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New York’s freezing winter temperatures will put all your heating devices, such as HVAC, water heaters, dryers, etc., in overdrive. Home Warranties ensure the protection of all essential household devices in case of a breakdown due to wear and tear issues. Here, we have reviewed and listed the best home warranties in New York to help you get an ideal home warranty plan.
Disclaimer: We facilitate quotes from reputable home warranty providers and may earn a commission, but that does not influence our evaluation process to produce unbiased reviews.
Choice Home Warranty has a network of over 25,000 independent contractors and provides services to more than 1.6 million customers. The company offers extensive coverage at affordable pricing and even provides 24*7 claims services.
What To Expect From CHW:
Offers 90-Day parts & 30-day labor guarantee
Coverage without extra fee for homes up to 5000 sq. ft.
Coverage limits of up to $3000 per item
Choice Home Warranty offers one of the most extensive coverages in the industry. You can choose from its two main plans: Basic Plan and Total Plan, including free roof coverage.
The Basic Plan is priced at $45 monthly & the Total Plan costs $55. CHW charges service fees from $75 to $150.
American Home Shield extends its services to over 1.8 million customers and has a network of over 17,000 licensed contractors. It offers customizable plans and has an adjustable trade service fee.
What To Expect From AHS:
Dollar limits of $3000 on appliances & unlimited on systems
30 Days Workmanship
Undetectable pre-existing conditions coverage
You can select from three options: ShieldSilver, ShieldGold, and ShieldPlatinum, with various add-ons.
American Home Shield plans start from $39 and can go up to $70 per month with three options on deductibles: $75, $100, and $125.
The Home Service Club has been providing home warranty services since 2009. It offers quicker coverage, two home warranty plans, a 30-day labor guarantee, and a 90-day parts guarantee.
What To Expect From The Home Service Club:
Coverage for outside utility line items
90 days part recall and 30 days labor recall
Network of over 10000 contractors
The Home Service offers two plans, mainly- Standard Coverage and Comprehensive Coverage, along with optional add-ons options.
The Standard Coverage costs around $50 per month and $650 per year. On the other hand, the Comprehensive Coverage plan is priced at $60 per month and $800 annually.
America’s Preferred Home Warranty has over 20 years of experience in the home warranty industry. It offers the freedom to choose your own licensed contractor for repair work and has a low service fee.
What To Expect From America’s Preferred Home Warranty:
Different deductible options
Freedom to select your own licensed contractor
Roof leak coverage
America’s Preferred Home Warranty provides only one basic coverage plan and different optional add-ons such as sediment built-up, racks, handles, refrigerant recovery, and more.
APHW plans are priced around $39 per month and can go up to $47, depending on the choice of deductible, which can be $50, $100, or $125.
Cinch Home Services is an industry veteran with an experience of over 40+ years in the home warranty business. It offers three plans with additional coverage options and provides coverage for protection against unknown pre-existing conditions.
What To Expect From Cinch Home Services:
180-day workmanship guarantee
Free water sensor to detect leaks
Cinch Home Services provides three home protection plans: Appliances Plan, Built-in Systems Plan, and Complete Home Plan.
Cinch Plans can range from $27.99- $51.99 depending on the selected plan, with deductible options of $100, $125, and $150.
Select Home Warranty is one of the experienced home warranty service providers with nationwide availability. The company is known for its extensive coverage and regular discount offerings on multi-year plans to its customers.
What To Expect From Select Home Warranty:
Dollar limits of upto $2000 per item
Same-day response on claims
The homeowners are offered three plans: Bronze Care, Gold Care, and Platinum Care.
The Bronze Care plans are priced around $60 monthly, while the Platinum Care plan is $64 per month. The deductibles differ for every state but are between $60 and $100.
Liberty Home Guard offers flexible and comprehensive plans across the country. It also has a vast network of trained contractors available 24/7 for the services and low service fees and has earned an A rating from the BBB.
What To Expect From Liberty:
Workmanship guarantee of 60 days
Dollar limit of $2k per item
As a homeowner, there are three different plans available for you- Systems Plan, Appliance Plan, and Total Home Guard Plan. It even offers optional additions for other items.
LHG plans start at $35 and can go up to $50 monthly, and the charges can go up to $195 if you include any optional items. The company charges a $90 deductible or service fee.
Important Tips On Buying A Home Warranty: New York
Weather conditions in New York are frigid in the winter and therefore demand excess usage of appliances that keep you warm in such weather conditions. Therefore, home warranty plans are required to protect your appliances and systems from wear and tear causing due to heavy usage.
While getting a home warranty plan, you must consider some essential factors that will help you get the most out of this investment.
Here is the weather profile of New York that highlights why investing in a home warranty is important:
Average Rainfall
Average Sunlight
General Climate Conditions
Tropical Cyclones
40 inches/ Year
224 Sunny Days/ Year
Warm Summers
Snowy and Windy Winters
June-November
Here are some of the tips that will help you to make the right decision:
Home warranty coverage has different terms and conditions, which the company sets. Read the fine print and exclusions before settling on the home warranty plan.
Read the company’s reviews on different platforms to know about its services and more. Many companies don’t offer pre-existing conditions, so ensure your devices pass home inspection tests beforehand.
Go for the home warranty with comprehensive home items coverage.
As a new home warranty buyer, check with your friends and family about the best home warranty services they have come across in New York.
Beware of fly-by-night companies, as many new companies in New York tend to make a quick buck, shut down, and re-open with a different name. The main objective of these companies is to cheat people. So, invest in companies that have been around for a while in the market.
Consumer Finance Protection Bureau : The Consumer Finance Protection Bureau is a safe and reliable resource where homeowners can find information about different financial issues.
FHA Down Payment Assistance Grants : FHA Down Payment helps a homeowner to purchase a home easily. The FHA Down Payment Assistance Grants are for the people who want to make their dream of owning a house come true.
Center For NYC Neighborhoods : The Center for New York City Neighborhoods is known to help homeowners who have a foreclosure, post-homeownership issues, and mortgage questions.
New York Help For Homeowners : The New York Help For Homeowners can help a homeowner to stay safe from scams and other issues.
The Bottom Line
A home warranty can be helpful if you choose the best coverage plan which fits your house the best. Searching for the best home warranty company in New York is not easy, so make sure to give a thorough read to the fine prints and research platforms.
We are dedicated to providing in-depth home warranty reviews so you can choose the best home warranty company & make the most out of it. We examine, compare, and analyze the companies on the following factors:
Cost-effectiveness: We compare the costs of home warranty plans and determine if those are cost-effective. The pricing includes monthly/annual premiums, deductibles, and customer discounts.
Coverage: We compare the plans offered by different home warranty companies. The coverage includes systems, appliances, and additional offerings.
Claims: We look at customer reviews and determine how satisfied they were with the claims filing procedure, settlement, and response times.
Transparency: We verify if the home warranty company is licensed within the appropriate industry and offer details on the CEOs, contractors, and several settled claims.
Uniqueness: We examine whether the company offers additional services, advantages, or coverage alternatives that set them apart from the competition.
CustomerEngagement: We assess the determination of home warranty companies responding to consumer problems in our Complaint Resolution Program.
FAQs
How Do I Choose A Home Warranty In NY?
A home warranty helps keep your pocket safe from sudden repairs and replacement in return for a monthly/yearly premium. Here are some of the things that you need to know when selecting a home warranty in New York:
Your coverage needs
Your budget
Age of the house
Size and location of the house
Is Choice Home Warranty Any Good?
Yes, Choice Home Warranty is one of the best home warranty companies in New York. It has over ten years of experience in the market and has helped residents to secure their properties from sudden repairs and replacement. It also offers 24/7 and provides three different coverage plans for the homeowners.
Does A Home Warranty Cover Vandalism?
Damage or destruction because of vandalism is usually not covered under the home warranty. But on the other hand, homeowners insurance covers destruction due to vandalism and other natural disasters.
What Do Home Warranties Typically Cost In NY?
Many companies provide multiple plans with different premiums depending on the selected coverage. Generally, the average price can range between $32-$125 monthly depending on the home warranty plan, company, number, and type of selected add-ons.
What Is The Monthly Surcharge On Choice Home Warranty?
There is no surcharge as such for a home warranty. However, the monthly premium of Choice Home Warranty is $46-$55, with a service fee of $60-$85. The premium mainly depends on the chosen plan and optional add-ons.
Why Should You Trust HomeWarrantyReviews.com
We are America's first independent Home Warranty Research and Review platform and have been in existence for 14+ years
We have listed more than 80+ companies are listed with us
We have nearly 100,000 genuine & verified customer reviews
We use a two-step verification process to maintain the authenticities of reviews
We allow users to connect directly with the company's representatives to resolve issues through our Complaint Resolution Program
New york Home Warranty Companies Reviews
Jim,
Mayfield
On
Aug 23, 2022
Lowe's Appliance Extended Warranty
It really sucks! 1 month with no fridge and still waiting! Had to buy a new one. Weeks for an appointment and weeks to try and find parts. Said use a cooler with ice!
Natalie collins ,
Center Moriches
On
Aug 22, 2022
Lowe's Appliance Extended Warranty
Worst worst worst company I’ve ever dealt with took HOURS on the phone to get an apt then waited another month and took hours more to get an apt to have the repair man back He told me to have the part delivered to my house but the company said it wasn’t necessary the repair man showed up today with no replacement part I will never buy another appliance from Lowes just because their PP
STINKS!
Lori Wheeler,
Copenhagen
On
Jun 29, 2022
Lowe's Appliance Extended Warranty
Absolutely not worth the stress they put you through they did not show up to repair and then wanted to come a month later had to remove the washing machine because the water smelt bad and we inform them that they are going to have to pick it up to go fix it because of the stagnant water they refused I’ve been fighting with them for three months
Then they don’t wanna repair it and they want to refund the money I paid for the insurance and they gave me an email address that does not work I got disconnected several times
Absolutely a nightmare for a $900 washing machine
Angela Luther,
North Collins
On
Jun 28, 2022
American Home Shield (AHS)
If I could give zero stars in every category, I would. We needed our central air looked at and tried making arrangements in March, but there are only 2 contractors in our area that accept AHS. One of them wouldn’t even put us on their schedule, claiming that AHS wouldn’t authorize them to do so. When we called, AHS would just say that they did give authorization, so we never got anywhere. The other contractor, at first, wouldn’t even agree to come out because we “live too far for where they’re willing to go”. We finally managed to convince them otherwise, after explaining that the only other contractor who accepts AHS was being difficult. Two days before our appointment, they cancelled saying that they had Covid. We rescheduled for the soonest available, which was three weeks out. The DAY BEFORE the appointment, which was supposed to be on June 27, they cancelled us because they were “overbooked for the rest of the season”.
We reached out to AHS to cancel and be refunded. Our policy was cancelled, but not without a hefty fee and with no reimbursement for the service we never received. We were transferred from one level of management to another, to no avail. Overall, we’re out $400 for absolutely nothing. If you ask me, this is pure theft. DO NOT USE THIS COMPANY!
Brenda Coates,
Canaseraga
On
May 23, 2022
American Home Shield (AHS)
My request for AC service was given a quick appointment. The tech was on time and efficiently repaired everything. He gave me pointers on when to change my furnace filters as well as answering other questions. He was very respectful and thanked me for being so nice too.
Komalan Kunjupillai,
New City
On
Apr 26, 2022
American Home Shield (AHS)
this was the first one .iam fullysatified .good customer service .qulified technisions. a job welldone .thank you very much.american home shield is a good investment .hopr we will have good time together.
Tony,
Medford
On
Apr 19, 2022
American Home Shield (AHS)
Sink backup fixed, but the caulking was horrible, messy and missing spots. Really lousy job from the first visit never corrected the problem. It is an eye sore and nothing was done about it
Akhtab Abdullah,
Cortlandt Manor
On
Apr 11, 2022
American Home Shield (AHS)
The work far exceeded my expectations. Great service. We placed the call for service and a technician came the following day. He was thorough in explaining what the trouble was and wasted no time in solving it. Please only refer this company for any heating and cooling issues I may call about!
Corey Bailey,
Albany
On
Apr 04, 2022
American Home Shield (AHS)
We’ve been customers for a few years now and very happy with AHS. We have peace of mind that our major appliances are covered and will get fixed. The representative from AHS was very helpful and went above and beyond. Our recent experience was for our old clothes washer, an experienced repair rep came out and had the knowledge and experience, fixed it and it works just like new. They were really nice and attention to detail/cleanliness.
Micky Mcphearson,
Brooklyn
On
Nov 24, 2021
First Premier Home Warranty
I called home First Premier Home Warranty to file a claim and it was one of the nicest experiences I have ever had. I was so frustrated about the problem I called about. The claim representative T**** really made it easy for me to understand everything and put my mind at ease. Within a few hours he had a technician at my house diagnosing my washing machine, after the diagnosis our lovely technician called the authorization department at First Premier and had it approved within minutes!! Very satisfied with this company. I definitely recommend them!
Syedur Chowdhury,
New Hyde Park
On
Oct 31, 2021
Cinch Home Services
I am with this home service for more than one and half year. This year on Memorial Day weekend found central air conditioner was not working. After few weeks they sent technicians to solve the problem. Those technicians failed. Then Cinch instructed me to call the manufacturer of the unit. They found wrongdoing by the previous technicians and Cinch declined to pay their visit and job assignment. I didn’t have air conditioner during summer when temperature was more than 90 degree Fahrenheit. Now during cold I don’t have heat (the unit is combined air conditioner and furnace). Now I am with the better business bureau. Waiting and suffering from the negligence by this home service company. If there were options of giving minus star, I would give them minus 5 star.
Mark Jurek,
New York
On
Oct 19, 2021
First Premier Home Warranty
My experience is from more than 1 property I purchased the warranty on. Called in for assistan e on 3 claims, all 3 denied. Not to mention all the time lost calling in to get updates, long hold times listening to music. When I was upset about their denial they used threatening language with me.
Stephanie Jarrett,
New York
On
Oct 04, 2021
American Home Shield (AHS)
I have been without a refrigerator since June and calling weekly.I’ve rescheduled appts one contractor after the other no shows from the contractor, lie after lie about someone will call you back, 1 offer for 600 value for my refrigerator that I paid 1600 for, contractor reported to AHS to just replace the refrigerator since July parts were ordered not all arrived so was told that’s why the technician hasn’t shown up told parts were reordered. My husband had a heart attack neighbors have been nice enough to keep medications for us in their refrigerator customer service representatives place you hold (D****** like she told me like W*****O* )don’t return to the call for or pretending as if there is a technical difficulty you can hear roosters crowing in the back ground. Promises have been made to refund me of the fee I was charged and for food reimbursement not on my account as of September. I’m been charged monthly every since June and nothing has taken place to this day. Will call everyday until something is done that’s why some of the surveys have been scored as such due to the services I’m receiving POOR ........agent name T***** he assured me he placed an claim in the system for the refrigerator to be placed well let’s see how this will go because yesterday that’s the same thing the agent from S**** said that referred me to a supervisor R***. When I spoke with a supervisor F***** last week from S**** he placed in the system and sent me a request that due to the parts ordered had taken more than 21 days AHS would receive a authorization notice to consider well AHS stated they didn’t see it but I have it in my email when I tell you this back and forth for 3 months for services paid every month has been a MESS....... Cooperate office is the same number for everything so I guess the president if still R** will ever know this company has the worst reputation in the world.........
Charles Grimes,
Peconic
On
Jul 10, 2021
Lowe's Appliance Extended Warranty
Lowe\'s Extended Warranty program is a fraudulent scam. They were unable to repair the covered dishwasher. So they promised to refund the purchase per the warranty. They alleged that a Lowe\'s gift card in the refund amount was sent out. Never arrived. They alleged that a replacement gift card in the refund amount was sent out. Never received. They alleged that a check in the refund amount was sent out. Never received. They alleged a replacement check in the refund amount was sent out. Never received. Having gone months without a dishwasher, we purchased a new one. They were, per the warranty, supposed to install the new one for free. They charged me. Lowe's is fraudulently failing to honor their extended warranty.
Bruce,
Long Island City
On
May 03, 2021
Lowe's Appliance Extended Warranty
You make this stuff up as to how incompetent lowes is. I schedule a microwave to be repaired. I live in NYC and they schedule a repair company in Alabama to come to my apt. I spend 90 minutes straightening this out. I went through hell just getting the microwave 3 years ago. Thats another epic story. They schedule another company but they slam down the phone on me when I ask that they have to send a copy of their liability insurance to my management office. Never again. I have had nothing but problems when ordering things from them. NEVER AGAIN
Jeff,
Victor
On
Apr 24, 2021
Lowe's Appliance Extended Warranty
Terrible. Awful. We had service technicians out to service the refrigerator at least 5-7 times (I lost count) and they never fixed the problem. The last technician came out Jan 20th and it stopped working again less than 3 months later. When I called back again they said the extended warranty had since expired and would not send someone again, despite the fact the problem was not fixed. Do not shop at Lowe’s and definitely do not buy their extended warranties. Stay away from ** refrigerators as well.
Matt Thompson,
Norwich
On
Mar 25, 2021
Lowe's Appliance Extended Warranty
An hour and fifteen minutes waiting on the phone. Nobody picked up as I drove to Lowes and talked to Customer Service. Hopefully the person who is supposed to get a hold of us (who also happens to be a friend of my wifes, which we did not know at the time) will contact us tomorrow with more info. But so far this warranty is absolutely useless, since we cant actually talk to anyone. First I tried *-***-**LOWES, and while on hold I used the text option, which told us to call *-***-**LOWES, which is the exact same thing. Terrible.
Victoria,
Clifton Park
On
Mar 13, 2021
American Home Shield (AHS)
I just purchased the American Home Shield ("AHS") Warranty in November 2020 and had to use it in March 2021. My garage door chain suddenly broke and so my automatic garage door opener would not work. I called AHS and was given the mane of a local contractor who would contact me within 24hrs and did so. The contractor, Mr. ******* (owner), was very cordial and set up a time for his technician to come to my house. The technician, ****, arrived on time, diagnosed my problem and said he would have to come back b/c he did not have all of the parts.
I liked **** and was comfortable with him so I requested he be the repairman to come back and do the work. I only had to wait one extra day due to my request as he was off the next day. He came back, installed the new garage door opener, explained all the details to me and stayed to help me reprogram my remote and outside panel. I am very satisfied with AMH and also with ******* Company. My first experience was easy and took no time to have the repair done. I highly recommend AHS. Thank you for great service and for the great contractors you sent to my home.
Anaya Grant,
Brooklyn
On
Jan 25, 2021
Lowe's Appliance Extended Warranty
Worst Experience. Don\'t waste your money. I contacted Lowes about my broken Bosch dryer. First technician came to my home with no tools and after 5 minutes of looking at the dryer tells me he does not fix a stackable dryer. So we had someone unstack the dryer. When he came again (with not tools), he said the dryer was working even though the dryer stopped after 10 minutes when it was on a 2 hour setting. Contacted Lowes again. They sent another technician who said the dryer works because it heats. Considering the dryer did not run the duration of the time set. Long story short, dryer still not working and Lowe's response is we will send another technician. It has been a month, and I still have no dryer. Never again. If I could I would give zero stars.
Tracey ,
New Windsor
On
Sep 26, 2020
American Home Shield (AHS)
I made a service request because I had electrical issue and my stove was not working. The first contractor was unable to come in a reasonable time so I called service department and ** was so helpful in setting up another appointment!! Contractor came on the weekend and rectified my issue.
madhuresh,
New York
On
Jul 03, 2020
American Home Shield (AHS)
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Anne V Macpherson,
Hudson
On
May 23, 2020
American Home Shield (AHS)
I am very disappointed with your response time. The Sear\'s techs arrived on May 11th as planned. They determined that the problem with my stove could not be fixed as the parts for the burners were no longer available. I have contacted your office twice this week as I had not heard from AHS. On both occasions I was told that no report had been submitted from Sears Techs. Come on! They declared stove was fire hazard. I also could not understand the representatives.
Mindy,
East Greenbush
On
May 11, 2020
Lowe's Appliance Extended Warranty
Lowes ships items without confirmation- so sometimes you end up not being there for an unexpected delivery. Be forewarn if you have paid for the extended warranty and your product was sent back for redeliver it may have also been placed in the system as a returned item- If this happens and you need service, you go from one representative after another reiterating that you paid for the service plan and have the item but no one can help you, since your item was "returned" I am on 2hrs of hold times and switching reps. I have all the paper work - no one can find anything.
Martin Canny,
Chenango Forks
On
Apr 24, 2020
Cinch Home Services
Cross Country has always been very good to us. When our furnace broke down and needed a new mother board they had it there within a day. We were very impressed!
Victoria Nesbitt,
Ontario
On
Feb 11, 2020
Lowe's Appliance Extended Warranty
Don’t waste your money or time buying an extended warranty from Lowe’s! Never repaired with months of waiting and then they give you what you paid 2 years ago for the appliance back? It costs more now plus installation again? Worthless!!!!
Disgusted with the repair service they use and their attitude and don’t waste your money! Buy cheap as possible with no warranty and toss when it breaks and buy new! Their warranties are garbage
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MB
Malissa Byers
Ke*** Sh** of Sh** plumbing was great. He diagnosed the issue and fixed it. So grateful. If I have any other plumbing issues, I will most definitely request Sh** plumbing.
PW
Perihan Warren
Very helpful and considerate. Knew what I wanted to spend and what I was looking for. Understood my financial limitations and did not push me or make me feel uncomfortable
TR
Tammra R Biggers
Very good customer service experience setting up coverage. It was to be able to clearly understand the rep., he explained everything very thoroughly and answered all my questions and took his time.
NS
Nena Swanson
Everything went well the the tech checked out the problem. There was a couple of problems and Choice Warranty is giving us cash to help pay for a new one. Thank you, Choice Warranty.
MG
Michael Goldstein
Great service, on time and very knowledgeable. Fixed it the first time out. I have 5 rental properties and I use choice home warranty on all 5. they have been outstanding.
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Updated on
July 15, 2022
