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Best Rated Home Warranty Companies 2025

Are you tired of worrying about unexpected home repairs? Do you want the peace of mind of knowing you're protected from the financial burden of breakdowns? A home warranty may be the perfect solution. Our review of the best home warranty companies for 2025 will help you find an ideal choice for your requirements.

update Updated: July 2025
Over 25 Home Warranty Companies Reviewed
Licensed and Vetted Service Providers
1 Award Winner

Elite Home Warranty

offer
$200 OFF and 1 Month Free. 30-Day Free Trial.
Outstanding fourhalf_star
4.9
2 Fast Claim Processing

Regency Total Home Warranty

offer
$300 OFF and 2 Months Free + Free Roof Coverage
Excellent fourhalf_star
4.6
3 Affordable Coverage

Select Home Warranty

offer
$150 OFF and 2 Months Free + Free Roof Coverage
Excellent fourhalf_star
4.4

Detailed Review Of Best Home Warranty Companies

Explore 2025's top home warranty companies and compare vital details such as coverage , pricing, customer service, and local network strength to identify an ideal plan as per your needs. Let's navigate the home warranty landscape together and empower you to make the smartest choice for your home's future!

1 Award Winner
1

Elite Home Warranty
  • Best Home Warranty Award Winner.
  • No Contract. Cancel Anytime.
  • 24/7 U.S. Based Live Claims Concierge.
  • Industry Highest Coverage Options.

offer$200 OFF and 1 Month Free. 30-Day Free Trial.

Outstanding fourhalf_star
4.9
(888) 580-5416

Premium $59.99 - $69.99

Deductible $70.00 - $130.00

Total Coverage Benefits $25,000 Contractual Limit

Why We Chose Elite Home Warranty?

Elite Home Warranty is raising the bar in the industry with unmatched customer satisfaction and reputation, affordable pricing, and fast, reliable service. Rated 4.9/5 across trusted platforms, they offer transparent pricing with no hidden fees, process claims within 48 hours, and provide best in class coverage with some of the highest limits in the industry without any gimmicks. Get peace of mind knowing your home is protected by the industry's finest.

Pros :

  • Best Home Warranty Award Winner.
  • No Contract. Cancel Anytime.
  • 24/7 U.S. Based Live Claims Concierge.
  • Industry Highest Coverage Options.

Where Services Are Available?

Available in 48 States. Coverage is not currently available in California and Wisconsin.

2 Fast Claim Processing
2

Regency Total Home Warranty
  • Affordable and Flexible Pricing.
  • Unlimited Service Calls.
  • Simple and Friendly Claims Process.

offer$300 OFF and 2 Months Free + Free Roof Coverage

Excellent fourhalf_star
4.6
(844) 240-8369

Premium $54.99 - $64.99

Deductible $60.00 - $100.00

Total Coverage Benefits $15,000 Contractual Limit

Why We Chose Regency Total Home Warranty?

Regency Total Warranty delivers a balanced offering of flexibility and clarity. Its unlimited service call policy and white glove support make it a favorite for homeowners looking for dependable care and detailed contract transparency.

Pros :

  • Affordable and Flexible Pricing.
  • Unlimited Service Calls.
  • Simple and Friendly Claims Process.

Where Services Are Available?

Available in All 50 U.S States.

3 Affordable Coverage
3

Select Home Warranty
  • Cost Effective and affordable Plans.
  • Fast claims Processing.
  • Free Roof Leak Coverage.

offer$150 OFF and 2 Months Free + Free Roof Coverage

Excellent fourhalf_star
4.4

Premium $54.99 - $64.99

Deductible $60.00 - $125.00

Total Coverage Benefits $11,000 Contractual Limit

Why We Chose Select Home Warranty?

Select Home Warranty offers a strong combination of affordability and essential coverage. With extras like free roof coverage and a reliable claims process, it's a solid option for budget-conscious homeowners who still want dependable protection.

Pros :

  • Cost Effective and affordable Plans.
  • Fast claims Processing.
  • Free Roof Leak Coverage.

Where Services Are Available?

Available in 47 States. Coverage is not currently available in Nevada, Washington and Wisconsin.

4

Liberty Home Guard
  • 24/7 Customer Support with Same Day Response.
  • Extensive Add Ons Coverage Options.
  • Fast and Easy Claim Processing.
  • Fully Digital Claims Experience.

offer$200 OFF and 2 Months Free + Free Roof Coverage

Outstanding fourhalf_star
4.7
855-681-9724

Premium $54.99 - $69.99

Deductible $85.00 - $150.00

Total Coverage Benefits $15,000 Contractual Limit

Why We Chose Liberty Home Guard?

Liberty Home Guard is a customer-centric provider offering one of the most comprehensive selections of optional coverages in the industry. With a high BBB rating, user friendly platform, and flexible plan customization, it’s well suited for homeowners seeking complete control over their coverage.

Pros :

  • 24/7 Customer Support with Same Day Response.
  • Extensive Add Ons Coverage Options.
  • Fast and Easy Claim Processing.
  • Fully Digital Claims Experience.

Where Services Are Available?

Available in All 50 U.S States.

5

America’s First Choice
  • Lifetime Workmanship Guarantee.
  • Option to Choose Any Licensed Technician.
  • In-House Service Team for Fast Resolutions.

offer$250 OFF and Free Roof Coverage

Excellent fourhalf_star
4.5
866-203-8901

Premium $54.99 - $69.99

Deductible $75.00 - $125.00

Total Coverage Benefits $10,000 Contractual Limit

Why We Chose America’s First Choice?

America’s First Choice Home Club goes beyond basic warranty services with long-term reliability and unique member benefits. Its flexible repair options and extended workmanship guarantees make it an ideal solution for homeowners wanting extra peace of mind.

Pros :

  • Lifetime Workmanship Guarantee.
  • Option to Choose Any Licensed Technician.
  • In-House Service Team for Fast Resolutions.

Where Services Are Available?

Available in All 50 U.S States.

6

American Home Shield (AHS)
  • 50+ Years of Industry Experience.
  • Largest Home Warranty Company.
  • Comprehensive Coverage.
  • Reliable Claims Process.

offer$100 OFF and Free Roof Coverage

Excellent fourhalf_star
4.4

Premium $54.99 - $89.99

Deductible $75.00 - $125.00

Total Coverage Benefits $10,000 Contractual Limit

Why We Chose American Home Shield (AHS)?

As a pioneer in the home warranty space, American Home Shield offers flexible coverage and decades of proven service. Their willingness to cover pre-existing conditions and strong contractor partnerships give homeowners a dependable safety net.

Pros :

  • 50+ Years of Industry Experience.
  • Largest Home Warranty Company.
  • Comprehensive Coverage.
  • Reliable Claims Process.

Where Services Are Available?

Available in 48 States. Coverage is not currently available in Alaska and Hawaii.

7

ARW Home – American Residential Warranty
  • No Age Restriction on Covered Items.
  • Service Available in all 50 States.
  • Electronic Gadgets Protection.

offer$100 OFF and 2 Months Free

Excellent fourhalf_star
4.2

Premium $54.99 - $64.99

Deductible $100.00 - $125.00

Total Coverage Benefits $10,000 Contractual Limit

Why We Chose ARW Home – American Residential Warranty?

American Residential Warranty offers versatile and tech friendly options. Its monthly billing, smart home add ons, and internal service team appeal to homeowners who want modern solutions without long term contracts.

Pros :

  • No Age Restriction on Covered Items.
  • Service Available in all 50 States.
  • Electronic Gadgets Protection.

Where Services Are Available?

Available in All 50 U.S States.

8

First American Home Warranty
  • Strong Real Estate Integration.
  • Paid Over $200 Million In Claims.
  • Serves 500k+ Customers Nationwide.

offerFlexible Payment Options

Good threehalf_star
3.6

Premium $54.99 - $64.99

Deductible $85.00

Total Coverage Benefits $10,000 Contractual Limit

Why We Chose First American Home Warranty?

Backed by decades of experience, First American is especially popular with real estate professionals and home buyers. Its all in one plans and affordability make it an excellent choice for new homeowners and long term residents alike.

Pros :

  • Strong Real Estate Integration.
  • Paid Over $200 Million In Claims.
  • Serves 500k+ Customers Nationwide.

Where Services Are Available?

Available in 35 States. Coverage is not currently available in Alaska, Connecticut, Delaware, Hawaii, Illinois, Louisiana, Massachusetts, Maine, Minnesota, North Dakota, New Hampshire, New York, Rhode Island, Vermont and Wisconsin.

9

Cinch Home Services
  • 180 Day Workmanship Guarantee.
  • Online Customer Portal.
  • Comprehensive Coverage.

offerFree Water Sensor and 2 Months Free

Good threehalf_star
3.4

Premium $54.99 - $64.99

Deductible $75.00 - $150.00

Total Coverage Benefits $10,000 Contractual Limit

Why We Chose Cinch Home Services?

Cinch combines reliability with innovation, offering one of the best repair guarantees and added appliance discounts. Its digital first experience and customer-friendly features position it as a forward thinking choice for modern homeowners.

Pros :

  • 180 Day Workmanship Guarantee.
  • Online Customer Portal.
  • Comprehensive Coverage.

Where Services Are Available?

Available in 48 States. Coverage is not currently available in Alaska and Hawaii.

10

2-10 Home Buyers Warranty
  • Specialized Structural Coverage.
  • Reliable Claims Process.
  • 24/7 Emergency Services.

offer20% OFF All Plans

Good threehalf_star
3.8

Premium $59.99 - $74.99

Deductible $75.00 - $125.00

Total Coverage Benefits $10,000 Contractual Limit

Why We Chose 2-10 Home Buyers Warranty?

Known for its expertise in builder and structural warranties, 2-10 is ideal for newly built homes. Their deep industry partnerships and tailored plans provide strong protection where it’s needed most, foundation and structure.

Pros :

  • Specialized Structural Coverage.
  • Reliable Claims Process.
  • 24/7 Emergency Services.

Where Services Are Available?

Available in 44 States. Coverage is not currently available in Alaska, Hawaii, New Hampshire, Oklahoma, Wisconsin and Wyoming.

11

America’s Preferred Home Warranty (APHW)
  • Strong Customer Retention Rates.
  • Reliable Claims Process.
  • Roof Leak Coverage.
Good threehalf_star
3.9

Premium $59.99 - $69.99

Deductible $50.00 - $100.00

Total Coverage Benefits $25,000 Contractual Limit

Why We Chose America’s Preferred Home Warranty (APHW)?

America’s Preferred offers flexibility that few competitors match by allowing homeowners to choose their own licensed repair professionals. Combined with a customer first mindset and responsive support, it delivers a high-trust experience for homeowners who value choice and convenience.

Pros :

  • Strong Customer Retention Rates.
  • Reliable Claims Process.
  • Roof Leak Coverage.

Where Services Are Available?

Available in 49 States. Coverage is not currently available in California.

2025 Home Warranty Annual Award Winner

HomeWarrantyReviews.com, a trusted name in the industry for decades, lets customer voices shine through its annual awards. Combining real-world experiences with expert analysis, these awards highlight the providers that homeowners truly trust. After reviewing over 25 home warranty companies, the Home Warranty Reviews team named Elite Home Warranty the best home warranty company nationwide. We trust Elite Home Warranty to protect your home due to its reliable services, most beneficial coverage benefits and consumer centric approach, and you should too.

Why Homeowners Trust Elite Home Warranty?

Elite Home Warranty isn’t just another provider, they are setting a new standard in the industry. Here’s why thousands of homeowners trust Elite Home Warranty every day:

  • Top Rated Customer Satisfaction: 4.9/5 stars across verified platforms including BBB, Home Warranty Companies, Consumera, Google and more.
  • Affordable Pricing: Competitive rates with no hidden fees, surprise charges, or misleading fine print.
  • Efficient Claims Process: 90% of claims are processed within 24 to 48 hours, with real time status updates.
  • Best in Class Coverage That Actually Works: Elite offers the best coverage benefits with some go the highest limits in the industry, with trusted protection when you need it most.
  • Award-Winning Support Team: Friendly, U.S.-based claims concierge available 7 days a week to help you every step of the way.

Comparison Of The Top Home Warranty Companies

The table below compares our top home warranty providers based on the premium cost, service fee, coverage caps, and workmanship.

Company
Best For
Premium
Service Fee
Coverage Limit
Workmanship guarantee
Best Overall $59.99 - $69.99 $70.00 - $130.00 $15K 24 - 48 hours
$54.99 - $64.99 $60.00 - $100.00 N/A N/A
$54.99 - $64.99 $60.00 - $125.00 $3K/Item 12 - 48 hours
$54.99 - $69.99 $85.00 - $150.00 $2K/Item Up to 48 hours
BBB ACCREDITED $54.99 - $69.99 $75.00 - $125.00 N/A N/A
Secure your home appliances and systems starting at $1.5/day

Save Big On The Appliance Repair Costs

16+

Years of Experience

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100k+ reviews and rating

Does Appliance Breakdown Break
Your Pocket?

Does Appliance Breakdown Break Your Pocket?

What Are The Different Types Of Home Warranty Plans?

When choosing a home warranty plan, understanding the different types available is crucial for finding the right fit for your needs and budget. Here's a breakdown of the most common types:

Home System Warranty
  • Covers major home systems like plumbing, electrical, heating and cooling (HVAC), and sometimes ductwork and appliances
  • Ideal for covering essential systems, especially older homes
  • Examples: American Home Shield's ShieldSilver, Choice Home Warranty's Basic Plan

Home Appliance Warranty
  • Focus on major kitchen and laundry appliances like refrigerators, ovens, dishwashers, washers, and dryers
  • Suitable for covering expensive appliances and avoiding repair costs
  • Examples: Select Home Warranty's Appliance Plan, First American Home Warranty's Total Appliance

Combination Warranty
  • Bundle system coverage with appliance protection, offering comprehensive protection for major components
  • Perfect for covering unexpected repairs for both systems and appliances
  • Examples: AHS's ShieldGold, Total Home Protection from Fidelity National Home Warranty

Real Estate Warranty
  • Tailored for real estate sellers and buyers
  • Seller plans focus on major systems to attract home buyers and facilitate a smooth sale (e.g., AHS's ShieldPlus)
  • Buyer plans provide comprehensive protection for systems and appliances during the first year of ownership. (e.g., AHS's ShieldComplete)

Optional Add-Ons
  • Many plans offer additional coverage for specific items like pool/spa, electronics, septic systems, etc.
  • Can be customized to your specific needs and budget

What Goes Into Picking The Best Home Warranty Companies?

  • We pick the companies after considering numerous factors: pricing, coverage, homeowners' reviews, customer support, exclusions, cancellation policies, discounts, and nationwide availability.
  • Our editorial team devoted many hours of research to ensure unbiased and independent company reviews.
  • From over 100,000 customer reviews from our website, we fact-checked the legit reviews to maintain accuracy and relevance.

What Goes Into Picking The Best Home Warranty Companies?

  • We pick the companies after considering numerous factors: pricing, coverage, homeowners' reviews, customer support, exclusions, cancellation policies, discounts, and nationwide availability.
  • Our editorial team devoted many hours of research to ensure unbiased and independent company reviews.
  • From over 100,000 customer reviews from our website, we fact-checked the legit reviews to maintain accuracy and relevance.

Choosing the Right Protection: What to Look for When Buying a Home Warranty

Buying a home is a big investment with ongoing responsibilities like maintenance and repairs. While unexpected breakdowns are inevitable, a home warranty can offer much-needed protection against the financial burden they can cause.

But with so many options available, choosing the right home warranty can be overwhelming. Here's a guide to help you navigate the market and find the best plan for your needs:

Understanding Coverage

Understanding Coverage

  • What's included:
    Carefully review the plan details to understand what systems and appliances are covered.
  • Coverage limits:
    Pay attention to the coverage limits per repair or year. These limits can vary significantly between plans; exceeding them can leave you responsible for additional costs.
  • Exclusions:
    Be aware of what's not covered under the warranty, such as pre-existing conditions, cosmetic damage, and damage caused by negligence or misuse.
Understanding Coverage

Cost and Value

Cost And Value

Cost and Value

  • Plan price:
    Compare prices of different plans to find one that fits your budget. Remember, the cheapest option might not always be the best value.
  • Deductible:
    The deductible is the amount you pay for each covered repair.
  • Service fees:
    Some companies charge additional fees for service calls, trip charges, or after-hours emergency service.

Company Reputation

Company Reputation

  • Claim process:
    Look for companies with a good track record of services and prompt claim settlements.
  • Customer service:
    Choose a company that offers easy access to representatives and is willing to resolve issues promptly.
  • Financial stability:
    Check the company's financial stability to ensure they will be around to honor your warranty in the long run.
Company Reputation

Additional Considerations

Additional Considerations

Additional Considerations

  • Contract terms:
    Review the contract terms carefully, including the length of the contract, renewal options, and cancellation policies.
  • State regulations:
    Home warranty laws vary by state.
  • Home age and condition:
    Consider the age and condition of your home when choosing coverage. Older homes may require more comprehensive coverage.

Factors Influencing The Cost Of Home Warranty Plans

The amount you should spend on a home warranty depends on several factors, including

Here are some additional resources that you may find helpful:

National Home Service Contract Association (NHSCA)

Consumer Reports

Importance Of Reading Your Home Warranty Contract

A home warranty is a valuable tool for homeowners, offering protection from the unexpected costs of repairs and replacements. However, reading and understanding your home warranty contract is crucial to ensure you get the most out of your coverage and avoid unpleasant surprises.

Here's why reading your home warranty contract is essential:

  • Contracts detail what systems and appliances are covered and what isn't. This helps you manage expectations and avoid disappointment when a claim is denied for something not included in your plan.
  • Contracts outline the process for submitting claims, including deadlines and documentation requirements. Knowing these procedures beforehand streamlines the process and ensures your claim is handled efficiently.
  • Contracts explain the renewal process and any automatic renewals. This lets you decide whether to continue your coverage and avoid unwanted charges.
  • Contracts outline procedures for resolving disputes between you and the home warranty company. Understanding these procedures helps you navigate any disagreements effectively.

Who Regulates Home Warranty Companies?

Here's an overview of home warranty regulations:

State Level

Each state has its own laws governing home warranties. These laws can differ significantly in terms of:

Types of Regulations

Resources for Consumers

Frequently Asked Questions (FAQs)

Who Needs A Home Warranty?

A.

A home warranty is a good idea for people who own older homes with aging systems and appliances likely to break down. It can also be a good purchase for landlords, home buyers or sellers.

Which Company Has The Best Home Warranty Program?

A.

It’s difficult to pinpoint any one company since they all tend to differ on various parameters. We shortlist the best companies based on various criteria and present them with awards on annual basis.

Check out our awards page to find out the winners of 2023 ›

What Is A Trade Service Call Fee? Should Homeowners Bear This?

A.

A trade call fee is a payment a customer must pay during service visits. Companies also refer to it as deductible, service fee, or copay. This amount is non-refundable and varies depending on the company.

Who Regulates Home Warranty Companies?

A.

Home warranty companies are regulated by different bodies in each state, such as the Texas Real Estate Commission in the state of Texas. Overall, the National Association of Insurance Commissioners also makes a lot of statements about the service contract industry, though it is not insurance.

There is a self-regulating body called the National Home Service Contract Association (NHSCA), the members of which follow regulations and ensure that they are properly licensed.

What To Look For In A Home Warranty Company?

A.

While choosing a warranty company, carefully check out the company’s service agreement, inclusions, exclusions, and cost details, among others.

What Isn't Covered Under A Home Warranty?

A.

A home warranty typically doesn’t cover damages due to improper installation, cosmetic issues such as scratches or dents due to failed maintenance, misusing items, or repairs that are not included in your coverage plans.

What Is Covered Under A Home Warranty?

A.

A typical home warranty covers the cost of the service, repair, or replacement of major home appliances and systems. Every company has different coverage options, which you can check in their agreements.

How Long Does A New Home Warranty Last?

A.

Generally, a home warranty lasts for a year, but the majority of companies renew the home warranty at the end of the term. Some companies also offer plans for longer terms.

What Is The Average Waiting Period Of Any Warranty Company?

A.

The average waiting period of any home warranty company is 30 days. However, it may increase or decrease depending on the company. So we recommend you confirm it with your home warranty provider at the time of purchase.

What Are Home Warranties For Multi-Family Homes?

A.

Home warranties for multi-family homeowners renting one or many appliances and services with their tenants or other households. This coverage is particularly useful for homeowners residing in apartments or family dwellings.

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