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Updated on September 19, 2023

Best Home Warranty Companies in Arizona 2023

In scorching Arizona summers, with temperatures hitting 105°F, home appliances and systems are under constant strain, leading to quicker wear and tear. Unexpected breakdowns can be costly, with rising repair and replacement expenses.

A home warranty is the savvy choice for Arizona homeowners, protecting your budget from unforeseen challenges. Discover the best home warranty companies in Arizona to secure your home and finances.

Our List of Top Home warranty companies in arizona

American Home Shield (AHS)
ServicePlus Home Warranty
Choice Home Warranty
Liberty Home Guard
Cinch Home Services
The Home Service Club

ServicePlus Home Warranty

4.2 / 5

90-day service guarantee
Two comprehensive plans
Covers 46 states

$200 Off + 2 Months Free Coverage

Select Home Warranty

3.5 / 5

Multi-year plans
Same-day response on claims
B rating from BBB

$150 off + Free roof coverage + 2 months free

Choice Home Warranty

4 / 5

30-day labor guarantee
90-day parts guarantee
$3k dollar limits on each item

1^st month free + Free roof coverage

Disclaimer: We facilitate quotes from reputable home warranty providers and may earn a commission, but that does not influence our evaluation process to produce unbiased reviews.

Comparison Of Top Home Warranty Companies In Arizona

This section covers information about the top home warranty companies extending their services to Arizona. We’ve rated these home warranty companies according to various parameters, including filing claims, cost, coverage, workmanship, and customer service.

Comparison Of Top Home Warranty Companies In Arizona

Best Home Warranty Companies In Arizona: Detailed Review

This section offers information regarding the top-rated home warranty companies. You can pick a suitable company to cover your home items depending on your requirements.

American Home Shield (AHS):

(Best For Contractor Network)

American Home Shield has been in the business for over 50 years, providing services across the States, including Arizona. The company has won several homeowners’ trust because of its vast coverage options and timely services.

AHS offers three home protection plans: ShieldSilver, ShieldGold, and ShieldPlatinum. You can choose from their two deductible options- $100 and $125.

The company’s HVAC tuneups and air filter discounts greatly benefit Arizona homeowners to keep their cooling units in good condition.

Pros

Offers generous coverage for appliances and systems
Covers items without maintenance records

Cons

Optional coverage list is not exhaustive

4.0/5

Cashback, Amazon gift cards, etc. on referrals.

Premium

$29 - $99

Sevice fee

$100 & $125

Limit

$4k-$5k

Plans and Coverage

The three plans offered by American Home Shield include ShieldSilver, ShiledGold, and ShieldPlatinum.

Shield Silver includes 14 major household systems, such as electrical, heating, and cooling.
Shield Gold includes everything from Shield Silver, along with kitchen and laundry appliances.
Shield Platinum is the most exhaustive AHS, with a generous coverage cap of $4,000 for appliances and $5,000 for systems.

Here are the features of the plans:

	Covered Items	Budget Range	Suitable For	Appliances Coverage Limit	Systems Coverage Limit
ShieldSilver	14	Low-Cost	Customers looking for just systems coverage	Not Covered	$5,000
ShieldGold	23	Moderately Expensive	Customers looking for systems coverage and minimum appliances coverage	$2,000 Per Appliance Per Agreement Term	$5,000
ShieldPlatinum	24 + bonus A/C Tune Up Service	Expensive	Customers looking for comprehensive systems and appliances coverage	$4,000 Per Appliance Per Agreement Term	$5,000

Go through the below table to get an idea about the detailed coverage items in the plans:

Items	ShieldSilver	ShieldGold	ShieldPlatinum
Refrigerator		✓	✓
Garage Door Opener	✓	✓	✓
Water Heater	✓	✓	✓
Wall Oven/Range/ Cooktop		✓	✓
Air Conditioner	✓	✓	✓
Doorbell & Chimes	✓	✓	✓
Interior Electrical Lines	✓	✓	✓
Faucets & Valves	✓	✓	✓
Interior Plumbing Lines	✓	✓	✓
Whirlpool Tub Motor & Components	✓	✓	✓
Main Breaker & Fuse Panel Box	✓	✓	✓
Built-In Exhaust, Vent & Attic Fans	✓	✓	✓
Heating Unit	✓	✓	✓
Washers	✓	✓	✓
Dryers		✓	✓
Dishwasher		✓	✓
Built-In Microwave Oven		✓	✓
Ceiling Fans	✓	✓	✓
Garbage Disposal		✓	✓
Ductwork		✓	✓
Toilet	✓	✓	✓
Instant Hot/Cold Water Dispenser		✓	✓
Shingles, Tiles, And Shakes			✓
Flat (Non-Metal) Roofing			✓
Flashing			✓
Underlayment			✓
HVAC Tune-Up			✓
Unlimited A/C Refrigerant			✓
Coverage For Code Violations And Permits			✓
Roof Leak Repairs			✓

Add-ons

AHS offers the following items as optional coverage that you can purchase at an extra cost.

Pool or Spa
Septic Pump
Well pump
Guest Unit
Electronics Plan
Roof Leak Repair

Plan Exclusions

American Home Shield contract will not cover the following issues:

Routine maintenance
Venting, exhaust lines, chimneys, & cosmetic damage
Fire sprinkler systems, & radon monitoring systems
Mold, bio-organic growth & rot
Fungus and pest damage

Cost

AHS offers $29 to $89 per month and has two deductible options for homeowners- $100 and $125. You will have to pay more premiums if you choose a lower deductible and vice versa.

Here is the price breakdown for the plans:

Deductible	$125	$100
ShieldSilver	$29.99	$39.99
ShieldGold	$49.99	$59.99
ShieldPlatinum	$79.99	$89.99

Editorial Take On AHS

American Home Shield has built a name for itself in the Arizonan market because of its generous coverage cap and exhaustive inclusions.

The homeowners are offered three plan options: Shield Silver, Shield Gold, and Shield Platinum. While ShieldSilver covers only systems, ShieldGold and ShieldPlatinum cover both systems and appliances.

ShieldSilver is one of the most affordable basic plans, starting at as low as $29. On the other hand, the ShieldGold plan covers 23 major household items and starts at $49.99, per the industry standard.

The ShieldPlatinum plan covers 24 major household items at $77.99, which is expensive compared to the competitors’ other comprehensive plans. As a result, we have rated the company’s plans, coverage, and pricing 3.5/5 in Arizona.

AHS offers dedicated services to homeowners, including prompt responses, efficient licensed contractors, and an easy claim process. As the customers are satisfied with the company’s services, we have rated their customer service 4/5.

The Arizonian homeowners have shared various positive experiences over the years, which have helped the company build a strong reputation. Overall, AHS has been a trustworthy option because it is committed to offering its clients professional services.

ServicePlus Home Warranty:

(Reasonable For Multi-Family Homes )

Earlier known as Total Home Protection, ServicePlus Home Warranty is based in New Jersey. The company offers two plans with standard coverage for major home systems and appliances and roof leak coverage, which benefits Arizona homeowners.

The company offers perks, such as 30-day labor and a 90-day parts guarantee, and claims to provide plans at $2/day.

Pros

Offers 90-day service guarantee
Provides regular discounts on all the plans

Cons

Not available in Washington and New York

4.2/5

$200 Off + 2 Months Free Coverage

Premium

$60-$67

Sevice fee

$75

Limit

$3k/item

Plans and Coverage

ServicePlus offers two coverage plans, mainly Gold and Platinum Plan. They are discussed below:

Gold Plan combines 15 systems and appliances. It includes household items such as a built-in microwave, garage door opener, ceiling, and exhaust fans.
Platinum Plan includes everything from the Gold Plan plus five more systems and appliances.

Here are the plan highlights:

	Covered Items	Budget Range	Suitable For	Aggregate Coverage Limit
Gold Plan	15	Low-Cost	Customers looking for basic systems and appliances coverage	$1,500
Platinum Plan	20	Moderately Expensive	Customers looking for extensive systems and appliances coverage	$1,500

Here is a comprehensive list of the plan inclusions:

Items	Gold Plan	Platinum Plan
Plumbing System	✓	✓
Plumbing Stoppage	✓	✓
Whirlpool Bathtub	✓	✓
Water Heater	✓	✓
Oven/Range/Stove	✓	✓
Electrical System	✓	✓
Cooktop	✓	✓
Sump Pump	✓	✓
Dishwasher	✓	✓
Built-in Microwave	✓	✓
Garbage Disposal	✓	✓
Trash Compactor	✓	✓
Ductwork	✓	✓
Ceiling And Exhaust Fans	✓	✓
Garage Door Opener	✓	✓
Air Conditioning System		✓
Heating System		✓
Refrigerator		✓
Clothes Dryer		✓
Clothes Washer		✓

Add-Ons:

ServicePlus provides the following optional add-ons:

Pool / Spa
Limited Roof Leak
Central Vacuum
Sump Pump
Well Pump
Septic System
Septic Pumping
Second Refrigerator
Stand Alone Freezer
Water Softener
Refrigerator Ice Maker
Free Standing Ice Maker
Additional A/C System
Additional Heating System
Additional Water Heater
Additional Garage Door Opener
Additional Oven/Range/Stove
Additional Spa

Plan Exclusions

ServicePlus has a coverage cap of up to $1500 per appliance and system. Other exclusions include the following things:

Pre-existing conditions (known and unknown), cosmetic defects, rust, misuse, sedimentary build-up
Damage because of natural calamities, lightning strikes, and Acts of God
Missing components, bug or animal damage, mildew, mold, fungus, virus-related malfunctions
Items declared faulty by the Consumer Product Safety Commission

Cost

ServicePlus Home Warranty Gold plan is priced at $43.25 while the Platinum Plan is priced at $49.92; however, it can increase based on the chosen optional add-ons. Along with the premium, the customers will have to pay a trade service fee of $75 for every visit.

Plans	Cost
Gold Plan	$43.25
Platinum Plan	$49.92
Deductible- $75

Editorial Take On ServicePlus Home Warranty

The two plans offered by ServicePlus Home Warranty include Gold Plan and Platinum Plan. While the Gold Plan costs $43.25 monthly and covers 15 items, the Platinum Plan starts at $49.92 months and includes 20 items.

Gold Plan covers household appliances and systems such as trash compactor, garbage disposal, and built-in microwaves. The Platinum Plan covers 20 household items, including everything from the Gold Plan and some additional items. Considering all the coverage, we rate the company’s plan 3.5/5.

The company charges a trade service fee of $75 per claim, per the average industry standard. Also, the plans are fairly priced; however, the aggregate coverage limit is $1500, which is low compared to the competitors. That is why we give the company’s cost structure a rating of 3.5/5.

Moving on to ServicePlus customer service, the homeowners appreciate the ease of filing claims on different customer platforms, including ours. The reviews also highlight the company’s professional technicians and quick solutions. That is why our editorial team has rated the company 4/5.

Choice Home Warranty:

(Best For Bonus Services)

Choice Home Warranty has a network of over 25,000 specialists ready to provide services 24/7. The company’s deductibles are comparatively economical, and its service contract is easy to understand.

Choice provides a workmanship guarantee of 60 days along with a 90-day guarantee for parts, which is quite generous compared to its competitors. Also, the company covers household items with no prior maintenance record.

Pros

Offers free roof leak coverage
Offers discounts on multi-year plans

Cons

Low coverage limit on the plans

4.0/5

1^st Month Free
+
Free Roof Coverage

Premium

$46-$55

Sevice fee

$75 - $125

Limit

Upto $3K/item

Plans & Coverage

CHW offers two simple plans, Basic and Total, where you can cover 14 systems and appliances in the first. In the second, you can enjoy coverage of 18 home items.

The Basic Plan covers 14 systems and appliances like electrical systems, water heaters, dishwashers, and more.
Total Plan covers 18 systems and appliances, which include everything from Basic Plan and four expensive household items such as A/C systems, refrigerators, clothes washers, and clothes dryers.

	Covered Items	Budget Range	Suitable For	Roof Leak Coverage Limit	Overall Coverage Limit
Basic Plan	14	Low-Cost	Homeowners looking for appliance and minimum systems coverage	$500	$3000 per contract term
Total Plan	18	Moderately Expensive	Homeowners seeking protection for basic and costlier appliances and systems	$500	$3000 per contract term

Here is a breakdown of the plan inclusions:

Items	Basic Plan	Total Plan
Ductwork	✓	✓
Built-in Microwave	✓	✓
Heating System	✓	✓
Plumbing System	✓	✓
Plumbing Stoppage	✓	✓
Electrical System	✓	✓
Water Heater	✓	✓
Dishwasher	✓	✓
Cooktop Oven/Range/Stove	✓	✓
Garbage Disposal	✓	✓
Built-in Microwave	✓	✓
Garage Door Opener	✓	✓
Ceiling & Exhaust Fans	✓	✓
Whirlpool Bathtub	✓	✓
Air Conditioning System		✓
Refrigerator		✓
Clothes Washer		✓
Clothes Dryer		✓

Add-Ons:

Homeowners can choose any household item from the following list at an additional cost:

Pool/Spa
Limited Roof Leak
Additional Spa
Stand Alone Freezer
Central Vacuum
Second Refrigerator
Well Pump
Septic System
Sump Pump
Septic Tank Pumping

Plan Exclusions

Choice Home Warranty has the following exclusions:

Damages because of neglect, lack of maintenance, unforeseen circumstances, etc.
Items with pre-existing conditions
No coverage for commercial properties

Cost

Choice Home Warranty’s Basic Plan starts from $46.83, and the Total Plan starts from $54.27 monthly. Customers must also pay a trade service fee of $75 to $150. The company also offers coverage for a month on annual payments, along with roof coverage.

Plans	Monthly	Yearly
Basic Plan	$46.83	$532
Total Plan	$54.75	$627

Editorial Take On Choice Home Warranty

Choice Home Warranty plans offer coverage for various household items. Rather than separate coverage, Choice provides a blend of appliances and systems, which can be a vital option for homeowners looking for combined coverage.

Commonly, Choice’s price can vary from one state to another, and in Arizona, the company’s Basic Plan is priced at $46.83 monthly and $532 annually. It is a bit expensive compared to other companies’ basic home protection plans.

But, the Total Plan is $54.75 monthly and $627 annually and covers expensive items. So, by keeping all pricing and coverage details in mind, we have rated the company’s plan and pricing 4/5.

Choice Home Warranty offers an online account where customers can file a complaint 24/7. Also, their network of over 25,000 contractors helps offer prompt services.

Most of the genuine customer reviews about Choice show the company’s competency to provide one of the best customer services in the industry. The customers appreciate the ease of filing claims and prompt services provided by expert technicians. That is why we’ve rated Choice’s customer service 4/5.

Liberty Home Guard:

(Best For Add-On Coverage )

Liberty Home Guard is a relatively new company in the home warranty industry; however, it has expanded in all U.S. states. This Brooklyn-based company stands out for its unique features, including a list of items as additional add-on options, a network of over 10,000 contractors, and a 60-day workmanship guarantee.

Liberty’s plans are flexible, and there are many optional coverages for homeowners looking for customized coverage. Also, the company offers roof leak coverage as an add-on, which can benefit Arizona homeowners because of the extreme temperatures throughout the year.

Pros

Offers free roof leak coverage
Offers discounts on multi-year plans

Cons

Low coverage limit on the plans

4.5/5

$200 Off + 2 Months Free + Free Limited Roof Leak Coverage + Free Gift

Premium

$50-$60

Sevice fee

$90

Limit

$2k/Item

Plans & Coverage

LHG provides homeowners with three plans: Systems Guard, Appliance Guard, and Total Home Guard. The company offers separate coverage for Systems and Appliances, which benefits homeowners looking for appliances-only or systems-only coverage.

Systems Guard provides coverage for six major home systems
Appliances Guard offers coverage for nine major appliances
Total Home Guard includes household items from both plans

Here are the features of the plans mentioned above:

	Covered Items	Budget Range	Suitable For	Coverage Limit For Plumbing, Electrical & Optional Coverage	Overall Coverage Limit
Appliance Guard	9	Low-Cost	Customers looking for coverage of appliances only	$500	$2,000
Systems Guard	6	Moderately Expensive	Customers looking for coverage of systems only	$500	$2,000
Total Home Guard	15	Moderately Expensive	Customers looking for a comprehensive coverage	$500	$2,000

Please refer the table below for comprehensive details about the coverage:

Items	Appliance Guard	Systems Guard	Total Home Guard
Dishwasher	✓		✓
Refrigerator	✓		✓
Ranges/Ovens/Cooktops	✓		✓
Clothes Washer	✓		✓
Clothes Dryer	✓		✓
Built-in Microwave	✓		✓
Garbage Disposals	✓		✓
Ceiling and Exhaust Fans	✓		✓
Garage Door Openers	✓		✓
Air Conditioning		✓	✓
Heating		✓	✓
Plumbing		✓	✓
Electrical		✓	✓
Ductwork		✓	✓
Water Heaters		✓	✓

Add-Ons:

Here is the different optional

Pool And/Or Spa Equipment
Septic System Pumping
Well Pump
Sump Pump
Central Vacuum
Stand Alone Freezer
Second Refrigerator
Limited Roof Leak
Water Softener
Re-Key
Additional Spa
Lighting Fixtures
Gutter Cleaning
Pest Control
Carpet Cleaning
Trash Compactor
Lawn Sprinkler System
Electronics Protection
Swamp Cooler
Ejector Pump

Ice Maker (In-Fridge)
Freestanding Ice Maker
Wine Cooler/Fridge
Salt Water Pool
Generator
Plumbing Fixtures
Grinder Pump
Water Dispenser Water Line
Instant Hot Water Dispenser
Reverse Osmosis Water Filter System
Pro-Series Refrigerator Coverage
Pro-Series Range/Oven/Cooktop Coverage
Pro-Series Dishwasher Coverage
Pro-Series Microwave
Pro-Series Washing Machine
Pro-Series Clothes Dryer
Window Washing/Cleaning
Casita Guest Unit

Plan Exclusions

Liberty Home Guard’s agreement has some exclusions and limits. Your contract will not cover

Electronic, computerized, or internet-based parts, remote receiving or transmitting devices;
Vents, exhaust lines, chimneys, glass parts & components, cosmetic defects, costs associated with refrigerant, defects in manufacturing, construction, and production.
Accidents, fire, floods, water damage, electrical failure, Acts Of God, and known and unknown pre-existing conditions.

Cost

Liberty Home Guard’s Appliance Guard is priced at $49.99, System’s Guard at $54.99, and Total Home Guard at $59.99. The customers will also have to pay a $90 trade call fee along with the monthly premium.

The company even provides two months extra if you pay the premium annually, making the plans more affordable.

Editorial Take On Liberty Home Guard

Liberty offers three plans: Systems Guard, Appliance Guard, and Total Home Guard. The plans offer individual coverage for systems and appliances, which benefits homeowners looking for separate coverage.

The company’s basic plan- Appliance Guard, includes nine appliances at $49.99, which is expensive compared to the market standard.

The company’s pricing for the Systems Guard is $54.99 monthly, making it an expensive choice. The Total Guard is priced at $59.99 and includes items from both plans, making it a cost-effective option.

The homeowners can even enjoy free roof leak protection coverage and two bonus months if the premium is paid annually and regular discounts. Considering the pricing points and customizable plan options in mind, we rate Liberty’s plan 3.5/5.

Liberty has a coverage cap of $2,000 for most household items apart from plumbing, electricals, and optional add-ons, which is limited up to $500. Since the coverage cap is on the lower side, we give them a rating of 3.5/5.

Liberty has made a name for itself in this tough competition because of its prompt and quality services. Homeowners all over the country have appreciated the 24/7 customer service and ease of filing claims on different platforms. So, we give their services a rating of 4/5.

Cinch Home Services:

(Responses Within 2 Hours )

Cinch Home Services has been in the home warranty industry for the past 40 years and is one of the popular choices amongst Arizona homeowners. What makes it a part of our list includes a 180-day workmanship guarantee, coverage for pre-existing conditions, and flexible pricing options.

The company offers separate coverage for appliances and systems and a plan compromising both. Also, they provide unique coverages such as door knobs and drawers.

Pros

180-day workmanship guarantee
Offers a free water sensor for leak detection

Cons

No choice of technician
Lower coverage limits

2.9/5

$25 Credit For Filter Of A/C Or Refrigerator Unit

Premium

$38 - $66

Sevice fee

$100, $125, $150

Limit

$10,000

Plans & Coverage

The three plans offered by Cinch Home Services include Appliance Plan, Built-In Systems Plan, and Complete Home Plan.

Appliance Plan includes essential appliances like washers, kitchen appliances, and more.
Built-in Systems Plan comprises 16 home systems, which include smoke detectors, water dispensers, etc.
Complete Home Plan is the most comprehensive plan and includes everything from both the plans along with Homeowners Insurance Deductible Reimbursement.

Here are the features of their top plans:

	Covered Items	Budget Range	Suitable For	Appliances Coverage Limit	A/C & Heating Units Coverage Limit	Water Heater Coverage Limit
Appliances Coverage	12	Lost Cost	Customers looking for extensive appliances coverage	$2,000	-	-
Built-In Systems Coverage	16	Lost Cost	Customers looking for extensive systems coverage	-	$1,500	$1,000
Complete Home Coverage	28	Moderately Expensive	Customers looking for a comprehensive combo plan covering both systems and appliances	$2,000	$1,500	$1,000

The table includes all the covered items:

Items	Home Appliances Coverage	Built-In Systems Coverage	Complete Home Coverage
Clothes Dryers	✓		✓
Clothes Washers	✓		✓
Cooktops	✓		✓
Dishwashers	✓		✓
Food Centers (Built-In)	✓		✓
Freestanding Ice Makers	✓		✓
Microwaves (Built-In)	✓		✓
Ranges	✓		✓
Range Exhaust Hoods	✓		✓
Refrigerators	✓		✓
Trash Compactors (Built-In)	✓		✓
Wall Ovens	✓		✓
Air Conditioning, Including Ductwork		✓	✓
Attic Fans		✓	✓
Ceiling Fans		✓	✓
Central Vacuums		✓	✓
Doorbells		✓	✓
Electrical System		✓	✓
Garage Door Openers		✓	✓
Garbage Disposals		✓	✓
Heating System, Including Ductwork		✓	✓
Instant Hot/Cold Water Dispenser		✓	✓
Plumbing System		✓	✓
Smoke Detectors		✓	✓
Sump Pump		✓	✓
Toilets		✓	✓
Water Heater		✓	✓
Whirlpool/Jetted Tub (Built-In)		✓	✓

Add-Ons:

You can purchase the following listed items as added coverage at these extra prices:

Pool (Heater Included)
Spa (Heater Included)
Pool with Spa (Heater Included)
Septic Tank/Pumping
Well Pump
Premier Upgrade Package

Plan Exclusions

Cinch has an aggregate coverage limit of $10,000 per appliance and system. The other exclusions include the following:

Flues, chimney, venting, and exhaust lines, abuse, misuse, and neglect
Damage due to pet, pest, fire, flood, earthquake, acts of God, lightning strikes, power failure, or surge
Remediation due to mold, mildew, fungus, bacteria, virus, wet & dry rot, and conditions of excessive water pressure

Cost

Cinch’s plan can range somewhere between $30.99/mo to $56.99/mo, depending on the coverage plan. The premiums can vary according to the selected trade call fee. Refer to the following table to have a fair idea about the exact monthly costs:

Deductible	Appliances Plan	Built-In Systems Plan	Complete Home Plan
$150	$30.99	$35.99	$44.99
$125	$39.92	$44.32	$53.32
$100	$40.99	$47.99	$56.99

Editorial Take On Cinch Home Services

Cinch is famous amongst homeowners because of its elaborative plans at affordable prices. The plans include a comprehensive range of items and even provide the flexibility to choose your deductible.

CHS provides three optional add-on options: $100, $125, and $150. Even though the company has fair premium pricing, the deductible options are above the industry average.

Their exhaustive basic plans- Appliances and Built-in Systems are fairly priced and start as low as $30.99 and $35.99 monthly. The Complete Home Plan is the most comprehensive plan and includes 28 major household items at a premium of $56.99. The elaborative plan options, with flexible and fair pricing, helped Cinch Home Warranty fetch a rating of 4/5.

The company provides coverage for pre-existing conditions, mainly not offered by its competitors. However, the appliance coverage cap is $2,000, $1500 for A/C units, and $1,000 for water heaters is low. That is why we have rated the company 3/5 for its cost structure.

As for the customer service of Cinch, the customers have mixed views about the claim process and contractor services. The main issue customers face is the delay in addressing the matter. Considering all the reviews on major customer review platforms, including ours, we have rated Cinch Home Services customer service 3/5.

The Home Service Club:

(Best For Extended Coverage )

The Home Service Club offers homeowners two plans: Standard Coverage and Comprehensive Coverage to homeowners. The standard plan offers basic coverage, and the comprehensive plan covers more than 20 of your home items. The company offers 1-month extra coverage for homeowners who pay their premium annually.

The company has a network of over 10,000 service technicians, which helps them offer prompt services to their customers. The company even offers coverage for outside utility line items and has 90-day parts and 30-day labor recall.

Pros

Offers coverage for outside utility line items
Provides 90 days parts and 30 days labor recall

Cons

Customer service over the phone is not available 24/7

4.0/5

Promotional charges up to 10%

Premium

$50-$62

Sevice fee

$65-$125

Limit

$6000-$9000 per plan

Plans and Coverage

The Home Service Club offers two home protection plans to the customers: Standard Plan and Comprehensive Plan.

Standard Plan covers 18 major household items, including air conditioning, ceiling fans, garage door opener, dryer, and central vacuum.
Comprehensive Plan covers everything from Standard Plan to 12 more home systems and appliances.

Here are the main features of both plans:

Plans	Covered Items	Budget Range	Suitable For	Aggregate Coverage Limit
Standard Coverage	18	Low-Cost	Customers in search of basic systems and appliances coverage	$6000
ComprehensiveCoverage	33	Moderately Expensive	Homeowners looking for extensive coverage for appliances and systems	$9000

Find information related to the coverage items:

Systems/Appliances	Standard Coverage	Comprehensive Coverage
Air Conditioners	✓	✓
Heating System (Including Heat Pumps)	✓	✓
Plumbing System	✓	✓
Water Leaks	✓	✓
Water Heater	✓	✓
Electrical System	✓	✓
Ceiling Fans	✓	✓
Central Vacuum(S)	✓	✓
Garbage Disposal	✓	✓
Garage Door Opener	✓	✓
Microwave Oven (Built-In)	✓	✓
Dishwashers	✓	✓
Refrigerators	✓	✓
Ovens, Ranges, And Cook-Tops	✓	✓
Trash Compactors	✓	✓
Food Centres (Built-In)	✓	✓
Clothes Washer/Clothes Dryer	✓	✓
Freestanding Ice Makers	✓	✓
Ductwork		✓
Gas Leaks		✓
Sump Pump		✓
Whole House Exhaust And Attic Fans		✓
Instant Hot/Cold Water Dispenser		✓
Pest Control		✓
Telephone Wiring		✓
Alarm Warning		✓
Smoke Detectors		✓
Doorbells		✓
Whirlpool Motor And Pump Assemblies		✓
Plumbing Stoppage Coverage		✓

Add-Ons:

HSC offers Utility & Service Line Package as additional coverage. This covers-

Outside Water Line Coverage
Outside Sewer Line Coverage
Outside Power/Electric line Coverage
Outside Gas Line Coverage
Grinder Pump System
Sprinkler System/Home Irrigation Line Coverage

Plan Exclusions

HSC has dollar limits for covered items’ repair and replacement costs. The maximum coverage limit for the Standard Coverage Plan is $6000, and $9000 for the Comprehensive Coverage Plan.

Here are the other exclusions in the plan:

Natural disasters, hazards, or unforeseen circumstances
Parts and components (microwave parts such as door glass, latch assemblies, shelves, springs, etc.) and similar exclusions apply to every covered item

Cost

The Standard coverage plan for single-family homes costs $51.25 per month and $584.96 annually. The comprehensive coverage plan, on the other hand, costs $62.5 per month and $719.96 annually. However, the amount can vary according to the chosen add-ons and service call fee.

Plans	Monthly	Yearly
Standard Coverage	$51.25	$584.96
Comprehensive Coverage	$62.5	$719.96
Deductible: $65-$125

Editorial Take On The Home Service Club

The Home Service Club offers two plans: Standard Coverage and Comprehensive Coverage at a moderate price. While the Standard Coverage includes 18 major household systems and appliances, the Comprehensive Plan includes 33 major household items.

The Standard Plan is priced at $51.25 monthly and $584.96 annually (12+1), which includes basic household items such as a refrigerator, plumbing system, dryer, and dishwasher.

On the other hand, the Comprehensive coverage plan includes everything from Standard coverage along with unique add-ons but comes at $719.96 for 13 months. That is why we rate the company’s plan 4/5.

The company has a generous coverage cap of up to $9,000 for appliances and systems. The service fee can range from $65-$125, which is as per the market standard. Considering the company’s coverage caps and service fee, we rate it 4/5 for cost-effectiveness.

Lastly, the services of Home Service Club are reliable and customer-focused, as stated by the homeowners on several customer review platforms. The company offers an easy claim process and quick repairs, which helps it earn 4/5 for its services.

Repair and Replacement Cost Of Various Systems and Appliances In Arizona

The price of repairs and replacement can vary depending on the appliance/system’s age, brand, and maintenance record of the appliance/system. Here, we will cover major home systems and appliances’ average repair and replacement costs of major home systems and appliances. Have a look:

Dishwasher
can cost to you
Up to $1000
HVAC
can cost to you
Up to $6000
Washer/Dryer
can cost to you
Up to $800
Garbage disposal
can cost to you
Up to $400
Refrigerator
can cost to you
Up to $1000
Septic Tank
can cost to you
Up to $6000
Furnace
can cost to you
Up to $5500
A/C Units
can cost to you
Up to $7000
Microwave
can cost to you
Up to $400
Cooktop/range
can cost to you
Up to $500

As the above data suggests it is expensive to maintain your home items individually when they break down. Therefore, we recommend a home warranty as it protects your household systems and appliances at a nominal price.

Why Should Arizonians Get A Home Warranty?

Weather conditions directly impact the functioning of home appliances and systems. Arizona experiences extreme weather, from sweltering summers with an average high of 107°F to freezing winters.

Average Rainfall

13″ (330mm)

Average Sunlight

300 Days/Per Year

General Climate Conditions

Exceptionally Hot And Dry Summerss
Freezing Winter Nights

Tropical Cyclones

June – November

The below table will talk about the major weather issues in Arizona and how having home warranties can help in it:

Conditions in Arizona: Arizona has sweltering summers with an average high of 107°F
What Happens Because Of It?	Home systems and appliances such as HVAC systems, washers, and dryers get overheated. Regular breakdowns of the vital home systems and appliances.
What Can You Do About It?	Having home warranties with generous coverage caps for HVAC systems and other appliances will help in case of a sudden breakdown. Overheating can be a big issue for major household items. Buying a home warranty will help to get easy repair/replacement within no time.

Conditions in Arizona : Average Rainfall of over 13 inches per annum
What Happens Because Of It?	Rains can cause issues with plumbing and water flow systems. There can be rusting issues in vital household systems and appliances. There can be issues with the roof and leaks.
What Can You Do About It?	Households in smaller cities can face water clogging issues and congested water flow systems. So, you should take the plans with generous coverage caps for plumbing systems. There can be risks to outdoor appliances like lawnmowers, corrosion, and rust because of the rainfall. Many home warranty companies include these things as their optional add-ons. So, consider choosing protection plans that cover the major exterior household items. Roof leaks can be a major issue because of the weather. So, homeowners should prefer home warranties that offer coverage for roofs and roof leaks.

Conditions in Arizona :Arizona has an average humidity of 52.25%
What Happens Because Of It?	Over 50% humidity can create issues in the major household items, including HVAC systems and other appliances. High moisture can affect vital household items such as washing machines, dishwashers, refrigerators, and more. The humidity can even affect the functionality of washers and dryers. Roofs can also be affected because of the humid temperature.
What Can You Do About It?	You should prefer a home warranty with generous coverage caps for items such as HVAC systems, refrigerators, machines, dishwashers, and other such household items. As the humidity can have a severe effect on the roof. So, choose a home warranty covering roof/roof leaks in their plans or an optional add-on.

Annual Cost Of Home Maintenance In Top Arizona Cities

Here we have listed information on home maintenance costs in major Arizona cities so you can better understand the expenses. Check out the table below.

annual_cost_arizona

People prefer to move to Arizona due to the warm climate and numerous natural wonders. However, according to a report, around a million housing units in the state have major physical hazards, such as poor heating, broken plumbing, or gas leaks.

Find out how important it is to get a home warranty in some of the major Arizona cities, depending on the maintenance cost, weather conditions, etc.

Phoenix, Arizona
City Profile	Phoenix is the fifth largest economy in the country. The city has a population of over 5 million and is famous for its year-round sun and desert beauty.
Weather Profile	Phoenix has a desert-type climate with low annual rainfall and humidity. With approximately 300 days of sunshine a year, it can get uncomfortable for homeowners and household items.
Economy Profile	Around 13.5% of people live in poverty, while 2.90% of the population is unemployed in Phoenix. Even though the average income of a household is $64,947, homeowners might have to spend up to $10,000 for home maintenance.
Common Household Issues	Summers are scalding in Phoenix, Arizona, which can affect the working of HVAC systems and other appliances, thus reducing their efficiency. Phoenix gets about 8 inches of rain every year. It is less than the other states but still can affect the roof and cause leaks.
Significance Of Home Warranty	As Phoenix faces around 300 days of sunlight in a year, it can take a toll on household items. So, the chances of expensive and surprise repairs can burn a hole in your pocket. To help save your budget from any surprises, you should invest in an affordable home warranty plan.

Tucson, Arizona
City Profile	Tucson is famous for its stunning natural beauty, heritage, and warm weather. It is the second largest city in Arizona, and cost of living is 4% higher than the national average.
Weather Profile	Tucson has diverse weather, with summer highs of up to 79 °F and winter lows with significant snow and dryness. Such weather conditions expedite the wear and tear of home appliances and systems, increasing your maintenance expenses. Tucson gets 12 inches of rain per year, which can affect the functioning of outdoor appliances and systems.
Economy Profile	Home maintenance costs in Tucson can rise to $12,000, which can get expensive for a middle-class homeowner. The median household salary in Tucson is around $48,058, which is significantly below the national average.
Common Household Issues	Tucson gets hot during the summers, which puts extra pressure on household items. Additionally, there can be issues with the plumbing fixtures. The homeowners experience breakdowns because of the summer. For instance, a refrigerator breakdown is one of the most common problems homeowners face, and its repair can cost up to $500.
Significance Of Home Warranty	The cost of living in Tucson, AZ, is 4% higher than the national average, making it an expensive area. A home protection plan offering generous coverage caps for items like HVAC systems, refrigerators, washers, and dryers will help avoid any trouble.

Mesa, Arizona
City Profile	Mesa is the 37th largest city in the U.S. and is the third-most populous city, with around 4.95 million.
Weather Profile	Mesa usually gets hot summers like most Arizona cities. The temperature can go from 83°F to 105°F.
Economy Profile	The average cost of living in Mesa is amongst the highest, and monthly costs can go up to $2315. It is amongst the 3% most expensive states worldwide, making the sudden repairs/replacement of significant items expensive.
Common Household Issues	Mesa’s hot climate can strain different appliances, including HVAC systems and refrigerators, resulting in unpleasant surprises. The amount of appliance repair in Mesa can go up to $550.
Significance Of Home Warranty	As home maintenance costs rise yearly, the bills become even more expensive. A home warranty with generous coverage caps for home systems and appliances will help save money and protect you against any unwanted surprises.

Sedona, Arizona
City Profile	Sedona is the 69th most populated city in Arizona. It is known for its massive red sandstone formation and is one of the hottest places in Arizona.
Weather Profile	Sedona’s weather is scorching, especially in July and August. The average temperature can typically vary from 35°F to 94°F.
Economy Profile	The cost of living in the city is about 30% more than the national average. A higher cost of living means that maintenance costs would also increase in case of a system/appliance breakdown.
Common Household Issues	Sedona’s housing expenses are 88% higher than the national average, making it expensive to live in. Having such high costs can even impact the appliance and systems repair and replacement.
Significance Of Home Warranty	A repair job in Sedona can cost somewhere from $185 to $450, which can be expensive for a middle-class homeowner. Investing in a home warranty with generous coverage caps and affordable pricing will offer peace of mind and save money.

Compare Best Home Warranty Companies In Arizona

Look at the following table for a quick comparison between Arizona’s best-rated home warranty companies.

Company Name	Premium (Monthly)	BBB Rating	Response Time	Deductible
American Home Shield (AHS)	$29.99 - $89.99	B+	Up to 48 hours	$100 & $125	View More
ServicePlus Home Warranty	$43 - $50	A	48 hours	$75
Choice Home Warranty	$46 - $54	B	Up to 48 hours	$75 - $150
Liberty Home Guard	$59 - $69	A+	Up to 48 hours	$90
Cinch Home Services	$38 - $66	B+	Same day	$100 - $150
The Home Service Club	$51.25 - $62.50	C	24 to 48 hours	$65-$125

Home Warranty Regulations In Arizona

In Arizona, home warranty providers must be authorized by the state’s Department of Insurance and Financial Institutions (DIFI). According to Arizona law, home warranty businesses must adhere to certain requirements to operate there.

These guidelines require that businesses use plain language in their contracts and disclose the full scope of coverage and costs. On DIFI’s website, you can conduct a license search for a business or register a complaint.

Bottom Line

Arizona has many home warranty companies that provide quality services, but coverage differs. We encourage you to research rigorously and read the fine print before purchasing a home warranty.

By HomeWarrantyreviews.com Team | Reviewed By Shashank Ramesh

FAQs

Do Home Warranties Cover Water Softeners?

Most home warranty companies cover water softeners as an additional option, which you can opt for by giving a few extra dollars.

How Much Does A Home Warranty Cost?

A home warranty can cost you anywhere from $30 to $90 monthly, depending on the coverage you choose for your home, your locality, and any optional items you want.

Do home warranties have deductibles?

Yes, home warranty plans come with deductibles or service fees. This is the amount that you are supposed to pay to the technician when they arrive at your home to conduct fixes. Deductible amounts differ depending on the company you choose. Generally, it can be anywhere between $50 – $125.

Do home warranties cover older appliances?

Some home warranty companies such as American Home Shield, Cinch Home Services, or Select Home Warranty cover both new and used appliances.

Can I cancel my home warranty?

Yes, you can cancel your home warranty contract at any time. Most companies give full refunds if you terminate your contract within the first 30 days. However, they may charge cancellation fees after that.

Do home warranties have coverage limits?

Yes, all home warranty companies provide services up to certain limits. We advise you to read the service contract thoroughly and understand such details before making any purchase.