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New York’s freezing winter temperatures will put all your heating devices, such as HVAC, water heaters, dryers, etc., in overdrive. Home Warranties ensure the protection of all essential household devices in case of a breakdown due to wear and tear issues. Here, we have reviewed and listed the best home warranties in New York to help you get an ideal home warranty plan.
Disclaimer: We facilitate quotes from reputable home warranty providers and may earn a commission, but that does not influence our evaluation process to produce unbiased reviews.
Take a look at the best home warranty companies in New York:
Premium
$29 - $99
Deductible
$100 & $125
System Coverage
Unlimited
States Covered
48
Activation
30 Days
Appliances Coverage
$4k-$5k
Choice Home Warranty has a network of over 25,000 independent contractors and provides services to more than 1.6 million customers. The company offers extensive coverage at affordable pricing and even provides 24*7 claims services.
Choice Home Warranty offers one of the most extensive coverages in the industry. You can choose from its two main plans: Basic Plan and Total Plan, including free roof coverage.
The Basic Plan is priced at $45 monthly & the Total Plan costs $55. CHW charges service fees from $75 to $150.
American Home Shield extends its services to over 1.8 million customers and has a network of over 17,000 licensed contractors. It offers customizable plans and has an adjustable trade service fee.
You can select from three options: ShieldSilver, ShieldGold, and ShieldPlatinum, with various add-ons.
American Home Shield plans start from $39 and can go up to $70 per month with three options on deductibles: $75, $100, and $125.
The Home Service Club has been providing home warranty services since 2009. It offers quicker coverage, two home warranty plans, a 30-day labor guarantee, and a 90-day parts guarantee.
The Home Service offers two plans, mainly- Standard Coverage and Comprehensive Coverage, along with optional add-ons options.
The Standard Coverage costs around $50 per month and $650 per year. On the other hand, the Comprehensive Coverage plan is priced at $60 per month and $800 annually.
America’s Preferred Home Warranty has over 20 years of experience in the home warranty industry. It offers the freedom to choose your own licensed contractor for repair work and has a low service fee.
What To Expect From America’s Preferred Home Warranty:
America’s Preferred Home Warranty provides only one basic coverage plan and different optional add-ons such as sediment built-up, racks, handles, refrigerant recovery, and more.
APHW plans are priced around $39 per month and can go up to $47, depending on the choice of deductible, which can be $50, $100, or $125.
Cinch Home Services is an industry veteran with an experience of over 40+ years in the home warranty business. It offers three plans with additional coverage options and provides coverage for protection against unknown pre-existing conditions.
Cinch Home Services provides three home protection plans: Appliances Plan, Built-in Systems Plan, and Complete Home Plan.
Cinch Plans can range from $27.99- $51.99 depending on the selected plan, with deductible options of $100, $125, and $150.
Select Home Warranty is one of the experienced home warranty service providers with nationwide availability. The company is known for its extensive coverage and regular discount offerings on multi-year plans to its customers.
The homeowners are offered three plans: Bronze Care, Gold Care, and Platinum Care.
The Bronze Care plans are priced around $60 monthly, while the Platinum Care plan is $64 per month. The deductibles differ for every state but are between $60 and $100.
Liberty Home Guard offers flexible and comprehensive plans across the country. It also has a vast network of trained contractors available 24/7 for the services and low service fees and has earned an A rating from the BBB.
As a homeowner, there are three different plans available for you- Systems Plan, Appliance Plan, and Total Home Guard Plan. It even offers optional additions for other items.
LHG plans start at $35 and can go up to $50 monthly, and the charges can go up to $195 if you include any optional items. The company charges a $90 deductible or service fee.
Weather conditions in New York are frigid in the winter and therefore demand excess usage of appliances that keep you warm in such weather conditions. Therefore, home warranty plans are required to protect your appliances and systems from wear and tear causing due to heavy usage.
While getting a home warranty plan, you must consider some essential factors that will help you get the most out of this investment.
Here is the weather profile of New York that highlights why investing in a home warranty is important:
| Average Rainfall | Average Sunlight | General Climate Conditions | Tropical Cyclones |
| 40 inches/ Year | 224 Sunny Days/ Year |
|
June-November |
Here are some of the tips that will help you to make the right decision:
Home Warranties are available in various parts of New York. But, it is purchased in these major cities: Albany, Bellmore, Bronx, Brooklyn, Buffalo, Clarence, Clifton Park and Dryden.
A home warranty can be helpful if you choose the best coverage plan which fits your house the best. Searching for the best home warranty company in New York is not easy, so make sure to give a thorough read to the fine prints and research platforms.
We are dedicated to providing in-depth home warranty reviews so you can choose the best home warranty company & make the most out of it. We examine, compare, and analyze the companies on the following factors:
How Do I Choose A Home Warranty In NY?
A home warranty helps keep your pocket safe from sudden repairs and replacement in return for a monthly/yearly premium. Here are some of the things that you need to know when selecting a home warranty in New York:
Is Choice Home Warranty Any Good?
Yes, Choice Home Warranty is one of the best home warranty companies in New York. It has over ten years of experience in the market and has helped residents to secure their properties from sudden repairs and replacement. It also offers 24/7 and provides three different coverage plans for the homeowners.
Does A Home Warranty Cover Vandalism?
Damage or destruction because of vandalism is usually not covered under the home warranty. But on the other hand, homeowners insurance covers destruction due to vandalism and other natural disasters.
What Do Home Warranties Typically Cost In NY?
Many companies provide multiple plans with different premiums depending on the selected coverage. Generally, the average price can range between $32-$125 monthly depending on the home warranty plan, company, number, and type of selected add-ons.
What Is The Monthly Surcharge On Choice Home Warranty?
There is no surcharge as such for a home warranty. However, the monthly premium of Choice Home Warranty is $46-$55, with a service fee of $60-$85. The premium mainly depends on the chosen plan and optional add-ons.
varthi NC, Brooklyn
On Apr 14, 2023
First Premier Home Warranty
I regret obtaining a plan from them and do not recommend this company to anyone. I bought a plan based on reviews and because it was less expensive than competitors, but later I discovered it was all a scam. I\'ve ever received a worse service. Please don\'t act on the basis of the reviews. Every time you file a service request, the vendor\'s contact information is delivered, yet they never respond. They will then ask us to proceed with the technician of our choice and file a request for reimbursement . I have to make numerous phone calls and write numerous emails to find out the progress each time I submit a claim request. Although my agreement clearly states that it is covered, they claim that it was submitted for underwriter review and that it was ultimately denied because it won't cover.If you phone them repeatedly, they put you on hold with no answer. I am planning to file legal action.
Anonymous, Oakdale
On Feb 11, 2023
Lowe’s Protection Plans
Worst experience with a company ever! 2 weeks of phone calls, lies and dealing with a bad repair company they sent , and I still don’t have a working refrigerator. They are unprofessional, incompetent and the policy of taking 3-5 days to process claims between all the departments is absurd.
James Garland, Fredonia
On Jan 04, 2023
Lowe’s Protection Plans
Lowes extended warranty protection plans suck. I purchased a plan for my refrigerator and have made three attempts to get service and all I get is the runaround and promises. The people at 1-800-865-54** sound convincing when talking and dish out lip service saying that we’ll escalate your claim, and someone will be contacting you within 1 or 2 business days. All nothing but bullcrap. I started my claim on 12/06/22 and still haven’t been contacted by the repair service. The service team at 866-576-16** are useless as well. Im very disappointed with Lowes.
Margaret, Huntington
On Dec 16, 2022
Lowe’s Protection Plans
We purchased Samsung dryer only 1.5 years ago and it stopped drying. We purchased 5 year warranty, but it took 2 weeks for Samsung to get someone out, and the service provider was unreliable and unresponsive and took another 2 weeks to get necessary part. Our hands have been tied and would never purchase warranty with Lowes again. Much easier and cheaper in end to just get repair guy.
Jill Egan, Ogdensburg
On Dec 09, 2022
Lowe’s Protection Plans
I will NEVER buy another appliance from Lowe’s. My 14 month old washing machine has not been working for almost 3 months. Repair service can only come on Thursdays and has been here nearly every Thursday and still have not resolved the problem. Repair service says Lowe’s needs to replace our machine. Lowe’s Warrenty department refuses, saying the drum needs to be replaced. Their local repair service says they can’t do that. We live in a rural area and there IS no one else. Our local Lowe’s manager is usually Missing In Action. Today we just gave up and bought a new one from a local appliance dealer. This isn’t an isolated incident, we know of two others who have had similar incidents with their washers in our area. Husband and I are in our 80’s and don’t need this hassle. Shame on Lowe’s!!!
Alex Fridlyand, Elizaville
On Dec 08, 2022
Lowe’s Protection Plans
Lowe\'s Appliance Extended Warranty is a fraud. We had no refrigerator for 9 weeks. First it was 4 week waiting time to get a technician. After that they shipped wrong parts and packaged the motherboard in such a sloppy way that it was damaged. Their phone customer service is useless.
Michael Miranda, Mount Tremper
On Nov 22, 2022
Lowe’s Protection Plans
It works, only because appliances don’t last long. Figure the cost of your purchase with the price of the warranty added and maybe you will get 5 yrs. out of it. Big problem is their outsourcing customer service to Asia. I did get a quick appointment and was told that it was scheduled between 8:00AM and 5:00PM, but they gave me a number to find out where the serviceman was an when he taught he would get here. The number was simply for LG who had nothing to do with the repair. Also I would get an e-mail confirmation: Never got. Called Lowe directly and the woman could not help at all. I sit here at 2:00PM not knowing if he will show up. I know that Lowes saves money by outsourcing to Asia, because they pay their workers 10 cents on the Dollar. Don’t trust their communications or promises. BTW my dryer is only 15 months old
williams, New York
On Nov 15, 2022
Cinch Home Services
This company is a BIG RIPOFF! The technician never show up to do the work. They only schedule appointments they know they will not fulfill. They are a BIG NO SHOW!!!! they don\'t even give the courtesy of a call. They don\'t show up to do the work, only take your money and run.
Sharon Klyn, Selden
On Oct 25, 2022
American Home Shield (AHS)
AHS has not honored my request to fix or replace my dish since August 24, 2022. Apparently, AHS gives the same excuses, they don\'t have the part any longer even though my whirlpool dishwasher is only 2-year-old. They are not an honorable company. Agents keep me on the phone for unreasonable amount of time or 1 agent simply lied to me.
Jim, Mayfield
On Aug 23, 2022
Lowe’s Protection Plans
It really sucks! 1 month with no fridge and still waiting! Had to buy a new one. Weeks for an appointment and weeks to try and find parts. Said use a cooler with ice!
Natalie collins , Center Moriches
On Aug 22, 2022
Lowe’s Protection Plans
Worst worst worst company I’ve ever dealt with took HOURS on the phone to get an apt then waited another month and took hours more to get an apt to have the repair man back He told me to have the part delivered to my house but the company said it wasn’t necessary the repair man showed up today with no replacement part I will never buy another appliance from Lowes just because their PP STINKS!
Lori Wheeler, Copenhagen
On Jun 29, 2022
Lowe’s Protection Plans
Absolutely not worth the stress they put you through they did not show up to repair and then wanted to come a month later had to remove the washing machine because the water smelt bad and we inform them that they are going to have to pick it up to go fix it because of the stagnant water they refused I’ve been fighting with them for three months Then they don’t wanna repair it and they want to refund the money I paid for the insurance and they gave me an email address that does not work I got disconnected several times Absolutely a nightmare for a $900 washing machine
Angela Luther, North Collins
On Jun 28, 2022
American Home Shield (AHS)
If I could give zero stars in every category, I would. We needed our central air looked at and tried making arrangements in March, but there are only 2 contractors in our area that accept AHS. One of them wouldn’t even put us on their schedule, claiming that AHS wouldn’t authorize them to do so. When we called, AHS would just say that they did give authorization, so we never got anywhere. The other contractor, at first, wouldn’t even agree to come out because we “live too far for where they’re willing to go”. We finally managed to convince them otherwise, after explaining that the only other contractor who accepts AHS was being difficult. Two days before our appointment, they cancelled saying that they had Covid. We rescheduled for the soonest available, which was three weeks out. The DAY BEFORE the appointment, which was supposed to be on June 27, they cancelled us because they were “overbooked for the rest of the season”. We reached out to AHS to cancel and be refunded. Our policy was cancelled, but not without a hefty fee and with no reimbursement for the service we never received. We were transferred from one level of management to another, to no avail. Overall, we’re out $400 for absolutely nothing. If you ask me, this is pure theft. DO NOT USE THIS COMPANY!
Brenda Coates, Canaseraga
On May 23, 2022
American Home Shield (AHS)
My request for AC service was given a quick appointment. The tech was on time and efficiently repaired everything. He gave me pointers on when to change my furnace filters as well as answering other questions. He was very respectful and thanked me for being so nice too.
Komalan Kunjupillai, New City
On Apr 26, 2022
American Home Shield (AHS)
this was the first one .iam fullysatified .good customer service .qulified technisions. a job welldone .thank you very much.american home shield is a good investment .hopr we will have good time together.
Tony, Medford
On Apr 19, 2022
American Home Shield (AHS)
Sink backup fixed, but the caulking was horrible, messy and missing spots. Really lousy job from the first visit never corrected the problem. It is an eye sore and nothing was done about it
Akhtab Abdullah, Cortlandt Manor
On Apr 11, 2022
American Home Shield (AHS)
The work far exceeded my expectations. Great service. We placed the call for service and a technician came the following day. He was thorough in explaining what the trouble was and wasted no time in solving it. Please only refer this company for any heating and cooling issues I may call about!
Corey Bailey, Albany
On Apr 04, 2022
American Home Shield (AHS)
We’ve been customers for a few years now and very happy with AHS. We have peace of mind that our major appliances are covered and will get fixed. The representative from AHS was very helpful and went above and beyond. Our recent experience was for our old clothes washer, an experienced repair rep came out and had the knowledge and experience, fixed it and it works just like new. They were really nice and attention to detail/cleanliness.
Micky Mcphearson, Brooklyn
On Nov 24, 2021
First Premier Home Warranty
I called home First Premier Home Warranty to file a claim and it was one of the nicest experiences I have ever had. I was so frustrated about the problem I called about. The claim representative T**** really made it easy for me to understand everything and put my mind at ease. Within a few hours he had a technician at my house diagnosing my washing machine, after the diagnosis our lovely technician called the authorization department at First Premier and had it approved within minutes!! Very satisfied with this company. I definitely recommend them!
Syedur Chowdhury, New Hyde Park
On Oct 31, 2021
Cinch Home Services
I am with this home service for more than one and half year. This year on Memorial Day weekend found central air conditioner was not working. After few weeks they sent technicians to solve the problem. Those technicians failed. Then Cinch instructed me to call the manufacturer of the unit. They found wrongdoing by the previous technicians and Cinch declined to pay their visit and job assignment. I didn’t have air conditioner during summer when temperature was more than 90 degree Fahrenheit. Now during cold I don’t have heat (the unit is combined air conditioner and furnace). Now I am with the better business bureau. Waiting and suffering from the negligence by this home service company. If there were options of giving minus star, I would give them minus 5 star.
Mark Jurek, New York
On Oct 19, 2021
First Premier Home Warranty
My experience is from more than 1 property I purchased the warranty on. Called in for assistan e on 3 claims, all 3 denied. Not to mention all the time lost calling in to get updates, long hold times listening to music. When I was upset about their denial they used threatening language with me.
Stephanie Jarrett, New York
On Oct 04, 2021
American Home Shield (AHS)
I have been without a refrigerator since June and calling weekly.I’ve rescheduled appts one contractor after the other no shows from the contractor, lie after lie about someone will call you back, 1 offer for 600 value for my refrigerator that I paid 1600 for, contractor reported to AHS to just replace the refrigerator since July parts were ordered not all arrived so was told that’s why the technician hasn’t shown up told parts were reordered. My husband had a heart attack neighbors have been nice enough to keep medications for us in their refrigerator customer service representatives place you hold (D****** like she told me like W*****O* )don’t return to the call for or pretending as if there is a technical difficulty you can hear roosters crowing in the back ground. Promises have been made to refund me of the fee I was charged and for food reimbursement not on my account as of September. I’m been charged monthly every since June and nothing has taken place to this day. Will call everyday until something is done that’s why some of the surveys have been scored as such due to the services I’m receiving POOR ........agent name T***** he assured me he placed an claim in the system for the refrigerator to be placed well let’s see how this will go because yesterday that’s the same thing the agent from S**** said that referred me to a supervisor R***. When I spoke with a supervisor F***** last week from S**** he placed in the system and sent me a request that due to the parts ordered had taken more than 21 days AHS would receive a authorization notice to consider well AHS stated they didn’t see it but I have it in my email when I tell you this back and forth for 3 months for services paid every month has been a MESS....... Cooperate office is the same number for everything so I guess the president if still R** will ever know this company has the worst reputation in the world.........
Charles Grimes, Peconic
On Jul 10, 2021
Lowe’s Protection Plans
Lowe\'s Extended Warranty program is a fraudulent scam. They were unable to repair the covered dishwasher. So they promised to refund the purchase per the warranty. They alleged that a Lowe\'s gift card in the refund amount was sent out. Never arrived. They alleged that a replacement gift card in the refund amount was sent out. Never received. They alleged that a check in the refund amount was sent out. Never received. They alleged a replacement check in the refund amount was sent out. Never received. Having gone months without a dishwasher, we purchased a new one. They were, per the warranty, supposed to install the new one for free. They charged me. Lowe's is fraudulently failing to honor their extended warranty.
Bruce, Long Island City
On May 03, 2021
Lowe’s Protection Plans
You make this stuff up as to how incompetent lowes is. I schedule a microwave to be repaired. I live in NYC and they schedule a repair company in Alabama to come to my apt. I spend 90 minutes straightening this out. I went through hell just getting the microwave 3 years ago. Thats another epic story. They schedule another company but they slam down the phone on me when I ask that they have to send a copy of their liability insurance to my management office. Never again. I have had nothing but problems when ordering things from them. NEVER AGAIN
Jeff, Victor
On Apr 24, 2021
Lowe’s Protection Plans
Terrible. Awful. We had service technicians out to service the refrigerator at least 5-7 times (I lost count) and they never fixed the problem. The last technician came out Jan 20th and it stopped working again less than 3 months later. When I called back again they said the extended warranty had since expired and would not send someone again, despite the fact the problem was not fixed. Do not shop at Lowe’s and definitely do not buy their extended warranties. Stay away from ** refrigerators as well.
Updated on
January 23, 2023
