We maintain complete transparency with the readers on our website. The company rankings on our site are independent of any marketing relationships that we may hold with a home warranty company. We may receive compensation for receiving quotes or placing advertisements. However, this does not affect a company's rankings. Companies are ranked solely on the basis of consumer reviews and ratings received from home warranty users.

*The lead information obtained will be sent to the respective companies as selected by the readers. However, the lead will be shared with a similar company if the selected company either doesn't participate in Leads Program or doesn't respond.

Service Fee$60-$85
LimitUpto $3K/item
Activation 30 Days
Cancellation Fee $50
Service Fee$60-$100
Activation 30 Days
Cancellation Fee $75
Service Fee$75-$125
Activation30 Days
Cancellation Fee N/A
Service Fee $58-$85
Activation30 Days
Cancellation Fee N/A

What makes
the Preferred Platform? is America’s apex independent home warranty research and review platform. We have been reviewing the home warranty companies for 14+ years. Here are some more reasons why you should choose us:


100,800 genuine and verified customer reviews


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All major home warranty companies are listed, rated and reviewed on our website


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Useful tools like home maintenance calculator and home affordability calculator available for effective decision-making

Best Home Warranty Companies Reviewed By Editorial Team

Here are the best warranty companies reviewed by’s editorial team:

Large service contractor network


Upto $3K/item





BBB Rating


About The Company

The Choice Home Warranty has a nationwide network of more than 25,000 contractors. It has handled over 5,000,000 service requests and offers warranties to more than 1,650,000 homes across the USA.


$6K- Unlimited





BBB Rating


About The Company

AHS has approximately 50 years of experience with 17,000 local contractors. The company has 1.8M members and paid more than $2 billion in claims in the last five years.

Most affordable plans







BBB Rating


About The Company

Service Plus Home Warranty has a pool of qualified local contractors and offers superior customer service with a 24/7 hotline.

Lowest deductible







BBB Rating


About The Company

Select Home Warranty has over 10 years of industry experience with a network of over 10,000 contractors.


$25K/contract term





BBB Rating


About The Company

APHW has 20+years of experience, and you have the freedom to select your licensed contractor.

View all Top Companies

Methodology For Review & Ratings:
What Sets Us Apart?

We ensure that our reviews are unbiased and methodical by following a rigorous review and rating methodology. What sets us apart is that we are the only platform that collects user reviews and uses them in companies' final ratings.

We compare, analyze, review and process user-generated opinions to give you reliable ratings and company evaluations. Along with user reviews, our methodology also uses several other parameters to decide where a company should rank, such as

methodology banner
  • Credibility
  • Transparency
  • Quality of Reviews
  • Pricing
  • Coverage
  • Complaint Resolution
  • Claims and Settlements
  • Innovation

What Is a Home Warranty?

A home warranty is a service contract that protects household items from normal wear and tear. It includes essential home systems and major appliances but doesn’t cover damage from natural disasters, theft, and vandalism.

Do I Need A Home Warranty?

The short answer to this question is Yes! A home warranty can keep you away from the hustle-bustle of finding the perfect technician if a home appliance or home system tears out.

What’s Covered In A Home Warranty?

A home warranty covers various significant home systems and appliances, irrespective of age. Most companies cover all major heating and cooling components, plumbing systems, laundry and kitchen appliances, and more.

Understand the kind of home warranty coverage - systems and appliances covered or excluded in this detailed guide on Home Warranty Coverage.

Are Home Warranties Worth It?

Home warranties can protect you from costly repairs and replacement of major home items that can burn a hole in your pocket. It is an excellent way to shield your budget and keep the appliances and systems running for a more extended period. To help you decide whether home warranties are worth it, go through our detailed guide - How To Decide Whether Home Warranties Are Worth It.

How does a home warranty work?

Step 1


Service Request

A service request is filed online or through a call after a home system or appliance breaks down

Step 2


Service Visit

The service request gets processed by the home warranty company. After processing the request, a professional technician is assigned per your problem.

Step 3


Appliance Check

The technician arrives at your doorstep and checks the system or appliance, and suggests a repair or replacement. At this time, you are required to pay the service call fee as per your contract.

Step 4



If the repair is insignificant and the contractor has the required part, it is repaired immediately. Though, if a replacement is required, a scheduled follow-up appointment will be provided to you.

Step 5


Peace of Mind

Once the repair or replacement is done, you will get a fully functional system or appliance.

Check out What customers speak about
Top Home Warranty companies

America’s Oldest Home Warranty Reviews & Research Platform. Home To The Largest Pool Of Reviews, Tips & Offers!

  • Judy Whitton

    Canton, TX

    I have always had a good experience with Choice Home Warranty. They always keep me informed by email about the claim and have always had a good outcome. Prompt.

  • Ted Dean,

    Fredericksburg, VA

    My first claim with Home Warranty for our garbage disposal and it was what I expected. We had prompt courteous service and the claim was taken care of in two days.

  • Enrica Triggs,

    Douglasville, GA

    Customer service was great and they went out their way to make sure I get everything I need for a good price. Thanks Service Plus Home Warranty!


    Bethlehem, PA

    Company was very professional and courteous. They did an excellent job and cleaned everything up before they left. I would recommend them for future services.

  • Jerry Chacon,

    Tucson, AZ

    The tech was nice , and did excellent work. Ive used them before this visit and will recommend them to all. Both their visits were prompt and did the work quickly.

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Home Warranty Reviews FAQs

Are Home Warranties Tax Deductible?

If a home warranty is bought for a primary residence, it isn’t tax-deductible on the federal return. But, home warranty premiums can be tax-deductible if it’s taken for an income-producing building.

If you are a tenant in a house who enjoys a home warranty plan that you pay from your pocket, you can’t claim an exemption on the premium. It is only the owner that can benefit from it as a deductible expense.

How Long Are Home Warranties Good For?

Typically, the home warranties are good for one year. The service agreement can get renewed every year. During the first year of enrollment, a new user is also provided a few months of free coverage. Many reputable companies provide multi-year plans for coverage. You can also choose the company’s services for 2-6 years on a single purchase.

Do Any Home Warranties Start Immediately?

No, home warranties typically don’t start immediately. If you buy a home warranty through a real estate transaction, the coverage will start on the day the deal gets closed. However, there is a typical 10-30 days waiting period for the new home warranty. However, if the earlier owner transfers ownership, the coverage will start immediately.

What Is The Difference Between A Home Warranty And Home Insurance?

A home warranty differs from home insurance regarding what they both cover. Home insurance protects the property from structural damage and emergencies such as fire or theft. On the other hand, a home warranty protects and offers repairs and replacements of home systems and appliances from normal wear and tear. In short, a home warranty and home insurance protect different parts of the home.

Who Pays For The Home Warranty Buyer Or Seller?

Home warranties can either be bought by the buyer or seller or even gifted by real estate agents after a home is purchased. A home warranty benefits all parties included in the transaction as it offers peace of mind and even cuts down the professional service charges.

How To Determine If A Home Warranty Is A Scam?

With the increase of people purchasing home warranties, there is a significant increase in home warranty scams. Here are some of the ways how you can determine if a home warranty is a scam:

  • The Home Warranty Company is not registered in your state.
  • The claim process is not clear.
  • You can’t get in touch with a representative from the company.

Can You Cancel A Home Warranty Anytime?

Yes, you can cancel a home warranty anytime. However, this depends on the Home warranty companies’ terms and conditions. Some companies charge cancellation fees, but a full amount is also offered if you cancel the plan within 30 days. So, make sure to research before you choose one for your home.

Can A Home Warranty Claim Be Denied?

Yes, the respective home warranty company can deny a home warranty claim. That is why we advise you to read its terms and conditions before signing up. Some of the reasons why your home warranty can get denied include:

  • The appliance wasn’t maintained properly
  • You already exceeded your coverage limit
  • The appliance or system is not included in the home warranty

Who Regulates A Home Warranty?

Home warranties are typically regulated on a federal and state level. Depending on the state, the regulation of a home warranty gets changed. For instance, home warranties in Texas are regulated by the Texas Real Estate Commission, home warranties in Florida are regulated by the Florida Office of Insurance Regulations, and in New York, the home warranties are regulated by the Department of Financial Services.

Do Home Warranties Cover Pre-Existing Conditions?

Not all home warranties cover pre-existing conditions, but some companies cover them. The top three companies covering them include American Home Shield, Select Home Warranty, and 2-10 Home Buyers Warranty.