Choice Home Warranty
Choice Home Warranty is one of the more popular companies available today. As a steady fixture in our top 10 list, we believe the company to be a worthwhile consideration for our readers. This Choice Home Warranty review will inform you about the company’s offerings, service quality, pricing, and much more.
Our Verdict: Choice Home Warranty plan options have generous coverage caps while limited. The company’s plan and deductible pricing are economical compared to its peers. It is available in 49 US states except for Washington.
Choice Home Warranty Awards: HomeWarrantyReviews.com’s annual awards programme has awarded Choice Home Warranty the Top-Rated Company Award for 2022.
Choice’s plans are pretty standard. The company doesn’t offer anything unique to stand out but does make up for it in other departments like a vast contractor network and quality service.
1st month free + Free roof coverage
$200 Off + 2 Months Free*
LimitUpto $2,000 per item
$150 off + Free roof coverage + 2 months free
Choice Home Warranty offers two plans for homeowners – Basic and Total. As their names imply, these plans offer different levels of coverage for essential home appliances and systems.
Choice Home Warranty also offers home real estate plans – Choice Plan, Choice Plus plan, and Choice Ultimate plan. These plans are for buyers and sellers and come with multiple-term options.
The homeowner plans are –
This plan covers 14 major home systems and appliances.
This plan covers 18 items, 4 more than the Basic plan.
The cost of Choice Home Warranty plans is influenced by various factors – the size of your home, your area or state of residence, the add-ons you choose, etc. The Basic plan costs around $45 and $530 yearly. The Total plan, on the other hand, comes at around $55 per month and $630 per year.
Choice Home Warranty offers a month’s worth of coverage and roof coverage for free.
Covered Systems – $3000 for access, diagnosis, repair, or replacement limit.
Covered Appliances – $3000 for access, diagnosis, repair, or replacement limit.*
*Additional fees may apply.
Optional Add-ons – Limit may range from $250-$500 per item. You can also choose from Choice Home Warranty’s add-on options to supplement your coverage.
Home warranty coverage comes with limitations. Choice Home Warranty is no exception. Each covered item’s repair or replacement cost is limited to a certain amount. Choice’s sample contract mentions a limit of $3000 for access, diagnosis, repair, or replacement for covered items. However, the amount may vary for some items.
Another considerable limitation is an item’s covered parts or components. For example, Choice’s contract may cover all parts of the washer and dryer but exclude the garage door opener’s door and door track assemblies.
Aside from these limitations, there are several other noteworthy exclusions. Most home warranties, including Choice, only cover items that break down due to normal wear and tear. This means that items that fall into disrepair due to neglect, lack of maintenance, unforeseen circumstances, etc., will not be covered. Items with pre-existing conditions are also exempt from coverage.
Read our article on Home Warranty Coverage for a detailed explanation.
Pro Tip: Home warranty contracts lay out their limitations and exclusions. We recommend reading through your service agreement in detail before signing up.
Before buying a Choice Home Warranty contract, consider getting the following things done –
The actual process of buying a Choice Home Warranty is straightforward. You can purchase the plan of your choice by requesting a free quote on our website or by calling 855-455-6190.
Filing a claim with Choice Home Warranty is easy enough. Here is a step-by-step guide to the claims process:
Read Choice Home Warranty reviews to determine how the claim process works for fellow buyers. Make sure you keep your Choice Home Warranty login credentials secure. You can contact the company’s customer service team at any given point in time by dialing the Choice Home Warranty phone number, 1 (888) 373-7924.
When viewed alone, Choice Home Warranty offers generous coverage caps at affordable premium rates. But how does it fare against other market leaders? Take a look –
To compare how these companies fare against each other in terms of pricing, customer service, availability, and more, read our American Home Shield vs. Choice Home Warranty article.
Find out in our First American Home Warranty Review how the company performs in other aspects.
You can clearly understand how Cinch fares in other aspects by reading our Cinch Home Services Review.
As the oldest home warranty research platform, we have been reviewing these companies for a long while. We've been around as some promising new ones have grown while some scammy companies have fallen.
Choice Home Warranty
Does Choice Home Warranty Cover A/C Replacement?
Choice Home Warranty covers all components and parts of air conditioning systems. However, the contract does not extend to more than two systems below 13 SEER air conditioning systems, nor does it cover the window or portable units.
The central air conditioner should not have more than a 5-ton capacity and must not be a commercial unit. You can find more information on inclusions and exclusions in your sample user agreement.
Is A Home Inspection Necessary For Getting A Home Warranty?
It is not compulsory to get a home inspection, but it’s a good idea to get one all the same. Choice coverage will be available regardless. They will, however, not cover any known and unknown pre-existing conditions causing malfunctions.
Does Choice Home Warranty Provide Roof Coverage?
Choice Home Warranty offers roof leaks coverage, so you can get your roofs repaired at a meager cost. It is, however, an add-on option to the Basic Plan or the Total Plan.
Does The Choice Home Warranty Cover Electrical Issues?
Yes, Choice Home Warranty does cover electrical issues as the plans cover the home’s electrical system. They cover most components and parts of the electrical system with a cap of $500 per year.
Is Choice Home Warranty Legitimate?
Choice Home Warranty is licensed to operate in most states and is a registered company. They have been in business for nearly a decade.
Does Choice Home Warranty Replace Appliances?
If Choice Home Warranty cannot carry out repairs for covered appliances, they might provide a replacement or cash instead of the same.
How To Cancel Choice Home Warranty?
You can reach out to Choice Home Warranty’s customer service to cancel your agreement. Alternatively, you also have the option to request a cancellation in writing.
Does Choice Home Warranty Cover Normal Wear And Tear?
Yes. The home warranty plans from CHW are intended to provide discounted repairs and replacements of home systems and appliances undergoing expensive breakdowns due to normal wear and tear.
How Does Choice Home Warranty Reimbursement Work?
If Choice cannot carry out the repair or replacement services, they provide cash as reimbursement. The amount is paid out according to the terms and conditions of the home warranty contract. Sometimes, they may authorize users to hire technicians and reimburse the invoice generated.
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