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Established over 13 years with national coverage, The Home Service Club offers two main plans starting at $51.25, customizable with add-ons. HSC’s nationwide network of nearly 10,000 technicians is also at par with the industry average. 

This review combines expert analysis and thousands of customer reviews to assess their offerings and reputation.

The objective of this review is to highlight:

  • Plans, coverage options, and cost details of HSC
  • Claims filing procedure
  • Genuine Home Service Club reviews from customers

Why The Home Service Club?

qualified_local_techinician

With nearly 10,000 technicians, HSC has built a nationwide network

affordable_pricing

The company covers systems and applications irrespective of their age

affordable_pricing

HSC offers coverage without previous maintenance records

HomeWarrantyReviews.com

fourhalf_star

4.7/5 (1,957)

Trustpilot

twohalf_star

2.5/5 (510)

Consumer Affairs

four_star

4/5 (733)

Explore Verified Consumer Reviews for The Home Service Club

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Zoe Green , TX, Nederland
five_star

All it takes is a phone call and speak to one of their top client service reps and you\'re going to understand what I\'m talking about! Submitted a few claims for the heater and microwave oven and they were all successfully repaired for the long-term!

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Kylie Anderson , IL, Chicago Heights
five_star

I filed a claim for our exhausts. I was received well by the agent. The repair guy followed and arrived at my house promptly. I was disappointed though that the repair guy had to go out and get missing equipment. After that, he was able to repair the exhaust.

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Elizabeth Carter , NY, Rochester
three_star

Terrible! Why is that repair company still under HSC! Was so hard to contact them, when I got in touch with them, they were hours late! And the audacity for them to charge me still?

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Maria Perez , OH, Bowling Green
five_star

Customer support is great if there is a repairman issue and so on, but they become quite unsatisfactory when it comes to an immediate deadline. I asked them to repair my dryer last month and it took them more than 2 weeks to find me a repairman. I didn\'t know any good repairmen so I patiently waited for them to set us up with one! Repair went swimmingly though.

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Kayla Wright , AZ, Phoenix
five_star

I am really thankful for Home Service Club. I immediately called them up regarding our broken dryer, which was fully repaired in a day. Just wow! I still have 5 months left on my policy. Cannot wait to renew it!

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Madison Jones , PA, Philadelphia
five_star

I manage a few rentals close to the shoreline. An excellent partner for me is the Home Service Club. All my maintenance and fixes are managed by them. I had them check out the fixtures and the piping whenever I had leaks or inconsistent electricity. Good services for me!

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Pros & cons

Pros

  • Offer 13 months of coverage on annual plans
  • Has many add-on options in addition to standard plans
  • Provides 90 days parts recall and 30 days labor recall
  • Offers coverage for outside utility lines such as sprinklers, sewer lines, and water line

Cons

  • No 24/7 customer service
  • Charges a fee for contract transfer

Enquire For Cost-effective home warranty plans

Protect Your Home Appliances And Systems Starting As Low As $1.5/Day

Plans & Coverage Of Home Service Club

Home Service Club offers two home warranty plans to homeowners: a Standard Plan and a Comprehensive Plan. The company also offers various add-ons for enhanced coverage.

The company also offers various optional coverage options such as the sprinkler system line, sewage ejector pump, roof coverage, utility & home service line coverage, and more. 

Take a look at the offered coverage:

Systems/Appliances

Standard Coverage

Comprehensive Coverage

Air Conditioning
Ceiling Fans
Central Vacuum
Dishwasher
Dryer
Electrical System
Food Center
Garage Door Opener
Garbage Disposal
Garbage Trash
Heating System
Compactor
Refrigerator 
Microwave
Oven/Stove/Cooktop
Plumbing System
Refrigerator Icemaker
Washer
Water Heater
Alarm Wiring
Ductwork
Gas Leak
Hot Water Pump
Pest Control
Smoke Detector
Sump Pump
Telephone Wiring
Dispenser Hot Water

HSC also provides re-pro plans to home buyers that provide complete protection for the new property. Home sellers can benefit from Listing Coverage Home Warranty plans to protect their homes and sell them faster. A real estate agent would help to avail of these services. 

Optional Coverage

Apart from the Standard and Comprehensive plans, The HSC provides coverage for various optional add-ons, which include:

  • Roof Coverage
  • Jetted Bathtub
  • Well Pump
  • Sewage Ejector Pump
  • Pool Or Spa Equipment
  • Water Softener
  • Freestanding Freezer
  • Spa And Spa Heater
  • Plumbing Sprinkler
  • Freestanding Additional Refrigerator
  • Refrigerator Built-In Units With Dual Compressors
  • Service Line
  • Additional Freezer, Oven / Range / Cooktop, Microwave, Dishwasher, Or Water Heater
hsc-image coverage

Image description: The Home Service Club Coverage From HSC Official Sample Contract

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Coverage Limitations & Exclusions

HSC home warranty contracts have certain dollar limitations. While the service contract has an aggregate coverage limit of $6,000 for its Standard Coverage plan and $9,000 for its Comprehensive Coverage plan, HSC claims that liability does not exceed $2,000 per claim. 

The limit for each covered item also varies, as mentioned in the contract. The table below lists the coverage limits of the systems and appliances as mentioned in the company’s sample contract:

Limitations Applicable For Standard Coverage

Heating Systems

Up to $2,000 per each twelve month period

Air Conditioning Systems

Up to $2,000 per each twelve month period

Plumbing Systems

Up to $750 per each twelve month period

Water Heaters (Gas or Electric)

Up to $500 per each twelve month period

Electrical Systems

Up to $500 per each twelve month period

Ceiling Fans

Up to $500 per each twelve month period

Microwave Oven Built-In

Up to $500 per each twelve month period

Dishwashers

Up to $600 per each twelve month period

Refrigerators

Up to $750 per each twelve month period

Ovens Ranges Cook-tops (Gas or Electric)

Up to $750 per each twelve month period

Garbage Disposal

Up to $350 per each twelve month period

Trash Compactor

Up to $500 per each twelve month period

Food Centers Built-in

Up to $500 per each twelve month period

Clothes Washer

Up to $800 per each twelve month period

Clothes Dryer (Gas or Electric)

Up to $800 per each twelve month period

Garage Door Opener

Up to $500 per each twelve month period

Limitations Applicable For Comprehensive Coverage

Ductwork

Up to $600 per each twelve-month period

Recirculating Hot Water Pump

Up to $500 per each twelve-month period

Gas Leaks

Up to $500 per each twelve-month period

Water Leaks

Up to $500 per each twelve-month period

Sump Pump

Up to $500 per each twelve-month period

Whole House, Exhaust & Attic Fans

Up to $500 per each twelve-month period

Central Vacuum(s)

Up to $500 per each twelve-month period

Instant Hot Cold Water Dispenser

Up to $300 per each twelve-month period

Pest Control

Up to $500 per each twelve-month period

Telephone Wiring

Up to $500 per each twelve-month period

Alarm Wiring

Up to $500 per each twelve-month period

Smoke Detectors

Up to $500 per each twelve-month period

Doorbells

Up to $500 per each twelve-month period

Whirlpool Motor and Pump Assemblies

Up to $500 per each twelve-month period

Plumbing Stoppage Coverage

(Accessible ground level cleanout required)

Up to $500 per each twelve-month period

All home warranty contracts cover repair and replacement costs of damage caused by normal wear and tear. The company will not cover any damage caused by the following issues:

Another exclusion you should be aware of is that certain parts or components of your covered item do not fall under HSC coverage. For example, microwave parts like door glass, latch assemblies, shelves, springs, etc., are not covered even if your microwave is covered.

The Home Service Club Cost

HSC’s Standard Coverage Plan costs $51.25 monthly, and the Comprehensive Coverage Plan starts from $62.50 monthly. The coverage options of both plans make it cost-effective as similar plans in the market often have fewer items. 

Plans

Monthly 

Yearly

Standard Coverage

$51.25

$649.95

Comprehensive Coverage 

$62.50

$799.95

Service Fee: $65 – $125

Note: The home warranty cost may vary depending on your location and home size, any add-ons you choose, and other factors.

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Review Of Plans, Coverage & Customer Service Of Home Service Club Home Warranty

Home Service Club has received a 4/5 rating from over 1,900 customer reviews on our platform. The company has also received a rating of 4.7/5 on Google Reviews, which indicates that the HSC has done well over the years.

Review Of Home Service Club’s Plans & Coverage

Review Of Home Service Club’s Customer Services

While HSC offers coverage for a long list of items at a reasonable price, the coverage limitations reduce its value. Additionally, the drop in the quality of its services, as indicated by many negative reviews in recent times, shows that the company has an enormous scope to improve.

Home Service Club’s Claim Filing Procedure: Phone Number, Web Portal, & Online Form

Here’s what you need to do to file your service request smoothly:

It may take up to 48 working hours on national holidays or weekends. Customers must pay a trade call fee, or deductible, each time a technician repairs or replaces any of their devices.

Conclusion

The Home Service Club is a reputable home warranty company offering reasonable pricing and comprehensive coverage options. Customers can benefit from adaptable plans that cater to their specific needs.

Homeowners particularly appreciate HSC’s add-on package, which includes coverage for utilities and outside service lines. Overall, HSC can be a choice for homeowners looking for affordable and reliable home warranty options.

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Quick Details About the Company 

Below are some key facts regarding Home Service Club Warranty:

Founder

Sam Zakarin

Year Of Establishment

2008

Address

305 Broadway, 9th Floor

Type Of Company

Private 

Why Should You Trust Us?

The Home Service Club FAQs

Q.

Does HSC Home Warranty Require Home Inspection?

A.

No, the company does not inspect a home before a customer buys a plan. You can buy HSC plans online or through the phone. If you are a new home buyer, your real estate agent can help you.

Q.

Can I Transfer My HSC Plan To The New Homeowner Before The Contract Expires?

A.

Yes, you can transfer your contract to the new homeowner. All you need to do is reach out to customer care, and they will assist you with the entire process. A fee of not more than $55 will be charged for a successful transfer. 

Q.

Should I Buy A Homeowner Plan When My Real Estate Plan Expires?

A.

Buying a home warranty once your real estate plan expires would be a good idea to stay protected from unforeseen expenses. 

Q.

How can I Get The Home Service Club Membership?

A.

You must purchase a home warranty plan from the HSC to join and enjoy their services and benefits. You should be careful when purchasing an HSC home warranty, as a different company called Homeservice Club in Canada offers the same services.

Q.

What Are Some Of The Perks That The Home Service Club Offers To Their Members?

A.

HSC members receive top-tier services from some of the best technicians in the country. They can also access and manage their account 24/7 and submit a claim online. 

The company’s customers are eligible for many discounts on flooring and cabinetry. HSC customers receive state-of-the-art equipment when older devices are replaced.

Q.

What Is The Home Service Club's Phone Number?

A.

For assistance, you can contact the HSC helpline at 800-601-1009. Additionally, you can reach the company by sending an email to info@hscwarranty.com

Q.

Is The Home Service Club Legit?

A.

 HSC is a registered company in many states. They have been serving customers since 2008.

Q.

Are Roof Leaks Covered Under The Home Service Club Home Warranty?

A.

HSC offers limited roof leak coverage under optional items.

Q.

Does the Home Service Club Have Age Limits For Coverage?

A.

The Home Service Club doesn’t restrict coverage based on the age of the home appliances and systems, nor do they ask for home inspections.

Q.

In which states does Home Service Club Offer Warranties?

A.

Home Service Club Home Warranty offers its services in all 50 states.

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Customer Reviews On The Home Service Club

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We allow reviews only from genuine customers of home warranty companies, past or present. Your review should be genuine and not provided in the expectation of monetary rewards from any company.

Reviews from employees of home warranty companies or named competitors are not encouraged. We will also not allow reviews that are too short or abusive. We may withhold reviews that in our discretion do not meet the above criteria.

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