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Best Home Warranty Companies In alaska 2024

Whether living in a modern Anchorage residence or a remote cabin, Alaskan homeowners face unique challenges regarding their home’s essential systems and appliances. This guide will help you discover the Best Home Warranty Companies In Alaska. We’ll explore coverage options, compare pricing, and highlight features to find the perfect warranty for your home in the Last Frontier, bringing peace of mind and protecting your investment.

Our Picks: 5 Best Home Warranty Companies For alaska Residents

After meticulously evaluating various providers, we've identified the 5 best home warranty companies specifically suited to safeguard Alaskan homes.

Highly Rated By Customers
4.7 | fourhalf_star Excellent
$150 Off + 2 Months Free

Monthly Cost

$45 - $60

Service Fee

$70

Response Time

24 - 48 hours

Pros & Cons

Pros

  • Comprehensive coverage for home systems and appliances
  • Quick service with a network of qualified contractors
  • Option to choose your licensed technician for repairs

Cons

  • Charges $150 service fees for elite appliances and weekend visits

Plans, Cost & Coverage

Elite Home Warranty provides three plans in its portfolio: Elite Complete, Elite Appliances, and Elite Systems. Each plan’s cost and coverage options suit different needs and budgets.

 

Elite Complete

Elite Appliances

Elite Systems

Monthly Plan

$59.99

$44.99

$49.99

Elite Complete

  • Comprehensive coverage for both home systems and appliances
  • Offers protection for various items, including HVAC, plumbing, electrical, kitchen appliances, and more
  • Ideal for homeowners seeking all-inclusive coverage for their entire home.

Elite Appliances

  • Coverage specifically tailored for kitchen and laundry appliances.
  • Protects essential appliances like refrigerators, dishwashers, ovens, and dryers
  • Suitable for homeowners looking for coverage primarily for their major appliances.

Elite Systems

  • Focuses on providing coverage for essential home systems
  • Includes protection for HVAC, plumbing, electrical, and other crucial systems
  • Suited for homeowners who prioritize coverage for home systems over appliances

Why We Picked It?

Elite Home Warranty is known for its comprehensive coverage options, which provide peace of mind for home systems and appliances. With flexible plans to suit different needs and budgets, it offers tailored protection for homeowners.

Best For Add-ons
4.7 | fourhalf_star Excellent
$200 Off + 2 Months Free + Free Roof Leak Protection

Monthly Cost

$49 - $59

Service Fee

$90

Response Time

Up to 48 hours

Pros & Cons

Pros

  • Coverage for a wide range of appliances and home systems
  • Flexible plan options to suit different budget and coverage needs
  • Transferable coverage, adding value to the property

Cons

  • Service may not be available in all geographic areas

Plans, Cost & Coverage

Liberty Home Guard offers three plans: Appliance Guard, Systems Guard, and Total Home Guard. Each plan comes with its own set of benefits and coverage options. With flexible coverage options and transparent pricing, homeowners can choose the plan that best fits their budget and requirements.

 

Appliances Guard

Systems Guard

Total Home Guard

Monthly Plan

$49.99/Month

$54.99/Month

$59.99/Month

Annual Plan

$499.99/Annum

$549.99/Annum

$599.99/Annum

Appliance Guard

  • Coverage for essential household appliances such as refrigerators, dishwashers, ovens, and more
  • Includes coverage for both parts and labor costs for covered appliances

Systems Guard

  • Protection for critical home systems including HVAC, electrical, and plumbing systems
  • Coverage for repairs or replacements of components such as heating elements, wiring, and pipes
  • Helps homeowners maintain comfort and convenience by addressing system issues promptly

Total Home Guard 

  • Comprehensive coverage for both appliances and home systems under a single plan
  • Ideal for homeowners looking for all-in-one coverage for their entire home

Why We Picked It?

Liberty Home Guard provides robust home warranty solutions. Their competitively priced plans deliver comprehensive coverage for essential appliances and systems, offering peace of mind to homeowners. Flexible options, exceptional customer service, and a commitment to swift claim resolution solidify them as a trusted partner in home warranty protection.

Best For Services at $0 deductible
4.6 | fourhalf_star Excellent

Monthly Cost

$59 - $79

Service Fee

No Service Fee

Response Time

up to 48 hours

Pros & Cons

Pros

  • Coverage for unknown pre-existing conditions
  • No service call fee
  • Allows you to choose your technician

Cons

  • Low coverage limit

Plans, Cost & Coverage

Complete Protection Home Warranty offers four plans: Essential, Advanced, Comprehensive, and Ultimate. Each plan provides varying levels of coverage and comes with different costs.

Plan

Essential

Advanced

Comprehensive

Ultimate

Cost

$49

$59

$69

$79

Essential Plan

  • Basic coverage for essential home systems and appliances
  • Typically includes items like HVAC systems, dishwashers, and major kitchen appliances
  • A budget-friendly option with lower cost compared to other plans

Advanced Plan

  • Expanded coverage compared to the Essential Plan
  • Typically includes items covered under the Essential Plan plus additional features like refrigerator, washer and dryer
  • Offers a balance between coverage and cost for homeowners seeking more comprehensive protection

Comprehensive Plan

  • Extensive coverage for most home systems and appliances
  • Typically includes items covered under the Essential and Advanced Plans plus additional features like plumbing, electrical wiring & outlets/switches
  • Provides comprehensive protection for homeowners looking for peace of mind against unexpected breakdowns

Ultimate Plan

  • Highest level of coverage offered by Complete Protection Home Warranty
  • Typically includes coverage for almost all major home systems and appliances, including garage door openers, garbage disposal & more
  • Provides the most comprehensive protection for homeowners who want complete peace of mind and are willing to invest in higher coverage levels

Why We Picked It?

Complete Protection Home Warranty is an option to consider for its zero deductible, contractor choice, and broad appliance coverage, which could potentially save you money on repairs. However, weigh the lower coverage limits and mixed customer reviews by comparing plans from other companies before deciding.

Best For Utility Lines Coverage
4.7 | fourhalf_star Excellent

Monthly Cost

$51 - $62

Service Fee

$65 - $125

Response Time

24 to 48 hours

Pros & Cons

Pros

  • 90-day guarantee on parts and a 30-day guarantee on labor
  • Coverage for systems and appliances of all ages and models
  • Offer 13 months of coverage on annual plans

Cons

  • Higher service fee than most other competitors

Plans, Cost & Coverage

The Home Service Club offers two home warranty plans for homeowners: the Standard Plan and the Comprehensive Plan. Each plan provides different levels of coverage and benefits tailored to meet homeowners’ varying needs.

Plan

Standard

Comprehensive

Cost

$51.25

$62.50

Standard Plan

  • Basic coverage for essential home systems and appliances
  • Affordable pricing compared to more comprehensive plans
  • Covers everyday household items like HVAC, plumbing, electrical systems, and major kitchen appliances

Comprehensive Plan

  • Extensive coverage for a wide range of home systems and appliances
  • Includes additional features such as pest control, ductwork, and more
  • Provides greater peace of mind with comprehensive protection against unexpected breakdowns

Why We Picked It?

The Home Service Club is known for its two comprehensive home warranty plans, the Standard and Comprehensive, which offer coverage for essential home systems and appliances. The company offers a workmanship guarantee of 90 days on parts and 30 days on labor for covered repairs, making it an appealing choice for homeowners.

Best For Affordable Coverage
3.8 | threehalf_star Excellent
$150 off + Free roof coverage + 2 months free

Monthly Cost

$44 - $47

Service Fee

$60 - $75

Response Time

12 - 48 hours

Pros & Cons

Pros

  • Customizable plans
  • Good customer service
  • Free roof leak protection

Cons

  • Lower dollar limits for appliances

Plans, Cost & Coverage

Select Home Warranty offers Bronze Care and Gold Care plans starting at $44.42 per month or $479.99 annually. Their Platinum Care plan starts at $47.75 monthly or $524.99 for a one-time payment. The Select plan has coverage limits of $3,000 for HVAC and $2,000 for other systems and appliances. Here’s a breakdown of Select Home Warranty’s costs and plans.

 

Bronze Care

Gold Care

Platinum Care

Cost/Month

$44.42

$44.42

$47.75

Cost/Annum

$479.99

$479.99

$524.99

Bronze Care

  • Basic coverage for essential home systems and appliances
  • Affordable monthly or annual payment options
  • Suitable for budget-conscious homeowners seeking fundamental protection

Gold Care

  • Expanded coverage compared to Bronze Care, including additional home systems and appliances
  • Offers comprehensive protection for a wide range of household items
  • Ideal for homeowners looking for enhanced coverage at a reasonable price

Platinum Care

  • Comprehensive coverage for major home systems and appliances
  • Highest level of protection offered by Select Home Warranty
  • Provides peace of mind with extensive coverage and additional benefits

Why We Picked It?

We chose Select Home Warranty for its comprehensive coverage, affordable pricing, and prompt customer service. Select Home Warranty protects homeowners facing unexpected repairs or replacements with a wide range of plans tailored to various needs and budgets.

Is Home Warranty Plans Beneficial For Alaska Homeowners?

  • Alaska's extreme weather conditions can strain essential systems like furnaces and plumbing. A home warranty can help offset the cost of repairs for these systems when they break down due to weather-related issues.
  • Finding qualified repair technicians can be more challenging in remote Alaskan areas. Home warranty companies often have established networks of technicians, ensuring quicker access to repairs, especially for urgent issues.
  • Knowing you have repair coverage helps with budgeting, as you'll typically pay a set monthly or annual premium instead of facing a large, unexpected repair bill.
  • Due to freezing temperatures and potentially shifting permafrost, sewer line issues can be more common in Alaska. Consider plans with coverage for repairs or replacements for added protection.
  • Many Alaskan homes rely on wells for water. A home warranty plan with well pump coverage can provide valuable protection against breakdowns specific to this essential system.
  • It enhances a property's resale value, as potential buyers may be attracted to the added assurance of coverage for home systems and appliances.
  • Knowing repairs are available for covered systems and appliances can provide peace of mind. The home warranty plan is a good investment, especially for the harsh Alaskan climate, when breakdowns can be disruptive and stressful.

How Much Does An Alaska Home Warranty Cost?

Here's a general cost range for home warranties in Alaska:

Average Annual Cost

$530 - $950

Average Monthly Cost

$44 - $79

Average Service Fee (Deductible)

$70 - $125

Here in Alaska, the cost of a home warranty can vary depending on several factors, including:

  • Remote Repair Realities: Alaska's vastness and remote locations can impact service call fees due to travel distances for technicians. Compare plans to understand if service call fees are fixed or vary by location. Expect higher fees in remote areas.
  • Sewer Line Coverage: Alaska's permafrost can cause unique challenges for sewer lines. Plans with coverage for repairs or replacements due to permafrost-related issues might be valuable.
  • Heating Hero: Reliable heating systems are essential in Alaska's frigid winters. Plans with robust coverage for heating systems or the option to add on specific components, like furnaces, might be beneficial.
  • Plumbing Perils: Freezing temperatures can cause pipe bursts.  Consider plans with strong plumbing coverage or add-ons for burst pipes, which can be a common concern in Alaska.
  • Age Of Your Alaskan Abode: Older Alaskan homes, especially those not built with cold weather in mind, might have a higher risk of needing repairs to withstand the harsh climate. This can influence the cost due to potentially greater perceived risk for the provider.
  • Limited Provider Market: Fewer home warranty companies operate in Alaska than on the mainland. With limited competition, pricing might be less flexible.

Home Warranty Coverage In Alaska

The coverage provided by home warranties in Alaska differs between companies and plans. However, there are some general inclusions and exclusions.

General Coverage Of Alaska Home Warranty

  • HeatingAlaska’s frigid winters necessitate a reliable heating system. Your warranty can cover repairs for your furnace, heat pump, and ductwork, ensuring year-round comfort, especially during long stretches of sub-zero temperatures.
  • Plumbing For The PermafrostAlaska’s permafrost can create unique challenges for plumbing systems. Plans that cover repairs or replacements of pipes, faucets, toilets, and other plumbing fixtures due to permafrost-related issues can protect against bursts and leaks.
  • Electrical System SafeguardsIt ensures the safety and functionality of your electrical system by covering repairs for wiring, outlets, switches, and breaker panels. This is particularly important in older Alaskan homes that might not be equipped for the harsh climate.
  • Essential Kitchen CompanionsProtects against unexpected breakdowns of essential appliances like refrigerators, ovens, cooktops, dishwashers, and garbage disposals, preventing disruptions to your daily routine, especially in remote areas where access to repair services might be limited.
  • Laundry Day HelpersWashing machines and dryers are commonly covered, ensuring your laundry routine runs smoothly, even if your appliances encounter issues.

Common Exclusions

  • Pre-Existing ConditionsAny issues existing before the warranty coverage begins are typically not covered.
  • Cosmetic RepairsRepairs that solely address the appearance of an appliance or system without impacting functionality are usually excluded.
  • Acts of GodDamage caused by natural disasters like earthquakes or wildfires is typically excluded. However, some companies might offer separate coverage for specific events.
  • Code ViolationsRepairs required to bring your home’s systems or appliances up to code compliance are typically not covered.

Here Are Some Additional Points To Consider

  • Sewer Line CoverageWhile less common in newer developments, sewer line issues can be a concern in some Alaskan areas. Consider plans with coverage for repairs or replacements of sewer lines.
  • Remote Repair ConsiderationsAlaska’s vastness can impact service call fees due to travel distances for technicians. Compare plans to understand if service call fees are fixed or vary by location. Be prepared for potentially higher fees in remote areas.
  • Age and Condition of Your Home and AppliancesThe likelihood of repairs increases with older systems and appliances.
  • Budgetary ConstraintsCarefully compare the warranty plan’s cost against the potential repair costs you might encounter.
  • Availability of Repair TechniciansHome warranty plans become more valuable in areas with limited access to qualified repair technicians.
  • Coverage limitsThere may be limits on the amount a warranty company will pay for repairs or replacements.

Who Regulates Home Warranty Companies In Alaska?

In Alaska, home warranty companies are regulated by the Alaska Department of Commerce, Community, and Economic Development. This department oversees various aspects of consumer protection, including licensing, regulations, and compliance for home warranty providers operating within the state.

In addition to this, other agencies may also be involved in regulating home warranty companies in Alaska:

  • Alaska Attorney General's OfficeThe Attorney General's office may also provide consumer protection resources and legal recourse in cases of alleged fraud or misrepresentation by a home warranty company.
  • Alaska Division of InsuranceWhile not the primary regulator, the Division of Insurance might oversee certain aspects of home warranty plans that could be considered insurance products. Checking with them for any relevant information is always a good idea.

Final Word

Alaskan homeowners require warranty coverage that addresses their specific needs. Conduct a thorough analysis of leading providers, comparing the depth of coverage, pricing structures, and customer service reputation. Prioritize features that align with Alaska's unique homeownership challenges, such as comprehensive heating system coverage, to safeguard your investment and ensure peace of mind.

Frequently Asked Questions (FAQs)

What Are The Most Common Appliance Repairs In Alaska?

A.

In Alaska, residents commonly report appliance repairs related to heating systems, refrigerators, and water heaters. The state’s cold climate contributes to frequent issues with heating systems, such as furnace malfunctions or thermostat problems. Refrigerator repairs often involve addressing temperature control challenges influenced by colder temperatures. Additionally, water heaters may require attention due to hard water-related problems or heating element malfunctions.

Is Choice Home Warranty Available In Alaska?

A.

Yes, Choice Home Warranty provides its home warranty services across Alaska. It can be a worthy alternative apart from the five best home warranty companies mentioned above for Alaska homeowners.

Are Home Warranties Worth It In Alaska?

A.

Yes, home warranties are worth it in Alaska. With the state’s challenging climate, home warranties provide valuable financial protection and peace of mind against common issues in heating systems, refrigerators, and other essential appliances.

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