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You will need your HVAC, water heater, oven, and clothes dryer to be in top-notch condition to get through the cold winters of Ohio. To ensure the protection of the essential appliances and systems, Ohioans often invest in home warranty services. We’ve reviewed the best home warranty companies in Ohio to help you identify a suitable plan that caters to your requirements.
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Disclaimer: We facilitate quotes from reputable home warranty providers and may earn a commission, but that does not influence our evaluation process to produce unbiased reviews.
Established in 2008, Choice Home Warranty has since become a popular name in the home warranty industry. Extensive coverage, dedicated customer service, low service fees, and affordable plan options have been some of the positive features of the company.
What To Expect From CHW:
Quality customer service
30-day service guarantee
60-day workmanship guarantee
Choice Home Warranty provides two plans to homeowners- Basic Plan and Total Plan, which also includes roof coverage.
The price of the basic plan can range from $45 monthly ($530 yearly). The Total plan can come to around $55 monthly and $630 yearly. The service fees can vary from $75-$150.
American Home Shield has a comprehensive plan option and nationwide availability. It also offers customers the freedom to choose their own service fee- $75,$100, or $125, along with generous coverage caps.
What To Expect From AHS:
Generous coverage caps
30- day workmanship guarantee
Coverage of duplicate items
AHS offers three plans: ShieldSilver, ShieldGold, and ShieldPlatinum, along with different add-ons.
American Home Shield plans can range from $39 to $70/month. The three deductible options are $75, $100, and $125.
ServicePlus Home Warranty offers 24*7 customer-friendly and accessible services to homeowners. The company provides a service guarantee of 90 days and has no claims limitations.
What To Expect From ServicePlus:
A limited free coverage to new users
Guarantee of 90 days on parts & 30 days on labor
Dollar limit of $1.5k per contract item
ServicePlus Home Warranty provides two plans: Gold Plan & Platinum Plan with 18 optional items.
The price of ServicePlus can range from $50 to $65. Apart from the premiums, you will have to pay a deductible of $75 for every service visit.
America’s Preferred Home Warranty offers generous coverage caps, options on deductibles, and even covers undetectable pre-existing conditions. The company offers quality customer service and regular discounts for its members.
What To Expect From APHW:
Choice to pick your licensed contractor
Dollar limits of upto $25k per contract term
APHW offers a home warranty plan- Basic Coverage. You can upgrade the plan with your preferred add-ons. You are also offered three other options- deductible with monthly or annual payments.
The APHW plans can range from $465- $549 every year, which mainly depends on your choice. The deductible can be $50, $100 to $125.
The Select Home Warranty mainly provides same-day responses on claims, however there can be some exceptions. It has an extensive contractor network and offers discounts on multi-year plans.
What To Expect From SHW:
Dollar limits of upto $2000 per item.
Same-day response on claims
As a homeowner, you are offered three plans: Bronze Care, Gold Care, and Platinum Care.
The Bronze Care and Gold Card plans are $60 monthly ($630 annually); however, the Platinum Care plan proceeds at $64 per month ($675 annually). You will have to pay a deductible fee between $60-$100.
Cinch Home Services has over 40 years of experience with a network of 18,000 licensed contractors. It provides different plans for appliances and systems and an extensive combination plan.
What To Expect From CHS:
180-day workmanship guarantee
Free water sensor for detecting leaks
Digital dashboard for customers
Cinch Home Services offers three home protection plans to homeowners. These include Appliances Plan, Built-in Systems Plan, and Complete Home Plan. The company also provides a ‘Premier Upgrade’ package, which includes electrical & plumbing modifications, condenser pads, and more.
Cinch Home Service plans range somewhere between $34.99 to $67.99 monthly. The company’s deductible can be $75, $100, or $150, which usually depends on the plan.
Liberty Home Guard offers flexible plans to its customers at pocket-friendly prices, starting from as low as $1 a day. Apart from that, it also offers 24*7 customer service and has a good network of contractors.
What To Expect From LHG:
Offers workmanship guarantee of 60 days
Provides a live chat option
Offers extensive add-on coverage
Liberty Home Guard offers three plans to the customers: Systems Plan, Appliance Plan, and Total Home Guard Plan.
LHG’s plans can range from $35 to $50 monthly. If you choose to include any optional item, the annual costs for it can be somewhere between $44 to $195. IT charges a $90 deductible service fee.
With temperatures in winter reaching below 15°F and with an average snowfall of 28 inches per year, Ohio’s climate can be frigid. While getting a home warranty, you need to note some points to ensure you are prepared to take on Ohio’s unforgiving cold weather.
Take a look at the data for weather conditions in Ohio:
Average Rainfall
Average Sunlight
General Climate Conditions
Tropical Cyclones
37.57 Inches/Year
173 Sunny Days/ Year
Warm Summers
Cold Winters
June-NovemberÂ
Eventually, repairing or replacing the home appliances and home systems every time they break down can get expensive. But, when you select a home warranty plan, you can get them fixed by paying a limited amount. Here are some tips that can help you choose the right provider:
Different companies have different terms and conditions, so make sure to read the fine print before making a decision. Check whether all the essential home appliances and systems are covered under the home warranty plan or not.
Go through the home warranty website and review platforms to see what people are talking about the company.Â
Your home’s appliances and systems are always prone to sudden wear and tear issues. So, to be prepared, conduct in-depth research and get a home warranty that specifically matches your needs.
As a new home warranty buyer, you can even take the advice of your friends and family to help select the best home warranty.
Ohio HOA Rules and Regulations : Homeowners Protection Bureau is a private organization that helps educate and support owners of condominiums, cooperative properties, and homeowners’ associations. These regulations may also apply to the home warranty; therefore, you must understand what you are responsible for when upkeeping and maintaining your home.Â
Rural Housing Support Ohio : Â Rural Housing Support is a great help if you want to purchase a new home in rural areas.
Cincinnati Down Payment Assistance :Â The Cincinnati Down Payment assistance program will help you get a new home in the Cincinnati area.
Ohio Homeownership Assistance : The Department of Housing and Urban Development is an excellent resource for both homeowners and potential homeowners.
Ohio Weatherization Assistance : Homes require preparation for any weather conditions. Ohio weatherization assistance can be a big help for people from lower-income families. It can even help to make homes energy efficient.Â
The Bottom Line
Most home warranty companies provide warranty plans in Ohio that include coverage for all the major home systems and appliances. However, the coverage can differ from one company to another. We recommend that homeowners get free quotes and read fine prints before purchasing a home warranty.
We strive to present a well-researched and thoroughly analyzed review to offer accurate information to our readers. We consider the following parameters while reviewing home warranty companies:
Cost-effectiveness: We compare the cost of home warranty plans and determine if they are cost-effective. The pricing includes monthly/annual premiums, deductibles, and customer discounts.Â
Coverage: We compare the plans offered by different home warranty companies. The coverage includes systems, appliances, and additional offerings.
Claims: We look at customer reviews and determine how satisfied they were with the claims filing procedure, settlement, and response times.
Transparency: We verify if the home warranty company is licensed within the appropriate industry and offer details on the CEOs, contractors, and several settled claims.
Uniqueness: We examine whether the company offers additional services, advantages, or coverage alternatives that set them apart from the competition.
CustomerEngagement: We assess the determination of home warranty companies responding to consumer problems in our Complaint Resolution Program.
FAQs
Is A Home Warranty Required In Ohio?
The cost of repairing systems and appliances in the state without a home warranty is pretty steep. A home warranty in Ohio can be a good investment in the long run. All you need to pay is a nominal service call fee each time you file a claim.
Who Needs A Home Warranty In Ohio?
Homeowners residing in single-family homes, colonial homes, and farmhouses can consider opting for home warranties in the state. Residents should also consider the age and nature of systems & appliances before opting for the perfect warranty plan.
Which Is The Best Home Warranty Company In Ohio?
There are several home warranty companies offering quality service in the state. But as per customer reviews, Choice Home Warranty, American Home Shield, and ServicePlus Home Warranty top the list.
You should also know that several emerging players in the market offer competitive services. Scroll through the top 10 companies and analyze your needs, preferences, and budget to take your pick.
What Are The Costs Involved With Purchasing A Home Warranty?
The costs incurred with home warranty policies are affordable. Annual premiums range between $300-$750, respectively. The service call fee ranges from $35-$100.
What Do Home Warranties Cover?
Home warranty contracts cover many different items. Some of the most popular items are air conditioning, plumbing, refrigerators, dishwashers, microwaves, garage door openers, garbage disposal, etc. Home warranties cover many more systems and appliances, but coverage might differ depending on your chosen plan.
Is There A Limit On The Number Of Claims?
Usually, home warranty companies do not set limits on the number of claims that can get filed. However, you must check your service contract to get all the details regarding claims. If you are still unsure, you can contact the respective company’s customer care team for assistance.
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Ohio Home Warranty Companies Reviews
Richard Hamning,
Middletown
On
Oct 05, 2022
Lowe's Appliance Extended Warranty
Bought a wine chiller in 2019 wth 4 year protection plan. It stopped working. Four calls to the Protection place and I got 4 different responses and directions. The last one said they would call me within 2 days to schedule a repair. Nobody prior to that call said anything about scheduling anything. Needless to say, no call, no repair. Lowes refuses to give refund even on the Protection Plan. They claim it is between me and the protection plan people even though Lowes sold it to me. So, I'm stuck with a wine chiller that doesn't chill. Several years of shopping at Lowes and even have a Lowes credit card. Means nothing to this company. I've cancelled card and will go elsewhere.
Dana Davis,
Columbus
On
Aug 12, 2022
American Home Shield (AHS)
Horrible Experience. AHS uses lot level contractors. Issue with my fridge was NEVER resolved after over 3 weeks. Customer service reps would NOT transfer to a supervisor or management.
I was always told that they are waiting on the diagnosis from Rands Mechanical, day after day, week after week........AHS allowed this to continue for weeks without offering any assistance to me the customer. They kept saying that they would reimburse my service fee of $107 - NEVER DID. After almost 4 weeks of going round and round and round to no avail I cancelled my policy with AHS........And they charged me $65 to do it!!!! Not even the courtesy of waving the fee for all the inconvenience we suffered. I DO NOT recommend American Home Shield.
Richard Johnson,
Beachwood
On
Jul 28, 2022
American Home Shield (AHS)
Another wonderful experience with American Home Shield! Coverage was as indicated in service contract and making arrangements for necessary service was quick and easy. Service contractor arrived on time, was very pleasant and professional and identified/repaired our central air conditioner quickly and neatly. Couldn\'t be more pleased!
Nancy Kozman,
Orient
On
Jul 26, 2022
American Home Shield (AHS)
The tech was back with an extra part that wasn\'t available before but as he installed that he addressed concerns the original repair wasn\'t complete, diagnosed it , got a part and fixed it .thanks much
Roberta Dobos,
Beachwood
On
Jul 19, 2022
American Home Shield (AHS)
Needed a water heater replaced once the heater was ordered, it took one week to receive. The repair person called me when he was on the way to my house. Upon arrival it took 43 minutes to complete the task.
Sandra Wills,
Delaware
On
Jul 14, 2022
American Home Shield (AHS)
Bad. I\'m usually satisfied with your service but on the last service for my air conditioner it was a very stressful and I got no satisfaction from yours company
Chuck Baker,
Dayton
On
Jul 13, 2022
American Home Shield (AHS)
Our fridge went on the fritz, and American Home Shield had a tech to our very quickly. We found out that our fridge was bad and needed replaced. American Home Shield replaced our fridge with a new one. We appreciated how quickly they did this because living out of coolers is not fun.
Rebecca Shingleton,
Fairborn
On
Jul 02, 2022
American Home Shield (AHS)
During the extreme heat we\'ve been having our AC started acting up. One quick call and the next evening we had a tech out fixing it. They were great explained everything to us and even told us how to keep it in better working conditions. I\'m so glad this was part of our mortgage closing stuff. It saved us so much money and hassle trying to find someone to fix the issue!
Lee Bixby,
Aurora
On
Jul 01, 2022
American Home Shield (AHS)
I feel like I\'m a victim of \'bait and switch\' ... I\'ve had AHS for about a week and ending it to go to another company, almost everything that was promised coverage by the sales team is being denied by the service team. The plumber sent was rude and unprofessional, has multiple absolutely terrible \'Yelp\' reviews and I\'m being giving the choice of either having the same unprofessional 'technician' do the few things actually approved or start the whole week long process over with a new plumber. Every time I call (about 6 hrs time in 2 days) I'm either told they cant help me or I'm promised service that isn't actually forthcoming and the next representative doesn't have in thier notes. Some company will be doing business with me for the next 30 years but not AHS, completely sucking the fun out of being a new homeowner
Virginia Boyd ,
Columbus
On
Jun 28, 2022
American Home Shield (AHS)
AC unit repair. Came out on a Saturday. Very friendly and got the job done. Very appreciated during a hot week in Ohio. Thank you and was very helpful setting up maintenance as well.
Kimberly Thompson,
Canal Winchester
On
Jun 24, 2022
American Home Shield (AHS)
I am a very upset customer at this time. It is June 24th, I just called AHS to schedule my yearly air conditioner check. I was informed that this promotion only run from March to June 6th. I was informed that emails were sent out with this information. I informed customer service supervisor that I do have a busy life and don\'t pay attention to all emails. Plus, on the email there are no dates listed for promotion at all. When I purchased plan last year I was told about yearly heating and air conditioning check, not once did anyone tell me about a time frame that this should be done. Supervisor advised me to call contracted company to schedule through them with their fee even though I pay AHS monthly for this service to be free yearly. This is ridiculous and I am really reconsidering changing home warranty company.
Ali,
Columbus
On
Jun 17, 2022
American Home Shield (AHS)
All I can say I should have signed with Ahs long ago. My basement was flooded due to sum pump issue and when I called for service next day my issue was resolved. I will recommend family and friends. Please stay away other competitors like s****** p*** warranty (pure scam)
Desmond White,
Euclid
On
Jun 13, 2022
American Home Shield (AHS)
T** M***** services were great. Additionally they were flexible enough to call me prior to my appointment date and got me issues resolved 3 days sooner than the anticipated time frame. Lastly they gave fixes and self-care steps for both appliances to prevent futuristic problems unrelated to the ones I was experiencing. Great customer service.
Mary Sutton,
Cincinnati
On
May 24, 2022
American Home Shield (AHS)
I have had AHS for 2 yrs. This was the first time I contacted them for service. The response time, professional and repair service was wonderful! My dryer was repaired in 5 days and is running like new. It is well worth the investment!
Albert Delewese,
Columbus
On
May 17, 2022
American Home Shield (AHS)
I paid the $100.00 sevice fee, w**** s******* came out and stated that service I neede was not part of the contract. I called to get my service fee refunded and was told that With the company rep coming out, that used up my $100.00.
Geeta Samuel,
New Albany
On
Apr 09, 2022
American Home Shield (AHS)
Great service .. the technician was very knowledgeable and fast . He made the experience very pleasant that I definitely will tell people about your company . I have no more to say except that I was pleased all the way through .
Christine ,
Hollansburg
On
Apr 07, 2022
American Home Shield (AHS)
The company called me promptly after my request for service. The tech came and evaluated my fridge, had to order parts and came back in a few days when parts came in. My fridge works great now.
I\'m very satisfied.
Jean Lawson,
Springboro
On
Apr 06, 2022
American Home Shield (AHS)
I was having an issue with a toilet and water hammering. The repairman came in a timely manner and fixed the toilet immediately. He could not however, address the water hammering problem as it is not covered in HS\'s contract. I was pleased with what he could do.
Belinda,
Cincinnati
On
Apr 04, 2022
American Home Shield (AHS)
Member since 2017, first claim 2022. AHS agree to replace built in wall oven/microwave unit. Sent a link stating let\'s go shopping, clicked on the link, called ASH due to there were several units multiple units listed. I was told I only had the option for the first one listed and it was out of stock, and it could be years before it becomes available. They offered cash in lieu, which is not even enough to cover my replacement unit, pay, installation and disposal.
The is borderline fraud, they said yes we will replace my sorry nothing available to you, even though they continue to increase my monthly fees, when I called about the increase, I was told its due to inflation. I also spoke with a supervisor (Kevin) on 03.29.2022 he was extremely rude and refused to have his manager call me. His word was his manager is untouchable and does not return customer's call. My issue is still unresolved.
Helen Baxley,
Dayton
On
Apr 04, 2022
American Home Shield (AHS)
Good fix this time. Technician took time to determine problem. Found solution and fixed issue. I did not get charged since the original was not 100% fixed.
David Kolsky,
Warren
On
Mar 13, 2022
American Home Shield (AHS)
Appointments are always quick. The techs are polite and and on time. I like that specialized techs are referred for the tasks and not just a serviceman. American Home Shield is always polite and caring when needing a call.
Nola Robinson,
Fairfield
On
Feb 23, 2022
American Home Shield (AHS)
AHS is a great asset to have. AHS makes my life worry free. They\'re response time is great, and they have a contactor at the house immediately. If there is a bigger problem than I thought, I can count on AHS to get it solved and have it fixed without delay.
Kathy Thomas,
Mentor
On
Feb 02, 2022
American Home Shield (AHS)
My heat went out on a Tuesday, and it was 6 degrees outside. I had a new motor in my furnace by Friday. I was surprised how quickly everything was taken care of and I was nice and warm again. The technician and company were great!!!
Mike Doyle,
Bethel
On
Jan 28, 2022
Cinch Home Services
My heat pump malfunctioned and was only blowing our cold air. I contacted customer service and was very clear I had NO HEAT and the temperature was dropping to single digits that evening. They were no help at all (in addition to being VERY difficult to understand). All they kept saying was-the earliest we can have someone come out is 3 days!! When I asked what was the protocol for emergencies, no response. STAY AWAY FROM THIS COMPANY! I will not be renewing my plan.
Jeffrey Moore,
Pataskala
On
Jan 27, 2022
American Home Shield (AHS)
Quick to respond and contractors reply same day or next morning. Contractors usually come the next day, work fast, efficiently, and friendly. Never had a call back and AHS is better then the first company we had. Never had to pay anything but deductible charge. Choice Warranty cost us a AC condenser coil.
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TN
Trineice Nesbitt
I put in a claim earlier today around 5pm and they were able to schedule me an appt for the next day the same day around 7:30pm. Very fast appt scheduling.
RC
Roger Christie Zacarias
The 2 electricians that serviced our home was very professional & fast.
Hopefully we wont need help any time soon but if we do we hope they get assigned to our our address.
RE
Robert E Pavlik
Refrigerator was not cooling was able to online request repair which was very easy the repair was done in one and 1/2 days
Excellent work and response time!!!
MW
Myron Wade
The customer service was great, but nothing got fixed. Choice home warranty didn’t give me enough funds to replace my microwave and they still haven’t addressed my other claims.
SB
Susan Bass
Great customer service! We’ve been in our house for one month and the heating unit stopped blowing. CHW got a technician out the same day we called and got us taken care of.
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Updated on
January 23, 2023
