over 100,000 user reviews and research-intensive expert opinions.
In scorching Arizona summers, with temperatures hitting 105°F, home appliances and systems are under constant strain, leading to quicker wear and tear. Unexpected breakdowns can be costly, with rising repair and replacement expenses.
A home warranty is the savvy choice for Arizona homeowners, protecting your budget from unforeseen challenges. Discover the best home warranty companies in Arizona to secure your home and finances.
$200 Off + 2 Months Free Coverage
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$150 off + Free roof coverage + 2 months free
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1st month free + Free roof coverage
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Disclaimer: We facilitate quotes from reputable home warranty providers and may earn a commission, but that does not influence our evaluation process to produce unbiased reviews.
This section covers information about the top home warranty companies extending their services to Arizona. We’ve rated these home warranty companies according to various parameters, including filing claims, cost, coverage, workmanship, and customer service.
This section offers information regarding the top-rated home warranty companies. You can pick a suitable company to cover your home items depending on your requirements.
(Best For Contractor Network)
American Home Shield has been in the business for over 50 years, providing services across the States, including Arizona. The company has won several homeowners’ trust because of its vast coverage options and timely services.
AHS offers three home protection plans: ShieldSilver, ShieldGold, and ShieldPlatinum. You can choose from their two deductible options- $100 and $125.
The company’s HVAC tuneups and air filter discounts greatly benefit Arizona homeowners to keep their cooling units in good condition.
Pros
Cons
The three plans offered by American Home Shield include ShieldSilver, ShiledGold, and ShieldPlatinum.
Here are the features of the plans:
Covered Items |
Budget Range |
Suitable For |
Appliances Coverage Limit |
Systems Coverage Limit |
|
ShieldSilver |
14 | Low-Cost | Customers looking for just systems coverage | Not Covered | $5,000 |
ShieldGold |
23 | Moderately Expensive | Customers looking for systems coverage and minimum appliances coverage | $2,000 Per Appliance Per Agreement Term | $5,000 |
ShieldPlatinum |
24 + bonus A/C Tune Up Service | Expensive | Customers looking for comprehensive systems and appliances coverage | $4,000 Per Appliance Per Agreement Term | $5,000 |
Go through the below table to get an idea about the detailed coverage items in the plans:
Items |
ShieldSilver |
ShieldGold |
ShieldPlatinum |
Refrigerator | ✓ | ✓ | |
Garage Door Opener | ✓ | ✓ | ✓ |
Water Heater | ✓ | ✓ | ✓ |
Wall Oven/Range/ Cooktop | ✓ | ✓ | |
Air Conditioner | ✓ | ✓ | ✓ |
Doorbell & Chimes | ✓ | ✓ | ✓ |
Interior Electrical Lines | ✓ | ✓ | ✓ |
Faucets & Valves | ✓ | ✓ | ✓ |
Interior Plumbing Lines | ✓ | ✓ | ✓ |
Whirlpool Tub Motor & Components | ✓ | ✓ | ✓ |
Main Breaker & Fuse Panel Box | ✓ | ✓ | ✓ |
Built-In Exhaust, Vent & Attic Fans | ✓ | ✓ | ✓ |
Heating Unit | ✓ | ✓ | ✓ |
Washers | ✓ | ✓ | ✓ |
Dryers | ✓ | ✓ | |
Dishwasher | ✓ | ✓ | |
Built-In Microwave Oven | ✓ | ✓ | |
Ceiling Fans | ✓ | ✓ | ✓ |
Garbage Disposal | ✓ | ✓ | |
Ductwork | ✓ | ✓ | |
Toilet | ✓ | ✓ | ✓ |
Instant Hot/Cold Water Dispenser | ✓ | ✓ | |
Shingles, Tiles, And Shakes | ✓ | ||
Flat (Non-Metal) Roofing | ✓ | ||
Flashing | ✓ | ||
Underlayment | ✓ | ||
HVAC Tune-Up | ✓ | ||
Unlimited A/C Refrigerant | ✓ | ||
Coverage For Code Violations And Permits | ✓ | ||
Roof Leak Repairs | ✓ |
AHS offers the following items as optional coverage that you can purchase at an extra cost.
American Home Shield contract will not cover the following issues:
AHS offers $29 to $89 per month and has two deductible options for homeowners- $100 and $125. You will have to pay more premiums if you choose a lower deductible and vice versa.
Here is the price breakdown for the plans:
Deductible |
$125 |
$100 |
ShieldSilver |
$29.99 |
$39.99 |
ShieldGold |
$49.99 |
$59.99 |
ShieldPlatinum |
$79.99 |
$89.99 |
American Home Shield has built a name for itself in the Arizonan market because of its generous coverage cap and exhaustive inclusions.
The homeowners are offered three plan options: Shield Silver, Shield Gold, and Shield Platinum. While ShieldSilver covers only systems, ShieldGold and ShieldPlatinum cover both systems and appliances.
ShieldSilver is one of the most affordable basic plans, starting at as low as $29. On the other hand, the ShieldGold plan covers 23 major household items and starts at $49.99, per the industry standard.
The ShieldPlatinum plan covers 24 major household items at $77.99, which is expensive compared to the competitors’ other comprehensive plans. As a result, we have rated the company’s plans, coverage, and pricing 3.5/5 in Arizona.
AHS offers dedicated services to homeowners, including prompt responses, efficient licensed contractors, and an easy claim process. As the customers are satisfied with the company’s services, we have rated their customer service 4/5.
The Arizonian homeowners have shared various positive experiences over the years, which have helped the company build a strong reputation. Overall, AHS has been a trustworthy option because it is committed to offering its clients professional services.
(Reasonable For Multi-Family Homes )
Earlier known as Total Home Protection, ServicePlus Home Warranty is based in New Jersey. The company offers two plans with standard coverage for major home systems and appliances and roof leak coverage, which benefits Arizona homeowners.
The company offers perks, such as 30-day labor and a 90-day parts guarantee, and claims to provide plans at $2/day.
Pros
Cons
ServicePlus offers two coverage plans, mainly Gold and Platinum Plan. They are discussed below:
Here are the plan highlights:
Covered Items | Budget Range | Suitable For | Aggregate Coverage Limit | |
Gold Plan | 15 | Low-Cost | Customers looking for basic systems and appliances coverage | $1,500 |
Platinum Plan | 20 | Moderately Expensive | Customers looking for extensive systems and appliances coverage | $1,500 |
Here is a comprehensive list of the plan inclusions:
Items |
Gold Plan |
Platinum Plan |
Plumbing System | ✓ | ✓ |
Plumbing Stoppage | ✓ | ✓ |
Whirlpool Bathtub | ✓ | ✓ |
Water Heater | ✓ | ✓ |
Oven/Range/Stove | ✓ | ✓ |
Electrical System | ✓ | ✓ |
Cooktop | ✓ | ✓ |
Sump Pump | ✓ | ✓ |
Dishwasher | ✓ | ✓ |
Built-in Microwave | ✓ | ✓ |
Garbage Disposal | ✓ | ✓ |
Trash Compactor | ✓ | ✓ |
Ductwork | ✓ | ✓ |
Ceiling And Exhaust Fans | ✓ | ✓ |
Garage Door Opener | ✓ | ✓ |
Air Conditioning System | ✓ | |
Heating System | ✓ | |
Refrigerator | ✓ | |
Clothes Dryer | ✓ | |
Clothes Washer | ✓ |
ServicePlus provides the following optional add-ons:
ServicePlus has a coverage cap of up to $1500 per appliance and system. Other exclusions include the following things:
ServicePlus Home Warranty Gold plan is priced at $43.25 while the Platinum Plan is priced at $49.92; however, it can increase based on the chosen optional add-ons. Along with the premium, the customers will have to pay a trade service fee of $75 for every visit.
Plans |
Cost |
Gold Plan |
$43.25 |
Platinum Plan |
$49.92 |
Deductible- $75 |
The two plans offered by ServicePlus Home Warranty include Gold Plan and Platinum Plan. While the Gold Plan costs $43.25 monthly and covers 15 items, the Platinum Plan starts at $49.92 months and includes 20 items.
Gold Plan covers household appliances and systems such as trash compactor, garbage disposal, and built-in microwaves. The Platinum Plan covers 20 household items, including everything from the Gold Plan and some additional items. Considering all the coverage, we rate the company’s plan 3.5/5.
The company charges a trade service fee of $75 per claim, per the average industry standard. Also, the plans are fairly priced; however, the aggregate coverage limit is $1500, which is low compared to the competitors. That is why we give the company’s cost structure a rating of 3.5/5.
Moving on to ServicePlus customer service, the homeowners appreciate the ease of filing claims on different customer platforms, including ours. The reviews also highlight the company’s professional technicians and quick solutions. That is why our editorial team has rated the company 4/5.
(Best For Bonus Services)
Choice Home Warranty has a network of over 25,000 specialists ready to provide services 24/7. The company’s deductibles are comparatively economical, and its service contract is easy to understand.
Choice provides a workmanship guarantee of 60 days along with a 90-day guarantee for parts, which is quite generous compared to its competitors. Also, the company covers household items with no prior maintenance record.
Pros
Cons
CHW offers two simple plans, Basic and Total, where you can cover 14 systems and appliances in the first. In the second, you can enjoy coverage of 18 home items.
Covered Items |
Budget Range |
Suitable For |
Roof Leak Coverage Limit |
Overall Coverage Limit |
|
Basic Plan |
14 | Low-Cost | Homeowners looking for appliance and minimum systems coverage | $500 | $3000 per contract term |
Total Plan |
18 | Moderately Expensive | Homeowners seeking protection for basic and costlier appliances and systems | $500 | $3000 per contract term |
Here is a breakdown of the plan inclusions:
Items |
Basic Plan |
Total Plan |
Ductwork | ✓ | ✓ |
Built-in Microwave | ✓ | ✓ |
Heating System | ✓ | ✓ |
Plumbing System | ✓ | ✓ |
Plumbing Stoppage | ✓ | ✓ |
Electrical System | ✓ | ✓ |
Water Heater | ✓ | ✓ |
Dishwasher | ✓ | ✓ |
Cooktop Oven/Range/Stove | ✓ | ✓ |
Garbage Disposal | ✓ | ✓ |
Built-in Microwave | ✓ | ✓ |
Garage Door Opener | ✓ | ✓ |
Ceiling & Exhaust Fans | ✓ | ✓ |
Whirlpool Bathtub | ✓ | ✓ |
Air Conditioning System | ✓ | |
Refrigerator | ✓ | |
Clothes Washer | ✓ | |
Clothes Dryer | ✓ |
Homeowners can choose any household item from the following list at an additional cost:
Choice Home Warranty has the following exclusions:
Choice Home Warranty’s Basic Plan starts from $46.83, and the Total Plan starts from $54.27 monthly. Customers must also pay a trade service fee of $75 to $150. The company also offers coverage for a month on annual payments, along with roof coverage.
Plans |
Monthly |
Yearly |
Basic Plan |
$46.83 |
$532 |
Total Plan |
$54.75 |
$627 |
Choice Home Warranty plans offer coverage for various household items. Rather than separate coverage, Choice provides a blend of appliances and systems, which can be a vital option for homeowners looking for combined coverage.
Commonly, Choice’s price can vary from one state to another, and in Arizona, the company’s Basic Plan is priced at $46.83 monthly and $532 annually. It is a bit expensive compared to other companies’ basic home protection plans.
But, the Total Plan is $54.75 monthly and $627 annually and covers expensive items. So, by keeping all pricing and coverage details in mind, we have rated the company’s plan and pricing 4/5.
Choice Home Warranty offers an online account where customers can file a complaint 24/7. Also, their network of over 25,000 contractors helps offer prompt services.
Most of the genuine customer reviews about Choice show the company’s competency to provide one of the best customer services in the industry. The customers appreciate the ease of filing claims and prompt services provided by expert technicians. That is why we’ve rated Choice’s customer service 4/5.
(Best For Add-On Coverage )
Liberty Home Guard is a relatively new company in the home warranty industry; however, it has expanded in all U.S. states. This Brooklyn-based company stands out for its unique features, including a list of items as additional add-on options, a network of over 10,000 contractors, and a 60-day workmanship guarantee.
Liberty’s plans are flexible, and there are many optional coverages for homeowners looking for customized coverage. Also, the company offers roof leak coverage as an add-on, which can benefit Arizona homeowners because of the extreme temperatures throughout the year.
Pros
Cons
LHG provides homeowners with three plans: Systems Guard, Appliance Guard, and Total Home Guard. The company offers separate coverage for Systems and Appliances, which benefits homeowners looking for appliances-only or systems-only coverage.
Here are the features of the plans mentioned above:
Covered Items | Budget Range | Suitable For | Coverage Limit For Plumbing, Electrical & Optional Coverage | Overall Coverage Limit | |
Appliance Guard | 9 | Low-Cost | Customers looking for coverage of appliances only | $500 | $2,000 |
Systems Guard | 6 | Moderately Expensive | Customers looking for coverage of systems only | $500 | $2,000 |
Total Home Guard | 15 | Moderately Expensive | Customers looking for a comprehensive coverage | $500 | $2,000 |
Please refer the table below for comprehensive details about the coverage:
Items |
Appliance Guard |
Systems Guard |
Total Home Guard |
Dishwasher | ✓ | ✓ | |
Refrigerator | ✓ | ✓ | |
Ranges/Ovens/Cooktops | ✓ | ✓ | |
Clothes Washer | ✓ | ✓ | |
Clothes Dryer | ✓ | ✓ | |
Built-in Microwave | ✓ | ✓ | |
Garbage Disposals | ✓ | ✓ | |
Ceiling and Exhaust Fans | ✓ | ✓ | |
Garage Door Openers | ✓ | ✓ | |
Air Conditioning | ✓ | ✓ | |
Heating | ✓ | ✓ | |
Plumbing | ✓ | ✓ | |
Electrical | ✓ | ✓ | |
Ductwork | ✓ | ✓ | |
Water Heaters | ✓ | ✓ |
Here is the different optional
Liberty Home Guard’s agreement has some exclusions and limits. Your contract will not cover
Liberty Home Guard’s Appliance Guard is priced at $49.99, System’s Guard at $54.99, and Total Home Guard at $59.99. The customers will also have to pay a $90 trade call fee along with the monthly premium.
The company even provides two months extra if you pay the premium annually, making the plans more affordable.
Liberty offers three plans: Systems Guard, Appliance Guard, and Total Home Guard. The plans offer individual coverage for systems and appliances, which benefits homeowners looking for separate coverage.
The company’s basic plan- Appliance Guard, includes nine appliances at $49.99, which is expensive compared to the market standard.
The company’s pricing for the Systems Guard is $54.99 monthly, making it an expensive choice. The Total Guard is priced at $59.99 and includes items from both plans, making it a cost-effective option.
The homeowners can even enjoy free roof leak protection coverage and two bonus months if the premium is paid annually and regular discounts. Considering the pricing points and customizable plan options in mind, we rate Liberty’s plan 3.5/5.
Liberty has a coverage cap of $2,000 for most household items apart from plumbing, electricals, and optional add-ons, which is limited up to $500. Since the coverage cap is on the lower side, we give them a rating of 3.5/5.
Liberty has made a name for itself in this tough competition because of its prompt and quality services. Homeowners all over the country have appreciated the 24/7 customer service and ease of filing claims on different platforms. So, we give their services a rating of 4/5.
(Responses Within 2 Hours )
Cinch Home Services has been in the home warranty industry for the past 40 years and is one of the popular choices amongst Arizona homeowners. What makes it a part of our list includes a 180-day workmanship guarantee, coverage for pre-existing conditions, and flexible pricing options.
The company offers separate coverage for appliances and systems and a plan compromising both. Also, they provide unique coverages such as door knobs and drawers.
Pros
Cons
The three plans offered by Cinch Home Services include Appliance Plan, Built-In Systems Plan, and Complete Home Plan.
Here are the features of their top plans:
Covered Items |
Budget Range |
Suitable For |
Appliances Coverage Limit |
A/C & Heating Units Coverage Limit |
Water Heater Coverage Limit |
|
Appliances Coverage |
12 | Lost Cost | Customers looking for extensive appliances coverage | $2,000 | - | - |
Built-In Systems Coverage |
16 | Lost Cost | Customers looking for extensive systems coverage | - | $1,500 | $1,000 |
Complete Home Coverage |
28 | Moderately Expensive | Customers looking for a comprehensive combo plan covering both systems and appliances | $2,000 | $1,500 | $1,000 |
The table includes all the covered items:
Items |
Home Appliances Coverage |
Built-In Systems Coverage |
Complete Home Coverage |
Clothes Dryers | ✓ |
✓ |
|
Clothes Washers | ✓ | ✓ | |
Cooktops | ✓ | ✓ | |
Dishwashers | ✓ | ✓ | |
Food Centers (Built-In) | ✓ | ✓ | |
Freestanding Ice Makers | ✓ | ✓ | |
Microwaves (Built-In) | ✓ | ✓ | |
Ranges | ✓ | ✓ | |
Range Exhaust Hoods | ✓ | ✓ | |
Refrigerators | ✓ | ✓ | |
Trash Compactors (Built-In) | ✓ | ✓ | |
Wall Ovens | ✓ | ✓ | |
Air Conditioning, Including Ductwork | ✓ | ✓ | |
Attic Fans | ✓ | ✓ | |
Ceiling Fans | ✓ | ✓ | |
Central Vacuums | ✓ | ✓ | |
Doorbells | ✓ | ✓ | |
Electrical System | ✓ | ✓ | |
Garage Door Openers | ✓ | ✓ | |
Garbage Disposals | ✓ | ✓ | |
Heating System, Including Ductwork | ✓ | ✓ | |
Instant Hot/Cold Water Dispenser | ✓ | ✓ | |
Plumbing System | ✓ | ✓ | |
Smoke Detectors | ✓ | ✓ | |
Sump Pump | ✓ | ✓ | |
Toilets | ✓ | ✓ | |
Water Heater | ✓ | ✓ | |
Whirlpool/Jetted Tub (Built-In) | ✓ | ✓ |
You can purchase the following listed items as added coverage at these extra prices:
Cinch has an aggregate coverage limit of $10,000 per appliance and system. The other exclusions include the following:
Cinch’s plan can range somewhere between $30.99/mo to $56.99/mo, depending on the coverage plan. The premiums can vary according to the selected trade call fee. Refer to the following table to have a fair idea about the exact monthly costs:
Deductible |
Appliances Plan |
Built-In Systems Plan |
Complete Home Plan |
$150 |
$30.99 |
$35.99 |
$44.99 |
$125 |
$39.92 |
$44.32 |
$53.32 |
$100 |
$40.99 |
$47.99 |
$56.99 |
Cinch is famous amongst homeowners because of its elaborative plans at affordable prices. The plans include a comprehensive range of items and even provide the flexibility to choose your deductible.
CHS provides three optional add-on options: $100, $125, and $150. Even though the company has fair premium pricing, the deductible options are above the industry average.
Their exhaustive basic plans- Appliances and Built-in Systems are fairly priced and start as low as $30.99 and $35.99 monthly. The Complete Home Plan is the most comprehensive plan and includes 28 major household items at a premium of $56.99. The elaborative plan options, with flexible and fair pricing, helped Cinch Home Warranty fetch a rating of 4/5.
The company provides coverage for pre-existing conditions, mainly not offered by its competitors. However, the appliance coverage cap is $2,000, $1500 for A/C units, and $1,000 for water heaters is low. That is why we have rated the company 3/5 for its cost structure.
As for the customer service of Cinch, the customers have mixed views about the claim process and contractor services. The main issue customers face is the delay in addressing the matter. Considering all the reviews on major customer review platforms, including ours, we have rated Cinch Home Services customer service 3/5.
(Best For Extended Coverage )
The Home Service Club offers homeowners two plans: Standard Coverage and Comprehensive Coverage to homeowners. The standard plan offers basic coverage, and the comprehensive plan covers more than 20 of your home items. The company offers 1-month extra coverage for homeowners who pay their premium annually.
The company has a network of over 10,000 service technicians, which helps them offer prompt services to their customers. The company even offers coverage for outside utility line items and has 90-day parts and 30-day labor recall.
Pros
Cons
The Home Service Club offers two home protection plans to the customers: Standard Plan and Comprehensive Plan.
Here are the main features of both plans:
Plans | Covered Items | Budget Range | Suitable For | Aggregate Coverage Limit |
Standard Coverage | 18 | Low-Cost | Customers in search of basic systems and appliances coverage | $6000 |
ComprehensiveCoverage | 33 | Moderately Expensive | Homeowners looking for extensive coverage for appliances and systems | $9000 |
Find information related to the coverage items:
Systems/Appliances |
Standard Coverage |
Comprehensive Coverage |
Air Conditioners | ✓ | ✓ |
Heating System (Including Heat Pumps) | ✓ | ✓ |
Plumbing System | ✓ | ✓ |
Water Leaks | ✓ | ✓ |
Water Heater | ✓ | ✓ |
Electrical System | ✓ | ✓ |
Ceiling Fans | ✓ | ✓ |
Central Vacuum(S) | ✓ | ✓ |
Garbage Disposal | ✓ | ✓ |
Garage Door Opener | ✓ | ✓ |
Microwave Oven (Built-In) | ✓ | ✓ |
Dishwashers | ✓ | ✓ |
Refrigerators | ✓ | ✓ |
Ovens, Ranges, And Cook-Tops | ✓ | ✓ |
Trash Compactors | ✓ | ✓ |
Food Centres (Built-In) | ✓ | ✓ |
Clothes Washer/Clothes Dryer | ✓ | ✓ |
Freestanding Ice Makers | ✓ | ✓ |
Ductwork | ✓ | |
Gas Leaks | ✓ | |
Sump Pump | ✓ | |
Whole House Exhaust And Attic Fans | ✓ | |
Instant Hot/Cold Water Dispenser | ✓ | |
Pest Control | ✓ | |
Telephone Wiring | ✓ | |
Alarm Warning | ✓ | |
Smoke Detectors | ✓ | |
Doorbells | ✓ | |
Whirlpool Motor And Pump Assemblies | ✓ | |
Plumbing Stoppage Coverage | ✓ |
HSC offers Utility & Service Line Package as additional coverage. This covers-
HSC has dollar limits for covered items’ repair and replacement costs. The maximum coverage limit for the Standard Coverage Plan is $6000, and $9000 for the Comprehensive Coverage Plan.
Here are the other exclusions in the plan:
The Standard coverage plan for single-family homes costs $51.25 per month and $584.96 annually. The comprehensive coverage plan, on the other hand, costs $62.5 per month and $719.96 annually. However, the amount can vary according to the chosen add-ons and service call fee.
Plans |
Monthly |
Yearly |
Standard Coverage |
$51.25 |
$584.96 |
Comprehensive Coverage |
$62.5 |
$719.96 |
Deductible: $65-$125 |
The Home Service Club offers two plans: Standard Coverage and Comprehensive Coverage at a moderate price. While the Standard Coverage includes 18 major household systems and appliances, the Comprehensive Plan includes 33 major household items.
The Standard Plan is priced at $51.25 monthly and $584.96 annually (12+1), which includes basic household items such as a refrigerator, plumbing system, dryer, and dishwasher.
On the other hand, the Comprehensive coverage plan includes everything from Standard coverage along with unique add-ons but comes at $719.96 for 13 months. That is why we rate the company’s plan 4/5.
The company has a generous coverage cap of up to $9,000 for appliances and systems. The service fee can range from $65-$125, which is as per the market standard. Considering the company’s coverage caps and service fee, we rate it 4/5 for cost-effectiveness.
Lastly, the services of Home Service Club are reliable and customer-focused, as stated by the homeowners on several customer review platforms. The company offers an easy claim process and quick repairs, which helps it earn 4/5 for its services.
The price of repairs and replacement can vary depending on the appliance/system’s age, brand, and maintenance record of the appliance/system. Here, we will cover major home systems and appliances’ average repair and replacement costs of major home systems and appliances. Have a look:
As the above data suggests it is expensive to maintain your home items individually when they break down. Therefore, we recommend a home warranty as it protects your household systems and appliances at a nominal price.
Weather conditions directly impact the functioning of home appliances and systems. Arizona experiences extreme weather, from sweltering summers with an average high of 107°F to freezing winters.
13″ (330mm)
300 Days/Per Year
June – November
The below table will talk about the major weather issues in Arizona and how having home warranties can help in it:
Conditions in Arizona: Arizona has sweltering summers with an average high of 107°F |
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What Happens Because Of It? |
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What Can You Do About It? |
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Conditions in Arizona : Average Rainfall of over 13 inches per annum |
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What Happens Because Of It? |
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What Can You Do About It? |
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Conditions in Arizona :Arizona has an average humidity of 52.25% |
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What Happens Because Of It? |
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What Can You Do About It? |
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Here we have listed information on home maintenance costs in major Arizona cities so you can better understand the expenses. Check out the table below.
People prefer to move to Arizona due to the warm climate and numerous natural wonders. However, according to a report, around a million housing units in the state have major physical hazards, such as poor heating, broken plumbing, or gas leaks.
Find out how important it is to get a home warranty in some of the major Arizona cities, depending on the maintenance cost, weather conditions, etc.
Phoenix, Arizona |
|
City Profile |
Phoenix is the fifth largest economy in the country. The city has a population of over 5 million and is famous for its year-round sun and desert beauty. |
Weather Profile |
Phoenix has a desert-type climate with low annual rainfall and humidity. With approximately 300 days of sunshine a year, it can get uncomfortable for homeowners and household items. |
Economy Profile |
Around 13.5% of people live in poverty, while 2.90% of the population is unemployed in Phoenix. Even though the average income of a household is $64,947, homeowners might have to spend up to $10,000 for home maintenance. |
Common Household Issues |
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Significance Of Home Warranty |
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Tucson, Arizona |
|
City Profile |
Tucson is famous for its stunning natural beauty, heritage, and warm weather. It is the second largest city in Arizona, and cost of living is 4% higher than the national average. |
Weather Profile |
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Economy Profile |
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Common Household Issues |
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Significance Of Home Warranty |
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Mesa, Arizona |
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City Profile |
Mesa is the 37th largest city in the U.S. and is the third-most populous city, with around 4.95 million. |
Weather Profile |
Mesa usually gets hot summers like most Arizona cities. The temperature can go from 83°F to 105°F. |
Economy Profile |
The average cost of living in Mesa is amongst the highest, and monthly costs can go up to $2315. It is amongst the 3% most expensive states worldwide, making the sudden repairs/replacement of significant items expensive. |
Common Household Issues |
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Significance Of Home Warranty |
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Sedona, Arizona |
|
City Profile |
Sedona is the 69th most populated city in Arizona. It is known for its massive red sandstone formation and is one of the hottest places in Arizona. |
Weather Profile |
Sedona’s weather is scorching, especially in July and August. The average temperature can typically vary from 35°F to 94°F. |
Economy Profile |
The cost of living in the city is about 30% more than the national average. A higher cost of living means that maintenance costs would also increase in case of a system/appliance breakdown. |
Common Household Issues |
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Significance Of Home Warranty |
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Look at the following table for a quick comparison between Arizona’s best-rated home warranty companies.
Company Name | Premium (Monthly) | BBB Rating | Response Time | Deductible | |
American Home Shield (AHS) | $29.99 - $89.99 | B+ | Up to 48 hours | $100 & $125 | |
ServicePlus Home Warranty | $43 - $50 | A | 48 hours | $75 | |
Choice Home Warranty | $46 - $54 | B | Up to 48 hours | $75 - $150 | |
Liberty Home Guard | $59 - $69 | A+ | Up to 48 hours | $90 | |
Cinch Home Services | $38 - $66 | B+ | Same day | $100 - $150 | |
The Home Service Club | $51.25 - $62.50 | C | 24 to 48 hours | $65-$125 | |
In Arizona, home warranty providers must be authorized by the state’s Department of Insurance and Financial Institutions (DIFI). According to Arizona law, home warranty businesses must adhere to certain requirements to operate there.
These guidelines require that businesses use plain language in their contracts and disclose the full scope of coverage and costs. On DIFI’s website, you can conduct a license search for a business or register a complaint.
Arizona has many home warranty companies that provide quality services, but coverage differs. We encourage you to research rigorously and read the fine print before purchasing a home warranty.
Do Home Warranties Cover Water Softeners?
Most home warranty companies cover water softeners as an additional option, which you can opt for by giving a few extra dollars.
How Much Does A Home Warranty Cost?
A home warranty can cost you anywhere from $30 to $90 monthly, depending on the coverage you choose for your home, your locality, and any optional items you want.
Do home warranties have deductibles?
Yes, home warranty plans come with deductibles or service fees. This is the amount that you are supposed to pay to the technician when they arrive at your home to conduct fixes. Deductible amounts differ depending on the company you choose. Generally, it can be anywhere between $50 – $125.
Do home warranties cover older appliances?
Some home warranty companies such as American Home Shield, Cinch Home Services, or Select Home Warranty cover both new and used appliances.
Can I cancel my home warranty?
Yes, you can cancel your home warranty contract at any time. Most companies give full refunds if you terminate your contract within the first 30 days. However, they may charge cancellation fees after that.
Do home warranties have coverage limits?
Yes, all home warranty companies provide services up to certain limits. We advise you to read the service contract thoroughly and understand such details before making any purchase.