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For homeowners, keeping their homes in top-notch condition is a priority. However, this can be a challenge in Arkansas due to its varied climate. Hot summers and potential snowfall in winter can make household upkeep a hefty task!
As the Arkansas locals are experiencing a high cost of living and high tax rates, many have invested in home warranty plans to save money on home maintenance. Many home warranty companies in Arkansas have plans to suit every budget and coverage need of the residents of the state.
We have evaluated them and provided tips on choosing the right plan based on your requirements. Keep reading to learn more about them.
$200 Off + 2 Months Free Coverage
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$150 off + Free roof coverage + 2 months free
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1st month free + Free roof coverage
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Disclaimer: We facilitate quotes from reputable home warranty providers and may earn a commission, but that does not influence our evaluation process to produce unbiased reviews.
Among various home warranty companies in Arkansas, we have shortlisted the best ones for you. Take a look:
Here is an analysis of the best home warranty companies and their coverage plans. You can learn about their offers and services and choose a plan which suits you the best.
(Best For Customer Service)
ServicePlus Home Warranty, located in New Jersey, presents an exceptional choice for clients seeking the flexibility to personalize a comprehensive coverage plan. With two available options, homeowners can opt for plans starting from a monthly fee of $40.
Moreover, ServicePlus extends its services to include additional systems and appliances such as a second refrigerator, air conditioner, water heater, garage door opener, and more, which can be conveniently added to the coverage plan.
Pros
Cons
Service Plus Home Warranty offers two plans: Gold Plan & Platinum Plan. The first plan covers all major home items, such as the plumbing system, electrical system, oven/range/stove, dishwasher, garbage disposal, etc. The Platinum Plan covers the a/c system, heating system, clothes washer & dryer, refrigerator, and more.
ServicePlus also has an aggregate limit of $1,500 per covered item. It indicates the company will protect the covered systems and appliances up to the given dollar limit. The table below shows some more key features of the plans.
Covered Items | Budget Range | Suitable For | Aggregate Coverage Limit | |
Gold Plan | 15 | Low-Cost | Customers looking for basic systems and appliances coverage | $1,500 |
Platinum Plan | 20 | Moderately Expensive | Customers looking for extensive systems and appliances coverage | $1,500 |
Check out the table to learn more about the coverage offered under SPHW plans.
Items |
Gold Plan |
Platinum Plan |
Plumbing System | ✓ | ✓ |
Plumbing Stoppage | ✓ | ✓ |
Whirlpool Bathtub | ✓ | ✓ |
Water Heater | ✓ | ✓ |
Oven/Range/Stove | ✓ | ✓ |
Electrical System | ✓ | ✓ |
Cooktop | ✓ | ✓ |
Sump Pump | ✓ | ✓ |
Dishwasher | ✓ | ✓ |
Built-in Microwave | ✓ | ✓ |
Garbage Disposal | ✓ | ✓ |
Trash Compactor | ✓ | ✓ |
Ductwork | ✓ | ✓ |
Ceiling And Exhaust Fans | ✓ | ✓ |
Garage Door Opener | ✓ | ✓ |
Air Conditioning System | ✓ | |
Heating System | ✓ | |
Refrigerator | ✓ | |
Clothes Dryer | ✓ | |
Clothes Washer | ✓ |
The items listed in this section are the add-ons that Arkansans can avail of at some extra cost.
ServicePlus Home Warranty does not cover the following:
Per the SPHW contract, the Gold plan costs $43.25 / month, whereas the Platinum plan costs $49.92 / month. Apart from the premiums, SPHW charges a $75 deductible that customers must pay during service visits.
Plans |
Premiums (Monthly) |
Gold Plan |
$43.25 |
Platinum Plan |
$49.92 |
ServicePlus Home Warranty has established a strong reputation in the industry for providing comprehensive protection at competitive rates. The two available plans, Gold and Platinum, offer comparable coverage that suits individuals with a monthly budget of $40. Additionally, the company has a low-cost deductible, amounting to $75.
Furthermore, when customers opt for the upfront payment option, they receive only two months of free coverage and limited roof maintenance. This adds value, coupled with the regular discounts, making ServicePlus Home Warranty a budget option for Arkansas residents. As a result, we rate the company 4 out of 5 for its coverage and pricing.
ServicePlus Home Warranty maintains satisfactory ratings regarding customer service across numerous review platforms, including ours. We found that your fellow Arkansas customers have received prompt services, and the claim filing process has proven to be hassle-free.
Based on this feedback, our editorial team rates ServicePlus Home Warranty at 4 out of 5 for customer service and ease of filing claims.
(The Industry Leader)
AHS is one of the oldest and most trusted home warranty companies in the States. AHS offers three home warranty plans across the country, including Arkansas. Homeowners can pick from the three offered plans: ShieldSilver, ShieldGold, and ShieldPlatinum.
Moreover, the company provides coverage irrespective of age, pre-existing conditions, and maintenance records. With AHS, Arkansasns can select their service fee; this way, they can manage the budget per their needs.
Pros
Cons
There are three plans that AHS offers to homeowners: Shield Silver, Shield Gold, and Shield Platinum. The first plan covers 14 major home systems, and the second covers 23 home systems and appliances like water heaters, dishwashers, faucets, valves, garbage disposal, etc.
The third plan offers comprehensive coverage for 23 home items and free A/C Tune-Up Service and Maintenance Services.
Let’s take a look at the AHS’ offerings:
Covered Items |
Budget Range |
Suitable For |
Appliances Coverage Limit |
Systems Coverage Limit |
Roof Leak Coverage Limit |
|
Shield Silver |
14 |
Low-Cost |
Customers looking for just systems coverage |
Not Covered |
$5,000 |
Add on ($1000/term) |
Shield Gold |
23 |
Moderately Expensive |
Customers looking for systems coverage and minimum appliance coverage |
$2,000 Per Appliance Per Contract Term |
$5,000 |
Add on ($1000/term) |
Shield Platinum |
23 + A/C Tune Up Service + Maintenance Services |
Expensive |
Customers looking for comprehensive systems and appliance coverage |
$4,000 Per Appliance Per Contract Term |
$5,000 |
$1000/term |
Now, let’s understand the coverage offered under American Home Shield plans.
Items |
ShieldSilver |
ShieldGold |
ShieldPlatinum |
Refrigerator | ✓ | ✓ | |
Garage Door Opener | ✓ | ✓ | ✓ |
Water Heater | ✓ | ✓ | ✓ |
Wall Oven/Range/ Cooktop | ✓ | ✓ | |
Air Conditioner | ✓ | ✓ | ✓ |
Doorbell & Chimes | ✓ | ✓ | ✓ |
Interior Electrical Lines | ✓ | ✓ | ✓ |
Faucets & Valves | ✓ | ✓ | ✓ |
Interior Plumbing Lines | ✓ | ✓ | ✓ |
Whirlpool Tub Motor & Components | ✓ | ✓ | ✓ |
Main Breaker & Fuse Panel Box | ✓ | ✓ | ✓ |
Built-In Exhaust, Vent & Attic Fans | ✓ | ✓ | ✓ |
Heating Unit | ✓ | ✓ | ✓ |
Washers | ✓ | ✓ | ✓ |
Dryers | ✓ | ✓ | |
Dishwasher | ✓ | ✓ | |
Built-In Microwave Oven | ✓ | ✓ | |
Ceiling Fans | ✓ | ✓ | ✓ |
Garbage Disposal | ✓ | ✓ | |
Ductwork | ✓ | ✓ | |
Toilet | ✓ | ✓ | ✓ |
Instant Hot/Cold Water Dispenser | ✓ | ✓ | |
Shingles, Tiles, And Shakes | ✓ | ||
Flat (Non-Metal) Roofing | ✓ | ||
Flashing | ✓ | ||
Underlayment | ✓ | ||
HVAC Tune-Up | ✓ | ||
Unlimited A/C Refrigerant | ✓ | ||
Coverage For Code Violations And Permits | ✓ | ||
Roof Leak Repairs | ✓ |
Along with the regular plans, customers can take advantage of the following items as add-ons in exchange for some extra dollars.
Also, the company has coverage limitations on how much liability it has when repairing and replacing any of the covered items.
In Arkansas, American Home Shield plans range between $34 to $76 per month, depending on the two deductible options: $100 and $125. We extracted details and curated the following table to help you understand the AHS pricing better. Check it out below.
Deductible |
Shield Silver |
Shield Gold |
Shield Platinum |
$125 |
$34.99 |
$48.99 |
$69.99 |
$100 |
$41.99 |
$55.99 |
$76.99 |
American Home Shield provides three plans in Arkansas that offer homeowners both separate and combinational coverage. These comprehensive plans encompass all essential home items for which Arkansas homeowners require coverage.
Moreover, in Arkansas, the average age of the houses is almost 40 years, and thus, the systems and appliances will be quite old. AHS offers coverage for equipment regardless of age, which makes it a good choice. Hence, we rate AHS 4/5 for coverage!
However, it is important to note that American Home Shield’s pricing structure in Arkansas differs from other states. For instance, the Shield Silver basic plan costs $29.99 in other areas but $34.99 in Arkansas. Although the premiums may appear slightly higher here, American Home Shield strives to alleviate this burden by offering a generous 30% discount on all three plans. Thus, we assign a rating of 3/5 for their pricing in Arkansas.
Regarding customer experience, American Home Shield stands out as a company that has amassed many positive reviews on our platform. Feedback from Arkansas customers particularly emphasizes satisfaction with the company’s prompt services and immediate responses to their requests.
Furthermore, the quality of technicians provided by American Home Shield consistently meets expectations. Given these favorable aspects, we rate American Home Shield 4/5 for its customer experience.
(Provides Bonus Services)
Choice Home Warranty has been on the market for over 14 years and is known for its various offerings. These include 90 days of guaranteed repair, affordable pricing, simple plans, and a vast network of 25,000 contractors. The company offers two plans: The Basic plan and the Total plan, starting from $50 monthly.
Moreover, Choice has a record of processing 6 million service requests so that Arkansas homeowners can expect round-the-clock service from the company!
Pros
Cons
Choice offers two plans: Basic and Total. The coverage offered under these plans varies across the States, including Arkansas. The Basic Plan covers 14 home systems and appliances, and the Total Plan covers everything from the basic with a few optional add-ons. They also offer the first month free with limited roof coverage.
We have curated the following table to show the key features of CHW’s offerings. Take a look:
Covered Items |
Budget Range |
Suitable For |
Roof Leak Coverage Limit |
Overall Coverage Limit |
|
Basic Plan |
14 | Low-Cost | Homeowners looking for appliance and minimum systems coverage | $500 | $3000 per contract term |
Total Plan |
18 | Moderately Expensive | Homeowners seeking protection for basic and costlier appliances and systems | $500 | $3000 per contract term |
The items below are the items that you can get covered on the purchase of CHW plans. Take a look.
Items |
Basic Plan |
Total Plan |
Ductwork | ✓ | ✓ |
Built-in Microwave | ✓ | ✓ |
Heating System | ✓ | ✓ |
Plumbing System | ✓ | ✓ |
Plumbing Stoppage | ✓ | ✓ |
Electrical System | ✓ | ✓ |
Water Heater | ✓ | ✓ |
Dishwasher | ✓ | ✓ |
Cooktop Oven/Range/Stove | ✓ | ✓ |
Garbage Disposal | ✓ | ✓ |
Built-in Microwave | ✓ | ✓ |
Garage Door Opener | ✓ | ✓ |
Ceiling & Exhaust Fans | ✓ | ✓ |
Whirlpool Bathtub | ✓ | ✓ |
Air Conditioning System | ✓ | |
Refrigerator | ✓ | |
Clothes Washer | ✓ | |
Clothes Dryer | ✓ |
Apart from the regular plans, the following are optional add-ons that you can include in your plans at an extra cost.
The basic plan costs $51.22 monthly and $581.88 annually, and the Total plan comes at around $59.88 monthly and $685.78 annually. If you pay annually, the company offers a month of free coverage, meaning you get 13 months.
CHW charges service fees from $75 to $150, which you must pay during each service visit.
Plan |
Premiums (Monthly) |
Premiums (Yearly) |
Basic Plan |
$51.22 |
$581.88 |
Total Plan |
$59.88 |
$685.78 |
In terms of coverage, Choice Home Warranty offers two plans, namely Basic and Total, which provide comprehensive coverage for both systems and appliances. However, CHW imposes a limit of $3,000 for repair and replacement services, which is relatively lower.
Additionally, the company incorporates certain exclusions, such as the lack of coverage for pre-existing conditions. Hence, we rate them 3.5/5 for coverage.
CHW plans are generally reasonably priced; the Basic plan is particularly suitable for Arkansas residents seeking standard coverage within a monthly budget of $50 or more. However, it is worth noting that the company adds an extra $2.5 to monthly payments, a practice that customers have not received well. Consequently, we assign CHW a rating of 3/5 for their pricing.
Regarding customer services, Choice provides a 24/7/365 hotline for customers to file claims, ensuring their support is accessible round-the-clock. Moreover, the company maintains a network of 25,000 contractors who assist homeowners after claim filing.
Notably, CHW distinguishes itself by offering a 90-day repair guarantee, a feature not commonly provided by others in the industry. As a result, we rate CHW 4/5 for customer support and provided workmanship.
(Best For Add-Ons)
Liberty Home Guard has solidified its position as one of the leading home warranty providers, consistently garnering an A rating from BBB over the past six years. Arkansas residents particularly benefit from LHG’s cost-effective solutions, with the most comprehensive plan available at a monthly rate of just $59.
In addition to affordability, LHG stands out with its commitment to customer satisfaction. Operating round the clock, their 24-hour service ensures timely assistance when needed.
Pros
Cons
Liberty Home Guard offers three plans to homeowners- Systems Guard, Appliance Guard, and Total Home Guard. The first two plans offer separate coverage for systems and appliances, respectively. These include plumbing, electrical, air conditioning systems, and kitchen and bathroom items.
The third plan, Total Home Guard, provides exhaustive coverage by including everything from the other two.
Now, Let’s learn more about the features and benefits of Liberty’s plans. Take a look at the table below.
Covered Items | Budget Range | Suitable For | Coverage Limit For Plumbing, Electrical & Optional Coverage | Overall Coverage Limit | |
Appliance Guard | 9 | Low-Cost | Customers looking for coverage of appliances only | $500 | $2,000 |
Systems Guard | 6 | Moderately Expensive | Customers looking for coverage of systems only | $500 | $2,000 |
Total Home Guard | 15 | Moderately Expensive | Customers looking for a comprehensive coverage | $500 | $2,000 |
Find out the coverage plans here.
Items |
Appliance Guard |
Systems Guard |
Total Home Guard |
Dishwasher | ✓ | ✓ | |
Refrigerator | ✓ | ✓ | |
Ranges/Ovens/Cooktops | ✓ | ✓ | |
Clothes Washer | ✓ | ✓ | |
Clothes Dryer | ✓ | ✓ | |
Built-in Microwave | ✓ | ✓ | |
Garbage Disposals | ✓ | ✓ | |
Ceiling and Exhaust Fans | ✓ | ✓ | |
Garage Door Openers | ✓ | ✓ | |
Air Conditioning | ✓ | ✓ | |
Heating | ✓ | ✓ | |
Plumbing | ✓ | ✓ | |
Electrical | ✓ | ✓ | |
Ductwork | ✓ | ✓ | |
Water Heaters | ✓ | ✓ |
There are 38 add-ons available for you to choose from the following list:
Liberty has certain exclusions, and the contract does not cover the following:
Liberty Home Guard prices are mostly similar in all states. In Aransas, the Appliance Guard is the least expensive plan, priced at $49.99/month. The Systems Guard plan costs $54.99 monthly, and the Total Home Guard costs $59.99 monthly. You must also pay a service call fee of $90, which the company charges during each service visit.
Plans |
Premiums (Monthly) |
Appliance Guard |
$49.99 |
Systems Guard |
$54.99 |
Total Home Guard |
$59.99 |
Liberty Home Guard provides three distinct plans catering to different customers. They offer coverage options for customers requiring systems or appliance coverage and those seeking a more comprehensive plan. This flexibility is undoubtedly a positive aspect of their service.
Furthermore, Liberty Home Guard offers a remarkable array of add-on options, presenting customers with diverse services like pest control. This impressive range of choices allows clients to tailor their plans to meet specific needs and preferences. Hence, we rate the company 3.5/5 for its coverage options.
Their Appliance Guard plan, priced at $49.99 per month, may be considered relatively expensive compared to similar offerings by other competitors in Arkansas.
Consequently, potential customers might find Liberty Home Guard’s prices a bit high.
Nonetheless, Liberty Home Guard also extends regular discounts to its customers, such as $200 off, two bonus months, and free roof leak protection.
These discounts, if utilized, can be highly advantageous for customers in managing their budgets effectively. Therefore, considering the overall pricing structure and the offered discounts, we rate Liberty Home Guard 3.5 out of 5 in terms of affordability.
Moreover, LHG’s repairs are backed by a 60-day workmanship guarantee, instilling confidence in their quality of service.
Regarding customer feedback, Liberty Home Guard has garnered positive reviews across various platforms, including HomeWarrantyReviews.com. And, due to these aspects, we rate them 4/5!
(Best For Budget-Friendly Option)
Established in 2012, Select Home Warranty is known for its affordable plans and round-the-clock customer support. Select Home Warranty provides three plans to homeowners: Bronze Care, Gold Care, and Platinum Care.
While Bronze Care includes only systems, Gold and Platinum Care cover both systems and appliances. The company also offers 90-day protection for the repairs done, which can be considered above average as per the industry standard.
Pros
Cons
Select Home Warranty offers three plans- BronzeCare, GoldCare, and PlatinumCare. The plans offer separate coverage for systems and appliances. Platinum Care offers exhaustive coverage for home appliances and systems, including household items from both plans.
Moreover, Select Home Warranty has an aggregate coverage limit of $2k per system and appliance.
The table below shows some crucial features of SHW plans. Take a look:
Covered Items | Budget Range | Suitable For | HVAC Coverage Limit | Appliances, Plumbing & Electrical (non-heating or cooling) Coverage Limit | |
Bronze Care | 8 | Low Cost | Customers looking for just systems coverage | $3,000 | $500 |
Gold Care | 6 | Low Cost | Customers looking for systems coverage and minimum appliances coverage | $3,000 | $3,000 |
Platinum Care | 17 | Moderately Expensive | Customers looking for comprehensive systems and appliances coverage | $500 | $500 |
The table below highlights the items covered under the plans:
Items |
Bronze Care |
Gold Care |
Platinum Care |
Cooktop | ✓ | ✓ | |
Clothes Washer | ✓ | ✓ | |
Clothes Dryer | ✓ | ✓ | |
Dishwasher | ✓ | ✓ | |
Built-in Microwave Oven | ✓ | ✓ | |
Refrigerator | ✓ | ✓ | |
Garbage Disposal | ✓ | ✓ | |
Stove/Oven | ✓ | ✓ | |
AC/Cooling | ✓ | ✓ | |
Heating System | ✓ | ✓ | |
Water Heater | ✓ | ✓ | |
Electrical System | ✓ | ✓ | |
Ductwork | ✓ | ✓ | |
Plumbing System | ✓ | ✓ | |
Garage Door Opener | ✓ | ||
Ceiling Fans | ✓ | ||
Plumbing Stoppages | ✓ |
The following items are offered as optional items, which you can pick to enhance the overall coverage:
Select Home Warranty plan does not cover:
Select Home Warranty’s Gold and Bronze Care plans start at $44.42. The Platinum Care is priced at $47.75 per month. The company also charges deductibles ranging between $60-$75.
Take a look at the table below to know the exact pricing:
Plan |
Cost (Monthly) |
Cost (Yearly) |
Gold Care |
$44.42 |
$479.99 |
Bronze Care |
$44.42 |
$479.99 |
Platinum Care |
$47.75 |
$524.99 |
Deductible: $60-$75 |
Select Home Warranties basic plans, Bronze Care and Gold Care, provide coverage for a mere eight and six items, respectively, significantly lower than other competitors in the market offer. Considering all aspects, we have given the company’s coverage a 3.5 out of 5 rating.
Regarding customer satisfaction, Select stands out with its services, rating 4 out of 5 on our platform, HomeWarrantyReviews.com. Customer reviews from Arkansas highlight that homeowners were happy with the claim filing process and received quick services.
Regarding post-claim services, customers appreciate the 60-day guarantee on workmanship. Overall, Select’s offers and services demonstrate a commitment to customer satisfaction, though there is room for improvement.
A home warranty ensures that all the essential items in your home susceptible to malfunctions are adequately covered. Without this valuable protection, you may be responsible for bearing significant expenses related to repairs or replacements.
Below, we have listed the costs of repairing and replacing various commonly used systems and appliances in Arkansas.
Arkansas’s climate is generally humid subtropical, with scorching and humid summers and moderate winters. The below-mentioned cumulative data underline the climatic conditions in Arkansas; take a look:
50 inch
225 Suuny Days/ Year
May – September
Let’s find out what impact these conditions can leave on your home systems and appliances and why a home warranty becomes a must-buy!
Conditions in Arkansas: In summer, the temperature usually ranges up to 90°F. |
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What Happens Because Of It? |
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What Can You Do About It? |
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Conditions in Arkansas: The state receives more than 50 inches of rain. |
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What Happens Because Of It? |
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What Can You Do About It? |
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This section will take you through the average home maintenance costs homeowners pay in some prominent Arkansas cities. Take a look:
Homeownership brings a lot of things, and home maintenance is one of them. It can be overwhelming for homeowners to cope with the increasing maintenance costs, but we have a solution! Let’s examine why homeowners from major Arkansas cities must purchase a home warranty.
Little Rock, Arkansas |
|
City Profile |
Little Rock is Arkansas’ most populous city, with 748,031 residents. The city is the center of culture, government, transportation, and situations. |
Weather Profile |
Summers are hot and humid in the city and last for around five months, from May to September, with an average high temperature of 92 degrees F. While winters are extremely cold and wet, January is the coldest month. |
Economy Profile |
The average income of Little Rock homeowners is said to be $46,409 a year, which is lower than the U.S. average of $53,000 a year. On top of that, homeowners must pay an income tax of 6.9%, which is way more than the U.S. average of 4%. It can be difficult for them to cope with the cost of living! |
Common Household Issues |
|
Significance Of Home Warranty |
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Fayetteville, Arkansas |
|
City Profile |
Fayetteville is Arkansas's second most populous city in Arkansas, with 99,285 people living there. This city is a part of the three-county Northwest Arkansas Metropolitan Statistical Area. |
Weather Profile |
The climate of this city is subtropical, with hot and humid summers. In summer months, the temperature can range to an average high of 90°F. On the other hand, Fayetteville experiences mild winters, with an average temperature low of 35°F. |
Economy Profile |
The second-largest city in Arkansas is said to be one of the fastest-growing places in the country. However, many other things are increasing in this city, including population growth (14%), median home price ($332,200), etc. |
Common Household Issues |
Similar to Little Rock, homeowners can face issues with HVACs, heating systems, air conditioners, refrigerators, or roof leaks due to varied climatic conditions. |
Significance Of Home Warranty |
|
Fort Smith, Arkansas |
|
City Profile |
Lying on the Arkansas-Oklahoma border, Fort Smith is the third most-populated area in Arkansas. As per the data provided by the U.S. Census Bureau in 2022, the city contains around 3,045,637 people. |
Weather Profile |
Fort Smith has a humid subtropical climate. The city experiences hot summers with frequent thunderstorms, with around 45 inches of average annual rainfall. Lastly, the winters here are mild to cool winters. |
Economy Profile |
Over the last year, Fort Smith has seen a dip in the job market by -1.6%. In addition, the city has a high-income tax of 6.9%, compared to the national average of 4.6%. Now, Fort Smith homeowners may find it difficult to keep up with home maintenance with these high tax rates. |
Common Household Issues |
Fort Smith’s humid summers and frequent thunderstorms can strain your home's major items, including air conditioners, refrigerators, roofs, plumbing, electrical, etc. |
Significance Of Home Warranty |
Due to varied climatic conditions and high tax rates in the city, homeowners can look for a home warranty plan that covers major systems so Fort Smith homeowners can protect home items at lower costs. |
Jonesboro, Arkansas |
|
City Profile |
Jonesboro is located in the northeastern part of Arkansas, having a population of 81,969. The city is also home to Arkansas State University and various economic and cultural institutions. |
Weather Profile |
Jonesboro experiences hot summers and mild winters. The city receives plentiful rainfall, averaging 49 inches throughout the year. In the summer, you can expect an average high of 90°F; in winter, the temperature can be an average low of 28°F. |
Economy Profile |
Jonesboro has seen a 0.7% growth in the job market, but the higher income tax can be a problem for many residents. |
Common Household Issues |
Home items in Jonesboro are also not immune to failure or breakdowns. Heavy rain can cause damage to many systems and even your roof. |
Significance Of Home Warranty |
Due to increased taxes and difficult climatic conditions, it would be difficult for Jonesboro homeowners to manage the unexpected repair costs. Hence, we recommend they invest in a home warranty plan to help them with hefty repair amounts. |
Now that you know a homeowner’s hardships in Arkansas, it’s time to explore some high-rated home warranty companies. The below-mentioned table will give you a quick comparison between the best home warranty companies in Arkansas:
Company Name | Premium (Monthly) | BBB Rating | Response Time | Deductible | |
ServicePlus Home Warranty | $43.25 - $49.92 | A | 48 hours | $75 | |
American Home Shield (AHS) | $34 - $79 | B+ | Up to 48 hours | $100 & $125 | |
Choice Home Warranty | $51 - $59 | B | Up to 48 hours | $75 - $150 | |
Liberty Home Guard | $49 - $59 | A+ | Up to 48 hours | $90 | |
Select Home Warranty | $44 - $77 | B+ | 12 - 48 hours | $60 - $75 | |
The state of Arkansas has implemented the Service Contracts Act (chapter 114 of the Code of Arkansas), which is based on the model service contract act provided by the National Association of Insurance Commissioners (NAIC).
Under this act, the Arkansas Insurance Department (AID) has been granted regulatory authority over the home warranty industry. Consequently, home warranty companies operating in Arkansas must register with AID and comply with the regulations set by the state insurance commissioner.
AID has established a valuable resource page dedicated to service contracts in Arkansas to assist consumers. Additionally, AID collaborates with the NAIC to offer consumer services, enabling individuals to easily access company license information or file complaints online.
You can find various companies operating in Arkansas, and they provide different services. So, in the end, before finalizing anyone, we recommend you read contracts, understand the offerings, and finally decide based on your requirements.
How Long Do You Have After A Home Purchase To File A Warranty Deed?
A warranty deed differs from a home warranty as it is a legal document used in real estate. In a warranty deed, two parties are involved, the seller and the buyer, also known as a grantor and a grantee, respectively.
It pledges that the seller owns the property free from outstanding liens, mortgages, or encumbrances. As per Arkansas state law, a warranty deed should always contain the words bargain, grant, and sell. It is generally filed at the time of sale.
Does Arkansas Require Builders To Have A Structural Warranty On A Newly Built Home?
A structural warranty comes with the newly built homes and typically covers items that are permanent parts of the home. The Department of Veterans Affairs (VA) and the Federal Housing Authority (FHA) require builders to purchase a third-party warranty for newly built homes in Arkansas.
Who Needs A Home Warranty In Arkansas?
Buying a home warranty in Arkansas is good for homeowners, home buyers/sellers, or even real estate agents. It benefits people living in small towns, as it is not always easy to find a handyman in rural areas. A home warranty is also an advantage for home sellers in big metropolitan areas like North Little Rock, Conway, or Little Rock, as it enhances the position of the house in the market.