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The north of Georgia usually freezes in the winter, while the south experiences unbearable hot and humid summers. Extreme temperatures exert high pressure on home systems such as HVAC and freezers, resulting in frequent wear and tear. Therefore, Georgians invest in home warranties to protect their household systems without hurting their pockets. To help you get the ideal home warranty, we’ve reviewed the best home warranty companies in Georgia.
Disclaimer: We facilitate quotes from reputable home warranty providers and may earn a commission, but that does not influence our evaluation process to produce unbiased reviews.
American Home Shield is a trailblazer in the home warranty sector, instituting the industry with its inception five decades ago. They are known for higher dollar payouts and extensive home system and appliance coverage.
What To Expect From AHS:
Guarantee on workmanship for 30 days
$3000 limits on appliances and unlimited for systems
Offers protection for undetectable pre-existing conditions
AHS mainly offers three plans- ShieldSilver, ShieldGold, and ShieldPlatinum along with various optional add-ons.
The company’s plans range from $39-$70 every month with three deductible options- $75, $100, and $125.
Select Home Warranty is known for offering its customers affordable home warranty plans in Georgia. The company also provides roof leak coverage for every homeowner.
What to Expect from SHW:
 Higher workmanship quality and one of the best customer service
Dollar limits up to $2000 per item
Select Home Warranty plans offer the Gold Care plan for systems, the Bronze Care plan for appliances, and the Platinum Care for both.
The price of Select Home Warranty plans is different. Bronze Care and Gold Care’s monthly premium is $60 and $630 annually. The Platinum Care plan costs around $64 per month and is $675 annually. However, the deductibles vary from one state to another and can range anywhere from $60-$100.
Choice Home Warranty is one of the more popular companies on this list. It has a service network of over 25,000 contractors and serves over 1.6 million households. CHW is known for its affordable plans and extensive contractor network.
What To Expect From CHW:
90-day parts & 30-day labor guarantee
Coverage limits till $3000 per item – Fair pricing
CHW provides two plans – Basic Plan and the Total Plan. It also offers free roof coverage along with these plans.
The price of the Basic plan is around $45 monthly and $530 annually. The Total Plan is around $55 monthly and $630 annually. CHW deductible ranges from $75 to $150.
Liberty Home Guard has the best plans for customers searching for a valuable company in Georgia. Some of the things which make them stand out include the speed of service and professionalism.
What to Expect from Liberty Home Guard:
 60 Day workmanship guarantee
Comprehensive add-on coverages
Liberty Home Guard offers three plans to the homeowners- Systems Plan, Appliance Plan, and Total Home Guard, along with comprehensive add-ons.
The total price of your Liberty Home Guard Warranty depends on the plan, your state, and optional add-on. The average cost of an Appliance Guard is $35 monthly and $374.99 annually. Similarly, the Systems Guard is priced at $44.99 and $424.99, respectively, and the Total Home Guard is priced at $50 and $474.99 annually.
Cinch Home Services is one of the big names in the home warranty industry, with over one million customers. One of the USPs of the company is the 180-day workmanship guarantee it offers customers, which is above the industry average.
Cinch Home Services provides three home protection plans- Appliance Plan, Built-in Systems Plan, and Complete Home Plan.
The appliance plan ranges from $34.990 to $50.99 monthly, and the built-in systems plan ranges from $39.99 to $57.99 monthly. The complete home plan ranges from $49.99 to $67.99 monthly. The deductible is $75, $100, and $150, respectively.
First Premier Warranty has over 30 years of experience in the industry, and in this time, it has managed to earn an A- rating with the BBB. The company offers affordable plans, but the coverage limits are quite low compared to the industry standard. So, if you don’t want an expensive plan but still have good coverage for the items, investing in this company can be one of your options.
What To Expect From First Premier Home Warranty:
Highly trained and experienced repair technicians
Strong network of experienced home service technicians
Extensive coverage provided at competitive prices
First Premier Home Warranty offers two home warranty plans for homeowners- Premier Plan and Premier Platinum plan, along with various optional add-ons.
First Premier plans are flexible for the advantage of the customers. The plans range from $39 to $45, and the deductible can come to around $60 to $100, depending on the customer’s preference.
The Home Service Club has been around for over a decade in the home warranty vertical. It offers comprehensive coverage for essential household items with high coverage caps.
What To Expect From The Home Service Club?
90 days part recall and 30 days labor recall
Coverage for outside utility line items
Network of over 10000 contractors
The Home Service has two plans, mainly- Standard Coverage and Comprehensive Coverage, along with options of optional add-ons.
The plan can cost $50-$63 monthly depending on the optional add-ons, and the deductible can range from $65-$125.
Important Tips On Buying A Home Warranty In Georgia
Different systems and appliances break down more than others, depending on the usage and climate. Georgia is primarily hot and humid, speeding up the normal wear and tear of your HVAC systems and other household items.
The below-mentioned cumulative data for the weather conditions in Georgia highlights the importance of protecting your household with a home warranty.
Average Rainfall
Average Sunlight
General Climate Conditions
Tropical Cyclones
45-50 inches/ Year
218 Sunny Days/ Year
Hot and Humid Summers
Mild WintersÂ
June-NovemberÂ
The hot and humid summers exert immense pressure on the HVAC systems and various other devices. It can eventually result in appliances or systems breaking down, and fixing them is costly. Start your home warranty by keeping the home systems and appliances in mind. Along with them, here are some additional tips to help you buy a well-suited home warranty:
Cities like Milton, Johns Creek, Blue Ridge, Sandy Springs, Alpharetta, Brookhaven, and Tybee Island have very high costs of living. This means that the maintenance cost of systems and appliances will also be high. Therefore, getting a home warranty may reduce excessive expenses and helps save money. Â
A home warranty comes with terms and conditions. It is crucial to read the contract in detail to learn about exclusions and other nitty-gritty before finalizing a home warranty plan.Â
Get to know the home warranty company by reviewing its customer reviews. Most home warranty service providers don’t include pre-existing conditions, so ensure that all the home systems and appliances have passed home inspection tests.Â
While north Georgia experiences freezing winters, south Georgia experiences hot and humid temperatures. Such extreme weather conditions usually adversely affect the essential systems and appliances at home. Therefore, investing in a suitable home warranty plan is essential to prepare for eventualities.
It takes almost 74 days to sell a home in Georgia. For realtors looking to speed up the selling process, getting a home warranty can help. Look out for companies that offer quality home warranty plans for real estate professionals.
Choose a home warranty that does not restrict coverage based on the age, make, or model of your home appliances and systems.
Double-check that your preferred home warranty company in Georgia provides extensive coverage and flexible plans.
A Glimpse At Average Premium In Georgia
Home Warranty Coverage In Major Cities of GeorgiaÂ
Columbus Georgia Housing Programs: A range of programs is available for the citizens of Columbus, Georgia - from offering rental assistance to making housing more accessible for the disabled. Click on the link to visit its website to see if you qualify for any of the programs.
HUD Homeownership Assistance: The HUD offers homeowner and homebuyer assistance programs to families of all income levels. You can use these resources to address any problems you may face during homeownership or while purchasing a home.
Georgia Dream Homeownership Program: The Georgia Department of Community Affairs website lists the Georgia Dream Homeownership Program as a means to attain homeownership. This program can help eligible homebuyers with the down payment for the home.
USDA Rural Development Georgia: If you’re looking to build a home in the rural areas of Georgia, this program might help. The US government offers grants and other resources to make buying or building homes easier.
Homeowner Education UGA: The University of Georgia runs an educational program for homeowners to offer all individuals access to safe, decent, and affordable housing. The program offers homeowners information about reducing waste, water, energy conservation, pollutants, and more.
The Bottom Line
Georgia has different home warranty companies offering coverage for major home systems and appliances. The customer service quality and coverage options are different for each company. We recommend you evaluate home warranty companies based on your requirements as coverage options differ with each company.
At HomeWarrantyReviews.com, we are dedicated to providing in-depth home warranty reviews so you can choose the best home warranty company & make the most out of it. We examine, compare, and analyze the companies on the following factors:
Cost-effectiveness: We compare the costs of home warranty plans and determine if those are cost-effective. The pricing includes monthly/annual premiums, deductibles, and customer discounts.Â
Coverage: We compare the plans offered by different home warranty companies. The coverage includes systems, appliances, and additional offerings.
Claims: We look at customer reviews and determine how satisfied they were with the claims filing procedure, settlement, and response times.
Transparency: We verify if the home warranty company is licensed within the appropriate industry and offer details on the CEOs, contractors, and several settled claims.
Uniqueness: We examine whether the company offers additional services, advantages, or coverage alternatives that set them apart from the competition.
CustomerEngagement: We assess the determination of home warranty companies responding to consumer problems in our Complaint Resolution Program
FAQs
Is It Worth Buying A Home Warranty In Georgia?
Home warranties may help significantly reduce the repair and replacement costs of home systems and appliances that are aging and prone to regular breakdowns. The plans may cover over ten items for a few hundred dollars, based on your chosen company. If you select a company with high coverage caps, the plan may be well worth it.
Who Regulates Home Warranty Companies In Georgia?
Although a home warranty is not considered home insurance, the Georgia Department of Insurance may regulate the companies. State law mandates home warranty companies to ensure proper financial backing and insurance, but there is no actual procedure for checking if they have done so. The Governor’s Office of Consumer Protection also assists residents with issues.
Does Choice Home Warranty Cover Georgia?
Yes, Choice Home Warranty provides services in Georgia and is one of the more popular companies operating in the state.
How Does A Home Warranty Claim Work?
You must file a claim when any covered home system or appliance breaks down. The company representative will determine if there is preliminary coverage and assign a service technician to visit you and diagnose the problem.
If the technician diagnoses failure of a covered component, the company will decide whether to repair or replace the item. You will be required to pay a trade call fee to help cover parts and labor costs.
I Have Homeowners Insurance. Do I Need A Home Warranty?
Although a home warranty is not mandatory, like home insurance (if you have a mortgage), having one can help cover liabilities that home insurance misses. As home appliances age, they are prone to breakdowns, which can be costly.
You can learn more by examining the differences between a home warranty and home insurance.
Do Builders Offer Home Warranties?
Builders offer new home construction or structural warranties, an entirely different product. Newly built homes typically have an OEM warranty covering the home systems, so a home warranty may not be helpful.
Why Should You Trust HomeWarrantyReviews.com?
We are America's first independent Home Warranty Research and Review platform and have been in existence for 14+ years
We have listed more than 80+ companies are listed with us
We have nearly 100,000 genuine & verified customer reviews
We use a two-step verification process to maintain the authenticities of reviews
We allow users to connect directly with the company's representatives to resolve issues through our Complaint Resolution Program
Georgia Home Warranty Companies Reviews
nedra fowler,
Grovetown
On
Nov 25, 2022
Lowe's Appliance Extended Warranty
Do NOT waste your time on getting a extended warranty with Lowes. I purchased a plan for my washer and dryer. My dryer stopped heating so I placed a call and an appointment was scheduled. The company in which they set an appointment with contacted me and stated it will be mid December before they can schedule an appointment or even honor a service date. Called Lowes back 5 times from Nov 5 - today Nov 25 for them to tell me they are working on sending my information to the "escalation" department. Was promised a voucher to replace my dryer on Nov.21. Was supposed to be emailed in 24 hours. Email never came so I called back Nov.23rd for someone to tell me it will be sent to the "escalation" department again and here we are Nov 25. No email, phone call or as Ana states "no documentation" of a voucher being sent for approval. If I could rate all ZERO I would!!
Beili Li,
Marietta
On
Nov 12, 2022
American Home Shield (AHS)
We bought our house last year and just settled down(have it furniture) recently. Our house's pre-owner continued using AHS warranty before, so after we know the warranty was customer-based, not address-based, we decide to start the warranty under our own name on 10/01/2022. After our contact started, we found our AC did not work for cooling on 11/04/2022, so we request the service. The technician came and did a check the told us it was the compressor issue, and the compressor needs to be replaced. But he wrote he suspected its a pre-existing issue in the system when he reported it to AHS. we totally did not agree, we were surprised since he did not talk with us when he check and never asked any questions, how can he conclude it was a pre-existing problem? Also he did not have any technical evidence to support his conclusion. and I googled this contractor, their google rate is very low Many customers had false diagnosis experiences with this company. I doubt his professional. Excuse me, as a normal person if it's a pre-existing issue how can we bear the hot weather in GA for such a long time? We called the AHS and told them did not agree with the check conclusion, and they sent us another technician to check it. The 2nd technician checked the same issue, and he did not say anything about pre-existing issue. But AHC denied our claim and told us they thought its pre-existing issue and can not cover the repair. We of course did not accept that. I believe there are cases when we just bought insurance or a warranty then something did not work. As a customer, we ask for help only when we did have issues. If the company can use pre-existing as a reason for denying the claim, why does our customer need a warranty service? we bought the warranty in case we use it for some issues. And in the contract, there is no specific term requiring that we need to provide evidence to show everything works fine before the warranty started. if AHS suspected it's a pre-existing issue, AHS please provide evidence to prove it. As a normal person if my appliances work fine every day why do I need to prove it? If any warranty company can make a decision only based on a technician's suspicion that's ridiculous, Also we have a 2nd opinion why can you only listen to the one that it's for your benefit? We are not a new customer to AHS, our home unit was under AHS warranty for a long time and did not have any big repairs so far, only this time. But when bad things happened they just denied us using a ridiculous reason. We are very disappointed by what they provided to us, and we won't agree to the decision so we will file the insurance claim and fight with them. If any company can reject a claim using pre-existing reason without any justification, the customers won't have any rights and interests under any warranty insurance. We pay the money to you, and when we need you, you just use all kinds of reasons to decline our needs.
jerry minjarez,
Augusta
On
Oct 28, 2022
American Home Shield (AHS)
I\'ll make this review short & simple. Kitchen sink water shut off valve saddle clamp is leaking I have never seen this type of clamp . So I went to home depot to buy another one to replace what was there. the guy at home depot told me i should not use some thing like that to add a water line. I told him i was replacing one that had already been install, he basically told me once they leak they will keep leaking because most likely the hole the clamp puts in the pipe has just gotten bigger. I call American home shield on Monday they could not come out to fix it until Wednesday. i had to have they come out on Thursday they came out and for a $150.00 all they did was to tighten that clamp which i had already done. not i could have bought a new one for $20.00 at home depot. I call and told them about this but once again got the run around. I bought this home warranty to have things to be fixed not just half ass band aid fixed. we have been with this company since 2001 and it was great but it seems that now they have gotten so big that you have to talk to people over seas that they will not get any kind of management on the phone. If you are looking for a warranty company take it from me do use this one.
Brant and Cherie Zell,
Evans
On
Aug 17, 2022
American Home Shield (AHS)
We have American Home Shield and when we had trouble with our A/C AHS sent out a technician who without first checking the coil for leaks put Freon in our system. It was all gone in less than 48 hours. We were then told they needed to replace the coil and the air handler. And they were going to replace it with r-22 equipment since that was what we had. Anyone who knows anything about HVAC would know this is a company who has NO concerns for the environement. It's no longer made. I don't believe the HVAC company hired by AHS is licensed by our state to do HVAC, nor certified by the EPA. We also had another unit go bad and stain our ceiling thanks to the company not checking the equipment when they came out the first time. They told us the system was fine so when we saw stains on our ceiling we called a roofer thinking we had a roof leak. He checked the equipment and new immediately the condesor was freezing up. So rather than go around and around with American Home Shields nice phone associates whose first language is NOT English and have more damage done to our home due to the company that they insisted we use we hired a reputable LICENSED company to do it right the first time. We have expressed our concerns to American Home Shield, but are still waiting to get the issue resolved.
Stella Naza,
Covington
On
Aug 10, 2022
Lowe's Appliance Extended Warranty
I can not even rate this service. I am not getting any service after one year and two months. The contractors are not showing up or are not covering my area. Avau*** is the worst. Technician are not putting in any report which means any time I call the dont even know what the technician did. How are you suppose to do something when you do not even have a report about what was done.
Santrice Hunt,
Hampton
On
Aug 02, 2022
American Home Shield (AHS)
I put in a requested for service and I received an immediate response. I was told that a company was going to a call an schedule the appointment. The company called and scheduled the appointment. The problem is resolved.
Melissa,
Snellville
On
Aug 01, 2022
American Home Shield (AHS)
My experience has been delightful and I wouldn’t chance the services. So far I have no complaints. The quality of the service is excellent and the customer service is absolutely wonderful.
Ann,
Guyton
On
Jul 27, 2022
Lowe's Appliance Extended Warranty
Not worth the money don’t buy it. They will not pay. Can’t even find a repair service that will except the warranty plan they all tell it want pay so they no longer do warranty repairs. Don’t even rate a 1 star. They will hang up on you when you call.
Terence Davis,
Fairburn
On
Jul 27, 2022
American Home Shield (AHS)
It was great. The technician from Se**s was very professional. This was the fifth time someone came to my house regarding the same issue with the microwave. The technician fixed all those occurrence issues.
Muriel Holmes,
Jonesboro
On
Jul 26, 2022
American Home Shield (AHS)
I wasnt happy with the plumbing company PRON** ( wanted $7600 out of pocket) they sent
out so AHS offered to send a 2nd opinion plumbing company out which was much much reasonable and completed the job
With no out of pocket cost except the deductible and I greatly appreciated them offering to send out another company
Pete Fargo,
Roswell
On
Jul 19, 2022
American Home Shield (AHS)
The service order was handled very quickly. The service order was made on Friday and the plumbing company said they could not come out until Monday. I needed my disposal repaired before Saturday. They made special arrangements for me in their schedule, came out on Friday afternoon and repaired the problem quickly. I couldn’t have been more pleased.
Danielle Perry,
Fairburn
On
Jul 17, 2022
American Home Shield (AHS)
Did a good job repairing oven, and explanation of repair services. Also, came back same day with parts to repair oven. Finish in a timely manner, did not wait a long time for job completion.
Lila A Mills,
Guyton
On
Jul 15, 2022
Lowe's Appliance Extended Warranty
The extended warranty is a waste off your money. They will not stand behind the warranty. We purchased the LG package stove repaired twice, microwave repaired twice out of our pocket. Now refrigerator is not working and they will not cover the repairs. I want even give them a one star. We purchased the 5 year extended warranty. The people at the warranty office are rude, not help, hardly speak English and I found out they are not even in the USA.
Herman Albertie,
Lithonia
On
Jul 11, 2022
American Home Shield (AHS)
The technician told me the there was a leak and AHS would have to replace the system, but by the time AHS called me apparently the story had been changed and now they will not replace the system or send out another technician for a second opinion. I am thoroughly disappointed in AHS. I feel they just did not want to stand up to the contract. I have heard stories like this from others as well.
Nancy Emery,
Norcross
On
Jul 07, 2022
American Home Shield (AHS)
Master bedroom Ceiling fan+light has only remote control...which stopped working. There was suddenly no way to shut off the fan or the light which made falling asleep difficult. American Home Shield sent an electrician who was able to reconfigure the connection by adjusting the control inside the fan. It took 10 min and Allis now great!
Gerina Key,
Columbus
On
Jul 07, 2022
American Home Shield (AHS)
I\'ve been with this company since I purchase my house. They were great in the past, but I can\'t say the same about the last techs they sent out.
I didn\'t have a good experience on my last claim. The first tech was rude and disrespectful and the second tech only stood in the kitchen and asked what was wrong , never looked at it and didn\'t leave a copy of his summary. I learned from the both of them they add notes so the company want pay for it. It's a way to get you to pay out the pocket. What's the purpose of me paying a warranty company just to turn around and pay out of pocket to the tech. I've also learned that a tech can say what ever they like and the warranty company will go with. LESSON LEARNED
Johnny Wallace,
Athens
On
Jul 06, 2022
American Home Shield (AHS)
Great job on resolving my AC issue! AHS scheduled the service promptly and the tech repaired my unit expeditiously! I would refer to anyone needing quality home repairs services! It’s been working for my family and friends for the past ten years… definitely worth the investment.
Elaine McCloud,
Riverdale
On
Jun 30, 2022
American Home Shield (AHS)
The Technicians that came to my home on Wednesday 6/29 was GREAT! as for the warranty service snd parts, we really had a not so good experience.. It took 3 weeks + to find a damn part.. very disappointed as I type.
Shelia McInnis,
Hampton
On
Jun 27, 2022
American Home Shield (AHS)
P**** Plumbing - Great job! Fast and efficient! The technician was very professional. The way he handled the project showed resilience, experience, knowledge, and critical thinking. We would love to have him work on the next issue when it arises.
Jacqueline Bauknight,
Augusta
On
Jun 23, 2022
American Home Shield (AHS)
As far as requesting service the experience was okay. The website wouldn\'t cooperate so I had to keep trying. Once request accepted a provider was given no. Company had 2 come out 3 times before issues were resolved
Sheila Gillion,
Douglasville
On
Jun 23, 2022
American Home Shield (AHS)
POOR CUSTOMER SERVICE!!! I called on 6/18/22 requesting service for my AC unit here it is 6/23/22 and i\'m still in need of service. I have spoke with several customer service rep with the same song and dance "Not a damn thing" and thanking me for being patient while they try and find me a HVAC tech . I\'ve spoke with the Escalation dept / Customer Retention Specialist because I would like to cancel my contract with AHS that I have been having since 2016. Thea A. from customer retention tried assisting me by having a open line of communication she gave me the option to find my own HVAC service provider while they so called continue to search for me. Well this is the kicker I made one phone call to a HVAC service provider that service Douglasville ga and got and appointment for Tuesday 6/28/22. I asked them if they had a contract with AHS and the young lady on the phone replied "Yes " unbelievable!!! so was American Home Shield lying to me this whole time talking about they are trying to find someone. I would'nt cared if it was a week later that the appt was just save the bullshit song and dance !!!
Kenneth Laliberte,
Snellville
On
Jun 21, 2022
American Home Shield (AHS)
I have always had very postive experices American Home Shield. But I still need our ceiling repaired because it was damaged due to the leaking plumbing that was repaired by the plumbing company. He indicated that they do not do the ceiling repair.
Bobby Cooper,
Vidalia
On
Jun 07, 2022
American Home Shield (AHS)
Customer service representative was professional, courteous, and knowledgeable. Thank you for making the process stress free. I appreciate the reassurance and guidance through the appliance replacement and repair program.
Nancy Emery,
Norcross
On
May 31, 2022
American Home Shield (AHS)
My upstairs AC simply would not turn on. It was blowing cold air the day before and the thermostat had new batteries. A quick response from American Home Shield and their assigned service company found the cause: a problem with the "mother board", a major part. It was immediately replaced and all was working with out a huge bill!
I am so glad I have a home warranty.
Paulette Wildy,
Jonesboro
On
May 20, 2022
American Home Shield (AHS)
Great experience with a great company. The parts came back on time and the installation was done in a timely manner. P***** P******* kept me informed about the parts and setup installation within two days. They accommodated the time frame I needed with no problem.
Save Thousands of Dollars on System and Appliances' Repairs/Replacements
Up To $200 Off + Additional 2 Months Free
Additional Coverage Included
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TN
Trineice Nesbitt
I put in a claim earlier today around 5pm and they were able to schedule me an appt for the next day the same day around 7:30pm. Very fast appt scheduling.
RC
Roger Christie Zacarias
The 2 electricians that serviced our home was very professional & fast.
Hopefully we wont need help any time soon but if we do we hope they get assigned to our our address.
RE
Robert E Pavlik
Refrigerator was not cooling was able to online request repair which was very easy the repair was done in one and 1/2 days
Excellent work and response time!!!
MW
Myron Wade
The customer service was great, but nothing got fixed. Choice home warranty didn’t give me enough funds to replace my microwave and they still haven’t addressed my other claims.
SB
Susan Bass
Great customer service! We’ve been in our house for one month and the heating unit stopped blowing. CHW got a technician out the same day we called and got us taken care of.
✕
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Updated on
January 18, 2023
