturer’s parts, including rebuilt or refurbished parts. 

Note: There may be other exclusions to your ORHP home warranty plan; carefully review your state’s plan brochure for complete coverage and exclusion details.

Image description: Old Republic Home Warranty Exclusions from ORHW official brochure

Old Republic Home Warranty Cost

Old Republic Home Protection prices its home warranty plans differently in each state. The chart below lists expected first-year plan fees for single family homes going through a real estate transaction in Georgia.

Overall the plan costs are comparable to the industry average. All these plans include a service call fee of $85 – $110, which the customer must pay before the service provider is dispatched for diagnosis. You can also take advantage of the optional coverage items ranging from $25 to $250 per year. 

We recommend that you review your state’s plan brochure to calculate your exact premium. It is also vital to understand that plan coverage options may differ slightly depending on your state of residence.

Trustworthiness & Customer Service Of Old Republic Home Protection

Old Republic Home Protection provides customers with a variety of coverage tiers along with an option to customize their package through add-on features. Based on 1036 customer reviews on our website, it holds an average rating of 2.3/5. The BBB has also rated ORHP as having an A+. 

Recent reviews have revealed some areas where the Old Republic can improve its services; customers have noted dissatisfaction with assigned technicians and delays in processing claims. Nonetheless, many clients have expressed approval for the company’s offerings and spoken favorably of the level of service provided. 

As a whole, Old Republic Home Protection is a viable option for anyone looking to insure and secure their household items. However, it should be aware that certain areas require an adjustment to maintain customer satisfaction levels.

How To Buy A Home Warranty From Old Republic Home Protection?

To purchase a home warranty plan from Old Republic Home Protection, you must contact a real estate agent or the company directly. However, before purchasing a plan from ORHP, we recommend checking out our comprehensive guide to learn more about how to purchase a home warranty.

Old Republic Home Warranty Claim Filing Procedure

Once your waiting period ends, you can start filing for claims. The waiting period is 30 days for homeowners who purchase the home warranty. On the other hand, the plan gets activated immediately if purchased as a part of real estate transactions.

Requesting service from Old Republic Home Protection is a simple process.

• Request service online at www.orhp.com/requestservice or call 800.972.5985.
• Pay the trade call fee and Old Republic finds an independent service provider to diagnose the issue.
• The service provider contacts you to schedule a convenient appointment.
• The service provider diagnoses the issue, confirms coverage, and repairs or replaces covered components.

Methodology

At HomeWarrantyReviews.com, we are dedicated to providing in-depth home warranty reviews so you can choose the best home warranty company & make the most out of it. We examine, compare, and analyze the companies on the following factors:

• Pricing: We compare the costs of home warranty plans and determine if those are cost-effective. The pricing includes monthly/annual premiums, deductibles, and customer discounts. 

• Coverage: We compare the plans offered by different home warranty companies. The coverage consists of systems, appliances, and additional offerings.

• Claims: We look at customer reviews and determine their satisfaction with the claims filing procedure, settlement, and response times.

• Transparency: We verify if the home warranty company is licensed within the appropriate industry and offer details on the CEOs, contractors, and several settled claims.

• Uniqueness: We examine whether the company offers additional services, advantages, or coverage alternatives that set them apart.

• Customer Engagement: We assess the determination of home warranty companies responding to consumer problems in our Complaint Resolution Program.

Editorial Note On Old Republic Home Protection

Our editorial analysis suggests that Old Republic Home Protection is a viable option for those who want coverage that is affordably priced and has higher payment limits on home items. We observed that in most states, their prices are competitively better than industry averages, which can be advantageous for homeowners. 

Additionally, you can consider the Old Republic if you require pest control coverage under basic plans. It’s important to note that the company requires upfront payments from customers; if this isn’t agreeable to you, ORHP may not be ideal for you.

Conclusion

Old Republic can be a good option for a wide range of customers due to the extent of its coverage and the price points. We like that the company has customizable coverage and educational resources on its website. However, the company is not available nationwide. Hence, we encourage customers to read their state’s plan brochure carefully before investing in the home warranty service.

Quick Details About The Company

Here are some details about Old Republic Home Protection that you must know. Take a look: