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Established in 1974, Old Republic Home Protection boasts five decades of experience serving homeowners across the US. Its parent company, Old Republic International, has been a market leader in the insurance sector, with over 100 years of experience. The company now offers various plans and a service department that allows you to file a claim 24/7. 

This review presents a fair perspective on the following subjects by fusing our editors’ analysis of thousands of user reviews with their research:

  • Information on plans, coverage, and pricing by ORHP
  • Dollar limits and claims procedure
  • ORHP reviews from numerous customers

Why Old Republic Home Protection?

affordable_plans

Old Republic Home Protection has served over 6 Million customers since 1974

affordable_pricing

The company processed nearly a million service requests in the past year

qualified_local_techinician

ORHP covers failures due to rust, corrosion, and chemical build-up

HomeWarrantyReviews.com

threehalf_star

3.9/5 (1,038)

Trustpilot

threehalf_star

3.8/5 (9,102)

Consumer Affairs

onehalf_star

1.1/5 (59)

Explore Verified Consumer Reviews for Old Republic Home Protection

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Steven L Ross , AZ, Tucson
five_star

I’ve been using Old Republic for several years now. Apart from one provider who did not work out so well, although he did eventually get the job done, I have been impressed and very happy with Old Republic. This is especially true with the last problem I had which required some extensive work and Old Republic came through for me. I recommend them very highly. SR, Tucson, AZ

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Jerry D Parrish , MO, Belton
five_star

Old Republic is the absolute best home warranty I have ever used. They actually know what Customer service is about. For those who complain should understand their contact before complaining. I have used several home warranty programs in my life of 72 years and old Republic is hands ? down the best on the market. I have used local and national and none compare to the customer service of old Republic.

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Kimberly Nardi , AZ, Fountain Hills
five_star

We have had Old Republic for 6 years. They have been wonderful to deal with and we will never give them up!

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Sandra Pickett , GA, Kingsland
five_star

I did not pay the annual coverage above, it was paid by the seller I purchased my home from. I\'ve had this Company as my home warranty for almost 1 year now. In this time frame I\'ve had two completed service repairs done and the third service repair should be completed today. Each and every repair has been a Blessing from Heaven. The Staff at Old Republic Home Warranty has Always been Friendly and took Time to make Sure my Home repair needs that the policy covered were met. And Always gave instruction on what I should do next. I Feel Very Blessed to Have them handle my home repair requests and referring me to TOP QUALITY SERVICE TECHS. I do Pray The Entire Company Have a GOD Blessed Day,Every Day in ALL You DO! Thank You so much for All You have done to Help My Home Repairs to be AWESOME! THANK YOU,

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Mark Crowell , NC, Concord
five_star

I renewed my warranty with this company even after reviewing other warranties. It is significantly different from homeowners insurance; my premium will never go up nor will I be canceled and they dont cover everything from plumbing, fans, ac to washer and microwave. Im a little disappointed that my deductible went up from 75 to 100 but ive had many claims (purchased a lemon) and my warranty has saved me $1000\'s!

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Daniel Stevens , AL, Coden
five_star

I don\'t understand, why so many people have given Old Republic, a bad rating. I have used them, for ten years now, and every time I\'ve had a issue. They have resolved it. In a timely matter. I personally love Old Republic and I recommend them to everyone!

  • GO TO

Pros & cons

Pros

  • Offers coverage for pest control
  • Has no dollar limits on refrigerant replacement

Cons

  • Cost and coverage differs greatly between states

Enquire For Cost-effective home warranty plans

Protect Your Home Appliances And Systems Starting As Low As $1.5/Day

Plans & Coverage Of Old Republic Home Protection

The Old Republic Home Protection offers homeowners, home sellers/buyers, and real estate agents different plans. ORHP has one of the most diverse catalogs in the market. This differs significantly from location to location. 

The list of Old Republic Home Protection plans for homeowners is mentioned below: 

Items

Basic

Delux

Elite

Heating System & Ductwork

Garbage Disposal

Drain Line Stoppages

Instant Hot / Cold Water Dispenser

Plumbing Pipe Leaks (Including Polybutylene)

Plumbing Valves

Toilets

Water Heater

Water Pressure Regulator

Electrical System

Attic, Bath Exhaust, Ceiling, & Whole House Fans

Central vacuum 

Garage Door Opener

Rekey Service

Dishwasher

Exhaust Kitchen Fan

Kitchen Refrigerator

Oven / Range / Cooktop / Built-In Microwave

Trash Compactor

Washer / Dryer (One Set)

Garage Door Hinges, Springs, Remote Transmitters, & Key Pads

Air Conditioner / Cooler

Faucets, Showerheads, & Shower Arms

Garage Door Hinges, Springs, Remote Transmitters, & Key Pads

Coverage Limit Enhancement

  • A/C Refrigerant Recharging 
  • Per Appliances
  • Correction Of Code Violations, Improper Installation / Repair / Modification, Haul Away, Permits
  • $20/lb.
  • $3,500
  • N/A
  • $20/lb.
  • $3,500
  • $500
  • Unlimited
  • $7,000
  • $1,000

For home buyers/sellers and real estate agents, the plans are:

With ORHP, customers can use varied coverage, from basic to combinational plans, including pest control. For a clear picture of the items included in the plans, take a look at the table below:

Items

Essential

Standard

Ultimate

Platinum 

Air Conditioner / Cooler

Heating System

Ductwork

Built-In Microwave Oven

Plumbing Pipe Leaks

Drain Line Stoppages

Water Heater

Toilets

Recirculating Pump

Built-In Jetted Bathtub Motor & Pump

Garbage Disposal

Instant Hot / Cold Water Dispenser

Sump Pump

Water Pressure Regulator

Exhaust, Attic, Ceiling, Whole House Fans

Electrical System

Garage Door Opener

Central Vacuum

Rekey Service

Trash Compactor

Dishwasher

Kitchen Exhaust Fan

Oven / Range /
Cooktop

Washer / Dryer

Kitchen Refrigerator

Limited Pest Control

Ultimate Enhancements

Refrigerant Recapture, Reclaim, & Disposal

Code Upgrades | Permits | Haul Away | Cranes

Mismatched Systems | Improper Installation

Increased Coverage For Item Under Manufacturer's Warranty

Increased Coverage For Plumbing Items & Stoppages Due To Roots

Increased Coverage For Zone Controls & Specific HVAC Systems

Modifications (With Additional Code Upgrades)

Other than the plans mentioned above, ORHP offers Patriot, Liberty, and Freedom plans in association with the Freedom Home Warranty, which is only available in some states. 

Note: These plans differ from the others and are not available jointly. We recommend entering your exact zip code to know in detail about the coverage offered in your area. 

The plans are as follows:

Items

Patriot 

Liberty 

Freedom

Heating System

Ductwork

Air Conditioner / Cooler

Drain Line Stoppages

Toilets

Plumbing Pipe Leaks

Water Heater

Built-In Jetted Bathtub Motor & Pump

Instant Hot / Cold Water Dispenser

Recirculating Pump

Sump Pump

Garbage Disposal

Electrical System

Exhaust, Attic, Ceiling, Whole House Fans

Garage Door Opener

Central Vacuum

Dishwasher

Trash Compactor

Oven / Range /
Cooktop

Rekey Service

Built-In-Microwave

Pre-Season Hvac Tune-Up

Kitchen Refrigerator

Plan Enhancements

Washer / Dryer

Water Softener /
Reverse Osmosis Water

Filtration System

Note: Other than these plans, ORHP also has a 13-month CRES Plan, which you can learn more about on its website.

Optional Coverage

OHRP offers a variety of add-ons that you can add to your plans in exchange for an extra fee. The optional coverage available for homeowners are:

The optional coverage available with real estate plans is mentioned below:

Old Republic Home Protection coverage

Find out what else your home warranty cover by taking a free quote here!
Find out what else your home warranty cover by taking a free quote here!
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Find out what else your home warranty cover by taking a free quote here!
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 Coverage Limitations & Exclusions

The Old Republic protects systems and appliances up to a limit, known as coverage limit or dollar limit. These vary depending on the plans and covered items. 

Look at the table below to understand Old Republic Home Protection’s coverage limits offered for homeowners plans. 

Items

Coverage Limits

Heating System

Up to $6,500/system

Ductwork

Up to $1,000

Air Conditioner

Up to $6,500

Plumbing Pipe Leaks

Up to $1,500

Toilet Replacement 

Up to $600/toilet (Delux & Elite Plans)

Appliance Coverage

  • Up to $3,500/item (Basic & Delux Plans)
  • Up to $7,000/item (Elite Plan)

Electrical System

No Limit

Central Vacuum 

Up to $3,500

Rekey Service 

One time

OPTIONAL COVERAGE

Additional Refrigerator/Freezer Units

Up to $500

Enhanced Slab Leak Limit

Up to $1,000

External  Plumbing

Up to $1,000

Limited Roof Leak Repair

Up to $1,000 (Not available for Nevada homeowners)

Septic Systems, Sewage Ejector Pump

Up to $500

Swimming Pool/Spa Equipment

Up to $3,000

Water Softener / RO Water Filtration

Up to $500

Well Pump

Up to $1,500

Apart from that, your home warranty service agreement has certain exclusions. OHRP plans do not cover:

The company states that it reserves the right to repair any covered item with non-original manufacturer’s parts. 

Note: There may be other exclusions to your OHRP contract; we recommend carefully reviewing the agreement.

Coverage Limitations & Exclusions

Image description: Old Republic Home Warranty Exclusions from ORHW official brochure

 Old Republic Home Protection Cost

The cost of Old Republic Home Protection prices differs in each state. The monthly homeowner’s plans start from $45 to $85, with deductibles priced at $100 and $125. You can also take advantage of the optional items ranging from $25 to $125 per year. 

The table below shows monthly pricing for the homeowners’ plans. 

   

Plans

 

Service Fee

Basic 

Delux 

Elite

$100

$50

$65

$85

$125

$45

$60

$80

The following table lists the first-year plan fees for single-family homes going through a real estate transaction.

Plans 

Yearly

Standard Coverage

$365

Essential Coverage

$490

Ultimate Protection

$520

Ultimate with W/D/R

$635

Platinum Coverage

$700

Platinum with W/D/R

$735

Patriot Plan

$295

Liberty Plan

$395

Freedom Plan

$495

Service Call Fee/Deductible: $85

Service Call Fee/Deductible: $75 (Freedom, Liberty, & Patriot)

Pro Tip: Take a free quote to know the exact pricing options available in your area, as costs vary from state to state.

ORHP does not disclose the monthly charges for real estate plans. However, the plan costs are comparable to the industry average. Additionally, all these plans come with a service call fee, which the customer has to pay during each service visit. 

We recommend reading the home warranty policy before moving forward to know how much the home warranty costs. It is also vital to understand that pricing options may differ slightly depending on your state of residence.

Review Of Plans, Coverage & Customer Service Of Old Republic Home Protection

Old Republic Home Protection provides customers with a variety of coverage tiers along with an option to customize their package through add-on features. Based on 1030+ customer reviews on our website, it holds an average rating of 3.9/5. Moreover, the ORHP has received an A+ rating from the Better Business Bureau.

Review Of Old Republic Home Protection Plans & Coverage

Review Of Old Republic Home Protection Customer Services

Claims Filing Procedure Of Old Republic Home Protection: Phone Number, Web Portal, & Online Form 

Once the waiting period of 30 days has passed, you can start filing claims. To do so, follow this process: 

Note: OHRP states that you shall be entitled to pay additional charges if you request emergency services outside business hours. 

Conclusion

Old Republic can be a good option for a wide range of customers due to the extent of its coverage and the price points. However, we encourage customers to carefully read customer reviews and sample service agreements before investing in the home warranty service.

Looking for the finest home warranty? Get your free quote!
Looking for the finest home warranty? Get your free quote!
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Looking for the finest home warranty? Get your free quote!
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Quick Details About The Company

Here are some details about Old Republic Home Protection that you must know. Take a look:

CEO

Marisol Natera

Year Of Establishment

1974

Address

2 Annabel Ln Ste 112, San Ramon, California, 94583

Type Of Company

Public

Why Should You Trust Us?

Frequently Asked Questions (FAQs)

Q.

Do I Need A Home Warranty If I Have Homeowners Insurance?

A.

Homeowner’s insurance & home warranty do not cover the same things, so having home insurance does not get you respite from sudden mechanical breakdowns. A home warranty helps if you have older house appliances and systems that aren’t under a manufacturer’s warranty. 

The two policies are complementary but not interchangeable, as a home warranty doesn’t cover damage from natural disasters.

Q.

Can The Old Republic Home Protection Coverage Get Transferred?

A.

Yes, customers can transfer the policy to a new homeowner. However, you must notify the company when you transfer your contract. You must also contact customer care to update them on an interstate transfer. It will make sure you go through a smooth transfer process.

Q.

Does The Old Republic Home Protection Cover Septic Tanks?

A.

Yes, coverage is available for septic tanks. Customers can get this device protected under the company’s Optional Home Buyer’s Coverage option. Patrons must also understand that several other devices can also get picked for optional coverage through this plan.

Q.

Does Old Republic Cover HVAC Systems?

A.

Old Republic Home Protection covers HVAC systems, but the plans give people a choice between having their HVAC or refrigerator covered. All the components that affect the heating operation of the unit are covered. Mini-split, ductless systems are covered, but window units are not.

Q.

Can I Renew My ORHP Home Warranty?

A.

Yes, it’s easy if you require Old Republic Home Warranty renewal. ORHP will notify you of the terms of renewal and the Plan Fee approximately 60 days before coverage expiry. You must pay before that day to smooth out the next contract period.

Q.

How Do You Cancel An Old Republic Home Protection?

A.

You can cancel your service contract with ORHP by completing the plan cancellation form on their website. You will receive a full refund if you cancel your contract within the first 30 days. Otherwise, ORHP will charge a cancellation fee.

Q.

Should Customers Read Old Republic Home Protection Reviews?

A.

You should read reviews of Old Republic Home Warranty by existing customers, as it helps you understand the company’s service quality based on their collective experience. It also enables you to understand the intricate details of company claims.

Q.

How Long Does The Old Republic Home Protection Last?

A.

Old Republic Home Warranty plan lasts a year, after which you can renew your contract.

Q.

Is A Home Warranty Worth It For An Older Home?

A.

A home warranty plan can be purchased for an older home to protect the home systems and appliances that may be aging. The plan will cover the repair and replacement costs of included items and can help you maintain them for a longer time. Considering these things, you can decide if a home warranty is worth it for your older home. 

Q.

Do Home Warranties Cover Labor?

A.

Most companies cover labor ranging from 90 to 180 days. Your plan may offer a labor and parts guarantee, so contact your service provider for more information.

Q.

How Many States Does the Old Republic Home Protection Cover?

A.

Old Republic Home Warranty plans are available in 26 states.

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Reviews from employees of home warranty companies or named competitors are not encouraged. We will also not allow reviews that are too short or abusive. We may withhold reviews that in our discretion do not meet the above criteria.

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