The Home Service Club Reviews 2023

The Home Service Club Plans

Standard Coverage and Comprehensive Coverage. The company has an extensive selection of add-ons that homeowners can add to their selected plan. Here are a few details regarding the plans:

• Standard Coverage: This plan is basic and covers 18 fundamental systems and appliances for the home
• Comprehensive Coverage: The plan, as its name suggests, is more inclusive and covers 30 items.
• Optional Coverage: Offers sprinkler system line coverage, sewage ejector pump, roof coverage, utility & home service line coverage, and more. 

For additional details regarding covered items under each plan, please refer to the table given below: 

HSC also provides Re-pro plans to home buyers that provide complete protection for the new property. Home sellers can avail benefits of the Listing Coverage Home Warranty plan to protect their homes and sell them faster. A real estate agent would help to avail of these services.

The Home Service Club Cost

The Comprehensive Coverage can cost $62.90 per month ($799.95 for an annual plan), while the Basic Coverage costs $50.40 per month ($649.95 for an annual plan).

However, the amount may vary depending on your location, the size of your home, any add-ons you choose, and other factors.  

For example, in Arizona, the HSC Standard Coverage plan for single-family homes costs around $50 per month and $650 per year. On the other hand, the Comprehensive Coverage plan may cost $60 per month and $800 per year.

The Home Service Club Coverage

The Home Service Club offers several unique options compared to the industry standard. It has an aggregate limit of $6000 for its Standard Coverage plan and $9000 for its Comprehensive Coverage plan. The limit for each covered item also varies. Take a look –

Source: The Home Service Club Coverage From HSC Official Sample Contract

The Home Service Club Exclusions

All home warranty contracts cover repair and replacement costs of damage caused by normal wear and tear. Any malfunction or damage caused by accidents, natural disasters, hazards, or unforeseen circumstances will not be covered by the Home Service Club or any other home warranty. 

Another exclusion you should be aware of is that certain parts or components of your covered item do not fall under HSC coverage. For example, microwave parts like door glass, latch assemblies, shelves, springs, etc., are not covered even if your microwave is covered. Similar exclusions apply to every covered item.

In case of request for cancellation, HSC charges a cancellation fee of $45 as administrative fees. 

Source: The Home Service Club Exclusions From HSC Official Contract

The Home Service Club Claim Filing Procedure

The Home Service Club has a dedicated customer care team to serve you. The company also has a vast contractor network, extending over 10,000 technicians to fix the malfunctioning devices in your home.

Here’s what you need to do to file your service request smoothly:

• You can call customer service between 9 a.m. to 7 p.m., excluding weekends and holidays, or submit a claim online at any time.
• Once your service request is registered, the company assigns a technician to repair or replace your system or appliance. The technician visits your home at the scheduled time to diagnose the problem. 
• After approval, the Home Service Club contractor will fix or replace your device depending on the item’s condition. You will also be required to pay the service call fee at this time.

On national holidays or weekends, it may take up to 48 hours working hours for the company to send a professional for an inspection. Customers must pay a trade call fee, or deductible, each time a technician repairs or replaces any of their devices.

How To Buy A Home Warranty From The Home Service Club?

If you want to purchase a home warranty from the Home Service Club, start by submitting a quote request with us and finding out exactly how much you’d be required to pay. 

Alternatively, you can buy your preferred HSC plan by placing an order on its website or contacting customer service.

Pro Tip – Before making a home warranty purchase, we advise reading our detailed article on “How to Buy a Home Warranty.” The guide contains detailed information on house warranties and the complete purchasing procedure.

Methodology

At HomeWarrantyReviews.com, we are dedicated to providing in-depth home warranty reviews so you can choose the best home warranty company & make the most out of it. We examine, compare, and analyze the companies on the following factors:

• Pricing: We compare the costs of home warranty plans and determine if those are cost-effective. The pricing includes monthly/annual premiums, deductibles, and customer discounts.
• Coverage: We compare the plans offered by different home warranty companies. The coverage includes systems, appliances, and additional offerings.
• Claims: We look at customer reviews and determine how satisfied they were with the claims filing procedure, settlement, and response times.
• Transparency: We verify if the home warranty company is licensed within the appropriate industry and offer details on the CEOs, contractors, and several settled claims.
• Uniqueness: We examine if the company offers any additional services, advantages, or coverage alternatives and assess its quality vis-a-vis the competition.
• Customer Engagement: We assess the determination of home warranty companies responding to consumer problems in our Complaint Resolution Program.

Conclusion

The Home Service Club is a reputable home warranty company that offers reasonable pricing and comprehensive coverage options. Customers can benefit from adaptable plans that cater to their specific needs.

Homeowners particularly appreciate HSC’s add-on package, which includes coverage for utilities and outside service lines. Overall, HSC can be a choice for homeowners looking for reliable and affordable home warranty options.