Best Home Warranties In New Mexico
New Mexico is home to breathtaking scenery with vast plains, and vibrant sunsets making it a one-of-a-kind place to settle. However, it is also prone to thunderstorms, lightning, wildfires, and other weather phenomena which can accelerate the rate of wear and tear of home systems and appliances. Home maintenance can cost over $15,000 per year in New Mexico and therefore, frequent repairs can burn a hole in your household budget.
A home warranty covers the essential home systems and appliances in the event of mechanical breakdowns and reduces repair and replacement costs drastically. New Mexico has numerous home warranty companies that cover critical devices making it difficult to choose the right one. Therefore, we researched & gathered reviews for some of the home warranty providers in New Mexico to help you pick the most suitable plans.
ServicePlus Home Warranty |
Get $200 Off + 2 Months Free
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Top Home Warranty Companies In New Mexico
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American Home Shield (AHS) |
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They let you pick and choose particular items you want to protect and Build-Your-Own Plan.
PRICING
$39 - $70
SERVICE FEE
$75 - $125
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Choice Home Warranty |
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They are one of the few companies to offer roof repair coverage at an affordable price.
Offer(s) Available:
FIRST MONTH FREE + LIMITED ROOF COVERAGE
PRICING
$46-$55 monthly
SERVICE FEE
$60-$85
855-455-6190
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ServicePlus Home Warranty |
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The company offers exciting discounts and budget protection.
Offer(s) Available:
GET $200 OFF + 2 MONTHS FREE
PRICING
$53-$60 monthly
SERVICE FEE
$75
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Complete Protection Home Warranty |
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No exclusion for pre-existing conditions.
PRICING
$380 - $720
SERVICE FEE
N/A
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America's Preferred Home Warranty (APHW) |
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They let you pick the premium and deductible amounts in your policy and pay as you like.
PRICING
$39 - $47
SERVICE FEE
$50 - $125
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The Home Service Club |
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At times, they cut down the waiting period to a mere 10 days and begin protecting your devices.
PRICING
$51-$63 monthly
SERVICE FEE
$65-$125
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Select Home Warranty |
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They are the only company that covers mobile homes.
Offer(s) Available:
GET $150 OFF + 2 MONTHS FREE + FREE ROOF COVERAGE
PRICING
$57-$62
SERVICE FEE
$45-$100
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First American Home Warranty |
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The company offers you limitless service call claims so that you get the value for your money.
PRICING
$336-$534+
SERVICE FEE
$85
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Home Warranty of America |
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The company offers you a 13-month home warranty plan that provides exceptional coverage options.
PRICING
$275 - $695
SERVICE FEE
$75 - $100
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Liberty Home Guard |
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PRICING
$480- $720
SERVICE FEE
$60
Important Tips On Buying A Home Warranty In New Mexico
- A home seller’s warranty in New Mexico can reduce the chances of receiving complaints about flaws in the property's systems and appliances after the sale. Therefore, if your home is on the market, you should consider reducing your liabilities with a home warranty plan.
- If you get the warranty through a sales rep directly, make sure they have properly explained the New Mexico home warranty contract clauses. Many people don’t realize that a home warranty doesn’t always cover the full cost of the replacement but usually, gives a prorated amount, subject to coverage caps.
- If you're considering buying a home warranty, you should check whether the plan covers everything that you need. You should read the contract carefully to understand the exclusions for each device.
- If you’re buying a pre-owned home with a warranty service contract, ask the previous owner for service records of home systems and appliances. If they are not including a home warranty, you can ask for the same. It will help you reduce the chances of claim denials.
- Though the home warranty company may not require a home inspection it's advisable to get one. A home inspection proves that the devices had no pre-existing conditions and reduces the risk of claim denial. However, there are a few companies in the market that exclude pre-existing conditions from warranty coverage.
New Mexico Weather Conditions And Impact On Household Items
New Mexico has a moderate dry or semi-arid continental climate with little precipitation and plenty of sunlight. Generally, one sees hot summer days, requiring cooling home appliances to work overtime, reducing their lifespan. Thus, purchasing a home warranty can save you from the high repair cost of these devices.
And let's face it, when it is 100° F outside, the last thing you want is to be saddled with a broken air conditioner.
Even though the state encounters limited rainfall, thunderstorms and lightning are common occurrences. The humidity and power surges can speed up the normal turnover of home devices. The resultant repairs will be much less expensive if you have a home warranty. Access to skilled repair technicians can also make your life easier.
A Glimpse At Average Premium In New Mexico
The average premium paid by a home warranty customer in New Mexico is around $318.98 per year, and the deductible is around $65.55. We have created a graph where the X-axis displays the price of the premium and the Y-axis shows the number of homeowners, to help you understand the price ranges better.
Best Home Warranty Plans In The State Of New Mexico
We’ve evaluated some of the plans offered by New Mexico's most popular home warranty companies and presented the top choices. You can select the most suitable plan by reviewing critical factors like premiums, coverage, deductibles, ratings, and so on.
- Choice Home Warranty- Choice Home Warranty offers two plans, which cover major home systems and appliances. The Basic Plan covers the major home system and devices except the refrigerator, dryer, AC and clothes washer while the Total Plan is a good option for the residents who want to cover a few core home systems and appliances.
- American Home Shield-. American Home Shield not only has three standard coverage plans, the ShieldGold Plan, The ShieldSilver Plan and the ShieldPlatinum Plan. They also offer add-on coverage so that homeowners can customize the plan. AHS’ ShieldPlatinum Plan appeals to New Mexico home buyers because of the good coverage limits and unique inclusions.
- Service Plus Home Warranty- Service Plus Home Warranty offers two plan options: Gold and Platinum. This company stands out for two reasons - exhaustive add-ons (such as limited roof leak coverage, a second refrigerator, and pool/spa coverage to name a few) and great discounts. The Platinum Plan offers comprehensive coverage to all essential home devices while the Gold Plan provides coverage for 15 significant home appliances and systems.
Based on consumer experience, we recommend considering Choice Home Warranty Total Plan. Get your free home warranty quote today if you want to discover the specific price details for any top companies!
Frequently Asked Questions
Is a home warranty worth it in New Mexico?
New Mexico faces scorching summers where your devices have to work overtime, resulting in unexpected repair costs, so having a home warranty may protect you from the hidden financial risks. It covers the repair and replacement costs of your home's vital systems and appliances if they fail due to regular wear and tear. If your home is aging, you may find a home warranty worthwhile.
How much will a home warranty cost in New Mexico?
The cost of a home warranty in New Mexico is about $30 to $60 per month. Most companies will let you pay for the plan on a monthly basis, making it more affordable. You can also include Add-On Coverage options to your warranty plan, or buy it later on (within 60 days of plan purchase). This can make your home warranty charge you an additional fee, depending on how many add-ons you buy.
The deductible costs range from $65-$150. The lower the monthly plan cost, the greater the deductible (for companies that offer a choice). If you anticipate using the warranty more than three times a year, a plan with a smaller deductible will be more affordable.
How does a home warranty work?
Home warranty operations are a straightforward process. You must contact the home warranty company if a covered home system or appliance at your residence begins malfunctioning. The home warranty company will then schedule a visit with a technician to diagnose the problem. In case the issue becomes unfixable, the home warranty provider may make arrangements to replace the appliance as per the contract coverage.
Are new home warranties worth it?
Purchasing a new home warranty may be a worthwhile expense. If you have bought second-hand home systems and appliances or moved the old ones into your new home, a new home warranty may be helpful. They aren’t useful for devices covered by OEM warranties. Do note that a new home warranty for construction is an entirely different product
What are the top home systems & appliance problems I may face?
Our users have reported some major issues faced by home systems and appliances in New Mexico, as:
- Plumbing System- Blockage in the drain & sewer lines, stoppages, leaks, water breaks, and clogged drain vent lines
- Washing machines- Water leakage and the machine not draining
- Air conditioners- Breakdown of the cooling function
- Dryers- Overheating or clothes remaining damp
- Dishwashers- Dishes remaining dirty and lack of drainage
When should I buy a home warranty?
You can buy a home warranty whenever you feel the need for one, such as after purchasing a pre-owned home or when you feel a need to reduce the home maintenance costs.
New mexico Home Warranty Companies Reviews
Winifred Gravely, Estancia
On May 16, 2022
Lowe’s Protection Plans
I will never buy any appliances from Lowes again. No one answers the phone and when they do no one can "find" my warranty even when I offered my EPP reference number, name, email address, and the number associated with the account. Lowes warranty is a fraud.
Ron Thompson, Albuquerque
On Apr 26, 2022
American Home Shield (AHS)
I\'ve been with AHS since 2015, I have never been disappointed! The businesses sent to us, were very good! Even though they weren\'t "name" business they were great! Professional, knowledge and courteous. Additional, on-time, or early and we were notified of their arrival time. They quick solved the problem and fixed it! Very reliable, and good quality!
Michelle Durham , Clovis
On Apr 01, 2022
American Home Shield (AHS)
I was very happy with the whole experience. They came in and out, and was very polite and friendly! They cleaned up after themselves. The people at AHS was very helpful as well. Answered all my questions and made sure everything was done right.
David P, Clovis
On Feb 15, 2022
American Home Shield (AHS)
My Air conditioner went out and I called American Home Shield. They took my information, gave me the contact of the company who would call. I received a call the next morning and appointment was set for that day. Company troubleshoot issue to compressor and reversing valve bad. AHS order a replacement unit and follow up about every 4 days until company receive unit and set appointment to replace heat pump unit. Very impressed with AHS throughout the process and the company fixing the AC.
Elizabeth, Albuquerque
On Oct 21, 2021
General Home Warranty
DO NOT USE THIS COMPANY. They do not return phone calls and they do not respond to emails. They do not respond to complaints through the BBB. I have been trying for 4 months to resolve a claim. I purchased my home and warranty in June. At the end of June the dishwasher stopped working. After over a week of run around, they sent a repairman out who said the dishwasher could not be repaired. Several more weeks went by without any response from them. In the meantime I purchased a new dishwasher, waited several weeks for delivery and had it installed. GHW finally agreed to a buy out of the old dishwasher and I waited over a month before the check arrived. I deposited the check right away. Two days later I checked my account and the check had bounced due to insufficient funds and the bank charged me a service fee. I have already filed a complaint with the BBB but it has been over a month and GHW still has not responded to the complaint. GHW still has not returned my phone call even though I have left numerous messages. Please save your money and go with a different company. This company has promised me they would do 'better' but those were lies too. Shame on you GHW. If I could give a negative rating I would.
Douglas Holtsoi, Farmington
On Nov 24, 2020
American Home Shield (AHS)
I recently had some problems with my heater in my home. I called AHS and on this matter and they quickly contacted a local plumbing and heating company in my area and I started to work with them. I was amazed how much AHS invested in my heating problem, more than I had pondered on. The work was quickly done by the local company and now none of my family members do not have to worry about our heating going out in the middle of winter. I compliment both AHS and the local company for their help and concern. Thank you once again
David Pinckney, Clovis
On Oct 30, 2020
American Home Shield (AHS)
Absolutely terrible!! If I could give negative stars I would. First off they took forever to decide to replace my AC. They chose a local company with terrible ratings. I\'ve been back and forth with the local company that doesn\'t want to show up to install equipment. When I ask for a different company to be given the contract I get put on hold for literally hours and nothing comes of it. Not to mention they keep terrible records. I was asked 2 months ago if I wanted a replacement or cash pay out and I said replacement. Now the day that the local company is supposed to install the unit AHS still doesn't know that the install is what I chose! Also if you decide to get a cash payout they will only pay you the cost of install that they pay the local company. AHS orders the unit and sends to your local company to install. So lets just say you want to have a proper 5 ton unit installed in place of the existing undersized 4 ton unit. You will not pay the couple hundred dollar difference in cost between the two, you will only get reimbursed the install cost and have to shell out over $5K more out of pocket. Absolutely garbage overall. Also, good luck getting any correct information from their call center in the Philippines. They do not care about the customer and do nothing to help the situation, and of course there's no way to get ahold of an American here in the states that actually cares.
Florine Gutierrez, Albuquerque
On Oct 07, 2020
American Home Shield (AHS)
The techs came in on time right at 11 checked out the faucets and got right to it. They knew what they were doing, Also the heating maintenance was done.
Brian Stephenson, Rio Rancho
On Sep 22, 2020
American Home Shield (AHS)
The contractor was professional and went the extra mile to insure that we were satisfied with the job they did. Only issue was the time it took. No hot water for 7 days
Ryan Watson, Santa Fe
On Sep 18, 2020
American Home Shield (AHS)
Seller provided the home warranty for my new house. The water heater started leaking the week I moved in and the floor drain underneath it was clogged! American Home Shield sent a local plumber who got the drain unglogged and water heater replaced the next day!
Marianne Wright, Rio Rancho
On Aug 08, 2020
American Home Shield (AHS)
Great company, also came thru with a great contractors - I have had two issues , one with my heating ,air system , one with my oven, both were repaired promptly and professionally with know companies in my area. I would recommend American Home Shield!
Shirley salas, Albuquerque
On Jul 27, 2020
American Home Shield (AHS)
The service was excellent. The service man answered my questions and gave me some great info about my A/C. He went up on the roof and fixed the problem. He also showed me hoe to clean the condensation line. He was very professional. I would use this company again.
Jay Rodenbeck, Albuquerque
On Jul 22, 2020
American Home Shield (AHS)
My AC repairman did an excellent job and was very expeditious, we were very happy with our repair. He also gave us very valuable tips on how to maintain our air conditioner ourselves
Morgan Topp, Las Cruces
On Jun 12, 2020
American Home Shield (AHS)
This was A fast and easy experience. We put the order for the work on a Sunday night, and Monday morning they called and said they would be there between 10 and 11 AM. The technician came at 10:04 AM, I figured out what it was and repaired it and was on his way within an hour. He was very friendly and wore a mask inside and while working. We are very happy with this result.
JoLynn Kniffin, Rio Rancho
On Jan 08, 2020
American Home Shield (AHS)
I had 2 claims just before the Christmas holiday, our microwave stopped working and water heater started running out of hot water more quickly than usual - so not super critical items, livable. The microwave was quickly diagnosed and was approved for replacement, it took several weeks for it to be ordered, received and installed but we are grateful it was covered. The water heater took 2 visits (and a couple of weeks) from the plumber before they determined it should be replaced but the installation was then scheduled quickly and efficiently. Overall, we are very pleased with AHS, just took some time and patience to get to the end result.
Monteen Amezquita, Albuquerque
On Nov 18, 2019
American Home Shield (AHS)
Appliance repair guy was fantastic. He diagnosed the problem and the next day came back and had it fixed.
Yvonne M Coats, Albuquerque
On Oct 30, 2019
American Home Shield (AHS)
When we had our gas heat turned on earlier in October, we had the company check out all the gas appliances. They discovered excess carbon monoxide being released from the oven when it was turned on and suggested we repair or replace the stove. American Shield answered my call immediately and found a repair service in my area. Everything worked precisely as the AHS representative told me it would, and the service company was excellent. I was impressed by AHS's service and by the quality of the repair service.
Ashley Romero, Albuquerque
On Sep 23, 2019
Lowe’s Protection Plans
HIGHLY recommend Lowe\'s Extended Warranty!! Prompt and friendly service!!
Jennifer Stephens, Alamogordo
On May 18, 2019
American Home Shield (AHS)
So far, so good! I purchased an American Home Shield warranty when escrow closed on my new home. Good thing, as I found out a few days later that the refrigerator I inherited didn\'t work properly. I made a call to American Home Shield and they had a repairman here the following day. It took a few days to get the parts ordered, but the refrigerator is running great now. I paid a lot less for the home warranty than it would have cost to buy a new fridge. I did have one issue that turned out to be a misunderstanding; I was under the impression that re-keying the locks was included with the purchase of the plan, but it wasn't. Instead of paying the service fee, I went to my local home improvement store and bought new locksets as it was more cost effective to do the job myself. Overall, I'm very happy with the purchase of the home warranty; I'm covered on heating, cooling, plumbing, and all of my major appliances (with the exception of my R.O. system), all for under $600/year.
Mary Anne DeBarbrie, Santa Teresa
On May 07, 2019
American Home Shield (AHS)
I have used AHS for many years for my house in New Mexico and I have been very happy with them. Last year I bought a home in Texas and have AHS on it too. Outstanding service and they stay with you until the problem is resolved.
James Phillips, Albuquerque
On Apr 22, 2019
American Home Shield (AHS)
I have used American Home Shield to repair my air conditioner last year and my furnace this year. they were absolutely easy to deal with and the repairs were done well and timely. AHS followed up with me to make sure everything was good. AHS is probably one of the best companies I have ever dealt with and I highly recommend them
Gall, Albuquerque
On Apr 08, 2019
General Home Warranty
Melissa the reception person acts like she is a qualified contractor to deny claims. She asked for proof of home inspection that clearly states the warranty covers, & without sending someone still tries to deny coverage. I am calling the AG, BBB, & a lawyer! Screw this fraud company!
Owen Pena, Albuquerque
On Apr 01, 2019
American Home Shield (AHS)
AHS is an great company to do business with. They are extremely professional in every aspect of the process. I have used them 5 separate times for appliance and pool plumbing issues. All five times ended in positive results. The companies AHS works with have all been very professional and respond very fast. I highly recommend AHS!!
Brendan Gunning, Albuquerque
On Feb 09, 2019
General Home Warranty
This company is a borderline scam. I had a roof leak on Oct 23 2018 which I reported that same night. I received a phone call back shortly after saying a roofer would be out in 7-10 days because they were busy due to bad weather. I follow up in a week, again same thing 7-10 days. A MONTH LATER, November 28th, I get a call from GHW saying their roofer no longer works on tile roofs and a different roofer would call me within 48 hours. Never got a call. I called back 5 more times and eventually got a call from a roofer on December 21st but I was out of town and had to schedule a visit later. The roofer comes over January 8th and looks at the roof, finds where the leak is coming from, and calls GHW to explain the problem. I follow up with the roofer January 16th, he says he hasn't heard anything from GHW. I've called GHW probably 20 times over the course of this incident. Due to these absurd delays, each time it rains and leaks it drips into my kitchen ceiling which is now damaged. I filed a complaint with the BBB and GHW responded that "bad weather has backed up roofers both estimating and making repairs" and that they had responded to the roofer approving the repair. Excuse me, it's been 3 months - we haven't had 3 months straight of bad weather. I've contacted multiple other roofers who all said they could have an estimate in 1-3 days and repair in 1-2 weeks unless it was a complicated repair, which this isn't. I could have had this repaired in 2 weeks, but it's taken GHW 3 months and counting. GHW has delayed and delayed, and their negligence has caused damage to my kitchen ceiling which I'm sure they won't repair either. This is, without a doubt, the worst company I have ever dealt with in my life. This home warranty was just included in the closing of my home and I didn't think twice about it. Do your homework, read reviews, and choose a home warranty company with decent reviews. GHW is a scam, avoid at all costs.
Alana Rodis, Gallup
On Jan 09, 2019
American Home Shield (AHS)
My husband and I were buying a new home when he suggested purchasing a home warranty. I researched various home warranty providers and AHS was, by far, the best option I found. Still, I was skeptical of "wasting" money on something I didn\'t think we would need. Boy, was I wrong - our furnace died and AHS covered the cost and replacement of a brand new motor IN FULL. This has more than paid for itself, and we are so appreciative of AHS's customer service, timeliness, and use of reputable vendors. Very highly recommended.