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Virginia’s diverse landscapes, from the vibrant beaches to the rolling Blue Ridge Mountains, present unique needs for homeowners. Keeping your home running smoothly requires planning. This guide dives into the Best Home Warranty Companies In Virginia, empowering you to compare coverage options, costs, and providers. Find the perfect fit to safeguard your investment and enjoy peace of mind year-round.
Following a comprehensive evaluation of various providers, we've identified Virginia's top 5 home warranty companies. These companies offer reliable protection and peace of mind for Virginian homeowners, ensuring your home runs smoothly throughout the seasons.
Pros & Cons
Pros
Cons
Plans, Cost & Coverage
Elite Home Warranty offers three plans- Elite Complete, Elite Appliances, and Elite Systems. Each plan is tailored to meet different needs, providing coverage for various aspects of homeownership.
Plans |
Elite Appliances |
Elite Systems |
Elite Complete |
Monthly Cost |
$44.99 |
$49.99 |
$59.99 |
Elite Appliances
Elite Systems
Elite Complete
Why We Picked It?
Elite Home Warranty offers comprehensive coverage for home systems and appliances. Their plans are often customizable, allowing homeowners to select the coverage that best fits their needs and budget. It is a popular choice due to its comprehensive coverage, reliable service, and customizable options.
Pros & Cons
Pros
Cons
Plans, Cost & Coverage
First American Home Warranty offers three plans- Starter, Essential, and Premium. Each plan comes with different levels of coverage and deductible options to suit various homeowner needs.
Deductible |
Starter |
Essential |
Premium |
$125 |
$42.00 |
$52.00 |
$67.00 |
$100 |
$47.00 |
$57.00 |
$72.00 |
$75 |
$57.00 |
$67.00 |
$82.00 |
Starter Plan
Essential Plan
Premium Plan
Why We Picked It?
First American Home Warranty offers competitive pricing and deductible options, allowing homeowners to choose a plan that fits their budget. With transparent pricing and no hidden fees, homeowners can trust they are getting a fair deal.
Monthly Cost
$50 - $60
Service Fee
$90
Response Time
Up to 48 hours
Pros & Cons
Pros
Cons
Plans, Cost & Coverage
Liberty Home Guard offers three home warranty plans: Appliance Guard, Systems Guard, and Total Home Guard. Plans commence at $49.99 per month and cover repairs or replacements of covered items up to $2,000. Explore the details of each plan to see which one best suits your needs.
Appliances Guard |
Systems Guard |
Total Home Guard |
|
Monthly Plan |
$49.99/Month |
$54.99/Month |
$59.99/Month |
Annual Plan |
$499.99/Annum |
$549.99/Annum |
$599.99/Annum |
Appliance Guard
Systems Guard
Total Home Guard
Why We Picked It?
Liberty Home Guard offers peace of mind with affordable plans covering essential appliances and systems. Their flexible options focus on customer service and commitment to fast claims, making them a reliable home warranty choice.
Monthly Cost
$44 - $47
Service Fee
$60 - $75
Response Time
12 - 48 hours
Pros & Cons
Pros
Cons
Plans, Cost & Coverage
Select Home Warranty offers three plans—Bronze Care, Gold Care, and Platinum Care—that offer comprehensive coverage for various systems and appliances. In addition to these options, Select Home Warranty ensures that all plans have free roof leak coverage.
Plan |
Bronze Care |
Gold Care |
Platinum Care |
Monthly Cost |
$44.42 |
$44.42 |
$47.75 |
Bronze Care
Gold Care
Platinum Care
Why We Picked It?
Select Home Warranty provides a flexible service fee range of $60 to $75, enabling homeowners to select a plan that aligns with their budget. Furthermore, they extend up to $150 off and two additional months of coverage for annual premium plans, delivering exceptional value to customers.
Pros & Cons
Pros
Cons
Plans, Cost & Coverage
ServicePlus Home Warranty offers two plans- Gold and Platinum. These plans provide different levels of coverage to meet various homeowner needs and preferences.
Gold |
Platinum |
|
Less than 5,000 sqft |
$37.46 |
$43.71 |
Above 5,000 sqft |
$45.79 |
$52.04 |
Gold Plan
Platinum Plan
Why We Picked It?
ServicePlus Home Warranty offers comprehensive coverage plans tailored to meet various homeowner needs, ensuring protection for essential home systems and appliances. With a reliable network of qualified contractors and technicians, homeowners can expect prompt and professional service when repairs or replacements are needed.
A home warranty in Virginia can protect citizens from various issues specific to the state's climate and housing conditions, including:
Here's a general cost range for home warranties in Virginia:
Average Annual Cost
$420 - $745
Average Monthly Cost
$35 - $65
Average Service Fee (Deductible)
$60 - $125
The cost of a home warranty in Virginia can vary depending on several key factors:
Virginia’s diverse landscapes and vibrant communities present unique challenges for homeowners. Here’s a breakdown of what a home warranty typically covers in Virginia, helping you understand the potential benefits:
Two primary agencies regulate home warranty companies in Virginia:
The VDACS, specifically the Office of Charitable and Regulatory Programs (OCRP), requires all home warranty providers operating in Virginia to register with the state.
They also enforce the Virginia Home Service Contract Providers Act, which outlines specific regulations and consumer protection measures for home warranty companies. This includes requiring companies to:
While not the primary regulator, the Virginia Bureau of Insurance oversees the financial solvency of some home warranty companies in the state. This applies to companies offering warranties that combine home warranty coverage and limited liability insurance.
These hybrid plans might offer protection against specific risks like appliance failure and accidental damage in addition to standard home warranty coverage.
Virginia's diverse landscapes and vibrant communities present unique homeownership needs. A home warranty can safeguard your essential systems and appliances, bringing peace of mind. By comparing plans, understanding coverage details, and considering additional options, you can find Virginia's best home warranty company to suit your specific needs and budget.
A.
In Virginia, homeowners frequently encounter distinct repair challenges shaped by the state’s diverse climate. The needs are diverse, from addressing storm-induced roof repairs to conducting HVAC maintenance to adapt to temperature fluctuations. Common issues include plumbing concerns, exterior upkeep, and appliance malfunctions while prioritizing termite and pest control is crucial.
A.
Generally, home warranty companies do not cover pest control under conventional plans. However, a few companies like Liberty Home Guard provide pest control programs under their optional add-ons.
A.
In Virginia, home warranty plans can be highly beneficial, providing homeowners with valuable protection against the common repair challenges influenced by the state’s diverse climate. With frequent needs for roof repairs, HVAC maintenance for temperature variations, and plumbing concerns, a home warranty tailored to Virginia’s specific conditions offers peace of mind.
A.
A workmanship guarantee is a commitment a contractor or service provider provides regarding the quality and craftsmanship of their work. This assurance typically covers a specified period during which the contractor pledges to address and rectify any defects or issues arising from their work.