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We maintain complete transparency with the readers on our website. The company rankings on our site are independent of any marketing relationships that we may hold with a home warranty company. We may receive compensation for receiving quotes or placing advertisements. However, this does not affect a company's rankings. Companies are ranked solely on the basis of consumer reviews and ratings received from home warranty users.

*The lead information obtained will be sent to the respective companies as selected by the readers. However, the lead will be shared with a similar company if the selected company either doesn't participate in Leads Program or doesn't respond.

last_updated_icon Last updated: November 26, 2021

Best Home Warranty Companies In Texas

As a Texan homeowner, the last thing you want is to be stranded with a broken-down AC or refrigerator in the hot summer months. Considering that over half the homes in Texas were built before 1999, it's highly likely that home maintenance costs will rise due to age-related wear and tear. A home warranty plan can come to your rescue with the coverage you need for repairs and replacements of these critical home systems and appliances.

As the state with the second-largest economy, Texas has several home warranty providers offering plans. We have evaluated the major home warranty companies in Texas to present our readers with unbiased reviews of their offerings, customer service, pricing, and recommended the best options.

thp_popular_img.png GET $200 OFF + 2 MONTHS FREE + FREE ROOF COVERAGE
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ServicePlus Home Warranty

  • Covers systems and appliances regardless of age, make or model.
  • Premium prices from $41-$48 monthly
  • Deductible priced at $75

Top Home Warranty Companies In texas

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Choice Home Warranty

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  • Choice Home Warranty was nominated for the Editor’s Choice Award for 2018 and 2019
  • One of the few companies that offer coverage for roof repair
  • The waiting period of the policy is 30 Days
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They are one of the few companies to offer roof repair coverage at an affordable price.

Offer(s) Available:

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PRICING

$370 - $450

SERVICE FEE

$85

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Cinch Home Services

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Get Free Coverage For First 2 Months * Get your first two months free when you choose the monthly billing option on your purchase of a new annual Appliances, Built-in Systems or Complete Home Plan. Excludes optional coverage and add-ons. Cannot be combined with any other offer. Not available in Iowa, Washington, Arizona, Massachusetts, Hawaii and Alaska
  • Cinch Home Services has 40 years of experience in the home warranty industry.
  • Have a network of 18,000 licensed contractors
  • The waiting period of the policy is 30 days.
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They offer protection from unknown pre-existing conditions.

PRICING

$420-$744

SERVICE FEE

$100,$125,$150

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American Home Shield (AHS)

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  • American Home Shield founded the home warranty industry in 1971
  • Contractor network of 15,000 licensed professionals
  • The waiting period of the policy is 30 Days
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They let you pick and choose particular items you want to protect and Build-Your-Own Plan.

PRICING

$299 - $500+

SERVICE FEE

$75, $100, $125

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ServicePlus Home Warranty

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  • Affordable and comprehensive home warranty protection
  • All the authorized contractors and service technicians are licensed and insured
  • The waiting period of the policy is 30 Days
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The company offers exciting discounts and budget protection.

Offer(s) Available:

offer-img GET $200 OFF + 2 MONTHS FREE + ROOF COVERAGE

PRICING

$500-$599

SERVICE FEE

$75

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The Home Service Club

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  • The Home Service Club is a rare exception in the industry that has a service recall period of 90 Days
  • Four-time winner of the Annual Home Warranty Awards
  • The waiting period of the policy is 30 Days
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At times, they cut down the waiting period to a mere 10 days and begin protecting your devices.

PRICING

$400

SERVICE FEE

$65, $95, $125

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America's Preferred Home Warranty (APHW)

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  • APHW provides services in 49 states
  • APHW is one of the very few companies that allow you to choose your own contractor
  • The waiting period of the policy is 30 Days
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They let you pick the premium and deductible amounts in your policy and pay as you like.

PRICING

$499

SERVICE FEE

$50, $100, or $125

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Select Home Warranty

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  • Select Home Warranty is the only top-rated company that provides coverage for mobile homes
  • Winner of the Annual Home Warranty Awards consecutively for the past 3 years
  • The waiting period of the policy is 30 Days
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They are the only company that covers mobile homes.

Offer(s) Available:

offer-img GET $150 OFF + 2 MONTHS FREE + FREE ROOF COVERAGE

PRICING

$299 - $499

SERVICE FEE

$60

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First American Home Warranty

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  • Won the Editor’s Choice award in 2017 and has been consistently nominated for the Annual Home Warranty Awards
  • First American Home Warranty saved homeowners over 180 million in 2018
  • The waiting period of the policy is 30 Days
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The company offers you limitless service call claims so that you get the value for your money.

PRICING

$336-$534+

SERVICE FEE

$85

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Home Warranty of America

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  • Home Warranty Of America offers 13-Month home warranty plans that are of great value
  • Policy has no waiting period
  • Been in the industry since 1996
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The company offers you a 13-month home warranty plan that provides exceptional coverage options.

PRICING

$275 - $695

SERVICE FEE

$75 - $100

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Complete Appliance Protection

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  • One of very few companies to not charge deductible/service fees
  • Live support available 24/7
  • Over 40,000 customers served across the country
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No exclusion for pre-existing conditions.

PRICING

$380 - $720

SERVICE FEE

N/A

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IMPORTANT TIPS ON BUYING A HOME WARRANTY IN TEXAS

Some systems and appliances are more prone to breaking down than others, depending on the climate where you live. Begin your home warranty research by taking inventory of all such home systems and appliances.

  1. A home warranty coverage is limited to the terms and conditions set by the company. Unless the damage to the home appliances and systems come within these pre-determined boundaries, your home warranty plan will be of no benefit to you. Make sure to read the fine print and exclusions before finalizing your decision on a particular home warranty plan.
  2. Find out everything about a home warranty company by visiting its website and reading customer reviews. Most home warranty service providers don’t cover pre-existing conditions, so ensure that your devices are passing home inspection tests beforehand.
  3. Texas has sweltering summers. When the temperatures soar high, many of your home appliances and systems have to work overtime to beat the heat. Therefore, look for a home warranty with comprehensive coverage of home items prone to damage in summer.
  4. As a new home warranty buyer, enquire with your friends and neighbors about the best home warranty services in Texas that they have come across.

A GLIMPSE AT AVERAGE PREMIUM IN TEXAS

To help you figure out how much Texans spend on home warranty, we have compiled some data and represented the pricing information in a graph. Most Texas homeowners choose mid-range home warranties at an average premium of $324.07 and a deductible of $75. Some homeowners prefer more comprehensive coverage and are willing to shell out more and vice versa.

Average Premium In texas

Min Average Premium in texas Max $ 319.43 No. of Homeowners
Range for Homeowners who have opted for Average Premiums & Deductibles, locally.

Coverage in texas (TX) major towns:

Arlington Austin Corpus Christi
Dallas El Paso Fort Worth
Houston Laredo Lubbock

Population : 25,144,800

Don't Let Unexpected Appliance Failures Break You!

TOP HOME WARRANTY PLANS IN THE STATE OF TEXAS

Many companies offer warranty plans in Texas that include coverage for all major home systems and appliances. Here, we have listed popular plans offered by leading warranty companies. The quality of services and coverage options differ from one company to another.

ServicePlus Home Warranty: The Platinum Plan offered by ServicePlus Home Warranty is ideal for the Texas home that uses the HVAC system extensively. With air conditioning. Ductwork, heating system coverage along with optional coverage for additional heating and A/C systems, plus 17 more items, this plan offers the comprehensive protection needed by older homes. Get your free quote to find out the exact premium and you can also avail a $200 discount.

American Home Shield: The ShieldGold plan by AHS is quite popular with homeowners who don’t need very extensive coverage but want their HVAC systems and plumbing covered well. The ShieldGold plan has an appliance coverage cap of $3000 per item.

Select Home Warranty: Some Texan homeowners only want some basic coverage over home systems that are used extensively like the HVAC systems, and electrical systems. The Select Home Warranty Gold Care plan is quite popular. The premium is quite affordable as you can find out from your free quote and there are often discounts from the company.

TEXAS WEATHER CONDITIONS AND IMPACT ON HOUSEHOLD ITEMS

Weather conditions in Texas are characterized by extreme temperatures, which can speed up the normal wear of your household appliances and systems. Summers in Texas are hot and humid, and the appliances most vulnerable at this time are the refrigerators and the HVAC system.

The overwork to maintain optimal temperatures exerts immense strain on various parts and components of the machinery. This eventually results in the appliances breaking down, and fixing them can burn a hole in your pocket. But with a home warranty plan, you can get your appliances or systems fixed for a few dollars.

Texas winters aren't friendly either and cause the heating systems to be vulnerable to wearing out. So, be it in summer or winter, home warranty plans can protect your home appliances and systems from a costly repair or replacement. With a home warranty, you can also get easy access to insured and licensed technicians, 24*7 customer service, unlimited service requests and many other benefits.

Frequently Asked Questions

Are home warranties required in Texas?

Home warranties can be really useful in Texas because the heat accelerates the turnover of the covered systems and appliances. Therefore, breakdowns are more likely to occur, especially if you have an older home. They aren’t mandatory, unlike home insurance, but having a plan gets you some peace of mind for a low monthly cost.

Which is the best home warranty company in Texas?

Both regional and national home warranty companies serve Texas homeowners, and the best to the worst rating is therefore somewhat subjective based on customer preferences. Texan users of HomeWarrantyReviews.com have reviewed Choice Home Warranty, ServicePlus Home Warranty and AHS favorably for the range of plans, pricing, and technician quality.

What are the home warranty regulations in Texas?

Home warranty operators are regulated by the Texas Real Estate Commission and self-regulated by the National Home Service Contract Association. NHSCA is an industry body where members are expected to adhere to certain standards. The companies have to operate according to the TREC guidelines and offer an efficient claims process.

How to file a home warranty deed in Texas?

A home warranty deed has nothing to do with home warranty for repairs and replacements. It's a document that establishes you as the rightful owner of your property with no competing claims. You can file a home warranty deed by getting one from your real estate agent or downloading it online. Fill it up with the right documentation and then get a signature before a public notary.

What does a home warranty cover?

A home warranty covers most home systems like HVAC, electrical and plumbing systems, and home appliances like washing machines, refrigerators, built-in microwave, oven, range and cooktop, garbage disposal, etc. The exact coverage details are specified in the contract and should be studied carefully. Home warranties do not cover all parts and components of the mentioned systems and appliances.

Do home warranties cover plumbing stoppages?

Many home warranty companies do cover plumbing stoppages like Select Home Warranty. If there are stoppages in drain and sewer lines up to 100 feet from the access point, leaks and breaks of water, drain, gas, waste or vent lines, the home warranty technician will fix it. However, home warranty companies exclude stoppages due to roots, collapsed, broken, or damaged lines, especially, outside the perimeter of the main foundation.

Is a residential service contract the same as a home warranty?

Yes, a residential service contract is the same thing as a home warranty. Home warranty companies are also called residential service contract companies.

Homeowners insurance vs. home warranty: what's the difference?

Homeowners insurance is a mandatory requirement for getting a mortgage. It's an insurance policy that covers the cost of destruction and damage to the exterior and interior of a house, losses due to theft and personal liability for accidents. On the other hand home warranty is a service contract that covers the cost of repair and replacement of home systems and appliances due to normal wear and tear.

How do I make a home warranty claim?

To file a home warranty claim, you have to login in to your customer account on the website or call up the customer support team of the home warranty company. You have to describe the problem and the service representatives will schedule a visit from a licensed technician. If the technician determines that the breakdown is covered by the policy, the company will pay for the service.

Texas Home Warranty Companies Reviews

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Jose Ramon, Austin

On Oct 14, 2021

Old Republic Home Protection

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Stay away from this warranty company! It took 5 contractors and one was an outside contractor I had to contact and provide documentation and then when they sent a 5th opinion that contractor agreed. All their in network contractors are trained to just do the minimal because if they go over their scheduled limits to stay in network the warranty company will no longer use them. When I provided an estimate three offered a buy out for 1/3 of the cost! This warranty company is a scam! You’re better off buying an insurance policy that covers equipment breakdown! They wouldn’t even provide anything to me in writing! Trust me and stay away!

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Leslie Romo, Garland

On Oct 13, 2021

American Home Shield (AHS)

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Everything went smooth with the warranty. I think the only thing was the part took a week to come in. And it was refrigerator so had to get a fan on the back, which he recommended while I was waiting for the part to come in. He was very professional technician was amazing and very professional.

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Libby Bentley, San Antonio

On Oct 12, 2021

American Home Shield (AHS)

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AHS is the WORST! Tried numerous times to get assistance, customer service is horrible. Unable to reach anyone in the US or any manager to help resolve problems with equipment. I eventually had to pay for the entire repair myself. They are not worth it.

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Roger K, Fort Worth

On Oct 08, 2021

American Home Shield (AHS)

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L**** was professional and efficient in fixing my electrical problem. He knew how to diagnose and fix the problem and informed me as he went along about what the problem was and what he was doing.

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Robert Sullivan, Wichita Falls

On Oct 06, 2021

Lowe's Appliance Extended Warranty

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Calling was tortuous but got appointment for mr washer within 14 days. More like 4 days. Called me to make appointment. Called day of to tell me on way. Came, fixed. Turns out it was a plugged filter that should be checked by me every 3 to 4 moths. Happy. But the calling to make appointment was tortuous.

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Sheryl Calton, Houston

On Oct 02, 2021

American Home Shield (AHS)

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I need to speak with a resolution specialist immediately. When I think that one issue is resolved, another one appears. My AC/furnace has been serviced by three different AHS vendors in the past three months. My electrical bill has soared to over $558 per month. I requested Centerpoint check my meter and determine what is causing the high eletric invoices. The answer was the furnace. Many of the vendors have denied working on the furnace and were unsure of what was causing the issues with my AC/furnace. One vendor replaced my Nest thermostat for a $20 thermostat and stated he was not sure what was causing the problem and decided to install a cheaper thermostat. The same vendor informed AHS that they had never looked or worked on my furnace. That is simply not true. Now, this company is only wanting to service my AC only. This evening, less than 2 weeks, my new thermostat is not working. How much more can a customer take. The answer is help with an outside opinion. I can secure the report from Centerpoint to validate what was stated. Because it was not caused by Centerpoint, I will be assessed a fee by Centerpoint. This is not the AHS that I have known since 1989.

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Nathan Lesniewski, Tyler

On Sep 23, 2021

American Home Shield (AHS)

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Filed a repair, provided a model number, for an ice maker. The ice maker was not covered as it was not part of a fridge. Paid the $75.00 to learn that. Having provided the model, they should have never sent a repair person.

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Sheryl Calton, Houston

On Sep 17, 2021

American Home Shield (AHS)

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I have resolved the issues with the resolution department. I wish that I had been sent to the resolution department when the issues started. I believe that it would have been resolved sooner. The department was professional and follow-up was consistent during the resolution process. This department was able to keep me calm when I wanted to give up. Thanks! I need someone to come and look at my new laminate flooring by the dishwasher. Since, there were so many vendors who came out and pulled out the dishwasher, the flooring has been damaged and needs to be repaired. Please advise when a contractor will service this issue.

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Jeremy Pratt, Boerne

On Sep 09, 2021

American Home Shield (AHS)

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My dryer has been broken for over 5 weeks now. It died 7-30-21 and I opened a case with AHS, they assigned Appliance 911 who had a tech out on 8-4 who diagnosed the problem and ordered a part. 20 days later on 8-24 he was back out and replaced the part which quickly died as the motor is also bad and blew the new board out. Appliance 911 has dropped off the face of the earth and doesn't respond to either my calls or AHS vendor relations or agents. AHS says that only Appliance 911 can complete the repairs since they were the assigned contractor. Does this make any sense to get stuck with a vendor who doesn't respond and not be able to bring in another contractor. I could've had this issue fixed within 2 days with another vendor but I'm stuck waiting on a vendor who doesn't reply to anyone. The issue has been escalated to AHS vendor relations with no resolution besides the case was closed and another case re-opened and assigned to the same Appliance 911 vendor. When I called about this they said that I have to wait for the new vendor to contact me and schedule the call. I told them that it's the same vendor and they said I have to wait for them to contact me. It was like we were speaking two different languages. How long should I have to wait for a relatively major appliance in my home to be repaired, what if this was the refrigerator or oven or AC when it's 110 out or heater when it's 20 degrees.

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Tiffany Brown, Desoto

On Sep 03, 2021

American Home Shield (AHS)

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My AC is still not repaired called American Home Shield and it\'s like a act of Congress to get a live person and then once you get one there\'s a breakdown in communication. I\'m truly not happy with AMS and still waiting on a call from a Supervisor but was told it was up to them if they decides to call Customers back once the rep sends them a notice.

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Sayed Hossai , Richardson

On Aug 28, 2021

American Home Shield (AHS)

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I am still waiting to solve my home’s AC problem although 3 days have passed since mechanic visited my home. Please solve it. They are supposed to give me an estimate. Thank you

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Joyce, Mineral Wells

On Aug 23, 2021

Lowe's Appliance Extended Warranty

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I have been out of a washing machine for going on 3 weeks. I expected a timely repair for the money I spent on the warranty. They sent out W***** A********* out of W**********, T****. The repairman was so nice but it did not get repaired the first time and he had to order another part! I am raising my granddaughter who is in athletics and we wash every day! Very disappointing.

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Faye Stewart, Waco

On Aug 18, 2021

American Home Shield (AHS)

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This is the worst home warranty company and they have the worst customer service. I informed them of my experience with one of their contractors and they told me I had to use them anyway. It has taken a month to get my dryer fixed

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Faye Stewart, Waco

On Aug 18, 2021

American Home Shield (AHS)

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This is the worst home warranty company and they have the worst customer service. I informed them of my experience with one of their contractors and they told me I had to use them anyway. It has taken a month to get my dryer fixed

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Rick A Olige, Georgetown

On Aug 17, 2021

American Home Shield (AHS)

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I had an AC issue, scheduled a service call online with AHS which was effortless. Tech came as stated and within 20 minutes had my unit diagnosed and repaired. Couldn\'t ask for a better transaction.

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Melissa, El Paso

On Aug 13, 2021

Old Republic Home Protection

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Worst home warranty company! Their providers don\'t even attempt to fix the problem all they are concerned with is collecting the trade fee. Shady business practices. Tried to cancel my plan and they wouldn\'t refund. STAY FAR FAR AWAY!

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Lalita Thompson, Houston

On Aug 12, 2021

American Home Shield (AHS)

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I contacted AHS because my washer wouldn\'t turn on. A repairman was out the next day. The part necessary to repair the washer was no longer available. AHS replaced the washer with a comparable model with a few newer features. Very happy that I have AHS! Takes the worry out of costly home repairs.

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Gale Tucker, Hawkins

On Aug 12, 2021

American Home Shield (AHS)

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Microwave had to be replaced. Replacement was a whirlpool, which was delivered but not installed. AHS wanted to know the reason JB Hunt gave for not installing. AHS didn\'t seem to know the requirements of the company they were using to replace microwave.

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Don, Spring

On Aug 10, 2021

American Home Shield (AHS)

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M****** has been to our house now three times for different appliance repairs. He is always on time and takes care of the issues. I would recommend M****** and H***** A******** R***** to anyone on AHS in the Houston area! If they assign another company, do yourself a favor and call and request H***** instead, you will not be dissatisfied!!

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Syd Thompson, Allen

On Aug 06, 2021

American Home Shield (AHS)

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My overall rating would have been higher if the wait times for a customer service rep was less and that I was better able to understand. I am also not able to contact AHS via email because of an error on my dash board saying that I needed to renew my contract even though the contract is active. The repair time was longer than it should have been because of a variety of service trips without the right part or information. All that said, I recommended AHS to a friend today.

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Imad Khalil, Conroe

On Jul 31, 2021

American Home Shield (AHS)

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Ac vendor arrived and gave me a quote then he says we will have to wait for AHS to send us the part and that will be 3-5 days then we have to wait until I can get on the schedule. Ideally he mentions if I paid around 1k extra then I won’t have to wait ( a wait that may take over 10 days.. in the Texas heat). I am not sure why this happened or how but it appears that AHS does not back us or it’s services at all I ended up paying as if I didn’t have any warranty from AHS. Very disappointing..

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CHARMAYNE THOMAS PERSALL, Corpus Christi

On Jul 23, 2021

American Home Shield (AHS)

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OUR AIR CONDITIONER WENT OUT IN THE MIDDLE OF JULY IN TEXAS. THE HOUSE TEMPERATURE WAS OVER 85 DEGREES . TO SAY THE LEAST WE WERE CONCERNED TO GETTING IT FIXED IMMEDIATELY. I CALLED TO SCHEDULE A TECHNICAN TO COME FIX THE PROBLEM. FROM THE BEGINNING OF THE PROCESS TO HAVING MY AIR CONDITIONER FIXED IT WAS AMAZING. MY WARRENTY COVERED THE REPAIR AND I SAVED ALOT !! WE MADE THE BEST DECISION TO HAVE OUR HOME COVERED WITH A HOME WARRENTY POLICY!!

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Mahcoe , Houston

On Jul 22, 2021

American Home Shield (AHS)

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The service provider, P**** G*** A* and H******, we were referred to were exceptional. American Home Shield responded to our needs immediately. Everyone has been most helpful. The damage and repairs in my home have been less stressful. Although the damage was not related to the AC unit, the service provided pinpointed to issue and directed us to another service provider. I appreciate the service and care being provided.

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Randy Milton, Little Elm

On Jul 15, 2021

American Home Shield (AHS)

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Easy to report problem and get service. We were contacted quickly to schedule service and the service technician was timely, friendly and knowledgeable. We have searched other home warranty companies and find AHS to have the best reputation and prices.

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Scott Menefee, Tyler

On Jul 14, 2021

American Home Shield (AHS)

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My covered refrigerator stopped working over a month ago. I\'ve had 3 different technicians come out and fail to fix the appliance. The most recent one also left big scratches in my cabinets. AHS said that was not their problem. All the technicians complained about AHS, and said AHS would do everything it could to avoid honoring its pledge to repair or replace covered appliances. Seems that they're right. Despite over a month with no refrigerator and no service person able to fix it, AHS will still not replace the unit. It just goes on and on and on... I have spent hours on the phone (and on hold) with AHS, only for them to repeatedly read the same boilerplate responses to me. When they promise to call back with updates, they never do. I have never in my life dealt with a company in any industry or service area that is as bad as AHS. I would recommend in the strongest possible terms that anyone shopping for a home warranty avoid AHS. Update - I finally gave up and bought a new fridge myself. $2000 for something AHS is supposed to fix or replace.

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