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From stunning scenery to unpredictable weather, West Virginia homes face unique challenges. Don’t let furnace failures or appliance breakdowns disrupt your comfort. This guide explores the Best Home Warranty Companies in West Virginia, helping you find a plan to safeguard your essential systems and keep your home running smoothly year-round.
Here are our top picks for the 5 Best Home Warranty Companies in West Virginia Resident. We've carefully considered factors like coverage options, customer service, value, and reputation in the Mountain State to help you find the perfect fit for your needs.
Pros & Cons
Pros
Cons
Plans, Cost & Coverage
Elite Home Warranty provides a variety of coverage levels tailored to individual needs, including an appliances-only plan, a systems-only plan, and a comprehensive combo plan. Take a look at the table below to learn more about the plans and pricing:
Plans |
Elite Appliances |
Elite Systems |
Elite Complete |
Service Call $70 |
$44.99 |
$49.99 |
$59.99 |
Elite Appliances
Elite Systems
Elite Complete
Why We Picked It?
Elite Home Warranty emerges as a practical option for homeowners searching for reliable coverage. Its higher coverage limits justify its pricing, particularly compared to competitors that provide substantially lower limits for important items.
Pros & Cons
Pros
Cons
Plans, Cost & Coverage
AHS provides competitive plans starting at $39.99 per month, with ShieldGold and ShieldPlatinum starting at $59.99 and $89.99, respectively. Customers can choose from two service call fee options, $125 and $100, and their plan costs will be determined accordingly.
ShieldSilver |
ShieldGold |
ShieldPlatinum |
|
Cost at $125 Service Call Fee |
$39.99 |
$59.99 |
$89.99 |
Cost at $100 Service Call Fee |
$49.99 |
$69.99 |
$99.99 |
ShieldSilver:
ShieldGold:
ShieldPlatinum:
Why We Picked It?
AHS presents three inclusive coverage plans, empowering you to select the protection level aligning with your comfort preferences. Additionally, they offer customizable service fee options, enabling you to tailor your plan and manage expenses efficiently. AHS ensures ample limits of up to $5,000 for home systems such as HVAC and up to $4,000 for appliances, contingent upon the chosen plan.
Pros & Cons
Pros
Cons
Plans, Cost & Coverage
First American Home Warranty presents three comprehensive plan options: the Starter Plan, Essential Plan, and Premium Plan. The Starter and Essential Plans offer protection for home appliances and systems, each with a coverage cap of $3,500 per appliance.
The Premium Plan expands coverage to include additional systems and appliances while also doubling the appliance limits to $7,000 per appliance. This ensures thorough protection customized to meet homeowners’ specific needs.
|
Starter Plan |
Essential Plan |
Premium Plan |
Service Call of $125 |
$52 |
$62 |
$77 |
Service Call of $100 |
$57 |
$67 |
$82 |
Service Call of $75 |
$67 |
$77 |
$92 |
Starter Plan:
Essential Plan:
Premium Plan:
Why We Picked It?
With three comprehensive plan options, First American Home Warranty (FAHW) ensures extensive coverage for various home appliances. Ideal for homeowners worried about issues in older homes or seeking cost-effective coverage, FAHW’s plans go beyond standard protection.
They address problems stemming from improper installation or lack of maintenance, which is common in aging properties. With flexible coverage options, FAHW can customize a solution to suit your needs and budget, guaranteeing the perfect fit for peace of mind.
Pros & Cons
Pros
Cons
Plans, Cost & Coverage
AFC’s plans generally range from $34 to $90 per month. The pricing varies depending on the selected service fee, which ranges from $75 to $125.
Here is a detailed analysis of the cost and plans offered by AFC Home Warranty:
Plans |
Silver Plan |
Gold Plan |
Platinum Plan |
Diamond Plan |
Monthly |
$34.33 |
$48.50 |
$53.17 |
$87.75 |
Yearly |
$347 |
$516 |
$573 |
$938 |
Silver Plan:
Gold Plan:
Platinum Plan:
Diamond Plan:
Why We Picked It?
We selected AFC Home Club due to its range of plans, which slightly surpass industry averages. What distinguishes AFC is its free credit monitoring and emergency alert services, which enhance the overall value for customers. This combination of competitive pricing and supplementary benefits contributes to AFC’s strong presence in the market.
Monthly Cost
$50 - $60
Service Fee
$90
Response Time
Up to 48 hours
Pros & Cons
Pros
Cons
Plans, Cost & Coverage
Liberty Home Guard offers three core plans: systems-only, appliances-only, and a comprehensive combination with customizable add-on options. In West Virginia, plans are affordable from $49.99 to $59.99, providing a balance of extensive coverage and cost-effectiveness to meet diverse homeowner needs.
Appliances Guard |
Systems Guard |
Total Home Guard |
|
Monthly Plan |
$49.99/Month |
$54.99/Month |
$59.99/Month |
Annual Plan |
$499.99/Annum |
$549.99/Annum |
$599.99/Annum |
Appliance Guard
System Guard
Total Home Guard
Why We Picked It?
Liberty distinguishes itself with its adaptable plan durations and wide range of optional coverages, providing customers with more customization options than other highly rated companies. Accessible in all 50 states, Liberty also includes roof leak coverage as an additional feature, a unique offering not universally available from competitors.
Keeping your West Virginia home running smoothly? Here's how a home warranty can help.
Here's a breakdown of the average costs associated with a home warranty in West Virginia:
Average Annual Cost
$725
Average Monthly Cost
$60
Average Service Fee (Deductible)
$60 - $75
It's important to remember that these are just averages, and the actual cost of your home warranty in West Virginia will vary depending on several factors, including:
Here’s a breakdown of what a typical home warranty covers in the Mountain State, along with some exclusions to keep in mind and additional considerations for West Virginians:
In West Virginia, there isn't a dedicated regulatory body for home warranty companies like in some other states. However, that doesn't mean you're without recourse:
West Virginia Office of the Insurance Commissioner: While home warranties aren't technically considered insurance in the state, you can still file a complaint with the West Virginia Office of the Insurance Commissioner if you have an issue with a home warranty company. They can mediate disputes and provide resources for consumers.
Here are some resources that can help protect you:
In conclusion, navigating West Virginia's unique climate and geographical challenges requires a thoughtful approach to homeownership. Home warranty plans offer valuable protection, but selecting the optimal provider requires meticulous evaluation.
By carefully comparing coverage options, service area reputation, and client reviews, West Virginia residents can secure a home warranty that safeguards their investment and ensures the continued comfort of their mountain abode.
A.
West Virginia’s diverse climate and topography often shape common home repairs. Harsh weather conditions, including heavy rainfall and snow, contribute to frequent roof repairs and the need for well-maintained gutters to prevent water damage.
The hilly terrain may lead to foundation issues, while fluctuating temperatures make HVAC system repairs and plumbing issues commonplace. Exterior elements, such as siding, windows, and doors, require attention to withstand the weather extremes. Additionally, pest control becomes crucial in wooded areas prone to infestations.
A.
To have American Home Shield (AHS) replace your air conditioner, start by reviewing your service contract and documenting the issues with the unit. Contact AHS to initiate a service request, and a technician will inspect the air conditioner. If the technician recommends replacement and your contract covers it, communicate this to AHS for approval.
Once authorized, schedule the replacement with an approved service provider, pay any applicable fees outlined in your contract, and follow up to ensure a smooth process and proper functioning of the new unit. Keep in mind that specific procedures may vary based on your contract terms.
A.
Yes, many home warranty companies offer coverage for pools. Pool coverage is typically an optional add-on or a separate plan that homeowners can purchase in addition to their standard home warranty coverage. Pool coverage can include various pool system components, such as the pump, filter, heater, and electrical systems.