Elite Home Warranty Review
Established in 2020, Elite Home Warranty is located in Brooklyn, NY. The company offers comprehensive coverage options, qualified service providers, and transparent contract terms.
In this article, we have provided detailed information about their plans, pricing, coverage, and much more so that you can decide if they are the right choice for you.
Pros
- Option available to choose plans containing $0 deductible fee
- Guaranteed 90 days Workmanship
- Option to choose preferred technicians for customers
- No 30 days waiting period for new homes with an inspection report
Cons
- Customers charged 8% on cancellation
- Not available in 5 states

Premium
$399 - $549
Deductible
$0, $70, $100, $130
Coverage Limits
$15000
BBB Rating
A
Active States
46
Complaint Resolution Program
Yes
$3,000
Estimated Appliance Coverage$12,000
Estimated System Coverage46
No. Of Active StatesYes
Complaint Resolution ProgramElite home warranty plans
Elite Home Warranty offers three different plans that are as follows:
- The Elite Appliances: This plan covers the eight appliances that keep your home running smoothly. These appliances are garbage disposal, refrigerator, dishwasher, etc.
- The Elite Systems: This plan covers 7 major home systems like air conditioning, electrical, plumbing, water heater, etc.
- The Elite Complete: This is a comprehensive plan covering a combination of 19 systems and appliances.
They also offer benefits for real estate agents and sellers involved in the home selling process. While Elite Home Warranty does not mandate a home inspection, they may waive your waiting period if you present a copy of one.
Elite Home Warranty Prices & Coverage
The cost of Elite warranty plans ranges between $399 - $549 depending on your state, the plan you pick, the size of your home, and other factors such as the choice of additional items. Elite Home Warranty offers three different deductibles or service call fees, i.e., $70, $100, and $130. They also provide an option for no deductible or a $0 service call fee.
Coverage Table
The following table shows you the Elite Home Warranty coverage for each plan:
- Oven / Range / Stove / Cooktop
- Washers
- Dryers
- Dishwasher
- Built-in Microwave Oven
- Trash Compactor
- Garbage Disposal
- Refrigerator with Ice Maker & Dispenser
- Garage Door Opener
- Electrical System
- Water Heater
- Air Conditioning System
- Heating System
- Plumbing System
- Plumbing Stoppages
- Oven / Range / Stove / Cooktop
- Washers
- Dryers
- Dishwasher
- Built-in Microwave Oven
- Trash Compactor
- Electrical System
- Doorbells
- Smoke Detectors
- Ceiling Fans
- Garbage Disposal
- Air Conditioning System
- Heating System
- Plumbing System
- Plumbing Stoppages
- Roof Leak Repairs
- Refrigerator with Ice Maker & Dispenser
- Garage Door Opener
- Water Heater
Additional Coverage
Elite Home Warranty offers various different items as an additional coverage option. You can choose to cover additional items for exterior, plumbing, home electronics, and guest units. Have a look:
Exterior
- Pool and Spa
- Water line
- Sewer line
- Lawn sprinkler system
- Limited roof leak repair
- Generator
Plumbing
- Septic system
- Well pump
- Sump pump
- Grinder pump
- Ejector pump
- Plumbing fixtures
Other Optional items
- Central vacuum
- Water softener
- Water filtration system
- Stand alone freezer
- Swamp cooler
- Free standing ice maker
- Electronics protection
- Guest house unit
Elite home warranty claims & customer service
Elite Home Warranty claims to accept requests for claim filing at all hours, every day, without any exception. If any of your covered systems or appliances have broken down, here is what you need to do to file a claim:
- Call Elite Home Warranty at 8882221202, or log in to their website www.elitehw.com to submit your claim.
- They assign a service technician, or you can select your own authorized repair technician. The technician will then contact you to schedule an appointment.
- The service visit will happen within 24-48 hours of receiving your request and is generally carried out during regular business hours.
- You will be required to pay a small deductible or service call fee to the company or technician.
- Elite Home Warranty will not reimburse you for the services performed without the prior approval of the claim.
Elite Home Warranty States Availability
As per Elite Home Warranty, it is licensed to provide services in 41 states currently. Check the map below and look for your state of residence.
What are the exclusions and limits of Elite warranty contracts?
Elite Home Warranty does not provide coverage or any other benefits for:
- Chimneys, venting, exhaust lines, and flues
- Routine maintenance, repair, or replacement of any covered item experiencing cosmetic damage
- Home management systems, random monitoring systems, and fire sprinkler systems are electronic or computerized
- Installation, repair, replacement, or modification of any part or component of a covered item that has been determined defective by a federal or state agency
- Fire, flood, freeze, smoke, gas, Acts of God, or other natural or artificial accidents
- Damages caused by pests or pets.
- Structural defects, manufacturer defects, cosmetic defects, or design flaws
- Costs for construction, carpentry, or any other necessary modification made while repairing or replacing a covered system or appliance
There might be other state-specific exclusions for which we recommend you carefully go through the sample service contract or warranty agreement.
Is Elite Home Warranty worth the money?
Elite Home Warranty is a newcomer in the industry and has much to prove about its quality of service, credibility, and trustworthiness to its customers. Concerning offers and promises of service, the company promises to offer optional deductibles, flexible pricing, and comprehensive coverage, with a 60-day full refund policy.
As it is a new company, it provides various attractive offers to its customers. Still, it is always prudent to make a detailed inquiry before investing in any new home warranty companies. Meanwhile, if you want to explore other top home warranty companies for comparisons, here you go!
Elite Home Warranty FAQs
What does a home warranty cover?
A home warranty covers the repair and replacement costs of the significant home items covered under your chosen plan. A home company usually offers three types of coverage; basic, enhanced, and optional. So, according to your needs and requirements, you can select a plan.
Does Elite Home Warranty provide services to real estate professionals?
Yes, Elite Home Warranty offers services to real estate professionals around the country. They also have home warranty plans for buyers, sellers, and title agencies.
Does Elite Home Warranty have a waiting period?
Yes, they have a waiting period of 30 days, after which you can start using the warranty. The warranty will effectively start from the actual closing date for a new home purchase. However, new home buyers can get a waiver on the 30-day waiting period by submitting a home inspection report.
How to cancel an Elite Home Warranty contract?
They have specific cancellation procedures for every state. Additionally, if you cancel your agreement after the effective date, you shall be obligated to pay 8% of the agreement fee as cancellation charges.
Can I file the claims online?
Yes, Elite Home Warranty provides services online to file your claims. To do so, you need to go to their website www.elitehw.com and log in to your account.
Do I need Elite Home Warranty if I have homeowners insurance?
Home insurance and warranty are two different services. Homeowners' insurance protects the house against natural calamities or disasters. In contrast, home warranties cover major home systems and appliances that break down due to normal wear and tear. So, you may need both to get your home fully covered.
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Elite Home Warranty Reviews

Elsie Cole, Brooklyn, NY
On May 20, 2022
Excellent Company. The service men were very polite and professional. They did their job perfectly and we are very happy with the work. We are never going to use any other company for our home warranty needs.


Kurtis , Bethany, OK
On Dec 30, 2021
The appliance repair company did a wonderful job. They arrived on time as scheduled and repaired my refrigerator successfully. Great experience overall and would recommend them to others.

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