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last_updated_date Updated on September 19, 2023
last_updated_date Updated on September 19, 2023
Best Home Warranty Companies In Georgia

Best Home Warranty Companies In Georgia

In Northern Georgia, winters freeze, while the south sizzles in hot summers. These extreme conditions take a toll on home systems and appliances, causing stress.

Facing rising property taxes, sales taxes, and rentals, Georgians find it challenging to handle repair and replacement costs. To ease this burden, we’ve reviewed Georgia’s top home warranty companies, making it easier for you to secure your home and finances.

Our List of Top Home warranty companies in georgia

  • 90-day service guarantee
  • Two comprehensive plans
  • Covers 46 states
$200 Off + 2 Months Free Coverage
  • Multi-year plans
  • Same-day response on claims
  • B rating from BBB
$150 off + Free roof coverage + 2 months free
  • 30-day labor guarantee
  • 90-day parts guarantee
  • $3k dollar limits on each item
1st month free + Free roof coverage

Disclaimer: We facilitate quotes from reputable home warranty providers and may earn a commission, but that does not influence our evaluation process to produce unbiased reviews.

Comparison Of Top Home Warranty Companies In Georgia

Among various home warranty companies in Georgia, we have shortlisted the best ones for you. Take a look:

comaprision_img_georgia

Best Home Warranty Companies In Georgia: A Detailed Review

This section will detail the top-rated Georgia home warranty companies’ plans, pricing, terms, and exclusions.

ServicePlus Home Warranty:

  

(Best for customer service)

New Jersey-based ServicePlus Home Warranty is an excellent option for clients who want the freedom to design a plan that covers everything they want to cover. The company offers two plans to homeowners starting from $43 monthly. 

ServicePlus also offers coverage for additional systems and appliances, such as a second refrigerator, air conditioner, water heater, garage door opener, etc., as an add-on.

Pros

  • Offers 90-day service guarantee
  • Provides regular discounts on all the plans

Cons

  • No option for system-or-appliance-only plan
fourhalf_star 4.2/5

$200 Off + 2 Months Free Coverage

Premium

$60-$67

Sevice fee

$75

Limit

$3k/item

Plans & Coverage

Service Plus Home Warranty offers two plans Gold Plan & Platinum.

  • Gold Plan covers all major home items, such as the plumbing system, electrical system, oven/range/stove, dishwasher, garbage disposal, etc.
  • Platinum Plan covers the a/c system, heating system, clothes washer & dryer, refrigerator, and more.

The table below shows the key features of the plans:

  Covered Items Budget Range Suitable For Aggregate Coverage Limit
Gold Plan 15 Low-Cost Customers looking for basic systems and appliances coverage $1,500
Platinum Plan 20 Moderately Expensive Customers looking for extensive systems and appliances coverage $1,500

To know more about the coverage offered under SPHW plans, check out the below-listed table. 

Items 

Gold Plan

Platinum Plan

Plumbing System
Plumbing Stoppage
Whirlpool Bathtub
Water Heater
Oven/Range/Stove
Electrical System
Cooktop
Sump Pump
Dishwasher
Built-in Microwave
Garbage Disposal
Trash Compactor
Ductwork
Ceiling And Exhaust Fans
Garage Door Opener
Air Conditioning System 
Heating System
Refrigerator
Clothes Dryer
Clothes Washer

Add-ons

The items listed in this section are the add-ons that Georgians can avail of at some extra cost. 

  • Pool / Spa
  • Limited Roof Leak
  • Central Vacuum
  • Sump Pump
  • Well Pump
  • Septic System
  • Septic Pumping
  • Second Refrigerator
  • Stand Alone Freezer
  • Water Softener
  • Refrigerator Ice Maker
  • Free Standing Ice Maker
  • Additional A/C System
  • Additional Heating System
  • Additional Water Heater
  • Additional Garage Door Opener
  • Additional Oven/Range/Stove
  • Additional Spa
Plan Exclusions
  • ServicePlus Home Warranty does not cover pre-existing conditions (known and unknown), cosmetic defects, rust, misuse, or sedimentary build-up. 
  • Damage due to natural calamities, lightning strikes, and acts of Gods are also excluded.
  • Damages from pests, animals, mildew, mold, fungus, and virus-related malfunctions, and items declared faulty by the Consumer Product Safety Commission will not be covered.

Cost

The Gold plan comes at $43.25 / month, whereas the Platinum plan costs $49.92 / month. The price can go up or down depending on your coverage needs. Apart from the premiums, a $75 deductible must be paid during service visits.

Plans

Premiums (Monthly)

Gold Plan

$43.25

Platinum Plan

$49.92

Editorial Take on ServicePlus Home Warranty

ServicePlus Home Warranty has a solid reputation for providing comprehensive protection at reasonable rates. The two available plans, Gold and Platinum, offer comparable coverage, starting at $43 per month. The deductible charged by the company, $75, is one of the lowest in the industry, which is another plus. 

On top of that, SPHW offers two months of free coverage and limited roof coverage on upfront payments. The company is highly rated among customers due to regular discounts, which can make SPHW a budget deal for Georgians. Hence. We rate the company 4/5 for its pricing. 

Regarding customer services, ServicePlus has decent ratings across many review platforms and on ours as well. Your fellow Georgians have reported receiving prompt services, and the claim filing process was also easy. So, our editorial team rates SPHW 4/5 for customer service and ease of filing claims.

American Home Shield (AHS):

  

(Best for contractor network)

American Home Shield stands out as one of the top options available in Georgia, with more than 50 years of experience in the field. The company offers three plans to homeowners – ShieldSilver, ShieldGold, and ShieldSilver. 

Georgians can pick the best home coverage with the options available under AHS plans. It is also one of those companies that offer coverage even when maintenance records are unavailable and/or pre-existing conditions have gone undisclosed, which makes it a noteworthy option.

The company also allows you to select your service fee to help you manage the budget per their needs. 

Pros

  • Has a network of over 17,000 contractors
  • Covers undetectable pre-existing conditions

Cons

  • Workmanship guarantee is just for 30 days
four_star 4.0/5

Cashback, Amazon gift cards, etc. on referrals.

Premium

$29 - $99

Sevice fee

$100 & $125

Limit

$4k-$5k

Plans and Coverage

AHS offers three plans to homeowners: Shield Silver, Shield Gold, and Shield Platinum. It separately covers systems and appliances in the first two options, respectively. The ShieldPlatinum plan includes everything from the other two and some extra items. 

The comprehensive plan, Shield Platinum, covers roof leak repairs (up to $1,000), which can benefit homeowners living in storm-prone areas in Georgia, such as Atlanta. This plan includes free HVAC tune-up, code & permit violations coverage, and unlimited a/c refrigerant.

The company has recently updated the coverage limits, according to which all your systems will be covered up to $5,000 and appliances up to $4,000. Take a look at the table below to deeply understand how beneficial the plans can be for you. 

 

Covered Items

Budget Range

Suitable For

Appliances Coverage Limit

Systems Coverage Limit

ShieldSilver

14 Low-Cost Customers looking for just systems coverage Not Covered $5,000

ShieldGold

23 Moderately Expensive Customers looking for systems coverage and minimum appliances coverage $2,000 Per Appliance Per Agreement Term $5,000

ShieldPlatinum

24 + bonus A/C Tune Up Service Expensive Customers looking for comprehensive systems and appliances coverage $4,000 Per Appliance Per Agreement Term $5,000

Now, let’s understand the coverage offered under American Home Sheild plans-

Items

ShieldSilver

ShieldGold

ShieldPlatinum

Refrigerator  
Garage Door Opener
Water Heater
Wall Oven/Range/ Cooktop  
Air Conditioner
Doorbell & Chimes
Interior Electrical Lines
Faucets & Valves
Interior Plumbing Lines
Whirlpool Tub Motor & Components
Main Breaker & Fuse Panel Box
Built-In Exhaust, Vent & Attic Fans
Heating Unit
Washers
Dryers  
Dishwasher  
Built-In Microwave Oven  
Ceiling Fans
Garbage Disposal  
Ductwork  
Toilet
Instant Hot/Cold Water Dispenser  
Shingles, Tiles, And Shakes    
Flat (Non-Metal) Roofing    
Flashing    
Underlayment    
HVAC Tune-Up    
Unlimited A/C Refrigerant    
Coverage For Code Violations And Permits    
Roof Leak Repairs    

Add-ons

Along with the regular plans, customers can take advantage of the following items as add-ons in exchange for some extra dollars. 

  • Pool or Spa        
  • Septic Pump       
  • Well pump         
  • Guest Unit           
  • Electronics Plan  
  • Roof Leak Repair
Plan Exclusions
  • Your American Home Shield contract will not cover routine maintenance, venting, exhaust lines, chimneys, and cosmetic damage. 
  • Some home management systems, such as fire sprinklers and radon monitoring systems, are also not covered. 
  • Damages resulting from mold, bio-organic growth, rot, fungus, and pest are not covered.

Also, as discussed earlier, the company has dollar limitations on how much liability it has when repairing and replacing any of the covered items.

Cost:

In Georgia, American Home Shield plans range between $39 to $99 per month depending on the two deductibles options: $100 and $125. According to the company’s policy, the higher the deductible price you choose, the lesser the monthly/annual premium you will have to pay. 

To help you understand the pricing better, we dug deeper to find the exact pricing in Georgia. Check out the table below:

Deductible

ShieldSilver

ShieldGold

ShieldPlatinum

$125

$39.99

$59.99

$89.99

$100

$49.49

$69.49

$99.49

Editorial Take On AHS 

Similar to the other states, American Home Shield offers three plans in Georgia, which provide both separate and combinational coverage to homeowners. These comprehensive plans cover all essential home items Georgians would need coverage. 

On the other hand, AHS’ price structure in Georgia is different than in other states. The basic plan, Shield Silver, is priced at $29.99 in other areas, whereas in Georgia, it is $39.99. The premiums are a bit costlier here, but AHS is offering $225 Off on ShieldGold & ShieldSilver plans to lighten the burden. So, we rate them 3/5 for pricing in Georgia.

Regarding customer experience, AHS has received 16,000 genuine user reviews on our platform. Some customer reviews from Georgia have noted satisfaction with timely services where they received immediate responses to their requests. The quality of service and the technicians were up to the mark. Therefore, it made us rate AHS 4/5 for the provided customer satisfaction. 

Overall, American Home Shield is a veteran in the home warranty industry and has served Georgians for many decades. We recommend AHS as a noteworthy option for Georgia homeowners looking for extensive coverage at moderate pricing!

Choice Home Warranty:

  

(Best For Comprehensive Coverage)

Choice Home Warranty has been in business for over 14 years and is available in nearly all US states, including Georgia. The company offers two plans starting from $46 monthly, which is quite affordable. 

Choice Home Warranty stands out partly because it keeps its plans as basic as possible and provides workmanship guarantees for 90 days. Moreover, Choice is available 24/7 and has a record of processing 6 million service requests.  

Pros

  • Offers free roof leak coverage
  • Has a network of 25,000 contractors

Cons

  • Low coverage limit on the plans
four_star 4.0/5

Free coverage for a month + roof coverage

Premium

$46-$55

Sevice fee

$75 - $125

Limit

Upto $3K/item

Plans and Coverage

Choice offers two plans: Basic and Total. The coverage offered under these plans is the same across the States, including Georgia. 

  • In the Basic Plan, you can get coverage for 14 crucial systems and appliances, such as plumbing, electrical, heating, whirlpool bathtub, etc. This suits Georgians looking to secure key items with a budget of $40 and above. 
  • In the Total plan, you can enjoy coverage for 18 home items. The four extra items are the air conditioner, refrigerator, washer, and dryer. 

Moreover, certain set coverage limits for diagnosis, repair, or replacement for covered items are $3000. The table below shows the key features of Choice Home Warranty’s offerings. Take a look.

 

Covered Items

Budget Range

Suitable For

Roof Leak Coverage Limit

Overall Coverage Limit

Basic Plan

14 Low-Cost Homeowners looking for appliance and minimum systems coverage $500 $3000 per contract term

Total Plan

18 Moderately Expensive Homeowners seeking protection for basic and costlier appliances and systems $500 $3000 per contract term

The below-mentioned are the items that you can get covered on the purchase of CHW plans. Take a look.  

Items

Basic Plan

Total Plan

Ductwork
Built-in Microwave
Heating System
Plumbing System
Plumbing Stoppage
Electrical System
Water Heater
Dishwasher
Cooktop Oven/Range/Stove
Garbage Disposal
Built-in Microwave
Garage Door Opener
Ceiling & Exhaust Fans
Whirlpool Bathtub
Air Conditioning System
Refrigerator
Clothes Washer
Clothes Dryer

Add-ons:

Apart from the two plans, these are optional add-ons that you can add to your plans at an extra cost. 

  • Pool / Spa
  • Limited Roof Leak
  • Additional Spa
  • Stand Alone Freezer
  • Central Vacuum
  • Second Refrigerator
  • Well Pump
  • Septic System
  • Sump Pump
  • Septic Tank Pumping
Plan Exclusions
  • According to Choice’s sample contract, the company will not cover damages due to lack of maintenance, neglect, unforeseen circumstances, etc. 
  • Items with pre-existing conditions are also exempt from coverage.

Cost

CHW plans start from $46.83 monthly and go up to $54.75 monthly. The company offers a month of free coverage on yearly payments, so you can get 13 months of coverage when you pay upfront. Additionally, CHW charges service fees from $75 to $150, which customers must pay during each service visit. 

Check out the table below for more information.

Plans

Monthly Premiums 

Annual Premiums

Basic Plan

$46.83

$532

Total Plan

$54.75

$627

Editorial Take On CHW

Choice Home Warranty’s offered plans- Basic and Total provide a combination of systems and appliances. The Basic plan is ideal for those looking for standard coverage at affordable prices. The Total Plan is more likely for extensive coverage with a monthly budget of $50 and more. 

CHW plans are fairly priced, but the company charges $2.5 extra on monthly payments, which customers have not praised. Hence, we rate CHW 3.5/5 for their pricing. 

Regarding coverage, CHW has a limit of $3,000, up to which the repair and replacement will be covered. Compared to the other prominent players in Georgia, the limits are lesser, and the company also has various exclusions, such as no coverage for pre-existing conditions, no option to choose a technician, etc. 

Moving on to customer services, Choice has a 24/7/365 available hotline where customers can file claims. The company also has a network of 25,000 contractors that help homeowners in the post-claim filing journey. Customer reviews from Georgia on our platform highlight that the contractors were courteous and finished services promptly. As a result, we rate CHW 4/5 for customer support and provided workmanship.

Liberty Home Guard:

  

(Best Response Time)

Liberty Home Guard has established itself as one of the top home warranty providers and earned a BBB rating of A in the last six years. It is among the cost-effective options for Georgians, where the most comprehensive plan is priced at $59 monthly. 

LHG also provides 24-hour service and a 60-day workmanship guarantee on repairs. One of the compelling features of Liberty is the long list of items as add-on options where customers can take advantage of services like pest control and many more.

Pros

  • Offers a live chat option
  • Offers pest control services

Cons

  • Lower coverage limits
fourhalf_star 4.5/5

$200 off + two bonus months + free roof leak protection

Premium

$50-$60

Sevice fee

$90

Limit

$2k/Item

Plans and Coverage

Liberty Home Guard has three homeowner plans- Systems Guard, Appliance Guard, and Total Home Guard. 

  • Systems Guard covers nine essential home systems, such as plumbing, electrical, air conditioning systems, etc.
  • Appliance Guard offers coverage for six appliances, including kitchen and bathroom items. 
  • Total Home Guard covers both appliances and systems offered by the other two plans. 

To know more about the features and benefits of LHG plans, look at the table below. 

  Covered Items Budget Range Suitable For Coverage Limit For Plumbing, Electrical & Optional Coverage Overall Coverage Limit
Appliance Guard 9 Low-Cost Customers looking for coverage of appliances only $500 $2,000
Systems Guard 6 Moderately Expensive Customers looking for coverage of systems only $500 $2,000
Total Home Guard 15 Moderately Expensive Customers looking for a comprehensive coverage $500 $2,000

Find out the exact coverage options here.

Items

Appliance Guard

Systems Guard

Total Home Guard

Dishwasher
Refrigerator
Ranges/Ovens/Cooktops
Clothes Washer
Clothes Dryer
Built-in Microwave 
Garbage Disposals
Ceiling and Exhaust Fans
Garage Door Openers
Air Conditioning
Heating
Plumbing
Electrical
Ductwork
Water Heaters

Add-ons

There are 38 add-ons available for you to choose from the following list:

  • Pool & Spa Equipment
  • Septic System Pumping
  • Well Pump
  • Sump Pump
  • Central Vacuum
  • Stand Alone Freezer
  • Second Refrigerator
  • Limited Roof Leak
  • Water Softener
  • Re-Key
  • Additional Spa
  • Lighting Fixtures
  • Gutter Cleaning
  • Pest Control
  • Carpet Cleaning
  • Trash Compactor
  • Lawn Sprinkler System
  • Electronics Protection
  • Swamp Cooler
  • Ejector Pump
  • Ice Maker (In-Fridge)
  • Freestanding Ice Maker
  • Wine Cooler/Fridge
  • Salt Water Pool
  • Generator
  • Plumbing Fixtures
  • Grinder Pump
  • Water Dispenser Water Line
  • Instant Hot Water Dispenser
  • Reverse Osmosis Water Filter System
  • Pro-Series Refrigerator Coverage
  • Pro-Series Range/Oven/Cooktop Coverage
  • Pro-Series Dishwasher Coverage
  • Pro-Series Microwave
  • Pro-Series Washing Machine
  • Pro-Series Clothes Dryer
  • Window Washing/Cleaning
  • Casita Guest Unit
Plan Exclusions
  • LHG contract will not cover electronic, computerized, or internet-based parts, remote receiving, or transmitting devices.
  • Vents, exhaust lines, chimneys, glass parts and components, cosmetic defects, any costs associated with refrigerant, and defects in manufacturing, construction, or production are also excluded.
  • Damages from accidents, fire, floods, water damage, electrical failure, Acts Of God, and known and unknown pre-existing conditions will not be covered.

Cost

Liberty Home Guard’s Appliance Guard is the least expensive plan, priced at $49.99 monthly. The Systems Guard plan costs $54.99 monthly, and the Total Home Guard comes at $59.99 monthly. The company also charges a $90 deductible or service fee.

Plans

Premiums (Monthly)

Appliance Guard

$49.99

Systems Guard

$54.99

Total Home Guard

$59.99

Editorial Take On LHG

Liberty Home Guard offers three plans to their customers. They offer separate systems or appliance coverage plans and a combo plan for those looking for a comprehensive plan, which is a plus. The Appliance Guard, which is priced at $49.99 monthly, covers nine appliances and is relatively expensive. 

Other competitors in Georgia are offering basic plans at lower prices, so people may find LHG a bit expensive. However, the company also offers regular discounts to customers, which include $200 off, two bonus months, and free roof leak protection. These can be beneficial for customers to balance their budgets. Hence, we rate LHG 3.5/5 for its pricing. 

Regarding customer reviews, LHG has received positive feedback on most review platforms, including ours. Some reviews from Georgia indicate that homeowners were happy with the fast claim processing. Moreover, the assigned technicians were also skilled at their jobs and quickly fixed the issues. Therefore, we rate LHG’s customer service, workmanship, and ease of filing claims 4/5.

Cinch Home Services:

  

(Best for customer satisfaction)

Cinch Home Services has been in business for 45 years in the home warranty sector. The company has a record of serving over 1 million requests annually across 48 states, including Georgia. 

It offers coverage for items carrying rust and corrosion damage, a free water sensor, and a $25 credit toward an air conditioner or water filter, a unique offering. 

Pros

  • 180-day workmanship guarantee
  • Offers a free water sensor for leak detection

Cons

  • Does not allow to choose a technician
twohalf_star 2.9/5

2 bonus months or a $50 Off depending on the coverage

Premium

$38 - $66

Sevice fee

$100, $125, $150

Limit

$10,000

Plans and Coverage

There are three home protection plans that Cinch Home Services offers to its customers- Appliances Plan, Built-in Systems Plan, and Complete Home Plan. 

  • Appliances Plan, as the name suggests, it offers separate coverage for kitchen and laundry appliances. 
  • Systems Plan covers 16 home systems, including smoke detectors, toilets, sump pumps, etc., which few companies offer under basic coverage. 
  • Complete Home Plan combines systems and appliances plans, plus Homeowners Insurance Deductible Reimbursement ($500).

Let’s look at the table below to understand the features of Cinch’s offerings:

 

Covered Items

Budget Range

Suitable For

Appliances Coverage Limit

A/C & Heating Units Coverage Limit

Water Heater Coverage Limit

Appliances Coverage

12 Lost Cost Customers looking for extensive appliances coverage $2,000 - -

Built-In Systems Coverage

16 Lost Cost Customers looking for extensive systems coverage - $1,500 $1,000

Complete Home Coverage

28 Moderately Expensive Customers looking for a comprehensive combo plan covering both systems and appliances $2,000 $1,500 $1,000

Here is the list of all the systems and appliances covered under the three plans of Cinch Home Services. Take a look: 

Items

Home Appliances Coverage

Built-In Systems Coverage

Complete Home Coverage

Clothes Dryers  

Clothes Washers  
Cooktops  
Dishwashers  
Food Centers (Built-In)  
Freestanding Ice Makers  
Microwaves (Built-In)  
Ranges  
Range Exhaust Hoods  
Refrigerators  
Trash Compactors (Built-In)  
Wall Ovens  
Air Conditioning, Including Ductwork  
Attic Fans  
Ceiling Fans  
Central Vacuums  
Doorbells  
Electrical System  
Garage Door Openers  
Garbage Disposals  
Heating System, Including Ductwork  
Instant Hot/Cold Water Dispenser  
Plumbing System  
Smoke Detectors  
Sump Pump  
Toilets  
Water Heater  
Whirlpool/Jetted Tub (Built-In)  

Add-ons

The below-listed products can be purchased as add-ons in exchange for some fees. 

  • Pool (Heater Included) 
  • Spa (Heater Included) 
  • Pool with Spa (Heater Included)  
  • Septic Tank/Pumping  
  • Well Pump  
  • Premier Upgrade Package 
Plan Exclusions
  • The Cinch contract excludes chimneys, venting, exhaust lines, abuse, misuse, neglect, and conditions of excessive water pressure. 
  • Damage due to pets, pests, fire, flood, earthquake, Acts of God, lightning strikes, power failure, or surges are also not included.
  • The company will not pay for remediation due to mold, mildew, fungus, bacteria, virus, and wet & dry rot.

Cost 

Cinch Home Services costs start from $38 and can go up to $66 per month. The amount that you have to pay during each service visit is $100, $125, or $150, depending on your plan. Have a look at the table below to know the exact monthly pricing. 

Deductible

Appliances Plan

Built-In Systems Plan

Complete Home Plan

$150

$38.99

$43.99

$54.99

$125

$47.32

$52.32

$63.32

$100

$48.99

$55.99

$66.99

Editorial Take On CHS

Cinch Home Services offers all three plans that are comprehensive in their ways. The basic plans Appliances and Built-In Systems cover 12 and 16 items, respectively. Compared to other companies offering services in Georgia, the coverage offered by Cinch under basic plans is above average. 

Also, in terms of pricing, the premiums start from $38.99 per month and go up to $66.99, which is again comparatively lower than the industry standards in Georgia. Hence, we rate CHS 4/5 for pricing. 

Overall, Cinch Home Services is well-suited for Georgians requiring comprehensive coverage. Also, the 180-day workmanship guarantee (the highest in the market) and free water sensor make Cinch more enticing. But, compared to the other companies on our list, the coverage limit offered by Cinch is on the lower side.

Repair And Replacement Cost Of Various Systems & Appliances In Georgia:

If you have a home warranty, you can cover all your home items that you regularly use and are more prone to breakdowns. However, without it, you may have to pay a substantial amount for repairs/replacements. The table below details the repair and replacement costs of some commonly used systems and appliances in Georgia. Take a look:

  • Image

    Microwave

    can cost to you

    Up to $400

  • Image

    A/C Units

    can cost to you

    Up to $7000

  • Image

    Refrigerator

    can cost to you

    Up to $1000

  • Image

    Washer/Dryer

    can cost to you

    Up to $800

  • Image

    Septic Tank

    can cost to you

    Up to $6000

  • Image

    Dishwasher

    can cost to you

    Up to $1000

  • Image

    Furnace

    can cost to you

    Up to $5500

  • Image

    Cooktop/range

    can cost to you

    Up to $500

  • Image

    HVAC

    can cost to you

    Up to $6000

  • Image

    Garbage disposal

    can cost to you

    Up to $400

These are some common repair and replacement costs that you can expect to pay in Georgia. But the weather is another major factor that can take a toll on your home systems and appliances, and the fixing cost may rise. Head to the section below to know more!

Why Should Georgians Buy A Home Warranty?

Georgia is primarily hot and humid, speeding up the normal wear and tear of your HVAC systems and other household items. The below-mentioned cumulative data underline the climatic conditions in Georgia; take a look:

AverageAverage Rainfall

45-50 inches/ Year

Average SunlightAverage Sunlight

218 Sunny Days/ Year

General Climate ConditionsGeneral Climate Conditions
  • Hot and Humid Summers
  • Mild Winters 
Tropical CyclonesTropical Cyclones

June-November

You may be wondering how does the weathering profile affect the home items. We have the answers; look at this table that talks about common issues that can occur due to climatic conditions in Georgia and how home warranties can help fix them. 

Conditions in Georgia:-Georgia’s summer is considered the hottest, with an average low of 89℉ and a high of 95℉

What Happens Because Of It?

  • The hot and humid summers exert immense pressure on the HVAC systems.
  • Clogged filters, water leaks, and airflow issues are some of Georgia's most prevalent problems with HVAC systems.
  • These issues are also the main reason for high energy costs.

What Can You Do About It?

  • Consider regular system maintenance as it reduces the risk of costly breakdowns by 90%.
  • Explore home warranty options that cover HVAC, air conditioners, or cooling systems with sufficient coverage limits; if anything happens, you will have your warranty handy to tackle the situation.  
  • American Home Shield is one such company that offers system coverage of up to $5,000 and a free AC tune-up service under the premium plan, which can be considered. 
Conditions in Georgia-Georgia, have faced over 1,450 tornadoes and storms in the last five years.

What Happens Because Of It?

  • Extreme weather, such as storms and strong winds, can cause the roof to become unstable and lead to roof leaks. 

What Can You Do About It?

  • Residents of Cobb County, Atlanta, are especially advised to promptly look after roof leaks as it is a storm-prone area.
  • Many home warranty companies, such as ServicePlus Home Warranty, offer free limited roof protection and regular plans, which you can explore. 

Annual Cost Of Home Maintenance In Top Georgia Cities 

This section will take you through the average home maintenance costs homeowners pay in some prominent Georgia cities. Take a look:

annual_cost_georgia

Yes, homeownership comes with home maintenance, and since these costs are comparatively higher, let’s look at why Georgians from the major cities must purchase a home warranty.

Atlanta, Georgia

City Profile

Atlanta is the capital of Georgia and the most populous city, with 498,715 people living within it. The Atlanta metropolitan area is home to over 6.1 million people, which makes it the eighth-largest metropolitan area in the States. 

Weather Profile

During summers, Atlanta’s weather gets humid and warm, with July being the hottest month, where the average temperature rises to 90℉ . March is the wettest month, with 4.9 inches of rainfall, followed by mild winters with 53℉ . This indicates that Atlanta experiences mild humidity and a subtropical climate. 

Economy Profile

With a whopping 43% increase over the previous five years, Atlanta has seen the highest increase in rental prices compared to the country. The current average rent in the area is $1,747 per month. 

Maintaining the functionality of the home's systems and appliances becomes a costly task for homeowners when maintenance costs of around $8000 are added in.

Common Household Issues

Due to significant usage during summer, damage to air conditioners is very common in Atlanta. Homeowners also face roof leaks at times of storms and heavy rains. 

Over time, Atlanta homeowners might also find a variety of plumbing problems, such as low water pressure, leaks, pipe damage, or slow drains.

Significance Of Home Warranty

Humidity, warm weather, storms, and heavy rains in Atlanta speed up the process of wear and tear of home systems and appliances.

The rising property rates and rental pricing play a major role in increased home maintenance costs. Thus, it can be difficult for homeowners to look after unforeseen fixes. 

For these reasons, Atlanta homeowners must explore home warranty options to cover the repair or replacement costs and save on home maintenance.

Columbus, Georgia

City Profile

Columbus is the city county and the second-largest city in Georgia. It is also considered the fourth-largest metropolitan area of the States, with a population of 206,922.

Weather Profile

In Columbus, the seasons are long, hot, and humid in the summer and short, cold, and wet in the winter. The city also experiences year-round seasonal rainfalls. The average annual temperature in Columbus ranges between 38°F and 91°F, rarely falling below 25°F, which means the city mostly faces warmth. 

Economy Profile

Columbus's sales tax rate is 8.0% versus the U.S. average of 7.3%. The income tax rate is 6.0%. Versus the U.S. average of 4.6%. When comparing the cost of living, these tax rates can make a significant difference. Where the average household income is $41,362 a year, lower than the national average, it becomes crucial for Columbus homeowners to save on home maintenance.

Common Household Issues

Similar to other cities of Georgia, homeowners can face issues with cooling systems, HVACs, or roof leaks due to continuous rainfalls. 

Significance Of Home Warranty

With a 5.3% unemployment rate versus a 6% national average, Columbus’s job market may have seen an increase but has faced a spike in tax rates. Where the average household income is $41,362, Columbus homeowners need to save on home maintenance. 

Hence, a home warranty is a worthy consideration when Columbus homeowners need help during unforeseen circumstances.

Roswell, Georgia

City Profile

Roswell, the ninth-largest city of Georgia, is in Fulton County. Its population is 92,833, with 14% being in the technical sector. The city also has large industries like retail, health care, technology, and food services.

Weather Profile

In Roswell, the average daily temperature ranges from a high of 80°F (27°C) to a low of 59°F (15°C). Roswell experiences its hottest month in July, with daily highs of 92°F (33°C). 

The average relative humidity in Roswell is 72%, considered moderately humid but cool. The highest relative humidity, at 86%, is in January. 

Economy Profile

Roswell has high taxes compared to the national average. The income tax rate in Rosewell is 6% versus the U.S. rate of 4.6%.

Homeowners may find it difficult to keep up with home maintenance due to high tax rates. 

Common Household Issues

Roswell's hot summers, where the average temperature goes up to 92℉ , can strain the home's major systems, including air conditioners, refrigerators, etc. When used regularly, devices are prone to wear and tear and may eventually break down. 

Significance Of Home Warranty

Along with dealing with the increased taxes, Roswell homeowners spend around $7,000 annually on home systems and appliance repairs.

Therefore, a home warranty plan that covers air conditioners, refrigerators, and other major systems can be Roswell homeowners’ best to protect home items at lower costs.

Augusta, Georgia

City Profile

Augusta, or Augusta-Richmond County, is the third-largest city on the eastern border of Georgia. With a population of 202,081, Augusta is the 116th-largest city in the United States. 

Weather Profile

The year-round weather in Augusta is wet and partly cloudy, with hot and humid summers and short, cold winters. The hottest month in Augusta is July, which has an average high temperature of 92°F; with an average low temperature of 39°F. January is the coldest month in the city.

Economy Profile

Augusta has an unemployment rate of 4.1% against the state average of 2.1%. On the top, the city has a high-income tax rate of 6.0% v/s the country’s average of 4%. These figures can impact the overall cost of living.

Common Household Issues

Augusta homeowners often complain about leaky plumbing and faulty air conditioners. Such issues are common but expensive to fix.

Significance Of Home Warranty

Due to a low employment rate, it would be difficult for Augusta homeowners to cope with unexpected repair costs. Hence, it is recommended that Augusta homeowners invest in a home warranty plan where they can get fixtures without paying hefty amounts. 

Compare The Best Home Warranty Companies in Georgia

Now that you know how expensive this maintenance can be, you can explore home warranty options. The below-mentioned table gives you a quick comparison between the best home warranty companies in Georgia:

Home Warranty Regulations In Georgia

The Georgia Department of Insurance regulates home warranty companies. State law mandates home warranty companies to ensure proper financial backing and insurance, but there is no actual procedure for checking if they have done so. The Governor’s Office of Consumer Protection also assists residents with issues.

Bottom Line

Georgia has various home warranty companies offering different home systems and appliance coverage. As discussed, the customer service quality and coverage options are distinct. Before purchasing one, we recommend you evaluate home warranty companies based on your requirements.

FAQs

Is It Worth Buying A Home Warranty In Georgia?

Home warranties may help significantly reduce the repair and replacement costs of home systems and appliances that are aging and prone to regular breakdowns. Based on your chosen company, the plans may cover over ten items for a few hundred dollars annually. If you select a company with high coverage caps, the plan may be well worth it.

Does Choice Home Warranty Cover Georgia?

Yes, Choice Home Warranty provides services in Georgia and is one of the more popular companies in the state.

How Does A Home Warranty Claim Work?

You must file a claim when any covered home system or appliance breaks down. The company representative will determine if there is preliminary coverage and assign a service technician to visit you and diagnose the problem.

If the technician diagnoses failure of a covered component, the company will decide whether to repair or replace the item. You must pay a trade call fee to help cover parts and labor costs.

I Have Homeowners Insurance. Do I Need A Home Warranty?

Although a home warranty is not mandatory, like home insurance (if you have a mortgage), having one can help cover liabilities that home insurance misses. As home appliances age, they are prone to breakdowns, which can be costly.

You can learn more by examining the differences between a home warranty and home insurance.

Do Builders Offer Home Warranties?

Builders offer new home construction or structural warranties, an entirely different product. Newly built homes typically have an OEM warranty covering the home systems, so a home warranty may not be helpful.

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