Best Home Warranty Companies 2023

Choice Home Warranty’s two plans: Basic Plan and Total Plan, costs about $45 & $55 monthly, respectively. Compared to the industry average, CHW plans are competitively priced.

The Total plan becomes more affordable as it is less expensive than other comprehensive plans, so we have rated Choice “Best for comprehensive coverage.” Also, if you bill annually, you can get free coverage for a month, making Choice more affordable.

Additionally, you can expect pay $85 as deductible, and the total cost may increase if you purchase anything from the optional items.

Choice Home Warranty offers coverage via its two plans: Basic and Total, which provide varied coverage levels. In the Basic Plan, you can get major appliances and Systems coverage. In comparison, the Total plan covers everything from the Basic plans, Air Conditioning System, Refrigerator, Washer Dryer. These plans are ideal for homeowners looking for extensive coverage at affordable prices.

American Home Shield’s plans range between $29.9 to $89.9 monthly, depending on the chosen deductible amounts: $100 and $125. Compared to the other leaders, the ShieldPlatinum Plan is a bit on the higher end. However, AHS makes up by offering roof leak repairs, free HVAC tune-up, unlimited a/c refrigerant, coverage for code violations, and permits and modifications.

Moreover, the total price may vary if the customer adds any optional item to the plans.

American Home Shield provides three plans to homeowners: ShieldSilver, ShieldGold, and ShieldPlatinum. The first two plans provide different coverage options for systems and appliances. ShieldPlatinum is a combinational plan where the customer can enjoy the benefits of both systems and appliances, plus some extra items.

AHS covers systems up to $5,000 and appliances up to $4,000 per contract term. The company states in its contract that the most they will pay during a contract term will be up to $50,000, which only some in the industry can match.

The Gold Plan costs $59.92 per month, while the Platinum Plan costs $66.58 per month. Aside from the regular premiums, you must pay a $75 deductible for each service visit. SPHW plans are competitively priced compared to other home warranty plans, and the deductible amount is also reasonable. Finally, the total cost can vary depending on the coverage requirements.

ServicePlus offers two plans: Gold Plan and Platinum Plan. The first plan includes 16 items, both systems and appliances. The Platinum plan covers everything from the Gold plan along with A/C systems, water heater, clothes washer, clothes dryer, heating system, and refrigerator, making it a comprehensive option for homeowners.

Select Home Warranty's Bronze Care and Gold Care Plans are $45.67 per month, while the Platinum Care Plan is $50.25 per month. Select’s Platinum Care is among the most affordable combos available.

Moreover, if customers pay upfront, they can get two free months of coverage, making Select even more affordable.

Lastly, Customers must also pay a service fee, which varies by state but is typically between $60 and $75.

Select Home Warranty offers three plans to homeowners- Bronze Care, Platinum Care, and Gold Care. The first plan covers seven home appliances, Platinum Care covers six systems, and with Gold Care, you can get your 18 home items covered.

SHW plans are comparable to industry coverage, as customers can obtain coverage for most items commonly used nationwide.

The pricing offered by First American Home Warranty varies based on the deductibles. The plan range between $47 to $87 per month, depending on the service fee: $75, $100, & $125. Compared to the industry standard, the pricing can be considered higher, especially for the Premier Plan.

FAHW provides three plans to homeowners: Starter, Essential, and Premier. Customers can get their five items covered in the Starter Plan, nine under Essential, and a combination of 15 systems and appliances, such as the Plumbing System, Electrical Systems, Built-in-microwave, etc., in the Premier Plan.

Along with the regular plans, customers can avail of First-Class Upgrade and Plumbing Plus options at some extra cost; this can be an added benefit for homeowners.

APHW plans to start from $39.58 to $62.08 depending on the deductible and your location. You can select the deductible from $50, $75, $100, and $125. APHW offers Preferred Rewards and Cashback to customers, which can lighten the overall cost.

APHW offers only one plan, the Standard Plan, which covers 25 systems and appliances. In addition to the Standard coverage, customers can buy Premium Plan to enhance their coverage.

Compared to the industry, the coverage offered under one plan is quite comprehensive. Moreover, APHW will protect your home items up to the limit of $25k, which is remarkable.

The monthly costs of Liberty Home Guard plans can range between $49.99 to $59.99, depending on your chosen coverage. Compared to the industry average, the prices are a bit on the expensive side.

However, if you bill annually, you can avail of 2 months of free coverage. LHG also charges a $90 deductible, which you’re supposed to pay during the services

Customers can choose from three plans with Liberty: Systems Guard, Appliance Guard, and Total Home Guard. As the names suggest, the first two plans cover systems and appliances, respectively. The Total Guard is a combined plan that includes everything from the other two.

You can also add optional coverage based on your needs from a list of 43 items, which includes a pool, pest control, pro-series home items, etc. It is a benefit of opting for LHG as, generally, home warranty companies do not provide pest control.

Cinch Home Services’ plans start from $72.99 and can go up to $105.99 per month, depending on the deductible: $100, $125, or $150. Customers can choose the amount they have to pay during each service visit, and the total cost will be calculated based on the same. If you select the lowest deductible, the premiums get a bit expensive, and vice versa.

Cinch Home Services offers three home protection plans to its customers: Appliances Plan, Built-in Systems Plan, and Complete Home Plan. You can cover 13 items in the appliance-only plan and 18 items in the systems-only plan.

Lastly, with the Complete Home plan, you can get coverage for 32 systems and appliances, plus Homeowners Insurance Deductible Reimbursement- $500, making it a worthy option.

The price of the buyer-only and seller/buyer plans start from $595/year, depending on the location. The pricing is comparable to the industry average. Apart from the premiums, customers need to pay a deductible amount during service visits, i.e., $125.

The Seller/Buyer Plan and the Buyer Only Plan are the two home warranty plans that Home Security America offers. Customers can choose a Buyer 7-star upgrade at some extra cost to enhance the standard coverages. Apart from that, if you become an HSA member, you get Pre-season HVAC tune-ups, smart home tech installation, setup services, new appliances, and air filter discounts; which makes the offerings extensive.

The Select Plan costs $46.04 monthly, and the Select Plus Plan costs $58.33 monthly. Moreover, the company does not disclose the deductibles; however, the premiums are comparable to the home warranty plans offered by other industry leaders.

HWA offers a Select Plan and a Select Plus Plan with various add-on options, which customers can buy in exchange for a few dollars. The company also offers various add-on options, including an Orange Plus plan that covers rey-key, code violations, and permit fees, which is a plus.