Best Home Warranty Companies In Vermont 2024

Our Picks: 5 Best Home Warranty Companies For vermont Residents

After braving the elements Vermont throws your way, your home deserves reliable protection. Here's a closer look at our top picks: the 5 top home warranty companies for Vermont residents.

The Industry Leader

4.5 |

Excellent

Monthly Cost

$29 - $89

Service Fee

$100 & $125

Response Time

Up to 48 hours

Pros & Cons

Pros

Adjustable service charges
No need for maintenance records
Extensive coverage for essential household appliances and systems

Cons

There is no plan specifically for appliances

Plans, Cost & Coverage

American Home Shield provides coverage for up to 23 key systems and appliances, free HVAC tune-ups, roof leak repairs, and more in Vermont. Plans vary from $49.99 to $99.99 per month. It charges a service fee of $100-$125 and the response time is 48 hours.

Plans	Monthly cost
ShieldSilver	$39.99
ShieldGold	$59.99
ShieldPlatinum	$89.99

ShieldSilver

Protects 14 essential systems like plumbing, heating, and electrical
A budget-friendly option with plans starting at $39.99 per month

ShieldGold

Offers coverage for 23 systems and major appliances
Extends coverage to kitchen and laundry items
Well-suited for homeowners seeking comprehensive coverage under $60

ShieldPlatinum

Includes all appliances and systems from previous plans, plus roof leak repair
Top-tier coverage for maximum protection and value

Why We Picked It?

We selected AHS for its extensive coverage and high coverage caps, with allowances of up to $4,000 for appliances and $5,000 for systems, surpassing industry standards. Notably, AHS’s willingness to cover items with physical damage or preexisting conditions sets it apart.

However, its comparatively higher pricing and limited customization options, featuring only six add-ons, are factors to consider when evaluating its suitability for individual homeowner affordability.

Best For Add-ons

4.7 |

Excellent

$200 Off + 2 Months Free + Free Roof Leak Protection

Monthly Cost

$50 - $60

Service Fee

$90

Response Time

Up to 48 hours

Pros & Cons

Pros

Offers workmanship guarantee of 60-days
Provides extensive add-on coverage
Offers coverage for pest treatment and roof leaks

Cons

Lower coverage limit

Plans, Cost & Coverage

Liberty Home Guard offers Vermont residents three tailored plans: Appliance Guard at $49.99, Systems Guard at $54.99, and Total Guard at $59.99, ensuring comprehensive coverage for a variety of needs.

	Appliances Guard	Systems Guard	Total Home Guard
Monthly Plan	$49.99/Month	$54.99/Month	$59.99/Month
Annual Plan	$499.99/Annum	$549.99/Annum	$599.99/Annum

Appliance Guard

Covers 9 major appliances like refrigerators, washers, and ovens
Protects against breakdowns from normal wear and tear
Affordable monthly premiums start at $49.99

System Guard

Safeguards 6 essential systems like plumbing, electrical, and HVAC
Perfect for homeowners in search of coverage for their home’s systems
Peace of mind with 24/7 customer service

Total Home Guard

Combines Appliance Guard and System Guard coverage
Most comprehensive plan for worry-free homeownership
Offers the most value for your monthly investment

Why We Picked It?

Liberty Home Guard, a Brooklyn, New York-based company, is known for its customer satisfaction. Since its founding in 2017, the business has gained recognition for obtaining excellent customer ratings on places like Trustpilot and the Better Business Bureau.

It has swiftly grown to provide plans in every state in the United States. Liberty handles covered appliance and home system repairs and replacements in collaboration with a network of certified contractors.

Highly Rated By Customers

4.7 |

Excellent

$150 Off + 2 Months Free

Monthly Cost

$45 - $60

Service Fee

$70

Response Time

24 - 48 hours

Pros & Cons

Pros

Provides services even on weekends or in emergencies
Customizable plans to fit specific needs and budgets
Extensive coverage limits

Cons

Charges $150 service fees on weekend visits

Plans, Cost & Coverage

The monthly Elite Home Warranty costs range from $44 to $58. The company charges $70 for a typical service call and $150 for repairs and servicing of high-end appliances.

Plans	Monthly cost
Elite Appliances	$44.49
Elite Systems	$49.99
Elite Complete	$58.99
Service Call Fee: $70

Elite Appliances

Safeguards eight essential appliances like refrigerators, ovens, and washers
Appliance-specific coverage caps are subjected to a term limit of $7,000
Suitable for homeowners looking for coverage primarily for their major appliances

Elite Systems

Protects seven core home systems like plumbing, electrical, and HVAC
Suited for homeowners who prioritize coverage for home systems over appliances

Elite Complete

Comprehensive coverage for both home systems and appliances
Safeguards fifteen major systems and appliances, including HVAC, plumbing, refrigerator, dishwasher, and more
Top-tier protection for worry-free homeownership in Vermont

Why We Picked It?

We selected Elite Home Warranty for its combination of affordability, comprehensive coverage, and flexibility. Offering three base plans alongside 27 add-on options, it caters to diverse homeowner needs. Its $70 service call fee stands out for accessibility, and the coverage limits—up to $8,000 for appliances and $7,000 for systems—are notably generous.

The ability for homeowners to choose their technician and the inclusion of appliances regardless of their age further distinguish Elite in the home warranty market.

Best For Affordable Coverage

3.8 |

Excellent

$150 off + Free roof coverage + 2 months free

Monthly Cost

$44 - $47

Service Fee

$60 - $75

Response Time

12 - 48 hours

Pros & Cons

Pros

Affordable plans tailored to different budgets
Free coverage for roof leaks
Discounts for multi-year policies

Cons

Lower dollar limits for appliances

Plans, Cost & Coverage

Select Home Warranty presents three home warranty plans: Bronze, Gold, and Platinum Care priced less than $48. Bronze attends to appliance coverage, Gold focuses on systems, and Platinum encompasses both categories. However, each plan has a free roof leak coverage.

Plans	Monthly Cost
Bronze care	$44.42
Gold Care	$44.42
Platinum Care	$47.75

Bronze Care

Covers eight key appliances like refrigerator, washer, and dryer
Includes free roof leak coverage – a valuable bonus
Affordable monthly rates start at $44.42

Gold Care

Safeguards seven essential home systems like plumbing, heating, and electrical
Competitive pricing with plans starting at $44.42 per month

Platinum Care

Comprehensive plan, covering all features of Bronze and Gold Care
Includes additional protection for garage door opener & ceiling fan
Offers the most value for your home with plans starting at $47.75

Why We Picked It?

We chose Select Home Warranty for its budget-friendly approach, ideal for customers aiming to keep monthly fees under $50 while valuing prompt claims processing and inclusive roof-leak coverage across all plans.

Offering three plans with standard pricing and coverage, along with unlimited claims, it distinguishes itself with this complimentary feature—a rarity among competitors.

Best For Electronics Coverage

3.9 |

Excellent

Monthly Cost

$45 - $84

Service Fee

$125

Response Time

Within 48 hours

Pros & Cons

Pros

Coverage extends to systems and appliances regardless of their age
Offers protection to electronic gadgets
Rated A by the BBB

Cons

Has clothes washer and dryer coverage as an add-on

Plans, Cost & Coverage

ARW Home offers three core home warranty plans: ApplianceMax at $40.99 covering 8 appliances, SystemsMax at $54.99 covering 7 systems, and TotalMax at $44.99 combining both plans plus extra features like a humidifier, garage door opener, and ceiling fans.

Plans	Cost (Monthly)	Cost (Yearly)
Appliance Max	$40.99	$549.99
Systems Max	$54.99	$719.99
Total Max	$74.99	$949.99

Appliance Max

Protects seven essential appliances like refrigerators, ovens, and washers
Affordable rates start at $40.99 for Vermont residents
Peace of mind knowing key appliances are covered

Systems Max

Safeguards seven core home systems like plumbing, electrical, and HVAC
Ideal for homeowners seeking a plan that exclusively covers home systems

Total Max

Combines appliance and system coverage for maximum protection
Includes coverage for all items from previous plans, along with three additional items
Top-tier plan for worry-free homeownership throughout Vermont’s seasons

Why We Picked It?

ARW is chosen for its varied coverage options, spanning basic appliance needs to comprehensive home protection, beginning at $40.99 per month. The availability of an annual premium discount enhances its affordability. ARW maintains coverage limits in line with industry standards, ensuring sufficient protection.

Is Home Warranty Plans Beneficial For Vermont Homeowners?

Here are the points on how home warranty plans can be beneficial for Vermont homeowners:

Vermont winters can be brutal on your heating system. A home warranty can ensure repairs or replacements for your furnace or boiler, keeping you warm and cozy even during the coldest months.
The infamous Vermont mud season can wreak havoc on your plumbing. A home warranty can cover repairs to burst pipes, leaky faucets, or clogged drains, saving you the stress and expense of unexpected breakdowns during this messy time.
Many Vermont homes boast historical character, but older plumbing and electrical systems can be prone to issues. A home warranty can help offset the cost of repairs for these essential systems, allowing you to preserve your home's unique charm without breaking the bank.
A home warranty can provide peace of mind if you own a sugar shack or a vacation rental property in Vermont. These plans can cover repairs for major appliances and systems, ensuring your property remains functional and inviting for guests or maple syrup production.
Power outages are more common in rural parts of Vermont. Some home warranty companies offer optional coverage for repairs or replacements of backup generators, keeping your essential appliances running during power cuts.
Many home warranty companies utilize local, licensed Vermont contractors for repairs. This can ensure qualified professionals handle repairs quickly and efficiently, minimizing disruption to your home.
Unexpected appliance or system breakdowns can significantly impact your budget. A home warranty helps you spread the cost of repairs over time with a predictable monthly or annual premium.
Finding qualified repair technicians can be challenging if you live in a remote area of Vermont. A home warranty company can help locate and coordinate repairs, ensuring you don't have to deal with the hassle of finding a reliable service provider yourself.

How Much Does A Vermont Home Warranty Cost?

Here's a breakdown of the average costs associated with a home warranty in Vermont:

Average Annual Cost

$600 - $900

Average Monthly Cost

$50 - $75

Average Service Fee (Deductible)

$75 - $125

It's important to remember that these are just averages, and the actual cost of your home warranty in Vermont will vary depending on several factors, including:

The specific company you choose: Different companies offer various plans and coverage levels, all at different price points.
The level of coverage you select: More comprehensive plans with a wider range of covered items will typically cost more than basic plans.
Add-on coverage: Some companies allow you to add coverage for specific appliances or systems, increasing the overall cost. For example, you might consider adding coverage if your home has a generator.
Your home's location and age: Location and age can sometimes influence pricing due to factors like repair costs and claim frequency. For instance, homes in remote areas might see slightly higher service fees due to travel time for technicians.

Home Warranty Coverage In Vermont

Living in Utah, you likely experience various weather conditions throughout the year. This can put extra stress on your home’s appliances and systems. A home warranty can be a lifesaver, but what exactly does it cover in the context of your Utah home?

Common Coverages

HVAC Systems Keeping cool in scorching summers and warm in snowy winters is crucial. Most warranties cover repairs or replacements for your air conditioning and heating system, including furnaces and central air units.
Plumbing Systems From burst pipes due to freezing temperatures to leaky faucets, Utah’s diverse climate can wreak havoc on your plumbing. Warranties typically cover repairs for toilets, sinks, bathtubs, showers, and the main water line.
Major Appliances Appliances like refrigerators, dishwashers, ovens, and ranges are all susceptible to breakdowns. Warranties can offer peace of mind by covering repairs or replacements for these essential household items.

Common Exclusions

Cosmetic Issues A warranty does not cover purely aesthetic repairs, such as a chipped sink or a faded refrigerator door.
Pre-existing Conditions If an appliance or system was already malfunctioning before you purchased the warranty, it likely won’t be covered.

Here Are Some Additional Points To Consider

Well Systems and Septic Tanks If your Utah home utilizes a well or septic system, some companies offer specific coverage for these features, which are more common in some regions of the state.
Coverage for Roof Leaks Utah can experience occasional heavy rain and snowfall. While not all warranties cover roof leaks, some Utah-specific plans might offer this protection.

Who regulates Home Warranty Companies In Vermont?

In Vermont, home warranty companies, also known as service contract providers, are overseen by the state's Department of Financial Regulation (DFR). However, it's important to understand the extent of their regulation:

Regulation by the Vermont DFR

Registration: The DFR primarily focuses on ensuring companies are registered and meet basic qualifications to operate in the state.
Consumer Protections: The DFR enforces some consumer protection regulations, but these may not be as comprehensive as those for traditional insurance products.

Final Word

Peace of mind for your Vermont home is within reach! With this guide, you've unlocked valuable insights into the top home warranty providers in the Green Mountain State. Remember, prioritize your needs, compare plans meticulously, and leverage the DFR's resources. By making an informed decision, you can safeguard your home and budget from unexpected repair costs.

Frequently Asked Questions (FAQs)

What Are The Most Frequently Reported Appliance Repairs In Vermont?

In Vermont, common appliance and home system repairs often involve heating, ventilation, air conditioning (HVAC) systems, plumbing, and roofing issues. The state’s cold climate contributes to frequent HVAC problems, including furnace malfunctions and thermostat issues. Plumbing repairs may address frozen pipes, leaks, or drainage issues. Additionally, roofing repairs may be necessary due to snow, ice, or severe weather conditions.

Are Home Warranties Worth It In Vermont?

Yes, home warranties are worth it in Vermont. The state’s challenging climate, including cold winters and potential impacts on HVAC, plumbing, and roofing, makes home warranties a valuable financial protection and peace of mind.

How Many Years Does A Home Warranty Cover Structural Damage?

A structural home warranty plan is typically intended for newly constructed homes. The duration of these plans can differ, but it’s common for a home warranty for newly built homes to remain active for ten years. During this period, if any structural element of the home experiences failure due to construction-related issues, homeowners can arrange for its repair or replacement at little to no personal cost.

Best Home Warranty Companies In vermont 2024

Our Picks: 5 Best Home Warranty Companies For vermont Residents

Is Home Warranty Plans Beneficial For Vermont Homeowners?

How Much Does A Vermont Home Warranty Cost?

Home Warranty Coverage In Vermont

Common Coverages

Common Exclusions

Here Are Some Additional Points To Consider

Who regulates Home Warranty Companies In Vermont?

Regulation by the Vermont DFR

Final Word

Frequently Asked Questions (FAQs)

What Are The Most Frequently Reported Appliance Repairs In Vermont?

Are Home Warranties Worth It In Vermont?

How Many Years Does A Home Warranty Cover Structural Damage?