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last_updated_icon Last updated: May 24, 2022

Home Warranties In North Carolina

Despite your best efforts, you can’t avoid your appliances breaking down and your home’s systems malfunctioning. These eventualities are further exacerbated by North Carolina’s varied but extreme temperatures that speed up the wear and tear process. If you’re a homeowner that’s struggling to save money living in this expensive state, we’ve got just the thing you need - a home warranty policy.

A service agreement that arranges skilled professionals to repair or replace your broken items at reduced prices, home warranties can help you save thousands of dollars and offer you peace of mind. Check out our curated list of top home warranty companies in the state and get one today.

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ServicePlus Home Warranty

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Get $200 Off + 2 Months Free + Free Roof Coverage
  • Covers systems and appliances regardless of age, make or model.
  • Premium prices from $41-$48 monthly
  • Deductible priced at $75

Best Home Warranty Companies In Nc

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Choice Home Warranty

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  • Choice Home Warranty was nominated for the Editor’s Choice Award for 2018 and 2019
  • One of the few companies that offer coverage for roof repair
  • The waiting period of the policy is 30 Days
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They are one of the few companies to offer roof repair coverage at an affordable price.

Offer(s) Available:

offer-img FIRST MONTH FREE + LIMITED ROOF COVERAGE

PRICING

$46-$55 monthly

SERVICE FEE

$60-$85

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American Home Shield (AHS)

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  • American Home Shield founded the home warranty industry in 1971
  • Contractor network of 15,000 licensed professionals
  • The waiting period of the policy is 30 Days
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They let you pick and choose particular items you want to protect and Build-Your-Own Plan.

PRICING

$39 - $70

SERVICE FEE

$75 - $125

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ServicePlus Home Warranty

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  • Affordable and comprehensive home warranty protection
  • All the authorized contractors and service technicians are licensed and insured
  • The waiting period of the policy is 30 Days
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The company offers exciting discounts and budget protection.

Offer(s) Available:

offer-img GET $200 OFF + 2 MONTHS FREE + ROOF COVERAGE

PRICING

$53-$60 monthly

SERVICE FEE

$75

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The Home Service Club

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  • The Home Service Club is a rare exception in the industry that has a service recall period of 90 Days
  • Four-time winner of the Annual Home Warranty Awards
  • The waiting period of the policy is 30 Days
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At times, they cut down the waiting period to a mere 10 days and begin protecting your devices.

PRICING

$51-$63 monthly

SERVICE FEE

$65-$125

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America's Preferred Home Warranty (APHW)

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  • APHW provides services in 49 states
  • APHW is one of the very few companies that allow you to choose your own contractor
  • The waiting period of the policy is 30 Days
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They let you pick the premium and deductible amounts in your policy and pay as you like.

PRICING

$39 - $47

SERVICE FEE

$50 - $125

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Select Home Warranty

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  • Select Home Warranty is the only top-rated company that provides coverage for mobile homes
  • Winner of the Annual Home Warranty Awards consecutively for the past 3 years
  • The waiting period of the policy is 30 Days
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They are the only company that covers mobile homes.

Offer(s) Available:

offer-img GET $150 OFF + 2 MONTHS FREE + FREE ROOF COVERAGE

PRICING

$57-$62

SERVICE FEE

$45-$100

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Cinch Home Services

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  • Cinch Home Services has 40 years of experience in the home warranty industry.
  • Have a network of 18,000 licensed contractors
  • The waiting period of the policy is 30 days.
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They offer protection from unknown pre-existing conditions.

PRICING

$420-$744

SERVICE FEE

$75-$150

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First American Home Warranty

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  • Won the Editor’s Choice award in 2017 and has been consistently nominated for the Annual Home Warranty Awards
  • First American Home Warranty saved homeowners over 180 million in 2018
  • The waiting period of the policy is 30 Days
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The company offers you limitless service call claims so that you get the value for your money.

PRICING

$336-$534+

SERVICE FEE

$85

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Home Warranty of America

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  • Home Warranty Of America offers 13-Month home warranty plans that are of great value
  • Policy has no waiting period
  • Been in the industry since 1996
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The company offers you a 13-month home warranty plan that provides exceptional coverage options.

PRICING

$275 - $695

SERVICE FEE

$75 - $100

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HSA Home Warranty

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  • Providing home warranty services since 1984
  • HSA Home Warranty Covers home systems, appliances and a wide range of home maintenance services
  • The waiting period of the policy is 30 Days
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They offer electronics coverage and 7 Star Upgrade in their plans

PRICING

$589-$619

SERVICE FEE

$100-$125

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Important Tips On Buying A Home Warranty In North Carolina

  1. Start by educating yourself about the ins and outs of home warranties. Make sure you understand exactly what home warranties cover and what they exclude.
  2. Reading reviews by existing customers about the service quality, any claim denials, customer service availability etc., can give you an idea about how different companies function.
  3. Have your home inspected to get a clean chit about your items’ functionality and avoid claim denials.
  4. If you require coverage for just a few items, choose a basic or customizable plan. If you own an older home, get the comprehensive coverage option to have protection in place for all vulnerable items, especially electrical and plumbing systems.
  5. Carefully read and understand your home warranty contract before signing. If you don’t understand any legal jargon in the contract, take an attorney’s help.

Weather Conditions And Impact On Household Items

North Carolina witnesses severe rainfall every year and also bears the brunt of many thunderstorms. The state is also prone to high temperatures in the summer and lower temperatures in the winter. Home appliances and systems tend to get strained during these weather fluctuations. Extreme heat or cold causes electrical items to overheat and accelerate their depreciation.

Unlike homeowners insurance, a home warranty covers damages arising out of general wear and tear. While your home warranty may not cover repair costs of failures caused by external factors, it can provide its services when your items deteriorate faster due to harsh weather conditions.

A Glimpse At Average Premium In North Carolina

The average premium for a home warranty plan in North Carolina is $318.98, and the average deductible is $40.55. The graph gives a clearer idea of the average costs for home warranty plans in North Carolina, where the X-axis represents the premium price, and the Y-axis, the number of homeowners.

Average Premium In north carolina

Min Average Premium in north carolina Max $ 313.88 No. of Homeowners
Range for Homeowners who have opted for Average Premiums & Deductibles, locally.

Coverage in north carolina (NC) major towns:

Cary Charlotte Durham
Fayetteville Greensboro High Point
Raleigh Wilmington Winston Salem

Population : 9,535,477

Don't Let Unexpected Appliance Failures Break You!

Top Home Warranty Plans In The State Of North Carolina

The right home warranty plan ensures that you enjoy comprehensive benefits. Factor in several different aspects while choosing a company’s home warranty plan in North Carolina. Look at the home warranty plan's coverage regarding the systems and appliances, company reputation, and contract costs.

American Home Shield (AHS) has been a pioneer in the home warranty industry in NC since 1971. AHS offers three plans: the ShieldSilver, ShieldGold, and ShieldPlatinum plan. The AHS contract comes into effect within 30 days of purchasing the home warranty. The annual premium for single-family homes range from $299-$500+.

Choice Home Warranty (CHW) is one of the very few companies that offer coverage for your roof repairs. The CHW contract comes into effect within 30 days. CHW plans annual premium costs anywhere between $370-$450+. They offer two plans with differing levels of coverage - Basic Plan and Total Plan.

2-10 Home Warranty has a contractor network of 6,000 professionals. It has been providing service since 1980 to its customers. 2-10 Home Warranty plans range from $399-$549. 2-10 has three types of plans: Systems, Appliances, and Structural Plans.

HSA Home Warranty has been providing services since 1984. The policy comes into effect within 30 days. The annual premium for HSA plans ranges from $589-$619. HSA home warranty plan provides comprehensive coverage to safeguard your home appliances and systems from expensive failures. They offer two plans - Homebuyer/Seller Coverage and Seller Coverage and a variety of optional add-ons.

Get a free home warranty quote from the company of your choice in North Carolina.

Frequently Asked Questions

How can home warranties help me save money?

Home warranties are service contracts that offer repair and replacement services at discounted prices. Many homeowners and real estate agents in North Carolina seek the protection of home warranties in case of unexpected and expensive repairs.

A typical home warranty policy’s annual premium can cost you $350-700, withwhile a monthly premium of $30-$75. The average repair cost of a standard appliance like a washing machine can range from $130-$500 and the replacement cost can be upwards of $1000. Upon comparing the potential costs of breakdowns, you’ll find that a home warranty coverage can help you if or when you face unexpected expenses and save you thousands of dollars.

Which is the best home warranty company in NC?

Many top home warranty companies offer their services in North Carolina. Companies like AHS and Choice offer comprehensive coverage and have a vast network of trained professionals who can provide quality service.

If you want to look for other options, you could look up and research the top companies in your area and pick the one that best serves your needs.

Is a home warranty in North Carolina available to homebuyers only?

No, while homebuyers can buy home warranties, they are also available for homeowners, sellers, and real estate agents.

What coverage options are most important In NC?

Home warranty plans range from basic to comprehensive, with the choice to add optional add-ons. Your pick of coverage options should depend on your needs.

For example, if you own an older home with most of its elements vulnerable to mechanical failures, we recommend a comprehensive plan to cover as many items as you can. On the other hand, if you are just concerned about specific items, try searching for and picking a customizable coverage option.

What are the coverage limits?

All home warranty companies have a ceiling or coverage limit to the amount they are willing to spend. Unfortunately, this means that any amount exceeding the set limit will have to be spent out of your own pocket.

On average, home warranty companies, on average, set $1500 for systems and $2000 or more for appliances. Some companies have specific limits for each coverage option. For example, AHS has a limit of $1000 for plumbing systems while 2-10 home warranty allots $2000 for the same. You can find this information in sample contracts of the respective companies.

What is a home warranty service fee?

A home warranty service fee is the amount you pay to the service technician that visits your home to diagnose and repair the problem you are facing. This fee is also known as a deductible, trade call fee, or service call fee.

Do I need a home inspection before enrolling in coverage?

Most home warranty companies do not mandate a home inspection, except a few, especially for purchasing a real estate plan. We recommend undergoing a home inspection, in any case, to prove that your items don’t have any pre-existing conditions and increase your chances of a successful claims process.

How soon can I submit claims after purchasing a home warranty?

Most home warranty companies have a 30-day waiting period before coverage period begins. However, some may have shorter waiting periods. Check with your home warranty provider or go through the fine print of your company to understand more about your warranty terms.

North carolina Home Warranty Companies Reviews

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Allen Booth, Broadway

On Apr 10, 2022

American Home Shield (AHS)

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I appreciate the work that AHS has done this far. My fault is that I need to understand my contract clearer than I do. I know I wouldn\'t be without a home warranty.

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K Carlyle , La Grange

On Apr 06, 2022

American Home Shield (AHS)

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Great experience. AHS stood behind the contract until problem was fixed on my refrigerator. Polite repairman. Easy process! The repairman was professional he kept me updated with arrival time, explained what he was doing & what the original problem was. Highly recommend AHS.

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Dianne Schumacher, Pinehurst

On Apr 06, 2022

American Home Shield (AHS)

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Master bedroom electrical out… showed up very quickly. Surge from smoke detector… took a while to trace but all is well! Many thanks! Very nice technicians and very thorough! Thankful it was nothing

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omar timmons, Moyock

On Apr 04, 2022

American Home Shield (AHS)

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The experience was great. The process went smooth and the technician that repaired my water heater was knowledgeable and great. The entire AMS staff was awesome and I would recommend them to anyone.

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Wanda Cockrum-Powell, Hope Mills

On Apr 03, 2022

American Home Shield (AHS)

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I received Great service from American Home . Response was timely. They referred me to B******. Yes I definitely would recommend B****** Air Conditioning and /HEATING services to other homeowners in their immediate servicing area.

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Denise, Greenville

On Mar 23, 2022

American Home Shield (AHS)

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We have had a great experience with AHS! We are please with the prompt service we have received. American Home Shield repaired our Glass cook top and it’s like new. AHS also did a plumbing repair for one of our toilets and AHS is also replacing a refrigerator for us that could not be repaired so we could not be happier with the service we have continued to received from AHS!!!

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Charles Edwards, Lincolnton

On Mar 19, 2022

American Home Shield (AHS)

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AHS Did a wonderful job. My refrigerator had gone out and it took like three - four weeks to get a new one. I had to make do for that time I understand shipping times are delayed these days. If there are any ways to tighten that time frame for the future of someone else would be nice

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Brenda DeLong, Jacksonville

On Mar 05, 2022

American Home Shield (AHS)

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I’m very pleased with AHS. Never had a problem on calling or any repairs. Easy to make a trouble ticket/claim Everyone is so helpful. Always have a person here in 2 days.

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Philinda Minor, Jacksonville

On Mar 05, 2022

American Home Shield (AHS)

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We are pleased so far with the replacement washer and repairs to oven and dryer. Everything was handled very well. Keep up the good work and we\'ll do our part.

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Sandra, Raleigh

On Mar 02, 2022

American Home Shield (AHS)

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D*** was great. He knew instantly what the problem was and was able to fix it very quickly. It is working great now and couldnt have gone any smoother.

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Jeffery Serbus, Jacksonville

On Feb 17, 2022

American Home Shield (AHS)

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Had a Great experience with AHS I would recommend them to everyone, they are a very good company and the contractors they use are top quality!!!!!! all people should get in touch with them for the Home assurance and piece of mind.

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Kathy Duryea, Willow Spring

On Feb 02, 2022

American Home Shield (AHS)

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Dishwasher not draining. I filed a claim and was contacted by G*****’s A******* R*****. C**** came out, and ordered new parts. Once the parts came in, C**** came back and fixed the dishwasher. It works better now than it ever has.

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Robert Windley , Charlotte

On Jan 30, 2022

American Home Shield (AHS)

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My dryer and refrigerator needed repairing. Thank God for American Home Shield representative...sent an Excellent repairman.. He fixed both appliance within 20min. The repairman was on time. Very professional, Excellent quality service.

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Jack Harger, Flat Rock

On Dec 31, 2021

American Home Shield (AHS)

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B***** P****** was a great contractor. Timely, knowledgeable, and D solved the problem. The only issue I have with AHS is it is VERY contractor sensitive. If the contractor is not top notch, and quality sensitive, the AHS relationship dissolves.

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Angela, Fairview

On Dec 30, 2021

American Home Shield (AHS)

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Excellent company….excellent service. Worth the money. I recommend this company all the time to friends and family. I have been a loyal customer for many many years.

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Tammy Crumpler, Lake Lure

On Dec 16, 2021

American Home Shield (AHS)

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We recently purchased this property, knowing that our heat pumps would need replaced at some point. Since AHS covered HVAC "systems", cooling "systems", & heating "systems", our real estate agent recommended AHS. One of them recently Rather than covering the heating pumps is now unrepairable. But rather than paying to replace the "system", AHS is paying $1,101 for just the condenser. The air handler must also be replaced because it is not compliant with current laws against R22 refrigerant, but AHS apparently does not really cover the "system", as they state in our contract. We are paying $5,099 for the rest of the system.

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Debra Farmer, Hope Mills

On Dec 04, 2021

American Home Shield (AHS)

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Thank you again American Home Shield for the repair of my leaking refrigerator. The repairman had the issue fixed in less than 30 minutes. No more leaking refrigerator! A very satisfied customer!

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Wendi Stapleton, Garner

On Nov 11, 2021

Cinch Home Services

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My last home warranty claim with Cinch was for a broken coil in our downstairs A/C unit - it took over 2 months for the service to be completed. I tried to put in another request this week for a refrigerator repair and the earliest service appointment was over 3 weeks out. I went ahead and scheduled another service tech on my own and they were here in 2 days. I believe this is their tactic to see if you will just take things into your own hands by delaying service for weeks. I know there is a shortage of technicians and parts but they will not allow you to submit the bill back to them if you don't go through their process. Extremely disappointing and poor customer service. The customer service reps are nice but provide no help.

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Kirsten Fuchs, Fletcher

On Sep 27, 2021

American Home Shield (AHS)

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We have been waiting to get our AC repaired since June 1st! No replies, reasons why or returned phone calls! The WORST customer service EVER!!! I refuse to give them any stars! We have been paying into them for over 10 years! Ridiculous!!!

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Kirsten Fuchs, Fletcher

On Sep 27, 2021

American Home Shield (AHS)

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We have been waiting to get our AC repaired since June 1st! No replies, reasons why or returned phone calls! The WORST customer service EVER!!! I refuse to give them any stars! We have been paying into them for over 10 years! Ridiculous!!!

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John Walker, Charlotte

On Sep 17, 2021

American Home Shield (AHS)

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Very good experience from the moment of my claim . A***** was very knowledgeable of my appliance and the communication and customer service was prompt.I am so glad I have AHS.

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Ron Czupka, Conover

On Sep 12, 2021

American Home Shield (AHS)

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Tech verified AC was cooling, didn’t address issue of high humidity. Offered services with added expense. Did not know how to adjust thermostat. Wanted to sell one he had saying it was better.

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TIFFANY EVANS, Camden

On Aug 19, 2021

American Home Shield (AHS)

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I was uncertain in the beginning because our air conditioner stopped cooling after hours on a Friday. They told me someone will contact me Monday or Tuesday. I received an email confirmation of the service call and which company would come. I got a call first thing Saturday morning and the technician came within the next hour and took care of the issue and submitted what was needed to American Home Shield. My first experience was great!

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Steve Koerner, Wilmington

On Aug 11, 2021

American Home Shield (AHS)

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I submitted a claim for pool pump damage on 7/29/2021. Pool company came to evaluate on 8/4/2021. Pool company said they submitted repair estimate on 8/6/2021. This is 8/11/2021 and no response from AHS to pool repair company yet. Called AHS no service, because they can only tell you what you already know. They also are not located in the USA, and hard to understand. I have been with AHS for many years, but they have really gone down hill. The owner company has just about rapped all the Home Warranty Companies under their umbrella. I rate them a 2

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Jay Ganji, Greensboro

On Jul 16, 2021

American Home Shield (AHS)

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have been with AHS for >10 to 15 years. We have a old AC unit that is 20+ years old and we know we have to replace it. As we have been loyal customers with AHS, I thought they would take care of their customers and do the right thing. For the last 4 years, we have had repairs on the unit and pay multiple times the service charge of $125 per call, plus any Freon used (just paid $385.00) and monthly AHS dues of $53. I placed a call to them sometime June 20th and it was decided the compressor needs to be changed and they ordered the part. Waited 2 weeks and got a bad compressor. They had to send it back and now we have no AC for the past one month and still no good answer from AHS. They will not replace the unit no matter what happens. They will keep changing parts and keep charging service fees until you get tired and replace the unit yourself. I am very frustrated with their service and would never recommend them to anyone. They may be okay for minor repairs, but do not expect them to replace your appliances or units no matter how long you are a customer with them. I have had multiple phone calls, spent hours on the phone with the same problem year after year, and will report them to BBB.

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