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Known as ‘Little America,’ Maryland is home to the Chesapeake Bay and comprises rural areas, city life, and ocean towns. Despite being a small state, Maryland experiences a variety of climates and has many topographical features. These weather conditions often accelerate a home’s wear and tear, which is why home warranties are in demand with the state’s homeowners. If you are a Marylander looking for a home warranty, our list of best home warranty companies in Maryland can help!
Disclaimer: We facilitate quotes from reputable home warranty providers and may earn a commission, but that does not influence our evaluation process to produce unbiased reviews.
One of the top service providers, Choice Home Warranty, has provided coverage for over 1.6 million properties. In comparison to other companies, its plans and deductibles are relatively affordable.
What To Expect From CHW:
90-Day parts & 30-day labor guarantee.
No extra fee for homes up to 5000 sq. ft.
$3000 coverage limit per item.
Choice Home Warranty offers two plans to homeowners – Basic Plan and Total Plan.
Choice Home Warranty may cost $560–660 annually or $45–55 per month. The deductibles can range from $60 to $85, and the add-ons could cost $5 to $15 per month.
Liberty Home Guard, founded in 2017, is a New York-based home warranty company that serves across the United States. It has a vast network of certified and trained contractors available 24/7 for services.
What To Expect From Liberty:
The workmanship is guaranteed for 60 days on the repairs.
Each item may have a different dollar cap of $250, $500, or $2000.
Liberty Home Guard provides three plans: Systems Plan, Appliance Plan, and Total Home Guard. Apart from that, it also offers an extensive range of optional add-ons.
The monthly plans from Liberty Home Guard can cost you $75–$85, the annual plans can cost you $75–$850, and the add-ons may cost $5–$35 each month. The business frequently offers discounts, which lowers the cost of its products. LHG provides new customers with two months of coverage at no cost.
One of Maryland’s more well-known house warranty providers is Select Home Warranty. Additionally, it frequently holds deals and discounts, greatly reducing the cost of protecting your house.
What To Expect From SHW:
Once the first three months of coverage have passed, The company raises the dollar restrictions for each item. It can rise from $500 to $2000 for systems and from $150 to $500 for appliances.
There is no restriction on how many claims you can submit within a single contract term.
Select Home Warranty offers three plans – Bronze Care, Gold Care, and Platinum Care.
The monthly cost of the Bronze Care and Gold Care plans is $60, while the Platinum Care plan is $64 per month. Each state has a different SHW deductible, typically from $60 to $100.
If you’re searching for extensive coverage at a reasonable price, ServicePlus Home Warranty is a viable option. The company is among the reputable names in the sector because it only employs licensed, insured, and local contractors.
What To Expect From ServicePlus:
Limited free coverage to new users
Guarantee of 90 days on parts & 30 days on labor
$1.5k limit per contract item
Service Plus Home Warranty offers two plans: Gold Plan and Platinum Plan. It also comes with 18 optional items.
Plans with ServicePlus cost between $50 and $65. Each service call requires a $75 deductible.
FAHW has over 30 years of experience in the industry, and in this time, it has managed to earn an A- rating with the BBB. The company offers comparable coverage at affordable premiums..
What To Expect From FAHW:
Highly trained and experienced repair technicians
Plan upgrade to enhance coverage and dollar limits
FAHW offers two home warranty plans for homeowners – Basic Plan and Premier Plan, along with various optional add-ons.
The plans are flexible for the advantage of the customers and the cost ranges from $39 to $45 monthly. The deductible may vary per area but generally it’s $85.
Cinch Home Services is the second largest provider of home warranty plans in the States. It has a large network of 18,000 service professionals and serves over 1 million requests every year across 48 states.
Cinch Home Services has three plans for homeowners: Appliances Plan, Built-in Systems Plan, and Complete Home Plan. They also offer a Premier Upgrade package that includes electrical & plumbing modifications, code upgrades, permits, condenser pads, and more.
Cinch Home Services charges its plans from $34.99 to $67.99 per month with deductibles of $75, $100, or $150.
Important Tips On Buying A Home Warranty In Maryland
The weather conditions in Maryland are characterized by warm summers but frigid and windy winters and a lot of rainfall. Certain home systems like the HVAC, water heater, and electrical systems increase during the rainy and colder months, accelerating their wear and tear rate. A home warranty is what you need in such cases.
Here’s the weather profile of Maryland. It highlights why you need to protect your appliances and systems.Â
Average Rainfall
Average Sunlight
General Climate Conditions
Tropical Cyclones
59 inches/ Year
205 Sunny Days/ Year
Warm and Humid Summers
Cold, Windy, and Snowy Winters
September
To find an ideal home warranty, take stock of all the home systems and appliances that you deem vulnerable and considering the following:
The terms and conditions established by the company are the extents of a home warranty's coverage. Before selecting a home warranty plan, read the fine print and exclusions and determine if they are alright with you.
Check the company and its customer reviews to learn everything there is to know about a home warranty provider. Ensure that your devices pass home inspection checks in advance, as most home warranty service providers do not cover pre-existing issues.
Since your HVAC may run overtime during the winter, check for companies with generous coverage and dollar limits for the system. A handful of companies also offer HVAC tune-ups and other maintenance services if you’re interested.
If you’re a new homebuyer, you can choose to go for buyer-specific coverage that’s generally more comprehensive.
A Glimpse At The Average Premium In Maryland
Home Warranty In Major Cities Of Maryland
Our research suggests that the residents of Baltimore, Bethesda, Bowie, Columbia, Dundalk, Ellicott City, Frederick, Gaithersburg, and Germantown may do well by purchasing home warranties.
Home Warranty Coverage in the US States
Resources For Homeowners In Maryland
HUD Maryland Homeownership Assistance: HUD is a federal program that provides eligible families of all income levels assistance with purchasing a home and any issues related to homeownership.Â
Maryland Weatherization Assistance Program: This program helps homeowners prepare their homes for rain and winter weather. It also helps homeowners make energy-efficient upgrades to their homes.
Maryland Mortgage Program: It is essential to get a mortgage to buy a home in Maryland. This program offers resources and access to reputable lenders to secure one.
Baltimore Housing Finance Opportunities: If you’re planning to buy a home in Baltimore, this program may help. This program aims to create and assist in providing affordable housing to citizens.
Homebuyer and Homeowner Resources (Bowie): Some of these resources are meant to educate home buyers and homeowners about purchasing and owning a home, assistance with mortgage, foreclosure, and more.
The Bottom Line
The coverage and cost of home warranty companies differ for each company and your area of residence. We recommend getting a quote to determine your home's exact terms and pricing structure.
We are dedicated to providing in-depth home warranty reviews so you can choose the best home warranty company & make the most out of it. We examine, compare, and analyze the companies on the following factors:
Cost-effectiveness: We compare the costs of home warranty plans and determine if those are cost-effective. The pricing includes monthly/annual premiums, deductibles, and customer discounts.Â
Coverage: We compare the plans offered by different home warranty companies. The coverage includes systems, appliances, and additional offerings.
Claims: We look at customer reviews and determine how satisfied they were with the claims filing procedure, settlement, and response times.
Transparency: We verify if the home warranty company is licensed within the appropriate industry and offer details on the CEOs, contractors, and several settled claims.
Uniqueness: We examine whether the company offers additional services, advantages, or coverage alternatives that set them apart from the competition.
CustomerEngagement: We assess the determination of home warranty companies responding to consumer problems in our Complaint Resolution Program
FAQs
How Much Is A Home Warranty In Maryland Per Month?
The cost of a home warranty is based on several factors – the company, the area you live in, the coverage you choose, etc. On average, you can expect the pricing to be around $30-$60 per month or $300-$750 per year. In addition to the premium, you may also have to pay a deductible or a service fee which typically ranges from $60-$120.
To find out the exact pricing of how much a home warranty costs in Maryland, get a free quote.
What Is The Most Reputable Home Warranty Company In Maryland?
If you have an older (5 years) home or have purchased a pre-owned home, it would be wise to buy a home warranty. The older a home gets, the more its components experience wear and tear making them more prone to break down. While purchasing a pre-owned home, you may not know the condition of the appliances and systems, so it’s best to stay protected. In both instanced, purchasing a home warranty is a good choice.
Is Home Warranty A Waste Of Money?
No, a home warranty is a useful contract that can help you avoid the repair and/or replacement costs associated with a broken appliance or system when you place a successful claim. To do so, it is important to understand the terms and conditions of the contract well. So, if you go through your home warranty policy well enough to discern the exclusions and limitations, you can potentially save thousands of dollars in repair costs.
Who Regulates Home Warranty Companies In Maryland?
According to the Maryland Department of Labor, Licensing and Regulation, warranties come under the purview of the Maryland Service Contracts and Consumer Products Guaranty Act.
Generally, the Maryland Home Improvement Commission (MHIC) does not have the authority to enforce warranties and are limited to investigating whether the initial work was performed in a workmanlike manner or not.
Is It A Good Idea To Buy An Extended Warranty?
An extended warranty prolongs the warranty of a specific product in case of any damage. While it is good to have one, a home warranty offers the same benefit to many of your home’s major appliances and systems and is a better choice.
Why Should You Trust HomeWarrantyReviews.com
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We have listed more than 80+ companies are listed with us
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We use a two-step verification process to maintain the authenticities of reviews
We allow users to connect directly with the company's representatives to resolve issues through our Complaint Resolution Program
Maryland Home Warranty Companies Reviews
Colleen Ostergaard,
Annapolis
On
Nov 05, 2022
American Home Shield (AHS)
Worst experience I\'ve ever had with a home warranty. Frigidaire Refrigerator broken and they refused to fix or replace. Customer service obviously in India who refused to move claim to further management. Local repair company working with AHS to avoid claim. Disgusting!
Colleen Ostergaard,
Annapolis
On
Nov 05, 2022
American Home Shield (AHS)
Worst experience I\'ve ever had with a home warranty. Frigidaire Refrigerator broken and they refused to fix or replace. Customer service obviously in India who refused to move claim to further management. Local repair company working with AHS to avoid claim. Disgusting!
Tom Duggan,
Huntingtown
On
Sep 15, 2022
Cinch Home Services
If there is a way for Cinch to avoid making a repair or replacement based on interpretation, they will avoid it. If you try to explain the details of the problem, they simply restate a scripted response over and over again. Their "tech service" is the same as their "customer service" . Both are very unprofessional as I\'m sure they are beat up all day for having to repeat the same thing over and over again to everyone that calls. In my situation, they would not fix my microwave because they can not get the parts and they do not cover spring repair. (???) Additionally, in efforts to discuss the issue, I was hung up on twice.
RJ Pointer,
Reisterstown
On
Aug 10, 2022
Cinch Home Services
Hot water heater. We waited 30+ dys, 2 hrs on hold, 3-4 dys wkly. Finally cancelled, paid to get work done ourselves. Horrific experience. Cinch falsely advertised service not provided.
RJ Pointer,
Reisterstown
On
Aug 10, 2022
Cinch Home Services
Hot water heater. We waited 30+ dys, 2 hrs on hold, 3-4 dys wkly. Finally cancelled, paid to get work done ourselves. Horrific experience. Cinch falsely advertised service not provided.
Xzana Tellis,
Germantown
On
Aug 08, 2022
American Home Shield (AHS)
This company is horrible! I have duplicate policies on a property that I sold in April 2022. I am still being charged for a fictitious policy for the same address on a monthly basis. I have tried numerous times to resolve this issue. No supervisory authorities will speak to me and my checking account is being tapped each month for a non-existent policy. I'm not a fan obviously.
Janet Allen,
Baltimore
On
Aug 05, 2022
Cinch Home Services
Up until Sears filed bankruptcy, I purchased mainly Sears Appliances for my home. My stove, deep freezer, washer and dryer all came from Sears. I bought the extended home warranty. Yesterday for the first time my deep freezer started malfunctioning. I called Sears for service and to my chagrin I was told that my deep freezer that was purchased the same time as my washer and dryer was not under warranty. Let me deter by saying the automated service had signed me up for a service call and charged by account $75.00 yesterday but, it ended the call stating that it was servicing my range, so I stayed online to inform the rep that my deep freezer needed service not my range.
I was completely shocked when Sears told me that deep freezer was not under warranty. Why when I signed up for Sears Home warranty in the "1990's" I was told that all of my appliances were under warranty. Yesterday, the member service person Joses stated that he would call me back at 9am the next day with a 30-day free service and sign me up for to receive service on my freezer which would be $3.00 extra a month. He stated that I could not add additional services until August 5, 2022. OK so did I get a call back on August 6, 2022. NO!!! I called THE NEXT DAY August 5th and after being put back and forth in the customer service que per several times yes and doing the complete verification I was transferred to Gabriel ext 50707 who told me that I had to pay $36.00 in full for the service in which I did. Gabriel then stated I could not put a service call in until next day. I requested to speak with his supervisor who was not available then his manager whom he did not know. He then transferred me into a que and left the call. AWFUL SERVICE
My service request number was 432557
Shahrokh ,
Boyds
On
Jul 22, 2022
American Home Shield (AHS)
Technician was professional and caring and also on time he answered my questions , since for same problem with my garbage disposal you technician came and didn’t replace the garbage disposal l didn’t expect to be chrged
Otelia Tavernier,
Forest Hill
On
Jul 19, 2022
American Home Shield (AHS)
Our ice maker shopped making ice, so we scheduled an appointment with AHS online, and we got the next available appointment. The contractor diagnosed the problem, order the part, and scheduled the repair. The next contractor returned for the repair. It took about 5 minutes to install the new part, and he was done. Our ice maker is making ice again and we are happy once again with American Home Shield.
Marilou Dela Cruz,
Lexington Park
On
Jul 14, 2022
American Home Shield (AHS)
It was a good experience for me though there was a little delay of the service. I really appreciate how the technician, C********, explained to me the things that might have caused the problem. He also gave me some tips to take care of the A/C system.
Johnny Thompson,
Upper Marlboro
On
Jul 12, 2022
American Home Shield (AHS)
The service that we were given was excellent. The serviceman was cordial and pleasant and did everything asked of him. The air conditioning is working very well and my house gets very cold. Only thing, the unit is making a slight shaking noise, but it is very mild and goes away after an hour of the unit running.
Darin,
Parkville
On
Jun 30, 2022
American Home Shield (AHS)
Excellent technician from united very informative knowledgeable and explained the problem effectively exceeded our expectations Phason our technician was outstanding went into all the details as to why capacitors fail and gave a complete review of work done awesome job.
Carl,
Capitol Heights
On
Jun 29, 2022
American Home Shield (AHS)
American Home Shield responded to my problem I had with a toilet leak that could have caused major damage to my home. I was assigned a contractor within an hour and the contractor sent out a rep to my home within 3 hours. The contractor was very professional and highly competent and resolved my issue within 30 minutes. Thank you American Home Shield!
Ashwani Khanna,
Glenelg
On
Jun 28, 2022
American Home Shield (AHS)
It takes months to complete one job without satisfaction the contractors do not complete the assignment on time and have to call multiple times to get the job done
Rick,
Poolesville
On
Jun 21, 2022
American Home Shield (AHS)
Fast service to replace a washer they did a great job and sears was fast. Replacement was quick and easy through lowes gift card. It’s expensive but worth it in these circumstances.
Sheila Mitchell,
Baltimore
On
Jun 14, 2022
American Home Shield (AHS)
When I place an order AHS responds quickly with contractors to assist. For past 3 or 4 yes I have had no complaints. The contractors from businesses that are referred are very professional, knowledgeable, share information, may suggest variable options if needed. I have no problem in referring AHS to family, friends and other landlords.
Charlene Hicks,
Laurel
On
Jun 13, 2022
American Home Shield (AHS)
The company arrived on time. I did not like
paying AHC $75 for the ProConnect service, then paying the regular $100 service fee and paying for the cost of refrigerant. Because refrigerant was needed, the company had to call the request in and I had to pay the regular service call fee to AHC in addition to the $75 for ProConnect.
Shahrokh Sadoughianzadeh ,
Boyds
On
Jun 04, 2022
American Home Shield (AHS)
Technician was very professional and polite , diagnosed and fixed the problem fast and was wearing face mask and also cover shoes explained why problem occurred and how to fix it if happens again
Judith Sealey,
Temple Hills
On
Jun 03, 2022
American Home Shield (AHS)
I was disappointed to know that they do not cover semi detached townhouse roof. And I was told it would be covered when I signed up. So with all the bad weather I requested service and I was told it was not covered. So I was transferred to contracting who told me customer service was wrong. So they sent me back for customer service to so call investigate and it’s been 3 weeks they said they would call me back and they did not. Call contracting again to hear it’s covered. No one has called me back and I have made 4 calls, that were an hr long
Vito Simone,
Baltimore
On
May 31, 2022
American Home Shield (AHS)
Responsive, friendly and professional. Not sure what else you would want from a warranty company but they have always provided assistance and good coverage. They take time to understand the issue before sending it to a contractor.
Maimouna Gaye,
Rockville
On
May 31, 2022
American Home Shield (AHS)
The W***** r*********** Technician was on time, professional and knowledgeable.
I appreciate how quickly he resolve the my leaking refrigerator. He came out first to assess the problem. Next he order the part and came back to install the part. After the completion of his work he gave me the chance to sweep and mop behind the refrigerator
Terri,
Street
On
May 25, 2022
American Home Shield (AHS)
Needed AC repair. C****** company came to home and were able to assess and repair timely. Representative was very friendly and respectful. A true relief from the previous company we used before American Home Shield.
Thank you very much
samuel montano,
Frederick
On
May 07, 2022
American Home Shield (AHS)
First and foremost, I had been having trouble with the company that replaced my roof in regards to the leak around my skylight. In so much as they claim it was the skylight and not the roof. Since I had been having this trouble I decided to call AHS to see if they could help me out, they sent a real professional. He explained to me why the leak was due to improper flashing that surrounds the skylight. And how because of the age of the skylight it would not recommended to attempt to make a flashing bib, because it still may not work. He told me that replacing the skylight with a modern one with a improved flashing barrier would insure no more leaking. I told him to go ahead and replace it now that I had a reasonable explanation why it needed to be replaced. They were able to get it done that same day, within a half hour of rain that has stayed all week. No more leaky roof. And AHS absorbed half of the cost of the new skylight to boot! I am very pleased with the whole way the situation worked out and would gladly recommend AHS to everyone.
Beth Wagner,
Elkton
On
May 03, 2022
Lowe’s Protection Plans
Awful!!! Fridge not working and told because they are updating their system I’m out of luck. Have to send proof of purchase and wait 2 business days for a response that was after sitting on hold for and hour once to have them disconnect when trying to transfer me then an hour again to get through. So I guess customers get no service because they are updating their system. What’s the point of spending so much money on a warranty when you can’t even use it when you need it.
Nathaniel Bruce,
Lanham
On
May 02, 2022
American Home Shield (AHS)
My HVAC stopped working. After making appointment with AHS the technician came out the very next day, the problem was solved. A new thermostat was installed, the system works fine.
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TD
Terry Dalessandro
I have had to use the service once so far for a plumbing issue , company was very professional and did a great job . To file a claim was very easy , I am very satisfied so far with Choice Warranty.
DS
Delois Spears
My claim was handled very quickly and the service technician contacted me the next day to schedule an appointment. It was the same technician who fixed my dryer. I was satisfied both times
LB
Lynn Bryan
Choice Home Warranty sends someone within 24 hours of claim submission. We have had several plumbing issues and trust the company to provide good service.
NI
nancy iovino
I purchaed my policy today but based it on the excellent rating it got on line and Ger*** Ti*** who I spoke with on the phone. He gave me excelent options that fit my need and budget.
TD
Tan Dara Thach
The B** representative came as scheduled, and was very polite. He found out what was the problem with my A/C. He submitted the founding to CHW for decision.
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Updated on
January 9, 2023
