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*The lead information obtained will be sent to the respective companies as selected by the readers. However, the lead will be shared with a similar company if the selected company either doesn't participate in Leads Program or doesn't respond.

Discover The Best Home Warranty Companies of 2024

Don't Let Repairs
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Don't risk unexpected repair costs. Secure your home's essentials with home warranty plans starting at just $1.5 per day.

Best Home Warranty Companies 2024

HomeWarrantyReviews.com: Your One-Stop Shop for Home Warranty Wisdom

HomeWarrantyReviews.com: Your One-Stop Shop for Home Warranty Wisdom

At HomeWarrantyReviews.com, we're passionate about empowering homeowners with the knowledge and confidence to conquer their home warranty decisions.

Founded by industry experts who've seen it all, we navigate the complex world of home warranties, translating jargon into clear, actionable insights.

Whether you're a seasoned homeowner or a first-time buyer, we're your trusted guide, offering:

  1. Unbiased reviews: We compare plans, features, and pricing across leading providers, giving you the honest scoop without the sales pitch.
  2. In-depth research: Our team analyzes contracts, customer feedback, and industry trends to uncover the unvarnished truth.
  3. Expert advice: From plan selection to claim navigation, we provide practical tips and guidance to ensure you get the most out of your home warranty.

Dive into our comprehensive resources and find the perfect plan to protect your home (and your peace of mind!)

HomeWarrantyReviews.com: Your One-Stop Shop for Home Warranty Wisdom
What Makes HomeWarrantyReviews.Com The Preferred Platform?

What Makes HomeWarrantyReviews.Com The Preferred Platform?

What Makes HomeWarrantyReviews.Com The Preferred Platform?

With over 100,000 user reviews from genuine customers collected for over 16 years, HomeWarrantyReviews.com is a valuable source of home warranty insights. Our expert reviews cover essential details, making us a comprehensive platform. Choose us to access everything you need to know about home warranties.

  1. Extensive collection of home warranty customer reviews
  2. Two-step verification process for authentic user reviews
  3. Complaints Resolution Program connects unhappy customers with warranty companies
  4. Useful tools such as home maintenance calculator, home affordability calculator

Home Warranty: What Is It? What Does It Cover?

A home warranty is like an insurance plan for your home's major appliances and systems. It covers repair or replacement costs when they break down due to normal wear and tear.

Here are some of the most common home warranty plans offered by home warranty companies and items covered by them.

Appliance Plan

Appliance Plan

Protect your home's essential appliances like refrigerator, washer, dryer, and oven from breakdowns. Enjoy peace of mind with repairs or replacements covered.

Appliance Plan

Appliance Plan

  • Refrigerator
  • Oven
  • Dishwasher
  • Washer & Dryer
  • Garbage Disposal
  • Range Hood
  • Cooktop
  • Ceiling Fan
  • And more!
Systems Plan

Systems Plan

Protect your home's core functions. Covers plumbing, electrical, HVAC systems, and more. Avoid costly, unexpected breakdowns and keep your home running smoothly.

Systems Plan

Systems Plan

  • Plumbing
  • Electrical
  • Heating & Cooling (HVAC)
  • Water Heater
  • Ductwork
  • Garbage Disposal
  • Garage Door Opener
  • And more!
Combination Plan

Combination Plan

Get the best of both worlds! This comprehensive plan covers appliances and systems, offering complete protection for your home.

Combination Plan

Combination Plan

Combines all the items listed under the Appliance Plan and Systems Plan, providing complete home coverage.

Is Home Warranty Useful? Who Needs It?

A home warranty offers the following benefits:

The usefulness of a home warranty depends mainly on the age and condition of the home. Here's a breakdown of how useful a home warranty can be to you depending on your home’s age:

Pros Pros
consCons
New Home Limited use as new homes typically come with builder warranties (check duration and coverage). The builder’s warranty plans offer peace of mind for unexpected breakdowns beyond. It may not be cost-effective as major breakdowns are less likely in new homes.
Middle-Aged Homes (5-15 Years) More potential value as appliances and systems start aging. Home warranty plans can protect against costly repairs and offer budget predictability. Consider exclusions for pre-existing conditions and coverage limits. Carefully evaluate cost vs. potential repairs.
Old Homes (15+ Years) Home warranties can be highly valuable as breakdowns are more likely. It provides financial protection and potentially saves money on repairs. Home warranties may charge higher premiums due to increased risk. Careful review of exclusions and coverage limits is crucial.

New Home

Middle-Aged Homes (5-15 Years)

Old Homes (15+ Years)

Pros Pros Cons Cons
Limited use as new homes typically come with builder warranties (check duration and coverage). The builder’s warranty plans offer peace of mind for unexpected breakdowns beyond. It may not be cost-effective as major breakdowns are less likely in new homes.
More potential value as appliances and systems start aging. Home warranty plans can protect against costly repairs and offer budget predictability. Consider exclusions for pre-existing conditions and coverage limits. Carefully evaluate cost vs. potential repairs.
Home warranties can be highly valuable as breakdowns are more likely. It provides financial protection and potentially saves money on repairs. Home warranties may charge higher premiums due to increased risk. Careful review of exclusions and coverage limits is crucial.

Home warranty plans are useful for all homeowners but are more useful to some people than others. Here is a list of people who can benefit from home warranty coverage:

First-Time Homeowners

Peace Of Mind

Knowing repairs are covered reduces stress and anxiety, especially for new homeowners unfamiliar with potential issues.

Budget Predictability

Fixed monthly payments ease budgeting and avoid unexpected repair costs.

Protection Against Unknown Issues

Covers breakdowns due to pre-existing conditions that might not be readily apparent to first-time owners.

Young Couples

Financial Protection

Unexpected repairs can strain young couples' finances. Warranties offer backup and prevent major financial burdens.

Convenience

Warranties handle repair arrangements, saving time and effort, which is especially valuable for busy couples.

Negotiation leverage

Some plans offer discounts on covered repairs, potentially saving even more.

Lower-Middle-Class Families

Affordability

Some plans are relatively affordable, offering valuable protection without breaking the bank.

Reduced Financial Stress

Prevents large, unexpected repair bills that can derail budgets for lower-income families.

Access To Qualified Technicians

Warranties ensure repairs are done by qualified professionals, potentially saving money on quality work.

Old-Aged People

Reduced Stress

Warranties handle claim processes and repairs, alleviating stress and worry for technology-uncomfortable individuals.

Avoidance Of Scams

Warranties provide pre-vetted technicians, reducing the risk of falling victim to home repair scams.

Accessibility

Some companies offer phone-based customer service for those less comfortable with online platforms.

How Do You Identify Trustworthy Home Warranty Companies?

It is essential to understand the risk profile each type of home warranty poses, and the general red flags in the industry to identify trustworthy home warranty companies

Risk Assessment Of Different Types Of Home Warranty Companies

The table below shows the risk assessment of different types of home warranty companies in the industry:

Prominent Home Warranty Companies

Characteristics

  • Established reputation and track record.
  • Strong financial stability
  • Positive customer reviews

Risk Factors

  • Comparitively lower risk
  • Potential for customer service issues
  • Exclusion clauses can be difficult to understand
  • May have complex plan structures

Examples

American Home Shield, Choice Home Warranty, and First American Home Warranty

Aspiring Companies

Characteristics

  • Growing market share and innovation
  • Competitive pricing options
  • Focus on specific customer segments

Risk Factors

  • Moderate risk
  • Limited customer experience data
  • Unclear financial stability
  • Aggressive marketing tactics

Examples

HomeServe USA, Liberty Home Guard, and Select Home Warranty

New Entrants

Characteristics

  • Limited operational history and reputation
  • Aggressive customer acquisition strategies
  • Unclear information on exclusions and limitations

Risk Factors

  • High risk
  • Unproven ability to deliver promised services
  • Untested claim processing procedures Difficulty finding independent reviews
  • Potential for hidden fees
  • No affiliation with recognized industry organizations

Examples

SilverBack Home Warranty, Everything breaks, Ibex Home Warranty, and United Home Warranty

Suspicious Companies

Characteristics

  • Unsolicited contact and high-pressure sales tactics
  • Upfront payment demands
  • Poor online reputation and reviews

Risk Factors

  • Unrealistic discounts and guarantees
  • Unlicensed or operating outside required legal jurisdictions
  • Vague plan details and exclusions
  • Difficulty finding company information
  • No clear cancellation policy

Examples

Globe home warranty, Superior Home Warranty, and Utilipro

Potential red Flags To Make Note

Here are some of the potential red flags to be aware of:

How To Identify Trustworthy Companies?

Here are some essential points to remember to identify trustworthy companies:

  • Start With Established Companies:
    Look for companies with a solid track record and good customer reviews. Check independent review websites like BBB (Better Business Bureau), Consumer Reports, and Trustpilot.
  • Read The Fine Print:
    Carefully review the plan details, exclusions, coverage limits, and claim process before signing up. Ask questions if anything is unclear.
  • Compare Plans And Pricing:
    Don't settle for the first quote. Compare plans from different reputable companies to find the best fit for your needs and budget.
  • Check For Licensing And Certifications:
    Ensure the company holds the necessary licenses required in your state.
  • Look For Industry Affiliations:
    Membership in reputable organizations like the National Home Service Contract Association (NHSCA) can indicate better practices.
  • Contact Your State's Consumer Protection Agency:
    They can provide information on any complaints filed against the company.

By following these tips and researching, you can increase your chances of finding a trustworthy home warranty company and avoid falling victim to scams.

Check which companies are serving in your state!

Home Warranty Annual Awards For 2023

HomeWarrantyReviews.com, a trusted name in the industry for decades, lets customer voices shine through its annual awards. Combining real-world experiences with expert analysis, these awards highlight the providers that homeowners truly trust.

Awards Winners-2023

threehalf_star 3.3/5

Based on 9,974 Reviews

 HomeWarrantyReviews.com award winner Choice Home Warranty as 2023's top rated

fourhalf_star 4.5/5

Based on 16,763 Reviews

 HomeWarrantyReviews.com award winner American Home shield as 2023's Best in service

View More
threehalf_star 3.3/5

Based on 925 Reviews

 HomeWarrantyReviews.com award winner Serviceplus Home Warranty as 2023's Editor's Choice

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How does a Home Warranty work?

Service Request

Service Request

Step 1

A service request is filed online or through a call after a home system or appliance breaks down

Service Visit

Service Visit

Step 2

The service request gets processed and a technician gets assigned

Appliance Check

Appliance Check

Step 3

The technician checks the equipment, and suggests a repair or replacement.

Replacement

Replacement

Step 4

If the equipment is unrepairable, the company will be liable to replace it.

Peace Of Mind

Peace Of Mind

Step 5

Once the repair or replacement is done, you will get a fully functional system or appliance.

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