Best Home Warranty Companies In North Carolina (NC)

Exclusions and Coverage Limit

According to Choice’s sample contract, the company will not cover damages due to lack of maintenance, neglect, unforeseen circumstances, etc. Items with pre-existing conditions are also exempt from coverage.

Apart from the exclusions, there are certain set coverage limits for diagnosis, repair, or replacement for covered items, which is $3000.

Exclusions and Coverage Limit

Your American Home Shield contract will not cover routine maintenance, venting, exhaust lines, chimneys, and cosmetic damage. Some home management systems are also not covered, such as fire sprinkler systems and radon monitoring systems. Also, issues such as mold, bio-organic growth, rot, fungus, and pest damage are not covered.

The company also has dollar limitations on how much liability it has when repairing and replacing any of the covered items. As per the AHS contract, you can take advantage of unlimited dollar limits on systems and up to $6k on appliances.

Exclusions and Coverage Limit

ServicePlus Home Warranty does not cover pre-existing conditions (known and unknown), cosmetic defects, rust, misuse, or sedimentary build-up. Damage due to natural calamities, lightning strikes, and acts of Gods are also not covered. 

Other issues, such as missing components or items damaged caused by animals, bugs, mildew, mold, fungus, virus-related malfunctions, and items declared faulty by the Consumer Product Safety Commission, are also not covered.

ServicePlus has coverage limitations of $3000 for each covered item’s repair and replacement.

Exclusions and Coverage Limit

Select Home Warranty does not cover failures caused by abuse, rust, corrosion, improper installation, or known or unknown pre-existing conditions. Some components or parts of any covered item, such as freon, crushed ductwork, lights, solar heating systems, etc., are also not covered. 

The company does not offer coverage for items that require repair or replacement due to Acts of Nature and damages due to water, fire, and mold spores.

The Select Home Warranty also has an aggregate limit of $2k per system or appliance covered in your contract.

Exclusion and Coverage Limit

First American Home Warranty plans do not cover accessories, shelves, knobs, hinges, digital meters, transmitters, components like doorbells and lock assemblies in kitchen appliances, heating elements like vents, fuel storage tanks, and space heaters.

Additionally, all the covered items will be repaired or replaced up to a decided amount known as a dollar or coverage limit. FAHW has a limit of up to $2.5k per contract for each covered item.