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last_updated_icon Last updated: June 25, 2022

Best Home Warranty Companies In Texas

As a Texan homeowner, the last thing you want is to be stranded with a broken-down AC or refrigerator in the hot summer months. Considering that over half the homes in Texas were built before 1999, it's highly likely that home maintenance costs will rise due to age-related wear and tear. A home warranty plan can come to your rescue with the coverage you need for repairs and replacements of these critical home systems and appliances.

As the state with the second-largest economy, Texas has several home warranty providers offering plans. We have evaluated the major home warranty companies in Texas to present our readers with unbiased reviews of their offerings, customer service, pricing, and recommended the best options.

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ServicePlus Home Warranty

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Get $200 Off + 2 Months Free
  • Covers systems and appliances regardless of age, make or model.
  • Premium prices from $41-$48 monthly
  • Deductible priced at $75

Top Home Warranty Companies In Texas

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Choice Home Warranty

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  • Choice Home Warranty was nominated for the Editor’s Choice Award for 2018 and 2019
  • One of the few companies that offer coverage for roof repair
  • The waiting period of the policy is 30 Days
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They are one of the few companies to offer roof repair coverage at an affordable price.

Offer(s) Available:

offer-img FIRST MONTH FREE + LIMITED ROOF COVERAGE

PRICING

$46-$55 monthly

SERVICE FEE

$60-$85

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American Home Shield (AHS)

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  • American Home Shield founded the home warranty industry in 1971
  • Contractor network of 15,000 licensed professionals
  • The waiting period of the policy is 30 Days
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They let you pick and choose particular items you want to protect and Build-Your-Own Plan.

PRICING

$39 - $70

SERVICE FEE

$75 - $125

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The Home Service Club

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  • The Home Service Club is a rare exception in the industry that has a service recall period of 90 Days
  • Four-time winner of the Annual Home Warranty Awards
  • The waiting period of the policy is 30 Days
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At times, they cut down the waiting period to a mere 10 days and begin protecting your devices.

PRICING

$51-$63 monthly

SERVICE FEE

$65-$125

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ServicePlus Home Warranty

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  • Affordable and comprehensive home warranty protection
  • All the authorized contractors and service technicians are licensed and insured
  • The waiting period of the policy is 30 Days
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The company offers exciting discounts and budget protection.

Offer(s) Available:

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PRICING

$53-$60 monthly

SERVICE FEE

$75

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America's Preferred Home Warranty (APHW)

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  • APHW provides services in 49 states
  • APHW is one of the very few companies that allow you to choose your own contractor
  • The waiting period of the policy is 30 Days
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They let you pick the premium and deductible amounts in your policy and pay as you like.

PRICING

$39 - $47

SERVICE FEE

$50 - $125

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Select Home Warranty

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  • Select Home Warranty is the only top-rated company that provides coverage for mobile homes
  • Winner of the Annual Home Warranty Awards consecutively for the past 3 years
  • The waiting period of the policy is 30 Days
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They are the only company that covers mobile homes.

Offer(s) Available:

offer-img GET $150 OFF + 2 MONTHS FREE + FREE ROOF COVERAGE

PRICING

$57-$62

SERVICE FEE

$45-$100

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Cinch Home Services

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  • Cinch Home Services has 40 years of experience in the home warranty industry.
  • Have a network of 18,000 licensed contractors
  • The waiting period of the policy is 30 days.
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They offer protection from unknown pre-existing conditions.

PRICING

$420-$744

SERVICE FEE

$75-$150

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First American Home Warranty

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  • Won the Editor’s Choice award in 2017 and has been consistently nominated for the Annual Home Warranty Awards
  • First American Home Warranty saved homeowners over 180 million in 2018
  • The waiting period of the policy is 30 Days
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The company offers you limitless service call claims so that you get the value for your money.

PRICING

$336-$534+

SERVICE FEE

$85

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Home Warranty of America

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  • Home Warranty Of America offers 13-Month home warranty plans that are of great value
  • Policy has no waiting period
  • Been in the industry since 1996
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The company offers you a 13-month home warranty plan that provides exceptional coverage options.

PRICING

$275 - $695

SERVICE FEE

$75 - $100

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Complete Appliance Protection

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  • One of very few companies to not charge deductible/service fees
  • Live support available 24/7
  • Over 40,000 customers served across the country
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No exclusion for pre-existing conditions.

PRICING

$380 - $720

SERVICE FEE

N/A

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Important Tips On Buying A Home Warranty In Texas

Some systems and appliances are more prone to breaking down than others, depending on the climate where you live. Begin your home warranty research by taking inventory of all such home systems and appliances.

  1. A home warranty coverage is limited to the terms and conditions set by the company. Unless the damage to the home appliances and systems come within these pre-determined boundaries, your home warranty plan will be of no benefit to you. Make sure to read the fine print and exclusions before finalizing your decision on a particular home warranty plan.
  2. Find out everything about a home warranty company by visiting its website and reading customer reviews. Most home warranty service providers don’t cover pre-existing conditions, so ensure that your devices are passing home inspection tests beforehand.
  3. Texas has sweltering summers. When the temperatures soar high, many of your home appliances and systems have to work overtime to beat the heat. Therefore, look for a home warranty with comprehensive coverage of home items prone to damage in summer.
  4. As a new home warranty buyer, enquire with your friends and neighbors about the best home warranty services in Texas that they have come across.

A Glimpse At Average Premium In Texas

To help you figure out how much Texans spend on home warranty, we have compiled some data and represented the pricing information in a graph. Most Texas homeowners choose mid-range home warranties at an average premium of $324.07 and a deductible of $75. Some homeowners prefer more comprehensive coverage and are willing to shell out more and vice versa.

Average Premium In texas

Min Average Premium in texas Max $ 319.43 No. of Homeowners
Range for Homeowners who have opted for Average Premiums & Deductibles, locally.

Coverage in texas (TX) major towns:

Arlington Austin Corpus Christi
Dallas El Paso Fort Worth
Houston Laredo Lubbock

Population : 25,144,800

Don't Let Unexpected Appliance Failures Break You!

Top Home Warranty Plans In The State Of Texas

Many companies offer warranty plans in Texas that include coverage for all major home systems and appliances. Here, we have listed popular plans offered by leading warranty companies. The quality of services and coverage options differ from one company to another.

ServicePlus Home Warranty: The Platinum Plan offered by ServicePlus Home Warranty is ideal for the Texas home that uses the HVAC system extensively. With air conditioning. Ductwork, heating system coverage along with optional coverage for additional heating and A/C systems, plus 17 more items, this plan offers the comprehensive protection needed by older homes. Get your free quote to find out the exact premium and you can also avail a $200 discount.

American Home Shield: The ShieldGold plan by AHS is quite popular with homeowners who don’t need very extensive coverage but want their HVAC systems and plumbing covered well. The ShieldGold plan has an appliance coverage cap of $3000 per item.

Select Home Warranty: Some Texan homeowners only want some basic coverage over home systems that are used extensively like the HVAC systems, and electrical systems. The Select Home Warranty Gold Care plan is quite popular. The premium is quite affordable as you can find out from your free quote and there are often discounts from the company.

Texas Weather Conditions And Impact On Household Items

Weather conditions in Texas are characterized by extreme temperatures, which can speed up the normal wear of your household appliances and systems. Summers in Texas are hot and humid, and the appliances most vulnerable at this time are the refrigerators and the HVAC system.

The overwork to maintain optimal temperatures exerts immense strain on various parts and components of the machinery. This eventually results in the appliances breaking down, and fixing them can burn a hole in your pocket. But with a home warranty plan, you can get your appliances or systems fixed for a few dollars.

Texas winters aren't friendly either and cause the heating systems to be vulnerable to wearing out. So, be it in summer or winter, home warranty plans can protect your home appliances and systems from a costly repair or replacement. With a home warranty, you can also get easy access to insured and licensed technicians, 24*7 customer service, unlimited service requests and many other benefits.

Frequently Asked Questions

Are home warranties required in Texas?

Home warranties can be really useful in Texas because the heat accelerates the turnover of the covered systems and appliances. Therefore, breakdowns are more likely to occur, especially if you have an older home. They aren’t mandatory, unlike home insurance, but having a plan gets you some peace of mind for a low monthly cost.

Which is the best home warranty company in Texas?

Both regional and national home warranty companies serve Texas homeowners, and the best to the worst rating is therefore somewhat subjective based on customer preferences. Texan users of HomeWarrantyReviews.com have reviewed Choice Home Warranty, ServicePlus Home Warranty and AHS favorably for the range of plans, pricing, and technician quality.

What are the home warranty regulations in Texas?

Home warranty operators are regulated by the Texas Real Estate Commission and self-regulated by the National Home Service Contract Association. NHSCA is an industry body where members are expected to adhere to certain standards. The companies have to operate according to the TREC guidelines and offer an efficient claims process.

How to file a home warranty deed in Texas?

A home warranty deed has nothing to do with home warranty for repairs and replacements. It's a document that establishes you as the rightful owner of your property with no competing claims. You can file a home warranty deed by getting one from your real estate agent or downloading it online. Fill it up with the right documentation and then get a signature before a public notary.

What does a home warranty cover?

A home warranty covers most home systems like HVAC, electrical and plumbing systems, and home appliances like washing machines, refrigerators, built-in microwave, oven, range and cooktop, garbage disposal, etc. The exact coverage details are specified in the contract and should be studied carefully. Home warranties do not cover all parts and components of the mentioned systems and appliances.

Do home warranties cover plumbing stoppages?

Many home warranty companies do cover plumbing stoppages like Select Home Warranty. If there are stoppages in drain and sewer lines up to 100 feet from the access point, leaks and breaks of water, drain, gas, waste or vent lines, the home warranty technician will fix it. However, home warranty companies exclude stoppages due to roots, collapsed, broken, or damaged lines, especially, outside the perimeter of the main foundation.

Is a residential service contract the same as a home warranty?

Yes, a residential service contract is the same thing as a home warranty. Home warranty companies are also called residential service contract companies.

Homeowners insurance vs. home warranty: what's the difference?

Homeowners insurance is a mandatory requirement for getting a mortgage. It's an insurance policy that covers the cost of destruction and damage to the exterior and interior of a house, losses due to theft and personal liability for accidents. On the other hand home warranty is a service contract that covers the cost of repair and replacement of home systems and appliances due to normal wear and tear.

How do I make a home warranty claim?

To file a home warranty claim, you have to login in to your customer account on the website or call up the customer support team of the home warranty company. You have to describe the problem and the service representatives will schedule a visit from a licensed technician. If the technician determines that the breakdown is covered by the policy, the company will pay for the service.

Texas Home Warranty Companies Reviews

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Charles Franks, Buda

On Jun 23, 2022

American Home Shield (AHS)

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Technician was courteous, friendly and efficient. He was on time, got all his equipment and needed parts out for repairing my washing machine. Some water spilled out of hose from washer and he immediately went to truck to get a towel to cleanup the water. Changed the damaged parts and ran a test on the system to make sure everything else was working correctly. He even checked the gearbox to make sure it was working properly

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Christopher Powell, Midlothian

On Jun 22, 2022

American Home Shield (AHS)

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Got a tech out to fix my AC in. 1 day in the TEXAS HEAT! It was 102 out and AHS Came through! The air Conditioning company that came out was also 5 star!! Drew was an awesome tech who got the job done quickly!

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susan parker, Beaumont

On Jun 20, 2022

American Home Shield (AHS)

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We have been without AC for two weeks. One month after buying our home and one month after having this AC unit pass inspection AHS tells us that they won\'t pay for it to be replaced because the tech they sent spent 10 minutes at our house and waits 5 days to send his diagnosis that the unit "hasn\'t worked in quite some time" obviously this tech has ESP since he didn't ask us a single question about when it had last worked (which was the day before) now we have been waiting 5 days for a second opinion. They are crooks and you CAN NOT get past the operator! there is NO way to escalate the problem no one else to speak with except these operators that barely speak english reading some script and saying the same thing everyday! I CAN NOT RATE AHS LOW ENOUGH!!! THEY ARE TERRIBLE!!!

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Fred Cartmill, Round Rock

On Jun 17, 2022

American Home Shield (AHS)

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Company was excellent, found issue, gave me time of replacement and repaired on time! Both repair techs were courteous and informative. Very professional company! I was grateful at the time it took to complete repairs.

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Fernando Zamora, Temple

On Jun 17, 2022

American Home Shield (AHS)

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I\'ve used AHS several times. Prior to them I had to call repair services on my own and coordinate. With AHS the tech is coordinated instantly. The price is relatively cheap per call, currently $100, I typically had to pay more for them to come out plus extra if they did any work. And they are fast professional. I wouldn\'t be able to live without them.

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LYNN TOMSHA, Hawkins

On Jun 17, 2022

American Home Shield (AHS)

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AHS was willing to listen to my concerns and contact a second Air Conditioning company when the first company that was sent out did not do a good job. We were very pleased with the second company as they were professional and honest.

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Lovie , Del Valle

On Jun 15, 2022

American Home Shield (AHS)

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A** of T**** sent one of their senior technicians out to reevaluate my AC issue and determine that the flow switch was clogged and I didn’t need a new compressor as I was initially informed by another technician yesterday.

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Kendal Johnston , Abilene

On Jun 15, 2022

American Home Shield (AHS)

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Got ac back to full capacity and tuned. Warranty program itself needs work as poor customer service and lack of time of repair. We are told customers go weeks without air conditioning/heat etc as limited service contractors, lack of pay to contractors and waiting weeks to get parts. It was 85 in our house once ac quit and would have gotten to dangerous levels of 100 plus requiring us to get a $100 plus a night hotel for health and safety reasons had it not restored itself in 3 hours like it did and an hour after I replaced batteries in thermostat.

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Juliana Parks, Beaumont

On Jun 15, 2022

American Home Shield (AHS)

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My replacement thermostat was installed and working perfectly within 24 hrs by local air conditioning company T* M***** whose technician was professional and quick, , I am very happy with the fast repair and my warranty with American Home Shield

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Carrie Solley, Fort Worth

On Jun 13, 2022

American Home Shield (AHS)

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Prompt service great professionalism and really fixed the problem with my air conditioning unit quickly. Was also early for repair timeline given at the time appointment was scheduled. Overall satisfied

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Sue Anne Weddell, League City

On Jun 13, 2022

American Home Shield (AHS)

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This is the best plumbing company we have ever used! E*** H. Was our technician and he was awesome! Very respectful, on time and worked hard and efficiently! We will definitely call them again with our plumbing needs!

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J Con, San Antonio

On Jun 13, 2022

American Home Shield (AHS)

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Technician was professional and on top of our dishwasher repair. He was quick to point out the problem. When the part came in he called to install right away.

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Rhonda , Springtown

On Jun 11, 2022

Lowe's Appliance Extended Warranty

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What a joke! I have been trying for days to get somebody to answer the phone and no luck. Will never purchase a major appliance from Lowe’s again. The protection plan was a total waste of my money. Would give it negative stars if I could

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Alicia Lane, Wichita Falls

On Jun 10, 2022

American Home Shield (AHS)

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He was courteous, knowledgeable and did the job in a timely manner. I did not however receive my receipt and would like to do so. But that does not take away from the job well done.

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Linda Eddy, Beaumont

On Jun 10, 2022

American Home Shield (AHS)

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Last experience with a failed air conditioner in this heat was attended efficiently and professionally by A U* A**. AHS contacted a technician quickly and my problem was corrected efficiently. The technician had all he needed with him to make the repair.

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Theresa Calhoun, Tomball

On Jun 09, 2022

American Home Shield (AHS)

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The representative I spoke with, S********, was awesome. She was very professional and knowledgeable. The service guys were efficient. But I was told the problem was one thing and then something else. I believe consistency is very important

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Anna Ochoa, San Antonio

On Jun 09, 2022

American Home Shield (AHS)

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American Home Warranty entered my service request into the que and had a professional and well-mannered technician service the request within 24 hours and work the issue. D*** from Q****** H*** was superb!!

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Alicia , Del Valle

On May 31, 2022

American Home Shield (AHS)

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The second tech J*** S***** took the time resolved issue explained in detail what the issue was so greatful knowledge excellent amazing customer service definitely recommend . Again can’t thank you enough texas heat is no joke ac goes out !

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Matt Morris, Little Elm

On May 31, 2022

American Home Shield (AHS)

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Fantastic experience! C**** sent J*** in response to our AHS request. He was timely, professional, courteous, and knowledgeable. He was able to diagnose and repair our HVAC issue with relative ease and assurance. I highly reccomend C**** for your HVAC needs.

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Tommy Huer, Amarillo

On May 27, 2022

American Home Shield (AHS)

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Professional and quick. American Homeshield answered every question, and was quick to assign a plumber for our need. The plumber arrived and snaked out a clogged bathtub. The whole experience was satisfying.

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Barbara Gary, Mckinney

On May 26, 2022

American Home Shield (AHS)

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I contacted my home warranty person and discussed my plumbing problem. The approved plumbers contacted me, we set a time for an appointment, the plumber came and fixed the problem. It was easy to do and I was very pleased with the outcome.

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Luigi, Sweetwater

On May 26, 2022

American Home Shield (AHS)

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Excellent response and service, very competent service provided. The response time was VERY quick and the quality of the repair service was totally excellent ! Reepairman called within 1/2 hour of my filing for service came out quickly to make the repairs needed AND kept me up to date via text of where he was and how soon ( minutes) they would be getting to my house.They efficiently got to work right away and competently diagnosed and repaired the problem to my central a/c unit. An overall fantastic experience.

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Tia Middlebrook, Mansfield

On May 25, 2022

American Home Shield (AHS)

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Great Experience with our HVAC service!!!! Our Problem was resolved within thirty minutes. We thank you for this company and all that you contribute with the home warranty packages-we’ve never received less than 5-star service.

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Damon Ankenman, Houston

On May 24, 2022

American Home Shield (AHS)

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AHS responded quickly to my call and assigned H***** A******** S******* to provide service for a leak from our refrigerator and ice maker. M*** of H****** did a very good job of correcting the problem and we were very pleased with his professionalism and courtesy.

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Treasa Lane, Fort Worth

On May 24, 2022

American Home Shield (AHS)

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The original claim was not taken care of in a timely manner, and the company that your company selected to handle the problem was unresponsive when I tried to contact them and I was not please with the overall process, but I must say this is the first time I have had this problem with AHS.

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