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Best Home Warranty Companies In delaware 2024

Don’t fret about appliance or system malfunctions in your Delaware residence! This comprehensive guide explores the Best Home Warranty Companies In Delaware. We’ll compare coverage options, pricing, and customer reviews to help you find the perfect warranty to shield your First State haven.

Our Picks: 5 Best Home Warranty Companies For delaware Residents

Picking the right home warranty company can be challenging, especially with many choices. Here are some of the top picks for home warranty companies in Delaware to help you narrow down your search:

Highly Rated By Customers
4.7 | fourhalf_star Excellent
$150 Off + 2 Months Free

Monthly Cost

$45 - $60

Service Fee

$70

Response Time

24 - 48 hours

Pros & Cons

Pros

  • Option to choose preferred technicians
  • No waiting period for new homes with an inspection report
  • 24/7 emergency assistance

Cons

  • Charges $150 service fees on weekend visits

Plans, Cost & Coverage

Elite Home Warranty provides three plans: Elite Complete offers comprehensive coverage, Elite Appliances focuses on appliance protection, and Elite Systems safeguards essential home systems.

 

Elite Appliances

Elite Systems

Elite Complete

Monthly Plan

$44.99

$49.99

$59.99

Elite Appliances

  • Focused coverage specifically for major household appliances
  • Covers eight essential household appliances such as refrigerators, dishwashers, and ovens
  • Provides targeted protection for appliances that are frequently used and prone to wear and tear

Elite Systems

  • Concentrated coverage for seven essential home systems like HVAC, electrical, and plumbing
  • Ideal for homeowners to prioritize protection for vital systems crucial for daily living
  • Provides peace of mind by addressing potential issues with core systems efficiently

Elite Complete

  • Comprehensive coverage for a wide range of home systems and appliances
  • Covers 15 major systems and appliances, such as HVAC, plumbing, electrical, dishwasher, and laundry appliances
  • Ideal for homeowners seeking extensive protection for their entire home

Why We Picked It?

Elite Home Warranty is known for offering specialized coverage plans tailored to different needs. Elite Systems stands out for its focus on protecting essential home systems like HVAC, electrical, and plumbing.

Best For Add-ons
4.7 | fourhalf_star Excellent
$200 Off + 2 Months Free + Free Roof Leak Protection

Monthly Cost

$50 - $60

Service Fee

$90

Response Time

Up to 48 hours

Pros & Cons

Pros

  • Flexible plans to suit individual needs
  • 24/7 customer service availability
  • Provides extensive add-on coverage

Cons

  • Higher premiums compared to some competitors

Plans, Cost & Coverage

Liberty Home Guard provides homeowners with three plans: Systems Plan, Total Home Guard, and Appliance Guard, offering tailored coverage options for their needs. Each plan aims to deliver comprehensive protection and peace of mind for homeowners.

 

Appliance Guard

Systems Guard

Total Home Guard

Under 5,000 sq. ft.

$49.99

$54.99

$59.99

Over 5,000 sq. ft.

$63.99

$69.99

$75.99

Appliance Guard

  • Specializes in protecting essential household appliances such as refrigerators, dishwashers, and ovens
  • Protects nine home appliances, with pricing starting at $49.99
  • Provides peace of mind by ensuring that major appliances are protected against unexpected breakdowns

Systems Guard

  • Focuses on protecting essential home systems such as electrical, plumbing, and HVAC
  • Provides coverage for six essential home systems at $54.99
  • Provides peace of mind by safeguarding against unexpected system failures during extreme weather conditions in Delaware

Total Home Guard

  • Offers comprehensive coverage for both home systems and appliances
  • Provides coverage for all 15 essential home appliances and systems mentioned in the previous plans, starting at $59.99

Why We Picked It?

Liberty Home Guard is recognized for its extensive coverage options that match our needs and budget. Its reputation for quick service and effective customer support brings reassurance. The customizable plans offer flexibility and reliability in protecting our home’s essential systems and appliances.

The Industry Leader
4.5 | fourhalf_star Excellent

Monthly Cost

$29 - $89

Service Fee

$100 & $125

Response Time

Up to 48 hours

Pros & Cons

Pros

  • Extensive coverage for home systems and appliances
  • Large network of contractors for easy repairs
  • Customizable plans and 24/7 emergency service

Cons

  • Coverage limitations and exclusions

Plans, Cost & Coverage

American Home Shield offers three plans: ShieldSilver, ShieldGold, and ShieldPlatinum. Each plan provides varying levels of coverage for home systems and appliances, allowing homeowners to choose the option that best suits their needs and budget.

 

ShieldSilver

ShieldGold

ShieldPlatinum

Cost at $125 Service Call Fee

$39.99

$59.99

$89.99

Cost at $100 Service Call Fee

$49.99

$69.99

$99.99

ShieldSilver

  • Covers 14 essential home systems, including heating, cooling, and electrical
  • Provides a budget-friendly option, starting at a competitive price point of $39.99
  • Suitable for homeowners seeking budget-friendly coverage for vital home components

ShieldGold

  • Enhanced coverage for a wider range of home appliances and systems
  • Includes coverage for all items from the previous plan, along with nine additional essential appliances and systems, priced at $59.99
  • Moderate monthly premium offering a balance between coverage and cost
  • Suitable for homeowners seeking comprehensive protection without breaking the bank

ShieldPlatinum

  • Includes coverage for 23 essential home appliances and systems, alongside roof leak repair, priced at $89.99
  • Tailored for homeowners who prioritize comprehensive protection and are willing to invest in it

Why We Picked It?

American Home Shield stands out as a leader in the home warranty industry, boasting over 50 years of experience. The company’s vast network of contractors ensures timely and reliable service. A 30-day workmanship guarantee also reinforces our decision, providing customers with confidence and peace of mind.

4.7 | fourhalf_star Excellent

Monthly Cost

$51 - $62

Service Fee

$65 - $125

Response Time

24 to 48 hours

Pros & Cons

Pros

  • Provides 90 days parts recall and 30 days labor recall
  • Offer 13 months of coverage on annual plans
  • Coverage for systems and appliances of all ages and models

Cons

  • Higher cost compared to some competitors

Plans, Cost & Coverage

The Home Service Club offers two plans- Standard and Comprehensive plans. These options allow homeowners to select the level of coverage that best suits their requirements and budget.

 

Standard Coverage Plan

Comprehensive Coverage Plan

Cost/Monthly

$51.25

$62.50

Cost/Annually

$584.96

$719.96

Standard Coverage Plan

  • Covers 16 common household items like refrigerators, dishwashers, and electrical systems
  • Provides reliable protection against unexpected repair costs

Comprehensive Coverage Plan

  • Includes coverage for everything from previous plans, along with 12 additional items such as washer, water heater, and more
  • Ideal for homeowners seeking extensive coverage without compromising on cost

Why We Picked It?

The Home Service Club offers Standard Coverage and Comprehensive Coverage plans designed to meet the diverse needs of homeowners. It is a great option for homeowners who want thorough coverage, good prices, quick responses, and a trustworthy company for their home warranty needs.

4.6 | fourhalf_star Excellent

Monthly Cost

$49 - $79

Service Fee

No Service Fee

Response Time

up to 48 hours

Pros & Cons

Pros

  • Zero deductible, saving money on repairs
  • Option to select your preferred repair contractors
  • Broad coverage for various home appliances

Cons

  • Lower coverage limit

Plans, Cost & Coverage

Complete Protection Home Warranty offers four plans: Essential, Advanced, Comprehensive, and Ultimate, providing homeowners with the flexibility to choose the level of coverage that best suits their needs and budget. 

Plan

Essential

Advanced

Comprehensive

Ultimate

Cost

$49

$59

$69

$79

Essential Plan

  • Ideal for budget-conscious homeowners
  • Covers eight common household items like dishwashers, microwaves, and electrical systems
  • Provides reliable protection against unexpected repair costs

Advanced Plan

  • Includes coverage for all items from the Essential Plan, along with three additional essential appliances
  • Moderate monthly premium offering a balance between coverage and cost
  • Ensures comprehensive protection against unforeseen repair expenses

Comprehensive Plan

  • Tailored for homeowners who prioritize thorough coverage and are willing to invest in it
  • Provides coverage for all items included in the previous plans, as well as four additional essential appliances
  • Guarantees comprehensive coverage against a wide array of repair costs

Ultimate Plan

  • Tailored for homeowners seeking the utmost coverage, including protection for an additional six items
  • Designed for homeowners who demand the highest level of coverage

Why We Picked It?

Complete Protection Home Warranty is worth considering due to its zero deductible, choice of contractor, and extensive appliance coverage, which might help save money on repairs. However, carefully evaluate the lower coverage limits and mixed customer reviews by comparing plans from other companies before deciding.

Is Home Warranty Plans Beneficial For Delaware Homeowners?

Here's how Home Warranty Plans can benefit Delaware residents:

  • Delaware experiences temperature fluctuations, with hot summers and occasional cold snaps. Home warranties can provide peace of mind, knowing repairs to essential systems like HVAC units will be covered, preventing discomfort and potentially expensive emergencies.
  • Appliances and systems can break down unexpectedly, causing stress and financial strain. Home warranties can cover repairs or replacements for covered items, saving you from the burden of full repair costs.
  • Home warranty plans typically come with a fixed monthly or annual fee, allowing you to budget for repairs proactively instead of facing unpredictable and potentially high repair bills.
  • Many home warranty companies have a network of qualified technicians who will ensure that your appliances and systems are repaired by licensed professionals.
  • Some plans might offer specific coverage for concerns relevant to Delaware residents, such as roof leak protection due to coastal storms or limited coverage for well pumps in some areas.
  • A home warranty can be an attractive selling point for potential buyers,  potentially increasing the appeal of your Delaware property.

How Much Does A Delaware Home Warranty Cost?

Here's a general cost range for home warranties in Delaware:

Average Annual Cost

$359.88 - $1079.88

Average Monthly Cost

$29.99 - $89.99

Average Service Fee (Deductible)

$60 - $125

Here in Delaware, the cost of a home warranty can vary depending on several factors, including:

  • Home size and age: Larger and older homes tend to have more appliances and systems that could require repairs, so the warranty will likely cost more.
  • Coverage level: Plans with more comprehensive coverage for a broader range of appliances and systems will naturally be more expensive than basic plans.
  • Deductible amount: A higher deductible lowers your monthly premium, but you'll pay more out of pocket for each repair.

Home Warranty Coverage In Delaware

Home warranty coverage in Delaware can vary depending on the specific company and plan you choose, but some common inclusions and exclusions are:

General Coverage Of Delaware Home Warranty

  • HVAC (Heating, Ventilation, and Air Conditioning) Systems Delaware experiences hot summers and occasional cold snaps. Your warranty can cover repairs for your furnace, air conditioner, heat pump, and ductwork, ensuring year-round comfort in your coastal or inland home.
  • Plumbing For The First State Protect against leaks, clogs, and malfunctions in pipes, faucets, toilets, and other plumbing fixtures. This is especially important if your home has older plumbing or is near the coast, where salt air can cause corrosion.
  • Electrical System Coverage This covers repairs for wiring, outlets, switches, and breaker panels, ensuring the safety and functionality of your electrical system. This is particularly important in older Delaware homes with potentially outdated electrical systems.
  • Kitchen Appliances Coverage This coverage protects against unexpected breakdowns of essential appliances like refrigerators (important for keeping fresh seafood!), ovens, cooktops, dishwashers, and garbage disposals, preventing disruptions to your daily routine.
  • Laundry Appliances Coverage Washing machines and dryers are commonly covered, ensuring your laundry routine runs smoothly, even if your appliances encounter issues.

Common Exclusions

  • Company reputation Research the warranty company’s customer service track record and claims history.
  • Pre-Existing Conditions If an appliance or system failed before you purchased the warranty, it likely won’t be covered.
  • Improper Maintenance Damage caused by neglect or improper maintenance is typically not covered.
  • Acts Of Nature Damage caused by natural disasters like coastal storms might be excluded. However, some companies might offer separate coverage for specific events.
  • Code Violations Repairs required to bring your home’s systems or appliances up to code compliance are typically not covered.

Some Additional Points To Consider for Delaware Homeowners

  • Sewer Line Coverage While less common in newer developments, sewer line issues can be a concern in some areas of Delaware. Consider plans with coverage for repairs or replacements of sewer lines, especially if your home is older.
  • Historical Home Concerns Delaware has many charming archaic homes. If you live in one, inquire about plans that offer coverage for specific concerns related to older plumbing or electrical systems.
  • Limited Availability The availability of home warranty companies can be slightly lower in Delaware compared to some other states. Research available providers thoroughly and compare plans carefully to find the best value.

Who Regulates Home Warranty Companies In Delaware?

The Delaware Department of Insurance regulates home warranty companies in Delaware. They oversee their licensing, operations, and compliance to ensure they adhere to state regulations and provide fair and reliable service to consumers.

In addition to the Delaware Department of Insurance, other agencies may also be involved in regulating home warranty companies in Delaware:

Final Word

In conclusion, these top home warranty companies in Delaware offer comprehensive coverage and reliable service, ensuring homeowners' peace of mind. With customizable plans and trusted reputations, they stand out as excellent choices for protecting your home and budget in the First State.

Frequently Asked Questions (FAQs)

What Are The Most Frequently Reported Appliance Repairs In Delaware?

A.

Common appliance repairs in Delaware encompass air conditioning units, water heaters, and refrigerators. The state’s warm and humid climate contributes to frequent air conditioning issues, including compressor malfunctions or refrigerant leaks. Water heaters may require attention due to hard water-related problems or heating element malfunctions.

Do Home Warranty Companies Cover Refrigerator Repairs In Delaware?

A.

Most home warranty companies cover essential refrigerator parts required for its functioning, such as compressors, evaporators, condensers, etc. However, homeowners should review their specific warranty contract for comprehensive details on covered parts, limitations, and any associated service fees or deductibles related to refrigerator repairs.

Are Home Warranties Worth It In Delaware?

A.

Home warranties are particularly noteworthy in Delaware, considering the state’s humid summers and cold winters. With coverage against unforeseen repair or replacement expenses for essential home systems and appliances, homeowners can confidently address the challenges of Delaware’s diverse climate throughout the year.

Is Choice Home Warranty Available In Delaware?

A.

Yes, Choice Home Warranty’s services are available in Delaware. Click here to read our comprehensive review of the Choice Home Warranty.

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