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Discover The Best Home Warranty Companies

HomeWarrantyReviews.com has helped nearly 6 million homeowners make the right choice for over 14 years. As the pioneers of this segment, we've taken forward the legacy of becoming the most reliable source for homeowners, with over 100,000 user reviews and research-intensive expert opinions.


Years Of Experience


Homeowners Served


Companies Reviewed

Best Home Warranty Companies Of September 2023

fourhalf_star 4.2/5

Based on 877 Reviews

Service Fee$75
LimitUpto $3k/item
four_star 4.0/5

Based on 9,884 Reviews

Service Fee$60-$85
LimitUpto $3K/item
threehalf_star 3.5/5

Based on 4,570 Reviews

Service Fee$60-$100
four_star 4.0/5

Based on 16,757 Reviews

Service Fee$75-$125

What makes HomeWarrantyReviews.com
the Preferred Platform?


With over 100,000 user experiences shared over 14 years, HomeWarrantyReviews.com is a valuable source of home warranty insights.

With over 100,000 user experiences shared over 14 years, HomeWarrantyReviews.com is a valuable source of home warranty insights. Our expert reviews cover essential details, making us a comprehensive platform. Choose us to access everything you need to know about home warranties.

Our expert reviews cover essential details, making us a comprehensive platform. Choose us to access everything you need to know about home warranties.

  • Extensive collection of home warranty customer reviews
  • Two-step verification process for authentic user reviews
  • Proprietary Complaints Resolution Program connects dissatisfied customers with warranty companies
  • Useful tools such as home maintenance calculator, home affordability calculator

What Users Say About HomeWarrantyReviews.com

  • reviews

    I found the details on the website extremely helpful. It took me a while to finalize a home warranty, but I generally rely on the researched info put up on the homewarrantyreviews.com website to make a decision because it has always helped me. I recommend this site to everyone who is researching to get a home warranty because you get everything you need here.

    ~ Max Davis

  • reviews

    God knows that I struggled with getting my claims approved for months without any success. Connecting with homewarrantyreviews.com team was a blessing because they got in touch with my home warranty company and helped me get with my claim. Their CRP is a necessity in an industry like home warranty which helps in getting in touch with home warranty companies when all else fails.

    ~ Wendy Jones

  • reviews

    I was recently looking for a home warranty company, and I found homewarrantyreviews.com to be a very helpful resource. The website has a wealth of information about different home warranty companies, including their coverage, costs, and claims process. I was able to compare different companies side-by-side, and I found the reviews to be very helpful.

    ~ Dean Smith

  • reviews

    Whenever I need information on home warranty companies and plans, I come on HomeWarrantyReviews.com. The details on this page is credible and trustworthy, and most importantly the ease of using the site is a big plus. My mother who is 71 years of age and not very tech savvy is also comfortable gathering information from this site, which is definitely commendable!

    ~ Benjamin Schwartz

  • reviews

    I tell everyone who needs to get a home warranty to check HomeWarrantyReviews.com once because they have genuine user reviews for most companies on this site is invaluable. Other companies just give out their own ratings without customer reviews, which gets difficult to judge if they are genuine or not. What sets this site is that they don’t censor negative reviews which helps big time while finding a home warranty.

    ~ Miriam Hoffman

  • reviews

    The information on homewarrantyrewiews.com helped me a lot when I was looking to get a home warranty. Unlike other sites, they have objective information and hundreds of users’ reviews. What I got to read on this site truly made the difference, and now, I got a home warranty that suits my needs. Best of all, I know what it covers and what it doesn’t, making this an informed choice.

    ~ Brittany Moore

Methodology For Reviews & Ratings: What Sets Us Apart?

Our methodology considers these parameters for our review and ratings process:

  • Customer ratings: User reviews is a key performance indicator of the companies
  • Licenses: A license to operate in states of operation is a must for companies
  • Transparency: Companies must accurately display plans and contact details
  • Claims-Related Services: Easy claim submission and minimal refusals are crucial
  • Cost & Value-added services: Favorable ratings for affordable plans and added value

Home Warranty at a Glance

What Is a Home Warranty?

A home warranty is a service contract that protects household items from normal wear and tear. It includes essential home systems and major appliances but doesn't cover damage from natural disasters, theft, and vandalism.

Do I Need A Home Warranty?

The short answer to this question is Yes! A home warranty can keep you away from the hustle-bustle of finding the perfect technician if a home appliance or home system tears out.

What's Covered In A Home Warranty?

A home warranty covers various significant home systems and appliances, irrespective of age. Most companies cover all major heating and cooling components, plumbing systems, laundry and kitchen appliances, and more.

Find out which systems and appliances are usually covered or excluded in a home warranty plan in this detailed guide on Home Warranty Coverage.

Are Home Warranties Worth It?

Home warranties can protect you from costly repairs and replacement of major home items that can burn a hole in your pocket. It is an excellent way to shield your budget and keep the appliances and systems running for a more extended period.

To help you decide whether home warranties are worth it, go through our detailed guide - How To Decide Whether Home Warranties Are Worth It.

How does a home warranty work?

Service Request

Service Request

Step 1

A service request is filed online or through a call after a home system or appliance breaks down

Service Visit

Service Visit

Step 2

The service request gets processed and a technician gets assigned

Appliance Check

Appliance Check

Step 3

The technician checks the equipment, and suggests a repair or replacement.



Step 4

If the equipment is unrepairable, the company will be liable to replace it.

Peace Of Mind

Peace Of Mind

Step 5

Once the repair or replacement is done, you will get a fully functional system or appliance.

Check Out What Customers Speak About Top Home Warranty Companies

  • Judy Whitton

    Canton, TX

    I have always had a good experience with Choice Home Warranty. They always keep me informed by email about the claim and have always had a good outcome. Prompt.

  • Ted Dean

    Fredericksburg, VA

    My first claim with Home Warranty for our garbage disposal and it was what I expected. We had prompt courteous service and the claim was taken care of in two days.

  • Enrica Triggs

    Douglasville, GA

    Customer service was great and they went out their way to make sure I get everything I need for a good price. Thanks Service Plus Home Warranty!


    Bethlehem, PA

    Company was very professional and courteous. They did an excellent job and cleaned everything up before they left. I would recommend them for future services.

  • Jerry Chacon

    Tucson, AZ

    The tech was nice , and did excellent work. Ive used them before this visit and will recommend them to all. Both their visits were prompt and did the work quickly.

Before You Buy

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Are Home Warranties Tax Deductible?

If a home warranty is bought for a primary residence, it isn’t tax-deductible on the federal return. But, home warranty premiums can be tax-deductible if it’s taken for an income-producing building.

If you are a tenant in a house who enjoys a home warranty plan that you pay from your pocket, you can’t claim an exemption on the premium. It is only the owner that can benefit from it as a deductible expense.

How Long Are Home Warranties Good For?

Typically, the home warranties are good for one year. The service agreement can get renewed every year. During the first year of enrollment, a new user is also provided a few months of free coverage. Many reputable companies provide multi-year plans for coverage. You can also choose the company’s services for 2-3 years on a single purchase.

Do Any Home Warranties Start Immediately?

No, home warranties typically don’t start immediately. If you buy a home warranty through a real estate transaction, the coverage will start on the day the deal gets closed. However, there is a typical 10-30 days waiting period for the new home warranty. However, if the earlier owner transfers ownership, the coverage will start immediately.

What Is The Difference Between A Home Warranty And Home Insurance?

A home warranty differs from home insurance regarding what they both cover. Home insurance protects the property from structural damage and emergencies such as fire or theft.

On the other hand, a home warranty protects and offers repairs and replacements of home systems and appliances from normal wear and tear. In short, a home warranty and home insurance protect different parts of the home.

Who Pays For The Home Warranty Buyer Or Seller?

Home warranties can either be bought by the buyer or seller or even gifted by real estate agents after a home is purchased. A home warranty benefits all parties included in the transaction as it offers peace of mind and even cuts down the professional service charges.

How To Determine If A Home Warranty Is A Scam?

With the increase of people purchasing home warranties, there is a significant increase in home warranty scams. Here are some of the ways how you can determine if a home warranty is a scam:

  • The Home Warranty Company is not registered in your state
  • The claim process is not clear
  • You can’t get in touch with a representative from the company

Can You Cancel A Home Warranty Anytime?

Yes, you can cancel a home warranty anytime. However, this depends on the home warranty companies’ terms and conditions. Some companies charge cancellation fees, but a full amount is also offered if you cancel the plan within 30 days.

Can A Home Warranty Claim Be Denied?

Yes, the respective home warranty company can deny a home warranty claim. That is why we advise you to read its terms and conditions before signing up. Some common reasons why your home warranty can get denied include:

  • The appliance wasn’t maintained properly
  • You already exceeded your coverage limit
  • The appliance or system is not included in the home warranty

Who Regulates A Home Warranty?

Home warranties are typically regulated on a federal and state level. Depending on the state, the regulation of a home warranty gets changed. For instance, the Texas Real Estate Commission regulates home warranties in Texas, whereas the Florida Office of Insurance Regulations regulates home warranties in Florida.

Do Home Warranties Cover Pre-Existing Conditions?

Not all companies cover pre-existing conditions, but some cover them. The top three companies covering them include American Home Shield, Select Home Warranty, and 2-10 Home Buyers Warranty.

Check out this guide on pre-existing conditions to learn more about it.