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Known as ‘Little America,’ Maryland is home to the Chesapeake Bay and comprises rural areas, city life, and ocean towns. Despite being a small state, Maryland experiences a variety of climates and has many topographical features. These weather conditions often accelerate a home’s wear and tear, which is why home warranties are in demand with the state’s homeowners. If you are a Marylander looking for a home warranty, our list of best home warranty companies in Maryland can help!
Disclaimer: We facilitate quotes from reputable home warranty providers and may earn a commission, but that does not influence our evaluation process to produce unbiased reviews.
Take a look at the best home warranty companies in Maryland:
Premium
$29 - $99
Deductible
$100 & $125
System Coverage
Unlimited
States Covered
48
Activation
30 Days
Appliances Coverage
$4k-$5k
Premium
$47-$87
Deductible
$75,$100,$125
System Coverage
N/A
States Covered
35
Activation
30 day
Appliances Coverage
$2,500
Here’s an in-depth look at a few of the best home warranty companies in Maryland:
One of the top service providers, Choice Home Warranty, has provided coverage for over 1.6 million properties. In comparison to other companies, its plans and deductibles are relatively affordable.
Choice Home Warranty offers two plans to homeowners – Basic Plan and Total Plan.
Choice Home Warranty may cost $560–660 annually or $45–55 per month. The deductibles can range from $60 to $85, and the add-ons could cost $5 to $15 per month.
One of the oldest home warranty companies in the game, American Home Shield is known for providing a wide range of coverage and generous payouts.
Customers can pick between three plans- ShieldSilver, ShieldGold, and ShieldPlatinum, with various add-ons.
American Home Shield plans cost between $39 to $70 per month with three options on deductibles: $75, $100, and $125.
Liberty Home Guard, founded in 2017, is a New York-based home warranty company that serves across the United States. It has a vast network of certified and trained contractors available 24/7 for services.
Liberty Home Guard provides three plans: Systems Plan, Appliance Plan, and Total Home Guard. Apart from that, it also offers an extensive range of optional add-ons.
The monthly plans from Liberty Home Guard can cost you $75–$85, the annual plans can cost you $75–$850, and the add-ons may cost $5–$35 each month. The business frequently offers discounts, which lowers the cost of its products. LHG provides new customers with two months of coverage at no cost.
One of Maryland’s more well-known house warranty providers is Select Home Warranty. Additionally, it frequently holds deals and discounts, greatly reducing the cost of protecting your house.
Select Home Warranty offers three plans – Bronze Care, Gold Care, and Platinum Care.
The monthly cost of the Bronze Care and Gold Care plans is $60, while the Platinum Care plan is $64 per month. Each state has a different SHW deductible, typically from $60 to $100.
If you’re searching for extensive coverage at a reasonable price, ServicePlus Home Warranty is a viable option. The company is among the reputable names in the sector because it only employs licensed, insured, and local contractors.
Service Plus Home Warranty offers two plans: Gold Plan and Platinum Plan. It also comes with 18 optional items.
Plans with ServicePlus cost between $50 and $65. Each service call requires a $75 deductible.
FAHW has over 30 years of experience in the industry, and in this time, it has managed to earn an A- rating with the BBB. The company offers comparable coverage at affordable premiums..
FAHW offers two home warranty plans for homeowners – Basic Plan and Premier Plan, along with various optional add-ons.
The plans are flexible for the advantage of the customers and the cost ranges from $39 to $45 monthly. The deductible may vary per area but generally it’s $85.
Cinch Home Services is the second largest provider of home warranty plans in the States. It has a large network of 18,000 service professionals and serves over 1 million requests every year across 48 states.
Cinch Home Services has three plans for homeowners: Appliances Plan, Built-in Systems Plan, and Complete Home Plan. They also offer a Premier Upgrade package that includes electrical & plumbing modifications, code upgrades, permits, condenser pads, and more.
Cinch Home Services charges its plans from $34.99 to $67.99 per month with deductibles of $75, $100, or $150.
The weather conditions in Maryland are characterized by warm summers but frigid and windy winters and a lot of rainfall. Certain home systems like the HVAC, water heater, and electrical systems increase during the rainy and colder months, accelerating their wear and tear rate. A home warranty is what you need in such cases.
Here’s the weather profile of Maryland. It highlights why you need to protect your appliances and systems.Â
| Average Rainfall | Average Sunlight | General Climate Conditions | Tropical Cyclones |
| 59 inches/ Year | 205 Sunny Days/ Year |
|
September |
To find an ideal home warranty, take stock of all the home systems and appliances that you deem vulnerable and considering the following:
Our research suggests that the residents of Baltimore, Bethesda, Bowie, Columbia, Dundalk, Ellicott City, Frederick, Gaithersburg, and Germantown may do well by purchasing home warranties.
The coverage and cost of home warranty companies differ for each company and your area of residence. We recommend getting a quote to determine your home's exact terms and pricing structure.
We are dedicated to providing in-depth home warranty reviews so you can choose the best home warranty company & make the most out of it. We examine, compare, and analyze the companies on the following factors:
How Much Is A Home Warranty In Maryland Per Month?
The cost of a home warranty is based on several factors – the company, the area you live in, the coverage you choose, etc. On average, you can expect the pricing to be around $30-$60 per month or $300-$750 per year. In addition to the premium, you may also have to pay a deductible or a service fee which typically ranges from $60-$120.
To find out the exact pricing of how much a home warranty costs in Maryland, get a free quote.
What Is The Most Reputable Home Warranty Company In Maryland?
There are many top home warranty companies serving in Maryland. According to our research, Choice Home Warranty, American Home Shield, and Liberty Home Guard are popular choices among Marylanders. If these companies aren’t what you are looking for, you can check out our top 10 companies list.Â
When Should I Buy A Home Warranty?
If you have an older (5 years) home or have purchased a pre-owned home, it would be wise to buy a home warranty. The older a home gets, the more its components experience wear and tear making them more prone to break down. While purchasing a pre-owned home, you may not know the condition of the appliances and systems, so it’s best to stay protected. In both instanced, purchasing a home warranty is a good choice.
Is Home Warranty A Waste Of Money?
No, a home warranty is a useful contract that can help you avoid the repair and/or replacement costs associated with a broken appliance or system when you place a successful claim. To do so, it is important to understand the terms and conditions of the contract well. So, if you go through your home warranty policy well enough to discern the exclusions and limitations, you can potentially save thousands of dollars in repair costs.
Who Regulates Home Warranty Companies In Maryland?
According to the Maryland Department of Labor, Licensing and Regulation, warranties come under the purview of the Maryland Service Contracts and Consumer Products Guaranty Act.
Generally, the Maryland Home Improvement Commission (MHIC) does not have the authority to enforce warranties and are limited to investigating whether the initial work was performed in a workmanlike manner or not.
Is It A Good Idea To Buy An Extended Warranty?
An extended warranty prolongs the warranty of a specific product in case of any damage. While it is good to have one, a home warranty offers the same benefit to many of your home’s major appliances and systems and is a better choice.
Calvin Owens, Aberdeen
On May 12, 2023
American Home Shield (AHS)
I have been a customer of AHS for over 30 years, my air needed work last June and the tech they sent charged my 200.00 for new freon in addiction to $100 service charge. Two weeks later no air, they send same tech and he said he found a new leak and I had to pay 250.00 for new freon and 100.00 service charge because tech told them this was not related to other leak. We had no air condition in July or August, however I had to run air to help a little bit or we couldn't stay in our house. Tech never told me that using the air conditioner while not working correctly ,it would never shut off. My electric bill for those two months was over 500.00 each month, and our house never got cooler than 87 degrees. Called company again and wanted to send same tech again and I canceled the appointment because I know he would try to charge me 200-300 for new freon, decided to wait until spring to have them come out again. I was charged another $100.00 and told he found another leak and it would cost $450.00 this time for new freon, so I told him no and I would get another company to check mu system.So I had Blue dot come out under a 79.00 special to service my unit and I didn't tell there Tech anything, because I wanted to here his take on my air conditioner. He showed me a huge leak in the new evaporater the other Tech had replaced and said it was faulty work on behalf of there Tech. He told me the freon was no longer available and therefore the unit could not be fixed, so after 7 months and over $1000.00 spent to do nothing but, line the techs pockets, I was given a price to replace defective system. The tech that took all my money and never fixed anything turns in a report that it was a maintenace problem. So when I called to get the process started for allowance, they refused to even talk to me about it. The only thing they would say to me over and over again, that they were not going to pay for anything because they didn't authorize replacement. I talked to a supervisors and he just repeated word per word what the service Rep had told me. I have paid this company for over 30 years at two different houses to assure if something major were to break, I would be able to fix it, since I have this home warranty from AHS. I have paid these people $26,000-$27,000 and they could care less would not even pass my concerns to any one else. I am a disabled veteran and I will spend every free minute I have, letting others know this company is stealing customers money, and when it was time to deliver on there promise to take care of my air condition they would make up a bunch of bull, so they did not have to honor their contract and replace my broken unusable central air that could not be fixed because the freon was no longer available by code. I have recommended so many of my family and friends to this company, and to know you are paying for nothing makes me sick to my stomach. And instead of recommending people to this garbage, ripoff Company, to run as fast as they can from AHS and if they have a current policy to cancel it ASAP because they take your money with no intension of the customer ever collecting anything, with in my opinion makes them a bunch of thieves. I have never been treated so rudely and unappreciated as I do today Thanks totally to AHS
Calvin Owens, Aberdeen
On May 12, 2023
American Home Shield (AHS)
I have been a customer of AHS for over 30 years, my air needed work last June and the tech they sent charged my 200.00 for new freon in addiction to $100 service charge. Two weeks later no air, they send same tech and he said he found a new leak and I had to pay 250.00 for new freon and 100.00 service charge because tech told them this was not related to other leak. We had no air condition in July or August, however I had to run air to help a little bit or we couldn't stay in our house. Tech never told me that using the air conditioner while not working correctly ,it would never shut off. My electric bill for those two months was over 500.00 each month, and our house never got cooler than 87 degrees. Called company again and wanted to send same tech again and I canceled the appointment because I know he would try to charge me 200-300 for new freon, decided to wait until spring to have them come out again. I was charged another $100.00 and told he found another leak and it would cost $450.00 this time for new freon, so I told him no and I would get another company to check mu system.So I had Blue dot come out under a 79.00 special to service my unit and I didn't tell there Tech anything, because I wanted to here his take on my air conditioner. He showed me a huge leak in the new evaporater the other Tech had replaced and said it was faulty work on behalf of there Tech. He told me the freon was no longer available and therefore the unit could not be fixed, so after 7 months and over $1000.00 spent to do nothing but, line the techs pockets, I was given a price to replace defective system. The tech that took all my money and never fixed anything turns in a report that it was a maintenace problem. So when I called to get the process started for allowance, they refused to even talk to me about it. The only thing they would say to me over and over again, that they were not going to pay for anything because they didn't authorize replacement. I talked to a supervisors and he just repeated word per word what the service Rep had told me. I have paid this company for over 30 years at two different houses to assure if something major were to break, I would be able to fix it, since I have this home warranty from AHS. I have paid these people $26,000-$27,000 and they could care less would not even pass my concerns to any one else. I am a disabled veteran and I will spend every free minute I have, letting others know this company is stealing customers money, and when it was time to deliver on there promise to take care of my air condition they would make up a bunch of bull, so they did not have to honor their contract and replace my broken unusable central air that could not be fixed because the freon was no longer available by code. I have recommended so many of my family and friends to this company, and to know you are paying for nothing makes me sick to my stomach. And instead of recommending people to this garbage, ripoff Company, to run as fast as they can from AHS and if they have a current policy to cancel it ASAP because they take your money with no intension of the customer ever collecting anything, with in my opinion makes them a bunch of thieves. I have never been treated so rudely and unappreciated as I do today Thanks totally to AHS
Calvin, Aberdeen
On May 12, 2023
American Home Shield (AHS)
This company has taken my money for 30 years, my central air went up and they are doing nothing to Help. I am calling to cancel my policy today. RIP OFF, RIP OFF , RIP OFF THEY REFUSE TO EVEN LET ME APPEAL THERE DESIGEON hAD TO GET MY ENTIRE CENTRAL AIR REPLACED AND THEY ARE NOT GOING TO GIVE ME ANY CASH INSTEAD OF REPLACEMENT AS STATED IN MY CONTRACT
Colleen Ostergaard, Annapolis
On Nov 05, 2022
American Home Shield (AHS)
Worst experience I\'ve ever had with a home warranty. Frigidaire Refrigerator broken and they refused to fix or replace. Customer service obviously in India who refused to move claim to further management. Local repair company working with AHS to avoid claim. Disgusting!
Colleen Ostergaard, Annapolis
On Nov 05, 2022
American Home Shield (AHS)
Worst experience I\'ve ever had with a home warranty. Frigidaire Refrigerator broken and they refused to fix or replace. Customer service obviously in India who refused to move claim to further management. Local repair company working with AHS to avoid claim. Disgusting!
Tom Duggan, Huntingtown
On Sep 15, 2022
Cinch Home Services
If there is a way for Cinch to avoid making a repair or replacement based on interpretation, they will avoid it. If you try to explain the details of the problem, they simply restate a scripted response over and over again. Their "tech service" is the same as their "customer service" . Both are very unprofessional as I\'m sure they are beat up all day for having to repeat the same thing over and over again to everyone that calls. In my situation, they would not fix my microwave because they can not get the parts and they do not cover spring repair. (???) Additionally, in efforts to discuss the issue, I was hung up on twice.
RJ Pointer, Reisterstown
On Aug 10, 2022
Cinch Home Services
Hot water heater. We waited 30+ dys, 2 hrs on hold, 3-4 dys wkly. Finally cancelled, paid to get work done ourselves. Horrific experience. Cinch falsely advertised service not provided.
RJ Pointer, Reisterstown
On Aug 10, 2022
Cinch Home Services
Hot water heater. We waited 30+ dys, 2 hrs on hold, 3-4 dys wkly. Finally cancelled, paid to get work done ourselves. Horrific experience. Cinch falsely advertised service not provided.
Xzana Tellis, Germantown
On Aug 08, 2022
American Home Shield (AHS)
This company is horrible! I have duplicate policies on a property that I sold in April 2022. I am still being charged for a fictitious policy for the same address on a monthly basis. I have tried numerous times to resolve this issue. No supervisory authorities will speak to me and my checking account is being tapped each month for a non-existent policy. I'm not a fan obviously.
Janet Allen, Baltimore
On Aug 05, 2022
Cinch Home Services
Up until Sears filed bankruptcy, I purchased mainly Sears Appliances for my home. My stove, deep freezer, washer and dryer all came from Sears. I bought the extended home warranty. Yesterday for the first time my deep freezer started malfunctioning. I called Sears for service and to my chagrin I was told that my deep freezer that was purchased the same time as my washer and dryer was not under warranty. Let me deter by saying the automated service had signed me up for a service call and charged by account $75.00 yesterday but, it ended the call stating that it was servicing my range, so I stayed online to inform the rep that my deep freezer needed service not my range. I was completely shocked when Sears told me that deep freezer was not under warranty. Why when I signed up for Sears Home warranty in the "1990's" I was told that all of my appliances were under warranty. Yesterday, the member service person Joses stated that he would call me back at 9am the next day with a 30-day free service and sign me up for to receive service on my freezer which would be $3.00 extra a month. He stated that I could not add additional services until August 5, 2022. OK so did I get a call back on August 6, 2022. NO!!! I called THE NEXT DAY August 5th and after being put back and forth in the customer service que per several times yes and doing the complete verification I was transferred to Gabriel ext 50707 who told me that I had to pay $36.00 in full for the service in which I did. Gabriel then stated I could not put a service call in until next day. I requested to speak with his supervisor who was not available then his manager whom he did not know. He then transferred me into a que and left the call. AWFUL SERVICE My service request number was 432557
Shahrokh , Boyds
On Jul 22, 2022
American Home Shield (AHS)
Technician was professional and caring and also on time he answered my questions , since for same problem with my garbage disposal you technician came and didn’t replace the garbage disposal l didn’t expect to be chrged
Otelia Tavernier, Forest Hill
On Jul 19, 2022
American Home Shield (AHS)
Our ice maker shopped making ice, so we scheduled an appointment with AHS online, and we got the next available appointment. The contractor diagnosed the problem, order the part, and scheduled the repair. The next contractor returned for the repair. It took about 5 minutes to install the new part, and he was done. Our ice maker is making ice again and we are happy once again with American Home Shield.
Marilou Dela Cruz, Lexington Park
On Jul 14, 2022
American Home Shield (AHS)
It was a good experience for me though there was a little delay of the service. I really appreciate how the technician, C********, explained to me the things that might have caused the problem. He also gave me some tips to take care of the A/C system.
Johnny Thompson, Upper Marlboro
On Jul 12, 2022
American Home Shield (AHS)
The service that we were given was excellent. The serviceman was cordial and pleasant and did everything asked of him. The air conditioning is working very well and my house gets very cold. Only thing, the unit is making a slight shaking noise, but it is very mild and goes away after an hour of the unit running.
Darin, Parkville
On Jun 30, 2022
American Home Shield (AHS)
Excellent technician from united very informative knowledgeable and explained the problem effectively exceeded our expectations Phason our technician was outstanding went into all the details as to why capacitors fail and gave a complete review of work done awesome job.
Carl, Capitol Heights
On Jun 29, 2022
American Home Shield (AHS)
American Home Shield responded to my problem I had with a toilet leak that could have caused major damage to my home. I was assigned a contractor within an hour and the contractor sent out a rep to my home within 3 hours. The contractor was very professional and highly competent and resolved my issue within 30 minutes. Thank you American Home Shield!
Ashwani Khanna, Glenelg
On Jun 28, 2022
American Home Shield (AHS)
It takes months to complete one job without satisfaction the contractors do not complete the assignment on time and have to call multiple times to get the job done
Rick, Poolesville
On Jun 21, 2022
American Home Shield (AHS)
Fast service to replace a washer they did a great job and sears was fast. Replacement was quick and easy through lowes gift card. It’s expensive but worth it in these circumstances.
Sheila Mitchell, Baltimore
On Jun 14, 2022
American Home Shield (AHS)
When I place an order AHS responds quickly with contractors to assist. For past 3 or 4 yes I have had no complaints. The contractors from businesses that are referred are very professional, knowledgeable, share information, may suggest variable options if needed. I have no problem in referring AHS to family, friends and other landlords.
Charlene Hicks, Laurel
On Jun 13, 2022
American Home Shield (AHS)
The company arrived on time. I did not like paying AHC $75 for the ProConnect service, then paying the regular $100 service fee and paying for the cost of refrigerant. Because refrigerant was needed, the company had to call the request in and I had to pay the regular service call fee to AHC in addition to the $75 for ProConnect.
Shahrokh Sadoughianzadeh , Boyds
On Jun 04, 2022
American Home Shield (AHS)
Technician was very professional and polite , diagnosed and fixed the problem fast and was wearing face mask and also cover shoes explained why problem occurred and how to fix it if happens again
Judith Sealey, Temple Hills
On Jun 03, 2022
American Home Shield (AHS)
I was disappointed to know that they do not cover semi detached townhouse roof. And I was told it would be covered when I signed up. So with all the bad weather I requested service and I was told it was not covered. So I was transferred to contracting who told me customer service was wrong. So they sent me back for customer service to so call investigate and it’s been 3 weeks they said they would call me back and they did not. Call contracting again to hear it’s covered. No one has called me back and I have made 4 calls, that were an hr long
Vito Simone, Baltimore
On May 31, 2022
American Home Shield (AHS)
Responsive, friendly and professional. Not sure what else you would want from a warranty company but they have always provided assistance and good coverage. They take time to understand the issue before sending it to a contractor.
Maimouna Gaye, Rockville
On May 31, 2022
American Home Shield (AHS)
The W***** r*********** Technician was on time, professional and knowledgeable. I appreciate how quickly he resolve the my leaking refrigerator. He came out first to assess the problem. Next he order the part and came back to install the part. After the completion of his work he gave me the chance to sweep and mop behind the refrigerator
Terri, Street
On May 25, 2022
American Home Shield (AHS)
Needed AC repair. C****** company came to home and were able to assess and repair timely. Representative was very friendly and respectful. A true relief from the previous company we used before American Home Shield. Thank you very much
Updated on
January 9, 2023
