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Missouri’s wild weather strains home systems and appliances, and tornadoes, floods, and storms add to the worry. A home warranty protects your essentials, offering peace of mind and repair coverage. We researched the best home warranty companies in Missouri to save you time and money!
We have listed the top home warranty companies in Missouri. Learn about their coverage options, pricing, and the pros and cons of each. Make an informed decision and protect your home today!
Monthly Cost
$45 - $60
Service Fee
$70
Response Time
24 - 48 hours
Pros & Cons
Pros
Cons
Plans, Cost & Coverage
Elite Home Warranty offers three home warranty service plans for Mississippi homeowners: Elite Appliances, Elite Systems, and Elite Complete. The company’s standard service fee is $70. However, customers can pay an additional amount to select ‘$0 service call fee’ until five claims. The coverage cap is up to $7,000 and $8,000 per contract.
Here are the elaborative pricing details:
Plans |
Premium (Monthly) |
Elite Appliances |
$44.99 |
Elite Systems |
$49.99 |
Elite Complete |
$59.99 |
Elite Appliances
Elite Systems
Elite Complete
Why We Picked It?
Elite Home Warranty has been able to capture market share because of its timely customer service, competitive pricing, and network of technicians. You can select any plan from their portfolio to avoid the hustle and bustle of regular repairs.
Pros & Cons
Pros
Cons
Plans, Cost & Coverage
Let’s look at the cost and plan details below for further explanation.
|
ShieldSilver |
ShieldGold |
ShieldPlatinum |
Cost at $125 Service Call Fee |
$79.99 |
$99.99 |
$129.99 |
Cost at $100 Service Call Fee |
$89.99 |
$109.99 |
$139.99 |
ShieldSilver
ShieldGold
ShieldPlatinum
Why We Picked It?
American Home Shield has been in the home warranty industry since 1971 and is known for its extensive plans, coverage for pre-existing problems, and member discounts. It is a popular choice for Missouri homeowners looking for reliable and comprehensive home appliances and systems protection.
Monthly Cost
$50 - $60
Service Fee
$90
Response Time
Up to 48 hours
Pros & Cons
Pros
Cons
Plans, Cost & Coverage
Liberty Home Guard offers three options for its customers: the Appliance Guard, the System Guard, and the Total Home Guard. The plans start at $49 per month, and the company charges a flat service fee of $90 per visit.
Here is a detailed analysis of the cost and plans offered by Liberty Home Guard:
Appliances Guard |
Systems Guard |
Total Home Guard |
|
Monthly Plan |
$49.99 |
$54.99 |
$59.99 |
Annual Plan |
$499.99 |
$549.99 |
$599.99 |
Appliances Guard
Systems Guard
Total Home Guard
Why We Picked It?
The Liberty Home Guard has developed a network of 10,000 contractors to provide prompt customer service. It offers complete pest control services, 24/7 customer support, and extensive coverage of home appliances and systems, which are some of the main reasons for its popularity.
Pros & Cons
Pros
Cons
Plans, Cost & Coverage
ServicePlus Home Warranty offers Gold and Platinum plans, priced at $37.46/month and $43.71/month, respectively. ServicePlus offers an aggregate coverage limit of $1,500 for covered appliances and systems in a year.
Gold Plan |
Platinum Plan |
|
Cost/Month |
$37.46 |
$43.71 |
Cost/Annum |
$349 |
$424 |
Gold Plan
Platinum Plan
Why We Picked It?
ServicePlus Home Warranty offers cost-effective and comprehensive coverage for your home appliances and systems. The company’s plans start at just $2 per day, making it an affordable option for homeowners. They offer a variety of coverage options and quality service. Overall, it is one of the preferred home warranty providers in Missouri.
Monthly Cost
$44 - $47
Service Fee
$60 - $75
Response Time
12 - 48 hours
Pros & Cons
Pros
Cons
Plans, Cost & Coverage
Select Home Warranty offers three plans: Bronze Care, Gold Care, and Platinum Care. The monthly plans start at $44.42, and the annual plans start at $479.99. Select offers a coverage limit of $3,000 for HVAC and $2,000 for other systems and appliances.
Here is a breakdown of SHW’s costs and plans:
Bronze Care |
Gold Care |
Platinum Care |
|
Cost/Month |
$44.42 |
$44.42 |
$47.75 |
Cost/Annum |
$479.99 |
$479.99 |
$524.99 |
Bronze Plan
Gold Plan
Platinum Plan
Why We Picked It?
Select Home Warranty brings a decade of experience in the home warranty industry to the table. Its strong reputation and extensive coverage make it a popular choice in Missouri. It is especially appealing to those looking for roof coverage because the company includes it for (limited) free as part of their plans.
Monthly Cost
$46 - $55
Service Fee
$75 - $125
Response Time
Up to 48 hours
Pros & Cons
Pros
Cons
Plans, Cost & Coverage
Choice offers two plan options for its customers: the Basic Plan and the Total Plan, priced at $46 and $55 per month, respectively. In addition, a service call fee of $75 to $125 will apply each time you request service. The company provides a coverage limit of up to $3,000 annually for access, diagnosis, repair, or replacement of covered items.
Let’s understand CHW’s plans and costs in detail.
Plans |
Monthly |
Yearly |
Basic Plan |
$46.83 |
$532 |
Total Plan |
$55.87 |
$660 |
Basic Plan
Total Plan
Why We Picked It?
With affordable plans and comprehensive coverage, Choice Home Warranty has become popular for Missouri homeowners. With over 1,650,000 households served and a network of 25,000 contractors, Choice Home Warranty offers reliable and cost-effective home protection.
Simply Yes! How? Let’s find out the reasons below.
Here’s how much you can expect to pay in Missouri for a home warranty.
Average Annual Cost
$400 - $700
Average Monthly Cost
$44 - $139
Average Service Fee (Deductible)
$60 - $125
Let’s discuss the factors that affect home warranty costs in Missouri and provide you with valuable insights to help you make an informed decision.
This section will discuss the general coverage of home warranties, common exclusions, and additional points to consider when selecting the best home warranty company in Missouri.
In Missouri, home warranty companies are regulated by the agencies listed below:
When selecting a home warranty provider in Missouri, it's essential to do your research and compare different options. Consider coverage limits, service fees, exclusions, and customer reviews to make an informed decision. Ultimately, the best home warranty provider for you will be the one that offers the most comprehensive coverage at a price that fits your budget.
A.
The average home warranty cost in Missouri is $400 – $700. However, the cost may vary based on warranty providers, plans, and coverage limits.
A.
Elite Home Warranty & AFC Home Club are a couple of other home warranty companies the citizens of Missouri can consider apart from the best home warranty companies stated above.
A.
Home warranty companies typically do not cover pest control services as part of their standard coverage. However, there are a few companies like Liberty Home Guard that cover pests control under optional add-ons.
A.
In Missouri, particularly in cities like St. Louis and Kansas City, common appliance repairs often involve issues with air conditioning units due to hot summers, refrigerator malfunctions, and problems with washing machines.