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Cinch Home Services
Cinch Home Warranty is a fast-expanding home warranty company with 40+ years of experience in the business. Our Cinch Home Services review will take you through its coverage details, costs, customer service, and more.
Our Verdict: Cinch Home Services is an industry veteran. It offers separate plans for appliances and systems and a comprehensive combination plan comprising both.
The company also offers deductibles ranging from $100-$150 and a 24/7 hotline in case of assistance. We believe Cinch falls short in terms of limited add-on options, which it makes up for by offering affordable pricing.
1st month free + Free roof coverage
$200 Off + 2 Months Free*
$150 off + Free roof coverage + 2 months free
Cinch Home Services offers three home protection plans to customers- Appliances Plan, Built-in Systems Plan, and Complete Home Plan. Take a look:
This plan covers 12 major home appliances.
Complete Home Plan
This is a Cinch combo plan that covers everything from the other two plans plus some additional items.
Built-in Systems Plan
This is a systems plan that includes 16 home systems.
The cost of Cinch Home Services plans generally varies depending on the amount of deductible or service fee you choose and your area of residence. Check out the table below for monthly premium pricing with the other deductible amounts in California, but remember that they may vary.
|Deductible||Appliances Plan||Built-in Systems Plan||Complete Home Plan|
Additionally, the $500 Homeowners Insurance deductible reimbursement comes with the purchase of the Complete Home Plan.
Cinch Home Services is currently offering discounts on purchasing new appliances from brands partnered with it.
Take a look at this comprehensive list to understand Cinch Home Services’ coverage better:
Built-In Systems Plan
Air Conditioner or Water Filter Credit Water Sensor +
Complete Home Plan
You can purchase the following items as an optional coverage at these extra prices:
Your Cinch Home Services warranty contract has exclusions. It does not cover:
Apart from that, Cinch has a limit on the aggregate claims liability, which is $10,000. Each home system or appliance has a coverage gap, and repairs and replacements will be paid up to that amount.
For heating systems, the dollar payout limit is $1500, and for ACs, it is $1000. Cinch accepts a maximum liability of $2000 per item for kitchen appliance repair.
NOTE: There may be other exclusions and limitations to your CHS contract. We recommend you read the sample contract thoroughly before purchasing the warranty.
You can purchase a Cinch Home Services warranty plan on its own or with our website. You can get an instant free quote from HomeWarrantyReviews and decide on your home warranty purchased by reading the fine print thoroughly.
Although, a homeowner must be aware of some factors influencing a purchase choice. Check those out in our post on how to buy a home warranty.
Cinch Home Services has a straightforward process for filing service requests, as described below:
Cinch Home Services has 24/7 customer service and responds in 2-4 business days.
Take a look at how Cinch Home Services compares against top-performing home warranty companies:
Cinch Home Services, formerly Cross Country Home Services, was founded in 1978 and later acquired TotalProtect Home Warranty, HMS National, and Fixed Repair. It is a Cross Country Group company registered as Cinch Home Services, Inc. and is currently under the leadership of CEO Steve Upshaw. Lastly, it is headquartered at 4700 Exchange Ct Suite 300, Boca Raton, FL 33431, United States.
At HomeWarrantyReviews.com, we are dedicated to providing in-depth home warranty reviews so you can choose the best home warranty company & make the most out of it. We examine, compare, and analyze the companies on the following factors:
Cinch Home Services
Who Owns Cinch Home Services?
The Cross Country Group of companies owns Cinch Home Services. The current CEO is Steve Upshaw.
What Is Cinch’s Appliance Buyline Program?
Cinch members gain access to this program that provides discounts on name-brand appliances. They can be availed when buying new gadgets.
How Does Cinch Warranty Work?
After you buy the plan and get past the waiting period, you can file claims over a phone call or online whenever a covered item experiences a mechanical breakdown. The company decides whether a repair or replacement is needed and pays for it accordingly.
Does Cinch Home Warranty Cover Roof Leaks?
Cinch Home Services does not cover roof leaks.
Does Cinch Cover Mobile Homes?
Cinch Home Services explicitly states that they don’t cover mobile homes, only properties built on the land.
Will Cinch Home Warranty Cover Any Pre-Existing Conditions?
How Can I Choose Service Technicians?
Cinch does not allow you to choose your technicians. Under certain circumstances, you can get a second opinion from an independent contractor. However, you’ll have to take their approval before proceeding with it.
How To Cancel Cinch Home Warranty?
If you haven’t made any claims within 30 days of purchase, you can cancel your cinch home warranty agreement for a full refund. After 30 days, you will get a 10% penalty credited if there is any delay in getting you the refund. You only get back unearned fees if you have made claims, subject to a $25 admin fee.
Here you can read cinch home warranty reviews left by many of your fellow homeowners and get a better understanding of its services.