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last_updated_date Updated on October 13, 2022
last_updated_date Updated on October 13, 2022

Best Home Warranty Companies in San Diego, CA

San Diego is among the most expensive cities in the United States. The high cost of living and hefty prices to pay for a simple system or appliance repair in the city can strain your budget. Therefore, investing in Home warranty plans helps you cut down on your maintenance costs. We have listed some of the best home warranty companies in San Diego to help you get an ideal home warranty plan. 

Average repair costs:

  • Plumbing System

    $500 +

  • Kitchen Appliances

    $100 - $650

  • Laundry System


  • Roof Leak


  • HVAC


  • Garbage Disposal


  • Pool / Spa


  • Septic


  • Well

    $300 - $500

  • Garage Door


Service Fee$75
LimitUpto $1.5k/item
Activation 30 Days
Cancellation Fee $50
Service Fee$60-$85
LimitUpto $3K/item
Activation 30 Days
Cancellation Fee $50
Service Fee$60-$100
LimitUpto $3k/item
Activation 30 Days
Cancellation Fee $75
Service Fee$75-$125
Activation30 Days
Cancellation Fee N/A
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5 Best Home Warranty Companies in San Diego

A Detailed Review Of The Top Home Warranty Companies In San Diego

Here are the top five best home warranty companies in San Diego. Take a look at the elaborative plans to select the best home warranty.

American Home Shield (AHS) Review

With over five decades of experience, American Home Shield is known for its extensive coverage, coverage caps, and plans. 

What To Expect From American Home Shield:

  • $6k coverage limits on appliances and unlimited coverage limits on systems 
  • Covered pre-existing conditions 


The three home warranty plans offered by AHS are ShieldSilver, ShieldGold, and ShieldPlatinum. It also offers additional coverage options to its customers at affordable prices. 


AHS plans start from $39 and can go up to $70 per month, depending on the additional coverage. The company offers three deductible options to its homeowners- $75, $100, and $125. 

Service Fee $75-$125
Activation 30 Days
Cancellation FeeN/A

Select Home Warranty Review

Select Home Warranty offers budget-friendly options to homeowners in San Diego. It has an extensive contractor network and provides regular discounts and offers to its customers.

What To Expect From Select Home Warranty:

  • $2,000 limits per item 
  • Free 2 coverage months with each plan 


The three plans offered by Select Home Warranty are Bronze Care, Gold Care, and Platinum Care. 


Select Home Warranty charges $60 for Bronze and Gold Care. The Platinum Care plan starts at $64 per month. The company’s service charge can range from $60-$100, which mainly depends on the location. 

Service Fee$60-$75
Activation30 Days
Cancellation Fee$75
$150 off + Free roof coverage + 2 months free

Cinch Home Services Review

Cinch Home Services has been in the business for 40 years. The company extends its services to a million homeowners across the 48 U.S. states. 

What To Expect From Cinch Home Services?

  • Coverage limit till $2k per month 
  • $500 Homeowners Insurance Deductible Reimbursement 


The three plans offered by Cinch Home Services include Built-in Systems Plan, Appliances Plan, and Complete Home Plan. You can choose separate Premier Upgrade, which offers coverage for code upgrades, condenser pads, and much more. 


Cinch Home Services plans can range from $34.99 to $67.99 monthly and have deductibles of $75, $100, or $150.

Premium$73- $106
Service Fee$100, $125, $150
Activation30 days
Cancellation Fee10%

First American Home Warranty Review

First American Home Warranty is one of the San Diego home warranty companies that offer affordable monthly premiums along with 24/7 customer service availability. 

What To Expect From First American Home Warranty?

  • Plans starting from as low as $28 
  • Unlimited service calls all year 


The two home warranty plans offered by First American Home Warranty include Basic Plan and Premier Plan. Homeowners are even offered optional add-ons and First Class Upgrade to enhance the coverage. 


The prices of FAHW plans are different from state to state. Its Basic Plan begins at $33 and varies per the selected add-ons. The Premier Plan starts at $45 monthly and has a deductible charge of $85 per visit.

Service Fee$75,$100,$125
Activation30 day
Cancellation Fee$50

America’s First Choice – AFC Review

America’s First Choice Home Club offers a wide range of plans for homeowners, nationwide availability, along with a B rating from the BBB. 

What To Expect From America’s First Choice Home Club:

  • 24/7 customer service 
  • Minimized chance of claim denial 


The four home warranty coverage plans offered by AFC Home Club are Platinum Plan, Gold Plan, Silver Plan, and System Plan. The company even provides additional coverage options for other home items. 


The price of the Platinum Plan can range somewhere between $45.83 to $50, and the Gold Plan can range somewhere from $41.67 to $45.83. The cost of System Coverage can range from $31.25 to $39.58, while Silver Coverage plans can range from $33.33 to $37.50. The company’s deductible can range from $75-$125, mainly depending on the opted plan. 

Service Fee$75-$125
Cancellation Fee$75

Some Useful Facts About The City

city icon City: San Diego
area code icon Average real estate prices: $1,005,359
state icon State: California(CA)
population icon Population: 1241364
area code icon Area Code: 6,19,858
country icon Country: San Diego County

Weather conditions:

Average Rainfall

Average Sunlight

General Climate Conditions

Tropical Cyclones

12 inches/ year 

146 sunny days/ year 

  • Hot and dry summers 
  • Cooler and wetter winters 

Offices of home warranty companies in the city:

Housing and Development authorities:

  • San Diego Housing Commission 
  • HUD’s Homeownership Assistance 
  • California Weatherization Organization 
  • California Housing Finance Agency 

The Bottom Line 

Choosing a well-suited home warranty plan will offer you the maximum benefits. However, you should make a point to research well and select the best home warranty company in San Diego. Make sure to consider every factor, including the contract costs, company reputation, and prices.

Review Methodology

At, we are dedicated to providing in-depth home warranty reviews so you can choose the best home warranty company & make the most out of it. We examine, compare, and analyze the companies on the following factors:

San Diego Home Warranty FAQs

How Much Does A Home Warranty Cost In San Diego, Ca?

A home warranty plan in San Diego, California is $45 per month. The high-tier plans can go up to $60 per month, and the lowest plans can cost around $40 per month.

Is HVAC Maintenance Necessary?

HVAC maintenance is necessary as it will ensure your system functions properly throughout the year. An annual tune-up done twice a year will help you enjoy the indoors without worrying about breakdowns. 

What Is The Difference Between an Extended Warranty And Insurance?

A home warranty is an intentional purchase to reduce major systems and appliances’ repair and replacement costs.

While on the other hand, home insurance is essential for mortgage lenders.

How Many Times Can A Home Warranty Be Used?

A home warranty can be used numerous times, depending on the chosen plan and coverage. As there are different home warranty companies in San Diego, read its contract terms before you opt for a plan. 

How Do I Cancel My Home Warranty In San Diego?

If you want to cancel your home warranty in San Diego, you must inform your home warranty provider via phone, email, or through the company’s customer portal. The customer service representative can ask you to offer them a written notice or a home warranty cancellation letter. 

Is The AC Compressor Covered Under Home Warranty?

In most circumstances, an AC compressor is mainly covered under a home warranty. However, read the sample company’s contract to understand the home warranty better.

san diego Home Warranty Companies Reviews ensures that our readers are offered trustworthy reviews about the home warranty plans. You can easily access our Complaint Resolution Program, where you can connect with your respective home warranty company and get a solution for your problem.