We maintain complete transparency with the readers on our website. The company rankings on our site are independent of any marketing relationships that we may hold with a home warranty company. We may receive compensation for receiving quotes or placing advertisements. However, this does not affect a company's rankings. Companies are ranked solely on the basis of consumer reviews and ratings received from home warranty users.

*The lead information obtained will be sent to the respective companies as selected by the readers. However, the lead will be shared with a similar company if the selected company either doesn't participate in Leads Program or doesn't respond.


Service Plus Home Warranty

fourhalf_star 4.2

Based on 862 Reviews

Service Fee$75
LimitUpto $1.5k/item
Activation 30 Days
Cancellation Fee $50
Choice Home Warranty

Choice Home Warranty

four_star 4.0

Based on 9,818 Reviews

Service Fee$60-$85
LimitUpto $3K/item
Activation 30 Days
Cancellation Fee $50
Select Home Warranty

Select Home Warranty

threehalf_star 3.5

Based on 4,560 Reviews

Service Fee$60-$100
Activation 30 Days
Cancellation Fee $75

American Home Shield (AHS)

four_star 4.0

Based on 16,735 Reviews

Service Fee$75-$125
Activation30 Days
Cancellation Fee N/A

Best Home Warranty Companies as Rated by
Customers & Reviewed By Experts

Explore the list of best home warranty companies based on 100,000+ customer experiences and expert reviews!

four_star 4.0/5

Based on 9,818 Reviews

Choice Home Warranty

Large service contractor network


Upto $3K/item





BBB Rating


four_star 4.0/5

Based on 16,735 Reviews

American Home Shield (AHS)

Home warranty industry pioneer


$6K- Unlimited





BBB Rating


fourhalf_star 4.2/5

Based on 862 Reviews

ServicePlus Home Warranty

Most affordable plans







BBB Rating


threehalf_star 3.5/5

Based on 4,560 Reviews

Select Home Warranty

Lowest deductible







BBB Rating


Choice of own contractor


$25K/contract term





BBB Rating


View all Top Companies

What makes
the Preferred Platform?

Over 100,650 people have shared their experiences on for over 15 years, making us a rich repository of home warranty user experience. Additionally, the expert review from our editorial team highlights the finer details of companies, making us a one-stop platform to know everything about home warranties. Here are some more reasons why people choose us:


As the pioneers of this segment, we have amassed one of the largest collections of home warranty customer reviews


Two-step verification process to maintain the authenticity of user reviews


Option available for dissatisfied customers to connect directly with the warranty companies through our proprietary Complaints Resolution Program


Useful tools like home maintenance calculator and home affordability calculator available for effective decision-making

Methodology For Review & Ratings:
What Sets Us Apart?

Our methodology ensures a proper balance between user experience and objective details unearthed through editorial research. We follow this approach to ensure prospective customers get helpful and actionable information to help them make the right decision.

Our methodology considers these parameters for our review and ratings process:

  • Customer ratings: One of the major indicators of a company's performance is the reviews we receive from existing customers about the company.
  • Licenses: We collect details licenses to operate in all the states of the country from companies. Any fraudulent claims made by companies about operating in any State without a license negatively impact their overall ratings.
  • Transparency: Companies must display adequate information about plans, coverage, claims, and contact details to impact their ratings positively.
  • Claims-Related Services: Ease of submitting claims and minimum claims refusal carry a positive impact as it is one of the most critical responsibilities of a home warranty company.
  • Cost & Value-added services: Companies that offer maximum value-added services at a minimum cost will have a favorable impact on their ratings.

Other top Home warranty companies

fourhalf_star 4.5/5

Based on 198 Reviews

onehalf_star 1.8/5

Based on 466 Reviews

onehalf_star 1.7/5

Based on 230 Reviews

twohalf_star 2.5/5

Based on 45 Reviews

two_star 2.0/5

Based on 31 Reviews

threehalf_star 3.2/5

Based on 192 Reviews

twohalf_star 2.7/5

Based on 3,049 Reviews

onehalf_star 1.8/5

Based on 91 Reviews

twohalf_star 2.3/5

Based on 1,037 Reviews

twohalf_star 2.6/5

Based on 73 Reviews

What Is a Home Warranty?

A home warranty is a service contract that protects household items from normal wear and tear. It includes essential home systems and major appliances but doesn't cover damage from natural disasters, theft, and vandalism.

Do I Need A Home Warranty?

The short answer to this question is Yes! A home warranty can keep you away from the hustle-bustle of finding the perfect technician if a home appliance or home system tears out.

What's Covered In A Home Warranty?

A home warranty covers various significant home systems and appliances, irrespective of age. Most companies cover all major heating and cooling components, plumbing systems, laundry and kitchen appliances, and more.

Understand the kind of home warranty coverage - systems and appliances covered or excluded in this detailed guide on Home Warranty Coverage.

Are Home Warranties Worth It?

Home warranties can protect you from costly repairs and replacement of major home items that can burn a hole in your pocket. It is an excellent way to shield your budget and keep the appliances and systems running for a more extended period. To help you decide whether home warranties are worth it, go through our detailed guide - How To Decide Whether Home Warranties Are Worth It.

How does a home warranty work?

Step 1


Service Request

A service request is filed online or through a call after a home system or appliance breaks down

Step 2


Service Visit

The service request gets processed by the home warranty company. After processing the request, a professional technician is assigned per your problem.

Step 3


Appliance Check

The technician arrives at your doorstep and checks the system or appliance, and suggests a repair or replacement. At this time, you are required to pay the service call fee as per your contract.

Step 4



If the repair is insignificant and the contractor has the required part, it is repaired immediately. Though, if a replacement is required, a scheduled follow-up appointment will be provided to you.

Step 5


Peace of Mind

Once the repair or replacement is done, you will get a fully functional system or appliance.

Check out What customers speak about
Top Home Warranty companies

America's Oldest Home Warranty Reviews & Research Platform. Home To The Largest Pool Of Reviews, Tips & Offers!

  • Judy Whitton

    Canton, TX

    I have always had a good experience with Choice Home Warranty. They always keep me informed by email about the claim and have always had a good outcome. Prompt.

  • Ted Dean,

    Fredericksburg, VA

    My first claim with Home Warranty for our garbage disposal and it was what I expected. We had prompt courteous service and the claim was taken care of in two days.

  • Enrica Triggs,

    Douglasville, GA

    Customer service was great and they went out their way to make sure I get everything I need for a good price. Thanks Service Plus Home Warranty!


    Bethlehem, PA

    Company was very professional and courteous. They did an excellent job and cleaned everything up before they left. I would recommend them for future services.

  • Jerry Chacon,

    Tucson, AZ

    The tech was nice , and did excellent work. Ive used them before this visit and will recommend them to all. Both their visits were prompt and did the work quickly.

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Home Warranty Reviews FAQs

Are Home Warranties Tax Deductible?

If a home warranty is bought for a primary residence, it isn’t tax-deductible on the federal return. But, home warranty premiums can be tax-deductible if it’s taken for an income-producing building.

If you are a tenant in a house who enjoys a home warranty plan that you pay from your pocket, you can’t claim an exemption on the premium. It is only the owner that can benefit from it as a deductible expense.

How Long Are Home Warranties Good For?

Typically, the home warranties are good for one year. The service agreement can get renewed every year. During the first year of enrollment, a new user is also provided a few months of free coverage. Many reputable companies provide multi-year plans for coverage. You can also choose the company’s services for 2-6 years on a single purchase.

Do Any Home Warranties Start Immediately?

No, home warranties typically don’t start immediately. If you buy a home warranty through a real estate transaction, the coverage will start on the day the deal gets closed. However, there is a typical 10-30 days waiting period for the new home warranty. However, if the earlier owner transfers ownership, the coverage will start immediately.

What Is The Difference Between A Home Warranty And Home Insurance?

A home warranty differs from home insurance regarding what they both cover. Home insurance protects the property from structural damage and emergencies such as fire or theft. On the other hand, a home warranty protects and offers repairs and replacements of home systems and appliances from normal wear and tear. In short, a home warranty and home insurance protect different parts of the home.

Who Pays For The Home Warranty Buyer Or Seller?

Home warranties can either be bought by the buyer or seller or even gifted by real estate agents after a home is purchased. A home warranty benefits all parties included in the transaction as it offers peace of mind and even cuts down the professional service charges.

How To Determine If A Home Warranty Is A Scam?

With the increase of people purchasing home warranties, there is a significant increase in home warranty scams. Here are some of the ways how you can determine if a home warranty is a scam:

  • The Home Warranty Company is not registered in your state.
  • The claim process is not clear.
  • You can’t get in touch with a representative from the company.

Can You Cancel A Home Warranty Anytime?

Yes, you can cancel a home warranty anytime. However, this depends on the Home warranty companies’ terms and conditions. Some companies charge cancellation fees, but a full amount is also offered if you cancel the plan within 30 days. So, make sure to research before you choose one for your home.

Can A Home Warranty Claim Be Denied?

Yes, the respective home warranty company can deny a home warranty claim. That is why we advise you to read its terms and conditions before signing up. Some of the reasons why your home warranty can get denied include:

  • The appliance wasn’t maintained properly
  • You already exceeded your coverage limit
  • The appliance or system is not included in the home warranty

Who Regulates A Home Warranty?

Home warranties are typically regulated on a federal and state level. Depending on the state, the regulation of a home warranty gets changed. For instance, home warranties in Texas are regulated by the Texas Real Estate Commission, home warranties in Florida are regulated by the Florida Office of Insurance Regulations, and in New York, the home warranties are regulated by the Department of Financial Services.

Do Home Warranties Cover Pre-Existing Conditions?

Not all home warranties cover pre-existing conditions, but some companies cover them. The top three companies covering them include American Home Shield, Select Home Warranty, and 2-10 Home Buyers Warranty.