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From majestic mountains to stunning coastlines, Washington’s beauty comes with unique homeownership challenges. This guide explores the best home warranty companies in Washington, helping you find a plan to shield your essential systems and appliances year-round. Enjoy peace of mind and avoid unexpected repair costs – explore the best warranty options for your Washington home!
Now that we've explored the benefits of top home warranties in Washington, let's delve into the specific companies! Here's our list of the top 5 home warranty companies for Washington residents in 2024.
Pros & Cons
Pros
Cons
Plans, Cost & Coverage
Elite Home Warranty offers three plans – Elite Appliances, Elite Systems, and Elite Complete – each tailored to meet different needs and budgets with varying costs and coverage options.
Plans |
Elite Appliance |
Elite Systems |
Elite Complete |
Service Call $70 |
$44.49 |
$49.99 |
$59.99 |
Elite Appliance
Elite Systems
Elite Complete
Why We Picked It?
Washington homeowners looking for a blend of affordability and comprehensive coverage may find Elite Home Warranty attractive. With competitive pricing, customizable plans, and generous coverage limits of up to $8,000 per term for systems and $7,000 for appliances, Elite Home Warranty provides options tailored to individual needs and budgets.
Pros & Cons
Pros
Cons
Plans, Cost & Coverage
American Home Shield offers three plans: ShieldSilver, ShieldGold, and ShieldPlatinum, each tailored to meet different homeowner needs. Plan pricing varies depending on where you live in Washington, the plan type, and the service fee you select. Every plan comes with a 30-day craftsmanship warranty.
Let’s take a look at the cost and plan details below:
Plans |
ShiedSilver |
ShieldGold |
ShieldPlatinum |
Service Call $100 |
$89.99 |
$109.99 |
$139.99 |
Service Call $125 |
$79.99 |
$99.99 |
$129.99 |
ShieldSilver
ShieldGold
ShieldPlatinum
Why We Picked It?
Washington homeowners looking for reliable home warranty coverage should consider American Home Shield (AHS). With plans for various budgets and a proven track record, AHS protects major appliances and systems, potentially saving you money on repairs.
Plus, 24/7 support and statewide coverage offer peace of mind. Remember to compare plans and service fees to ensure AHS meets your needs.
Pros & Cons
Pros
Cons
Plans, Cost & Coverage
First American Home Warranty offers three plan options: the Starter Plan, Essential Plan, and Premium Plan A variety of household systems and equipment are covered by the Starter Plan and Essential Plan.
In addition, First American offers similar policies with a $3,500 coverage cap for each appliance. In addition to raising appliance limitations to $7,000 per appliance, the Premium Plan offers protection for more systems and appliances.
Plans |
Starter Plan |
Essential Plan |
Premium Plan |
Service Call $125 |
$57 |
$67 |
$82 |
Service Call $100 |
$62 |
$72 |
$87 |
Service Call $75 |
$72 |
$82 |
$97 |
Starter Plan
Essential Plan
Premium Plan
Why We Picked It?
Established in 1984, First American is a reputable provider renowned for its user-friendly online claims process and round-the-clock service. Their plans, including a top-tier option offering up to $7,000 per appliance in coverage, safeguard against substantial repair expenses.
Moreover, their unique First Class upgrade extends coverage to typically excluded situations such as building code violations or crane-assisted repairs, providing added peace of mind. First American is an outstanding choice for Washington homeowners searching for comprehensive coverage with generous limits.
Pros & Cons
Pros
Cons
Plans, Cost & Coverage
Three levels of warranty coverage are available from ARW: Appliance Max, Systems Max, and Total Max. Take a look at the cost and plan details below:
Plans |
Appliance Max |
Systems Max |
Total Max |
Monthly Cost |
$40.99 |
$54.99 |
$74.99 |
Appliance Max
Systems Max
Total Max
Why We Picked It?
Budget-minded Washington homeowners can consider American Residential Warranty (ARW) for its affordable plans with customizable coverage. ARW offers 24/7 claim service and the unique advantage of letting you choose your repair person.
Monthly Cost
$50 - $60
Service Fee
$90
Response Time
Up to 48 hours
Pros & Cons
Pros
Cons
Plans, Cost & Coverage
Three distinct packages are offered by Liberty Home Guard: Systems Guard, Appliance Guard, and Total Home Guard. The service call charge bids range from $65 to $125. Costs vary according to your plan, add-ons, and location. A 60-day craftsmanship guarantee is included by the manufacturer, which is twice the industry average.
Plans |
Appliance Guard |
Systems Guard |
Total Home Guard |
Service Call $65 – $125 |
$49.99 |
$54.99 |
$59.99 |
Appliance Guard
Systems Guard
Total Home Guard
Why We Picked It?
Washington homeowners seeking a customizable home warranty with extensive coverage options should choose Liberty Home Guard. They boast a strong national network for fast repairs, 24/7 support, and a focus on customer satisfaction. While not the cheapest option, Liberty allows you to tailor a plan with various add-ons to fit your needs and budget.
Here is more about how home warranty plans will benefit Washington homeowners;
Here's a breakdown of the average costs associated with a home warranty in Washington:
Average Annual Cost
$425 - $892
Average Monthly Cost
$35 - $74
Average Service Fee (Deductible)
$75 - $100
It's important to remember that these are just averages. The actual cost of your home warranty will depend on several factors, including:
From the majestic Cascade Mountains to Puget Sound’s salty air, Washington’s stunning beauty presents unique challenges for homeowners. Constant rain can lead to roof leaks, while lush greenery can strain septic systems. And Washington’s unpredictable weather keeps HVAC systems busy. A home warranty can shield you against unexpected breakdowns and repair costs.
Here’s a breakdown of what a typical home warranty covers in Washington, along with some exclusions to keep in mind and additional considerations for Washington homeowners:
The Washington State Office of the Insurance Commissioner (OIC) regulates home warranty companies in Washington. The OIC oversees insurance-related matters in the state, including licensing and regulating home warranty companies.
Here's how home warranty companies are regulated in Washington:
In Washington state, several home warranty providers offer varying coverage options. Consider your priorities – comprehensive protection, budget-friendliness, or additional perks – when choosing a plan. Carefully compare coverage details, reviews, and pricing to find the home warranty that best suits your needs.
A.
In Washington, where the climate varies from rainy winters to dry summers, common appliance repairs often align with environmental conditions and seasonal changes. Refrigerator repairs frequently address humidity-related issues, such as temperature control and leaks.
Washers and dryers may experience problems with drum mechanisms or motors, possibly more frequent during the cooler and wetter months. Dishwashers may encounter challenges with clogged drains or electronic control boards, while HVAC systems may require attention due to the region’s fluctuating temperatures.
A.
Home warranty companies in Washington typically offer coverage for washer and dryer repairs, but the extent of coverage depends on the terms outlined in the contract. It’s crucial for homeowners to thoroughly review the contract to understand any limitations, exclusions, and coverage limits for these appliances.
A.
AFC Home Club and Cinch Home Services are a few other companies that Washington homeowners can consider apart from the best home warranty companies in Washington mentioned above.