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Best Home Warranty Companies In indiana 2025

Does the thought of a broken appliance or malfunctioning HVAC system send shivers down your spine? Indiana homeowners fear not! This guide explores the best home warranty companies in Indiana for 2024. We’ll break down coverage options, pricing, and customer reviews to help you find the perfect fit to protect your wallet and peace of mind.

update Updated: July 2025
Over 25 Home Warranty Companies Reviewed
Licensed and Vetted Service Providers
1 Award Winner

Elite Home Warranty

offer
$200 OFF and 1 Month Free. 30-Day Free Trial.
Outstanding fourhalf_star
4.9
2 Fast Claim Processing

Regency Total Home Warranty

offer
$300 OFF and 2 Months Free + Free Roof Coverage
Excellent fourhalf_star
4.6
3 Affordable Coverage

Select Home Warranty

offer
$150 OFF and 2 Months Free + Free Roof Coverage
Excellent fourhalf_star
4.4

Our Picks: Best Home Warranty Companies For indiana Residents

After comprehensively evaluating multiple companies, we have pinpointed the following top five home warranty providers in Indiana as the ideal selections for the state’s homeowners:

1 Award Winner
1

Elite Home Warranty
  • Best Home Warranty Award Winner.
  • No Contract. Cancel Anytime.
  • 24/7 U.S. Based Live Claims Concierge.
  • Industry Highest Coverage Options.

offer$200 OFF and 1 Month Free. 30-Day Free Trial.

Outstanding fourhalf_star
4.9
(888) 580-5416

Premium $59.99 - $69.99

Deductible $70.00 - $130.00

Total Coverage Benefits $25,000 Contractual Limit

Why We Chose Elite Home Warranty?

Elite Home Warranty is raising the bar in the industry with unmatched customer satisfaction and reputation, affordable pricing, and fast, reliable service. Rated 4.9/5 across trusted platforms, they offer transparent pricing with no hidden fees, process claims within 48 hours, and provide best in class coverage with some of the highest limits in the industry without any gimmicks. Get peace of mind knowing your home is protected by the industry's finest.

Pros :

  • Best Home Warranty Award Winner.
  • No Contract. Cancel Anytime.
  • 24/7 U.S. Based Live Claims Concierge.
  • Industry Highest Coverage Options.

Where Services Are Available?

Available in 48 States. Coverage is not currently available in California and Wisconsin.

2 Fast Claim Processing
2

Regency Total Home Warranty
  • Affordable and Flexible Pricing.
  • Unlimited Service Calls.
  • Simple and Friendly Claims Process.

offer$300 OFF and 2 Months Free + Free Roof Coverage

Excellent fourhalf_star
4.6
(844) 240-8369

Premium $54.99 - $64.99

Deductible $60.00 - $100.00

Total Coverage Benefits $15,000 Contractual Limit

Why We Chose Regency Total Home Warranty?

Regency Total Warranty delivers a balanced offering of flexibility and clarity. Its unlimited service call policy and white glove support make it a favorite for homeowners looking for dependable care and detailed contract transparency.

Pros :

  • Affordable and Flexible Pricing.
  • Unlimited Service Calls.
  • Simple and Friendly Claims Process.

Where Services Are Available?

Available in All 50 U.S States.

3 Affordable Coverage
3

Select Home Warranty
  • Cost Effective and affordable Plans.
  • Fast claims Processing.
  • Free Roof Leak Coverage.

offer$150 OFF and 2 Months Free + Free Roof Coverage

Excellent fourhalf_star
4.4

Premium $54.99 - $64.99

Deductible $60.00 - $125.00

Total Coverage Benefits $11,000 Contractual Limit

Why We Chose Select Home Warranty?

Select Home Warranty offers a strong combination of affordability and essential coverage. With extras like free roof coverage and a reliable claims process, it's a solid option for budget-conscious homeowners who still want dependable protection.

Pros :

  • Cost Effective and affordable Plans.
  • Fast claims Processing.
  • Free Roof Leak Coverage.

Where Services Are Available?

Available in 47 States. Coverage is not currently available in Nevada, Washington and Wisconsin.

4

Liberty Home Guard
  • 24/7 Customer Support with Same Day Response.
  • Extensive Add Ons Coverage Options.
  • Fast and Easy Claim Processing.
  • Fully Digital Claims Experience.

offer$200 OFF and 2 Months Free + Free Roof Coverage

Outstanding fourhalf_star
4.7
855-681-9724

Premium $54.99 - $69.99

Deductible $85.00 - $150.00

Total Coverage Benefits $15,000 Contractual Limit

Why We Chose Liberty Home Guard?

Liberty Home Guard is a customer-centric provider offering one of the most comprehensive selections of optional coverages in the industry. With a high BBB rating, user friendly platform, and flexible plan customization, it’s well suited for homeowners seeking complete control over their coverage.

Pros :

  • 24/7 Customer Support with Same Day Response.
  • Extensive Add Ons Coverage Options.
  • Fast and Easy Claim Processing.
  • Fully Digital Claims Experience.

Where Services Are Available?

Available in All 50 U.S States.

5

America’s First Choice
  • Lifetime Workmanship Guarantee.
  • Option to Choose Any Licensed Technician.
  • In-House Service Team for Fast Resolutions.

offer$250 OFF and Free Roof Coverage

Excellent fourhalf_star
4.5
866-203-8901

Premium $54.99 - $69.99

Deductible $75.00 - $125.00

Total Coverage Benefits $10,000 Contractual Limit

Why We Chose America’s First Choice?

America’s First Choice Home Club goes beyond basic warranty services with long-term reliability and unique member benefits. Its flexible repair options and extended workmanship guarantees make it an ideal solution for homeowners wanting extra peace of mind.

Pros :

  • Lifetime Workmanship Guarantee.
  • Option to Choose Any Licensed Technician.
  • In-House Service Team for Fast Resolutions.

Where Services Are Available?

Available in All 50 U.S States.

6

American Home Shield (AHS)
  • 50+ Years of Industry Experience.
  • Largest Home Warranty Company.
  • Comprehensive Coverage.
  • Reliable Claims Process.

offer$100 OFF and Free Roof Coverage

Excellent fourhalf_star
4.4

Premium $54.99 - $89.99

Deductible $75.00 - $125.00

Total Coverage Benefits $10,000 Contractual Limit

Why We Chose American Home Shield (AHS)?

As a pioneer in the home warranty space, American Home Shield offers flexible coverage and decades of proven service. Their willingness to cover pre-existing conditions and strong contractor partnerships give homeowners a dependable safety net.

Pros :

  • 50+ Years of Industry Experience.
  • Largest Home Warranty Company.
  • Comprehensive Coverage.
  • Reliable Claims Process.

Where Services Are Available?

Available in 48 States. Coverage is not currently available in Alaska and Hawaii.

7

ARW Home – American Residential Warranty
  • No Age Restriction on Covered Items.
  • Service Available in all 50 States.
  • Electronic Gadgets Protection.

offer$100 OFF and 2 Months Free

Excellent fourhalf_star
4.2

Premium $54.99 - $64.99

Deductible $100.00 - $125.00

Total Coverage Benefits $10,000 Contractual Limit

Why We Chose ARW Home – American Residential Warranty?

American Residential Warranty offers versatile and tech friendly options. Its monthly billing, smart home add ons, and internal service team appeal to homeowners who want modern solutions without long term contracts.

Pros :

  • No Age Restriction on Covered Items.
  • Service Available in all 50 States.
  • Electronic Gadgets Protection.

Where Services Are Available?

Available in All 50 U.S States.

8

First American Home Warranty
  • Strong Real Estate Integration.
  • Paid Over $200 Million In Claims.
  • Serves 500k+ Customers Nationwide.

offerFlexible Payment Options

Good threehalf_star
3.6

Premium $54.99 - $64.99

Deductible $85.00

Total Coverage Benefits $10,000 Contractual Limit

Why We Chose First American Home Warranty?

Backed by decades of experience, First American is especially popular with real estate professionals and home buyers. Its all in one plans and affordability make it an excellent choice for new homeowners and long term residents alike.

Pros :

  • Strong Real Estate Integration.
  • Paid Over $200 Million In Claims.
  • Serves 500k+ Customers Nationwide.

Where Services Are Available?

Available in 35 States. Coverage is not currently available in Alaska, Connecticut, Delaware, Hawaii, Illinois, Louisiana, Massachusetts, Maine, Minnesota, North Dakota, New Hampshire, New York, Rhode Island, Vermont and Wisconsin.

9

Cinch Home Services
  • 180 Day Workmanship Guarantee.
  • Online Customer Portal.
  • Comprehensive Coverage.

offerFree Water Sensor and 2 Months Free

Good threehalf_star
3.4

Premium $54.99 - $64.99

Deductible $75.00 - $150.00

Total Coverage Benefits $10,000 Contractual Limit

Why We Chose Cinch Home Services?

Cinch combines reliability with innovation, offering one of the best repair guarantees and added appliance discounts. Its digital first experience and customer-friendly features position it as a forward thinking choice for modern homeowners.

Pros :

  • 180 Day Workmanship Guarantee.
  • Online Customer Portal.
  • Comprehensive Coverage.

Where Services Are Available?

Available in 48 States. Coverage is not currently available in Alaska and Hawaii.

10

2-10 Home Buyers Warranty
  • Specialized Structural Coverage.
  • Reliable Claims Process.
  • 24/7 Emergency Services.

offer20% OFF All Plans

Good threehalf_star
3.8

Premium $59.99 - $74.99

Deductible $75.00 - $125.00

Total Coverage Benefits $10,000 Contractual Limit

Why We Chose 2-10 Home Buyers Warranty?

Known for its expertise in builder and structural warranties, 2-10 is ideal for newly built homes. Their deep industry partnerships and tailored plans provide strong protection where it’s needed most, foundation and structure.

Pros :

  • Specialized Structural Coverage.
  • Reliable Claims Process.
  • 24/7 Emergency Services.

Where Services Are Available?

Available in 44 States. Coverage is not currently available in Alaska, Hawaii, New Hampshire, Oklahoma, Wisconsin and Wyoming.

11

America’s Preferred Home Warranty (APHW)
  • Strong Customer Retention Rates.
  • Reliable Claims Process.
  • Roof Leak Coverage.
Good threehalf_star
3.9

Premium $59.99 - $69.99

Deductible $50.00 - $100.00

Total Coverage Benefits $25,000 Contractual Limit

Why We Chose America’s Preferred Home Warranty (APHW)?

America’s Preferred offers flexibility that few competitors match by allowing homeowners to choose their own licensed repair professionals. Combined with a customer first mindset and responsive support, it delivers a high-trust experience for homeowners who value choice and convenience.

Pros :

  • Strong Customer Retention Rates.
  • Reliable Claims Process.
  • Roof Leak Coverage.

Where Services Are Available?

Available in 49 States. Coverage is not currently available in California.

2025 Home Warranty Annual Award Winner

HomeWarrantyReviews.com, a trusted name in the industry for decades, lets customer voices shine through its annual awards. Combining real-world experiences with expert analysis, these awards highlight the providers that homeowners truly trust. After reviewing over 25 home warranty companies, the Home Warranty Reviews team named Elite Home Warranty the best home warranty company nationwide. We trust Elite Home Warranty to protect your home due to its reliable services, most beneficial coverage benefits and consumer centric approach, and you should too.

Why Homeowners Trust Elite Home Warranty?

Elite Home Warranty isn’t just another provider, they are setting a new standard in the industry. Here’s why thousands of homeowners trust Elite Home Warranty every day:

  • Top Rated Customer Satisfaction: 4.9/5 stars across verified platforms including BBB, Home Warranty Companies, Consumera, Google and more.
  • Affordable Pricing: Competitive rates with no hidden fees, surprise charges, or misleading fine print.
  • Efficient Claims Process: 90% of claims are processed within 24 to 48 hours, with real time status updates.
  • Best in Class Coverage That Actually Works: Elite offers the best coverage benefits with some go the highest limits in the industry, with trusted protection when you need it most.
  • Award-Winning Support Team: Friendly, U.S.-based claims concierge available 7 days a week to help you every step of the way.

Is Home Warranty Plans Beneficial for Indiana Homeowners?

Home warranty plans benefits Indiana homeowners by solving some of the most daunting issues faced by systems and appliances in an Indiana household:

How Much Does Indiana Home Warranty Cost?

Find the average cost of Indiana’s Home Warranty below:

Average Annual Cost

$300 - $600

Average Monthly Cost

$40 - $70

Average Service Fee (Deductible)

$60 - $125

The price of a home warranty varies depending on various factors, which include: 

Considering these factors and obtaining quotes from multiple providers will help Indiana homeowners decide on the most suitable and cost-effective home warranty plan for their needs.

Home Warranty Coverage In Indiana  

Home warranty coverage in Indiana typically includes protection for essential home systems and appliances. Here are some standard inclusions and exclusions:

General Coverage Of Indiana Home Warranty

  • HVAC A reliable HVAC system is crucial in Indiana’s hot summers and cold winters. Your warranty can cover repairs for your furnace, air conditioner, heat pump, and ductwork, ensuring year-round comfort.
  • Plumbing Freezing temperatures can cause pipe bursts, and summer heat can stress your plumbing system. A home warranty protects your home from potential water damage and protects against leaks, clogs, and malfunctions in pipes, faucets, toilets, and other plumbing fixtures.
  • Electrical System A home warranty plan ensures the safety and functionality of your electrical system by covering repairs for wiring, outlets, switches, and breaker panels. This is particularly important in older Indiana homes with potentially outdated electrical systems.
  • Kitchen Appliances It protects against unexpected breakdowns of essential appliances like refrigerators, ovens, cooktops, dishwashers, and garbage disposals, preventing disruptions to your daily routine.
  • Laundry Appliances Washing machines and dryers are commonly covered, ensuring your laundry routine runs smoothly, even if your appliances encounter issues.

Common Exclusions

  • Pre-existing Conditions Home warranty plans typically do not cover pre-existing issues or conditions before the coverage begins.
  • Improper Maintenance Lack of proper maintenance or neglect of appliances and systems may result in denied claims. Regular upkeep and care are often the responsibility of the homeowner.
  • Cosmetic Damages Home warranties typically focus on functional repairs, and cosmetic issues or damage may not be covered. This includes scratches, dents, or other non-functional defects.
  • Acts of Nature Damage caused by natural disasters, such as floods, earthquakes, or other acts of nature, is generally excluded from home warranty coverage.

Here Are Some Additional Points To Consider

Some additional considerations for home warranty plans in Indiana include: 

  • Coverage CapsIt’s essential to be aware of any coverage limits the home warranty plan imposes.
  • Item-Specific CoverageReview the specifics of coverage for each item. Some plans might offer different levels of coverage for specific appliances or systems, and homeowners should be aware of these nuances to ensure comprehensive protection.
  • Network LimitationsThe availability of technicians within the warranty provider’s network can vary, particularly in rural or remote areas. It’s essential to check whether qualified technicians are readily accessible in your location.

Who Regulates Home Warranty Companies In Indiana?

After choosing a home warranty provider in Indiana, it's advisable to verify with the Indiana Department of Insurance if the selected company holds the necessary licenses, bonds, and security as mandated by the Department. Also, consult legal professionals or consumer advocacy organizations for any recent changes or developments.

Final Word

These top picks consider factors like coverage options, pricing, and customer feedback to meet the diverse needs of Indiana residents. With unpredictable weather and potential home system issues, these companies offer a trusted solution for protecting against unexpected repair costs. Choosing a reputable home warranty plan can help Indiana homeowners confidently manage their homes throughout the year.

Frequently Asked Questions (FAQs)

Do Home Warranty Companies Cover Refrigerator Repair In Indiana?+

How Long Does a Home Warranty Last in Indiana?+

What Are The Most Frequent Appliance Repairs In Indiana?+

Can I Transfer My Home Warranty to a New Owner?+

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