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last_updated_icon Last updated: May 22, 2022

Home Warranty Companies In Virginia

The Commonwealth of Virginia hosts various styles of homes, from the Victorian style to contemporary housing architecture. Keeping these homes well-maintained can be a rough task in general but a sudden breakdown of home systems can make matters worse especially for the historic homes. In addition, they may have other problems with the electrical wiring and roofing that can be expensive to fix.

Home warranties can help in this aspect by saving thousands of dollars on expensive repairs. About 22 home warranty companies offer their services in the state. Choosing the best company among a multitude of choices can be difficult. But, we want to aid you in this process by listing the top companies in Virginia. This article compares the best companies in the market, the services they offer, and lists all the details necessary for you to decide on a home warranty company that best fits your needs.

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ServicePlus Home Warranty

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Get $200 Off + 2 Months Free + Free Roof Coverage
  • Covers systems and appliances regardless of age, make or model.
  • Premium prices from $41-$48 monthly
  • Deductible priced at $75

Best Home Warranty Companies In Virginia

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Choice Home Warranty

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  • Choice Home Warranty was nominated for the Editor’s Choice Award for 2018 and 2019
  • One of the few companies that offer coverage for roof repair
  • The waiting period of the policy is 30 Days
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They are one of the few companies to offer roof repair coverage at an affordable price.

Offer(s) Available:

offer-img FIRST MONTH FREE + LIMITED ROOF COVERAGE

PRICING

$46-$55 monthly

SERVICE FEE

$60-$85

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American Home Shield (AHS)

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  • American Home Shield founded the home warranty industry in 1971
  • Contractor network of 15,000 licensed professionals
  • The waiting period of the policy is 30 Days
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They let you pick and choose particular items you want to protect and Build-Your-Own Plan.

PRICING

$39 - $70

SERVICE FEE

$75 - $125

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ServicePlus Home Warranty

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  • Affordable and comprehensive home warranty protection
  • All the authorized contractors and service technicians are licensed and insured
  • The waiting period of the policy is 30 Days
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The company offers exciting discounts and budget protection.

Offer(s) Available:

offer-img GET $200 OFF + 2 MONTHS FREE + ROOF COVERAGE

PRICING

$53-$60 monthly

SERVICE FEE

$75

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The Home Service Club

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  • The Home Service Club is a rare exception in the industry that has a service recall period of 90 Days
  • Four-time winner of the Annual Home Warranty Awards
  • The waiting period of the policy is 30 Days
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At times, they cut down the waiting period to a mere 10 days and begin protecting your devices.

PRICING

$51-$63 monthly

SERVICE FEE

$65-$125

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America's Preferred Home Warranty (APHW)

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  • APHW provides services in 49 states
  • APHW is one of the very few companies that allow you to choose your own contractor
  • The waiting period of the policy is 30 Days
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They let you pick the premium and deductible amounts in your policy and pay as you like.

PRICING

$39 - $47

SERVICE FEE

$50 - $125

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Select Home Warranty

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  • Select Home Warranty is the only top-rated company that provides coverage for mobile homes
  • Winner of the Annual Home Warranty Awards consecutively for the past 3 years
  • The waiting period of the policy is 30 Days
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They are the only company that covers mobile homes.

Offer(s) Available:

offer-img GET $150 OFF + 2 MONTHS FREE + FREE ROOF COVERAGE

PRICING

$57-$62

SERVICE FEE

$45-$100

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Cinch Home Services

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  • Cinch Home Services has 40 years of experience in the home warranty industry.
  • Have a network of 18,000 licensed contractors
  • The waiting period of the policy is 30 days.
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They offer protection from unknown pre-existing conditions.

PRICING

$420-$744

SERVICE FEE

$75-$150

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First American Home Warranty

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  • Won the Editor’s Choice award in 2017 and has been consistently nominated for the Annual Home Warranty Awards
  • First American Home Warranty saved homeowners over 180 million in 2018
  • The waiting period of the policy is 30 Days
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The company offers you limitless service call claims so that you get the value for your money.

PRICING

$336-$534+

SERVICE FEE

$85

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Home Warranty of America

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  • Home Warranty Of America offers 13-Month home warranty plans that are of great value
  • Policy has no waiting period
  • Been in the industry since 1996
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The company offers you a 13-month home warranty plan that provides exceptional coverage options.

PRICING

$275 - $695

SERVICE FEE

$75 - $100

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HSA Home Warranty

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  • Providing home warranty services since 1984
  • HSA Home Warranty Covers home systems, appliances and a wide range of home maintenance services
  • The waiting period of the policy is 30 Days
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They offer electronics coverage and 7 Star Upgrade in their plans

PRICING

$589-$619

SERVICE FEE

$100-$125

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Important Tips On Buying A Home Warranty In Virginia

Keep the following tips in mind when purchasing a home warranty.

  1. You can start off your home warranty purchase process by doing some research and analysis. Reading customer reviews can help you identify fraudulent companies.
  2. Compare the plans and average prices of home warranty plans. This will help you get maximum coverage at minimum cost. Also, check if any company allows you to customize your coverage to only pay for what you require.
  3. Determine the coverage inclusion and exclusions. Some companies in Virginia may offer complete coverage but others may cover only the major parts and components of your home appliances and systems.

    Some companies do not cover pre-existing conditions and some may even require you to get a home inspection done. You can determine the inclusions and exclusions either by talking directly to the customer support representative or reading the contract’s fine print.

  4. Look out for offers and discounts when getting a home warranty plan. Some home warranty companies may offer discounts or offers for first time customers or for customers covering two homes. Others have referral rewards if you refer their home warranty plans to your friends. This not only helps you to get the best services at a low price.
  5. Check if the warranty company has any waiting period. Some companies in Virginia may have no waiting period and provide service immediately after the payment. Others may include a waiting period of 30 days post the payment.
  6. You can also consult real estate agents. They may have information about home warranty companies that is privy only to them. Being in the business of buying and selling homes, they know exactly which home warranty companies in Virginia provide the best care to their customers.

A Glimpse At Average Premium In Virginia

The average premium for a Home Warranty plan in Virginia is $318.98, and the deductible is $40.55. The following graph gives you a brief idea of the average premium in Virginia. The X-axis displays the premium price, and the Y-axis represents the number of homeowners.

Average Premium In virginia

Min Average Premium in virginia Max $ 313.88 No. of Homeowners
Range for Homeowners who have opted for Average Premiums & Deductibles, locally.

Coverage in virginia (VA) major towns:

Alexandria Arlington Chesapeake
Hampton Newport News Norfolk
Portsmouth Richmond Roanoke

Population : 8,001,239

Don't Let Unexpected Appliance Failures Break You!

Top Home Warranty Plans In The State Of Virginia

Many home warranty companies offer plans and services in Virginia. Here, we have listed a few plans offered by top companies in Virginia.

American Home Shield is a leading home warranty service provider across the nation, including Virginia. Marking their 50th anniversary, the company introduced new plans and offers. Their roster includes - ShieldSilver covers 14 home systems, ShieldGold covers systems and 9 common appliances, and the ShieldPlatinum plan covers everything that the other two plans cover plus maintenance services and other benefits.

Choice Home Warranty, a popular home warranty provider, offers two plans - The Basic Plan and The Total Plan. Both of these cover your home appliances and systems, with the Total plan being the more comprehensive option. The company also offers optional coverage to protect additional items like pool/spa equipment, etc.

First American Home Warranty offers a basic plan and a premium plan to their customers. The basic plan only covers the appliances in your home and the premium plan provides comprehensive protection for both appliances and systems. Their average deductible is $85. In addition, their First Class upgrade allows you to have enhanced coverage and extends your dollar limits.

HSA Home Warranty offers two plan options - Buyer only and Seller/ Buyer. The coverage for Seller/ Buyer plans is comparatively lesser than the Buyer only plan but both plans cover essential appliances and systems in your home. The company’s 7 Star Upgrade extends your selected home warranty’s plan coverage.

Get your free home warranty quote to find out what the company of your choice has to offer.

Weather Conditions And Impact On Household Items

Virginia has a humid subtropical climate and is comparatively milder than other states. Nevertheless, it exhibits varied weather phenomena such as frigid temperatures, snowstorms, thunderstorms, and hurricanes.

When the temperature soars high, appliances and systems like refrigerators, air conditioners, and other cooling systems continuously beat the heat. Though these home items are designed to last longer, some weather conditions make them overwork to maintain cool temperatures, thereby reducing their lifespan.

Not just summers, even rainy and winter seasons can damage your home items over time due to the humidity and low temperatures. Furnaces and other heating systems work overtime to keep your home warmer, due to which they may break down.

The weather conditions differ across the state. Surges of power can also impact the home’s interior components and bring about expensive repairs. But with a home warranty plan you can get the faulty components fixed by professional technicians without spending huge amounts of money.

Frequently Asked Questions

What are the home warranty regulations in Virginia?

Previously under the purview of the state’s Bureau of Insurance, the passing of Housing Bill 1542 in 2017 effectively transferred the regulation of home service contract providers to the Department of Agriculture and Consumer Affairs.

Under this law, home service contract providers have to register with the new regulatory body.

Which is the best home warranty in Virginia?

Many top home warranty providers offer their services in Virginia. Two of our top picks mentioned in this page - American Home Shield and First American Home Warranty provide multiple coverage options at affordable prices.

American Home Shield founded the home warranty industry and has several years of experience in the field. They also offer maintenance services and have diverse optional add-ons you can choose.

First American Home Warranty has also been a part of the home warranty scene for a long time. They offer comprehensive coverage and extended dollar limits through the First Class Upgrade, thereby minimizing the risk of claim denials.

How to file a home warranty deed in Virginia?

Not to be confused with home warranties, a home warranty deed is a legal document used during real estate transactions between a buyer and seller. It is not related to home warranty policies and has its separate use. You can ask your real estate agent for help with this deed or download an online template.

Can I get a home warranty on an old house?

Yes, home warranty companies do offer their services to customers with old houses as well. We recommend getting a home warranty to cover your old home as most of the appliances and systems will be more prone to breakdowns.

What if I’m selling or buying a home?

Home warranties work well for both buyers and sellers during real estate transactions. For sellers, home warranties can help increase the home market’s value and attract potential buyers.

As a buyer, you may be wary of the condition of the home you are purchasing. Having a home warranty in place to save costs in case of unexpected breakdowns, can provide you with peace of mind.

What is covered under a home warranty?

Your typical home warranty coverage includes the major systems and appliances in your home. These items may be your refrigerator, dishwasher, HVAC system, plumbing system, and more. The exact coverage depends on the plan you choose and the specifications mentioned in your home warranty contract.

How does the claim process work?

When a covered item falls into disrepair, you need to file a claim with your home warranty company. Most companies have similar claims procedures.

  1. You can file your service request on your home warranty company’s website, emailing them, or placing a call to their customer service.
  2. The company will then accept and approve the request based on your claim’s validity.
  3. If your claim is approved, the company will then arrange for a service technician to visit your home and diagnose and repair the broken item. You’ll have to pay the technician the agreed-upon service fee.
We advise you to go through your service agreement with the home warranty provider in detail to avoid any claim denials.

Is homeowners insurance the same as home warranty?

Home warranties are often confused with homeowner’s insurance but the two are very different. Homeowners insurance is a prerequisite for getting a mortgage and offers coverage to structural components, furnishing, and other aspects of your property. This coverage offers compensation in cases of theft, natural disasters, etc.

Home warranties, on the other hand, are service agreements that provide coverage to the appliances and systems in your home. Home warranty coverage is only applicable when items break down due to normal wear and tear. Learn more about the differences between these two services in our comprehensive guide.

Is a home warranty worth it?

A home warranty can be a worthwhile choice if your home is old and the devices are vulnerable to breaking down. It can provide you with a sense of relief, knowing that you can call on a repair contractor ASAP. It will also help you save thousands of dollars in repair and replacement costs.

Virginia Home Warranty Companies Reviews

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K johansen, Winchester

On Apr 10, 2022

American Home Shield (AHS)

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Technician was knowledgeable and professional. Diagnosed the problem and had it repaired immediately. The only negative thing was it took two days to get here from the time I called with a claim. The issue was a problem with the gas furnace, and since got awfully cold for two nights, was disappointed that it took so long to get here.

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Leslie Ann Stanley, Newport News

On Apr 08, 2022

American Home Shield (AHS)

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Excellent experience! The plumber, S**** from P****** P******* was super knowledgeable and thorough. Service scheduling was quick and efficient. S**** was pleasant and provided us with a detailed breakdown of what was needed and what he was doing. We are definitely more than satisfied with our experience and the ease of this process.

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Johanna Morse, Suffolk

On Apr 07, 2022

American Home Shield (AHS)

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American Home Shield has provided good service and is relatively easy to work with. I would recommend them to anyone who is renting or buying a home. They have assisted me both inside and outside of my house.

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Cecilia Graham, Richmond

On Apr 05, 2022

American Home Shield (AHS)

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The technician that came from CK Appliance was very good. My overall experience with AHS not so favorable. I was sent a list of appliances for me to choose from and this wasn\'t a fit for my refrigerator space. I am not pleased at all.

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Lawrence M Edwards, Glen Allen

On Mar 24, 2022

American Home Shield (AHS)

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D****** G***** O****** Excellent service Punctual and professional American Home Shield did not honor the repair. Reported as electrical surge. Then why were the gears stripped The unit was in excess of 30 years old

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Marilyn Nguyen, Woodbridge

On Mar 15, 2022

American Home Shield (AHS)

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I received a bill (bill dated 10/26/2021) from A&E Factory Service (also went by the company name of Sears) for a repair service (service date: 10/25/2021) for my refrigerator, in the amount of $99. On 11/15/2021, I called American Home Shield (AHS) Home Warranty to inform them of & dispute the bill. I spoke with Sam, the AHS phone representative, who stated that he had spoken with A&E Factory Service and assured me that I do not need to do/pay anything. Sam confirmed that I had already paid the service fee to AHS Home Warranty; therefore, I do not need to pay A&E Factory Service, who AHS Home Warranty had dispatched to my home to complete the refrigerator repair service. However, I received a collection notice, dated December 16, 2021, from Receivable Management Services (RMS), LLC for the amount of $99. I contacted AHS Home Warranty, again, and was told that my case would be escalated to the supervisor. This representative (I do not have the representative’s name) promised to call me back with an update within 24 hours. I never received that follow-up phone call. On 2/14/2022, I called AHS Home Warranty, yet again, and spoke with Mila, the AHS phone representative, who was very rude. I was transferred around twice before I finally spoke with Hazel, the Escalation Department, who stated that she would forward my case to the Contractor Relations Department. Hazel also stated that she will call me back with the status. I have received follow-up phone calls from Hazel, stating that there was still no response from the Contractor Relations Department, but after February 25, 2021 (the last follow-up phone call), the follow-up phone calls just stopped. I had previously informed Hazel that it was very difficult for me to talk on the phone, because of my job. I work for healthcare, and within a call center, so it was/is very difficult for me to make outgoing phone calls and/or answer incoming phone calls. I have also been working over-time due to the COVID pandemic; therefore, this inconvenience is more of an inconvenience to me to have this head-ache dragged on for so long, which was very unnecessary to begin with if AHS had employees who were accountable. On February 26, 2022, I tried to contact Hazel to inquire about the status of the escalated case that was submitted to the Contractor Relations Department. I spoke with a female representative (did not get the representative’s name), who stated that she was unable to directly connect me with Hazel; however, she would send a message for Hazel to contact me back. It is now March 14, 2022, and I have yet to receive a follow-up phone call from Hazel, the Escalation Department, nor the Contactor Relations Department. My credit is very important to me. I pay my bills the day after I receive them. I have a perfect credit score. I don’t want this one little mistake, from American Home Shield, to ruin the credit that I work so hard to maintain. Just because the contractor, who American Home Shield had dispatched, were unknowledgeable about the process/procedures of payment/reimbursement between both companies. I would like for this minor problem, which turned out to be an unnecessarily-lengthy issue, to be resolved once and for all. I would also like a confirmation that this issue has been resolved, so that I can submit to the credit reporting agencies.

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Bahiru, Woodbridge

On Mar 12, 2022

American Home Shield (AHS)

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I have had an AHS contract for a year and half with no service call until last week. We called for a technician and sent pictures with a description of the issue we were having. A couple of days later, the technician showed up, stood right by the foyer, looked up and said this won’t be covered by your contract. Mind you, we spoke over the phone, sent pictures of the problem that he came to look at two days prior. And now, I’m down $125 with no service. Calling AHS was a waist of time.

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Jason Pflug, Alexandria

On Mar 11, 2022

American Home Shield (AHS)

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This is an absolute disaster of a company. I cant wait to cancel and start with a new company. Their customer service basically might as well be a computer. They can only do programmed responses. I was unable to get a simple repair made on my fridge. AVOID AT ALL COSTS

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Linda Cummer , Midlothian

On Feb 27, 2022

American Home Shield (AHS)

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Considering we’re in a pandemic and sometimes parts can be hard to get, they did a pretty good job of getting my heat pump repaired quickly. Not as happy with Home Shield because they only pay $10 a pound for Freon, and it’s very expensive. I think they could pay more than that per pound.

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Brent Trice, Richmond

On Feb 24, 2022

American Home Shield (AHS)

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Extremely terrible. If I could give 0 stars I would. My oven broke on December 27th, 2021. I made a service request that day. The issue did not get resolved until February 21, 2022! It was very poor customer service. I would not recommend AHS to anyone. When my contract is up I will be looking elsewhere. Complete waste of money. They will find every excuse in the book to not fix your appliance. Then when you call the customer service team is rude and will not help. I hope this review helps someone who was thinking about using AHS!!!!!! DON’T!!!!!!! Complete rip off

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David Prevost, Chesterfield

On Feb 21, 2022

American Home Shield (AHS)

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First two contractors sent out did not repair or get the system working. AHS reassigned new contractors and the third contractor finally fixed the issue. Would not have been a problem but the weather was very cold and the house got very cold until the third contractor fixed the issue. AHS assigned replacements quickly until the problem was resolved, but the first individual contractor did not respond from Friday to Monday. The second contractor was timely but after two visits did not resolve the problem and suggested we contact our gas supplier to check the gas pressure, which cost us 250.00 and the gas pressure was OK. The last contractor spent several hours and it appears fixed the problem.

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Kathie , Henrico

On Feb 20, 2022

American Home Shield (AHS)

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We were very pleased with our service from American shield. R***** did an excellent job repairing our problem with the toilet. We will continue to use American Shield for our home warranty service.

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CJ Davis, Hampton

On Feb 18, 2022

American Home Shield (AHS)

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Plumbers are in high demand, thank goodness my house wasn\'t flooding due to a broken pipe or we would have been under water. Took two attempts to recognize my faucet was bad. 2nd attempt went much better.

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Abdulmalek Alansari, Fairfax

On Feb 10, 2022

American Home Shield (AHS)

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I had customer with AHS several years my opinion about this Company is Excellent service and great Exporters they did Excellent Job on time and affordable price . I highly recommended For my friend

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Lee Henson, Charlottesville

On Feb 04, 2022

American Home Shield (AHS)

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After reading all the negative comments online. I was surprised, I\'ve had nothing but positive experiences with them. I had one problem with a contractor they used but once I called, the replace the company.

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Diana harrison, Fredericksburg

On Feb 04, 2022

American Home Shield (AHS)

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The service man was very helpful. I appreciate his advice. He was very timely. He cleanup after his service. His repair time was timely. The quality of his service was great.

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Mary Kenney, Front Royal

On Feb 02, 2022

American Home Shield (AHS)

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We have 2 recent claims on our AHS home warranty, replacement of our microwave and a ceiling fan. Both claims were dispatched promptly, and although handled by two different trades, were taken care of by professional companies that communicated with us and did the work in an excellent manner.

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MICHAEL J EMERLING, Henrico

On Jan 28, 2022

American Home Shield (AHS)

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initial contractor D******* C********** advised they could not work on my system because it was a boiler hot water heating system and they only deal with basic plumbing. they also advised i had a hole in my roof causing the leak. i do not. they did not for some reason want to do the work. oddly enough the 2nd contractor A** F**** O** came and checked everything out, tightened loose fittings and said the the unit was good to go. they also said they could not understand why D******* C********** would not do the basic plumbing checks. i also was not happy to be charged $125.00 twice because i was very specific as to what the issue was and should have been assigned the appropriate contractor right off the get go.

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Janice, Spotsylvania

On Jan 19, 2022

American Home Shield (AHS)

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Wonderful! Our HVAC tech arrived early, educated us about our HVAC system, and very quickly diagnosed and solved our problem! He could not have done a more stellar job!

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RMT, Berryville

On Jan 12, 2022

American Home Shield (AHS)

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We\'ve had our American Home Shield for nearly a year now. It\'s a must even when moving into your dream house. Thanks for the TLC! You\'ve made our first year in this home much nicer.

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Linda, Virginia Beach

On Jan 09, 2022

American Home Shield (AHS)

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My heat would blow warm and then turn cool after explaining this to T** he said he knew exactly what the problem sounded like. My heat was up and running in no time. T** is the best!!!!

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Catherine Spanka, Suffolk

On Dec 30, 2021

American Home Shield (AHS)

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Have been with AHS since 2007 and we have never had a complaint until now,,,,,,,Our family has been waiting since November 8, 2021 for the gas furnace to be fixed. Twice now, they have ordered the wrong control board. I was told today (December30, 2021) that maybe they might have found one. I asked to speak with a parts supervisor and was told that if they had time, they might call! I am quite certain that the "powers that be" think this is acceptable for a longtime policyholder. Not to mention, we are a priority because we have an adult with disabilities living in the home. Complete fail on AHS.....

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Dave Fisher, Poquoson

On Dec 22, 2021

American Home Shield (AHS)

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Heat exchanger quit on my furnace. Unfortunately, the new one was caught up in the "supply chain" issues and took six weeks to get here. S****** M********* called me the morning it came in and it was fixed before lunch the same day.

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MARC A DAUTEUIL, Newport News

On Dec 13, 2021

American Home Shield (AHS)

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Timely and efficient service and professional workmanship--appreciate the timely response and follow-up when not able to fix on the spot. American Home Shield has been a great investment over the last couple of decades in several of our houses.

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Rochelle Wilkins , Midlothian

On Dec 12, 2021

American Home Shield (AHS)

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I have been a customer for 17 years and the service has gone downhill. Everyone is overseas. My stove went out the Monday before Thanksgiving and no one could help. They were insensitive that I have an elderly mother with health issues and needed special meals. Angel, Retention Department, told me that I would just have to take her out. I was told lies after lies. I had to call repeatedly and switched from one department to another. I pay my bill on time, but can't get on time service.

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