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Best Home Warranty Companies In ohio 2024

Ohio has a humid subcontinental climate with hot and humid summers and colder winters. These extreme temperature fluctuations can strain household items, and a home warranty helps avoid high maintenance costs (an average of $18,000!). We explore the best home warranty companies in Ohio to help you find the perfect warranty for you.

BEST OVERALL
fourhalf_star4.9/5
$150 Off + 1 Month Free
MOST POPULAR
fourhalf_star4.5/5
$50 OFF on Multiple Properties

Our Picks: 5 Best Home Warranty Companies For ohio Residents

Look at the top home warranty companies we have shortlisted for you among various home warranty companies in Ohio.

Highly Rated By Customers
4.9 | fourhalf_star Excellent
$150 Off + 1 Month Free

Monthly Cost

$45 - $60

Service Fee

$70

Response Time

24 - 48 hours

Pros & Cons

Pros

  • 90-day workmanship guarantee
  • Coverage limits up to $15,000
  • 30-day free trial

Cons

  • Lacks in providing proper pricing information

Plans, Cost & Coverage

Elite Home Warranty provides three plans: Elite Appliances, Elite Systems, and Elite Complete. Homeowners can personalize their coverage from a selection of 15 home items. Moreover, the plans start at $44 monthly and offer comprehensive protection.

Here is a detailed analysis of Elite Home Warranty plans and pricing:

 

Elite Appliances 

Elite Systems 

Elite Complete 

Cost at $70 Service Call Fee

$44.99

$49.99

$59.99

Elite Appliances 

  • Covers eight essential kitchen and general appliances
  • The plan includes garbage disposal, refrigerator, and dishwasher, etc
  • Individuals with a budget of $45 per month can consider this plan  

Elite Systems Plan

  • Provides coverage for seven essential home systems
  • Includes air conditioning, electrical, plumbing, and water heater
  • Ideal for individuals looking for system coverage under $50 per month

Elite Complete 

  • Comprehensive plan provides coverage for both home systems and appliances
  • Best-Suited for Ohio people seeking comprehensive protection at $60/monthly

Why We Picked It?

Elite Home Warranty offers customizable coverage options, allowing customers to tailor their appliance or system selection without additional charges. The company provides thorough information regarding coverage limits, including generous aggregate dollar caps of up to $15,000 per contract term.

The Industry Leader
4.5 | fourhalf_star Excellent

Monthly Cost

$29 - $89

Service Fee

$100 & $125

Response Time

Up to 48 hours

Pros & Cons

Pros

  • Generous coverage for covered items
  • Covers unknown pre-existing conditions
  • 24/7 emergency service

Cons

  • Higher deductibles

Plans, Cost & Coverage

American Home Shield provides three plans: ShieldSilver, ShieldGold, and ShieldPlatinum. The plans start at $29.99 per month. The company also provides coverage limits for appliances and systems of up to $4,000 and $5,000, respectively. 

Let’s look at the cost and plan details below for further explanation. 

 

ShieldSilver

ShieldGold

ShieldPlatinum

Cost at $125 Service Call Fee

$29.99

$39.99

$49.99

Cost at $100 Service Call Fee

$59.99

$69.99

$79.99

ShieldSilver

  • Coverage for 14 major systems like heating, plumbing, and electrical
  • Suitable for homeowners seeking essential home systems coverage

ShieldGold

  • Covers everything from the previous plan, plus 9 essential appliances 
  • Offers coverage for major systems as well as kitchen and laundry appliances
  • Considerable for Ohio homeowners seeking extensive coverage for home systems and kitchen appliances

ShieldPlatinum

  • This is a comprehensive plan covering 24 home systems and appliances, with a free HVAC tune-up
  • With appliance limits up to $4,000, making it a good choice for anyone seeking comprehensive coverage

Why We Picked It?

With an industry experience of 50+ years, American Home Shield has offered services to more than 2 million customers nationwide. The company provides benefits such as unknown pre-existing conditions, generous coverage limits, and the freedom to select your deductible.

Best For Add-ons
4.7 | fourhalf_star Excellent
$200 Off + 2 Months Free + Free Roof Leak Protection

Monthly Cost

$50 - $60

Service Fee

$90

Response Time

Up to 48 hours

Pros & Cons

Pros

  • Offers live chat option for customers
  • Optional pest control service available
  • Extensive add-ons list

Cons

  • Lesser coverage caps

Plans, Cost & Coverage

Liberty Home Guard offers three plan options: Appliance Guard, System Guard, and Total Home Guard. The premiums start at $49 per month, and there is a flat service fee of $90 per visit.  

Here is a detailed analysis of the cost and plans offered by Liberty Home Guard:

 

Appliances Guard

Systems Guard

Total Home Guard

Monthly Plan

$49.99

$54.99

$59.99

Annual Plan

$499.99

$549.99

$599.99

Appliances Guard

  • Offers protection for nine major appliances, such as ovens, microwaves, refrigerators, and dishwashers
  • Suitable for Ohio homeowners looking for a plan specifically for appliances 

Systems Guard

  • Coverage for six essential home systems, like HVAC, electrical, and plumbing
  • All the covered systems are capped up to $500 per contract term

Total Home Guard

  • Offers comprehensive coverage for nearly 15 home systems and appliances 
  • Homeowners wanting a maximum coverage plan can opt for this

Why We Picked It?

LHG has a network of 10,000 trained technicians, which helps it provide timely post-claim services. The company also provides a 60-day workmanship guarantee, pest control services, round-the-clock customer support, and more.

Best For Comprehensive Plans
3.7 | threehalf_star Excellent
1st month free + Free roof coverage

Monthly Cost

$46 - $55

Service Fee

$75 - $125

Response Time

Up to 48 hours

Pros & Cons

Pros

  • Coverage for homes up to 5000 sq ft without extra fee
  • Discounts on multi-year plans
  • Free roof leak coverage

Cons

  • Lower coverage limits

Plans, Cost & Coverage

Choice Home Warranty has two plans: Basic Plan and Total Plan, with pricing starting at $46 per month. Moreover, a deductible of $75 to $125 is charged. Choice has a coverage limit of up to $3,000 annually.

Let’s understand CHW’s plans and costs in detail. 

Plans

Monthly

Yearly

Basic Plan

$46.83

$532

Total Plan

$55.87

$660

Basic Plan

  • Covers 14 essential systems and appliances 
  • Offers cost-effective protection for everyday household necessities starting at $46
  • Ideal for Ohio homeowners looking for basic coverage plans

Total Plan

  • Covers everything from the previous plan plus four additional items such as AC, refrigerator, washer, and dryer
  • Suitable for homeowners looking for protection for their most valuable asset

Why We Picked It?

Choice has a network of over 25,000, protecting homeowners. The two home warranty plans protect different household appliances and systems. There is also a 30-day labor guarantee and a 90-day part guarantee. Due to its budget-friendly options and thorough coverage, Choice Home Warranty has gained popularity among Ohio residents.

Best For Affordable Coverage
3.8 | threehalf_star Excellent
$150 off + Free roof coverage + 2 months free

Monthly Cost

$44 - $47

Service Fee

$60 - $75

Response Time

12 - 48 hours

Pros & Cons

Pros

  • A good network of contractors
  • Provides discounts on multi-year plans
  • Same-day response on claims

Cons

  • Lower appliances limits

Plans, Cost & Coverage

Select Home Warranty offers three plans: Bronze Care, Gold Care, and Platinum Care. The monthly plans start at $44.42, and the annual plans start at $479.99. Select offers a coverage limit of $3,000 for HVAC and $2,000 for other systems and appliances

Here is a breakdown of SHW’s costs and plans:

 

Bronze Care

Gold Care

Platinum Care

Cost/Month

$44.42

$44.42

$47.75

Cost/Annum

$479.99

$479.99

$524.99

Bronze Plan

  • Covers eight major household appliances starting at $44.42 per month
  • Suitable for Ohio residents looking for a budget-friendly appliance repair plan

Gold Plan

  • Offers coverage to six essential home systems, including HVAC, plumbing, water heater, electrical, etc
  • Considerable for homeowners seeking home warranty coverage for systems

Platinum Plan

  • Comprehensive coverage plan includes all the items from the other two plans, with plumbing stoppages, garage door openers, and ceiling fans
  • Best-suited for Ohio homeowners looking for comprehensive coverage plans

Why We Picked It?

With ten years of involvement in the home warranty sector, Select Home Warranty offers substantial expertise. Its reputable status and broad coverage render it a favored option among Ohio residents, particularly those seeking roof protection, provided at no extra cost.

BEST OVERALL

$150 Off + 1 Month Free

Don't let broken appliance break the bank

Are Home Warranty Plans Beneficial For Ohio Homeowners?

In this section, we'll review the most common reasons homeowners must consider a home warranty in Ohio.

How Much Does An Ohio Home Warranty Cost?

Here’s how much you can pay for an Ohio Home Warranty.

Average Annual Cost

$300 - $700

Average Monthly Cost

$29 - $89

Average Service Fee (Deductible)

$60 - $125

Factors Influencing The Cost Of The Home Warranty

Home Warranty Coverage In Ohio

Here’s what you need to know about home warranty coverage in Ohio.

General Coverage Of Ohio Home Warranty

  • Basic Coverage A standard home warranty plan in Ohio typically covers major systems and appliances, including HVAC, electrical, plumbing, and kitchen appliances.
  • Optional Coverage Most home warranty companies in Ohio offer a list of items available for additional coverage. You can add these to your basic plan to enhance your coverage.

Common Exclusions

  • Pre-existing conditions Most home warranty plans do not cover such issues.
  • Acts of God Home warranty plans don’t cover damage caused by natural disasters like floods or earthquakes. Instead, these events are typically covered by home insurance companies.
  • Others Improper installation, maintenance, or misuse of covered items.

Here Are Some Additional Points To Consider

  • Additional Services Some home warranty providers in Ohio may offer additional services beyond basic coverage, such as coverage for roof leaks, pest control, or garage door repairs.
  • Extra Perks or Discounts Look for home warranty plans that offer extra perks or discounts, such as complimentary annual maintenance checks, discounts on appliance purchases, or referral bonuses for new customers.
  • Workmanship Guarantee Consider Ohio home warranty companies offering longer workmanship guarantees. This ensures that repairs are performed to a high standard and gives homeowners peace of mind.
  • Emergency Services Check if the home warranty plan includes emergency services, such as 24/7 customer support and expedited repair service for urgent issues, to ensure prompt problem resolution.

Who regulates Home Warranty Companies In Ohio?

The agencies that protect your interests against home warranty companies in Ohio are:

Final Word

Home warranty coverage in Ohio can be valuable for homeowners looking to protect their property and budget from unexpected repairs. Understanding the terms and conditions of your Ohio home warranty plan can help you make an informed decision. Don't wait until a major home system breaks down—consider purchasing a home warranty today for peace of mind and added financial security.

BEST OVERALL

$150 Off + 1 Month Free

Don't let broken appliance break the bank

Frequently Asked Questions (FAQs)

What Are The Most Common Home Repairs In Ohio?

A.

In Ohio, common home repairs are influenced by the state’s diverse climate and aging housing stock. Roof repairs are frequent due to weather variations, including snow. HVAC system maintenance is essential for both heating in winter and cooling in summer. 

Plumbing issues, such as leaks and frozen pipes, are common, and exterior maintenance, including painting and siding repairs, is often needed. Foundation repairs may also arise due to soil conditions.

How Can I Cut Costs While Shopping For Home Warranties In Ohio?

A.

To save money when shopping for home warranties in Ohio, consider comparing various providers to find the most cost-effective plans that align with your needs. Look for comprehensive coverage that addresses common repair concerns in Ohio’s climate, such as HVAC systems, plumbing, and appliances.

Pay attention to any available discounts, promotions, or bundled services that could reduce overall costs. Additionally, carefully review the terms and conditions to understand any service fees, deductibles, or coverage limitations that might impact your expenses over time.

Is A Home Warranty Worth It In Ohio?

A.

A home warranty can be worth it in Ohio, offering valuable protection against common repair issues influenced by the state’s climate and housing characteristics. With coverage for HVAC systems, plumbing, and appliances, a well-chosen home warranty gives Ohio homeowners peace of mind, helping manage unexpected repair costs and ensuring the longevity of essential home systems.

What Are Some Of The Most Common Home Warranty Exclusions In Ohio?

A.

Common home warranty exclusions in Ohio often include pre-existing conditions, inadequate maintenance, and certain types of appliances or systems. Pre-existing conditions or issues known before the warranty starts may not be covered. 

Inadequate maintenance, such as neglecting routine care or misusing appliances, is typically excluded. Some warranties may limit coverage to specific items like pools, sprinkler systems, or garage door openers.

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