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Home  /   Companies /   Service Plus Home Warranty
icon Last updated: July 29, 2021

Total Home Protection Review 2021: Coverage, Pricing and More

Total Home Protection has rebranded to call themselves ServicePlus Home Warranty. They offer comprehensive home warranty coverage at highly competitive prices. The Gold Plan offered by ServicePlus covers essential systems and appliances, whereas the Platinum Plan provides more extensive coverage. Along with their plans, the reviews indicate the 24/7 customer service is prompt and friendly.

Home warranty plans cut down repair and replacement costs associated with mechanical breakdowns stemming from normal wear and tear. Home warranty providers help preserve the household budget from unexpected shocks and sudden breakdowns.

Total Home Protection aka ServicePlus Home Warranty pre-screens all the service technicians to ensure that they are well-trained to provide the best-in-class service. They are one of the few companies covering repair or replacements of items without considering the age, make, or model of the covered equipment.

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759 Reviews

Premium

$369 - $499

Deductible

$75

Coverage Limits

N/A

BBB Rating

B

Active States

46

Complaint Resolution Program

Yes

By entering my information and clicking “GET A FREE QUOTE,” I Affirmatively Agree to the above Opt-In Consent; I have fully read and agree to the Terms and Conditions and Privacy Policy , which includes a Consent to Arbitrate and a Class Action Waiver. I provide my electronic signature giving consent to be contacted by Total Home Protection and its Marketing Partners in order to receive price quotes (including third-party discounts, offers, and promotions). With my consent I am also authorizing Total Home Protections and their Marketing Partners to contact me via email or at the telephone number provided above, including my wireless number, using automated technologies, including texts and prerecorded messages, even if it is registered on a federal, state, or corporate Do Not Call list. I understand that consent is not a condition of purchase or receipt of services. If my area is not covered, I may be referred to an alternate provider. If I do not want to receive automated calls or text messages, then I can call 833-461-0359 to request a quote.

$1,500

Estimated Appliance Coverage

$1,500

Estimated System Coverage

46

No. Of Active States

Yes

Complaint Resolution Program

WHY TOTAL HOME PROTECTION?

  • Offers coverage in all states except California, Washington, New York, and Nevada
  • Very low trade service fee
  • 2 months free coverage on the Gold and Platinum warranty plans
  • $200 off for a limited time
  • Service request can be placed online
  • Participates in the Complaint Resolution Program
  • Top class technicians
  • The policy comes into effect within 30 days
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Total Home Protection Plans

Total Home Protection offers customers two plans- Gold and Platinum. Customers also have the option to include extra systems and appliances under optional coverage.

  • Gold Plan: This plan covers 15 significant systems & appliances like the electrical system, water heater, whirlpool bathtub, cooktop, built-in microwave, garbage disposal, and so on
  • Platinum Plan: This plan offers comprehensive coverage of 20 systems & appliances, which includes refrigerators, washing machines, plumbing systems, and water heaters

You can also cover items such as a sump pump, well pump, septic system, second refrigerator, water softener, and lots more as optional add-ons. Real estate plans include rekeying service and roof leak cover.


Total Home Protection Cost And Coverage

The cost of Total Home Protection plans is anywhere between $500- $599 annually. When you choose additional coverage, the prices can go up by a few hundred dollars. The deductible for plans offered by the company can approximately cost you $75. A home inspection is not required before the Total Home Protection plan comes into action.

Gold Plan
  • Plumbing (including stoppages)
  • Electrical System
  • Water Heater
  • Garbage Disposal
  • Ceiling Fans
  • Oven / Range / Stove / Cooktop
  • Dishwasher
  • Trash Compactor
  • Built-in Microwave Oven
  • Garage Door Opener
  • Kitchen Exhaust Fan / Attic Exhaust Fan
  • Whirlpool Bathtub
  • Ductwork
  • Sump Pump
Platinum Plan
  • Plumbing (including stoppages)
  • Electrical System
  • Water Heater
  • Garbage Disposal
  • Ceiling Fans
  • Refrigerator
  • Oven / Range / Stove / Cooktop
  • Washers
  • Dryers
  • Dishwasher
  • Trash Compactor
  • Built-in Microwave Oven
  • Garage Door Opener
  • Kitchen Exhaust Fan / Attic Exhaust Fan
  • Air Conditioning System
  • Heating System
  • Whirlpool Bathtub
  • Ductwork
  • Sump Pump
Add-ons
  • Central Vacuum
  • Freestanding Ice Maker
  • Pool and Spa
  • Well Pump
  • Roof Leak
  • Second Refrigerator
  • Stand Alone Freezer
  • Septic Tank Pumping
  • Sump Pump
  • Water Softener
  • Additional Spa
  • Refrigerator Ice Maker
  • Additional Air Conditioning System
  • Additional Heating System
  • Additional Water Heater
  • Additional Garage Door Opener

Total Home Protection Claims And Customer Service

Filing for Total Home Protection claims is very simple and convenient for customers. You can file your claim online 24/7 or dial the company's toll-free number. Follow these simple steps to file your claims easily:

  • File your claim online or via telephone to start the process
  • Once your claim is filed, Total Home Protection will assign one of their technicians to solve your problem within two working days
  • The technician will call you to schedule an appointment at your convenience
  • Once the technician arrives at your house, you are required to pay the trade service call fee, which is specified in your contract

Total Home Protection tries to send top class technicians to repair any malfunctions in your devices. Total Home Protection customer reviews state that the contractors provide excellent services and are very well-equipped to fix different problems customers face. Opting for a THP plan keeps your mind at peace as you know the best-in-class services protect you.

What You Should know about THP contracts?

THP policies start 30 days after the application is accepted and continues for 365 days. Waiving the 30-day waiting period is possible if customers provide valid proof of coverage. The canceling of the 30-day waiting period is done at the discretion of the company.

Coverage provided for systems and appliances is applicable to only one unit unless customers opt to pay an additional fee. If any appliance fails within 30 days of repair or replacement period, the company sends a technician at no extra charge.

If the technician's services are not completed, the company will fix your devices without charging any extra trade service call fee for 90 days on parts and 30 days on labor. If THP sends an independent contractor to repair or replace your devices, a reimbursement will be provided, though proof must be submitted.

Reimbursement for repairs and replacements are subject to the coverage limits, as mentioned in the service contract. Please read the terms for replacement carefully, as the home warranty company may not pay the full replacement amount under certain circumstances.
Roof coverage only provides services for limited roof leaks and not for roof replacement.

TOTAL HOME PROTECTION: WORTH THE MONEY?

As a very popular home warranty industry giant, Total Home Protection strives to provide competitive services with great discounts and extra freebies. As systems and appliances manufactured in recent years are prone to mechanical wear and tear, getting a Total Protection home warranty can help save money and also provide access to vetted, skilled service contractors.

If you are still unsure, have a look at our Best Home Warranty Companies for more comparisons!

SERVICE PLUS HOME WARRANTY FAQs

How are the company’s contractors rated and monitored?

Total Home Protection pre-screens each contractor before they join the company. All technicians that join the company are licensed and insured by specific agencies. THP technicians are also graded through several customer satisfaction records throughout their course of employment with the company.

Does THP limit the number of claims a customer can make?

No, the company does not limit the number of claims a customer can make. But customers must make sure to file a claim only if a device is damaged. Filing a claim when there is no problem with the device, is a waste of time and money for the customer and company.

Do customers need to pay a fee if they want to transfer their policy to someone else?

Customers are not required to pay any transfer at any point in time. To help you with transferring your policy you must contact customer care to guide you through the process. Make sure you explain the intricate details of your home warranty plan to the new owner.

Can I view a sample contract before finalizing a plan?

Yes, you must have a look at the sample contract before finalizing any plan. You can request customer care to send you a copy of the sample contract, or you can also check it out online. Make sure to read the sample contract and final contract thoroughly, before going ahead with anything.

What if my covered items are not repairable?

Suppose the technicians sent over by THP deem your covered items to be non-repairable under the specific terms of your warranty contract. In that case, they will provide replacement with an item of similar make and function. If they cannot directly arrange a replacement, they may reimburse you for the same. In some cases, they may provide only a pro-rated amount for replacement after taking into account depreciation and other costs.

Do I need a Total Home Protection home warranty if I have homeowners insurance?

A home warranty and homeowner's insurance are not interchangeable. A home warranty covers things that a home insurance policy won't, such as repairs and replacements of aging systems and appliances due to normal wear and tear. Home Insurance doesn't cover mechanical breakdowns.

Service Plus Home Warranty REVIEWS

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donna tacey, Enterprise, AL

On Jun 28, 2021

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If I could give them no stars that would be more correct. I got this company and signed my father up as well from our other plan. I had the policy for five day, from when it went into effect and my a/c breaks. They now refuse to cover it due to the policy not being old enough. One you don’t determine when things break. The next thing is if I had car insurance and my car got in an accident that day ..Read Full Review

If I could give them no stars that would be more correct. I got this company and signed my father up as well from our other plan. I had the policy for five day, from when it went into effect and my a/c breaks. They now refuse to cover it due to the policy not being old enough. One you don’t determine when things break. The next thing is if I had car insurance and my car got in an accident that day how sorry would the company be that says oh you just insured and we are not covering you. Sorry company. Try to upsell you 100 times and never give you a solution. They don’t keep their word nor do the technicians they hire. Stay away and use your money somewhere else. ..View less

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1 people found this review helpful
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janet pike, Loris, SC

On Jun 23, 2021

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This company is totally useless to homeowners. Their response time is so long that you end having to find someone else to repair your item. Their customer service is terrible. There is no way to get through to a real person on the phone. I have spent hours on hold and gotten no results. When you try to check on your claim on the website, all it says is that the claim is open. No details about any contra ..Read Full Review

This company is totally useless to homeowners. Their response time is so long that you end having to find someone else to repair your item. Their customer service is terrible. There is no way to get through to a real person on the phone. I have spent hours on hold and gotten no results. When you try to check on your claim on the website, all it says is that the claim is open. No details about any contractor assigned. I had one contractor that they sent out that finally refused to work with this company because they gave him such a runaround. I live in SC near Myrtle Beach and they sent an AC guy from Wilmington, NC. I prepaid for a six year plan and after getting nothing from them in three years, tried to cancel and get a refund on the unused portion. They refused to give me any refund, which I consider totally unethical. Do not waste your money with these people. ..View less

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1 people found this review helpful
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Belinda Hickman, Port Bolivar, TX

On Jun 10, 2021

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I would never use this company again. I purchased a 6 year policy $2,400, May 2020. Please make sure you read your policy carefully before buying. First repair was my oven. March, 2021, they say cannot cover because part is no longer available from manufacturer (Whirlpool) so they will send me $210.00 for the part and certainly not the cost of a replacement oven. I found the part at Genuine Replacem ..Read Full Review

I would never use this company again. I purchased a 6 year policy $2,400, May 2020. Please make sure you read your policy carefully before buying. First repair was my oven. March, 2021, they say cannot cover because part is no longer available from manufacturer (Whirlpool) so they will send me $210.00 for the part and certainly not the cost of a replacement oven. I found the part at Genuine Replacement Parts for $437.62 but THP says they are not responsible since it did not come from Whirlpool, therefore I am responsible to find someone to install the Whirlpool replacement part, and too bad about the $65.00 I paid the first company. Also, it is July, 2021 and I still have not even received the check for $210.00. Do not buy from this company, Total Home Protection! ..View less

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Mitesh Patel, Richardson, TX

On Jun 07, 2021

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This is the worst warranty company so far. Their claims and reviews are bogus and don't seems to be real. The service is awesome, the contractors are inexperience and lake of knowledge, the repair time is horrific. The customer service is like worst than the worst, the automated system is jerk and they don't have previous conversation or history of the calls so each time reiterate the issue. Also, they a ..Read Full Review

This is the worst warranty company so far. Their claims and reviews are bogus and don't seems to be real. The service is awesome, the contractors are inexperience and lake of knowledge, the repair time is horrific. The customer service is like worst than the worst, the automated system is jerk and they don't have previous conversation or history of the calls so each time reiterate the issue. Also, they are not good claims settlement company. I better to go with American Home Shield. ..View less

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Mitesh Patel
Mitesh Patel
On Jul 08, 2021

They took 1 month to resolve the issue. I called them every other day, waited on call for more than half an hour to hold the associate to talk, many time I have to explain my whole case and after wait for another more minutes to get answer. Very annoying customer service.

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Charles Hawk Jr, Atlanta, GA

On Jun 04, 2021

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This company is a COMPLETE FRAUD. Please do not sign up with this company. They will give you the runaround when you ask a question, give you a bogus number when you ask for corporate office and you Will be transferred to a thousand different numbers

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Charles Hawk Jr
Charles Hawk Jr
On Jul 06, 2021

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tanya Mcnorrill, Port Charlotte, FL

On May 29, 2021

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DON'T WASTE YOUR TIME & MONEY! Total Home Protection is THE WORST! And i purchased a 3 year warranty, paid in Full. PLEASE..Read everyone's Reviews. They expect me to repair my own Refrigerator by using a Virtual video chat ?.. Then once I've diagnosed the problem, i can Buy the parts thru said "virtual" repair service, have shipped to me, and I can install the parts MYSELF?!?! What if ..Read Full Review

DON'T WASTE YOUR TIME & MONEY! Total Home Protection is THE WORST! And i purchased a 3 year warranty, paid in Full. PLEASE..Read everyone's Reviews. They expect me to repair my own Refrigerator by using a Virtual video chat ?.. Then once I've diagnosed the problem, i can Buy the parts thru said "virtual" repair service, have shipped to me, and I can install the parts MYSELF?!?! What if it's something like the compressor? OH, But they DO send you a list of the Tools you'll need. What a JOKE ..View less

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1 people found this review helpful
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tanya Mcnorrill
tanya Mcnorrill
On Jun 29, 2021

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Levent Elibal, Schaumburg, IL

On Apr 04, 2021

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Worst company ever I opened 4 claims non of them covered They always have exemptions and not cover Worst company to deal with, please read the fine line in your contract.. All the contractors that have come to my home have so far- Non experienced, do not have tools or just try outs.. I have had the worst experience. Please I would NOT recommend this company.. to even my worst enemy..

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5 people found this review helpful
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Lawrence Campas, Chicago, IL

On Apr 02, 2021

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My request for service were handled quickly and professionally. The service repairman was very professional and explained the findings, work and follow-up service needed. We were contacted within one day. The options for handling the matter were presented and found to be very reasonable..

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5 people found this review helpful
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Thad Bitter, Atlanta, GA

On Apr 02, 2021

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I set up the service call on Saturday night and by Monday afternoon the technicians were at the house. It took about 2 hours to find and fix the issue with our water heater. We saved so much money going through THP than we would have if we paid out-of-pocket. Really pleased with the service!

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2 people found this review helpful
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Adan Lindsley, Charlotte, NC

On Mar 31, 2021

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Our washer wasn’t draining so we decided to call it in. Turns out the washer was not the problem. It was the plumbing. Total Home Protection responded quickly and made certain that someone could come as soon as possible. Very nice and quick customer service. They were so easy to get in touch with which was what I was worried about. I would definitely recommend to friends!

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1 people found this review helpful
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Stewart Tatham, Atlanta, GA

On Mar 31, 2021

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Great customer service. Good turnaround time for repair. Representative was informative. Good communication. I received an email on the same day I placed my service order letting me know when the contractor would come out. Good service. Overall nice job.

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2 people found this review helpful
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Florentino Blakeman, Chicago, IL

On Mar 31, 2021

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Washing machine was making a horrible noise. Repair person was on time, pleasant and professional. Service was completed and we are very happy with service. This is our second time using Total Home Protection and are happy with how fast and easy it has been.

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2 people found this review helpful
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Natalie H Cline, Mauldin, SC

On Mar 30, 2021

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This is the worst warranty I've ever had. They don't respond to your claims in the time frame per contract. Their contractors are not dependable. If you seek reimbursement for a claim forget it. They will come up with a reason not to pay it, also if you do get reimbursed it takes forever. It's better to pay more for a better and dependable service provider. I'm dropping them and telling everyone that I r ..Read Full Review

This is the worst warranty I've ever had. They don't respond to your claims in the time frame per contract. Their contractors are not dependable. If you seek reimbursement for a claim forget it. They will come up with a reason not to pay it, also if you do get reimbursed it takes forever. It's better to pay more for a better and dependable service provider. I'm dropping them and telling everyone that I referred to do so. ..View less

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3 people found this review helpful
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Lonny Beville, Chicago, IL

On Mar 29, 2021

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Fast and efficient service. Friendly tech. Went right to work and solved the problem within 20 minutes. Gave us some good information on hot water tank problems. Definitely worth the price of the warranty. First time we used the service and we were well pleased.

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3 people found this review helpful
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Yvonne Piper, Bend, OR

On Mar 24, 2021

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We had an emergency - pipe leak in laundry room. Technician was scheduled to come 2 days later, but when I mentioned the seriousness of our situation - we had no water in the house, he said he will adjust and come the same day. That really meant a lot. He was very pleasant both on the phone and in person. Thank you so much for your help!

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4 people found this review helpful
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Karen Fisher, Chicago, IL

On Mar 24, 2021

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******* was very professional and quick in solving our heating issue. Came and did a complete check of our systems and gave us recommendations on caring for our furnace. He was a great choice to send for our repair. Was told he had to order a replacement part and returned the day it arrived and finished the job.Very good customer service!

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3 people found this review helpful
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Fiona Sutherland, Dallas, TX

On Mar 24, 2021

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The plumber was extremely knowledgeable in clearing our water stoppage problem. He arrived on time, was friendly and quickly fixed the clog. He took all Covid precautions and wore shoe protectors.Great customer service.Thanks Total Home Protection!

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2 people found this review helpful
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Kylie Hudson, Philadelphia, PA

On Mar 23, 2021

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Had a problem with our garage door not closing properly. I tried to fix it myself with no success. I filed a claim repair with Total Home Protection and had an immediate response. The garage repair company was out the very next morning and fixed the problem. Really could not have gone any smoother. Great customer service.Thank you Total Home Protection!

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2 people found this review helpful
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Jessica Newman, Brighton, MA

On Mar 23, 2021

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Our dishwasher was just not cleaning our dishes and about a year before had the computer mechanism replaced. We tried all kinds of detergent but it just wouldn’t clean or dry the dishes. A serviceman discovered that some pieces of a broken glass and our top rack was very rusty and it was the broken glass that was blocking an area that helped clean. He fixed it and we got a new top rack and it is w ..Read Full Review

Our dishwasher was just not cleaning our dishes and about a year before had the computer mechanism replaced. We tried all kinds of detergent but it just wouldn’t clean or dry the dishes. A serviceman discovered that some pieces of a broken glass and our top rack was very rusty and it was the broken glass that was blocking an area that helped clean. He fixed it and we got a new top rack and it is working like new. :) ..View less

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2 people found this review helpful
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Victoria Hunter, Manassas, VA

On Mar 22, 2021

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So, I’ve used Total Home Protection service twice so far and have been very happy with the outcomes on both occasions. The first time I had my garbage disposal replaced by one of their repairmen. This time I had problems with the toilet and was able to get my own plumber after which I will be reimbursed for the difference over my deductible. Everything went very smoothly.

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3 people found this review helpful

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Service Plus Home Warranty RATINGS

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