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First American Home Warranty (FAHW) is one of the early entrants in the industry with over 40 years of experience. The parent company of FAHW, First American Financial Corporation, has been around for over 125 years and is listed as one of the Fortune 500 companies in the US. 

Our editors thoroughly researched the company policy and analyzed over 2400 customer reviews to create this assessment. We recommend homeowners read this detailed review to learn more about:

  • Pricing, coverage, and plan details of FAHW 
  • Dollar limits and exclusions of the company 
  • Process of claims’ submission

Why First American Home Warranty?

qualified_local_techinician

FAHW has paid $219 Million in claims in a year

claims_hotline

The company accepts service requests 24 hours a day and seven days a week

affordable_plans

The company offers coverage regardless of the age of appliances & systems

HomeWarrantyReviews.com

twohalf_star

2.8/5 (2,438)

Trustpilot

threehalf_star

3.6/5 (10,701)

Consumer Affairs

threehalf_star

3.6/5 (356)

Explore users’ experience of First American Home Warranty

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Forrestine Richards , TN, Atoka
five_star

I HAVE BEEN WITH FIRST AMERICAN HOME WARRANTY FOR A DECADE AND THEY HAS BEEN THERE ALL THOSE YEARS FOR ME AND MY REPAIRS THANK GOODNESS FOR FIRST AMERICAN HOME WARRANTY

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Jay Thampi , FL, Milton
five_star

VERY GOOD CUSTOMER SERVICE.. HANDLED MY CLAIM IN A TIMELY MANNER. VERY PLEASED. WORTH EVERY PENNY TO HAVE THE ASSURANCE WHEN UNEXPECTED SITIUATIONS HAPPEN AND THINGS BREAK AT HOME.. MY POOL PUMP WENT OUT AND THEY GOT IT REPLACED RIGHT AWAY.

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Sheryl shumate , AZ, Yuma
five_star

Good experience with them ! They were very attentive , very professional and proficient and overal satisying!

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Marie Franklin , TX, Killeen
five_star

On 6/30/23 I called in a claim for my front load steam dryer to FAHW. The contractor was excellent however my parts kept getting back ordered. The contractor contacted FAHW and they bought a brand new one from Lowe’s. Per FAHW my dryer was delivered and installed plus they removed the old dryer. I have never had any issues with this company and I have had them for over 10 years.

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Karen Marie Yardley , UT, Santa Clara
five_star

I am so tickled with First American Warranty. My air conditioner , my toilet, and now my garage door opener. I can always count on being helped. Thank you for being there for me.

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Charity Vermeer , CO, Fort Collins
five_star

First American Home Warranty is the #1 recommended home warranty in Northern Colorado by the real estate community. I personally have a home warranty through FAHW, and it has been a wonderful experience. The registration process was simple; filing my first claim was smooth and easy. I highly recommend FAHW!

  • GO TO

Pros & cons

Pros

  • Does not mandate home inspections
  • Offers Plumbing Plus and various such upgrades

Cons

  • Offers limited add-ons

Enquire For Cost-effective home warranty plans

Protect Your Home Appliances And Systems Starting As Low As $1.5/Day

Plans & Coverage Of First American Home Warranty

FAHW offers 3 plans with varied coverage options: Starter, Essential, and Premium.  The Starter Plan covers 5 appliances and systems, the Essential Plan includes 9 items, and the Premium Plan, a comprehensive option, covers 15 essential systems and appliances.

The table below lists all the items covered by First American Home Warranty plans:

Items

Starter

Essential

Premium

Plumbing System

Dishwasher And Refrigerator

Electrical And Heating Systems

Built-In Microwave Oven

Oven And Cooktop

Clothes Washer And Dryer

Water Heater

Garage Door Opener

Air Conditioning

Luxury Appliance Coverage

Full Garage Door System

Garbage Disposal

Instant Hot Water Dispenser

Faucets

Additional Coverage And Enhancements

Besides these three plans, FAHW also offers optional items and upgrades at an additional cost. Take a look at what the following upgrades cover:

Optional Coverage

The following items you can purchase in exchange for some extra dollars:

  • Central Air Conditioning
  • First Class Upgrade
  • HVAC Tune-up
  • Water Softener
  • Pool / Spa Equipment
  • Septic Tank / Pumping System
  • Additional Refrigeration
  • Well Pump

Coverage Limitations & Exclusions

The First American Home Warranty offers dollar limits under all of its plans. This means the company will protect your home system or appliance up to these limits.

The table below shows the coverage limits provided by the company for basic coverage.

Items

Limits

Plumbing

Up to $500

Water Heater

Up to $1500

Kitchen Appliances

$3500/item

Also, FAHW will cover your optional add-ons up to the provided coverage limitations. These are:

Optional Items 

Limits

Central Air Conditioning

Up to $1,500

First Class Upgrade

Up to $600

Pool / Spa Equipment

Up to $2,500

Additional Refrigeration

Up to $1,000

Well Pump

Up to $1,500

Septic Tank / Pumping System

Up to $500

Water Softener

Up to $500

First American Home Warranty plans only cover the parts and components explicitly mentioned in their service agreement. Accessories, shelves, knobs, hinges, digital meters, transmitters, etc., of appliances and systems are excluded. 

Although the company offers repair and replacement services for items with improper installation, it is subject to terms and conditions. 

Note: You can learn about more limitations and exclusions of First American Home Warranty plans with the help of a sample or service contract.

First American Home Warranty Cost

First American Home Warranty plans start at $47/month or $540/year for Starter, $57/month or $600/year for Essential, and $72/month or $840/year for Premium plan.

 

Starter Plan

Essential Plan

Premium Plan

Cost At $125 Deductible

$47 / Month

$57 / Month

$72 / Month

$540 / Annum

$660 / Annum

$840 / Annum

Cost At $100 Deductible

$52 / Month

$62 / Month

$77 / Month

$600 / Annum

$720 / Annum

$900 / Annum

Cost At $75 Deductible

$62 / Month

$72 / Month

$87 / Month

$720 / Annum

$840 / Annum

$1,020 / Annum

The company offers three choices of deductibles- $75, $100, and $125, based on which plan rates differ. The detailed break-up of the First American Home Warranty plans is explained in the table below. 

Note: These prices are California-specific and for properties under 5,000 sqft.

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Review Of Plans, Coverage & Customer Service Of First American Home Warranty

FAHW’s long-standing presence in the industry and the goodwill it borrows from its parent entity give it a unique benefit vis-à-vis other companies. First American Home Warranty has a 2.8/5 rating on our platform based on over 2,400 customer reviews.

Review Of First American Home Warranty Plans & Coverage

Review Of First American Home Warranty’s Customer Service

First American Home Warranty Claim Filing Procedure: Phone Number, Web Portal, & Online Form 

Requesting service from the licensed and skilled technicians of FAHW’s network is easy. The FAHW claims process is as follows:

Note: FAHW will not reimburse you for any services performed without prior authorization.

Conclusion

First American Home Warranty provides three different plans and flexibility in selecting the deductible and determining the plan’s cost. However, the Starter and Essential plans are not comprehensive, excluding basic items such as faucets and garbage disposal.

Nevertheless, the company offers optional items that can be added to your existing plan to enhance its comprehensiveness. Therefore, we strongly recommend reviewing each plan and its coverage details to understand what is covered and what is not, allowing you to decide according to your requirements.

Quick Details About The Company

Look at the following table to learn some basic details about Select Home Warranty:

Founder

Matthew Wendl, President

Year Of Establishment

1984

Address

1244 Apollo Way, Santa Rosa, CA 95407

Type Of Company

Private 

Why Should You Trust Us?

Frequently Asked Questions (FAQs)

Q.

Is There A Waiting Period For First American Home Warranty?

A.

First American Home Warranty has a 30-day waiting period before coverage begins. You can choose a different start date up to 45 days from your enrollment date.

Q.

Does The First American Home Warranty Cover Plumbing?

A.

Yes, First American Home Warranty coverage includes plumbing systems and plumbing stoppages.

Q.

How Does First American Home Warranty Work?

A.

First American Home Warranty offers two plans with different coverage levels – The Basic Plan and Premium Plan. You can choose either of these plans depending on your coverage needs. After your 30-day waiting period, you can file a service request claim when a covered item breaks down.

The company verifies the validity of your claim and arranges for a qualified service technician. The technician will diagnose and fix your broken item after you pay him the agreed-upon service call fee.

Q.

How Much Does A First American Home Warranty Cost?

A.

First American Home Warranty costs vary depending on your chosen plan, your location, and other factors.

For example, the Basic Plan may cost you $38 per month or $420 per year in Texas. The Premium Plan is $48.50 per month or $546 per year. In California, the Basic Plan starts at $33 per month or $360 per year; the Premium Plan is $45.50 per month and $510 per year.

Q.

What Is The First American Home Warranty Cash-Out Option?

A.

First American Home Warranty provides flexible payment options where you can contact an independent licensed contractor if they cannot locate one to attend to your claim. They authorize covered repairs or replacements and reimburse up to an agreed-upon rate. 

Your contractor can be paid directly if they bill First American Home Warranty the repair costs, or you can get the amount upon presenting a paid invoice.

Q.

Do I Need A First American Home Warranty If I Have Homeowners Insurance?

A.

Homeowners’ insurance provides different coverage, as it covers your expenses for damages caused by natural disasters, Acts of God, burglaries, and structural issues.

On the other hand, home warranty coverage reduces repair and replacement costs for your home systems and appliances. These services are provided when a covered item breaks down due to general wear and tear, especially after the expiration of the manufacturer’s warranty.

Q.

Can I Get Coverage On Any Home System Or Appliance?

A.

You can get the home systems and appliances mentioned in a home warranty plan covered by the company. There are no restrictions on home systems and appliances age, make, or model. However, it’s best to maintain service records to have a reference when claiming First American Home Warranty coverage.

Q.

Does First American Home Warranty Cover Roof Leaks?

A.

First American Home Warranty coverage does not include roof leaks in any of its plans. You can consider ServicePlus Home Warranty and Choice Home Warranty, which offer roof leak coverage.

Q.

Does The First American Home Warranty Cover Freon?

A.

Yes, the First American Home Warranty plans cover R-22 refrigerant or freon. They will cover the costs to refill your system irrespective of the type of refrigerant.

Additionally, they have no dollar-limits policy on the cost of covered refrigerants.

Q.

Is There Any Limit To How Often I Can Request Service?

A.

You can make any number of requests during your contract period. You must pay a trade service fee for each visit unless it follows up on a previous repair within the service guarantee period (30 days).

Q.

How To Cancel The First American Home Warranty?

A.

If you wish to terminate your services, follow First American Home Warranty’s cancellation process. According to the company guidelines, you must submit a cancellation request in writing to cancellationsupport@firstam.com. You may also be required to pay a $50 cancellation fee.

Q.

When can a warranty claim be denied?

A.

Yes, your home warranty can be denied if you don’t follow the exact guidelines provided by the company. Hence, read your service contract carefully to understand the terms. 

Q.

Does a home warranty cover accidental damage?

A.

No, the home warranty does not cover any accidental damages. You can opt for a home insurance policy if you want coverage for these damages. 

Q.

In which states is First American Home Warranty excluded?

A.

First American Home Warranty is available in 35 states across the United States. However, it is currently excluded in the following states: Alaska, Connecticut, Delaware, Hawaii, Iowa, Louisiana, Maine, Massachusetts, Minnesota, New Hampshire, New York, North Dakota, Rhode Island, Vermont, and Wisconsin.

Q.

Does First American Home Warranty Offer Any Discounts?

A.

First American Home Warranty offers $25 off for active and retired military personnel on home warranty plans. Homeowners can also get $100 off on any plan when purchasing online. You can find more details on this in your service agreement.

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Customer Reviews On First American Home Warranty

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We Follow These Rules To Keep It Clean

We allow reviews only from genuine customers of home warranty companies, past or present. Your review should be genuine and not provided in the expectation of monetary rewards from any company.

Reviews from employees of home warranty companies or named competitors are not encouraged. We will also not allow reviews that are too short or abusive. We may withhold reviews that in our discretion do not meet the above criteria.

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