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Pennsylvania’s frigid climate can put a strain on home systems and appliances. To keep systems in working condition, you should invest in a home warranty. We have listed the best home warranty companies in Pennsylvania offering extensive coverage in the state.
Disclaimer: We facilitate quotes from reputable home warranty providers and may earn a commission, but that does not influence our evaluation process to produce unbiased reviews.
Repairs or replacement cost of major appliances is usually high in Pennsylvania. Find out how much it may cost to maintain some of the prominent appliances and systems in your state in the following section.
As the cost of repair and replacement in Pennsylvania is on the higher side, a home warranty plan could come to your rescue. It covers all the major repairs and replacement arising out of wear and tear for a small monthly premium.
$200 Off + 2 Months Free Coverage
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1st month free + Free roof coverage
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$150 off + Free roof coverage + 2 months free
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Here’s a list of the best-rated home warranty companies in Pennsylvania for homeowners.
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Premium (Monthly)
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Coverage Limit
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Workmanship Guarantee
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Covers Pre-Existing Conditions
An existing malfunction in any system or appliance before the coverage begins on a home warranty plan refers to a pre-existing condition. A unknown pre-existing condition is one that cannot be detected during the routine maintenance/inspection or is unknown to the homeowner. To know more, you can refer to our detailed article on does home warranty cover pre-existing conditions. |
USPs
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$46-$55 | Upto $3K/item | 60-day | No | No Extra Fees For Coverage Of Up To 5000 Sq. Ft. Homes | |
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VIEW MORE | $29 - $99 | $4k-$5k | 30-day | Yes (Unknown) | HVAC Tune-Ups |
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$44 - $47 | $3k/Item | 90-day | No | Free Roof Leak Coverage | |
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$50-$60 | $2k/Item | 60-day | Yes (Unknown) | 43 Add-Ons | |
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VIEW MORE | $47-$87 | $2,500 | 30-day | No | Unlimited Service Calls Over The Year |
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$38 - $66 | $10,000 | 180-day | Yes (Unknown) | $25 Credit Towards A/C Filters |
Read more about the plans, pricing, and more of the top home warranty companies in Pennsylvania.
4.0 / 5
Choice Home Warranty comes in popular choice if you are looking for an extensive appliance or system coverage at a cost-effective price. The home warranty company has been in the business since 2008 and extends the best services to its customers.
Pros
Cons
Choice Home Warranty provides two home warranty plans to its customers: The Basic Plan and The Total Plan. The Basic Plan includes items such as a heating system or dishwasher. The Total Plan offers comprehensive coverage as it covers all items featured in the Basic Plan and includes air-conditioning systems, refrigerators, clothes washers, and clothes dryers.
The Basic Plan costs around $46 monthly, and the Total Plan costs around $54 monthly. The deductibles of the home warranty can range from $75-$150.
| $46.83 | $46.83 | Basic Plan |
|---|---|---|
| $54.75 | $54.75 | Total Plan |
As per the Choice’s sample contract, there is a $3000 limit for diagnosis, repair, or replacement of included items.
Apart from these limitations, here are the other exclusions:
Offering exhaustive plans to all its customers, American Home Shield has made its place on this list. It is the among the best home warranty companies in Pennsylvania because of its customizable plans, unlimited systems coverage, and more. In addition, they also covers items with pre-existing conditions, making it a desirable choice.
Pros
Cons
American Home Shield provides three plans to the homeowners: ShieldSilver, ShieldGold, and ShieldPlatinum. The first two plans include systems and appliances such as garage door opener, hot/cold water dispenser, and dishwasher. The ShieldPremium, on the other hand, is a more comprehensive plan which includes everything from the other plans, along with some additional items.
American Home Shield prices can be somewhere between $19 to $70 per month with three deductible options: $75, $100, $125. You could pay a lower premium if you choose the higher deductible option.
| $19.99 | $19.99 | ShieldSilver |
|---|---|---|
| $39.99 | $39.99 | ShieldGold |
| $69.99 | $69.99 | ShieldPlatinum |
The company’s plan (according to its contract) excludes the following things:
AHS has coverage limitations on the liability of replacing or repairing a covered item. It has unlimited coverage for systems and up to $6k per appliance.
3.5 / 5
With over a decade of experience, Select Home Warranty has been among the popular home warranty companies in the state. It provides 3 plans to the homeowners, a 90-day repair guarantee, free roof coverage, and two months of free service with the annual plan.
Pros
Cons
Select Home Warranty provides three different plans- Bronze Care, Gold Care, and Platinum Care along with additional options.
Select has different pricing for each of its plans. The Bronze Care and Gold Care plans are offered at $45 monthly, while the Platinum Care plan is priced at $50 per month. According to the state, the deductible can range from $60-$100.
| $45.67 | $45.67 | Bronze Care |
|---|---|---|
| $45.67 | $45.67 | Gold Care |
| $50.25 | $50.25 | Platinum Care |
The Select Home Warranty claims to offer an aggregate limit of $2k per system or appliance in their plan. Here are some of the things that are not covered under the company’s plans:
4.5 / 5
Liberty Home Guard comes under the list of the top home warranty companies in Pennsylvania. It offers coverage for different home products and pest control as an additional option. The company claims to provide its services to customers at as low as $1 per day.
Pros
Cons
Liberty Home Guard provides 3 plans to the homeowners: Systems Guard, Appliance Guard, and Total Home Guard. The Total Home Guard is the most comprehensive and covers systems and appliances.
Liberty Home Guard’s plans can range from $60 to $69 per month, and costs can be higher if there’s any additional item. You will have to pay a service fee of $90 every time the technician comes.
| $59.99 | $59.99 | Systems Guard |
|---|---|---|
| $59.99 | $59.99 | Appliance Guard |
| $69.99 | $69.99 | Total Guard |
The company’s plan (according to its contract) excludes the following things:
They also have annual coverage limitations restricted to $2,000 per item during the contact period.
First American Home Warranty has been in the market since 1984. The company offers an extensive coverage limit and affordable plans compared to other competitors.
Pros
Cons
First American Home Warranty provides two different plans along with additional options. The plans offered by the company are- Basic Plan and Premier Plan. While the Basic Plan includes only home appliances, the Premier Plan is more comprehensive and includes both major home appliances and systems.
First American Home Warranty price can vary from one state to another. But, the Basic Plan’s base price is $33 per month, while the Premium plan starts at $45 per month. Additionally, there’s a deductible charge of $85 for every visit.
| $33 | $33 | Basic Plan |
|---|---|---|
| $45 | $45 | Premier Plan |
Here are some of the things that are not covered under the company’s plans:
The First American Home Warranty offers an aggregate limit of $3500 per system and $1500 per appliance in their plan.
2.9 / 5
Cinch Home Services has served over 1 million customers over the last four decades in 48 states. The company offers separate plans for systems and appliances along with a plan with a combination of both. Also, you are offered a 180-day workmanship guarantee and even a free water sensor to detect leaks.
Pros
Cons
The three plans offered by Cinch Home Services include Appliances Plan, Built-in Systems Plan, and Complete Home Plan. As the name suggests, Appliances Plan includes all the major appliances in your home, and Built-in Systems Plan includes all the major systems. The Complete Home Plan includes components from both plans.
The plans start from $27 to $39 per month. The service fees can be $75, $100, and $150, depending on the chosen plan.
| $27.99 | $27.99 | Appliances Plan |
|---|---|---|
| $32.99 | $32.99 | Systems Plan |
| $39.99 | $39.99 | Complete Plan |
The Cinch Home Service has the following exclusions:
The coverage limit of Cinch Home Services for both appliances and systems is up to $2k/item.
Find out about the annual cost of home maintenance in Top Pennsylvania cities by going through the table below:
Homeowners have to pay different expenses which can include property taxes and insurance, and even maintenance. As per a recent study, more than 40% of Americans don’t take home maintenance seriously and pay a hefty amount for repairs.
Additionally, if you live in Pennsylvania, you will know that home maintenance is essential as other things. Here, we will discuss the importance of taking home warranty in the major cities of Pennsylvania:
Allentown is one of the most expensive cities in Pennsylvania, with its housing expenses being 14% higher than the national average. The city’s high cost of living has an adverse impact on the repairs and maintenance costs. Additionally, the city’s frigid winters push many appliances and systems towards over-usage, resulting in frequent wear and tear issues.
Extreme weather in Philadelphia can put a strain on major appliances and systems. Winters can be harsh on the plumbing fixtures, and summers can be humid.
A home warranty will help you face up to the climatic challenges of the city. You can cover all major HVAC items and plumbing fixtures under one plan. Home warranties also tend to be cheaper when compared to the cost of maintenance in an expensive city like Philadelphia.
Temperatures in Pittsburgh vary throughout the year. That means you must constantly use an air conditioner or heating system, among other systems and appliances. In the event of a breakdown, the cost of repairs is high in Pittsburgh as The city has seen a high jump in maintenance charges.
A home warranty plan will help you maintain your financial health and assist you in finding a quick resolution for your damaged systems and appliances.
Bethlehem experiences hot, dry summers and wet, frigid winters. The temperatures in the city can go below 25°F during winters, which may pose a challenge to many household systems and appliances.
Choosing a home warranty will go a long way for homeowners in Bethlehem. You will stay safe from unwanted expenses and safeguard your appliances from extreme weather conditions.
If you are a homeowner, it is expected that you have faced major issues with your home systems and appliances. These problems can cost you thousands of dollars as the repair/replacement charges get high. Hence, having a home warranty will save you from such expenses and offer peace of mind.
Some of the reasons that make home warranty a worthwhile experience include:
Read the most common home repair problems faced by Pennsylvanian homeowners:
Pennsylvania foresees a lot of snow compared to other states. But, most homeowners are not aware that it can further lead to roof damage and leaks. Most home warranty companies offer coverage for roof leakage, making it worthwhile for Pennsylvanian homeowners
Pennsylvanians’ over-reliance on HVAC due to extreme climatic conditions result in a regular breakdown. Most households complain about a mishap occurring during the peak winter months due to over-usage.
Many homeowners in Pennsylvania have reportedly faced various issues related to plumbing. Issues such as clogged or slow drains, leaky faucets, low water pressure and water heater problems are among the issues that have troubled many Pennsylvanian homeowners.
Have a look at the comparison between the home warranty companies offering their services to homeowners here:
Company Name | Premium (Monthly) | BBB Rating | Response Time | Deductible | |
| Choice Home Warranty | $46-$55 | B | Up to 48 hours | $75 - $125 | |
| American Home Shield (AHS) | $29 - $99 | B+ | Up to 48 hours | $100 & $125 | |
| Select Home Warranty | $44 - $47 | B+ | 12 - 48 hours | $60-$75 | |
| Liberty Home Guard | $50-$60 | A+ | Up to 48 hours | $90 | |
| First American Home Warranty | $47-$87 | B+ | Up to 48 hours | $75,$100,$125 | |
| Cinch Home Services | $38 - $66 | B+ | Same day | $100, $125, $150 |
Home warranties are a worthwhile investment for homeowners to cut their home maintenance costs. However, always thoroughly review the companies' contracts and invest in a company that best suits your needs.
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Does The First American Home Warranty Cover Plumbing?
Yes, The First American Home Warranty covers plumbing systems and water stoppage issues.
How Much Do Home Warranty Plans Cost?
The price of a home warranty usually varies depending on the home warranty company and your state. In Pennsylvania, home warranty plans can start at $19 for a simple plan and go up to $70 for a comprehensive plan.
Also, you will have to pay a service call fee that varies from company to company. The cost can range from $65 to $125.
Do Home Warranties Cover Existing Problems?
Some home warranty companies such as American Home Shield, Liberty Home Guard, and Cinch Home Services cover existing problems. However, we recommend you go through the company’s brochure before proceeding with the buying process.
Does The Home Warranty Cover Older Appliances?
Some home warranty companies cover older appliances, including American Home Shield, Liberty Home Guard, and Cinch Home Services.
What Is Excluded From My Home Warranty Coverage?
Typically, home warranties don’t cover damages from pests, improper installation, neglect, misuse, scratches, cosmetic defects, and more. But, it is still recommended that you go through the company’s brochure for pertinent details.
Against What Issues Do Home Warranty Plans Offer Protection?
A home warranty policy keeps home appliances, and systems covered against any breakdowns because of normal wear and tear.
Updated on
January 5, 2023
https://www.homewarrantyreviews.com/home-warranty-price-estimate/
