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7 Best Home Warranty Companies In Houston, Texas

This guide on the best home warranty companies in Houston is your compass to navigating the world of home warranties and finding the perfect one to guard your peace of mind.

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Offer Ends
In

$200 Off*
Free roof Coverage* +2 Months additional coverage
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100,000 user reviews

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16+ Years Of Experience

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6 Million Homeowners Served

BEST OVERALL
fourhalf_star4.9/5
$150 Off + 2 Months Free
MOST POPULAR
fourhalf_star4.5/5
$50 OFF on Multiple Properties

List Of The Best Home Warranty Companies In Houston

Here's a list of top home warranty providers in Houston, complete with their pros and cons to help you find your perfect peace-of-mind protector.

Pros

  • Industry leader with comprehensive coverage
  • Vast network of technicians for quick service
  • Established reputation and track record

Cons

  • Plans may be complex for some homeowners
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$50 OFF on Multiple Properties

Premium

$29 - $89

Deductible

$100 & $125

States covered

48 states

Coverage not available in Alaska and Hawaii

Appliances Coverage Limit

$4K - $5K

Response Time

Up to 48 hours

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Pros

  • Industry leader with comprehensive coverage
  • Vast network of technicians for quick service
  • Established reputation and track record

Cons

  • Plans may be complex for some homeowners

Pros

  • Competitively priced plans
  • Variety of plans to cover different needs
  • User-friendly online claims portal

Cons

  • Longer wait times or difficulty finding qualified technicians in certain areas

Premium

$45 - $84

Deductible

$125

States covered

All 50 U.S states

Appliances Coverage Limit

$1K

Response Time

Within 48 hours

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Pros

  • Competitively priced plans
  • Variety of plans to cover different needs
  • User-friendly online claims portal

Cons

  • Longer wait times or difficulty finding qualified technicians in certain areas

Pros

  • Receives high ratings for customer service
  • Has a strong network of technicians

Cons

  • The cost of Liberty's plans are a bit expensive
 image displaying the offers available for the purchase of the home warranty plan

$200 off + 2 months free + Free roof leak protection

Premium

$50 - $60

Deductible

$90

States covered

All 50 U.S states

Appliances Coverage Limit

$2K/Item

Response Time

Up to 48 hours

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Pros

  • Receives high ratings for customer service
  • Has a strong network of technicians

Cons

  • The cost of Liberty's plans are a bit expensive

Pros

  • Affordable plans
  • Competitive pricing
  • Easy-to-use website and app

Cons

  • Reports of delays in service and repairs
 image displaying the offers available for the purchase of the home warranty plan

1st month free + Free roof coverage

Premium

$46 - $55

Deductible

$75 - $125

States covered

49 states

Coverage not available in Washington

Appliances Coverage Limit

Upto $3K/item

Response Time

Up to 48 hours

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Pros

  • Affordable plans
  • Competitive pricing
  • Easy-to-use website and app

Cons

  • Reports of delays in service and repairs

Pros

  • Specializes in service and repairs
  • Flexible plans with customizable coverage
  • Good reputation and customer service ratings

Cons

  • May not be as well-known as some competitors
 image displaying the offers available for the purchase of the home warranty plan

$200 Off + 2 Months Free*

Premium

$43 - $79

Deductible

$75

States covered

46 states

Coverage not available in California, Nevada, New York and Washington

Appliances Coverage Limit

$3K/item

Response Time

48 hours

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Read Less

Pros

  • Specializes in service and repairs
  • Flexible plans with customizable coverage
  • Good reputation and customer service ratings

Cons

  • May not be as well-known as some competitors

Pros

  • Strong reputation for customer service and reliability
  • High coverage limits compared to the industry standards
  • Large network of qualified technicians

Cons

  • Slow response time on claims filed

Premium

$58.82 - $63.48

Deductible

$50 & $100

States covered

49 states

Coverage not available in California

Appliances Coverage Limit

$25,000 contractual limit

Response Time

48 - 72 hours

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Read Less

Pros

  • Strong reputation for customer service and reliability
  • High coverage limits compared to the industry standards
  • Large network of qualified technicians

Cons

  • Slow response time on claims filed

Pros

  • Offers Affordable plans
  • Prioritizes repairs over replacements
  • Simple and easy-to-understand plans

Cons

  • Smaller network of technicians

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Read Less

Pros

  • Offers Affordable plans
  • Prioritizes repairs over replacements
  • Simple and easy-to-understand plans

Cons

  • Smaller network of technicians

Pro Tip: Check out our Best Home Warranty Companies page to learn more about the top companies of the country. 

Home Warranty Cost And Coverage-Related Details For Houston Residents

The cost and coverage details for home warranties in Houston can vary depending on factors such as the provider, the level of coverage, and the homeowner's specific needs. Here are some general guidelines on home warranty costs and coverage-related details for Houston residents:

Cost Considerations

Coverage Options

  • Average Annual Cost Home warranties in Houston typically range from $300 to $600 annually, with more comprehensive plans costing more.
  • Factors Affecting Cost Home age, size, chosen plan, coverage level, deductible amounts, and service fees influence the final price.
  • Service Call Fee Home warranties often come with a service call fee of $75 to $125 per service call.
  • Major Appliances Air conditioning, plumbing, and electrical systems. Look for warranties with comprehensive coverage for these vital elements.
  • Optional Add-ons Consider pool coverage, pest control, or appliance upgrades depending on your specific needs and budget.
  • Plan Types Basic, comprehensive, and customizable plans are available. Choose the one that best balances your desired coverage and affordability.

Check out our Texas State Page for more information on the cost, coverage, and plans offered by top companies operating in the state. 

Why Should Houston Citizens Get A Home Warranty? 

Houstonians have several reasons to consider a home warranty. A home warranty can provide financial protection and peace of mind by addressing the following concerns:

  • Protection Against Unexpected Repair Costs Houston is susceptible to extreme weather conditions like hurricanes and tropical storms. These conditions can put a strain on home systems and appliances. 
  • Coverage for Essential Home Systems In Houston's humid subtropical climate, maintaining a functional air conditioning system is crucial, and a home warranty can help cover repair or replacement costs.
  • Convenience Of Service Provider Network Home warranty companies often have a network of pre-screened service providers. This can be convenient for homeowners without established relationships with reliable contractors in a big city like Houston.
  • Budget Predictability With a home warranty, homeowners can have a more predictable budget for home maintenance. 
  • Peace of Mind Homeowners can feel more secure in their investment and focus on enjoying their homes without worrying about potential breakdowns.

Cost Of Common Household Repairs In Houston

Here’s a breakdown of the cost of common home repairs in Houston, categorized by type:

  • Plumbing

    Repair

    Average Cost 

    Leaky Faucet

    $75-$150

    Clogged Drain

    $100-$200

    Toilet Repair

    $150-$250

    Water Heater Repair

    $200-$400

  • Electrical

    Repair

    Average Cost 

    Light Switch Repair

    $50-$100

    Ceiling Fan Installation

    $100-$200

    Outlet Installation

    $75-$150

    Panel Upgrade

    $500-$1,500

  • HVAC

    Repair

    Average Cost

    Air Conditioner Repair

    $150-$300

    Furnace Repair

    $150-$300

    Duct Cleaning

    $150-$300

    Attic Fan Installation

    $300-$600

  • Appliances

    Repair

    Average Cost

    Refrigerator Repair

    $150-$300

    Dishwasher Repair

    $100-$200

    Washing Machine Repair

    $100-$200

    Dryer Repair

    $100-$200

Essential Points To Consider While Getting A Home Warranty In Houston, TX

When getting a home warranty in Houston, there are several points to consider to ensure that you make an informed decision. Here are some key considerations:

Who Regulates Home Warranty Companies In Houston?

Home warranty companies, including those operating in Houston, are not typically regulated by a specific state or federal agency. Home warranty companies are often considered service contracts, and the regulation of service contracts can vary from state to state. Here are some agencies that protect the interests of the citizens:

Texas Department of Licensing and Regulation (TDLR)

The TDLR oversees the Residential Service Company program, including Texas home warranty companies. The TLDR performs the following functions:

  • Providing License: All home warranty companies operating in Texas must be licensed by the TDLR.
  • Setting Minimum Standards: The TDLR establishes minimum standards for financial stability, claims handling, and business practices for home warranty companies.
  • Complaints Resolution: Consumers can file complaints against home warranty companies with the TDLR, which will investigate and work to resolve the issue.

The Attorney General of Texas

The Attorney General of Texas plays a crucial role in protecting home warranty customers through various means:

  • Enforcement Of The Deceptive Trade Practices Act (DTPA): The DTPA prohibits any deceptive business practices, including those used by home warranty companies. The Attorney General can investigate and file lawsuits against companies engaging in practices like:
    • Misrepresenting Coverage: Exaggerating what the warranty covers, or failing to disclose exclusions.
    • Bait-And-Switch Tactics: Luring customers with low prices but offering limited coverage.
    • Unfair Claim Settlement Practices: Denying claims without justification or delaying repairs unnecessarily.
    • Unconscionable Contracts: Including unfair and one-sided terms that favor the company at the customer’s expense.
  • Consumer Education and Complaints: The Attorney General’s office provides educational resources and tips for consumers on choosing and using home warranties. 
  • Collaboration With Other Agencies: The Attorney General often works with agencies like the TDLR to investigate and address complaints against home warranty companies.

Industry Associations

National and regional industry associations, like the National Home Service Contract Association (NHSCA), also regulate the home warranty industry. These associations have the following functions:

  • Develop Ethics and Best Practices: The NHSCA and other associations develop ethical guidelines and best practices for home warranty companies to follow.
  • Offer Educational Resources: These associations provide educational resources about home warranties for consumers.
  • Conduct Research and Advocacy: Industry associations research the home warranty industry and advocate for policies that benefit consumers.
  • Texas Department of Licensing and Regulation (TDLR)

    The TDLR oversees the Residential Service Company program, including Texas home warranty companies. The TLDR performs the following functions:

    • Providing License: All home warranty companies operating in Texas must be licensed by the TDLR.
    • Setting Minimum Standards: The TDLR establishes minimum standards for financial stability, claims handling, and business practices for home warranty companies.
    • Complaints Resolution: Consumers can file complaints against home warranty companies with the TDLR, which will investigate and work to resolve the issue.
  • The Attorney General of Texas

    The Attorney General of Texas plays a crucial role in protecting home warranty customers through various means:

    • Enforcement Of The Deceptive Trade Practices Act (DTPA): The DTPA prohibits any deceptive business practices, including those used by home warranty companies. The Attorney General can investigate and file lawsuits against companies engaging in practices like:
      • Misrepresenting Coverage: Exaggerating what the warranty covers, or failing to disclose exclusions.
      • Bait-And-Switch Tactics: Luring customers with low prices but offering limited coverage.
      • Unfair Claim Settlement Practices: Denying claims without justification or delaying repairs unnecessarily.
      • Unconscionable Contracts: Including unfair and one-sided terms that favor the company at the customer’s expense.
    • Consumer Education and Complaints: The Attorney General’s office provides educational resources and tips for consumers on choosing and using home warranties. 
    • Collaboration With Other Agencies: The Attorney General often works with agencies like the TDLR to investigate and address complaints against home warranty companies.
  • Industry Associations

    National and regional industry associations, like the National Home Service Contract Association (NHSCA), also regulate the home warranty industry. These associations have the following functions:

    • Develop Ethics and Best Practices: The NHSCA and other associations develop ethical guidelines and best practices for home warranty companies to follow.
    • Offer Educational Resources: These associations provide educational resources about home warranties for consumers.
    • Conduct Research and Advocacy: Industry associations research the home warranty industry and advocate for policies that benefit consumers.

Conclusion

The best home warranty company in Houston will depend on your specific needs, budget, and preferences. Remember to read the contract thoroughly, understand the terms and conditions, and choose a plan that aligns with your priorities as a homeowner in Houston. 

FAQs

Which house warranty claims are most frequently made in Houston?

Due to the hot weather, Houston homeowners frequently file home warranty claims for repairs of their HVAC systems, plumbing problems, including leaks or clogs, and appliance malfunctions. Homeowners also often worry about issues with their electrical systems and water heaters. 

Are damages caused by hurricanes, tornadoes & tropical storm damage covered by home warranties in Houston?

Conventional home warranties typically do not cover losses from natural catastrophes like hurricanes, tornadoes, or tropical storms. Homeowners insurance is the main source of covering for losses brought on by natural catastrophes.

Are there any other major home warranty companies covering Houston?

Apart from the ones covered in the section “List Of The Best Home Warranty Companies In Houston,” there are also reputable home warranty companies such as Homeserve USA and the Home Service Club that offer services to the residents of Houston.

What types of home warranty plans are available in Houston?

The three main home warranty plans available in Houston are Combo Plans, which cover appliances and systems; Systems Plans, which cover major house systems; and Appliance Plans, which cover individual appliances.

Specialized plans and optional add-ons can also be offered for purchasers or sellers. Reading the terms, coverage limitations, and client testimonials is critical when selecting a plan.

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