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Texans face unique challenges with their appliances, from extreme weather to frequent use. A home warranty can be a lifesaver, but choosing the right company can be tricky. We compare factors like coverage, customer service, pricing, and reputation to help you find the perfect fit for your needs and budget. This guide cuts through the clutter, analyzing the best home warranty companies in Texas for 2024.
Having thoroughly assessed numerous companies, we've identified 5 of the best home warranty companies in Texas as the optimal choices for Lone Star State’s homeowners.
Pros & Cons
Pros
Cons
Plans, Cost & Coverage
American Home Shield offers three plans – ShieldSilver, ShieldGold, and ShieldPlatinum. The plans start from $29.99 and go up to $89.99. AHS’s coverage limits for appliances and systems are $2,000 and $5,000, respectively. The cost and plan details are further explained below:
|
ShieldSilver |
ShieldGold |
ShieldPlatinum |
Cost at $125 Service Call Fee |
$29.99 |
$49.99 |
$79.99 |
Cost at $100 Service Call Fee |
$39.99 |
$59.99 |
$89.99 |
ShieldSilver
ShieldGold
ShieldPlatinum
Why We Picked It?
American Home Shield stands has extensive coverage options, a nationwide network of qualified technicians, and customizable plans tailored to individual needs and budgets. Renowned for its customer satisfaction and reputation for reliability, AHS offers Texas homeowners peace of mind and prompt service when it matters most.
Monthly Cost
$50 - $60
Service Fee
$90
Response Time
Up to 48 hours
Pros & Cons
Pros
Cons
Plans, Cost & Coverage
Liberty Home Guard has three plans in its portfolio, with the cost starting from $49.99. Their plans are Appliance Guard, Systems Guard, and Total Home Guard. LHS offers upto $2,000 coverage limit for all the covered items. Here is a detailed overview of the cost and plans offered by Liberty Home Guard:
Appliances Guard |
Systems Guard |
Total Home Guard |
|
Monthly Plan |
$49.99/Month |
$54.99/Month |
$59.99/Month |
Annual Plan |
$499.99/Annum |
$549.99/Annum |
$599.99/Annum |
Appliances Guard
Systems Guard
Total Home Guard
Why We Picked It?
Liberty Home Guard helps homeowners avoid unexpected repair costs by safeguarding their appliances and home systems from breakdowns and malfunctions. They offer flexible plans to suit various needs and budgets, ranging from basic coverage for essential systems to comprehensive plans for added peace of mind for Texans.
Monthly Cost
$46 - $55
Service Fee
$75 - $125
Response Time
Up to 48 hours
Pros & Cons
Pros
Cons
Plans, Cost & Coverage
Choice Home Warranty plans start at $46 for the Basic Plan and go upto $55 for the Total Plan. One-time payments for the annual plans are $560 and $630, respectively. Choice Home Warranty offers an annual aggregate coverage of $3,000 for systems and appliances.
Plans |
Monthly |
Yearly |
Basic Plan |
$46 |
$530 |
Total Plan |
$55 |
$630 |
Basic Plan
Total Plan
Why We Picked It?
Choice Home Warranty’s two main plans and various add-ons offer flexibility for diverse needs and budgets. Their Total Plan boasts extensive coverage for peace of mind. Skilled technicians nationwide ensure prompt service, and their strong reputation makes them a trusted choice.
Pros & Cons
Pros
Cons
Plans, Cost & Coverage
ServicePlus offers Gold and Platinum plans, starting at $40.57 and $48.70, respectively. The one-time annual payments cost $421.85 and $519.35, respectively. ServicePlus offers an aggregate coverage limit of $1,500 for covered appliances and systems in a year. The details on cost and plans are mentioned below:
Gold Plan |
Platinum Plan |
|
Cost/Month |
$40.57 |
$48.70 |
Cost/Annum |
$421.85 |
$519.35 |
Gold Plan
Platinum Plan
Why We Picked It?
ServicePlus Home Warranty offers customizable plans and competitive service call fees, making them an option for budget-conscious homeowners seeking comprehensive coverage. Choose their Platinum plan for extensive protection against breakdowns. While customer reviews are limited, they boast a 90-day service guarantee and a team of dedicated professionals.
Monthly Cost
$44 - $47
Service Fee
$60 - $75
Response Time
12 - 48 hours
Pros & Cons
Pros
Cons
Plans, Cost & Coverage
Select Home Warranty’s plans (Bronze Care & Gold Care) start at $44.42 monthly, and the annual plans $479.99. The Platinum Care is priced at $47.75 for monthly payments and $524.99 for one-time payments. Select offers a coverage limit of $3,000 for HVAC and $2,000 for other systems and appliances. Here is a breakdown of SHW’s costs and plans:
Bronze Care |
Gold Care |
Platinum Care |
|
Cost/Month |
$44.42 |
$44.42 |
$47.75 |
Cost/Annum |
$479.99 |
$479.99 |
$524.99 |
Bronze Plan
Gold Plan
Platinum Plan
Why We Picked It?
Budget-minded homeowners seeking reliable coverage can choose Select Home Warranty. Offering flexible plans and a comprehensive Platinum option, they ensure protection against breakdowns at a competitive price. Their nationwide network of technicians provides prompt service, making them a trusted choice for many.
Home warranty plans can offer several benefits to Texans as it protects them from the following issues which are quite common in the state:
Here's a general cost range for home warranties in Texas:
Average Annual Cost
$420 - $745
Average Monthly Cost
$35 - $65
Average Service Fee (Deductible)
$60 - $125
Here in Texas, the cost of a home warranty can vary depending on several factors, including:
Home warranty coverage in Texas can vary depending on the specific company and plan you choose, but some common inclusions and exclusions are:
In Texas, the primary agency responsible for regulating home warranty companies is the Texas Real Estate Commission (TREC). They oversee the licensing and operations of companies offering residential service contracts (RSCs), Texas's official term for home warranties. TREC ensures compliance with the Texas Occupations Code Chapter 1303 Residential Service Company Act.
However, it's important to note that while TREC plays the main role, other agencies might also have indirect involvement depending on specific aspects of a home warranty:
Choosing the best home warranty in Texas requires careful consideration. Remember, the "best" choice depends on your needs and budget. Prioritize features most relevant to your Texas home, like robust AC coverage or appliance protection, to ensure peace of mind and safeguard your investment.
A.
Homeowners have the freedom to choose whether or not to purchase a home warranty based on their individual preferences and needs. However, home warranty provides homeowners with the option to proactively protect themselves against unexpected repair or replacement costs for covered items ensuring protection of budget as well as peace of mind.
A.
Yes, home warranties in Texas are often transferable, but it depends on the terms of the warranty contract and the policies of the home warranty company. Therefore, it is imperative to check with the specific provider for details.
A.
A home warranty in Texas typically covers the repair or replacement of major home systems and appliances, such as HVAC, plumbing, electrical, kitchen appliances, and more. These plans can vary, but they often provide financial protection against unexpected repair or replacement costs for covered items. It’s important to review the specific coverage details and limitations outlined in the chosen warranty policy.
A.
A home warranty is not typically required at closing in Texas. The decision to purchase a home warranty is usually at the discretion of the buyer or seller. While some real estate transactions may include negotiations involving a home warranty, it is not legally mandatory.