ALLCOMPANIES TOOLS BLOGS
Disclaimer

We maintain complete transparency with the readers on our website. The company rankings on our site are independent of any marketing relationships that we may hold with a home warranty company. We may receive compensation for receiving quotes or placing advertisements. However, this does not affect a company's rankings. Companies are ranked solely on the basis of consumer reviews and ratings received from home warranty users.

*The lead information obtained will be sent to the respective companies as selected by the readers. However, the lead will be shared with a similar company if the selected company either doesn't participate in Leads Program or doesn't respond.

Home /  Home Warranty Guides / How to Cancel Home Warranty Policy
last_updated_date Last updated: July 12th, 2022

How To Cancel Home Warranty Policy

PUBLISHED: July , 12 2022 • 6 MINS READ

A home warranty can help you save time and money on invariably expensive repairs of systems and appliances. Although, due to various exclusions and limitations, people may sometimes feel to cancel a home warranty. This article will lead you through the whole cancellation process of the home warranties with some crucial information that you must know. Keep reading!

How To Cancel Home Warranty Policy

Steps To Terminate A Home Warranty Plan

The process to terminate a home warranty contract varies for different companies. However, to cancel a home warranty, you may need to follow these steps:

  • Contact your home warranty provider via phone number, email, or log in to the customer portal and inform them about the cancellation. The customer service representative may ask you to provide a written notice or a home warranty cancellation letter.
  • You must write a notice including the specifics, such as the policy number, coverage period, or any claims. While sending the notice, make sure you keep its copy.
  • The company will then verify your details; this process can take four to five weeks.
  • After that, a customer service representative will inform you about the cancellation charges and the prorated refund amount.
  • Submit the cancellation fee and wait for the refund amount. It can either be in check or direct deposit in your bank account.
  • Once you receive your refund and the process is done, file your cancellation receipt with your other important home warranty documents.

Note: If you cannot find your original contract document, you can send a letter including your specifics to the company and request a copy for personal records.

Here we have mentioned the crucial factors related to the cancellation process for ten home warranty companies. Have a look:

Company
Cancellation fee
Contact details
Cancellation anytime?
Refunds within 30 days?
Refunds after 30 days?
Choice Home Warranty $50

888-373-7924

[email protected]

2147, Route 27, South, Edison, NJ – 08817

Yes Full Refund Pro-rata refund minus cancellation fees and any service cost
Sears Home Warranty $25

800-495-2705

[email protected]

Hoffman Estates, Illinois, United States

Yes Full Refund Pro-rata refund minus cancellation fees and any service cost
First American Home Warranty $50

800.327.9292 Ext. 7521

[email protected]

1244 Apollo Way, Santa Rosa, CA 95407

Yes Full Refund Pro-rata refund minus any service cost
American Home Shield N/A

800-858-1922

150 Peabody Pl Suite 301, Memphis, TN – 38103

Yes Full Refund Pro-rata refund minus any service cost
2-10 Home Buyer’s Warranty N/A

800-776-4296

Aurora, Colorado, United States

Yes Full Refund Pro-rata refund minus any service cost
HSA Home Warranty N/A

800.367.1448

Home Security of America, Inc. P.O. Box 849 Carroll, IA 51401

Yes Full Refund In 20 Days Pro-rata refund minus cancellation fees (company will inform you at the time of cancellation) and any service cost
Select Home Warranty $75

855-267-3532

[email protected]

1 International Blvd Suite 400 Mahwah, NJ, 07495

Yes Full Refund Pro-rata refund minus cancellation fees and any service cost
Cinch Home Warranty $25

800-778-8000

[email protected]

4700 Exchange Ct, Suite 300 Boca Raton, FL 33431

Yes Full Refund Pro-rata refund minus cancellation fees and any service cost
Fidelity Home Warranty $50

800-862-6837

1850 Gateway Blvd, Concord, CA

Yes N/F Pro-rata refund minus cancellation fees and any service cost
Old republic Home Warranty 10% penalty

800.445.6999

Old Republic Home ProtectionP.O. Box 5017San Ramon, CA 94583-0917

Yes Full Refund Pro-rata refund minus cancellation fees and any service cost

How to Switch Your Home Warranty

If you’re considering switching to another home warranty company, consider certain consequences. Here we have listed some pointers that you can keep in mind when purchasing a home warranty company:

Look out for better coverage:

Not being satisfied with the provided coverage could be one of the reasons for changing companies. So while switching, we recommend doing thorough research on various home warranty plans before finalizing yours.

Compare the prices of plans:

Compare the yearly premiums, deductibles, and other costs associated, from various companies. After you’ve decided, pick the provider that best fits your budget.

Understand the fine print:

Home warranties do not cover everything in your home; there will be limitations to your service contract. For example, one company may not include pre-existing conditions, while another may cover them in a particular case. To make the most of your home warranty, you must know all the details

Best Home Warranty Companies As an Alternative

There are various home warranty providers in the States, but we have shortlisted these five companies to help you choose the best for your home and pocket. Take a look:

  • American Home Shield is the industry leader carrying over five decades of experience. It is one of the most trusted companies as consumer reports state that people like its prompt and efficient services.
  • ServicePlus Home Warranty is preferred due to its high quality of services, affordable premiums, and the discounts provided to the customers at regular intervals.
  • Select Home Warranty offers comparable coverage, extensive list of add ons, flexible pricing, and great discounts. You can find it in most of the states, which is also a plus to its image.
  • Choice Home Warranty has service quality backed by comparatively more extended guarantee periods, a large contractor base, extensive coverage options, etc. With all these factors, it checks every box to be in the list of top home warranties.
  • America’s Preferred Home Warranty has over 20 years of experience. It also benefits its customers with significant dollar limits, the option to pick their technician, and more.

For more information about the companies, check the table below:

Lower Service Fee

ServicePlus Home Warranty

Rating star Rating star Rating star Rating star Rating star

Premium – $50-$60

State coverage – 48

deductible_offer_ico

Discount – $200 off + 2 months free

ServicePlus Home Warranty

Submit a review

Extensive Coverage Caps

American Home Shield

Rating star Rating star Rating star Rating star Rating star

Premium – $39-$60

State coverage – 49

deductible_offer_ico

Discount – Multi Property discount + $50 Realtor Discount

American Home Shield (AHS)

Submit a review

Responds Instantly To Claims

Select Home Warranty

Rating star Rating star Rating star Rating star Rating star

Premium – $41-$46

State coverage – 46

deductible_offer_ico

Discount – $150 off + free roof coverage + 2 months free

Select Home Warranty

Submit a review

Provides Limited Roof Coverage

Choice Home Warranty

Rating star Rating star Rating star Rating star Rating star

Premium – $46-$55

State coverage – 48

deductible_offer_ico

Discount – First Month Free, Free Limited Roof Coverage

Choice_Home_Warranty

Submit a review

Choice On Deductibles

America’s Preferred Home Warranty

Rating star Rating star Rating star Rating star Rating star

Premium – $39-$47

State coverage – 20

 America’s Preferred Home Warranty (APHW)

Submit a review

Are Home Warranties Worth it?

Your home warranty may not cover all, but it’s worth it as it helps save a lot of money on products like HVAC, electrical or plumbing systems, dishwashers, dryers, or other appliances prone to failure. You also enjoy the ease of contacting expert service providers with just one phone call without worrying about whether they are qualified to handle your home.

Frequently Asked Questions (FAQs)

Q.

Can I Cancel My Home Warranty At Any Time?

A.

You may be able to cancel your home warranty contract, but companies have specific guidelines that you’ll be required to follow. For instance, some companies have conditions that you’ll be charged a cancellation fee if you cancel your warranty after the first 30 days. So we recommend reading your user agreement thoroughly to know the exact details.

Q.

Are Home Warranty Plans Refundable If Canceled?

A.

If you cancel your plan, the company will deduct the cancellation charges (in most cases) and cost of any services used and refund you the remaining amount.

Q.

How To Cancel Choice Home Warranty Plan?

A.

As per Choice’s guidelines, you have the right to cancel your plan for any reason. To cancel your contract, you must call CHW’s toll-free number, 1-888-531-5403. Choice home warranty cancellation policy will be mentioned in your contract.

Q.

Can A Home Warranty Plan Be Transferable?

A.

Yes, most home warranty companies provide you with the option to transfer your home warranty plans. However, keep in mind that some of them charge a transfer fee.

Q.

How Do I File A Complaint Against A Home Warranty Company?

A.

If you wish to file a complaint against your home warranty company, you can consider the following measures:

Q.

How Long Does A Home Warranty Last?

A.

A home warranty plan usually lasts for 12 months, after which you get the option to renew it. After the plan expires, you might need to pay an additional monthly or annual fee for its renewal. However, some companies offer multi-year warranty plans as well.

Q.

What Is A Money-Back Guarantee Provided By Home Warranty?

A.

The money-back-guarantee by a home warranty company is generally referred for the cancellation services. For instance, Home Warranty Of America has a 30-day money-back guarantee, according to which if you cancel your contract within the first 30 days, you will receive a full refund of any payment made.

Q.

What Is A Home Warranty Direct Final Notice?

A.

A Home Warranty Final Notice is a formal letter, sometimes on pink letterhead, stating that the homeowner’s mortgage lender has taken possession of the home warranty and that coverage will cease immediately if payment is not made is known as a “Direct Final Notice.” This variant of the Scam, frequently succeeds since it includes the mortgage lender (which is not hard information to acquire) and gives it a sense of legitimacy.

Top home warranty Companies

related articles

Cost-Efficient Bedroom Ideas For Your Next Room Makeover Cost-Efficient Bedroom Ideas For Your Next Room Makeover
BY Victoria Baeker 6 MINS READ
5 Best Home Warranties for Veterans in 2022 5 Best Home Warranties for Veterans in 2022
BY Victoria Baeker 6 MINS READ
The 5 Best Condo Home Warranty Companies in 2022 The 5 Best Condo Home Warranty Companies in 2022
BY Victoria Baeker 6 MINS READ
https://www.homewarrantyreviews.com/wp-content/themes/HWR-2020
chatbot icon
HomeWarrantyReviews
Xena
Online
user survey
Feedback Questions

How can we improve your experience on our site?

Please provide a feedback

For company specific reviews click here